How FDIC Insurance REALLY Works

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Ready to dive deep into the FDIC? What about the DIF? In this video, we uncover surprising details about how your bank deposits are insured and what it truly means for you. Join us as we travel down the rabbit hole, and understand the mechanics behind FDIC insurance.
➡️ What FDIC Insurance Really Covers: Learn how the FDIC insures deposits up to $250,000 and the true state of the Deposit Insurance Fund.
➡️ The Financial Crisis Impact: Discover how the 2008 financial crisis exposed vulnerabilities in the FDIC insurance system and the measures taken to address deficits.
➡️ Who Ultimately Insures Your Deposits: Understand why taxpayers are the ultimate backstop for FDIC-insured deposits and explore alternatives to this system.

[@jackhake]

AIG got money from TARP as well, right? Interesting look at the FDIC. Cool video!

[@bremarie3442]

So when those banks failed did people receive thier full 250k?

[@JuanitoJrMonteroOrdanza777]

I have 3 accounts first hawaiian bank Lihue Kauai Hawaii...but they said my Savings and checking accounts is not covered FDIC INSURANCE...6 times I went in there to correct my records but never do that to change my records..

[@pmmahone1]

And lets not forget the government's ability to create money supply, resulting in inflation, an indirect tax to pay for their benevolence.