My Workers' Comp Guide
My Workers' Comp Guide
  • Видео 141
  • Просмотров 540 126
Can I settle my workers' comp case now? Can I settle without waiting for a QME or surgery?
This video discusses how it's possible to settle a workers' comp case at any time, as long as an agreement is reached and the judge finds adequacy. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself.
Jeremy Lusk is a certified specialist in workers’ compensation with about two decades of experience, and previously served as a Judge at the Fresno District Office of the WCAB. He has worked out of Fresno, but appeared at numerous Boards to represent both injured workers and employers/carriers.
No attorney/client relationship is created or imp...
Просмотров: 31

Видео

How can I get lost wages for my workers' comp case? Can I got lost wages at settlement?
Просмотров 1012 часа назад
This video discusses how lost wages are rarely paid in California workers' comp cases, as injured workers are usually only entitled to temporary disability. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialis...
How many reports does a QME usually issue? Is a QME supplemental report bad news?
Просмотров 1334 часа назад
This video discusses why QME's issue supplemental reports, the types of reports they issue, and how many cases will have multiple reports. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ comp...
Does life stop when I'm on TD? Can I go to the store? Or visit my grandkids?
Просмотров 1974 часа назад
This video discusses how TD is wage loss, and the importance of telling the truth to the doctors and not exceeding any restrictions. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensati...
If EDD files a lien, does that mean they get part of my workers' comp settlement?
Просмотров 1147 часов назад
This video discusses EDD liens, and how it is more of EDD putting parties on notice of benefits paid than necessarily a sign they are taking part of any settlement. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified s...
How long does a QME get to issue the report? Can I replace the QME if the report is late?
Просмотров 1057 часов назад
This video discusses the general timelines for QME reporting in California, and possible remedies. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensation with about two decades of exper...
How can I get more money out of my workers' comp settlement?
Просмотров 29916 часов назад
This video discusses some of the more common ways to get more money out of a workers' comp C&R in California. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensation with about two decad...
Does a judge have to approve a workers' comp settlement in California?
Просмотров 19819 часов назад
This video discusses how a judge must approve a workers' comp settlement in California, whether a C&R or Stips. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensation with about two dec...
Can I get a new QME? Or can I replace my QME? I don't like his/her report
Просмотров 10519 часов назад
This video discusses the limited options available if you disagree with your QME report. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensation with about two decades of experience, and...
What is a Functional Capacity Evaluation? What's a FCE?
Просмотров 10619 часов назад
This video discusses the purpose of a functional capacity evaluation. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensation with about two decades of experience, and previously served ...
Do my PD ratings for different body parts get added together?
Просмотров 6044 месяца назад
This video discusses how PD ratings for different body parts for the same injury get combined using the Combined Values Chart. They do not get added together except in very unique cases. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. The CV...
What are some issues when I have multiple workers' comp injuries at one time?
Просмотров 4394 месяца назад
This video discusses some issues that come up when there are multiple workers' comp cases at the same employer at the same time. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensation w...
What if the QME says I'm P&S, and then return to work and have a new injury?
Просмотров 3794 месяца назад
This video discusses some of the issues surrounding what happens if you have a new injury after being declared P&S on an earlier injury. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compen...
Will workers' comp find out about my old injuries?
Просмотров 3874 месяца назад
This video discusses how easily insurance companies find out about prior injuries, and how injured workers should always tell the truth. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compen...
Tell me about penalties in CA workers' comp. What kind of penalties can I get for late payments?
Просмотров 6506 месяцев назад
This video discusses penalties for late payments in California workers' comp cases. If you are an injured worker with a California injury, and don’t have an attorney, this video is intended to help provide an overview of workers’ compensation topics so you can better represent yourself. Jeremy Lusk is a certified specialist in workers’ compensation with about two decades of experience, and prev...
If I don't have an attorney should I worry if they set my deposition?
Просмотров 3126 месяцев назад
If I don't have an attorney should I worry if they set my deposition?
Why did the adjuster get a QME on my case? Should I be worried if the adjuster got a QME on my case?
Просмотров 1 тыс.6 месяцев назад
Why did the adjuster get a QME on my case? Should I be worried if the adjuster got a QME on my case?
Why does workers' comp keep changing my adjuster? Should I be worried if they change my adjuster?
Просмотров 5416 месяцев назад
Why does workers' comp keep changing my adjuster? Should I be worried if they change my adjuster?
Serious & Willful (S&W) Petitions in California workers' comp cases.
Просмотров 4986 месяцев назад
Serious & Willful (S&W) Petitions in California workers' comp cases.
How do I get total disability in workers' comp? What does it take for 100% permanent disability?
Просмотров 2,4 тыс.Год назад
How do I get total disability in workers' comp? What does it take for 100% permanent disability?
What if the adjuster sends records to the QME but I objected? Or if the adjuster didn't copy me?
Просмотров 953Год назад
What if the adjuster sends records to the QME but I objected? Or if the adjuster didn't copy me?
What if I get a bill for treatment or studies during my workers' comp case? Who pays?
Просмотров 440Год назад
What if I get a bill for treatment or studies during my workers' comp case? Who pays?
What is a third party claim in workers' comp? What is subrogation?
Просмотров 1,1 тыс.Год назад
What is a third party claim in workers' comp? What is subrogation?
Will I get permanent disability checks for life? If my doctor says disabled does that mean lifetime?
Просмотров 1,7 тыс.Год назад
Will I get permanent disability checks for life? If my doctor says disabled does that mean lifetime?
If my doctor says permanent disability does it mean I get lifetime checks? That I can't work again?
Просмотров 5 тыс.Год назад
If my doctor says permanent disability does it mean I get lifetime checks? That I can't work again?
What can a judge order? Can I tell a judge about how slow workers' comp is? How awful they are?
Просмотров 1,1 тыс.Год назад
What can a judge order? Can I tell a judge about how slow workers' comp is? How awful they are?
Whose job is it to get me better from my workers' comp injury? My adjuster? My doctor?
Просмотров 903Год назад
Whose job is it to get me better from my workers' comp injury? My adjuster? My doctor?
What happens when the PTP says P&S, or when the PTP says MMI?
Просмотров 1,5 тыс.Год назад
What happens when the PTP says P&S, or when the PTP says MMI?
What happens when the QME says P&S, or when the QME says MMI?
Просмотров 1,7 тыс.Год назад
What happens when the QME says P&S, or when the QME says MMI?
What is an Order Suspending Action? What is an OSA?
Просмотров 996Год назад
What is an Order Suspending Action? What is an OSA?

