Save Tax on FD | FD Interest TDS Limit 2024 | FD ka TDS Kaise Bachaye 2024 | TDS on FD | ITR | How

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  • Опубликовано: 30 янв 2025

Комментарии • 827

  • @santoshmarne3209
    @santoshmarne3209 26 дней назад +4

    दादा 100% best video best guide

    • @incometaxwallah
      @incometaxwallah  26 дней назад

      Thanks , keep watching and sharing our videos

    • @incometaxwallah
      @incometaxwallah  26 дней назад

      Best comments, hence selected to pin 📌

  • @funnyfly5681
    @funnyfly5681 8 месяцев назад +5

    waah sir kya explain kiya hai..thank you...aur bhi vedio bna do pls sir ek individual salaried or pensioner k liye...tax kese bachaye uske regarding

    • @incometaxwallah
      @incometaxwallah  8 месяцев назад

      Thankyou so much, we will consider your concern. Soon you will get such kind of video,
      Here is one unique video for you. watch till end.
      ruclips.net/video/nk_M8dRmVgk/видео.html

  • @vimaltelang9054
    @vimaltelang9054 7 месяцев назад +45

    आज-कल तो सारे बैंको में आधार पेनकार्ड लिंक करवाया है तो इंकमटैक्स पोर्टल पर सारे बैंकों के खाते दिखते है तो ऐसे केस में टेक्स कैसे बचाएं?????

    • @MrKhabbu
      @MrKhabbu 6 месяцев назад +2

      @@vimaltelang9054 very simple . Either study the IT act and current provisions or consult a CA.
      Take advantage of the options under Sections 80 C/D /G to the maximum.

    • @incometaxwallah
      @incometaxwallah  5 месяцев назад +12

      बहुत सुंदर, आज देखा ये कमैंट कि 24 लोगो ने लाईक भी दिया इस कमिअंट को -
      देखिये क्या हैं कितना भी पैन और आधर को लिंक करा लिजिये
      बेशक सभी बैंक का इंट्रेस्ट फोर्म 26 AS मै दिखाई दे, AIS/ TIS मै दिखाई दे .
      लेकिन income tax के प्रोविजंस के अकोर्डिंग अगर एक सिनियर सिटिजन इंट्रेस्ट इंकम एक बैंक मै 50 000 से ज्यादा नही हैं तो बैंक टैक्स नही काटेगा
      अब अगर इस तरह से आपने 5 बैंक मै फिक्स डिपोजिट कराया और सभी का इंट्रेस्ट मान लिजिये 48000 रु हैं तो टोटल इंट्रेस्ट 250000 के आस पास होगा और आप्क टैक्स भी नही कटा
      अब ये 250000 कि इंट्रेस्ट इंकम आपके फोर्म 26 AS मै दिखाई दे, AIS/ TIS मै दिखाई दे रही होगी तो आप इंकम टैक्स रिटर्न फाईल किजिये और जीरो टैक्स रहेगा

    • @vineetdwivedi6751
      @vineetdwivedi6751 28 дней назад +1

      बैंकमैनेजर ने पेंशन एरियर का रू खाते में आने के बाद scss स्कीम में फिक्स करने की सलाह दी ,टैक्स की जानकारी ली तो बताया 15 h फॉर्म भरवा देंगे tds नहीं कटेगा...फिक्स करने के दो दिन बाद स्टेटमेंट के लिए बुलाया जिसमे tds शो कर रहा है, 15 h फॉर्म के लिए कहा तो बोले itr भरिये और भरना ही पड़ेगा ,फॉर्म नही मान्य है ,(अब क्या करे पेंशन 4 लाख लगभग)

    • @incometaxwallah
      @incometaxwallah  20 дней назад

      Form 15 h Applicable h. But post office wale phir bhi tds deduct karte h.
      Aapka jo bhi tds ho , use itr filing m refund claim kijiye

    • @vineetdwivedi6751
      @vineetdwivedi6751 20 дней назад +1

      @@incometaxwallah जी धन्यवाद ..🙏

  • @ajaykumarprjapati402
    @ajaykumarprjapati402 5 месяцев назад +13

    मै आप का नाम नहीं जानता हूं लेकिन मैंने देखा कि आप ने हर किसी के कमेंट पर कोई न कोई रिप्लाई जरुर दिया है। इसलिए मैंने आपको सब्सक्राइब कर लिया है नमस्कार

  • @SUBHRADEEPGHOSH-sz5hh
    @SUBHRADEEPGHOSH-sz5hh 4 месяца назад +2

    VERY HONEST AND INFORMATIVE VIDEO HAVE SEEN IN RUclips, HOPE YOU WILL INFORM US IN THE FUTURE ❤😊

    • @incometaxwallah
      @incometaxwallah  4 месяца назад

      So nice of you. Keep watching us and share videos

  • @ullas_tg_shimoga
    @ullas_tg_shimoga 8 месяцев назад +4

    Very much useful,.... By watching ur video I saved money......

