Everyone had good credit score until later in life, people’s financial mistakes and college school loans ditching people’s credit score, mistakes of applying for credit cards and carrying balances month-to-month, only making minimum payments, missing payments, neglecting to review your billing statement, not knowing your APR or applicable fees, taking out cash advance etc and not even talking about the United States crazy medical bills that's putting people's credit in the trough.
We can help anyone here get this done because every clients sent over to us have always had successful results. Delete negative items, correcting incorrect personal information, inquiries and collections removal and boosting credit score swiftly
Thank you so much for encouraging the whole world to do better and life, To make us stay positive and motivated in focus on our goals & dreams and stay away from negatively so we can prosper in life everyone on this video stay strong and safe May God bless you and your families. financial problem and credit issues , reach out ⬆⬆
Best smile an personality award forget turo! Nawh jk great info appreciate your energy! Put down momma we all need guidance! Great work giving it back an no higher level of learning but teaching! Keep it up God bless!!
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Linux tech corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *850financial assessment* . I have watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!
Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *Linux Tech Corps* for me for every successful deal we conducted ..
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850financial assessment* made it stay at that range and getting it up
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Credit Backdoors* to my friends and people I know regarding any credit situations
A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Andy and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Realsourceinvestment🟡Org
I recommend Discover it. I opened it a year ago with a $300 deposit, I used it responsibly every month then they gave me back my $300 and they gave my credit line of $1500.
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.
It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.
@Doukas Amal That's impressive. Are you giving her your money or the money stays in your trading account? What's really the idea behind copying trades.
I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 780, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! Andyhackscreditfix🟤Org
Saying thank you is not enough to show how much I value everything about you on Telegram I got a very high balance on your credit card's... So Amazing*** you Are the best❤Darkcreed90😚
My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings Realsourceinvestment🟢Org
I wouldn't go with CreditOne. It has a lot of bad reviews, and bad practices that I've seen people complain about. Instead, get a CapitalOne Platinum Mastercard for rebuilding credit. They give you a $300 initial credit line, and then they automatically raise it to $500 after 5 on time payments, with no annual fees. Ever.
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
Thanks Shawn!!!! Open Sky was open and approved after Discover said NO. Perfect solution the the extra money in savings!!! Thank you Thank you Thank you!!!!!!!!!!
@@AdultingShouldntSuck My circumstances have changed . I’m sitting at 780 FICO.. I now hold 5 cards and one store card (J Crew). I paid off 9 collections, requested deletion letters (No cards just bills). Once things started dropping off, I applied for the Cap One (Secured) then Discover (Secured). Discover graduated me after 7 months and Cap One gave me an increase (They don’t graduate). My utilization across all accounts is 2%, no late payments, no balances, no black marks, no collections. I hope this helps someone.
So, if you do all 3, then you have 2 hard inquires, because the one doesn't pull your credit. The hard inquires affect your credit score in a negative way.
Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & for Ur transparency!!! I recommend CREDITBACKDOORS🎡COM for those with bad credit after recommending this clip to learn some knowledge about credit....
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Shawn, fyi my emergency fund is also a done deal! by *Linux Tech Corps* lol, i didn't made it myself
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Linux Tech Corps* to my friends and people I know regarding any credit situations ..
I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯
My credit dropped 27 and 30 points yesterday, because of one new bad mark. Now i have 590 and 540 credit. I just applied and was approved for the Discover it card. Thanks for the advice!!.
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
I have $8,500 on one of my Credit Card Capital one approved of $300, I call them say I have $8,500 yet capital one gave me $300, Talks, So I cancel when I check Experian's, they APPROVED me for $7,100, something went wrong, So I told them, so I cancel.
I'm writing to express my gratitude for all the work Royson did for me in correcting my credit issues. I was not sure what I was getting myself into when I wrote him for help on Roy as I was scared of letting go off my information. By trusting his service, he cleaned up my credit to the point where I'm now qualified to purchase a home of my choice. He took my bad credit score from 510 to 786. That's incredible & I could never think that this would happen as soon as it did. I've been telling all my friends about this service as they deserve to be applauded for their effective services. Hopefully this testimony will convince others about his ability to deliver. (Royson@CreditmasterFixllc.Com)
BRENDA that’s great I told you, also mine is excellent now fico at 767 all because I stopped spending so much & my utilization is always at or below 5% usage with a 40 month in a row on time payments, I had to sacrifice a lot though 🙂, congrats hun 👍
I get such GREAT service every time I go to the VIRTUALCODECRACK🎡net and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Thank you so much for this video. I was helping my little sister get a credit card as a student and it seemed impossible until I stumbled upon your content 👏🏼👏🏼👏🏼
I'm maxed out credit one credit card when I was 19. So stupid. . 17% APR. I didn't understand what I got myself into. Ahh so stupid lol. I had a 200 limit but owed 600 bc I was stupid and did not pay it off right away
Yup I did that too and when I tried to pay it off with another card they refused my payment so for a $200 credit limit from like 17 yrs ago they want over $800 now. Capital one is not worth it!
2 года назад
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Future Imperative Corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
I got a mortgage loan in 2018 through Chase, and in late 2019; I experienced financial hardship and fell behind on my payments. I had months of late payments before I was introduce to this business minded credit repair specialist Gerhard. I’m very grateful to superlativeinternetguru ⏺net for helping me clear my loans and late payments from my report. I taught it would not be possible for my credit to be fixed within the short period of time agreed on. I want to thank Miss Elizabeth for giving me the information and their contact last month🙏❤....
