Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.
At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
Annette Christine Conte is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
My SIP picks are 1. UTI Nifty 50 40% 2. ICICI Prudential Nifty Next 50 20% 3. Motilal Oswal Nifty Midcap 150 Index Fund 10% 4. Motilal Oswal Nifty Smallcap 250 Index Fund 10% 5. Axis India Gold Fund 10% 6. ICICI Prudential NASDAQ 100 Index Fund 10%
@@manyfacedonegod7243 But again, exposure to all market caps. The drawdown of returns would be huge. At least one or 2 could have been reduced. That's my thought.
Why have multiple Index funds? All index funds have a similar investment in all the stocks of the index..in the same ratio..then how does multiple index funds help?
Government should put a check on the expense ratio and commission fees on mutual funds. If more than 50% underperform the index, what exactly are we paying for?
For a good return, one must spend time on the screen. Information is available online. Just compare which mutual fund performed better during the down market, and you get your answer straightforward.
Great sahil sir, please make more vidoe on mutual fund only, because i have realised that only the mutual fund platfrom can make financially free.particular stock is not for retailers like me.
Thank you sahil bhaiya.. What a wonderful analysis.. we were thinking of retirement planning and here you go... Your videos have helped mankind in many ways and we will be always grateful to you.. God bless you always with happiness, health and prosperity.. Pranam
When there is a correction how can you guarantee large cap will not correct? Also after correction when recovery happens smallcap would recover much faster than large cap
Thank you for your insight! I just got fired, and I'm 39 years old. Now that I have 425K saved for an early retirement at age 50, 10K in an HSA, and a property that could yield an extra 200K, what possibilities do I have for a steady stream of income?
I’m confused about whether to combine all my investment accounts into one. If I decide to do this, how should I go about it, and will there be any consequences I should be aware of? I also intend to sell my property, which could add an extra 200K overtime. Should I consolidate everything into one investment account, or diversify across several sectors?
These are important questions for a financial planner. I met mine at a NYSE event, and she helped my wife and i rebalance our 1.7 million portfolio between a traditional IRA and a brokerage account. She has been trading with our permission and has managed to recoup our financial losses thrice over again. We keep and manage the market cautiously.
Hi Sahil, Superior risk adjustment returns are to be analysed applying DYNAMIC multi dimensional predictive tools. Hope you begin new Dynamic series 80 : 20 model where 80 is predictive tools & 20 past data analysis.
I feel very sad... you did not even mention once BSE.. Sensex index fund... which is oldest of all index fund in India... it is rebalancing index continuously where as nifty 50 does semiannually..
Most People who jump between funds frequently, won’t make anything in the long run. Also I am personally happy with large caps with low volatility and lesser returns rather than jumping in highly volatile mid and smallcaps with higher drawdowns.
@@gaurav7894 It will because the returns will be normalised. Mid & small caps will give huge returns during short periods of time but it will mean nothing if you don't redeem it. Once you redeem it, where will that money go? Either in debt, fixed income or large cap or balanced funds. Hence the normalisation.
My SIP PORTFOLIO KOTAK INDIA EQ CONTRA --- 20% NIFTY 500 MOM 50 INDEX -- 20% MIDACAP 150 MOM 50 INDEX --20 EDELWEISS MIDCAP -- 20% TATA SMALL CAP --- 20%
I'm doing 10k SIP in 1. Axis oppertunity fund 2. Axis Flexi cap fund 3. Quant small cap fund 4. Tata technology fund And planning to add further 3 funds 1. ZERODHA nifty large midcap 250 index fund. 2. Nippon India nifty alpha low volatility 30 index 3. Motilal Oswal BSE enhanced value index fund Any suggestions are welcomed
Classy analysis! I thought of same many times but didn't find such videos. What's about nifty next 50 fund investment.!major of my investment both in N50 n N.Next50. Pl.advice.
Suddenly Nippon an Motilal came up with backtested data on N500 M50 . How will the momentum bit work in a flat or falling market . That question is not being answered by many. Anyone here who can advice on this .
Yes.. midcap momentum fund may generate good profits in comparison to index funds.. it may give flat returns in sideways market but can generate 100%+ profits in one year in bull market.. doing sip for ten+ years is a good idea
Multicap invests in more than one asset like in gold silver equity and debt whereas flexicap invests only in equities( different ratios of large, mid & small cap)
Lol 😂 On one side he criticized active mutual funds for being risky and recommended investing in stocks and follow for his guidance 😂 Active mutual funds are much less risky than investing in direct stocks. My suggestion, invest in active funds rather than direct stocks.