  • @biswaoram6630
    @biswaoram6630 5 месяцев назад +2

    Jankari bahut achha laga. Thanks.

  • @RajinderKumar-fm1lb
    @RajinderKumar-fm1lb 2 дня назад +1

    Sir Aapne Bahut Acche se samjhaya hai. Sir mera pnb mein SCSS ka Account hai. Toh kya SCSS ka alag se form 15h bharna padta hai.

  • @incometaxwallah
    @incometaxwallah  8 месяцев назад +50

    Subscribe us for TDS Saving on FD Interest.
    Team Income Tax Wala

    • @bestgrammartipswitharchana9508
      @bestgrammartipswitharchana9508 6 месяцев назад +12

      Agar 80 lacs ke kareeb amount ho to kya Karen. Account kitne banks mei kholein, senior citizens ke liye hai yeh question

    • @bestgrammartipswitharchana9508
      @bestgrammartipswitharchana9508 6 месяцев назад +4

      15 H regularly bhara jata hai.
      Return nahi bharte hain agar to kya hoga.

    • @incometaxwallah
      @incometaxwallah  5 месяцев назад +2

      @@bestgrammartipswitharchana9508 return jarur file kare, varna notice aa sakta h

    • @incometaxwallah
      @incometaxwallah  5 месяцев назад +1

      @@bestgrammartipswitharchana9508 80 lac ki FDs hain to ye form file karne ki na soche . proper itr file kare aur tax deposit kare

    • @indiantrucksport
      @indiantrucksport 4 месяца назад +1

      @@incometaxwallah Sir 15G fill karne ke baad bhi aaj hi 10% kat liya abb kya kare pls batvo 🥺

  • @RajinderKumar-fm1lb
    @RajinderKumar-fm1lb 24 дня назад +1

    Thank you Sir Aap Acche se samjhte hai

    • @incometaxwallah
      @incometaxwallah  24 дня назад

      Thanks to you also Mr. Rajinder for watching our videos till end.
      keep watching and sharing

  • @knowledgezone111
    @knowledgezone111 15 дней назад +1

    your explanation is awesome.

  • @vidyarthi2sir558
    @vidyarthi2sir558 19 дней назад +1

    Thank you so much sir
    For giving the exact information in an easy way.

  • @sureshthapa6326
    @sureshthapa6326 8 месяцев назад +3

    🎉 Thanks a lot for a very useful informative video.👏👏👏👌👌👍

  • @satishpathania8133
    @satishpathania8133 6 месяцев назад +1

    Sir the position you explained in a very nice way and very much helpful. Thanks.

    • @incometaxwallah
      @incometaxwallah  6 месяцев назад

      glad you find it useful Thanks
      subscribe this channel also to ask more questions

  • @MayankMishhra
    @MayankMishhra 3 дня назад +1

    Sir tds me saving bank ka intrest bhi add kr liya jata h kya..
    Pension+fd intrest + saving bank accnt ka intrest bhi???

  • @galaxymotionpictures6108
    @galaxymotionpictures6108 5 месяцев назад +1

    Liked ans subscribed your chnl bcoz you were very point to point

  • @prasaddalavi9683
    @prasaddalavi9683 3 месяца назад +1

    To the point, crystal clear and so much informative video. You have good communication skills and knowledge. Thanks for sharing :)

    • @incometaxwallah
      @incometaxwallah  3 месяца назад

      glad you like our videos
      keep watching and subscribe this channel

  • @shubhamsharma5306
    @shubhamsharma5306 2 месяца назад +1

    Nice information sir 👍 thank you so much sir 🙏🙏 very use ful tip

  • @pramodbhalerao6757
    @pramodbhalerao6757 6 месяцев назад +1

    Very nice vidio bahut accha Apne bataya thanks sir

  • @IshwarSingh-hd1lt
    @IshwarSingh-hd1lt 8 месяцев назад +1

    Your way of teaching is very nice sir

  • @prasanjoshi7856
    @prasanjoshi7856 2 дня назад

    Sir mera interest FD par 60000 hai to muje 20000 ( 60000-40000) par TDS dena hoga yaa total 60000 par?????

