HOW TO GET HUGE CREDIT LIMIT INCREASES (UPDATED)

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  • Опубликовано: 28 окт 2024

Комментарии • 133

  • @qn5947
    @qn5947 3 года назад +122

    Get yourself at least 50k in credit limit. A $2k monthly spend is only 4% utilization across your cards, helping to raise your FICO every month.

    • @NextLevelFitness7
      @NextLevelFitness7 3 года назад +9

      How do you get 50k?

    • @BOOMGOMPERS
      @BOOMGOMPERS 3 года назад +10

      Getting a lot of creditcards

    • @chanmarr8118
      @chanmarr8118 3 года назад +14

      That’s hard for most people. I’m just focusing on paying off my balances immediately and in full.

  • @luisbarbosa964
    @luisbarbosa964 3 года назад +58

    Just called and got my credit limit increased using your suggested reasonings. Appreciate it brotha 🤘🏼

    • @Black____
      @Black____ 3 года назад

      The suggested reasons are?

    • @makeluvin
      @makeluvin 3 года назад +5

      @@Black____ lies and more lies

    • @erbcri8070
      @erbcri8070 2 года назад +2

      how long did it take for them to increase it?

    • @luisbarbosa964
      @luisbarbosa964 2 года назад +1

      @@erbcri8070 Don’t remember exactly but it didn’t take long.

    • @deveng7766
      @deveng7766 2 года назад

      Did you get a hard pull on asking for a increase ….?

  • @Ayo_zak
    @Ayo_zak 2 года назад +11

    Chase sapphire reserve has a $550 yearly fee, no thanks

  • @kenyathibodeaux8264
    @kenyathibodeaux8264 3 года назад +25

    just increased my limit! thanks for sharing!

  • @charletfoster8917
    @charletfoster8917 3 года назад +18

    A solid credit score is priceless👊🏿

    • @Black____
      @Black____ 3 года назад +5

      A sold overall credit profile is even more “priceless”.
      A solid, clean profile leads to a solid score

  • @Porcelynnn
    @Porcelynnn 3 года назад +5

    Excited to apply for my next credit cards in March!

  • @hansobermann4871
    @hansobermann4871 3 года назад +25

    Hello everybody! Stay well and strong. Compliments to the moderator.

  • @matthewkraft1188
    @matthewkraft1188 3 года назад +13

    We appreciate your knowledge. Thank you!!

  • @Jmhfl7
    @Jmhfl7 2 года назад

    Like dropped!

  • @Biggles2498
    @Biggles2498 3 года назад +10

    If you simply pay off the whole balance in UK every month they reduce your Credit Limit as they say you are not using the credit card properly !

    • @DemonTime08
      @DemonTime08 3 года назад +1

      You need to let it report a balance

  • @KeShaunB3
    @KeShaunB3 3 года назад +2

    Leave a comment people help the homie out. He helped heavy during covid

  • @dannyphoenix1127
    @dannyphoenix1127 3 года назад +10

    Hi Brian, doesn't all this include a "hard" credit review that pulls down your credit score??

  • @4DaFam
    @4DaFam 3 года назад +17

    My Capital One card increased from $500 to $3500... I just payed it in full every month for the past 6 months

    • @corpuzone
      @corpuzone 3 года назад +4

      What capital one card is that? Mine they only increased by 100!! Wow.. I was shocked the system only approved for that. My credit isn’t super prime but it’s around good. Is it one of the travel cards? Mine is the quicksilver that they just upgraded me to recently.

    • @4DaFam
      @4DaFam 3 года назад +2

      @@corpuzone Capital One Platinum... it’s my oldest card i started off at $400 then they increased it to $500... i struggled with my credit for a few years until this year

    • @graceandfavor4235
      @graceandfavor4235 3 года назад +1

      I had the exact same thing happen for me a few years back. Capital One is my oldest credit card as well.

  • @amarigrant
    @amarigrant 3 года назад +3

    Very informative ....always great info 👍👍

  • @ReignRegime
    @ReignRegime 3 года назад +5

    Keep your stuff below 30% total debt usage

    • @Biggles2498
      @Biggles2498 3 года назад

      ReignRegime : They will reduce your Credit Limit if you do that.

    • @TechMan042
      @TechMan042 Год назад +3

      Below 10% to be in the green zone

  • @deepsilencersmd7126
    @deepsilencersmd7126 3 года назад +2

    Just commenting ,liking and repeating on the next video 😊 Happy Holidays everyone!

