![Laina Brown](/img/default-banner.jpg)
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Laina Brown
США
Добавлен 3 фев 2012
Hey there, I'm Laina Brown!
I am married to Matt-not sure he knew how many house projects he was signing up for when he married me. We have two beautiful busy boys together. In my down time I enjoy reading, Jazzercize, swimming, camping and going to Disneyland.
I am committed to making money simple. Whether you're looking to create a budget, get out of debt, or plan for retirement, I'm here to provide practical advice that works for you.
As a million-dollar real estate investor and Airbnb owner, I've learned the ins and outs of turning properties into investments. I want to inspire you to reach for your dreams and savor every moment with those you love.
Facebook: Laina Brown-Money and home
IG: brown.laina
Business inquiries: lainamoneyathome@gmail.com
DISCLAIMER: I am not a financial advisor or professional. The ideas in my videos are for entertainment purposes only. All content in my videos does not constitute professional advice of any kind.
I am married to Matt-not sure he knew how many house projects he was signing up for when he married me. We have two beautiful busy boys together. In my down time I enjoy reading, Jazzercize, swimming, camping and going to Disneyland.
I am committed to making money simple. Whether you're looking to create a budget, get out of debt, or plan for retirement, I'm here to provide practical advice that works for you.
As a million-dollar real estate investor and Airbnb owner, I've learned the ins and outs of turning properties into investments. I want to inspire you to reach for your dreams and savor every moment with those you love.
Facebook: Laina Brown-Money and home
IG: brown.laina
Business inquiries: lainamoneyathome@gmail.com
DISCLAIMER: I am not a financial advisor or professional. The ideas in my videos are for entertainment purposes only. All content in my videos does not constitute professional advice of any kind.
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Or, a couple can simply establish who is responsible for which bills.. The problem is , Steve thinks like a Woman
Dont think you should do any more blow, your forehead's wrinkles has wrinkles
Doesn't seem complicated to me. I do that as an individual. Preset amounts via direct deposit in 3 and one for the overage.2 brick and mortar bank and credit unions for every day expenses with no online access and a couple high yields for emergency and vacation that rarely get touched. With identity theft and hacking running rampant as it has been lately, it is almost reckless to not spread your working cash among several establishments. We are navigating through a lot of uncertainty with the financial institutions right now.
I think you're right, you definitely need at least 2 banks. Those automatic transfers really simplify things.
My money is my wife’s money and the family’s money, her money is her money. I don’t ask about how much she got nor do I have the right to tell her how she should spend it 😊
But she has the right to do it to you😂😂😂
Automatic payments change everything.
What do you think the key is to being a successful investor?
Get your free copy of my Monthly Budget Routine Checklist. mailchi.mp/92782a89b0fc/monthly-budget-checklist
Why does the camera follow her teeth?
Complicated? If you don’t have the brain capacity for this is not everybody else’s problem
2 personal accounts, one joint account for expenses and one joint account for savings... That doesnt aeem complicated at all...
I can see that. For me, life is already complicated enough. I try to keep money simple.
We don’t have any joint accounts at all. We each are responsible for specific bills, him rent and me utilities, and of course our own personal ones like car. The only bill we split right down the middle is groceries which I shop for and send him the receipts and he sends back half. No need for a million bank accounts and sending money a million places and keeping track of the balance on them and who deposited what. Overly complicated.
It sounds like you guys have a plan worked out that works for you.
or stay single and keep all your money 💯
Well, that would work too, haha
Blow money sounds hot so I agree lol
How is that complicated? 😂😂😂😂 leave it to a woman 😂😂😂😂😂
Why would you criticize if your way only helps for 60%. Sound like his would work for 100% and its not complicated at all
Right! Her comment was kinda useless 😅🤣🤣🤣
@@Kimillions hahah exactly😅
Meh
Says the man with 5 divorces under his belt. 🤡
I cant with this over emphasis on her mouth
What do you think stops people from saving for retirement?
Are any of these things true for you?