Thanks for all of the info that you give, Shawn!! I found your channel and have become very educated as to how credit works. Looking forward to the webinar!!! Saw some info on Diamond Chanel's channel; is she your daughter? I will also subscribe to her channel as well; just wanted to make sure it wasn't a scammer, lol. I am grateful for your platform; so many things not aware of in the past now trying to get it right. I will be 59 this year so my goal is to become more credit savvy before I reach retirement. I was about to sign up for credit repair with Lexington Law and lucked up on *850 FINANCIAL ASSESSMENT* ; look at GOD!!!
A credit fee isn’t bad, it’s $8.95 a month just to keep it open and I have a $2250 limit and was offered a new card (supplement to my visa) with credit one for $1500.00. With no annual fee! After 12 solid payments!
I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Futureimperative🟡net* . I followed what they said and started with an secured credit card for 2000.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 777 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
howdy - may I suggest we make *Futureimperative . net* correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
When I signed up with Jack I had 18 negative items across all 3 credit reports plus a judgement and a bankruptcy. It's been 3 weeks and the judgement and bankruptcy have been removed from all 3 reports. They were also successful in getting all other negatives removed from my Transunion and Experian. I now only have 4 left on Equifax but they're old and paid in full so they really aren't affecting my score anyway. My scores have all gone from low to mid 600's to around 780-795 and it wouldn't have happened without Andyhackscreditfix🟠Org .
My mother passed away a year and a half ago and covid shut down the courts here in my city. I am due some money next week which will take my credit cards to a zero balance and I am disabled so I don't work and once the estate comes through I will be in the seven figures but right now I need to use my rent to hold a little home I want to buy as a good faith deposit! I am in the shitter!
Credit karma shows I have a collections, Experian shows i have no collections account, Credit karma shows 4 hard inquiries, Experian shows 12 hard inquiries.... But all these credit problems got fixed after reaching out to andyhackscreditfix◻org and I now have 810 FICO Credit Score, all my tensions and pressures are gone for this thanks to Andy , your credit repair services is obviously the best!!!!
i did the trik at the end many rears ago worked great. i have been told that they now note that u are not the primary. you still get the gistory but nut the bump.
Just applied for the Apple Card as my second card today and was instantly approved with a way higher credit line than I expected. Had no idea it would be that easy
I was able to fix my credit using the servics of *CREDIT BACKDOORS (@creditbackdoors)* on Instagram they're the best at getting credit back in track, reach out to him if you need help with your credit, loans, negative items, inquiries etc.
Due to long term medical illness in my family our credit suffered lots. Lots in collections but lots saved and being paid on time for 24 month or more, i was doing the wait and see who sues me hoping the statue of limitations run the course first but 4 have sued... when you own something they do come after you no matter what the reason. but after seeing a lot of reviews about *CreditBackdoors⨀Com* i gave them a try to get stuffs off my credit and boost my credit score, im so glad it worked using their service
I don't consider renting passive income unless you have professional property management. Most people who rent don't count their time and effort needed just to make a tiny return on their massive investment. For example, you invest $599,000 to buy a second home and rent it out for $3000 a month. Let assume you are cash flow positive on the property and you make $1000 a month or $12,000 a year. What would your annualized return be? 2 percent on the entire amount. Now, you can argue that your return is much higher since you only put down $120,000 on the property. However, you are on the hook for the full $600k regardless of what the future FMV of the house is. Furthermore, people assume that their home will always appreciate in value however, this is a false assumption you can make. In the best case, you will gain some capital appreciation thanks to the central bank increasing the money supply, however, if inflation heats up, you can see your property actually start to lose money in real terms. This is because there is an inverse relationship between housing and nominal interest rates. The central bank will attempt to slow down inflation with higher interest rates and curb lending. We haven't seen inflation in a big way but we can see all the massive stimulus money that the government is pumping turn into inflation while taxes will be hiked to pay for all the COVID spending, your best choice is to look into crpto and ANDYHACKSLLC , Its the video.
I have lower 600 credit score below average.I have quick silver capitol one 39 yearly fee better than all 3 of credit card mentioned.I am low income person $200 security deposits high.
Always clear and right to the point. I love your videos cause they're very helpful ❤. What am I supposed to do to remove a report with the original creditor?