  • @qingkoh4104
    @qingkoh4104 3 года назад +1

    I've never seen anyone do it better

  • @TheJarheadEntrepreneur
    @TheJarheadEntrepreneur 3 года назад +7

    These are some great tips brother..Haven't personally tried the competitor route, but gonna do that soon for sure..
    Keep Crushing It!! Stay HUMBLE, Stay HUNGRY, Stay FOCUSED...~The Jarhead Entrepreneur

  • @jjvillian
    @jjvillian 3 года назад +10

    But not always a good idea.. Folks want to charge and charge especially when they are out work..

  • @lando2479
    @lando2479 3 года назад +1

    Had to give you a subscribe for that one

  • @SixDogsMusic
    @SixDogsMusic 3 года назад +3

    I got a $700 line on freedom unlimited what the heck? All of my other lines are 2000, 3000, 4000…. My first and only chase card. What is going on?!

  • @KontoVonMir
    @KontoVonMir 3 года назад +8

    What’s a good multiplier with Amex currently? Fico Score around 715

  • @KarinaSkyy
    @KarinaSkyy 3 года назад +1

    Nice set up!

  • @iamamai5252
    @iamamai5252 3 года назад

    Color grading looking much better now!!

  • @ujayp4695
    @ujayp4695 3 года назад

    Honestly u r doing great job

  • @jamessuehs5877
    @jamessuehs5877 3 года назад +1

    SUP BRIAN!

  • @joymae
    @joymae 3 года назад +12

    Brian could you do a video on mortgage loans?

  • @King_D1014
    @King_D1014 3 года назад +12

    Just got the flex in the mailbox today CL $5,600.00 which is my highest limit card following CSP at $5000 min 😁

  • @房雅笛
    @房雅笛 3 года назад

    I am your fan, I will always support you🤣

  • @cezargonzalez9162
    @cezargonzalez9162 3 года назад +7

    If you request Amex for a credit increase, Does a hard inquiry hit your credit score? PLease help

  • @tha_traveler3277
    @tha_traveler3277 3 года назад +1

    thank you bro good info.

  • @novanae7799
    @novanae7799 3 года назад +2

    you do a great job.

  • @djcapel86
    @djcapel86 2 года назад

    How long do you wait to do this after you get the card?

  • @westdavid7989
    @westdavid7989 3 года назад +1

    Nice boy. Good job.

  • @jonathanfactor6688
    @jonathanfactor6688 3 года назад +1

    Great video thanks

  • @bazza2974
    @bazza2974 3 года назад +25

    I’ve always wondered: that door to the right of Brian’s shoulder is blocked by that chest of draws. How does he get to that door? Where does that door lead??

  • @Gospeed777
    @Gospeed777 2 года назад +1

    How much should you ask for ?

  • @erollflynn
    @erollflynn 3 года назад +8

    Hi Brian! Question. I have two credit cards from the same Issuer. Is it possible to consolidate both cards to one? And would this affect my credit score?

    • @rexphelp7433
      @rexphelp7433 3 года назад

      Brandon will help cuz he help me too

  • @papappapap3487
    @papappapap3487 3 года назад +2

    Thank you bro...

  • @lifeshaman6148
    @lifeshaman6148 3 года назад +2

    I just applied for the chase flex card and got a 4100 dollar limit

  • @DONWILLCERTIFIED
    @DONWILLCERTIFIED 2 года назад

    Solid

  • @delpiso88
    @delpiso88 3 года назад +3

    Requesting a credit limit increase will it be hard inquiry?

    • @jaybenz5473
      @jaybenz5473 3 года назад

      No. American Express and citi cards don't do hard inquiry on credit line increase.

    • @Gospeed777
      @Gospeed777 2 года назад

      What about Wells Fargo?

  • @supremes1964
    @supremes1964 3 года назад +2

    how about a FICO score of "837"........I pay them cards in FULL!!!! $154k limit lol

  • @evieparada
    @evieparada Год назад

    Hi i have one question. What is the max limit they can give u on a card, can it be over 100k on one card or can it go up to 1mil

    • @Bubbles99718
      @Bubbles99718 Год назад

      If you have a super high income, yes

  • @velmar3488
    @velmar3488 3 года назад +5

    Hello, Is the Chase Preferred a better choice than the American Express Gold card? I typically only put gas in Costco so i cant use AMEX there and I hardly buy groceries. I do eat out a lot though. My main bank is Chase. Thank you for your help!