Комментарии

  • @esbcchampion3896
    @esbcchampion3896 19 минут назад

    I'm thinking about settling my workers comp case early due to the fact that I feel the insurance for the company I worked for is taking their sweet time to do anything. I was injured in may and have had zero medical treatment from the doctor they send me to and we're in late Nov. Every time I visit the doctor he see's me over a ipad and says they need Xrays..and that it would take 30 days to get that approved..wait 30 days get the xrays just to hear nothings broken...like duh...then they write a work status report for light duty no lifting over 10 lbs...I work in the construction field,everything is over 10 lbs..so now he says they need MRI's thats another 30 days..get the MRI results just to hear that theres so many things that they found wrong with me stemming from the work injury they dont know where to start..So they say you need to see a speacialist..they skip the speacialist and send me straight to the QME..who says "I dont know why it took 6 months just to see me...I wasnt on vacation or anything..I HATE WHEN INSURANCE SCREWS WITH PEOPLE LIKE THIS" which made me think they are dragging this out in hopes that I give in.Well it worked...once the qme said he'd like me to have therapy and neuro tests,I asked him would I begin asap or is it gonna be another 30 day waiting game ordeal..once he shrugged his shoulders and said who knows I was ready to give in..SOmetimes we get put in positions to where we have no choice but to tapout and get what we can..sad I know but thats life.

  • @jaliscomx328
    @jaliscomx328 45 минут назад

    Would you think it is easier and faster of a settlement overall if you have gotten all the treatmebt you need and there is a final qme report and percentages and future medical care adressed?

  • @pauldoddy9714
    @pauldoddy9714 Час назад

    Months to even years..

    • @myworkerscompguide
      @myworkerscompguide Час назад

      Exactly.

    • @pauldoddy9714
      @pauldoddy9714 29 минут назад

      @@myworkerscompguide . Thanks for explaining the Workman's Comp process well. Also when your attorney has numerous W/C cases it's a waiting process. Sometimes the wait is well worth it. But people want their money which is understandable because everyones situation is different.. Thanks again.

  • @pauldoddy9714
    @pauldoddy9714 Час назад

    I'm learning now with the back and forth negotiating. It can take a Long time to come to an agreement..

    • @myworkerscompguide
      @myworkerscompguide Час назад

      Yes, my clients tell me they want to settle, and I tell them I'll start working on it, and then a couple of days later they call wondering what's taking so long. It's a slow process. You have to work up an estimated PD level, address potential TD exposure, future medical exposure, any other issues, and then figure out a fair amount. Then the defense has to do the same. Then the negotiating starts, and it can be slooooow.

  • @michaelarmstrong9512
    @michaelarmstrong9512 День назад

    do fce effect rates?

    • @myworkerscompguide
      @myworkerscompguide День назад

      No, not directly. In California's system the PD and TD rates are determined by earnings and statutory maximus/minimums; and the disability rating is determined by whole person impairment using the AMA Guides. That said, a QME might use an FCE to help determine placement within a range or table in the AMA Guides.

  • @michaelarmstrong9512
    @michaelarmstrong9512 День назад

    so my qme wrote a pretty favorable report. however he put 2 things that is confusing everyone. 1 that everything was done correctly, I was forthcoming and honest, yet 2 he says I'm not credible. o had another wme(not on the case) look at it. he was confused but said its not bad, but could be used against me in court if it goes to trial. have you seen this before?

    • @myworkerscompguide
      @myworkerscompguide День назад

      It could be a typo, and he meant to say that you were credible. Or it could be that he felt you were not credible in certain areas. It's tough to say. You may want to talk to a local attorney for a consultation and to review the report to get the attorney's impression on the report itself.

    • @michaelarmstrong9512
      @michaelarmstrong9512 День назад

      @myworkerscompguide yea that's what I thought but no he double down said it again in subliminal report. IA confused to.

