STOP Wasting TIME on the WRONG House

Поделиться
HTML-код
  • Опубликовано: 9 янв 2025

Комментарии • 50

  • @matthewengman5180
    @matthewengman5180 Месяц назад +43

    You know what a pool is... it is a hole in the ground you throw your money in - former pool owner

    • @winniethepoohandeeyore2
      @winniethepoohandeeyore2 Месяц назад +1

      And a MASSIVE liability

    • @frederickvalencia4976
      @frederickvalencia4976 Месяц назад +3

      I belive it, I have 2 jobs. My 1st Job i work on pools. I make 60k a year. I am looking forward to buy my home but I dont want a pool. There is maintenance and also the price of chemicals and fixing things.. you have 2 options do yourself or pay someone to do it. Even when your not using it... it cost money. If you don't maintain it. Your talking about mosquitos at the low end and biohazard and water leak at high end

    • @TigersPaw04
      @TigersPaw04 Месяц назад

      I’ve heard this all my life, pools are a bad investment. I live in Florida and I can most definitely say the homes with pools sell faster and higher than the ones that don’t. I just not seeing ppl taking losses with a pool home. Another thing, I’m not seeing installing a pool being that hard either. All the pool builders have packages similar to new construction home where if you buy the package (range from 30k to 60k) it includes an everything and install takes about 6-9 weeks. Maybe it’s a Florida thing.. I can see up north where a pool can be a headache .

    • @anonymous..-
      @anonymous..- Месяц назад +3

      Pools are not financial investments, pools are fun investments. I value all of the pool parties I’ve had with family and friends. I can’t put a price on those memories. Growing up with a pool was also great. Having friends over in the summer to swim all day was memorable. Heating the pool for winter pool parties are fun too. You’ll miss out on a lot of fun if you’re expecting a dollar return on every purchase you make. If you can’t afford a pool, that’s okay, but “pools are bad” logic is silly.

    • @LesleyMVA
      @LesleyMVA Месяц назад

      I have so many great memories of going swimming in my backyard growing up. I am grateful to those memories and I’m fortunate this was part of my childhood. I don’t go swimming that often anymore even when I visit my parents but these days my parents use the pool more than they did when my brother and I were children. My parents are retired and watch movies in the evening in the pool together. With that said you could burn through money on worse things 🙂

  • @DessertRatt
    @DessertRatt Месяц назад +13

    Just started looking at houses 2 weekends ago and found a house we loved this last weekend while touring open houses. Already considering putting an offer on it, but im terrified im moving too fast. Everything checks out on it, brought other people to check it out to make sure i wasnt just wearing rose colored glasses, and no major red flags are popping up. I feel like im ready, but just scary because of how fast its happened

  • @sophiekeeling2637
    @sophiekeeling2637 Месяц назад +2

    Hey Javier I found your videos a few weeks ago and started watching them. Thank you for sharing your knowledge and insight about buying and selling a home. I live in Colorado and due to the cost of literally everything going up so high, especially the cost of insurance, I feel like I have no choice but to move to another state. The problem is that i would be leaving my son and two beautiful grandchildren behind which I love very much! It’s a difficult decision to make but watching your videos are very helpful so thank you very much! I appreciate your humor and humanness. Keep up the great work!

  • @ivy5554
    @ivy5554 Месяц назад +8

    In Arizona I think most us would rather have covered parking than a remodeled dining room haha, it was at the top of my must-haves at least, right next to NO POOL 😂

  • @asyacotton335
    @asyacotton335 Месяц назад +3

    I bought a house about 2 years ago, and it’s not worth what I bought it for now. A few things. I bought it during the aftermath of of Covid so my taxes showed I made all this money because having kids you have to have this residual income. I used a VA loan and I should have had some money down, and living in FL my property taxes and insurance is kinda crazy. Now at times I do regret it but as of right now I can afford this home, but now I have some leverage on my eyes. When I busted my ass for the credit score, the income wasn’t right. When I qualified with the VA the credit score wasn’t right. It was always something. Regardless it’s my home now and I can leave it for my kids, but it just sucks. I wish I had better guidance and understanding but I learned and moving on.

  • @mckaylataylor6463
    @mckaylataylor6463 4 дня назад

    Thank you for your content. It seems really practical and honest. Like getting advice from an informed friend or family member. Just started my process and I'm glad I found your content. 😊

  • @kristen7623
    @kristen7623 Месяц назад +3

    I’d love to see a video on buying your second house! I used your videos to buy my first house and I have been so happy in it for 5 years. I am completely mystified on how to buy a house and sell a house at the same time though.

  • @murse_life
    @murse_life Месяц назад +2

    I'm about to close on my house, but I will say - that diagram at 14:00 is spot on.

