Complete education loan procedure explained || My personal experience ||Aarzoo Gaur
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- Опубликовано: 8 сен 2024
- Hi guys,
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My COE story- • Complete GTE process |...
Hi your videos are really helpful. I've gone through the same process initially I didn't have much knowledge so it took a lot of time for me to get the loan. Great work 👍
Thanks for the feedback mate🌸…pnb kafi time leta hai mujhe bhi almost ek month lga tha sara procedure honey me
Hi i have also filed student visa on jan 14 for my study in rmit but yet to receive any updates on visa
Hi Aarzoo you are doing a good work to help students, your are all videos are very understandable but keep you voice high 👍
Thanks for the feedback deepak .. and yes about the voice.. I’ve worked on this in my latest video .. do check and lemme know🌸
I have also got RMIT but there are little bit of issues regarding education loan but you clarified most of the things. THANKS.
Even I had decided to go . This will be very helpful
Hey sis
You are providing a good information to all ur viewers about the stuff that how to apply procedure and steps.
Also I want to ask some questions like 1 .Are u applying by help of agent or own bye own?
2.have u get any mail or message regarding when is ur interview?
Thanks much!! No i took help of an agent and yes i got email intimation before my interview
Have u get any intro interview call before this interview?
@@aarzoogaur should we disburse full amount or only disburse fee
Very informative . Blessings from every one who is planning to visit Aus
1.Mam loan amount sari ek sath account mn atii h kya
2. Fees starting mn 6 month ki fill ki jati h kya
3. Ager wha Jake course change karte h to to university bhi change ho jati h to bank loan dusre college mn transfer kar deta h kya
4. Non colletral loan process PE vedio bna
5. Loan gaurantee jo deta h wo blood relation mn hi hona chahiye kya or guaranter k property k documents bhi lete h kya
Hi thank you for the information mere liye kfi help hone wali hai keep it up💙👍
Hi aarjoo,hv been following your videos .I am also applying for study loan through gyandhan.I would like to know what is the rate of interest,monthly interest and most importantly what will be the total amount that u will be paying for loan amount of 40lakhs.
8.2% intrest
Kya apko loan mila
@@aarzoogaur mam meri 4 year ki fees 82 lakhs hai but accourding to mai registery security value is only 69 lakhs and bank provide me 69 lakhs loan becouse security value is 69 lakhs mai koi problem to nhi aaye gi gte clear ke time ya vise mai
i had an intrest to join deakin university for ms in construction management. But the fear of taking such a big loan is worrying me a lot. Whether i would be able to repay it or not, and every other factor whether i would be able to land in a part time job in Australia in about 1-2 months. How i will cover my expenses till then😪. Would i able to land in a whie collar job in my field and else..
Bro same situation is with me as i am confused that after taking huge loan would i be able to repay or not amd what I have heard is that 80% people change their university because of study pressure and most people do shift jobs after study like driving etc. And also about office jobs after thorough research i also didn't find any good information.
Hi Aarzoo request you to please share the latest updates related to funds. Understand at present we have to show extra funds besides all the fees and expenses. Will appreciate your time and help.
But what if there is nobody in gov job from our family.... Nd also belong to a village
What have you mentioned as purpose of loan -
Only University study fees or University study fees + living cost?
Fees+living(hostel expense)
Your videos shows on top 🔝❤️
Good Video Sister..
If We live in village can we get student loan or not?? Please reply as soon as possible dear
Thank you for your video really helpful👍
Hiii I really like all your videos I had little confusions like You said you have taken education loan but again in the interview with RMIT you said that your parents are sponsoring you. And one more question the loan should be taken on our name or on parents name?? It would be very helpful for me.
