Breaking down Biden's new student debt relief plans
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- Опубликовано: 7 апр 2024
- President Biden announced new proposals for partial or complete student loan forgiveness Monday in the battleground state of Wisconsin. CBS News campaign reporters Aaron Navarro and Nidia Cavazos have the details.
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He should cancel my home loan while he's at it.
Yes please😃
He won’t got to keep the working man in debt chains
Honestly, I think Joe would. The issue is that mortgage loans aren't federal loans, so there is nothing he can do or even try to do. Best he can do is bail out the banks who owns your home.
@@cokikillide5855 Student loans weren't federal before Obama/Biden.
Cancel my taxes going to wars and Migrants too
FJB
When will universities be held accountable?!?!?!?
If the student loans are so horrible for the country, then why do Democrats allow them to continue to be issued?
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
so they can get their cut.... either in credit, cash or clout....
@@philipem1000 You had what, $500 in student loans then? A single credit hour is $400 today!! Typical class over $1,500..plus interest! cars were what, $1,500 then? if that? Please!
Don't forget, if they cancel this debt there's nothing preventing a person from taking out a new loan tomorrow.
For votes!
Stop stealing my tax money
Briben was told he can't do this . He needs to be held accountable , he has no authority to do it .
That is not what happened. IN fact the courts upheld his ability to forgive student loans as long as he did it in accord with the laws that give the President that power. They held his blanket forgiveness was not authorized; the courts have heard challenges to his more targeted ones.
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
I’m not completely on board with this. This smells like a big taxpayer funded money grab for universities. Universities aren’t forgiving any debt…they still want their money. Besides…no one paid off my student debt, but me.
Can't get on board with the second half of your argument. "It was hard for me, so it should be hard for others" has never really seemed to me to be a good policy generator. How do we make progress if we don't improve over time? Second, remember that universities aren't the ones who are going to be affected by this. Student loans are almost entirely owned by private corporations or the government. Personally, I won't lose any sleep if giant debt owners or the government don't get paid back.
@@teganchristianson4173you say that “eat the rich” crud until your elderly relative’s pension plan blows up because it was vested in SLABS.
We can’t stop with just cancelling student loan debt without also completely revamping our higher education system, because the way it is done now is not sustainable. NO ONE should have to go into massive debt just to get a college education. It is unconscionable and it only hurts the economy in the end because it prevents so many from being able to make major purchases like a home. Cancel student loan debt but not without overhauling our higher education system.
No. You're only half correct here (no prizes for picking the wrong half).
Let's roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
More like hard up for votes.
Court should strike it down again...the best education is a realistic one... financial responsibility.
Why not give aid to Federal Student loans if the person is on Social Security Disability?? We need help more than others. lower income individuals..
I agree. This is all he has to do. It's simple.
Your loan is forgiven if you are approved for Soc Sec Disability benefits, FYI.
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
@@Liz-hr1js ok I'll call them ask whats up. thanks
@@Liz-hr1js Yes. You are right, but some people are on Social Security retirement income and they are retired and still paying student loans. Those are the ones I'm speaking.
It took him 4 years to say he would do anything for black people and his way of caring for black people is a chicken commercial? 😕
What a Joke
I'm jus tired. I don't care for Trump but I can't relate to fake love
Same here. I loved him the past three years but I just don’t understand him now. Wish the DNC would wise up and replace him in the coming election.
Trump2024 ❤
Debt and loans are supposed to be paid back...
Maybe I will go 60 days without paying my credit cards. Inequality. 😮
@@willrose5424 just mention biden relief plan 3x..who knows they will say your CC debt is now pooffff ...gone
Does that include money sent to Ukraine and Israel for wars?
@@yawo7947 if the bill calls it AID of course not..lol
This is a carrot on a stick
He promised this before
After a 10hr day hearing this really pisses me off
Didn’t the SCOTUS say loan forgiveness is unconstitutional?
No they did not. They said Biden had exceeded his authority (granted to the President by law) by making blanket forgiveness of loans rather than targeting it as the law required. In this case he is targeting people who have paid for 20 years and now owe more than they borrowed.
In 1967 when I got mine student loans were at 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
The Dems don't follow the law. So that's irrelevent.
What part of No from the Supreme Court did Brandon not Understand
I didn’t sign their loan application. They did. They can pay it back.
