WHAT TO DO WITH YOUR MONEY IN 2021

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  • Опубликовано: 7 ноя 2024
  • In depth conversation on how to handle your finances
    Introducing Investable
    If you’re not comfortable with investing, we’ve got an online course coming up on investing that is simple, practical and actually enjoyable!!
    We have all made mistakes with investments, but we can always make better decisions and course correct for a better future.
    INVESTABLE will take out the confusion of finding and accessing investment opportunities. Once you have completed the programme you will gain the confidence to make wise investment decisions and be in control of your financial security.
    ​Our doors open on 25th March 2021, so in the meantime, download this free blueprint and begin your journey of investing with confidence! africaspocket....

Комментарии • 138

  • @angelajames4197
    @angelajames4197 2 года назад +129

    Investing is currently the most lucrative business in the world, both NFT and Crypto shares are really positively changing people’s lives, I know the problems for technology believers will end soon

    • @moshahamadi6766
      @moshahamadi6766 2 года назад +1

      we can't all be believers, anything you do to earn money is lucrative if I may say,what matters is you putting things in other and been financially stable

    • @kassimkombo2488
      @kassimkombo2488 2 года назад +1

      To me Forex trading its the best business in the world right now,I know a couple of friends who make a whole lot of money trading the financial market

    • @davidaoceans3556
      @davidaoceans3556 2 года назад +1

      Loosing so much money in forex made me go into hunt for an expert to help me trade and all thank to Mr Aiden Leddy whom I found. He does all the trading for me while I earn hugely. Life could be easier than you think, you just have to know how to go about it the better way

    • @freddyjones2037
      @freddyjones2037 2 года назад +2

      Remembering startingup with an account size of $600,now I'm earning six figures weekly,thank God for aiden leddy,I nearly was super skeptical, but I held on strong and I'm glad that I'm achieving my goals

    • @annecarrol638
      @annecarrol638 2 года назад +1

      If I had not experienced this myself I would have said this is all lies but I've made withdrawals few days ago and that's one thing I find difficult and impossible with other brokers but Aiden Leddy makes it possible... It was like magic when I received my funds

  • @kenyayouthchannel
    @kenyayouthchannel 3 года назад +35

    Rina is that kind of expert that should be consulted in government planning. This knowledge should be applied by the vast majority.

  • @Herineambiyo_
    @Herineambiyo_ 3 года назад +28

    This has been an eye opener, strange how you think you know everything until you realize there is always more to be learned;

    • @martinab2055
      @martinab2055 3 года назад +1

      They said “the more you know, you know that you know nothing”. You can not know everything, ever! The moment you said I know everything, you stop learning, so keep learning sis.

  • @janemkade3488
    @janemkade3488 3 года назад +3

    Waaaauuu... this is such impactful financial wisdom have been thinking 🤔🤔🤔 where is the safest place to invest my Cash ...... Glory to God my questions have been answered.
    Thanks coach Rina l will definitely look for you🤠🤠🤠🤠
    More Love ❤️❤️😘 from qatar

  • @annnduku2695
    @annnduku2695 3 года назад +2

    I wish i would have known Rina before but altogether God's time is the best. I have just enganged myself into insurance investment and am really learning a lot from this show. Thank you for such topic.

  • @shumiraiakumu6041
    @shumiraiakumu6041 3 года назад +4

    1. Have liquid cash
    2. Pay debt
    3. Save for retirement
    4. Invest, grow your yield - money market, treasury bills & treasury bonds, stocks, real estate, and crypto etc
    5. Invest in yourself

  • @erickomeja4141
    @erickomeja4141 2 года назад +1

    What a great conversation. One year down the line but this information is very useful. Thanks Rina

  • @atienokings6214
    @atienokings6214 2 года назад +1

    Thank you so much for this, it's very timely, I appreciate

  • @richard.oluoch
    @richard.oluoch 2 года назад +1

    This lady inpires me a lot.

  • @nelsonnorbert2535
    @nelsonnorbert2535 2 года назад +1

    Wow! Good work...keep on enlightening the world

  • @njokiwaka
    @njokiwaka 3 года назад +4

    I keep pausing to take this in... Wow 🙌🏾🙌🏾 Wow 🙌🏾 Thank you for this conversation

  • @lizngotho
    @lizngotho 3 года назад

    I sell newspapers Rina, I don't allow people to browse in any papers when they haven't paid for them🤣🤣. But seriously Thank you for your online presence, It seriously has changed my life, location, lifestyle, my car and proffession. I actually just fired out an email of enquiry to Faida for some funds I expect soon. Thank you so much!!! Bless You.