  • @rpsbhatti7346
    @rpsbhatti7346 7 месяцев назад +2

    Very informative video thanks Sir

  • @studentrajvir6970
    @studentrajvir6970 10 дней назад

    God bless u Sir

    • @incometaxwallah
      @incometaxwallah  9 дней назад

      Thank you so much for your kind words! 😊 I'm really glad I could help.

  • @bhabanikanungo995
    @bhabanikanungo995 17 дней назад

    Very Informative

  • @satimohandas9095
    @satimohandas9095 6 месяцев назад +2

    Aapke bataye hue tarike se agar FD 3-4 banks spread Karen to yeh sare interest club nahin ho jayenge.
    Secondly agar aap taxable income ke under aate hain to bhi aisa diversification se tax bachaya ja sakte hain

    • @incometaxwallah
      @incometaxwallah  6 месяцев назад +1

      1. club honge but itr mai . aur itr mai taxable income 7 lac hain
      2. second point mai you are absolutely right.
      if any taxpayers has income above taxable limit then no need to file 15 g/h or any other things

  • @khavinderkumar8306
    @khavinderkumar8306 2 месяца назад +1

    Nice information...is there any video on ppf extension rules ..?? Thanks for guidance ..

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      yes, request you to watch till end and ask your all questions. link is below
      ruclips.net/video/Xd7nyJ0xTxM/видео.html

  • @RoshimSood
    @RoshimSood 8 месяцев назад +1

    informative, key learning for people filing taxes ie not to submit forms of 15G/15H if falling under taxable income slabs

    • @incometaxwallah
      @incometaxwallah  8 месяцев назад

      Thanks, it's applicable in both tax slabs

  • @krazykrank7938
    @krazykrank7938 2 месяца назад +1

    very nice information SIR.

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      glad you like our videos
      subscribe and share this channel

  • @EAZYHOMEMADE
    @EAZYHOMEMADE 20 дней назад +2

    Sir, fd,nsc kvp savi ke interest milakar 5lakh ke uper interest ho jaye to kya,tds kot hoga ya nhi

  • @TaifurGaMing
    @TaifurGaMing 2 месяца назад +2

    Sir after new regime,
    Kitne lakh se jyada income ho jaye to tax bharna padta hai...?🤔
    Or agar hm 5% ya 10% koi bhi slab mai agaye to fir FD se Kate hue TDS ka return nahi milta kya...🧐
    Plz explain🙏🏻

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      Take our paid consultation connect with us on whatsapp no 8448820207

  • @must604
    @must604 11 дней назад +1

    सर सिनियर सिटीझन diversified नही कर सकता।
    उसको सिनियर सिटीझन saving scheme इन्व्हेस्ट करना है तो 30 लाख इन्व्हेस्ट करना पडता है।

    • @incometaxwallah
      @incometaxwallah  10 дней назад +1

      diversification केवल सेविंग एकाउंट्स के लिये हैं
      सिनियर सिटिजन सेविंग अकाउंट के लिये नहि हैं

  • @NiteshDas-s2v
    @NiteshDas-s2v 2 месяца назад +2

    Thanks for your video sir
    Sir I have a que
    I have only interest income of 360000 yearly so how I can save my tds.

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      submit forms to banks where you booked your fd

    • @SSinghLife
      @SSinghLife Месяц назад

      @@NiteshDas-s2v kitne ki fd hai total

    • @subhashtomar2968
      @subhashtomar2968 2 дня назад +1

      @@SSinghLife 50 lakh arround me hogi

  • @pushpamahendroo6075
    @pushpamahendroo6075 7 месяцев назад +1

    Thank you for the valuable information.

  • @SantoshGupta-ni2re
    @SantoshGupta-ni2re 7 месяцев назад +2

    Thankuu Sir .good information k liy

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад

      always welcome
      share this video max to aware people

  • @ankurparmar5297
    @ankurparmar5297 Месяц назад

    Very informative and to the point video. I have one doubt that if I am filing ITR but nil tax, then can I submit form 15 G or not?

  • @rushikesh65
    @rushikesh65 24 дня назад +2

    हेलो सर मेरे पिताजी रेलवे गवर्नमेंट रिटायर्ड पर्सन है उनको रेलवे की पेंशन भी आती है और उन्होंने कुछ पैसे FD भी करवाई है पिताजी हर साल 15 H का फॉर्म भरते हैं लेकिन फिर भी उनका टीडीएस काटा जाता है ऐसा क्यूं