Hey! After your disbursement of first sem fee did you disbursed the living expense too in your account to show that u the bank is supporting your living expenses too? Or it was not required
No.. dat u can show in ur loan account ..no need to transfer it to ur savings account
@@aarzoogaurokay thanks
Ur videos are very helpful 👍
Hi Ma'am, You are an Angle of all the Parents and students who need all the knowledge what you are giving....parents are scared to send their children who r 18 yrs n take such a big amount of Loan....God will always shower blessings to you in your every step of life....by the way what is the interest rate of Pnb
Hii dee i recently complete my bachelor in non medical stream i want to go Australia for my master's but i don't understand in which field i will apply for master's
mam i have done my PTE and I have meet the requirements and now just waiting for the education loan to get approved, I wanted to ask that if I apply in November can I get February intake and I have just passed my 12th class. please reply
What was the amount of....the property which was decided as collateral? As our property only cost 45 lakh and I have to apply for 30-35 lakh of loan
Hlo aarzoo di
if we got 40 lakh loan, how much minimum fund is required to show??(minimum)
and how much funds did you show?
जबरदस्त जानकारी
Hey.. what if the Collateral is owned by the guaranteer who is my aunt ? Will that be a problem
I’m working in dubai I want to send my daughter to Australia for masters how much loan will be required what documents will be needed.
Hi Aarzoo your videos are very informative, we are planning to australia, my wife as a student for masters and myself as a dependent , we are applying for bank loan of Rs 40 Lakhs , my doubt is ..still do we need to show old funds of 3 months after getting the bank loan. Please reply once you read my comment as soon possible Thankyou
no
You took 40 lack loan for one yrs tuition fees and how much EMI did you pay monthly and for how many months and which university is cheap including the living expenses for masters in computer science ,pls will wait for your reply as I want for my daughter
Can we shown this loan as a total fund. Or we. Have to show more money for living expenses with this loan???? Please help me.
Living expense laon k under count hoti h kya ? ,, Fr 3 mahine purane funds ki koi jarurt nhi na ?
I just want to pay 1st semester fees n i want loan of 10-12 lacs -
Is this possible without security...!?
Hlo di
Pls pls help me
Di education loan ki jo amount hoti hai kya woh bank har year divide krke deta hai???
Pls di help
Sister ,Will I have to show living expenses if I take an education loan?
Hello mam I wanted education loan but I talk to bank manager and he says that u have gone only for diploma not for degree so that why I can not get education loan.
I will only get it if I have to go for any degree course.
Is it right or not??
Plzz reply kr Dena 🙏🙏
How we send money to Paul merchant makes video on it also.
Please do it arzoo
Sure aaryan.. will do it soon btw my next video would be about my total expense for Australia..stay tuned
@@aarzoogaur for sure I love your content because it clears my doubt to the topics you made videos
Mam apne jo sanction letter lgaaya.. usse pehle account me bhi loan vaale paise tranfer kraaye the.. ya ese hi kaam chl gya tha?
I want to know that is your house property located in village or city..
Did evaluation lawyer explain about value of property or the value you had shown in registry documents..
Hello di
mujhe ye puchna tha ki 3 years ki fees bank hi pay krega kya ya fir abroad jake un paise ko apne saving account me transfer kr skte hai .
Or jo fees hai vo hum pay krenge ya bank .
Education loan ke baad living ke liye funds dikhane nhi pde aapko please tell me
I am also from kurukshetra
DII OUR PROPERTY IS UNDER MUNICIPAL CORPORATION BUT BANK IS ASKING REGISTREE OF 30 years old is this true ?
apart from uni fees baki ke funds kha sy show kre like living travelling
Agar hamara khud ka house nahi hai or land bhi agriculture hai to kya ham education loan apne relative ki property pe le sakte hai??? For instance, on my sister's house
Hi Arzoo, how many days did it take for you to get your sanction letter from PNB?
Hyy diii
Conditional letter ka use karke hum loan ke liye apply kar sakte he?
Because in my conditional offer latter their is only fees pay and fund show conditions are there please reply soon as possible
Thank you !!