I'm in California, I bought a vehicle, but in my shopping I had 12 hard inquiries done in a one month period, I have heard (and I can't remember where) that in Ca. if you BUY a vehicle within 30 days of the first inquiry that any inquiries within that 30 day period would be combined into ONE inquiry. But this has not been changed on my reports which is giving me headache along side collections, charge offs & tax liens but few weeks ago I read about Andy Hacks from an article created from 2019 by a UK blogger. They didn't only delete all negative items that's giving me headache, they also raise by score by 265pts in under 3 weeks using them Andyhackscreditfix🪐Org
People are sick of being told money is tight we can't give you a raise. Then watch as the boss pulls up in his new car. Then shows you a video of him and his family. Who went on a quick vaca to Fiji. Because they needed to recharge, never worry about raise, just get close to *Credit Backdoors* to get you your emergency/pandemic funds with no paying back
I just got the OpenSky credit card today and there is now a $35.00 annual fee
2 года назад
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *Credit backdoors* made it stay at that range and getting it up
Good advice. However, if an applicant doesn't have $200 in their bank account, they shouldn't be applying for a credit card, even an unsecured credit card. Even if you have the minimum amount due in your bank account, having only $25 to $50 in checking is dangerously low as we know banks love to ripoff their customers. Credit Unions don't. However, that's besides the point. I'm speaking out of experience. I messed up my credit history since I couldn't pay them off so they went to collections and 1 even went to a lawyer. Scary stuff. This resulted in a score of the 500's and being denied an apartment. How did I get it back up? Department store cards. Department store cards generally report to all 3 credit bureaus. I use my Amazon card alot. I'm in the 700 club now. However my FICO 8 has not reached 700. It's still in tbe 600s. And my unsecured credit card is from NY credit union abd has a very low apr. It's around 10% But my point is that if you don't have the means of paying for something don't get it. Yes you can buy a $5,000 item if you know you can pay it off within 4-6 months. But if you only have $50 in your bank account, you shouldn't buy that $5,000 item. Most of us are smart. We will not buy expensive stuff. However, what we don't realize is tgat its the little stuff that adds up. And next thing we know we owe $800 on our credit card for purchasing very small purchases like $17 for Panda Express 🐼. Thats why even though people may apply for am unsecured card, you should STILL reserve a small amount in your bank account and treat as if it were a secured credit card 💳. That way you don't go down the rabbit hole. Credit is a consumer illusion. We should see credit as an illusion. If we don't have a payment plan to purchase items, we shouldn't be purchasing items with credit. It's still possible to go down the rabbit hole of you keep on purchasing lots of gas and groceries. You maybe using cards responsibly. However, if you go to Safeway once a week, maybe try using different cards or better yet, a regular debit card. If you have $500 limit and reach that limit simply by purchasing groceries, your credit utilization will go up the wazoo. And even worse, maybe you only pay half the bill and this becomes an endless cycle where your card always has a balance, not necessarily because of irresponsibility and buying lavish stuff but because of not being frugal with paying essential items you actually need. So tgars why even if yiu are applying for an unsecured card, treat it like a secured card. Do you want a $2000 unsecured credit card? Well, maybe yiu should apply and then open up a $1500 CD account with your bank. Now if you're making above 50k a year, then you may not need to do this. But for people in the 20 to 35k, I strongly recommend this.. Is this what I do? No, I haven't worked full time for quite awhile. But it's a their I've developed.
I had 17 inquiries I would like removed, 3 are from leasing companies for apartments I did not get, and 9 others are from 4 credit card companies that pulled my information twice each that I applied to months ago but just now showed up, I didn't get either card, My credit went from a 747 to a 611 in a matter of a week. I got referred to Creditbackdoors🎡com by few trusted clients and I can say they're the best because all the 12 inquiries got deleted and my score was raised to the 800's
You forgot to mention that with a $200.00 credit limit you should charge no more than $10.00 or your score will decline if you carry more than 5% useage.
3 года назад
Meanwhile I literally bought my house because the apartment I was living in started at $700 a month. A year goes by and the landlord sends me notice of rent being raised to $800 a month. I did this for another year. I was a star tenant, never broke anything or asked for anything. Another year goes by and again the landlord sent notice of rent raising to $900 a month. I obliged and continue renting. 3rd year I get another notice from the Landlord. The rent went to $1000/ Mo... I was starting to get concerned at this point, but I felt I had no other choice. I lived there another year. 4th year and I get yet another notice. The landlord was raising the rent to $1,100 a month. At this point I was getting frustrated. 4 years and no upgrades to my apartment and they wanted more and more money. I made it one more year. We hit year 5, and again I got the dreaded rent increase notice to $1,200 a month. This was the final straw. ANDYHACKSCREDITFIX🎡ORG:
*This gives me hope and motivation on the possibilities of owning a home. I am also a single mother. This video demonstrates how women can do it on their own. In my case, it seems impossible since My Credit got Low which always discourage and disqualified me applying for home. So I'm not sure if this nonprofit organization works internationally by helping single mothers or those whose dream to own a home, But i never give up trying ways to increase my credit and clear those negative items I met Linuxtechcorps⨀org, wiped off negative items and increase my credit score to Excellent am a house owner thanks*
I put one of my kid's as a rider on a couple of my credit cards before he turned 18. I didn't give him the card for obvious reasons, in fact I cut it up. I made sure that cards were paid on time, everytime. By the time he turned 18 he was able to buy a car and get other credit with no cosigner's, etc. It definitely does work.
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by *850 Financial Assessment* team lol, i didn't made it myself
I had 17 inquiries I would like removed, 3 are from leasing companies for apartments I did not get, and 9 others are from 4 credit card companies that pulled my information twice each that I applied to months ago but just now showed up, I didn't get either card, My credit went from a 747 to a 611 in a matter of a week. I got referred to *FUTUREIMPERATIVE🟠NET* on by few trusted clients and I can say they're the best because all the 12 inquiries got deleted and my score was raised to the 800's ......
How to apply via MAIL and not online?? I do not trust ANYTHING related to online and sending personal information. To help get someone to do the signer thing, just tell them if they do, THEY keep possession of the card and card info. Little to no risk to them whatsoever.
I JUST WANT TO LET EVERYONE KNOW THAT THIS MAN IS LEGIT, 1 AND 2 DIDNT WORK BUT 3 SURE DID. NOW I DID ADD A SECOND PERSON AS A CARD HOLDER WITH A CREDIT SCORE OF AROUND 610 MINES IS IN 710, WE DID IT!!!! THANK YOU
New and Improved Video is Out with Updated Cards! 💳 - ruclips.net/video/Etpw1FouGRM/видео.html
Everyone had good credit score until later in life, people’s financial mistakes and college school loans ditching people’s credit score, mistakes of applying for credit cards and carrying balances month-to-month, only making minimum payments, missing payments, neglecting to review your billing statement, not knowing your APR or applicable fees, taking out cash advance etc and not even talking about the United States crazy medical bills that's putting people's credit in the trough.
We can help anyone here get this done because every clients sent over to us have always had successful results.