  • @bhagatsingh5019
    @bhagatsingh5019 4 месяца назад +1

    Nice informative video

  • @lawrencedalmeida8722
    @lawrencedalmeida8722 7 месяцев назад +1

    Thank you for your very good video

  • @adventure.lover2277
    @adventure.lover2277 4 месяца назад +1

    ❤❤❤ good information sir

  • @rinkusingh3352
    @rinkusingh3352 5 месяцев назад +1

    Bahut badhiya

  • @dharmanandnautiyal6736
    @dharmanandnautiyal6736 2 месяца назад +2

    सर आपने कहा आप अपनी FDको दूसरी बैंकों में जमा कर सकते हैं परंतु आजकल पैन कार्ड लिंक अप है हर ब्रांच से इसमें हर बैंक को पता चल जाता है कितना इंटरेस्ट आपको मिल रहा है इस स्थिति मै बैंक से कैसे हम TDS bacha sakte hain.

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      सर आप कनफयुज हो रहे हैं सुपोज आप आपकी इंट्रेस्ट इंकम एक साल मै 1 लाख रु हैं तो इस पर कोई इंकम टॅइक्स नही बनता
      लेकिन क्यु कि ये इंट्रेस्ट 50 हजार से ज्यादा हैं इसलिये बैंक इस पर 10% यानी 10000 रु टी डी एस काट लेगा
      तो हम सिर्फ ये 10000 रु ना कटे इसके लिये रास्ता बता रहे हैं
      बाकी पैन कार्ड से लिंक होने से इंकम टॅइक्स डिपार्ट्मैंट को पता लगने दो कि आपकी 1 लाख रु इंट्रेस्ट इंकम हैं . आप 1 लाख इंकम से अपनी टैक्स रिटर्न फाईल कर दो . इंकम टॅइक्स वाले कुछ नही कर सकते
      subscribe this channel and share our videos , Thanks

  • @rajeshgupta2218
    @rajeshgupta2218 7 месяцев назад +3

    Thanku Very Much Sir

  • @balaramdhali2618
    @balaramdhali2618 6 месяцев назад +1

    Nice information ❤❤❤

  • @VickyYadav....
    @VickyYadav.... 24 дня назад +1

    Sir 2 bank me 4.5or 4.5 lakh ka fd karwayenge to usme tds katega ya nahi

  • @Kharolachess
    @Kharolachess Месяц назад

    Great information sir 🎉🎉
    Sir agar intrest 40k se kam hai saal mai aur pan linked nhi hai account se toh tds ktega kya?

  • @MrKhabbu
    @MrKhabbu 7 месяцев назад +1

    Aaj kal bina pan ke koi bhi transaction nahi ho sakta to fir system ko automatic hi age ka sangyan le kar tds usi hisab se Kate.

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад

      you are right , but tds save kiya ja sakta h

    • @MrKhabbu
      @MrKhabbu 6 месяцев назад

      @@incometaxwallah yes but form 15 G/H bharna hoga aur submit karna hoga. At least seniors ki age ka computer dhyan rakhe to unko to rahat ho jayegi.
      And going one step further it can be done for all . Total income is already reported to the department and computer can automatically recognize who’s income is taxable and whose is not.
      This form filling is waste of paper time and man hours in the banking and finance sectors.
      This is now possible because not a single transaction is possible without PAN and Adhaar is already linked .

  • @manishjain5884
    @manishjain5884 2 месяца назад +3

    Agar per annum 38000rs fd interest to 15 g form bharna jaruri hai

  • @stockmarketworld1216
    @stockmarketworld1216 Месяц назад +1

    I have a question. sir, agar mujhe 40k se kam interest milta hai to 15G bharne ki zaroorat nahi hai na? Even if I'm paying Tax?

  • @kulbhushansingh3488
    @kulbhushansingh3488 8 месяцев назад +2

    Very Nice information, Sir 😊

  • @Sujan26431
    @Sujan26431 2 месяца назад +2

    My mother is homemaker and does not have taxable income.
    FD is done on her name and the interest is more than 40k per year.
    Will she get refund of all tax deduction after filing ITR?

  • @AkramKhan-cs8rp
    @AkramKhan-cs8rp 7 месяцев назад +1

    Thank you Sir Very nice information

  • @raushan5470
    @raushan5470 7 месяцев назад +1

    Sir मै आपका न्यू सब्सक्राइबर हुँ.

  • @SubodhKumar-di8jc
    @SubodhKumar-di8jc 7 месяцев назад +1

    Valuable topic

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад

      Thanks Subodh - keep watching and sharing our videos

  • @funnyfly5681
    @funnyfly5681 8 месяцев назад +1

    one question.... ye jo fd ki income itr me show krna jaruri hota hai .. kya ye sirf unke liye jaruri hai jo interest ka payout monthly savings account me lete hai ya jo cumulative fd rkhte hai unke liye bhi jaruri hota hai.. by the way you got a new subscriber 😊

    • @incometaxwallah
      @incometaxwallah  8 месяцев назад

      1. FD ki income itr mai show karna madantory h.
      2. interest monthly mile ya cumulative. it mandatory for all
      A BIG THANKYOUR for being our subscriber. We welcome you in our Subscribe family.

