How to Pay Loan Faster? | Trap Of Loans & Credit Cards
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- Опубликовано: 11 июл 2024
- In this video, we're going to teach you how to pay off debt quicker! We'll explain the different types of debt and break them down so you can see how to pay them off the easiest way possible.
If you're struggling to pay your bills and your debt is piling up, then this video is for you! We'll teach you how to pay off your debt quickly and easily, using methods that work with your finances and your budget. Watch, learn, and start paying off your debts today!
How to Pay Loan Faster? | Dark World Of Loans & Credit Cards
In this insightful video, Ashutosh Pratihast delves into the intricate web of debt and presents effective strategies to break free from its clutches. With an astute understanding of financial intricacies, Ashutosh offers practical tips on how to expedite the process of debt clearance.
Unearthing the concealed truths of loans and credit cards, Ashutosh exposes the shadows lurking behind these seemingly benign financial tools. He provides a comprehensive guide on navigating through the labyrinth of interest rates, terms, and hidden charges, empowering viewers to make informed decisions.
Through a combination of astute financial analysis and real-world examples, Ashutosh demystifies the often perplexing world of debt management. He offers actionable steps to curtail expenses, increase income streams, and prioritize repayments, ensuring a faster and more effective path to financial freedom.
As the progenitor of the "Dark World" series, Ashutosh brings his trademark depth and clarity to this crucial topic. He sheds light on the psychological and emotional aspects of debt, addressing the stress and anxiety it can induce. By providing a roadmap towards financial stability, he aims to liberate individuals from the shackles of debt-induced stress.
Whether you're grappling with mounting credit card bills or seeking a strategic approach to tackle loans, this video is an invaluable resource. Join Ashutosh Pratihast on this illuminating journey towards a debt-free future.
For more profound insights into personal finance and wealth management, subscribe to Ashutosh Pratihast's channel today.
Timestamp -
00:00 - Prologue
07:08 - The Loan Trap
09:46 - Quick Break
10:52 - Common Mistakes That People Do
12:23 - What’s the solution?
13:28 - Credit Traps
18:59 - Conclusion
All materials in these videos are used for educational purposes and fall within the guidelines of fair use. No copyright infringement is intended. If you are or represent the copyright owner of materials used in this video and have a problem with the use of said material, please contact me via my email on the "about" page on my channel.
Copyright © Ashutosh Pratihast 2022
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Sir me dream11 me 50k ke loan me aa gya hu maine apki video save kar li h aaj me khud se promise karta hu jab bhi man me dream11 ke bare me khyal aayega apki yeh video dekhunga thanks a lot sir for making this eye opening video thankyou very much
Don't worry. Aur Loan le, lottery ekdin jarur lagega tera😂😂😂
Are mene 2 lakh Tak loan liya lekin baad me rummy circle par lotry lag gai
Junglee rummy pe aao na maharaj
One of my cousin committed sucide , by getting lots of loan for rummy circle 🤬
mar na vsdj
Waah mere bhai ..bhagwan aapki raksha kare
An eye opening video about loans. Showing the dark side of Loans & pay later is commendable 👏
Never pay EMIs more than 30% of your monthly income.
I took loan for renovation of my home and for my marriage.
The emi i was paying was 50% of my salary, as a bachelor i was able to pay that much. But right after I got married, I had to buy appliances and stuff. My emi amount shot up to 70% of my salary.
Now. I'm in a debt trap.
If we stay focused and follow this rule of 50% for needs 30% for wants and 20% for savings then, we will definitely survive.
😢
Same with me m in trap
Same with me m in trap
My nah bhi maray card Khali kardiya 2 lakh
Same situation 😭 I'm in loan trap
I can fully relate to this video with myself...cause I am brought up in this situation..totally a masterpiece...take my salute ❤️🙏🏽
No RUclipsr can explain like Ashutosh Sir.
Always support you sir. 2:50
Fir tune yahi channel subscribe Kiya hoga 😅
Belonging from a middle class family I am totally able to relate with this situation 😢
In 2020, I took out personal and mortgage loans for my brothers because they were stuck in a loan trap. I paid almost 80% of my salary every month on EMI.
During that time, I always had negative thoughts. I constantly worried about who would handle the loan and release the mortgaged property if something happened to me. I was scared to talk with people.
I decided to close the loans as soon as possible and save more money for a better future.
I upskilled myself, changed jobs, and cleared all the loans by the end of October 2023. Now, I am saving almost 70% of my salary.