Delete negative items, correcting incorrect personal information, inquiries and collections removal and boosting credit score swiftly
If you have a bad credit, ... *we got you covered today*
Check our Channel for more info
Thank you so much for encouraging the whole world to do better and life, To make us stay positive and motivated in focus on our goals & dreams and stay away from negatively so we can prosper in life everyone on this video stay strong and safe May God bless you and your families. financial problem and credit issues , reach out ⬆⬆
Best smile an personality award forget turo! Nawh jk great info appreciate your energy! Put down momma we all need guidance! Great work giving it back an no higher level of learning but teaching! Keep it up God bless!!
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Linux tech corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
Hi how are you doing
Thank you for the video! I have had a passion for credit repair for a long time and I’ve helped a couple of people. I’ve even thought about starting my own business. Listening to you and seeing your passion has lit a 🔥 in me and learning from and using *850financial assessment* . I have watched this video a few times just as motivation. I call it my “Victory Lap” video because you are spreading Nips message by following it! Thank you and keep pushing! Proud of you!
Thank you so much for your inspiration! I have traveled a similar path, 2 college degrees, multiple jobs including credit problems. I am now 65 years old and have found my purpose in life. Currently in the process of starting my own business. May God continue to bless you and May He continue to bless *Linux Tech Corps* for me for every successful deal we conducted ..
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *850financial assessment* made it stay at that range and getting it up
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Credit Backdoors* to my friends and people I know regarding any credit situations
Hey dude mag now really like cards all over the bed with money
I rem
A tradeline means that you are a authorized user of someone else's credit card. You don't have to have possession of the card, but their credit history will reflect on your credit report...a parent or family member with EXCELLENT credit can be a "tradeline" I graduated college with 97,000 in debt"...that right there is a Huge problem..schools have become a business that drain students of money and yet, no one is stepping in to help the students who then graduate with massive debt and have difficulty paying it off...Having that much debt can be overwhelming for ANYONE...Especially a young 20 something who hasn't even began their career. But i really thank you for this video because i found Andy and within few week they fixed my Credit score which is hindrance by student loan and added a large tradeline thanks a lot Realsourceinvestment🟡Org
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
I recommend Discover it. I opened it a year ago with a $300 deposit, I used it responsibly every month then they gave me back my $300 and they gave my credit line of $1500.
I have 2 chapter 11’s that are dismissed. The reason I have 2 is bcz I did not use an attorney. I was trying to stop an eviction, but when I went to try to add another month’s rent to the bankruptcy, but the guy filed another one. About a month later, I ended up losing my job. They are scheduled to fall off in January and March 2021. Since I’m looking to purchase a home soon but still there. I am currently enrolled in *850Financial assessment* and I must say, I am loving it thus far. I’m doubling it up with your podcast videos and learning A LOT! Thank you. I’m ready to join the millionaire club!!!
Thanks for recommending, their service works !
Thanks for recommending, their service works !
I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $960,000 in 4 months from $160k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.
It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.
@@Tonyforeman659 Exactly, the trick is to diversify your investment, don't panic when everyone else is and invest consistently.
@Doukas Amal Hello Do you trade on your own?
@Doukas Amal That's impressive. Are you giving her your money or the money stays in your trading account? What's really the idea behind copying trades.
@Doukas Amal Is her service available outside of the US? As her broker is registered in the US.
Holy crap I’ve never seen so many spammy/fake comments! I guess that’s what happens when your video blows up with over 1MILLY views!
GO AWAY LIAR !!
GO AWAY LIAR !!
GO AWAY LIAR !!
GO AWAY LIAR !!
GO AWAY LIAR !!
I had an EVICTION, JUDGEMENT and quite a number of other negative items on my report with a low 400's CREDIT SCORE. These prevented me from getting a mortgage until I starting looking for help. After he finished working on my REPORT in just 7 days, my CREDIT SCORE increased to 780, all the negative items on my REPORT were deleted permanently and he added good trade-lines to boost my credit mix (Mortgage tradelines, Installment tradelines, Revolving credit cards and Auto tradelines) on my report, I got the mortgage and that was phenomenal! Andyhackscreditfix🟤Org
My chime card raised my score 87 points in 2 months so far
How do you apply for that?
@@AmirKhan-yv8jm you gotta have a chime account in order to get one
Saying thank you is not enough to show how much I value everything about you on Telegram I got a very high balance on your credit card's... So Amazing*** you Are the best❤Darkcreed90😚
Hi Kenny
@@elizabethmckenzie6367 heyy
Applied to all 3 and got denied all 3..
Ur the only perso. Speaking on the subject all these other comments are bogus🤔
My mother told me as a child that no man would marry me if I have debt. I watched her cut up her credit cards and always had this fear about credit cards and debt. I had to re-educate myself and now I use my credit card for everything, I never carry a balance and I have a credit score of 850 Credit cards are not bad if you know how to utilize them To actually be able to speak to someone and get exact information regarding my circumstances and assistance in clearing my record is priceless. This service is unequaled.Thanks for all your doings Realsourceinvestment🟢Org
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
best ever deal with. best buddy!...
I wouldn't go with CreditOne. It has a lot of bad reviews, and bad practices that I've seen people complain about. Instead, get a CapitalOne Platinum Mastercard for rebuilding credit. They give you a $300 initial credit line, and then they automatically raise it to $500 after 5 on time payments, with no annual fees. Ever.
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
All Andyhack, creditbackdoor, and 850clubllc comment must be reported and deleted it a scam if you don’t want your videos deleted this idiot is a scammer from Nigeria he stole my saving
Thanks Shawn!!!! Open Sky was open and approved after Discover said NO. Perfect solution the the extra money in savings!!! Thank you Thank you Thank you!!!!!!!!!!