    • @rajivsarmah8413
      @rajivsarmah8413 6 месяцев назад

      ​@@incometaxwallahis interest on fixed deposit in post office calculated together on maturity or that of recurring deposit in post office tax exempted. Fully or partially.

  • @prasadgawande7231
    @prasadgawande7231 4 месяца назад +1

    Very very nice info

    • @incometaxwallah
      @incometaxwallah  4 месяца назад

      glad you like our videos, keep watching and sharing

  • @kushyadav2077
    @kushyadav2077 7 месяцев назад +1

    Sir ur suggestions are really amazing but agar fd 5 lkh se jyada alg-2 bank me krenge to total income jyada ho jayegi then they will send u notice to ask details of income?
    Plz reply🙏🙏

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад +1

      First of all , Thank you so much for your compliments,
      See, interest income agar 40k se jyada hoti h to form 15g/h file kijiye
      koi notice nahi aayga

    • @kushyadav2077
      @kushyadav2077 7 месяцев назад +1

      @@incometaxwallah thnks fr the reply sir but I'm asking ki it department can send notice for the amnt that u have deposited in each bank ki us income pe tax bhariye jispe inntrst Mila hai.

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад

      income tax notice tab bhejega jab aap aapni saari interest income ko itr mai show nahi karoge.

  • @premkumarsharma2276
    @premkumarsharma2276 7 месяцев назад +5

    4 banks me FD rkhne se tax nhi bachaya ja skta
    Income tax site par PAN se interest ki sari detail automatic aa jati hai ab

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад +2

      Lagta h aapne hamari video complete nahi dekhi.

    • @premkumarsharma2276
      @premkumarsharma2276 7 месяцев назад +2

      @@incometaxwallah complete dekhi hai saheb

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад +1

      tds bachaya ja sakata h.

    • @yoginnicepatel7145
      @yoginnicepatel7145 7 месяцев назад +2

      par kese tds bachega sir PAN k adhar pe to bank fd pata chal hi jayegi na

    • @Lakhbirkaur-fw8ku
      @Lakhbirkaur-fw8ku 6 месяцев назад

      @@yoginnicepatel7145 bilkul sahi keha

  • @balmukundpandey7991
    @balmukundpandey7991 8 месяцев назад +1

    Very good video. Dear.

  • @JitendraSingh-radhe
    @JitendraSingh-radhe 3 месяца назад +1

    Post office me bhi fd hai then uski interest bhi count hogi kya 40000 ki tax free limit me

    • @incometaxwallah
      @incometaxwallah  3 месяца назад

      40k ki limit her ek bank aur post office ke liye alag alag h.

  • @RajbirKaur-x2g
    @RajbirKaur-x2g 7 месяцев назад +1

    Very nice 🎉🎉

  • @junkie5564
    @junkie5564 2 месяца назад +2

    Sir small finance bank me FD mature hone ke kitne din bad paisa refund aata hai with interest?
    Koi procedure hai kya kindly explain

    • @incometaxwallah
      @incometaxwallah  2 месяца назад +1

      jaise hi fd mature hoti h. immidiate paisa bank account m aa jata h.

    • @incometaxwallah
      @incometaxwallah  2 месяца назад +3

      immidiate

    • @junkie5564
      @junkie5564 2 месяца назад

      @@incometaxwallah thanks sir

  • @chandranidas6125
    @chandranidas6125 3 месяца назад +1

    What are the disadvantages of ITR filing ?

  • @satishpatel5414
    @satishpatel5414 8 месяцев назад +1

    Can you Please Focus on NRO Account Holders TDS .

  • @hsgumber1585
    @hsgumber1585 7 месяцев назад +1

    Thank you very much for sharing useful knowledge.
    A query - suppose a person come under IT 20%. Slab. In addition, his 30 lacs FDs in 10 banks. Banks will not deduct IT. But after adding complete interest from all 10 FDs in 26AS, whether IT will be payable or not. Hope my question is clear plz.
    All the best !