Yes u can apply
Mam videos tho bout informative ha per thode se volume kame ha vase sabe bout acha ha ❤️
Di mujhe disbursement process smjh ni aya..poll mercant wala process
Thxxx🎉
thanks for this video :),
Mam agr full course ka education loan krvaya hai toh margin money sanction se phle deni hoti hai? Ya fee bhrte time & kitni hoti hai? ( if I take 50L loan do I have to give 10% margin money of 50L at once or 1st semester's fee's 10% only ? ) pls reply 🙏🏻
Mam valuation mai guarantor ki property bhi consider hoti hai kya? Plz ans me
aarzoo can you tell me the margin percent you had to put from the borrowe side
How many days your loan will be sanction or how many time you taken
education loan lene ke baad bhi funds show krwane padte he agr han to kitne amount show krwana padta he ?
Hello, Kitna time laga loan sanction karne mai ??
I too have got an admit for RMIT. For next year.
Mam mera dad kam nahi kerta mera bhi government doctor hai toh me Kiya kero itr me please tell me
Nice to see you dee...Me also from kkr Hr😊...dee study loan property pe hi milta hai ?
Han ji
Di education loan per kitna interest liya hai bank ne apse aur per month installment kitni deni padegi?
mam mere agent ton funds ka aag se bol ra or maine fee krwai h loan 1year ke lie abhi process chal ra mera
???
Hi
Loan sa fees detect hota ya Western sa fees pay karna?
Please reply me
Hllo..how much your loan sanctioned and how much ur margin money in your side??
Hi, ITR for how many years should we provide and do we need to show 6 month maturity for the funds we provide
Two years itr and 3 mnths old fund
@@aarzoogaur Thank you for your response your videos are very informative
Mam u take full education loan to support your studies and other expenses or a percentage of tution fees of your university .... What are the visa chaces if i take fully funded education loan for Australia
Hello mam, Maine bhi education loan Lena hai , Maine bahut se viedos dekhi but apki jiada informative thi as compared to others but I want to know jo interest hai vo kitna tha aur simple tha ja compund or kaise dene hai ?
Is it like you got 100% loan from bank , including your living expenses?
Because as for visa approval , we must show 3 months old money right, so if we are getting educational loan including fee and living expenses there will be no need to show any old money right ?
Can you please reply for that ,i am really confused on that , as i am planning to take admission for feb in take .
Blessings
Hii aarzoo, can we get our gte cleared just with the loan letter and later pay fee by ourself?
Yes absolutely
Hey mam my question is . My dad is unemployed we have enough collateral security to give for loan but I don't have itr as i said my dad in not employed because of health issues he faced in past what should I do pls reply 🙏
I also have the same issue how did you process?
How to take Non colleteral loan for education
Mam study loan ke baad bhi funds show karna hota h?
Madam ji yah jyada jaruri hai ki sirf bank loan jo hai sirf tution fees karti hai ya living and air ticket ya cost pura Bank karti hai ham usko kaise so kar sakte hain
Hello aarzoo can you please help me of interest rate and emi of intrest repayment and also loan repayment
Hello Aarzoo. The bank is asking me for account details and saying that it will not transfer money to any third party or any other link. Did the same problem occur to you too? How do I convince the bank?
Didi apne konsa coarse liya h
Sister ITR kitne year ki chaiye ?
What property documents were required for education loan . Can you please specify them .
Mam please speak in English that helps to all indian students
ITR 10 lakh ka hai to recent me kitne funds add kar sakte hai ??
Mam for apply loan by that website in other banks , there also should be open account in other banks or not ?
Ma'am im goings through tough time regarding collecting liquid money.
Educational loan im getting. I may not be able to show 12 L liquid funds. Is there any option?
Bank has sanctioned loan of 40 Lakhs. My first semester fee is 10 lakhs. Do I need to take disbursement of only first semester fee or entire loan amount for visa application to show proof of funds?
Hope to hear from you soon.
Any update? Did you take disbursement of only first semester fee? Does it work that way? Awaiting your response.
@@learning_1110 It depends upon university. Need to confirm with the consultants before disbursement
Di, could you please specify how much amount (as a whole) is needed to pursue bachelors in Australia even after getting 100% fee waiver. Moreover, the initial seed money needed to just go to Australia?