    • @myworkerscompguide
      @myworkerscompguide 3 часа назад

      @@michaelarmstrong9512 It's frustrating, but sometimes I get reports from QME's on my cases and I tell my clients that the report makes no sense, or the QME must have been confused, or maybe didn't explain what he or she was thinking for some reason. Best of luck to you.

  • @tonygareth221
    @tonygareth221 День назад

    I had a mediation no response so I was assigned a court date. I was asked to fill out questionnaire . Should I get attorney for this? My case is 100% work related and I have MRI of injury. My manager was there and knows what happened. My injury is fairly significant and I have seen surgeon but doesn’t recommend surgery YET but there’s no telling what the future holds and I may deal with this for the rest of my life. Torn labrum

    • @myworkerscompguide
      @myworkerscompguide День назад

      In California an attorney cannot charge for a consultation, so you can meet with an attorney in your area and discuss your case to see if you'd benefit from having representation. If the case is going to go to trial, and it's already been to mediation, you can likely assume that the insurance company will have an experienced attorney on their side with far more experience with workers' comp strategy than you likely have.

  • @kingoftrolls19
    @kingoftrolls19 День назад

    What usually happens at psych trials? I have a TBI and i have orthopedic injuries a head injury and psychological problems to. But i read or something that it has to be 70% or over that the injury has caused these issues. Also. A QME doctor already did a report on my orthopedic injuries but is there a timeline if my treating dr wants to dispute the hip injury?

    • @myworkerscompguide
      @myworkerscompguide День назад

      Psychiatric trials can be very complicated in California, and the burden of proof and standards that have to be shown vary depending on what type of psychiatric claim it is and what the defenses are. If your psychiatric claim is going to trial then I would strongly recommend talking to a local attorney about representation as the insurance company will almost certainly have an experienced attorney on their side. As to disputing a hip injury, a treating doctor does not usually take the lead in that dispute, but it will depend on what the dispute is such as AOE/COE, compensable consequence, or a treatment dispute. If you don't have an attorney you may want to speak to your local I&A Officer at the WCAB.

    • @kingoftrolls19
      @kingoftrolls19 День назад

      @myworkerscompguide only reason I ask is because since the QME report came out it basically means my orthopedic injuries are done with but my hip is acting up again. They already gave me partial permanent disability payments. Im waiting on a psych trial so I'm using my PPD since my TTD ran out

    • @myworkerscompguide
      @myworkerscompguide 2 часа назад

      @@kingoftrolls19 If the ortho QME found you were P&S, but now your hip condition has changed, it may mean that your hip is no longer P&S. That would need to be addressed by the PTP and QME. As to the trial, I'd again recommend talking to an attorney if you don't have one. If you do have an attorney, then he or she would know your case best.

  • @pauldoddy9714
    @pauldoddy9714 День назад

    Is a Workman's Comp/ Personal Injury case more complex as far as the duration of being settled. Some take years. Some settle in months.

    • @myworkerscompguide
      @myworkerscompguide День назад

      A third party case, such as with a personal injury lawsuit, can certainly add complexity and time as there are issues of credits and liens and potentially additional litigation.

  • @BearPapa49
    @BearPapa49 День назад

    Jeremy I received EDD twice during my 5 years of being on WC status . My case settled this past April . My attorney and I refiled again for workers comp . Can I bet another bite of the apple and file for Edd a 3 rd time ?

    • @myworkerscompguide
      @myworkerscompguide День назад

      EDD will generally pay benefits as long as the disability is certified by a doctor and there are benefits in the injured worker's account. So generally, if the EDD paid out all the benefits available to an injured worker, and then there was a new injury before either reimbursement to the EDD or new payments in due to new earnings, then there may not be additional benefits available to be paid. It really tends to depend more on what benefits are available more so than what is the date of injury or how many injuries are there. As you have an attorney, he or she would know best what benefits may be available to you. I'd say to talk to your attorney for the best information. I could only offer general info.

  • @jlsarmienta12
    @jlsarmienta12 День назад

    Not sure if you’re making new videos often but I love what your content is showing up frequently now. Did a QME last month but I wasn’t MMI and they requested a new mri and nerve testing on lower back. Who knows what’s next lol 😅 they said surgery will be the last option! 33 years older rn with a disc protrusion and nerve displacement. Have a happy thanksgiving!

    • @myworkerscompguide
      @myworkerscompguide День назад

      Thank you for the kind words. Happy Thanksgiving to you too.

  • @KeithJones-u6b
    @KeithJones-u6b День назад

    You said a qme never goes to court mine was deposed after the supplemental report because of ALS from my job because of chemicals my next qme is Dec 16th 2024

    • @myworkerscompguide
      @myworkerscompguide День назад

      A deposition of a QME is not uncommon. But in more than twenty years of practicing workers' comp, I've never seen a QME in court to testify. It was more common many decades ago. But these days the judges want discovery complete, and there's too much fear that a QME may offer new testimony, or change his or her mind, and if that occurs at trial then the entire matter may have to go off calendar for further discovery. So a deposition, which occurs in the doctor's office, or attorney's office, or these days via video/phone, is far more common than a QME going to court to testify.

