@@MrJerks93 so, you cant wait 6months to pay your debt in full before going on vacation? always funny that children dont know they sound like children. "get your big boy pants" would dave say.
I'm a budgeting counsellor myself and use a different approach. I would ask them about their priorities and to weigh the stress relief of eliminating the debt versus the relief of taking a vacation. Everyone is different. Then I would offer them a compromise, how about instead of $4k on a Mexican getaway, instead drop $2k or less on a really nice family road trip? Then you still get away for a bit for less cost. Solutions do have to be effective but also sustainable. The whole rice and beans thing is like getting an obese person to crash diet and expecting them to sustain it for a year. It won't usually work.
@@ToopackFromAugu DR is an idiot. "Never use credit cards." I've used credit cards for over 20 years, never paid a dime of interest or a fee. I've had thousands and thousands of dollars of rewards, though.
Yes, because Dave Ramsey is that easy to satirize. He's a cartoonish failson who got rich through family connections in real estate, not any actual financial acumen.
@@matthewcaldwell8100 He also went broke by being stupid in real estate and over-leveraging himself. Most of his show focuses on telling financially irresponsible people to take the hard lessons he learned from that an not go into debt.
Honey, we're in debt again. Cancel our dinner reservations, our church membership and everything. God forbid we go anywhere except to work or eat amything other than starvation. 😂
Was there supposed to be a point to this video? As impersonations go, it was solid...almost as solid as the advice given to the caller. One thing you missed, big time, is if you've got a $700,000 annual income and $250,000 in debt, there's no way it should take 2 YEARS to pay that off. Live on half of what you make, pay off $250K in less than a year, then go on to build fabulous wealth. Do you have a different perspective on personal finance?
He's 100% debt-free with $600,000,000 (yes, 600 million dollars) in paid-for real estate. He's the most quoted person in America, when it comes to personal finance. His name is the very reason you watched this video. You sure it's not you who's clueless about finances?
@@jasonbroom7147 he makes money giving people bad advice. He says don't buy gold. He says house prices rarely go down. He says don't invest in guns. He wants your money in the system so you will go broke. I didn't watch his video. Just warning others.
And Dave Ramsey would be correct
Not really. Draconian lifestyles rarely succeed if people don't allow themselves some happiness. Making $750k a year, $250K is nothing.
@@MrJerks93 so, you cant wait 6months to pay your debt in full before going on vacation? always funny that children dont know they sound like children.
"get your big boy pants" would dave say.
False
I'm a budgeting counsellor myself and use a different approach. I would ask them about their priorities and to weigh the stress relief of eliminating the debt versus the relief of taking a vacation. Everyone is different. Then I would offer them a compromise, how about instead of $4k on a Mexican getaway, instead drop $2k or less on a really nice family road trip? Then you still get away for a bit for less cost.
Solutions do have to be effective but also sustainable. The whole rice and beans thing is like getting an obese person to crash diet and expecting them to sustain it for a year. It won't usually work.
@@ToopackFromAugu DR is an idiot. "Never use credit cards." I've used credit cards for over 20 years, never paid a dime of interest or a fee. I've had thousands and thousands of dollars of rewards, though.
Yeah thats what he sounds like….. and he is spot on 😂
The way he pronounced "250 thousand in dyebt" was perfect lol
Beans and rice. Rice and beans 😂
A couple of years? If he only made 100k Dave would say he could have it cleaned up in a year.😂
outstanding impersonation hahahaha
Just rename the video Dave Ramsey gives solid advice
Fam he could pay that off in literally no time
Issa joke
Nailed it 😂
haha so accurate
i remember you! great work coming back - everything’s so on point
Spot on
No it’s fun you can’t afford. He is all for spending money you can afford and have budgeted.
Is this suppose to be satire? It is just an almost verbatim recitation of an episode. I don’t get the point of it.
In the title it says comedy meme. He’s joking around.
@@renelvital what’s the joke? He is just repeating things the dude actually says.
@@Pennington0JustinI guess it wasn’t the best joke or whatever he’s doing. Don’t know what else to say.
Yes, because Dave Ramsey is that easy to satirize. He's a cartoonish failson who got rich through family connections in real estate, not any actual financial acumen.
@@matthewcaldwell8100 He also went broke by being stupid in real estate and over-leveraging himself. Most of his show focuses on telling financially irresponsible people to take the hard lessons he learned from that an not go into debt.
Ricenbeansbeansnrice
Honey, we're in debt again. Cancel our dinner reservations, our church membership and everything. God forbid we go anywhere except to work or eat amything other than starvation. 😂
If you can’t afford it you can’t do it, that’s why you are in debt and have no money
Mocking Dave Ramsey for speaking truth...real nice.
Was there supposed to be a point to this video? As impersonations go, it was solid...almost as solid as the advice given to the caller. One thing you missed, big time, is if you've got a $700,000 annual income and $250,000 in debt, there's no way it should take 2 YEARS to pay that off. Live on half of what you make, pay off $250K in less than a year, then go on to build fabulous wealth. Do you have a different perspective on personal finance?
Is this a parody? Or just true?
Dave Ramsey is clueless about finances.
He's 100% debt-free with $600,000,000 (yes, 600 million dollars) in paid-for real estate. He's the most quoted person in America, when it comes to personal finance. His name is the very reason you watched this video. You sure it's not you who's clueless about finances?
@@jasonbroom7147 he makes money giving people bad advice. He says don't buy gold. He says house prices rarely go down. He says don't invest in guns. He wants your money in the system so you will go broke. I didn't watch his video. Just warning others.