Nice🎉
Main bhi abhi 1.5(aaj ka outstanding amount) lakh ke debt mein hun. Sab kuch accha chal raha tha par is January se sab kuch bigad gya. Jan se July Tak kisi tarah EMI pay kar raha hun. Mahine ka 30-32 thousand per month (sab mila ke) jaa raha hai. As a delivery boy main 15-16 thousand kamata hun (after deducting bike maintenance and fuel cost- nahin to week ka 5000 aram se ata hai). Ghar par baki log bhi kaam karte hein isliye wo groceries ka dekh lete hein. Bhai bhi delivery boy ka job karta hai to wo 7k deta hai, dost 5k aur side se aur baki kahin se jugaad kar mahine ka EMI pay karta hun.
Bas aur 5 months uske baad se planning kar hi loan lunga(agar jarurat padi to nahin to nahhin)
Pichli baar bhi fully planning thi par galti ye hui ki backup soch kar nahin rakha tha. Is baar wo galti se seekh mili hai.
@@lakhi_kant ye mein apne experience se bol rha hu kabhi bhi kisi or ke liye loan/credit mat lena. Lete time toh sb kehte hai ki emi bharega fir baad mein mana kr dete hai ya fir call hi pick nhi krte.
Mene toh ye sabak ache se Seekh liya hai
@@lakhi_kantzaroorat hi kia hai Bhai chaddar mein raho jaani.😊
Really your labour makes man concious, alert, bound to think about the reality. As a viewer said no one can describe and present things like you. You have just told the naked truth. Thank you so much. Best of luck!!!
Really sir. I have learnt my lesson. I'm 21 and fell into bad debts of 20k buying a tablet I do not really need. Thank you sir....
Bahut khusi lagta hai qun ki aaj tak mene or mere Father mother sister all r job holders still loan ke chakar mein nei fase hen bht khusi milti hai❤️❤️😊😊
He is absolutely right. Man deserve respect
I was knowing about this situation of people after taking loans but never knew that it can be shown in this way so that everyone eyes get opened 👍
Very well explained. Greed, ignorance and easy cash are always eventually the reasons for loss or peace of mind, prestige and respect. There is nothing called a free lunch in life.
This was one of the most eye opening video to be watched by everyone...
Thanks for reminding some of the important points to be followed ❤
Thanku so much sir bahut achhi knowledge provide mila sir
Thank you so much bro to create like this video and want continue .........
Sir mujhe credit card ke baare me jyada kuchh nahi PTA tha. par is video ne saara kuchh clear kar diya ki credit card use karna chahiye ya nahi aur kyu . I really interested on your all videos and watched them.
Seriously, thank you for this video bohot informative video h or bohot sari bate mai already follow kri thi abb or zada dhyan rakhungi😊
Thanks bro.
Aaj apne meri aankhe khol di.
Thanks to god and my forefathers to reach me to your video.
Thankyou so much. It's like i got a real virtual friend, who is just guiding without any expectations. I hope you get the billions of subscribers soon.
its good to see someone having the same mindset as me. And its really hartbreaking that no one knows this
Ashutosh ji, thank you very much for this wonderful informative video. You spoke the truth about how we get trapped in the credit card and loan cycle without even realizing it, and then these companies' games begin. It's not possible for everyone to come out of it.
You have shown us real path of life about the credit card & loan 🙏
You had opened my eyes sir thank you so much I will and I must share this video to my family
This is the One of The most valuable channel on RUclips I've visited... ❤️❤️
Thank you Ashutosh Pratihest sir and yes it is very informational video for all of us.
Was in great need of this video. Thank you so much bhai for making me financially literate now.
Great quality of content! It will prove to be an eye opener. The game of lending in India has changed completely in last 10 years and surely for bad. The time has come for strict regulation on this !!
Love You So Much Ashu Sir❤️🥺🔥
बहुत अच्छे तरीके samjhanaaa बहुत सरल है good
Thank you!
Thank you so much for your valuable information 🙏
You are real Champion sir ji just because of u my life constantly changing sir ji
Great work bro, I appreciate your work ✌️
Bohot badhiya sir...
Ek sikh to mili..
Needs & want
🙏🙏🙏
Such a wonderful vdo sir, thank you 🙏
Thease type of video really save the life of people who is going to fall into debt trap.
I can relate to it. I lent my cards to a few people and now I'm paying that dues from 6 years and will have to same until 2027 already saddled with family debts.
Living a very frugal and minimal life and it's very tough but lesson that never ever trust any one blindly and until it's very much needed don't budge.
Hi, Ashutosh Sir, perfectly being decribed the TRAP, 👍👍wonderful topic
Very helpful video. A true guide to be refrain from such traps.
Good subject! Very informative, appreciate this effort, Sir!❤
U r doing really well. Thanks for the informative video. Keep it up. Keep grow. God bless 🙏
Thanks. Very impoetent & life saving vidio.