  • @crystallafrance254
    @crystallafrance254 2 дня назад

    I've gotten worse it's been over a year from a slip, mri showed desiccated disc and thoracolumbar curve. How can I get the most of future treatment and payment? Also moving out of state almost finished with treatment

    • @myworkerscompguide
      @myworkerscompguide 2 дня назад

      You mentioned in another post that you have an attorney, so he or she would know the best strategy in your case. Generally much will depend on what the QME lays out for potential future medical care, as well as medical care expenses over the last few years. It's often not as dependent on the injury that occurred, but rather on the treatment that will likely be needed in the future. As to moving out of state, I did a video on that a while back. That's here - ruclips.net/video/RVpbQm271hY/видео.html It's really become a pain in the neck over the last couple of years trying to find doctors outside of CA.

    • @crystallafrance254
      @crystallafrance254 День назад

      @ thank you so much

    • @myworkerscompguide
      @myworkerscompguide День назад

      @@crystallafrance254 Happy to help inform.

  • @crystallafrance254
    @crystallafrance254 2 дня назад

    Fantastic and very informative, thank you! I wish I could pick your brain as my attorney doesn't tell me much.

    • @myworkerscompguide
      @myworkerscompguide 2 дня назад

      Being an attorney for injured workers in California is really tough, as the settlements tend to be small and the attorneys only get 15% of the final settlement. So the only way most applicant attorneys can make it is to have lots and lots of files, but that really eliminates time to explain things to clients. And, as the attorney, our time is best spent on developing strategy and then dealing with adjusters and defense attorneys. It doesn't leave much time for explaining the process.

    • @crystallafrance254
      @crystallafrance254 2 дня назад

      @ thank you

    • @myworkerscompguide
      @myworkerscompguide 2 дня назад

      @@crystallafrance254 Happy to help inform.

  • @jeanmoody4844
    @jeanmoody4844 4 дня назад

    Do you have to close your Worker's Compensation case while settlement has been offered? And I don't have to sign an general release.

    • @myworkerscompguide
      @myworkerscompguide 4 дня назад

      Generally closing out a case means settling with a C&R. That's one option. The other would be Stipulations with Request for Award. Those are the two main settlement options. I did a video on those generally here - ruclips.net/video/U7qy-gdSBjY/видео.html Now, does an injured worker have to settle if settlement has been offered? Not generally, if there is more discovery to do, or a QME to see, or the doctors say not P&S, etc.

  • @hugoavillasenor1861
    @hugoavillasenor1861 6 дней назад

    Thanks for the video! The QME never responded to a supplemental report. After 90 days, I submitted it to the judge, who ordered to ask questions again. Now, it has been more than five months. The QME never responded to This. By law, now I can request another QME panel, correct?

    • @myworkerscompguide
      @myworkerscompguide 6 дней назад

      It's a real pain in the neck when QME's don't respond to requests for supplemental reports. The problem is that there is no clear-cut fix for that in the Labor Code. If the QME doesn't issue a report within 30 days of an exam then a replacement panel can be requested. But there is no remedy for a late supplemental report. It's generally the type of thing that needs to go to a judge to seek an order that the Medical Unit issue a replacement panel. That may be an option for you which would be to file another DOR and explain the judge that yet again there has been no response and no compliance with the last Board order, and ask the judge to replace the QME with a new panel. You may wish to discuss your options with your local I&A Officer.

  • @MohamadAhmad-r1m
    @MohamadAhmad-r1m 7 дней назад

    So it wouldnt effect settlement if i go learn a new trade even if dissability is more then 30%

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      In California, when an injured worker gets treatment and reaches a P&S status, the PTP or QME will address the level of whole person impairment. That may rate out to 3% PD or 30% PD or 50% PD. But no one expects the injured worker to live on the few thousand dollars he or she gets out of the case for PD. That PD is, in theory, just supposed to compensate the injured worker for a loss of ability to compete in the open labor market. The injured worker still needs to get a job to earn enough money to pay bills, whether that be at the same employer or a new one.

  • @khal4525
    @khal4525 7 дней назад

    Need help for works comp, doctor put me on permanent and stationary

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      You can call the I&A Officer at your local WCAB office to get answers for free, or you can reach out to a local attorney for a consultation. I generally recommend talking to a certified specialist in workers' comp, and you can start a search for those attorneys at the California State Bar website by doing an advanced search.

  • @pauldoddy9714
    @pauldoddy9714 7 дней назад

    Thanks for the great advice!

  • @MohamadAhmad-r1m
    @MohamadAhmad-r1m 7 дней назад

    If your p&S can i use voucher for new skill and if the job in new skill can the insurence come back and use it against you

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      Not generally. The focus from the insurance companies perspective is the level of whole person impairment, more so than whether an injured worker is P&S and can now go earn a living. No one is expected to live on the $290 a week that workers' comp pays for PD, so it's expected that once people are P&S that they'll find work one way or another.

  • @BearPapa49
    @BearPapa49 7 дней назад

    Jeremy . I’m filing for a second time for wc . Does the first settlement stay the same ? We are adding on new body parts . Does the past body parts get re- reviewed again or does that settlement stay the same ? And the new filing settlement is that an addition to what I have currently? How does it work ?