@SahilBhadviya I have 2 comments and question 1. Nifty 100 has 70-80 weight of nifty 50 stocks. It's better to buy N50 and next 50 in different MF. 2. Where and how do you check tracking error?
I would agree that once can replace Large cap/Midcap active fund with Nifty 50 / Midcap 150 index in there portfolio. But still there is a lot of difference when you compare the return's between Large/Mid/Small cap. In comments below I have provided the differenc ethat you see when you compare Large&Mid /Midcap category with Nifty 500 index.
Nice video Sahil. I have started investing in stocks in the recent bull run 2021-, after researching i found the direct stock investment very difficult and time consuming and also hinder my work. Now, I am slowly going towards mutual funds. Do you have any suggestions?
Hi sir, i wish your hard work. I just want to know only 3 mutual funds with high return for my life time holding without any mess up. pls suggest or How to search ??? Guys help us🎉
73% of the active funds underperform the Index---True and mentioned in the video 100% of the Index funds underperform the Index---True, but not mentioned in the video. What's your height, Sahil ? that will be height of hypocrisy.
-Link to explore my exclusive weekly video series: www.sahilbhadviya.in/
Sir can u please tell us that what about the dividends in index funds
Should they will add in our portfoio or not
Retirement is now more difficult than it was in the past. I've been saving for a long time instead of investing, and right now I only have about $400K. considering all the inflation, i'm thinking of investing in stocks, i dont just have idea on market strategies.
At a point like this, when the pressure is already on you to retire, its best recommended you seek the services of an advisor, as this allows you make smarter investing decisions.
It's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $30k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.
Do you mind sharing info on the advisor who assisted you?
Annette Christine Conte is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.
My SIP picks are
1. UTI Nifty 50 40%
2. ICICI Prudential Nifty Next 50 20%
3. Motilal Oswal Nifty Midcap 150 Index Fund 10%
4. Motilal Oswal Nifty Smallcap 250 Index Fund 10%
5. Axis India Gold Fund 10%
6. ICICI Prudential NASDAQ 100 Index Fund 10%
All index funds? Why?
@@renoll Very small Expense ratio. Relatively low risk of Fund manager dependency. Not much tracking needed from me. (10+ years holding planned)
@@manyfacedonegod7243 But again, exposure to all market caps. The drawdown of returns would be huge. At least one or 2 could have been reduced. That's my thought.
Why have multiple Index funds? All index funds have a similar investment in all the stocks of the index..in the same ratio..then how does multiple index funds help?
@@rajeev4243 These are not same index. They target different stocks based on the market cap / growth etc.. check them out for more details..
Only Investors Who can Generate Wealth Through Mutual Fund is Consistency in SIP..!
Which SIP
@@ShreyaSharma-ly6bi Axis Bluechip Fund Direct Growth
Government should put a check on the expense ratio and commission fees on mutual funds. If more than 50% underperform the index, what exactly are we paying for?
For a good return, one must spend time on the screen. Information is available online. Just compare which mutual fund performed better during the down market, and you get your answer straightforward.
Start a small SIP for your kids. Plan their retirement as well. 500 per month for the next 50 years will be the biggest gift for them.
Good one sahil... As always helpful and backed with data..
Tamil pms advisor - youtube channel - muthaleetukalam - have a boring stock theme like you said and analysing every month
Ivaru nalla than bro analyse pannuvaru Ivar analyse pannathu ellamey enaku nalla returns koduthiruku
Thanks buddy, much needed veeio in this mad bull run
Motila oswal midcap given 26% return in 10 years in the long run
Vey very responsible video to be responsible with your hard earned money....Amazing analysis !!!!! thanks Bro
As always,appreciation for sincere & honest advice. Wish you & your family healthy & happy life
Wow Very Lucid and Highly Useful ❤
I am consistently investing in
1. Zerodha large and mid 250 index (50%)
2. MON100(25%)
3. Parag Parik elss (10%)
4. HDFC balanced (15%)
What is the code for the zerodha large and mid 250 please?
What's the code for the first one please, is it available on zerodha kite?
@@ravichandar5426 its on their coin mutual fund platform
@@ravichandar5426 it's mutual fund available in COIN app
@@ravichandar5426available on zerodha coin
Great sahil sir, please make more vidoe on mutual fund only, because i have realised that only the mutual fund platfrom can make financially free.particular stock is not for retailers like me.
Thanks Sahil.....Thank you very much
You are a boon for small retail investors like myself.
Indebted !!!!!!
Thank you sahil bhaiya.. What a wonderful analysis.. we were thinking of retirement planning and here you go... Your videos have helped mankind in many ways and we will be always grateful to you.. God bless you always with happiness, health and prosperity.. Pranam
I'm doing sip in three funds
Quant small cap fund
Parag Parikh flexi fund
JM Value Fund
Is this portfolio good??