    • @rexphelp7433
      @rexphelp7433 3 года назад

      It work out for me with help of Brandon

  • @antonioreyes2692
    @antonioreyes2692 3 года назад +10

    Does AMEX require a hard pull for CLI’s?

    • @Pyeknom
      @Pyeknom 3 года назад +7

      No.

    • @antonioreyes2692
      @antonioreyes2692 3 года назад +4

      @@Pyeknom, thank you. I received a reply from another source and followed exactly within this presentation and it worked. I instantly received a 9K increase.👍🏼

    • @lavenderangel2655
      @lavenderangel2655 3 года назад

      @Pyeknom hi, did you request online or by phone?

    • @antonioreyes2692
      @antonioreyes2692 3 года назад +1

      @@lavenderangel2655, online.

  • @dwalker6868
    @dwalker6868 3 года назад

    Thank you

  • @darjosh6585
    @darjosh6585 3 года назад +11

    I was at 5/24 and a few months out from going back down to 4/24 and I wanted to apply for a Chase Ink card. In the mean time, I applied and got accepted for a Discover business card because I thought all business cards didn't report to personal credit scores. I can see that the Discover business card is reporting to my personal credit but will this count towards Chase's 5/24?

  • @GrillWasabi
    @GrillWasabi 3 года назад +4

    I just got approved for $9000 but I'm going to freeze it lol

  • @kultya5605
    @kultya5605 3 года назад

    II’ve never seen anyone do it better

  • @alexhydrummer
    @alexhydrummer 3 года назад +5

    Why don't you mention hard inquiries? Requesting a higher credit limit is a hard inquiry.

  • @Insertnamehereplz
    @Insertnamehereplz 3 года назад

    I’ll give it a like

  • @AndrewMoMoney
    @AndrewMoMoney 3 года назад +8

    In before the bots! I think? Pretty sure this account I'm wiring my bitcoin to is legit

  • @LM-nu3em
    @LM-nu3em 3 года назад +2

    Business or personal credit cards, lenders aren’t approving

    • @rexphelp7433
      @rexphelp7433 3 года назад

      WHY GET A LOAN WHEN YOU CAN GET A GRANT OF $25K WITH 24HRS, I GOT MINE WITH THE HELP OF BRANDON..

  • @JStieloSoloPhysique1987
    @JStieloSoloPhysique1987 3 года назад +3

    I just paid my balance off in full and let it report as Zero.. score dropped 20 points.. I usually let it report as 1-8%

    • @MsKaramelKissez
      @MsKaramelKissez 3 года назад +1

      Why did it drop for paying it off in full??

  • @neomancr
    @neomancr Год назад

    10 dollars to 100?

  • @victorvidana206
    @victorvidana206 Год назад +1

    Can we get a business credit card without an llc?

  • @jscottie1959
    @jscottie1959 3 года назад +5

    When my lil brother didn’t give me my money back I would just lock him in the closet.

  • @terrabaypark
    @terrabaypark 3 года назад

    how soon can you request a credit line increase in amex?

    • @DeathStalkerAlpha
      @DeathStalkerAlpha 3 года назад

      Usually rule of thumb is 61 days. Some places are longer but I use 61 days

  • @lavenderangel2655
    @lavenderangel2655 3 года назад +1

    When I asked for my increase and had to input the number, the screen also asked something about my income but your screen doesn't. Any reason why?

  • @janolimit22
    @janolimit22 Год назад

    This didn't work its all computer based algorithms dont matter what you say. Everything these days is all decided by computer programs. Not a human operator.

  • @jorgejaime7340
    @jorgejaime7340 3 года назад +2

    😤

  • @goberg4710
    @goberg4710 3 года назад

    👍

  • @kingtyson713
    @kingtyson713 3 года назад +3

    Does anyone know what fico score you need to get a chase freedom card?

  • @nicholasrichman8381
    @nicholasrichman8381 3 года назад +1

    Hey man, why you bullshitting people about getting a credit jump increase from "$100-10,000", under nonsense.

  • @maurosgarage
    @maurosgarage 3 года назад +1

    4th

  • @Nwakaego_
    @Nwakaego_ 3 года назад +2

    14th!😁😜

  • @IAmMzJess
    @IAmMzJess 3 года назад +2

    1st

  • @phucphamgia3823
    @phucphamgia3823 3 года назад +1

    First!

  • @ericdoingaiagain
    @ericdoingaiagain 3 года назад +1

    Like dropped!