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      There are a lot of variables there, and I'd recommend you talk to either I&A at your WCAB office, or to a local attorney. In general, a settlement with Stips will remain the same unless it's within five years of the date of injury as the injured worker or the insurance company could file a Petition to Reopen if there was a change in the PD level. If it was a settlement with a C&R, then it's final. Generally in California's system, each injury is separate and distinct from any other injury. There may be apportionment of PD to a prior injury, but benefits are generally all separate.

  • @Denshosan
    @Denshosan 7 дней назад

    When the employer is self insured and uses a TPA instead of a regular insurance company , does it make a difference on the settlement offer since they bear all the financial risk linked to the case ?

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      In my experience it hasn't been a noticeable difference. The TD exposure is the same, and the PD exposure is the same, and the future medical exposure is the same. The only potential difference is the employer's involvement in the case and motivation for a closed file which may sway the figures. But in my experience, most of the time it makes no noticeable difference.

  • @williammedley9673
    @williammedley9673 7 дней назад

    How common is having more then 1 msc

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      That can be fairly common. The parties get together and talk and agree to more discovery, or agree to work on settlement, or agree on a settlement number and then need time to circulate documents. There are many reasons to go off calendar at a MSC, and then later new issues arise or the original issue isn't fully resolved, so another MSC is held.

  • @Analysemarie
    @Analysemarie 7 дней назад

    When it comes to the comment section on a C&R how accurate should it be?. The attorney who wrote up my settlement only put in that I was struck by a patient. In actuality, I was punched by a patient in the face and slammed the floor and then beat while I was on the floor (hitting and picking me). I’ve explained that multiple times the attorney writing up my settlement and when he puts in struck, I feel like it’s very veg. I told him that I feared for my life when this happened.. but that was not included in the document

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      Generally, once a case is being settled with a C&R then the amount of detail is only important as to getting a judge to approve the settlement. Since all issues (normally) are being settled, and an agreement has been reached on all the terms, it just doesn't matter how much detail is in the C&R as to the original injury. Generally it's more important to have a detailed discussion of parts of body, what issues are being settled or left open, etc. If you have an attorney, discuss the issue with him or her. If you don't have an attorney, you may wish to either reach out to a local attorney for a consult, or talk to the I&A Officer at your WCAB Office.

    • @myworkerscompguide
      @myworkerscompguide 7 дней назад

      @@Analysemarie Best of luck to you.

  • @pauldoddy9714
    @pauldoddy9714 8 дней назад

    Can you explain what a compromise and release is. Whats involved between the parties.

    • @myworkerscompguide
      @myworkerscompguide 8 дней назад

      A Compromise & Release in California, or a C&R, is a lump sum settlement. So nearly all of the time it includes a buyout of future medical. It also pays out any remaining permanent disability that is due, and closes out the right to file a Petition to Reopen for New and Further Disability within five years of the date of injury. A C&R is a common way to settle a case when the injured worker is no longer with the same employer, and both sides come to an agreement on a dollar amount and terms, and the judge finds the settlement to be adequate.

    • @myworkerscompguide
      @myworkerscompguide 8 дней назад

      I've done a few videos on different topics surrounding a C&R, and this one might help answer a few questions - ruclips.net/video/gxsPrAJK4Cg/видео.html

    • @pauldoddy9714
      @pauldoddy9714 8 дней назад

      @@myworkerscompguide . How long do those take on average.

  • @pauldoddy9714
    @pauldoddy9714 8 дней назад

    Thank you for this extremely valuable information.

  • @joselaguna5205
    @joselaguna5205 8 дней назад

    Thank you for the valuable information

  • @RoxanneJones-tp1tf
    @RoxanneJones-tp1tf 8 дней назад

    Absolutely my story 😢

  • @pauldoddy9714
    @pauldoddy9714 8 дней назад

    Great advice thanks! What are your options if you get a 0 rating in your IME report. Personal injury/Workman's comp. Rear end accident . Good attorney on the case..

    • @myworkerscompguide
      @myworkerscompguide 8 дней назад

      If you have a good attorney on the case, then he or she would know best the strategy to employ. If you have no attorney and the defense does, and you have a 0% report, I'd strongly recommend reaching out to a local attorney for a consultation.

  • @rafaarroyo3228
    @rafaarroyo3228 11 дней назад

    EDD put a graveman to collect the money back because they never pay me TTD so who pays that money way I know Workerscomp insurance has to pay back but no from my Seattlement money is that right ?

    • @myworkerscompguide
      @myworkerscompguide 11 дней назад

      I'm not familiar with the term "graveman." The EDD will file a lien in the workers' comp case most any time they pay benefits. The issue of who pays them back, if anyone, can be complicated. Generally, if TD was due but the insurance company was not paying it, then insurance pays it back. If TD stopped at the two year mark, then insurance may pay back EDD but only at the PD rate. If the injured worker was getting TD and EDD at the same time, then EDD may get paid from a portion of the injured worker's part of the settlement. If EDD was paying a differential between TD that was due and PDA's that were being paid, they may not get reimbursed at all. Each case is unique. I'd recommend talking to a local attorney for a consultation, or speak to the I&A Officer at your local WCAB Office.