Quant and parakh Parikh best fund
Depends on your goals. If for retirement, then they are very good.
You are the person that's why the Indian mutual fund industry is increasing
Abhi crash kara do sahil bhai 💀
Ye thoda jyada ho gya😂😂
No absolutely no
😂😂😂😂😂
You have golden heart Brother❤❤.
Superb analysis...
Thanks a lot Sahil
Edelweiss Nifty Next 50 is best
NN50 always beats N50 in all terms
And Edelweiss has lowest Exp ratio
When there is a correction how can you guarantee large cap will not correct? Also after correction when recovery happens smallcap would recover much faster than large cap
nifty 50 index fund
nifty 100 index fund
nifty 500 index funds
nifty large and midcap index funds
Instead of Nifty 500, do a multicap index Nifty 500 50:25:25... Check out Navi/Hdfc
Thank you for your insight! I just got fired, and I'm 39 years old. Now that I have 425K saved for an early retirement at age 50, 10K in an HSA, and a property that could yield an extra 200K, what possibilities do I have for a steady stream of income?
It’s reasonable to consider getting a financial advisor now, but delaying retirement might be a wiser choice
I’m confused about whether to combine all my investment accounts into one. If I decide to do this, how should I go about it, and will there be any consequences I should be aware of? I also intend to sell my property, which could add an extra 200K overtime. Should I consolidate everything into one investment account, or diversify across several sectors?
These are important questions for a financial planner. I met mine at a NYSE event, and she helped my wife and i rebalance our 1.7 million portfolio between a traditional IRA and a brokerage account. She has been trading with our permission and has managed to recoup our financial losses thrice over again. We keep and manage the market cautiously.
That is impressive! my portfolio has remained stagnate. Who is guiding you please?
June Renae Matthysse. She is well known, so you can look her up online
Nifty 200 momentum 30 index fund is very good, what's your view on this ?
Excellent Sahil !!
Hi Sahil, Superior risk adjustment returns are to be analysed applying DYNAMIC multi dimensional predictive tools. Hope you begin new Dynamic series 80 : 20 model where 80 is predictive tools & 20 past data analysis.
Good Video. No confusion.
I feel very sad... you did not even mention once BSE.. Sensex index fund... which is oldest of all index fund in India... it is rebalancing index continuously where as nifty 50 does semiannually..
Most People who jump between funds frequently, won’t make anything in the long run. Also I am personally happy with large caps with low volatility and lesser returns rather than jumping in highly volatile mid and smallcaps with higher drawdowns.
I don't agree that returns will be equal for mid small and large cap in a long run
That's the peak bull run talking 😂
@@AnilChTechChannel ok Mr Buffett.
@@gaurav7894 It will because the returns will be normalised. Mid & small caps will give huge returns during short periods of time but it will mean nothing if you don't redeem it. Once you redeem it, where will that money go? Either in debt, fixed income or large cap or balanced funds. Hence the normalisation.
Good one. Can you please compare the index funds with smart beta etf? Based on 10 years of rolling returns which ones are consistent
Hi Sahil. Thanks for your valuable content. Can you please suggest good flexi cap fund for long-term? Thanks!
Thanks for your guidance ❤
Hi sahil. Pls make a video on debt funds. Hiw much exposure in debt funds and what funds u suggest for retirement and children education
Hello Sahil Mutual fund investment sahi hai 😊 am investing @ mutual fund SIP for the past 6 years … returns 👍
Nicely explained sahil sir, can you please share your view on ETF's vs active mutual funds
Hi Sahil, Index ETF Vs Index Mutual Fund which is the best.
Sahil can you make a small video on Motherson QIP and what is your take on it.
Thanks
thank you for such a wonderful video
What is the point in creating websites. No body responds from ur side when contacted.
My SIP PORTFOLIO
KOTAK INDIA EQ CONTRA --- 20%
NIFTY 500 MOM 50 INDEX -- 20%
MIDACAP 150 MOM 50 INDEX --20
EDELWEISS MIDCAP -- 20%
TATA SMALL CAP --- 20%
The funds are looking good today will look bad tommrow
Parag parikh is the example
What about momentum fund
Analyse this sir
Y can't one buy directly ETFs no expense ratio or exit load?