So basically, the people who paid back their student loans are now going to pay for those who didn’t as well?
Yeah, that makes sense
U go to college u pay for all of your loan thats the way it goes😊
But these colleges are selling false dreams!
who pays for all the debt of student loans?
❤🎉जय भीम राव जय ❤🎉जय भीम राव जय ❤🎉❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤
The rest of us Bad enough we pay for wars and Migrants
The rest of us
as if funding wars and migrants not bad enough
We taxpayers + esp retired/starving on Soc Sec
Most of those he's talking about here have paid MORE than the total amount of their loans and still owe tens and hundreds of thousands because the terms require compound interest and people end up paying for literally decades.
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
WTF…I want some free stuff
Congress should work to do something about the student loan interests but Supreme Court have repeatedly told Biden that he does not have the right to do this.
Forgiving loans without regulating the issuance of those loans is like trying to apply a band aid to a bullet wound..
Good thought
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
@@philipem1000 I like my idea better it’s less complicating and it will instantly resolve this issue. Loans are way too easy to withdraw when you’re in college, that’s why you’re seeing students having $50 and $90,000 debt from a Bachelor Degree, that may have or may not have even completed..
@@shaunmc013 What exactly is your idea? All you basically stated is that forgiveness isn't an adequate fix
@@user-pe3fk1fb1othe key point was “regulating the issuance of students loan”, right now it’s way too easy for students to get a loan. Go into your student account, click on a button and withdraw whatever amount you want. I believe that we should stop that access and relegate the loans to the Bursars office. The student would need to apply for the loan, the same way they would a bank loan or a payday loan. The Bursars would decide to approve or not. I guarantee you if this was enacted, it would stop the debt. You can’t just through money at the problem or forgive without doing something about the availability of these loans..
So the guy or gal who makes 16 an hour is going to help pay student debt for someone who makes $144000. Votes for sale, votes for sale, get your votes here!
The guy making 16$ should’ve gone to school at some point.
The guy making 144k a year was also making 16$ an hour at beginning of his/her career. Thanks to university and government grants, that person is a higher contributing member of American society.
Look at the people working these low paying jobs, a high percentage are older adults who didn't have the mental capacity to get a higher education and may not be physically able to handle higher paying heavy labor jobs. And still they will end up paying for those fortunate to attend college and sign up for the loan.
@@ramboH1000looking down on lower educated,lower paid citizens.Do you want to serve others,lay your own bricks to build a house.You do realize we need each other
@@ramboH1000 , An educated person would research how much their career of choice will pay.
If students can afford to go to Florida on spring break they can afford to pay their student loan off …cause one way or another someone down the long run is going to have pay for it. NOTHING IS FREE IN AMERICA PERIOD!
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
Actually, a lot of things are free. Ask any of the millions of unvetted illegals that crossed Joe BIden's open borders and they can tell you all about it.
total bs 👎
I had to pay back Every Penny of my student loan..😑
... including the government taking my entire paycheck for weeks...😐
I was forced to pay
... everyone else needs to pay just like me...
...pay back every penny too 😒
Yes because you want everyone to be hurt as much as you were, right?
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
If he's going to cancel student loan debt, he needs to refund those of us who actually paid off our loans.
Why?
He doesn't
This kind of mentality prevents progress. It’s basically “I had to do it, so you have to too”. Instead we should be constantly trying to make the future better for those who come after us
Why should those who did not benefit pay the loans of those who did?
@@jcehlert WTF NOT?
It's sickening!!!
VOTES, VOTES, VOTES, AND VOTES
Trump, Trump, USA USA!!
@@conservativegal Roger That
Debt peonage violates the 13th Amendment.
Notice he never talks about how this money will be paid back. I wonder why 🤔
Taxpayers will pay for it..He is just trying to buy Votes..😢
Student debt they made them just like home owners, both sign the dotted llne. IF YOU GIVE STUDENT LOAN A BREAK GIVE HOMEOWNERS THE SAME BREAK.
WERE PAYING FOR OUR HOMES FOR YEARS, WHO GIVING US A BREAK NO FRIGGING BODY.
Teachers and counselors should be the one to relief. They're the pilar of the youth
Lock up the CEO/founder of ITT and DeVry while you are at it!
Dude why take out hundreds in loans if you can’t pay it??