Thank you SO MUCH BRO! I applied to the first one and got in. Had no luck for months but now I got my first credit card
Shit feels so good don’t it ? Only up from here 👆😎
Hi Michael
@@elizabethmckenzie6367 Hiiii 😍😍
I was starting over. I got the cap one and discover. I started at 545 now I have a 735 fico score in less than 1 year.
For those who see your comment and are wondering how you did it... how’d you use your credit card responsibly to build your score so fast?
@@AdultingShouldntSuck My circumstances have changed . I’m sitting at 780 FICO.. I now hold 5 cards and one store card (J Crew). I paid off 9 collections, requested deletion letters (No cards just bills). Once things started dropping off, I applied for the Cap One (Secured) then Discover (Secured). Discover graduated me after 7 months and Cap One gave me an increase (They don’t graduate). My utilization across all accounts is 2%, no late payments, no balances, no black marks, no collections. I hope this helps someone.
So, if you do all 3, then you have 2 hard inquires, because the one doesn't pull your credit. The hard inquires affect your credit score in a negative way.
You need help paying off your credit card debts or loans ?
I can't believe you don't have Capital One unsecured credit card on your list
Pretty simple - Capital One doesn’t approve everyone.
@@vickytechy2441 😊yes they do honey
@@vickytechy2441 U R absolutely correct! They do NOT aaprove EVERYONE!
Thank you man just applied and got that discover it card.
Bro Discover it card is the best card ever
Spend a lot on gas like ever time u get gas u get 5 percent back
1. Discover secured credit card $200
2. OpenSky secured card $200
3. CreditOne unsecured... annual fee!
I was turned down by all 3! O well
I'll bet I would be turned down by all three also lol
Hi! I think U maybe the ONLy person I have heard give the precaution of “ONLY do this if it’s for Hard Inquiries that are not for any active credit lines”. That’s so awesome & I know tons of folks will appreciate this if they see Ur clip 1st before the others who instruct on this specific subject but doesn’t talk about the precaution & risks; how it applies... to later have their accts closed. No bueno! Kuddos for Ur knowledge & for Ur transparency!!! I recommend CREDITBACKDOORS🎡COM for those with bad credit after recommending this clip to learn some knowledge about credit....
Capital one. Make five on time payments they increase you credit limit...
I use capital one also
MINDS in Motion same to me. My credit was boost to 870 thanks to *mikeskyler* on telegram yesterday and I tried him he is real💯and legit
How can anyone deny you for a secured credit card??? You are actually spending your own money and paying yourself back with no risk to them.
2 of the 3 are SECURED credit cards!
Any bank will give you a SECURED credit card.
Big friggin deal!
I can’t believe credit one is being recommended
I had it for a couple of months and it helped me raise my credit score to 700
They are literally trying to take me to
Court right now for a 300 credit limit from 4 yrs ago I hate them 🤣🤣🤣🤣
@@mulattopapi9741 Don’t pay. Meet them at court and ask for original agreement and they will run like roaches.
@@frankelse745 I’m all ears , explain lol’
How do I make sure that I’ll get approved ?
I can help you get that done
The title says cards that WONT deny you , but then spend the first part of the video talking about what to do when you get denied
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Shawn, fyi my emergency fund is also a done deal! by *Linux Tech Corps* lol, i didn't made it myself
Great video! I have a question, I have two fraud inquiries on my reports that I would like to get removed. I've seen your video regarding this, but Im still a bit confused. So I know my first step would be making a call with the credit bureau (Experian) but should I also make call what time? And would I be never stop sending a good compny *Linux Tech Corps* to my friends and people I know regarding any credit situations ..
Hi Kevin
The Discover It credit card is awesome
Plugcarder10 I love you.... I just got another credit cards from em on telegram..
I bought a cc from @Darkteckh on telegram best vendor I know and very trustworthy.He sell cc,fullz,Ban📱📱💯💯
I won’t get approved
@@luxxyj9734 He will sell cc with high balance for you
I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯
Credit One is the worst
My credit dropped 27 and 30 points yesterday, because of one new bad mark. Now i have 590 and 540 credit. I just applied and was approved for the Discover it card. Thanks for the advice!!.
I like how he throws in (secured) meaning you need to give them the money before you use it.
Honestly if you have bad credit it's better than nothing
How can we help you
Discover it secured is a great card, mine just graduated ! Awesome card benefits 🙂
How many months did it take?
@@greenskeeper9883 everyone is different my journey was approx 10 months. I graduated to unsecured credit line $7,500
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
I thought this was scam at first, but you cleared my mind all thanks to *carder111* on telegram for that cc you’re the best
What’s up with these bots in comments
I’m saying thou ? Thought I was tripping
Lol right?!
When i started rebuilding my credit discover turned me down flat....TWICE!!!
If you get credit cards keep your utilization low
Free Game that's the real key!
10% or less is where I keep my utilization.
Dill Pickles all growd up
😂😂
Thanks Sandra for connecting me to *carder111* on telegram I got my too just off recent it cool legit no he’s great💯 Deeply happy I come across this trustworthy vendor been a second time of getting CC from him *carder111* On telegram much love I have for you 💯✅
I have $8,500 on one of my Credit Card Capital one approved of $300, I call them say I have $8,500 yet capital one gave me $300, Talks, So I cancel when I check Experian's, they APPROVED me for $7,100, something went wrong, So I told them, so I cancel.