Hello… first of all thanks to you because your videos are so informative..I’m from Hanumangarh, Rajasthan…want to go to australia for advance msc..my inquiry is After doing the fund show from education loan(35-40lkh) we can return the amount which is left after deducting the fee to the bank and in how much minimum time we can return?
We have to keep the loan only for fees: the remaining loan for fund show has to be returned in 2-3 months to bank so its possible..
Yes ap band krva sktey ho lekin australia janey k baad usse phle nahi
Hi i am from sangaria in which subject u r doing ur masters in which uni
@@muskaanaggarwal4506 planning for master in public health from RMIT…
@@virendrapoonia2024 from which uni. U have studied bsc
@@muskaanaggarwal4506 bsc(medical) with 80% from MGSU, bikaner university…..& u?
How you will pay back loan with interest
Hi ,this is Deepak.I got sanctioned education loan of 25laks from union bank of india with collateral. I paid first sem fee and ohsc by myself from savings.As there is no need I didn't asked for disbursement from bank.25laks which is sanctioned will cover up everything like living expenses, travel expenses and second sem fee.Based on our requirement,Bank will disburse money.But my agent said that I have to get disbursed some money from loan and show to embassy for visa.Then I Requested and they have disbursed 2 laks from it and given a loan account statement...Is it enough?....I heard that Sanction letter from Government bank is accepted as proof of funds,then what is the need of disbursement of 2 Laks?....please reply, little emergency
Yes you need two things as a proof of fund.. first is disbursement letter and second is ur loan account statement
Bhai without collateral kitna loan mil skta ha
Hey @aarzoo agr property village me hai to loan ni milega kya???
Hey
Can you let me know about education loan is a mandatory file with property and life term insurance?
How much amount have you taken from your education loan!!
Di I have a question ⁉️
Aapka loan issue hua tha tb apne University ko one year ka hi pay kri hongi and jo remain amount bacha uska bank wlo n apke father ke account pr transfer Kiya the .
Ye Bank wlo n sec year ka money sec year me hi transfer kiye the.
Pls aap reply jarur Krna meko.
hii arzoo , i want to know about fees pay system. offer letter me to jese ek saal ki fee mentioned hoti hai to bank 6 month ki fee krta hai ya fr jitni mentioned ho offer letter me uthi pay krni hi jruri hai.
and 2nd question jese hm yha se bank throug fees pay krk chle gye to australia me after course change piche se loan account bnd krva skte hai pay krk sara loan jo fees bank ne pay kri???? kio k australia me hm ek sem k bad next sem ki fees khud pay kr skte kma k to piche se account bnd krva skte hai na??????
Kya father ko hi guarantor bna skte hai???
Didi agar mom ya dad govt job na krte ho toh koi dikaat hoti hai kya loan lene mai?
Didi sorry thoda personal question pooch raha hu lekin aap 40lakh 🙁 ko pay kaise karoge without job?
Job to lgegi na and also 40 lakhs ka loan lene ka mtlb yeh nahi hai ki puri amount hum use kry
@@aarzoogaur Okay Didi Thank You Very Much For Your Reply Didi 😊👍. Didi aapko bura laga ho toh me aapse maafi mangta hu. Didi me bhi Australia padhna chahta hu par mujhe koi guide karne wala nahi mil raha. Me ab 12th passout karne wala hu cbse se par koi guide Chahiye 🙏
Hiiii ..... My university doesn't provide hostel facilities ...so how can I show my living expenses in education loan ...... Bank is demanding for hostel fee Structure
There must be a link on ur offer letter that will take u to home affairs website showing living expense of a student.. you can use dat
Ok thanks ... This helps alot
In how many days ur loan was sanctioned??
Can I get loan if my father cibil score is low
Thanks dii
Pls tell me about the interest rate and when the installments are going to start ?
Hii can u please tell me that is bachlore in information technology can be manageable or not if i do work there
Mam jaise Australia ko funds 3 month old chahiye jab loan lete hai too vo already purane hotte hai ja fir 3 month tkk band main rakhne pd te Hain.?