I'm doing 10k SIP in
1. Axis oppertunity fund
2. Axis Flexi cap fund
3. Quant small cap fund
4. Tata technology fund
And planning to add further 3 funds
1. ZERODHA nifty large midcap 250 index fund.
2. Nippon India nifty alpha low volatility 30 index
3. Motilal Oswal BSE enhanced value index fund
Any suggestions are welcomed
For an amount like 10K, you probably don't need as many
Classy analysis! I thought of same many times but didn't find such videos. What's about nifty next 50 fund investment.!major of my investment both in N50 n N.Next50. Pl.advice.
Sahil Brother, in these funds can we do sip plan ?? If yes, how long we can do continue ?? Guide me
Nifty 50 vs Sensex, which one ?
Can i invest in nifty 500 momentum 50 fund?
Suddenly Nippon an Motilal came up with backtested data on N500 M50 . How will the momentum bit work in a flat or falling market . That question is not being answered by many. Anyone here who can advice on this .
Yes.. midcap momentum fund may generate good profits in comparison to index funds.. it may give flat returns in sideways market but can generate 100%+ profits in one year in bull market.. doing sip for ten+ years is a good idea
Quant will do better always
Sahil Pls tell us the diffrence between flexicap and multicap funds.
Multicap invests in more than one asset like in gold silver equity and debt whereas flexicap invests only in equities( different ratios of large, mid & small cap)
Hey Sahil what's the difference between ETF and Index fund, which is better?
Very useful video thanks sir
Sahil, index doesn't include dividends. Index funds earns dividends as well. Then why should underperform index?
Thanks sahil, please let us know which fund house is best for this?
Lol 😂
On one side he criticized active mutual funds for being risky and recommended investing in stocks and follow for his guidance 😂
Active mutual funds are much less risky than investing in direct stocks.
My suggestion, invest in active funds rather than direct stocks.
@SahilBhadviya I have 2 comments and question
1. Nifty 100 has 70-80 weight of nifty 50 stocks. It's better to buy N50 and next 50 in different MF.
2. Where and how do you check tracking error?
Good observation 👏
One doubt: If Stocks pays dividends how that money is distributed case of Index funds? Is this reflected in NAV?
Can you make video on SWP
Thanks. What are your views regarding Total Market Index Fund,they cover the whole market.
Probably that will give you same return as nifty 50
@@asinghal77 why so ? This fund is covering 750 shares plus 60% weight is in large cap.
I would agree that once can replace Large cap/Midcap active fund with Nifty 50 / Midcap 150 index in there portfolio. But still there is a lot of difference when you compare the return's between Large/Mid/Small cap. In comments below I have provided the differenc ethat you see when you compare Large&Mid /Midcap category with Nifty 500 index.
Thank you sahil
but can index funds beat benchmark consistently over long term?
Can we invest in index ETFs instead of investing in index mutual funds
What is the meaning of active MF and passive MF ?
How about buying nifty bees ETF instead of investing in mutual fund. Which is the best option for Nifty 50 ? ETF or Index fund?
Etf has less charges but liquidity is better in funds
excellent sir
Please make a video on pension plans with lumpsum deposit and monthly payout
Sir index small cap funds are better?
Nice video Sahil. I have started investing in stocks in the recent bull run 2021-, after researching i found the direct stock investment very difficult and time consuming and also hinder my work. Now, I am slowly going towards mutual funds. Do you have any suggestions?
HDFC Nifty Large Mid Cap 250 Index Fund NFO
I don't understand why your ADs are targeted on your own videos😅
Sir HDFC Amc is also launching new Nfo of Nifty large and Mid index fund on 20SEP 24
Hi sir, i wish your hard work.
I just want to know only 3 mutual funds with high return for my life time holding without any mess up. pls suggest or
How to search ???
Guys help us🎉
Active funds though have more expensive ratio but they generate more returns than undex funds, ur analysis doesn't seem proper.
Hi, whats your view on Multi asset mutual fund.
👌 analysis
Hi brother what's about dividend in index fund. Its Reinvestment or
Yes
why no one is talking about jg chem, mit is holding it since last 2 quarters
Super!!
Very conservative advice
Please share video on Difference, when to select ETF vs Index funds.
Pehle shaadi karlo bro..retirement ki baad main sochna
Index fund is better 🔥
Sorry to say but smart beta index funds are far better than the funds u hv mentioned in the video
Land is best. We don't need to track anything.
Thank you
73% of the active funds underperform the Index---True and mentioned in the video
100% of the Index funds underperform the Index---True, but not mentioned in the video.
What's your height, Sahil ? that will be height of hypocrisy.
Fivestar fivestar fivestar ❤️❤️❤️
What about etf
Its not as much about which MF but how much for each MF
plz COVER
FOF
&
MOMENTUM 50/100
What about sensex 30 index funds
❤
🙏 🙏
👌👌👌
Make video on lumpsum