I clicked the like button and my credit score went up 147 points👍
I got denied for Discover card with no credit so that one ain’t right
I'm writing to express my gratitude for all the work Royson did for me in correcting my credit issues. I was not sure what I was getting myself into when I wrote him for help on Roy as I was scared of letting go off my information. By trusting his service, he cleaned up my credit to the point where I'm now qualified to purchase a home of my choice. He took my bad credit score from 510 to 786. That's incredible & I could never think that this would happen as soon as it did. I've been telling all my friends about this service as they deserve to be applauded for their effective services. Hopefully this testimony will convince others about his ability to deliver. (Royson@CreditmasterFixllc.Com)
3 Credit Cards:
DISCOVER SECURED CARD 2:40
OPENSKY SECURED CARD 4:11
CREDITONE CARD 5:24
@Lion Star Final I agree
My credit score is 709 , my goal is to be 750 , iam hoping for the end of this year
Hi if I did it you can do it just keep working towards it & when you get there you say yeah I did that yep yep lol
@@denisedouglas I know i will now its 720
BRENDA that’s great I told you, also mine is excellent now fico at 767 all because I stopped spending so much & my utilization is always at or below 5% usage with a 40 month in a row on time payments, I had to sacrifice a lot though 🙂, congrats hun 👍
I just opened a Discover IT card with a $1,000 limit. I really like this card. No problem. Very smooth. I would recommend it.
I get such GREAT service every time I go to the VIRTUALCODECRACK🎡net and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!
Why do they run your credit report for a secured credit card 🥴🥴🥴 your putting ur money up!!
You said 3 cards that won't deny you then your video says if you don't get approved try this card lol
Maybe the people who applied didn’t have a requirement of the card like a bank account or maybe the income was poor or they might have a lot of debt
i thought at this point in time the easiest card to get is the apple card? well as long s you have iphone that is...
Thank you so much for this video. I was helping my little sister get a credit card as a student and it seemed impossible until I stumbled upon your content 👏🏼👏🏼👏🏼
I tried all 3 and they didn't Approve Me....
Yo can try first premier credit card as well
Dont ever sign for anyone else
I'm maxed out credit one credit card when I was 19.
So stupid. .
17% APR.
I didn't understand what I got myself into.
Ahh so stupid lol.
I had a 200 limit but owed 600 bc I was stupid and did not pay it off right away
I did the same thing. But you live and you learn.
Yup I did that too and when I tried to pay it off with another card they refused my payment so for a $200 credit limit from like 17 yrs ago they want over $800 now. Capital one is not worth it!
VERY well done ! I say this with 40+ years in mortgage finance & banking working with credit bureaus. Different models and parameters are used by different industries but *Future Imperative Corps* info is pretty much universal. If you're trying to max your credit scores, there is a happy medium between too many credit cards and none. Too many cards with zero balnce may actually hurt you in some cases. Even if you do not use them, you have a potential. To always pay cash & still have cards doesn't help your scores as well
I got a mortgage loan in 2018 through Chase, and in late 2019; I experienced financial hardship and fell behind on my payments. I had months of late payments before I was introduce to this business minded credit repair specialist Gerhard. I’m very grateful to superlativeinternetguru ⏺net for helping me clear my loans and late payments from my report. I taught it would not be possible for my credit to be fixed within the short period of time agreed on. I want to thank Miss Elizabeth for giving me the information and their contact last month🙏❤....
Nobody has months of late with Chase and still keep a house.
@@bobjon2282 in your state
Discover denied me
At 20 years i feel ready to start up a family after boosting my credit score with the help of the name above. He is a professional in it
Thanks for all of the info that you give, Shawn!! I found your channel and have become very educated as to how credit works. Looking forward to the webinar!!! Saw some info on Diamond Chanel's channel; is she your daughter? I will also subscribe to her channel as well; just wanted to make sure it wasn't a scammer, lol. I am grateful for your platform; so many things not aware of in the past now trying to get it right. I will be 59 this year so my goal is to become more credit savvy before I reach retirement. I was about to sign up for credit repair with Lexington Law and lucked up on *850 FINANCIAL ASSESSMENT* ; look at GOD!!!
Stay away from credit cards! Period!!!
Brenda Echols you need credit for this system
Cash is King, stay away from credit.
Wrong
@@YouAREyoubeYou Well I live in Las Vegas, Money talk.... Bullshit walks.
You are wrong 😀
@@djdigital3806 hey I live in Vegas too...you need to study opportunity cost though
Blah blah
A credit fee isn’t bad, it’s $8.95 a month just to keep it open and I have a $2250 limit and was offered a new card (supplement to my visa) with credit one for $1500.00. With no annual fee! After 12 solid payments!
I started working on my credit 2 years ago. I didn't know where to start I had no credit. I started looking up videos and found *Futureimperative🟡net* . I followed what they said and started with an secured credit card for 2000.00 and mad sure to keep my utilization under 10% and paid on time every month. I now have 3 unsecured credit cards and a 777 fico score. Thank Danielle for all the information and tips. Now we are in a position to buy home.
howdy - may I suggest we make *Futureimperative . net* correlating this to the United States Credit Scoring System; you know, the system where an entire nation's people are enslaved by their government over systems exactly like this? We need people who have influence to bring to light these types of correlations to get people asking and thinking or we will see ourselves slip into a tyrannical nightmare.
When I signed up with Jack I had 18 negative items across all 3 credit reports plus a judgement and a bankruptcy. It's been 3 weeks and the judgement and bankruptcy have been removed from all 3 reports. They were also successful in getting all other negatives removed from my Transunion and Experian. I now only have 4 left on Equifax but they're old and paid in full so they really aren't affecting my score anyway. My scores have all gone from low to mid 600's to around 780-795 and it wouldn't have happened without Andyhackscreditfix🟠Org .
Nice video. Sometimes getting a "store" card example "Target" - etc. might be a good choice as well. My first card was from Sears.