  • @selyne5115
    @selyne5115 Год назад +1

    How much does one need to invest in infrastructure bond???
    HOW much do we need to invest in T bill

  • @selyne5115
    @selyne5115 Год назад +1

    Can bank trade or buy the bond for some who doesn't know how to do it

  • @marthamokogoti7431
    @marthamokogoti7431 3 года назад +1

    Rinah tiz very educative kindly incorporate institutions especially colleges

  • @gracekitonyi3504
    @gracekitonyi3504 3 года назад +2

    Looking forward to getting myself a copy of the book from text book center this week.
    Excellent, educative discussion.

  • @mildredwanyama5710
    @mildredwanyama5710 3 года назад +1

    Very insightful and good information. Thank you

  • @Valerie_Makena
    @Valerie_Makena 3 года назад +3

    very very Resourceful.....I'm sharing like my life depends on it coz it does......Thank you.

  • @frashiermwihaki7453
    @frashiermwihaki7453 Год назад +1

    I think Rina it's important also to highlight that those endorwement policies act as a protection to all other investments . Please we are not only driven by commission only..

  • @Cikanyoro
    @Cikanyoro 3 года назад +3

    This is informative, I wish I knew some of these things before buying my policy

  • @rachelteariki6999
    @rachelteariki6999 3 года назад +2

    Great investment advice Rina. I'm from a world away from Africa. happen to stumble across your channel by accident.
    Love the contents and your expert advice on the subject....
    Lastly, can an outsider invest in these financial vehicles you've just mentioned??? and finally, what are
    Regulations and policies!!!
    Thank you so much... God bless

  • @banjagalatheresa2681
    @banjagalatheresa2681 3 года назад +1

    Hi
    I am very new to your channel Rina. I hope i am not late. They say better late than never

  • @Fondo0
    @Fondo0 3 года назад +1

    Rina I learnt late about this channel but to be frank, am learning a lot from it ...On the part of insurance, seems there is a danger in it ? I took some few years ago and am waiting for them to mature, I don't know if I took the right decision or not but I hope to learn more and diversify my investment portfolio

  • @nguaunguau9743
    @nguaunguau9743 3 года назад +2

    Thank you so much. I am way more learned than ever before. I appreciate this, kindly bring more and more of this.

  • @serahnjoroge2886
    @serahnjoroge2886 3 года назад +4

    Very insightful, thank you for always making us knowledgeable.

  • @jacklinekioko9927
    @jacklinekioko9927 3 года назад

    Just placed an order on Jumia for the book. can't wait to read it!!!

  • @shizma7917
    @shizma7917 3 года назад +2

    My Njuguna moment hurts so much!! I am happy to hear that it something that happens to People. I was angry with myself for signing that silly insurance. Stopped and lost money. 😔

    • @shiqoshiqo4249
      @shiqoshiqo4249 3 года назад +1

      Me too Shi m they don't tell you when you are signing up.

  • @carpediem1569
    @carpediem1569 3 года назад +1

    I see Rina, I sit down with a pen and paper and take notes.

  • @TonyWamwea
    @TonyWamwea 2 года назад +1

    When we put so much in savings KRA comes after us.

  • @lydiahisrael6448
    @lydiahisrael6448 3 года назад +5

    Goooood information...... kindly find away to reach out to college students,...

  • @annegichanga4000
    @annegichanga4000 3 года назад +1

    Wow this was so informative and simply explained. Thanks Alot Ms Rina Hicks for sharing your knowledge.

  • @boazodhiambo6600
    @boazodhiambo6600 3 года назад

    Bought the book today I'm looking forward to o a good read

  • @cathyp1043
    @cathyp1043 3 года назад +2

    Ring, tell us about SIB AND CYTONN AS investment options

  • @lydiahlynlindsey
    @lydiahlynlindsey 3 года назад +2

    Ooh wow! This is knowledge. Keep it up.

  • @stephenkibuthu3445
    @stephenkibuthu3445 3 года назад +1

    Quite insightful.Very sharp guys.We are really benefiting.

  • @wanjikugakondi4284
    @wanjikugakondi4284 3 года назад +6

    The wisdom here is always amazing

  • @tishtigoi1378
    @tishtigoi1378 3 года назад

    An eye opening conversation just started with MMF thank you for the informative conversation

  • @lucywanjiku8525
    @lucywanjiku8525 3 года назад

    Very educative topic,,,,I have learnt alot

  • @ndwigz
    @ndwigz 3 года назад

    wonderful insights on how to handle your finances

  • @teresagitonga8749
    @teresagitonga8749 3 года назад +1

    Taking notes. This girl is very wise!!

  • @larryodero1832
    @larryodero1832 3 года назад +1

    I like the advice. However , I've been waiting for you to factor in inflation in the talks. For instance saving from age 20-40, there may be inflation in between.