Thank you sir. Very video
This is called true content.❤❤❤
Great knowledge with deep explanation.
Doing great keep it up.🎉
Eye opening video thanks bro...❤
Thanks for the advice 💝
Thanks a ton for making this content it changed my physcology about loans and EMi and Cc.. thanks a lot sir 🙏🏻🙏🏻
One word for this video - Life changing video ever ❤
excellent video sir....salute
Thank you brother for explaining the loan traps in ditail thank you...🙏🏻
YOU ARE MY ROLE MODEL SIR ❣️😊
My god 😲....such an eye opener video it is
Thank you so much sir 🙏👍
Thank you so much for the valuable video.
Actually is video se kuch baate nahi sari bate clear ho chuki hai thanks a lot sir to making this type of video ❤
Ashutush sir is the great person meri life m changes hue h inki baatein sunkar apni life m implement krke he is such motivational person 😊👍😎🙋♀
Very nicely explained...each and every information is bitterly true...
Good job man. This is a very serious issue.
Best knowledge...... thankyou
After watching your video I block permanently my all 5 credit cards
Thanks for truth information ❤
According to my cibil and loan history daily I'm getting loan calls they are try to trap everyone in this game thankfully I understand after watching your video really appreciate your efforts ❤
Very nicely executed. Good editing, scripting, content and message too
Thank you for making such a eye opener video. Really helpful and knowledgeable!
Thanks for making this video
It's people like you that can free us from matrix.💓
Important of new generation sir sach a u are the best world motivation teacher in India. Amazing sir .🔥🔥💯😇
Thank you for wonderful share to information
Thanks sir I have changed my mind 🎉🎉❤
SFX and VISUALS are ahhhhhhh
MIND BLOWING 😁😎
Eye opening video sir.. Hope your message reach everyone to understand trap that's Matrix. How much hardwork you might have done to represent this video.. They are many videos available how to become rich.. but this video is very much valuable then any of them 🙏 Liked and subscribed.😢
absolutly true expained in it.
Mein soch rha tha education loan ke bare mein acha hua ki nai liya meine❤️atleast I’m happy
You're amazing dude❤
The best valuable video ever I learned
I'm in money trap now. Thank you for the video. Jo bhi ho mai apna assets sell karke bhi loans clear karke chup chap rahega. no more loan
I am from Pakistan and really appreciate your informative video on this issue.
I have already been faced the debt trap situation and now I have blocked my all credit cards and make a plan to repay all my dues within a year by avoiding unnecessary expenses.
Abe tum to bola mat tumhara Desh khud garib hai loan dega kon tumhe 😂😂
@@harshmathur9211इंडिया के ऊपर भी लोन है 😂
Mujhe nhi lagta aapko kisi bnde ko aise treat Krna chaiyea bhale wo Pakistani kyu na ho
@@harshmathur9211 be respectful to everyone, Jai hind
This is really eye opening 😮
Thanks for suggestions 😊
Bhai yeh video banane ki apne bhut badi himmat dikhai hai yeh credit card and loans sood intrest sab yahoodi ki Deen hai
Editing , knowledge, information 🔥
Very nice video to complete information about loan & daily life need .
Awesome content. Thanks!!! you got one subsciber
This video is very informative 👏
main khud fasa hua hu is jaal kaash pehle is video ko dekh leta
Thank you so much
Thanks you so much sir 🤑
Very useful information for everyone 🔥
धन्यवाद सर आपने तो मेरी आंखें खोल दी thank you❤❤❤❤❤
Really thanks ❤
You are really doing good job...
Perfect ❣️ but credit card is one of the powerfull financial tool if it is used in a right of because of lack of finance management we not apply it in right way and use it in satisfying our needs and therefore we get into the trap but sir but your documentary video you guided everybody to alert from it .. btw love from Hyderabad ❤💯
As Always Valueable Content 💥
Thank you 👍
Thanks brother
Just entered into this loan trap, but I'm lucky to understand what I'm doing needs to Stop ASAP 😮
Happy Diwali 🎇 Brother ✌️First Savings + Second Maintenance + Then Investment + Obviously our Basic needs + Unforeseen expenses or more savings + Our leisure on our own money not on loan. I've become more clear and educated through this video🙏
So true Bhai! I am in same trap! Trying to getting out of it!
thanks sir,god bless you
Sir really aapki videos bahut kuchh sikhati h hm sbko❤❤❤ and very very thank you sir for learn something new on daily basis by you 🎉🎉🎉❤ really sir you are so amazing 🤩😍
Thank you for this valuable information sir ❤
You’re most welcome sulochna🙌🏻