  • @stephenspataro5391
    @stephenspataro5391 12 дней назад

    Thank you for your great content

  • @badgalsheilabb2548
    @badgalsheilabb2548 13 дней назад

    What does hearing deposition otoc mean: interm taking of Calendar mean after msc hearing

    • @myworkerscompguide
      @myworkerscompguide 12 дней назад

      OTOC is Ordered Taken Off Calendar, so that hearing is concluded and another hearing is not immediately set. Generally it means the parties resolved the dispute, or will continue working to resolve the dispute. Generally whatever pressing issue that needed to be in front of a judge, no longer needs to be in front of a judge. Another hearing may be set in the future, but that would only be after the filing of a new DOR.

    • @badgalsheilabb2548
      @badgalsheilabb2548 8 дней назад

      @myworkerscompguide you be on point with your information the Case did settle thanks

    • @myworkerscompguide
      @myworkerscompguide 8 дней назад

      @@badgalsheilabb2548 Congratulations!

  • @stephenspataro5391
    @stephenspataro5391 13 дней назад

    Thank you for your great content

  • @pauldoddy9714
    @pauldoddy9714 13 дней назад

    Does everything W/C case go before a judge to finalize. NJ. Thanks

    • @myworkerscompguide
      @myworkerscompguide 13 дней назад

      In California all workers' comp settlements must be approved by a judge. So each settlement must go before a judge, but most settlements are approved without the parties being present, as the judge can review the settlement documents, medical reporting, and other documents. That said, each state has its own system, and I do not know what the requirements are in other states.

    • @pauldoddy9714
      @pauldoddy9714 13 дней назад

      @myworkerscompguide . Ok thanks. So the judge basically has the final say in the IME report.

    • @myworkerscompguide
      @myworkerscompguide 13 дней назад

      @@pauldoddy9714 In California we rarely have IME's. We have QME's and AME's, but fairly rare to have an IME. But it is the judge who has to determine if the medical report is substantial medical evidence.

    • @pauldoddy9714
      @pauldoddy9714 13 дней назад

      @myworkerscompguide .Thanks. I didn't realize IME you don't have IME's. Last question! How long after your IME can a settlement be reached. It's been several months now.

    • @myworkerscompguide
      @myworkerscompguide 12 дней назад

      @@pauldoddy9714 In California a case can really be settled at any time. So it could be settled the day after an med/legal exam even if the report isn't received yet, or the week after getting the first med/legal report, or it may be years. It just depends on when the parties can come to an agreement on a settlement, and be able to explain the basis to a judge so it will get approved.

  • @avarora
    @avarora 14 дней назад

    Question. How a medical set aside is calculated? Based on Qme report or based of all medical records combined?

    • @myworkerscompguide
      @myworkerscompguide 14 дней назад

      Generally a Medical Set Aside will look at any med/legal reports (AME/QME) as well as the last few years of treatment reports. They may also review a current printout of benefits to see what has been paid in medical over the last few years.

  • @jaliscomx328
    @jaliscomx328 14 дней назад

    Can a workers comp insursnce do surveilance on you after settlement and your case is closed?if so, what could be the potential consequences?

    • @myworkerscompguide
      @myworkerscompguide 14 дней назад

      Could they? Potentially yes, because surveillance is just obtaining video of someone in a public place. There is no law against getting film after settlement. But if the case resolves with a C&R, the insurance company has no reason to get film. The case is settled, the final check paid, and the file is closed. Insurance would not hire an investigator to get film, and spend thousands of dollars, when the film will do no good as the case is settled. Once the C&R is approved, and the check issued, I cannot envision a scenario in which insurance would hire an investigator.

    • @jaliscomx328
      @jaliscomx328 14 дней назад

      @myworkerscompguide great thanks!

    • @myworkerscompguide
      @myworkerscompguide 14 дней назад

      @@jaliscomx328 Happy to help inform.

  • @lindavillareal8070
    @lindavillareal8070 17 дней назад

    Thank you so much for explaining the process! Appreciate your clear explanation as I'm headed to my settlement conference this week.

  • @raimundoponvert1738
    @raimundoponvert1738 17 дней назад

    Hi you doing I have a question my case is waiting on the judge to sign does that mean they got a edd clearance.....

    • @myworkerscompguide
      @myworkerscompguide 17 дней назад

      It may mean that they got EDD clearance, or they may be moving forward without it, or they may have confirmation that any EDD lien was paid. You would need to check with either your attorney or whoever filed the settlement.

  • @bigdaddymex2003
    @bigdaddymex2003 18 дней назад

    Love your videos very informative very helpful to my situation thank you . Question I can’t find any information nor video on if work comp keeps dropping pain management from the MPN and only specifically that doctor but not the facility this happened to me already twice Dr trying to help me to get back to work and it seems as if Work Comp doesn’t want that it’s so crazy. And yes, I’ve had a QME that doctor stated this was a work related injury.

    • @myworkerscompguide
      @myworkerscompguide 18 дней назад

      Unfortunately it's fairly common that MPN's add and drop doctors over the course of the year. Generally, if an injured worker is with a doctor who is taken out of the MPN, then the injured worker can stay with that doctor until a new doctor is found and takes over care. That way the injured worker is not left without treatment. If there are no other pain management doctors in the MPN, and one is needed, then treatment can continue with that doctor regardless of MPN status as there are no other available doctors in the MPN.

    • @bigdaddymex2003
      @bigdaddymex2003 17 дней назад

      @ I understand, but is there a limit to work comp just dropping doctors out of nowhere back to back this would be the third pain management doctor they dropped out of their MPN and I believe it’s due to the doctors being on my side instead of theirs.