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад

      see if you are covered under 20% tax slab , then let the bank deduct TDS . there is no benefit of FD in 10 banks .
      you have to pay tax on entrire interest on 30 Lac fd as per your applicable tax salb rates.
      Subscribe this channel for more updates and quick answers

  • @sanjeevkumargupta6454
    @sanjeevkumargupta6454 7 месяцев назад +1

    very good, thanx a lot

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад

      Thanks
      Do subscribe to our channel for more informative videos

  • @robinsingh4027
    @robinsingh4027 Месяц назад +1

    Sir kindly guide...i recently won 10 lakh rupee claim in a legal matter...mujhe konsa tax lagega..income ya lottery

  • @Shribidyut
    @Shribidyut 24 дня назад +1

    Sir i mom have a fd ..but problem is 80000 tds had cut already...how to return it or not to cut further tds...

    • @incometaxwallah
      @incometaxwallah  24 дня назад +1

      Just file itr and get tje tds refunded. Connect with at whatsapp 8448820207 for support

  • @kdavidkoch-raj7339
    @kdavidkoch-raj7339 5 месяцев назад +2

    Yearly 5 Lacs ka FD korne se TDS dena porega kya... Sir, please

    • @incometaxwallah
      @incometaxwallah  3 месяца назад +2

      koi tax nahi lagegega na bank tds katega

    • @kdavidkoch-raj7339
      @kdavidkoch-raj7339 3 месяца назад +1

      @@incometaxwallah
      🙏🙏🙏... Thanks a lot 4 ur kind & valuable response... Sir

  • @RakhiSaha-g4z
    @RakhiSaha-g4z 2 месяца назад +1

    Pension or interest income hone se konsi itr file karna chahiye

  • @mr.bouncesunny2689
    @mr.bouncesunny2689 29 дней назад

    sir agr mai berojgar hu r jameen bech k 90lakh ki fd kra di 7%k rate pr r form 15g bhrta hu to muje v tax dena pdega ky? or maine bank me pan card v nhi diya(0 balance acc)

  • @Dulhekidulhan
    @Dulhekidulhan Месяц назад +1

    Sir maine 1.5 lakh ki fd ki h jiska interest 12000 hai mujhe itr bharne ki koi jarurat to nahi hai plz sir reply 🙏🙏🙏🙏🙏
    🙏🙏🙏🙏

  • @rasikvasava5611
    @rasikvasava5611 8 месяцев назад +1

    Very good information

    • @incometaxwallah
      @incometaxwallah  8 месяцев назад

      Glad you like our videos. Keep watching and sharing

  • @poojasharma1425
    @poojasharma1425 2 месяца назад +2

    Sir, I have filed ITR in July 2024. My TDS was deducted yesterday. May I file ITR again for claiming TDS refund?

  • @flyingheartgamer4106
    @flyingheartgamer4106 Месяц назад +3

    Sir, mera koi income ka source nhi h, mtlb total income bilkul 0, agr m 30 Lakh rs. Ki fd kru jisme mujhe 2,85,000 rs. Ka interest mile, to kya m 15G forum fill kr skta hu ? Or tds ktne se bcha skra hu ?

    • @incometaxwallah
      @incometaxwallah  Месяц назад +2

      15 g submit karke tds nahi katega

    • @flyingheartgamer4106
      @flyingheartgamer4106 Месяц назад +2

      @incometaxwallah Thank you sir for reply

    • @mrclasher3647
      @mrclasher3647 Месяц назад +1

      @@flyingheartgamer4106 tax katega?

    • @flyingheartgamer4106
      @flyingheartgamer4106 Месяц назад +2

      @@mrclasher3647 agr aapka fd ka interest tax slab se kmm hue to tax nhi ktega lakin agr aapka fd ka interest tax slab se jyada hue to tax ktega.... Main baat h total income ki, agr aapki sbhi income milake tax slab ke ander aati h to aapka tax ktega or agr aapki sbhi income milake bi tax slab ke ander nhi aati to aapka tax nhi ktega,(fir beshak vo income fd ke interest se hui ho agr tax slab se niche h to tax nhi ktega)

    • @mrclasher3647
      @mrclasher3647 Месяц назад +1

      @@flyingheartgamer4106 tax slab kitena hota hai? Jisse tax katega?