My mother passed away a year and a half ago and covid shut down the courts here in my city. I am due some money next week which will take my credit cards to a zero balance and I am disabled so I don't work and once the estate comes through I will be in the seven figures but right now I need to use my rent to hold a little home I want to buy as a good faith deposit! I am in the shitter!
Thanks🙏for everyone who posted cardmanager01cc on telegram, he’s very fast and reliable vendor✅I got my card
Credit karma shows I have a collections, Experian shows i have no collections account, Credit karma shows 4 hard inquiries, Experian shows 12 hard inquiries.... But all these credit problems got fixed after reaching out to andyhackscreditfix◻org and I now have 810 FICO Credit Score, all my tensions and pressures are gone for this thanks to Andy , your credit repair services is obviously the best!!!!
i did the trik at the end many rears ago worked great. i have been told that they now note that u are not the primary. you still get the gistory but nut the bump.
Just applied for the Apple Card as my second card today and was instantly approved with a way higher credit line than I expected. Had no idea it would be that easy
I was able to fix my credit using the servics of *CREDIT BACKDOORS (@creditbackdoors)* on Instagram they're the best at getting credit back in track, reach out to him if you need help with your credit, loans, negative items, inquiries etc.
Due to long term medical illness in my family our credit suffered lots. Lots in collections but lots saved and being paid on time for 24 month or more, i was doing the wait and see who sues me hoping the statue of limitations run the course first but 4 have sued... when you own something they do come after you no matter what the reason. but after seeing a lot of reviews about *CreditBackdoors⨀Com* i gave them a try to get stuffs off my credit and boost my credit score, im so glad it worked using their service
Ya kinda look like "Doug" from the movie "The Hangover" lol 🤣🤣🤣🤣
I don't consider renting passive income unless you have professional property management. Most people who rent don't count their time and effort needed just to make a tiny return on their massive investment. For example, you invest $599,000 to buy a second home and rent it out for $3000 a month. Let assume you are cash flow positive on the property and you make $1000 a month or $12,000 a year. What would your annualized return be? 2 percent on the entire amount. Now, you can argue that your return is much higher since you only put down $120,000 on the property. However, you are on the hook for the full $600k regardless of what the future FMV of the house is. Furthermore, people assume that their home will always appreciate in value however, this is a false assumption you can make. In the best case, you will gain some capital appreciation thanks to the central bank increasing the money supply, however, if inflation heats up, you can see your property actually start to lose money in real terms. This is because there is an inverse relationship between housing and nominal interest rates. The central bank will attempt to slow down inflation with higher interest rates and curb lending. We haven't seen inflation in a big way but we can see all the massive stimulus money that the government is pumping turn into inflation while taxes will be hiked to pay for all the COVID spending, your best choice is to look into crpto and ANDYHACKSLLC , Its the video.
I'd say capital one platinum should be up there. I got it with like a 480 and it helped me get back on track
They accepted you with 480? Mine was higher but they didn't accept :(
I have lower 600 credit score below average.I have quick silver capitol one 39 yearly fee better than all 3 of credit card mentioned.I am low income person $200 security deposits high.
Always clear and right to the point. I love your videos cause they're very helpful ❤. What am I supposed to do to remove a report with the original creditor?
I'm in California, I bought a vehicle, but in my shopping I had 12 hard inquiries done in a one month period, I have heard (and I can't remember where) that in Ca. if you BUY a vehicle within 30 days of the first inquiry that any inquiries within that 30 day period would be combined into ONE inquiry. But this has not been changed on my reports which is giving me headache along side collections, charge offs & tax liens but few weeks ago I read about Andy Hacks from an article created from 2019 by a UK blogger. They didn't only delete all negative items that's giving me headache, they also raise by score by 265pts in under 3 weeks using them Andyhackscreditfix🪐Org
Hi bass
People are sick of being told money is tight we can't give you a raise. Then watch as the boss pulls up in his new car. Then shows you a video of him and his family. Who went on a quick vaca to Fiji. Because they needed to recharge, never worry about raise, just get close to *Credit Backdoors* to get you your emergency/pandemic funds with no paying back
I just got the OpenSky credit card today and there is now a $35.00 annual fee
Credit scores are just a form of federal control, so if you want to continue living a good life? it’s important to have a high score. My house and vehicles are paid off, I have one Visa card for all purchases, which gives me air miles, and I pay it off monthly, but my score bounces between 800 and 820 without changing any of my patterns, so it’s manipulated for some reason. *Credit backdoors* made it stay at that range and getting it up
I'm unscorable. And just paused this video and got approved for the open sky card thru my kredit karma app.... Finally!! Thanks for the tip...
Don’t they have an annual fee?
I have bad credit and capital one gave a 2k unsecured card. I was surprised
If you don't succeed...DO NOT TRY again. They'll add hard inquiries. Discover will allow a prequalify first which is a soft inquiry.
Good advice.
However, if an applicant doesn't have $200 in their bank account, they shouldn't be applying for a credit card, even an unsecured credit card.
Even if you have the minimum amount due in your bank account, having only $25 to $50 in checking is dangerously low as we know banks love to ripoff their customers. Credit Unions don't. However, that's besides the point.
I'm speaking out of experience. I messed up my credit history since I couldn't pay them off so they went to collections and 1 even went to a lawyer. Scary stuff. This resulted in a score of the 500's and being denied an apartment.
How did I get it back up? Department store cards. Department store cards generally report to all 3 credit bureaus. I use my Amazon card alot.
I'm in the 700 club now. However my FICO 8 has not reached 700. It's still in tbe 600s. And my unsecured credit card is from NY credit union abd has a very low apr. It's around 10%
But my point is that if you don't have the means of paying for something don't get it. Yes you can buy a $5,000 item if you know you can pay it off within 4-6 months. But if you only have $50 in your bank account, you shouldn't buy that $5,000 item.