  • @eshycmwangi
    @eshycmwangi 3 года назад +2

    Thanks for a great conversation... Rina dropping the 💎

  • @joynya1246
    @joynya1246 3 года назад +1

    Thanks for the educative content. All are actually true 👍🏾

  • @vickyngetich5084
    @vickyngetich5084 3 года назад

    I am enjoying this conversation... thank you @ Rina Hicks
    I would like to meet you some day and share more financial management insights with you

  • @francischege5399
    @francischege5399 3 года назад

    Thank you for all the important information you give for free

    • @mercymuthee796
      @mercymuthee796 3 года назад

      Which book have you written.where can I find it? Ghanks

  • @wilsonchen4962
    @wilsonchen4962 3 года назад +4

    Minute 38-41...is what i have always told my pals. When doing a biz, plz count your physical input in it, how long does it to recoup your capital etc..this is where BONDS beat the REAL ESTATE.

  • @dymesk650
    @dymesk650 3 года назад

    Amazing knowledge thank you👌

  • @njokiwaka
    @njokiwaka 3 года назад +2

    I'm going to look for this book. Can I buy it online? I've just started this video and I'm ready to buy 🙌🏾

  • @georgewarui6675
    @georgewarui6675 3 года назад +1

    Simply thank you for this

  • @hezekiahcharles6754
    @hezekiahcharles6754 3 года назад

    people people.....subscribe. priceless information here

  • @rankzkate
    @rankzkate 3 года назад +9

    Cash reserves are very important .I lost an opportunity to own something special because I could not liquidate my money fast enough .

  • @wacheram3494
    @wacheram3494 3 года назад

    Wow! What an advisor! When I grow up........ 😁😁

  • @estherkavindu
    @estherkavindu 3 года назад +1

    Woow Great content! Can you please talk about health insurance?

  • @beyondboundaries2
    @beyondboundaries2 3 года назад +2

    Kenyan problem is income growth. As someone’s income grows investment and savings grows proportionally. You cannot save before you feed your family, pay fees and rent

  • @tushiyakey9677
    @tushiyakey9677 3 года назад

    How do I get the book from the lady

  • @vickykahiga3257
    @vickykahiga3257 3 года назад

    Aki I just love Rina. Her content is just rich.

  • @jamessammy2894
    @jamessammy2894 3 года назад

    First time on this channel and am liking it. So educative.

  • @carolinepaul1883
    @carolinepaul1883 3 года назад

    Informative piece.

  • @lillyachayo6443
    @lillyachayo6443 3 года назад

    Please share the email to contact for the course and book as well

  • @eunicekaesa4105
    @eunicekaesa4105 3 года назад

    Thanks alot from usa

  • @paulineorlando14
    @paulineorlando14 3 года назад +1

    Loved this, great interview, quite helpful! Keep it up. Thank you!!!

  • @kamauwilliamk
    @kamauwilliamk 3 года назад

    This was a good 👍 one

  • @bettynjeri3068
    @bettynjeri3068 3 года назад +2

    Starts @1:42

  • @vivianwachianga
    @vivianwachianga 3 года назад +1

    I read your book Money Wise.
    Very educative book on matters investment.
    How can I book an appointment with you Rina?

  • @JudyKaranja
    @JudyKaranja 3 года назад

    Very very informative. Thank you

  • @linshiro89
    @linshiro89 3 года назад

    Beautiful upstairs and outside

  • @doriskinoti6905
    @doriskinoti6905 3 года назад +4

    I agree with you on Insurance,I sell insurance but most clients do not have time to listen to us even after they have boughta policy.I hate this pose of some Kenyans that they are busy now but will look at it later(policy document) which they never do.On maturity they will swear that you never educated them.One day please talk about such clients who have no time to learn a thing or two about a complicated subject as Insurance but are in a hurry just to sign and pay.

    • @MoneyWiseWithRinaHicks
      @MoneyWiseWithRinaHicks  3 года назад +2

      We would recommend that you document conversations and advise that you provide to your clients. Keep them updated and informed and pre-empt any questions they may have.
      Nevertheless, I hear you. The more educated the population the better for everyone.
      All the best Doris.

  • @UrbanCraftTv
    @UrbanCraftTv 3 года назад +1

    School never teaches about money. Sadly

  • @marthawangui777
    @marthawangui777 3 года назад

    Thank you Rina and your team

  • @wambuiwaweru7194
    @wambuiwaweru7194 3 года назад

    She's very resourceful wooww

  • @giddyakali27
    @giddyakali27 3 года назад +1

    This was quite insightful

  • @BwanikaGerald385
    @BwanikaGerald385 3 года назад

    Great show. How best can I save for long term investment and a short term investment

  • @sarah2kings
    @sarah2kings 3 года назад

    Where do I buy the book you've mentioned here?