  • @PawanKumar-xl3yh
    @PawanKumar-xl3yh 2 месяца назад +1

    Yadi40 Hajar Key Nechey Intrest Hai To Kya15g Jama Karna Jaruri Hai Kya

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      nahi. tab tds applicable hi nahi hoga so no requiremnet of submission any forms

  • @anitasingh4859
    @anitasingh4859 2 месяца назад +1

    sir alag alag fd me fom 15g alag alagse bharna hoga ya ek se ho jayega

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      ek bank mai ek form submit hota hain . ek form mai us bank ki sabhi fd details likh dijiye

  • @sanjeetkumar_618
    @sanjeetkumar_618 4 дня назад

    Sir tds kat Jane ke baad o paisha return ho jata hi

  • @prt3655
    @prt3655 7 месяцев назад +1

    I have been told that in new tax regime No Deduction is allowed. So investing in PPF, mutual fund etc is of no use. Please tell me about this. Thanks

    • @incometaxwallah
      @incometaxwallah  7 месяцев назад +1

      this is right but still new tax regime has few deductions
      watch this video till last to understand
      ruclips.net/video/R2uXf4udJYg/видео.html
      Subscribe this channel for valuable updates

  • @Sheelbansal23
    @Sheelbansal23 4 месяца назад +1

    Very nice

  • @avijitkhan1750
    @avijitkhan1750 2 месяца назад +2

    Sir main 2 Lakh rupees 3 year keliye Sbi main FD kiyaha...isme TDS katega kya?

    • @incometaxwallah
      @incometaxwallah  2 месяца назад +3

      koi tds nahi katega . don't worry. aapki interest income utni nahi hogi ki tds kate

    • @avijitkhan1750
      @avijitkhan1750 2 месяца назад +1

      @incometaxwallah thank you sir

  • @yuvrajsupekar3538
    @yuvrajsupekar3538 Месяц назад

    Sir senior citizens hone k baad bhi FD PE tax kaise lagta hai

    • @incometaxwallah
      @incometaxwallah  Месяц назад

      Senior citizens ko ₹50,000 tak FD interest par exemption milti hai (Section 80TTB ke under).

  • @RailwaysIndia
    @RailwaysIndia 5 месяцев назад +1

    Sir agar form 15gh bhar k de diya h to b 40000 k upar jate hi tds kat jayega kya?

  • @kalpanadevi5608
    @kalpanadevi5608 3 месяца назад +1

    Thank you sir for information

  • @avinashkumar5593
    @avinashkumar5593 7 дней назад

    Agar adhar pan link nhi kr pa rha h due to adhar and pan date of birth are different and candidate are paralized not go adhar centre then how to save FD interest cut by bank

    • @incometaxwallah
      @incometaxwallah  6 дней назад

      1.Aadhaar aur PAN ki date of birth ko update karne ke liye online portals ka use karein.
      2.Aadhaar-PAN linking ko complete karein taaki future mein bank ko 10% TDS katne ka benefit mile.

  • @subhankardas5550
    @subhankardas5550 7 дней назад

    Agar FD 10 lac ka hay par uske income 15 thousand per month hay toh kya TDS lagega, please reply

    • @incometaxwallah
      @incometaxwallah  7 дней назад

      Yes

    • @subhankardas5550
      @subhankardas5550 7 дней назад

      @incometaxwallah kitna lagega,sir TDS bachane ke liye 15G form fill karte hay bank mein bo sufficient hay kya

  • @must604
    @must604 11 дней назад

    सर,फॉर्म 15 G भरते समय income taxable नही है.
    लेकिन अगर ऊस साल मार्केट मे तेजी हो गयी.और mutual fund ,redem करने के बाद income taxable हो गया.
    इस परिस्थिती मे क्या करेंगे?

    • @incometaxwallah
      @incometaxwallah  11 дней назад

      यदि आपने 15G फॉर्म भरा था और बाद में mutual fund redemption से आपकी income taxable हो गई, तो आपको अपनी total income की फिर से जांच करनी होगी और ITR भरकर टैक्स चुकाना होगा।

    • @must604
      @must604 10 дней назад

      सर मेरा इंटरेस्ट income 350000 (3 Lakh 50 Th.)है.
      Retyre हु.मेरा Age 60+है.
      मेरा वार्षिक उत्पन्न taxable लिमिट से कम है।
      क्या मै फॉर्म 15 H भर सकता हु?

  • @avishekdas2022
    @avishekdas2022 2 месяца назад +1

    Dear sir please reply, suppose, I will get interest in November 2025 (post office TD) then will I have to mention that interest in 15G form? Which I'll submit in April 2025, so my question is will I have to mention my future income also?

    • @incometaxwallah
      @incometaxwallah  2 месяца назад +1

      see, you just have to mention your fd amount details and total estimated income for financial year 2024-25 in form 15 g

  • @rajababu-sp6km
    @rajababu-sp6km 10 дней назад

    wondeful video sir .
    sir i have a question if i earn money from share market , ipo ( whether it is short term or long term ), and all total if it is 7 lacs then will i have to pay tax ?. please reply sir

  • @user-zq8sf5lx4x
    @user-zq8sf5lx4x 2 месяца назад +2

    How sir If deposit FD in three different banks anyhow they will be having my PAN card
    they will deduct it from my PAN NUMBER??