Most of us are smart. We will not buy expensive stuff. However, what we don't realize is tgat its the little stuff that adds up. And next thing we know we owe $800 on our credit card for purchasing very small purchases like $17 for Panda Express 🐼.
Thats why even though people may apply for am unsecured card, you should STILL reserve a small amount in your bank account and treat as if it were a secured credit card 💳. That way you don't go down the rabbit hole. Credit is a consumer illusion. We should see credit as an illusion. If we don't have a payment plan to purchase items, we shouldn't be purchasing items with credit.
It's still possible to go down the rabbit hole of you keep on purchasing lots of gas and groceries. You maybe using cards responsibly. However, if you go to Safeway once a week, maybe try using different cards or better yet, a regular debit card. If you have $500 limit and reach that limit simply by purchasing groceries, your credit utilization will go up the wazoo. And even worse, maybe you only pay half the bill and this becomes an endless cycle where your card always has a balance, not necessarily because of irresponsibility and buying lavish stuff but because of not being frugal with paying essential items you actually need.
So tgars why even if yiu are applying for an unsecured card, treat it like a secured card. Do you want a $2000 unsecured credit card? Well, maybe yiu should apply and then open up a $1500 CD account with your bank.
Now if you're making above 50k a year, then you may not need to do this. But for people in the 20 to 35k, I strongly recommend this..
Is this what I do? No, I haven't worked full time for quite awhile. But it's a their I've developed.
I had 17 inquiries I would like removed, 3 are from leasing companies for apartments I did not get, and 9 others are from 4 credit card companies that pulled my information twice each that I applied to months ago but just now showed up, I didn't get either card, My credit went from a 747 to a 611 in a matter of a week. I got referred to Creditbackdoors🎡com by few trusted clients and I can say they're the best because all the 12 inquiries got deleted and my score was raised to the 800's
Secured cards are not credit cards! They are modified debit cards. To your point, they do report to the bureaus.
You forgot to mention that with a $200.00 credit limit you should charge no more than $10.00 or your score will decline if you carry more than 5% useage.
Meanwhile I literally bought my house because the apartment I was living in started at $700 a month. A year goes by and the landlord sends me notice of rent being raised to $800 a month. I did this for another year. I was a star tenant, never broke anything or asked for anything. Another year goes by and again the landlord sent notice of rent raising to $900 a month. I obliged and continue renting. 3rd year I get another notice from the Landlord. The rent went to $1000/ Mo... I was starting to get concerned at this point, but I felt I had no other choice. I lived there another year. 4th year and I get yet another notice. The landlord was raising the rent to $1,100 a month. At this point I was getting frustrated. 4 years and no upgrades to my apartment and they wanted more and more money. I made it one more year. We hit year 5, and again I got the dreaded rent increase notice to $1,200 a month. This was the final straw. ANDYHACKSCREDITFIX🎡ORG:
*This gives me hope and motivation on the possibilities of owning a home. I am also a single mother. This video demonstrates how women can do it on their own. In my case, it seems impossible since My Credit got Low which always discourage and disqualified me applying for home. So I'm not sure if this nonprofit organization works internationally by helping single mothers or those whose dream to own a home, But i never give up trying ways to increase my credit and clear those negative items I met Linuxtechcorps⨀org, wiped off negative items and increase my credit score to Excellent am a house owner thanks*
I put one of my kid's as a rider on a couple of my credit cards before he turned 18. I didn't give him the card for obvious reasons, in fact I cut it up. I made sure that cards were paid on time, everytime. By the time he turned 18 he was able to buy a car and get other credit with no cosigner's, etc. It definitely does work.
For inquires removal and fixing bad credit
*850financial assessment* can assure a permanent credit sweep and deletions
At 34 years old I finally feel ready to settle down long enough to buy a house. Unfortunately due to previous horrible stupid life decisions, I'm forced to start with a zero balance in my savings account. On the bright side, the huge amount of debt - consequence of those bad decisions will be payed off next month! 🥳 It's never too late to start saving like there's no tomorrow, and I'm really REALLY excited and motivated. Oh and Graham, fyi my emergency fund is also a done deal! by *850 Financial Assessment* team lol, i didn't made it myself
Do you have a update for 2021?
If you'd like card recommendations, feel free to DM me @KamilSultan8 on Twitter!
Hey bro looooooooved the info on this video! Especially @7:06 that was great!
QUESTION 🙋♂️:
say someone let’s you be a signer to help you out……when can they let go or remove you from being a signer?
I had 17 inquiries I would like removed, 3 are from leasing companies for apartments I did not get, and 9 others are from 4 credit card companies that pulled my information twice each that I applied to months ago but just now showed up, I didn't get either card, My credit went from a 747 to a 611 in a matter of a week. I got referred to *FUTUREIMPERATIVE🟠NET* on by few trusted clients and I can say they're the best because all the 12 inquiries got deleted and my score was raised to the 800's ......
Great video will try these especially the signer thank you will keep updated
credit one sucks, they mislead you in their ads
The 3rd option is also secured
How to apply via MAIL and not online??
I do not trust ANYTHING related to online and sending personal information.
To help get someone to do the signer thing, just tell them if they do, THEY keep possession of the card and card info. Little to no risk to them whatsoever.
I JUST WANT TO LET EVERYONE KNOW THAT THIS MAN IS LEGIT, 1 AND 2 DIDNT WORK BUT 3 SURE DID. NOW I DID ADD A SECOND PERSON AS A CARD HOLDER WITH A CREDIT SCORE OF AROUND 610 MINES IS IN 710, WE DID IT!!!! THANK YOU