  • @ethiopiamuguku6570
    @ethiopiamuguku6570 3 года назад +1

    I need your book please, you have opened my eyes 👀

    • @MoneyWiseWithRinaHicks
      @MoneyWiseWithRinaHicks  3 года назад

      Please send us your phone number and we shall get you your copy. Send to sema@moneywise.co.ke or text us on +254112440122

  • @Newcastle7594
    @Newcastle7594 3 года назад

    Forget the roth IRA, We have better chances of making and growing money from our local investment heroes-they understand the Kenyan economic space better and its more practical.

  • @mathewayal2181
    @mathewayal2181 3 года назад

    Good work

  • @nellymukami7679
    @nellymukami7679 3 года назад

    Thank you very insightful

  • @gracemaina413
    @gracemaina413 3 года назад

    Insightful as always.

  • @petals8437
    @petals8437 3 года назад

    Please I need this book how can I get it

  • @josephkahira9945
    @josephkahira9945 3 года назад

    where have you been glad to see your back...

  • @ATSULA
    @ATSULA 3 года назад +1

    Awesome stuff, just hoped the time wasn't limited. Do you do longer forums, like podcasts on the same or something?

  • @naomiwangari4794
    @naomiwangari4794 3 года назад +2

    Thanks for sharing!
    Is maina a judge in great debaters show?

  • @josephineruigu2561
    @josephineruigu2561 3 года назад

    How can one save for retirement as a business person?

    • @esthernyakiri3116
      @esthernyakiri3116 3 года назад

      Hi Josephine. In an individual retirement plan. I work with Britam and I would be happy to help if you need further information. 0728652845

    • @jackywanjiku7535
      @jackywanjiku7535 3 года назад

      @@esthernyakiri3116 is this ethical

    • @esthernyakiri3116
      @esthernyakiri3116 3 года назад

      @@jackywanjiku7535 yes

  • @stephenslinjez
    @stephenslinjez 3 года назад

    25th ni kesho

  • @sparkplusenterprises8991
    @sparkplusenterprises8991 3 года назад

    i would like to join that course

    • @MoneyWiseWithRinaHicks
      @MoneyWiseWithRinaHicks  3 года назад

      Please send us an email so we can send you the details: sema@moneywise.co.ke

  • @daviesmuni734
    @daviesmuni734 3 года назад +1

    a 10.9 infra bond p.a if you invest 1m equals to an avg of 100k p a, still low! ....Could you guys try to break the math also for us somehow?

    • @susanwangeci4892
      @susanwangeci4892 3 года назад

      Money market in Kenya is just frustrating, you need to have alot of money to ace it

  • @peacemakena7434
    @peacemakena7434 3 года назад

    I would like to join the course.

    • @MoneyWiseWithRinaHicks
      @MoneyWiseWithRinaHicks  3 года назад

      Peace kindly send us your email address expressing interest to sema@moneywise.co.ke

  • @willhector9478
    @willhector9478 3 года назад +6

    😉 people don't really care about such important topics

    • @marthawangui777
      @marthawangui777 3 года назад +1

      true you can even tell from the number of views
      but for me let me get all the information.

    • @rosa629
      @rosa629 3 года назад +1

      @@marthawangui777 No dear.. there is trauma people went through money... for example, I grow up with little and of course some trauma from upbringing, sometimes to me I think saving is me najinyima, so I hate the word saving it remind me the scarcity we were living... what I love is more income source.. thats make me dont like money topics and I think many can relate.. sametime we love to have enough money while we dont follow the money rules...LORD HAVE MERCY.. but 2021 here I am ..ready to break the pandora box... lord have mercy on me..

  • @Pillowyeti
    @Pillowyeti 3 года назад

    Njuguna thought 200 was enough 😂😂

  • @nicolenjuguna
    @nicolenjuguna 3 года назад

    Njuguna 🤣🤣🤣

  • @jennifermbogoKE
    @jennifermbogoKE 3 года назад +1

    I'm not comfortable with the negative innuendo about the insurance industry, and agents. Kenya has a paltry penetration rate of 3%. This means that Kenyans deal with all life events via harambees. I'm disappointed that you both appear to dissuade your viewers from buying (life) insurance, portraying it as a low financial priority. You should actually have life & medical insurance BEFORE you start investing. One emergency and you're going to liquidate everything at a loss/throwaway prices. Your financial Security pyramid begins with insurance. Otherwise you're just building a house of cards.

    • @MoneyWiseWithRinaHicks
      @MoneyWiseWithRinaHicks  3 года назад +1

      Hello Jennifer, I think this is an issue of misunderstanding. Insurance is critical and is a risk management tool but not an investment. That's all we were saying. Many sign up for insurance policies thinking that they have invested and will receive a meaningful return. Yet what they have done is protected themselves from the risk of an unfortunate event.

  • @TheVanmash
    @TheVanmash 3 года назад

    Thank you for an insightful information.