There are already loan forgiveness programs out there. I took advantage of the 10 year program and had my loans forgiven. It's part of the plan when you start college. How about this, hold students and colleges accountable for the student loan money? Do you know how many college students blow their student loan money? I do first hand. I see it on a regular basis.
If you cannot pay back your loan, you need to forfeit the degree earned.
Cancel my home mortgage payments 😡
Robbing peter to pay paul
He breaks all of our laws and gets away with it even the Supreme Court can’t reprimand him because they’re too cowardly to do so.
It’s illegal for the president to use an executive order? I was unaware of that. This will most likely get stuck down by the courts, but I give the President credit for trying.
Talking about Trump, then yes!
TRUMP 2024🎉🎉 NO MORE MONEY TO UK.. NO 3WW...
FEEL BETTER NOW ? CHUMP20TOLIFE
@@cesar_X24 We’re not giving any money to the UK
If student loans are going to be forgiven I want my credit card debt to be forgiven
What I am getting from this is that the people who will benefit the most are people over 40. None of this will help the younger generation. This dude just needs to take a sit and wait for his exit.
Seeing some early-20s kids explain to me how this is a good thing, is absolutely ridiculous… get some life experience you “reporters” and pay off your own student loans before you lecture anyone…
Took 1:54 just to tell us why we're here, SMH
Fool me once... shame on you.
Fool me twice ... shame on me for being a knucklehead and believing you once again!!
ALL LOAN FORGIVENESS OR NOTHING!!
Don't give them ideas. They'll burn down the entire economy to buy votes. Create chaos then use the chaos to push through some sort of power grab.
OK, Harvard costs a fortune because it's a private school and they can charge what they want. Get that. But why do state schools cost a small fortune? They are state sponsored and tax funded schools. Why the high price tag citizens in your own state? Don't you want citizens in your state to be educated? Is it the multi-million dollar salaries of some of these sports coaches at these state schools (ex: Alabama football coach salary=$10 million) that drives up the cost of these school? Maybe it's time to drop the sports and get back to education? It's time to rethink the system. Maybe when these boomers finally take an exit we can change their mistakes and greed.
so that means the rest of us that don't have a student loan will have to pay for it then
Anytime i see headlines with the word CANCEL in them i know that news outlet is full of doo doo. Its transferring the chosen debt of some onto others against their will.
I'll take Biden's loan deal and still vote for TRUMP. Thanks though Joe
I love subsidizing Starbucks' barista's liberal arts degrees!
He’s not goin to do anything he doesn’t even have control of himself
I will keep paying mine bc this is bs
you want my vote...Pay off everything for me
So now the tax payer should pay for the irresponsibility of these millennials?
Education in this country should be a right if you so choose, not a financial burden and a dead weight anchor, why is it that our allies have darn near debt free education, lot to weigh out here.
Move if ya don't like it here
As long as classrooms have to be built and maintained, and professors have to be paid, education cannot be free. No goods or services are free. Someone has to pay for them.
Because we are paying for their defense.
@@BbTenn However we used to believe that free education benefited the country. I used student loans and later my VA benefits and got a nearly free education. Our country was far better off when college educations were affordable.
Let's just roll the loans back to what they required in 1967 when I got mine. Back then we considered student education an aspect of the National Defense. So I got a National Defense Student loan at 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
The student loan holders of today are paying interest on the interest. They have paid for 20 years and more and still owe more than they borrowed.
@@philipem1000 Someone had to pay for the “free” education. Buildings aren’t built for free and teachers don’t work for free.
I want details: HOW do he propose to get this implemented?
Simply: just getting in your wallet.
Interesting. Can I have my car loan forgiven?
Let's hear all the cry babies!
Becareful 😅🙏
Call it what it is, Buyin Votes with Borrowed Money at the Tax
Payers expense.
I hope this relief means that individual has their tax returns forfeited until the amount forgiven is repaid. I think most would find this acceptable.
No one took care of my students loans when I went to college. Why should we as the taxpayers have to pay higher taxes to cover this
Cause back then 4 years of college cost $6 thousand not $240 thousand🙄
🙄🙄🙄🙄🤦♀️🤦♀️🤦♀️🤦♀️🤦♀️🤔🤔🤔🤔
@joshschmidt3841 Well said!!!
@joshschmidt3841 but they were sold a dream and false promises! Why do business get their debts forgiven?
Proposal, could help, is working on. Deliver on these "Proposals" and then ill start to believe it.