  • @ankitgada4980
    @ankitgada4980 6 дней назад

    Sirji mene 2L ka 3 yrs ka fd kiya hai 7.25% pe 3 saal baad around 248000 with interest maturity amount hai toh 48000 pe tds katega?

    • @incometaxwallah
      @incometaxwallah  6 дней назад

      TDS aapke FD par nahi katega, kyunki aapka annual interest ₹40,000 se kam hai.

  • @abhilashsrivastav2813
    @abhilashsrivastav2813 5 месяцев назад +1

    Lic pmvvy me tds katauti h kya?

  • @junkie5564
    @junkie5564 2 месяца назад +1

    Sir kya small finance bank like north east small finance bank me FD krnana safe hoga?
    Wo 9% return de the h
    Kindly reply

    • @incometaxwallah
      @incometaxwallah  2 месяца назад +1

      safe upto 5 lac

    • @junkie5564
      @junkie5564 2 месяца назад

      @incometaxwallah sir kya ye bank DICGC se affiliated hai?
      If yes then after maturity kitne din me paisa refund hoga with interest
      Kindly reply

  • @anilsingh3042
    @anilsingh3042 3 месяца назад +1

    Itr m iska input mil jayega kay sir after return

  • @abhilashsrivastav2813
    @abhilashsrivastav2813 5 месяцев назад +1

    Nice video

  • @kanchu431
    @kanchu431 6 месяцев назад +1

    Sir agar Ek hi bank mein 2 lakh ki 5 fd karaali alg alg dates ki..kya tab bhi tds katega? Kyunki sath m to 40000 kisi b fd ka interest nahi aega.

  • @Prince-wwsfg8efngbjhkh
    @Prince-wwsfg8efngbjhkh 8 месяцев назад +1

    Sir jo 30% tax slab mei aata h uska tds aur phir 30% tax katke FD ka effective milne wala interest bahut kam ho jata h..toh kya arbitrage fund safe hota h for tax saving purpose??

    • @incometaxwallah
      @incometaxwallah  8 месяцев назад +1

      pahali baat to ye ki jo 10% tds hota hain wo 30% wali tax liability mai adjust ho jata hain
      arbitrage funds mai risk involve hain

    • @Prince-wwsfg8efngbjhkh
      @Prince-wwsfg8efngbjhkh 8 месяцев назад +1

      @@incometaxwallah sir ispe detail video banaiye

    • @incometaxwallah
      @incometaxwallah  8 месяцев назад

      Sure

  • @jeevanprasadkacker3264
    @jeevanprasadkacker3264 6 месяцев назад +1

    New tax me health insurance premium bhi nhi allow hai sir guide

    • @incometaxwallah
      @incometaxwallah  6 месяцев назад

      Not allowed medical benefits in new tax regime

  • @Singhasanking11
    @Singhasanking11 Месяц назад

    Sir Agar Joint account Me fd karenge fir yearly interest limit 40000 hi rahega kya

    • @incometaxwallah
      @incometaxwallah  Месяц назад

      Agar aap joint account me FD karte hain, toh interest exemption limit ₹40,000 har individual ke liye alag se count hoti hai. Maan lijiye agar account me do log hain, toh dono ko apne respective share ke interest par ₹40,000 ka exemption milega.

  • @vishalmundu1510
    @vishalmundu1510 2 месяца назад

    Aaj ke date mein kitne income ko tax free kehte hain Apne income ko tax rebate aur standard deduction laga ke total income nikalna chahiye ya bina lagaye form 15G/H ke liye kitane income wala form bharne ke liye eligible hoga pls bataiye

    • @incometaxwallah
      @incometaxwallah  2 месяца назад

      Aapne shayad video suni nahi dhayan se dear viewer,
      hamne bola h ki net taxable income . it means ki standered deduction, tax deduction like 80c, 80c, 80g, HRA etc sabhi minus karnee ke baad agar income below taxable h to aap form 15 g/h submit kare .
      ab agar sabhi deductions ko minus karne ka process dikhate to video itni badi ho jati ki shayad aap hi nahi dekhte end tek.
      DEAR VIEWERS, HAMARI VIDEOS DEKHNE KA FAAYDA TAB HAIN JAB AAP USE END TEK DEKHO.

  • @swatantrasharma6262
    @swatantrasharma6262 6 месяцев назад +1

    क्या itr भरना जरूरी है। यदि ब्याज से आय 4लाख हो एक ब नागरिक ।