    • @myworkerscompguide
      @myworkerscompguide 17 дней назад

      @@bigdaddymex2003 There are a number of laws (the Labor Code generally) and regulations (Title 8 of the California Code of Regulations generally) that pertain to MPN's and the required standards. But I have not recently researched what the law is with regards to dropping doctors from the MPN.

  • @anniesshenanigans3815
    @anniesshenanigans3815 18 дней назад

    Thanks for directing me to this video!! It answered my other question too.. lol. My w/c is for my left wrist/elbow and I am afraid that I will injury the other side because I am still working, and using the rt arm more. This crap is a nightmare!! I work in healthcare and my job description requires 50 to 100 lbs lifting. Although we never do. If I lose this job I will never be able to get another one with the 'normal' requirements, if I am honest on the application.. plus there is no way I can recertify for CPR which is a requirement for any healthcare worker.

    • @myworkerscompguide
      @myworkerscompguide 18 дней назад

      The workers' comp system can be very frustrating. You may want to reach out to a local attorney for a consultation, or speak to the I&A officer at your local WCAB.

  • @anniesshenanigans3815
    @anniesshenanigans3815 19 дней назад

    geez I just want to be able to see a Doctor. this process is too slow. If I don't see a dr soon my care is delayed. What if I need physical therapy? Surgery? will waiting make it all worse? And on top if that I now have to go on Blood Pressure meds because of the stress and pain.

    • @myworkerscompguide
      @myworkerscompguide 18 дней назад

      Workers' comp in California is frustratingly slow. As to the blood pressure issue, that may be what's called a compensable consequence to the original injury which may lead to insurance paying for that treatment and any PD as well. This video covers some of that issue - ruclips.net/video/e3dhQ_JVgbg/видео.html

  • @anniesshenanigans3815
    @anniesshenanigans3815 19 дней назад

    I was injured 10/17 and this is going so slow to just see a doctor!! I have been told that I am going to be referred to an ortho doc. Meanwhile I am still in pain, wearing a brace on my wrist and arm, and now had to go on BP meds because my blood pressure has shot up. Can I call the case manager and tell them I need to see the dr sooner rather than later? My job is stressful, and although they have made accommodations, it's still painful to work.

    • @myworkerscompguide
      @myworkerscompguide 18 дней назад

      In California the injured worker does have the right to change to another PTP within the MPN (if there is one), and if there are an insufficient number within the MPN then possibly go outside the MPN as well. But the system is slow.

  • @menthols247
    @menthols247 22 дня назад

    Thank you so much! This has been such an informative video and really helped me out. I appreciate you

  • @LosKimos-sf7bt
    @LosKimos-sf7bt 24 дня назад

    If my attorney did not objective filed for Discovery opposed or submit any of my requests Janet Jackson's and now it's been set for pretrial and they still have no communication with me and it's been going on 2 years is it to find new Council or should I just relieved them and then address the workers comp myself and and address the misconduct as they are trying to settle out instead of update me of the status in which they did not even let me know and there's so many issues as a lack of treatment and so on and so on and so on what would be my best friend course after so much time

    • @myworkerscompguide
      @myworkerscompguide 24 дня назад

      I cannot say what you should do. You may want to talk to the I&A Officer at your local WCAB office about your options. Or you may wish to speak to other attorneys to possibly take over representation. You may want to watch this video in which I discuss issues surrounding what happens if you fire your attorney to get a new one.

  • @edwardkareem6446
    @edwardkareem6446 25 дней назад

    I have a quick question I'm 35% permanent disabled I do have permanent work restrictions like no lifting more than 35 lb or bending or climbing or stooping what happens after I get my award and I cannot find a job that will accommodate me with work restrictions does EDD pay me 35% or if I get a job that I can only do part-time 4 hours a day does EDD pay for the rest this is a very scary situation my case and December

    • @myworkerscompguide
      @myworkerscompguide 25 дней назад

      EDD will not pay out the permanent disability award. If an injured worker is 35% permanently partially disabled, after apportionment, and is a max wage earner for PD, then the insurance company will pay out the 35% award which is $48,140 for a recent injury. Workers' comp insurance will pay out that 35% whether the injured worker returns to work or not, or whether the injured worker finds another job in the future or not. EDD's payment of benefits is completely independent of the PD rating. EDD will pay out if the injured worker is off work due to disability and has funds available in his or her EDD account to pay.

  • @decilgang
    @decilgang 27 дней назад

    Why would an MSC be filed if both sided signed off on the C&R? Seems odd? The only thing I see that might be why is an SDI lien?

    • @myworkerscompguide
      @myworkerscompguide 27 дней назад

      It's tough to say as there are many possibilities. There could be an EDD lien that hasn't been resolved, or the parties need a clearance letter from the EDD. Or a new issue may have come up after signing but before submission to the Board. Or the judge may have issued an OSA because he or she wants additional documents or clarification that hasn't been provided. Or the C&R may have been submitted, but gotten lost in the WCAB system and no judge has acted on it yet. Whoever filed the DOR should have served all parties and listed in the DOR why a MSC was needed.