I WAS BORN IN 1970. MY FATHER AND FATHERS OF MANY OF MY FRIENDS WERE DRAFTED INTO THE MILITARY. THOSE MEN DID NOT GET ANYTHING FOR FREE!
Let's just roll the loans back to what they required in 1967 when I got mine.
Student loans used to carry 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
@@philipem1000 government never fixes anything it only takes
How about just cancel the interest on the student loans?
That would be very fair. In fact the people he's targeting are ones who owe more after 20 years of payments than they originally borrowed. In 1967 when I got mine, it was at 3% simple (not compound) interest. No interest accrued and no payments required until you cease to be at least a half-time student for nine months; or while serving in the armed forces. Half of loans could be forgiven for teaching in a disadvantaged school district for up to five years.
You don’t have any money to give away. You should pay your own debt.
More vote buying policies. #Noseniorcitizenaspresident
Can I have my loans forgiven? I will start racking up loans so in the future they can be forgiven. Forget about going to work and paying them off. What's the point in working to pay off your debts when you can have a president like Joe.
"THE GOVT SHOULD HAVE NO SAY IN IT!'
trump: "that's what im sayin'
Please get biden out in nov.
The high interest is the problem not the loan itself.
Just as The National Football League Financial Education Program (FEP) provides players with valuable knowledge to manage their personal finances and improve financial decision-making. SO SHOULD COLLEGES TO STUDENTS WHEN TAKING ON LOANS.
Biden is completely out of touch with reality. 10-20k forgiveness wouldn't help most borrowers. It would be a waste of money for the government.
My spouse enrolled into the Obama forgiveness program 11 years ago, @$170k/6.9% with payments based on her income and has ranged from $550 to now $790 a month that doesn't cover interest, her balance has gone up now @$180k, so all those payments have basically been flushed down the toilet.
She is happy to pay back the loan itself, but the cost in doing so feels hopeless and creates enormous stress.
School interest% should NOT exceed 2% if any at all.
I still think he's going about it wrong.
Well, no kidding; he's violating the Supreme Court with this, who already told him it's illegal to do this.
Joe biden even admitted it was unconstitutional and he was just attempting to ram it down last time before the Supreme Court could rule on it.
@@superoldgamesaturday3277 Yes. You are right, but the illusion is that hes crafting the package in a way in which he's making it seem legal. It could possibly pass because the logic is almost along the lines of filing bankruptcy, which the Supreme Court allows people to cancel loans now.
@@odiedancer4168 The Supreme Court will never allow this, either, and I also think they'll take into account, rightly, how Biden has literally spat in the faces of their past two rulings (which are supposed to be the final word) and has been responsible for the threats and acts of violence against them by his voters for daring to follow the Constitution and not Dictator Biden.
Chocolate chip ice cream🥴
I saw the episode it did say fjb 🌚 joe and the 🐀🐁🐁🐀
If you vote for me I'll surely do what I didn't do last time
Juuusssst Great. Fixing bad debt by getting people who avoided bad debt to pay for it. I thought bad decisions were supposed to hurt enough so as to learn a lesson. Leave it to liberal minded people to throw money ( our tax dollars) at the problem instead of making common sense laws to eliminate the problem. By the way, who are the vultures taking all that excessive money over and above the original amount of the student loans. My guess is they took a lesson or two from group insurance companies.
It's illegal. How did you come up with 8:19 of footage when you could have just said this?
Hey Joe, when kids want to make student loans, just tell them, "Don't"......ha ha ha ROFLMAO
Bribe.
It's a shame the President can't get votes doing great things.
Pay my student loan and i will vote for Trump still
Boycott Paramount they own the CBS propaganda machine!
He is a joke
FJB
All lies lol
JEJEJEJE 😁 😁 😁 some are Lying here. NAIDEN lies again every 4 year's just before election JEJEJEJE 😂😂😂
People don't understand, individual who gets a student loan forgiveness, will have to pay federal taxes on that money...
That’s actually the decision which SCOTUS made.
It’s amazing how so many people think it’s okay for us to run course without an educated society. We need to invest in education so we have innovative minds building this country. All kids should have right to higher education in this country IF THEY want to do it. I’m all for investing in future doctors, engineers, Elon musks of the future.