  • @TheYangnyin
    @TheYangnyin Месяц назад +3

    Pressure from buyer's agents (not the seller) drives me nuts.. stop working for the commission and help me get the right place.. jeez

  • @pennymarmar
    @pennymarmar Месяц назад +1

    Glad your back to the grind

  • @nicolasdiaz1407
    @nicolasdiaz1407 Месяц назад +5

    Great job, Mercy!! 🎉

  • @tofu860ify
    @tofu860ify Месяц назад +5

    Do a video on how much a pool costs! That be a great video!

  • @Sandra2972
    @Sandra2972 Месяц назад +1

    Thank you so much for all the great videos. Very educational ❤🎉🎉🎉

  • @kryptosapito4856
    @kryptosapito4856 Месяц назад +4

    Hey hey Javi!! What are your thoughts on separating property tax from escrow for a few years until we refinance? The idea is to use our savings to pay property tax at the end of the year, then put our income tax money in our saving to replace what we took out. Then when the time is right to refinance, we add property tax to escrow. In the market to buy my first home and just trying to think of ways to at least make things "feel" more affordable in these unaffordable times. lol

  • @breabeyrouti7834
    @breabeyrouti7834 Месяц назад +4

    Yeah it's hard to not fall head over heels with a good looking house. It's good to hear you confirm my strategy! I don't mind painting, cleaning, flooring, simple stuff.

  • @JULIANMONSON
    @JULIANMONSON Месяц назад

    Good job mercy 🙌🏽

  • @maritestaylor8458
    @maritestaylor8458 Месяц назад +1

    Great job M.

  • @leilani2258
    @leilani2258 Месяц назад +1

    Good job Mercy!!

  • @T8rB
    @T8rB Месяц назад +2

    Good job mercy

  • @breabeyrouti7834
    @breabeyrouti7834 Месяц назад +2

    Good job mercy!

  • @kristen7623
    @kristen7623 Месяц назад +1

    Comments! Javier and Mercy are great!

  • @Christdink
    @Christdink Месяц назад +2

    Good job mercy!! 💃🏻

  • @Arupacas
    @Arupacas Месяц назад +2

    Good job Mercy

  • @marcelrodriguez2067
    @marcelrodriguez2067 Месяц назад +1

    Why not just get an above ground pool? Inground pool is a waste of money

  • @fredswartley9778
    @fredswartley9778 Месяц назад

    I think you should keep your monthly housing expenses under 30 percent of your net income. Because you will also have to pay other housing expenses such as repairs and maintenance.

  • @jameslightner8832
    @jameslightner8832 Месяц назад +2

    Go Mercy!! 🎉

  • @junkjanedoe
    @junkjanedoe Месяц назад +1

    Much love to Mercy! ❤

  • @IsmaelDevelter-q8y
    @IsmaelDevelter-q8y 18 дней назад

    Paying for discount points can reduce your rate over the loans life

  • @m..5494
    @m..5494 Месяц назад

    We are Buying a home on march of next year... Thinking of hiring you..

  • @ChauMCali
    @ChauMCali Месяц назад +2

    Thank you so much

  • @firmechiva
    @firmechiva Месяц назад

    Javier, your videos Keman Kuh. Thank you

  • @ArtemYakovlev
    @ArtemYakovlev Месяц назад

    It would be easier to search a home by household income. More income = better maintenance?

  • @IsmaelDevelter-q8y
    @IsmaelDevelter-q8y 18 дней назад

    Stay within budget

  • @XANSEM
    @XANSEM Месяц назад

    I have to wait till I win the lottery to buy my first house! 🏠 🤞🏾 😅

  • @danielacostanues
    @danielacostanues Месяц назад

    Goat

  • @JodyMay05
    @JodyMay05 Месяц назад +2

    Jav Mercy

  • @christinab9133
    @christinab9133 Месяц назад +1

    ❤❤❤

  • @JuancoPRoFlow
    @JuancoPRoFlow Месяц назад

    Good job Mercy for bothering your husband to build a stupid pool. Fml

  • @vickinielson8442
    @vickinielson8442 Месяц назад

    G,😅

  • @sophiekeeling2637
    @sophiekeeling2637 Месяц назад +1

    Hey Javier I found your videos a few weeks ago and started watching them. Thank you for sharing your knowledge and insight about buying and selling a home. I live in Colorado and due to the cost of literally everything going up so high, especially the cost of insurance, I feel like I have no choice but to move to another state. The problem is that i would be leaving my son and two beautiful grandchildren behind which I love very much! It’s a difficult decision to make but watching your videos are very helpful so thank you very much! I appreciate your humor and humanness. Keep up the great work!

  • @XANSEM
    @XANSEM Месяц назад

    Good job Mercy! 👏🏾

  • @palomaquerida
    @palomaquerida Месяц назад +1

    Good job Mercy

  • @dawnhiver2326
    @dawnhiver2326 Месяц назад

    Good job Mercy