    • @decilgang
      @decilgang 26 дней назад

      ​@@myworkerscompguide It was filed only a few days ago. The WCAB case search really needs to expose more information. OSCAR for the federal courts has an insane wealth of useful information. However, WCAB has almost nothing. It's tough to really know what is even going on. Are MSC's required prior to a judge approving a C&R? Is there a way to find out who filed, and why? I literally cannot contact the attorney as they just ignore my calls, so I have no idea. I thought everything was resolved, but I guess it isn't. I keep getting phone calls for subpoena's and I thought this was all over, I've had like 4 phone calls asking me if I got some subpoena and then they hang up when I tell them that I have no idea what they're talking about. There was a "C&R Walk through" just prior to the DOR for the MSC being filed. But Idk who it was, was it my side, the defense, the judge? The docket says absolutely nothing.

    • @myworkerscompguide
      @myworkerscompguide 26 дней назад

      @@decilgang EAMS provides little information unless you are a registered e-filer and you are a party to that case. I could only guess at what may be happening in your case. I suspect you will get a copy of any filing in the mail in the coming days, which will shed light on the cause. If not, you will have to keep following up with your attorney.

  • @ajm689
    @ajm689 29 дней назад

    Disability said I can’t work on it. I got it but can’t work at all. So is there anything I could do. I have a disease called superficial Siderosis. Bleeding on the brain. Didn’t know that at the time I was approved. I also had a stroke the morning I had to go to disability office to get my checks started. Do u know why I can’t work at all? I’ll lose it. My speech is still horrible and I walk as if I’m drunk. I don’t know if there is a job for me out here. But do you know how I can find out if I’m 100% disabled? I called disability office and the lady acted as if she had no idea what I was talking about. So is that a veterans disability thing only? I hear ppl talking percentages like my brother who was in the Air Force. I don’t understand

    • @myworkerscompguide
      @myworkerscompguide 29 дней назад

      I only have experience with California's workers' comp system. If you're in California, I'd recommend reaching out to a local attorney for a consultation to see what options you may have available to you.

    • @ajm689
      @ajm689 29 дней назад

      @ thank you for the response

    • @myworkerscompguide
      @myworkerscompguide 29 дней назад

      @@ajm689 Best of luck to you.

  • @JustaBeardGuy
    @JustaBeardGuy Месяц назад

    Are there actions that can be used against an attorney fileing a lien on a work comp settlement. My attorney prolonged my case to maximize TD backpack fees and did not litigate ignored RFAs for year and I now require amputation due to infection. When does the attorney loose grounds to file a lien ?

    • @myworkerscompguide
      @myworkerscompguide Месяц назад

      An attorney who represents an injured worker in a California workers' comp case who is either fired by the client or dismissed by the Board, can always file a lien for fees. However, that does not mean that they will get paid. A lien just indicates to the parties and the WCAB that the attorney wants to get paid for his or her services. It is up to either the parties to negotiate at case resolution, or to be set for Trial and have a judge decide what a reasonable fee would be.

  • @Analysemarie
    @Analysemarie Месяц назад

    Sorry to always ask you questions 😅 How long on average does it take an Attorney to write up a C&R? I started the process back in July then was told I need to get a permanent and stationary rating. I received it September due to no openings with a specialist. Back in July the attorney I spoke to said he would have my paperwork out that week and get it to the judge by Friday before knowing I didn’t have the P&S rating. I feel like he’s ignoring my calls and emails and the same with my claims specialist. He did send off my rating to the disability evaluation and I forward it to him. I haven’t heard anything from him since receiving it 3 weeks ago. I feel like in the beginning he was all gung ho to get it done and now it’s crickets…is that normal? Thank you for always answering questions!!

    • @myworkerscompguide
      @myworkerscompguide Месяц назад

      Each case is different. Sometimes drafting the C&R only takes an hour, but sometimes the defense attorney has to draft it and send it to the adjuster for approval first. Sometimes the C&R is very straightforward, but sometimes they may need to get clearance from the EDD or need to resolve the EDD lien, and that could take days, weeks, or a couple of months. It's really tough to say what is "normal" in workers' comp these days.

    • @Analysemarie
      @Analysemarie Месяц назад

      @@myworkerscompguide OK thank you so much. They sent me an offer back in May which I agreed to and I haven’t received any state disability. I just wish I would get a response back from an email instead of just being ignored.

    • @myworkerscompguide
      @myworkerscompguide Месяц назад

      @@Analysemarie Lack of communication in workers' comp is a real problem.

    • @Analysemarie
      @Analysemarie Месяц назад

      @@myworkerscompguide yes definitely! Thank you . I really appreciate all of your help and valuable videos!!

    • @myworkerscompguide
      @myworkerscompguide Месяц назад

      @@Analysemarie Happy to help inform.

  • @rickyjohnson2588
    @rickyjohnson2588 Месяц назад

    8pm I am about to go to trail for my case but I don't know why my attorney tells me nothing I had a mandatory settlement but don't know what happen.now we going to trail can talk to you about my options.

    • @myworkerscompguide
      @myworkerscompguide Месяц назад

      I am very busy with my clients. I can say that your attorney knows best why your case is going to trial and what the dispute may be. To get a consult with another attorney at this stage would probably be tough as your case is already set for trial. You may want to talk to the I&A Officer at your local WCAB office.