Get your free copy of my Monthly Budget Routine Checklist. mailchi.mp/92782a89b0fc/monthly-budget-checklist
my wife and I have 4 accounts like he said. but we only deposit the same limited amount of money on both so that my wife can support her family and buy random things all she wants and I can use mine to invest or save it or buy any stupid things out there. Nothing hypocrites about this, lady spend their money at the salon, men can spend their money on cars, smoke, beer, invest, whatever he likes that related to his hobbies, who spend less have more at the end. What's wrong with that? A lot of people in a relationship always get 1 thing wrong specially in America is to control other person or try to prevent that person from doing this or that because ABCD YXZ reasons but if cheating is ever gonna happen, it will happen even if u try to stop it, and if it's not gonna happen, it will not happen even if u tell your partner to do so. one advice I can give is to be comfortable with each other, be the fun person to your partner, be the place where your partner can come home and find peace and relax after the long battle outside of your home. one of the few reason why men cheat was because of their partner that does not respect them, does not give them the kind of peace they needed or the amount of care that they want and never support what they want to do or pounding them with nonsense after they come from a long day of work. this apply to both ladies and men so put yourself into your partner's shoes, if you want something from your partner then first give what your partner needs and wants then he or she will never leave you.
What was the most difficult part about paying after debt?
What is your favorite part about paying off debt?
Get your free copy of my Monthly Budget Routine Checklist. mailchi.mp/92782a89b0fc/monthly-budget-checklist
Shut up lady. Literally the smartest option in todays age
My husband and I do just this! We have our own monthly spending under the same bank and we can see each others but don’t hover over each others spending. We also have a bill pay account and grocery account specifically for groceries! We also have a big savings with a high yield and small savings for immediate emergencies. It works really well for us!
This isn't unrealistic at all. My wife and I do the same stuff. It's not complicated at all when ya'll work together. Sound like a them problem.
Love it, definitely think it's important to have some individual spending.
I think it makes cheating real easy lol
Definitely want to be on the same page about everything and sharing everything that's going on.
OOH OOH AAH AAH
:)
Late millennials and up: “Power bills $40, venmo me $20 gorgeous”
Yeah....
LOL that’s pretty much me and my gf.
@@Digitalknifeparty same
It amazes me how millionaires always tryna give financial advice when they have not one thing to worry about financially
I see this a lot. Even though they have been through it.
It makes sense in case of a divorce it would help the common person as well if she wants your funds like they usually do I’m watching 1 in my personal life and that prevents the possibility of crippling the man financially
@@CAmo69420 good point but alimony does not care about that
I thought Steve believed the man pays for everything.
You can have money for each person even if one person makes the majority of the money.
Shut up no asked you turn family fued back o
That's kind of hypocritical..if we're married,again keyword..MARRIED! There is no,your own or my own,were a unit together so we should have 1 account collectively...
Your a leech or unsuccessful or a door mat with no personal goals
When you're married, yes, I think it's important to be a unit.
Do you and your spouse have your own money to spend?
How many banking accounts do you have?
One....with 17.38 in it.
Get your free copy of my Monthly Budget Routine Checklist. mailchi.mp/92782a89b0fc/monthly-budget-checklist
This is unnerving
Good good point. When you have so much emphasis on saving that is a good caution. Hoarding is not healthy.
Yes, we don't want to move into a hoarding mindset.
Sometimes when we reach some level of success, we give up on progress because we feel like it's time to get comfortable.
What stops you from building wealth?
Get your free copy of my Monthly Budget Routine Checklist. mailchi.mp/92782a89b0fc/monthly-budget-checklist
Automatic payments change everything.
Get your free copy of my Monthly Budget Routine Checklist. mailchi.mp/92782a89b0fc/monthly-budget-checklist
Are you investing yet?
No I'm scared to lose 😢 I don't know where to start my parents were the type who stored $ in a mattress. It's like ppl tell you to invest, but in what??
@@gemmagemma-wx2bs Index funds are always a great option and relatively low risk.
@@laina-browncap
What if massive layoffs happen? Then those qualified for mortgage can’t make their payments
That could definitely do it. What do you think would cause the layoffs?
Every recession and crash is different. Things are too unaffordable and it’s not just an interest rate issue it’s a price issue. A fixer upper in my start at 600k. The medium house hold income in my area is 60k a year. People can’t afford it. Won’t take much supply to cool off the housing market because demand at these prices is too low. No one can afford a 4000-5000 mortgage a month. Especially with how over leveraged the normal home buyer is already. The housing market isn’t invincible you need corrections. It’s happen every 10 years or so. Anyone who thinks we are recession proof is delusional.
Yeah, 600k for a starter home is a ton.
Sometimes with a few extra steps, anything can be gotten around.
Did you know about this?
Get your free copy of my Monthly Budget Routine Checklist. mailchi.mp/92782a89b0fc/monthly-budget-checklist