Sorry brother, but what you're saying is pretty naive. First of all education doesn't equate to intelligence. Especially when higher education has been completely captured by ideological zealots. Secondly just look at what higher education and education in general is producing. People are socialized to go to college from a young age without real prudence involved. The college market is over saturated with people who have little too no real life skill. While the trades overall are suffering and are the backbone of our crumbling infrastructure. Lastly higher education isn't a right. It's a privilege. Not everyone can, wants or needs to get a degree. And the tax payer shouldn't be forced to pay for the college elitists who beleive they're better then people who chose an alternate route just because they got some fancy peice of paper paid for by the same people they look down on. This is nothing but an attempt to buy votes and transfer wealth from the tax payers too the college elitist cohort that regularly and consistently vote for democrats.
Edit: hopefully I didn't misrepresent what you were trying to convey
Sounds like Soviet Union. See where they are now.
@@rips1231brother. Regardless of what your opinion is in university education, you need a college education to be an engineer at Apple, a business leader at Johnson and Johnson, or at SpaceX. If a kid that doesn’t have the means but worked hard in school needs govt support for those kinds of jobs, they should get it. It’s an investment in our country so we produce higher earning and higher output people. Our country had so much money we can afford it. Look at the hundreds of billions given to foreign countries from Israel, Ukraine, Taiwan plus 50 others. The government creates tax revenue from many different ways to pay for this, it doesn’t have to come from a person making 60k annuallys income tax.
A lot more does need to be fixed still, ridiculously high tuition fees, predatory student loan practices with unfair interest rates
UN's WORLD'SC1 👽
UN's
Mr RFK Jr's USA's USA's USA's USA's USA's public People's of, united States America's 💞💜💜💜 Jupiter'jesus Son 👽
UN's WORLD'SC1 UNO's
UN's
THE, SON Jupiter'jesus Son 👽
USA's
Love you 💓 UNO WORLD'SC1 👽
TRUMP 2024
If only Buden would quit his unconditional support for Bibi's genocide.
Otherwise, he will lose.
How many times Hamas refused a damn ceasefire y’all keep b!tching, crying, and whining for?
Biden's going to lose anyway.
he already lost anyways.
I hope you feel that way about Ukraine too
President Biden good decision debt loan students would be encouraged students continuing higher study is sign of great America
How many of you send your kids or attend public schools paid with tax payers money? Youre welcome!!
Most of those who send their kids to public schools also pay school taxes.
@@BbTenn And many of us without kids, also pay taxes.. unlike Trump.. right?
What your point exactly? We've spent and absurd amount of tax dollars on our public education system attempting to improve it. And what do we have to show for it?? Children becoming increasingly functionally illiterate? Abysmal math scores? Abundant behavioral problems?
@@rips1231 Well, not ever state..just the red ones..no? Also, those who go to college tend to make more money, pay more in taxes, run the country, etc..so
@blablablugh No buddy ALL public schools. I live in the heart of a blue city, in a blue state. I can assure you this isn't just a "red state" problem. And yeah you make a good point the college elitists do run the country. And higher education is producing mindless drones. Higher education is completely captured by ideological zealots. And since you wanted to attempt a partisan cheap shot, there's only ONE party that wants to steal tax payer dollars from the working class to buy votes from college elitists who have shown to consistently vote for democrats.
*THANK YOU JOE BIDEN !* 🇺🇸🇺🇸
🇺🇸🇺🇸 *BIDEN / HARRIS '24* 🇺🇸🇺🇸
"NO OTHER PRESIDENT IN OUR HISTORY HAS EVER BOWED DOWN TO A RUSSIAN DICTATOR"
"LET ME SAY THIS AS CLEARLY AS I CAN: I NEVER WILL"
*~ #46 JOE BIDEN* 🇺🇸🇺🇸
"No punishment, in my opinion, is too great for the Man, who can build 'his greatness upon his Country’s ruin.'” - George Washington
*FDT CHUMP20TOLIFE FDT* 🇺🇸🇺🇸 *FDT !*
Methinks you'll become awfully silent when Biden loses.
You’re literally the only one here supporting Biden. You’re a bot.
Keep America safe from Trump! Vote Blue all the way! The President understands your needs, not like the GOP, who says others paid, why shouldn't you
You mean your need is to pay other people debts and choices? -sure, go ahead and pay, just don’t ask others.
I will vote for Biden if he cancels my student loans....but only if he throws in a couple of t shirts and ball caps for the kids