I am 22 years old, lost my dad about half a year ago and I am going to receive some money soon. Would it be smart to grow my money in stocks for a few years while I am in college and then invest in rental properties afterwards, or should I go for real estate investing first?
Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over $610k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since August last year, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
working on 2nd rental to own. real estate pays long term and pass it down to your kids cant beat it. never had issue finding good tenants. no property manager needed. good tenants i typically dont raise rent as you want t keep them in.
@zeekflash6924 I'm no tax expert and simply sell options in my brokerage acct. So all income received is taxed as ordinary income. However you could look into selling options in an IRA for deffered taxes if you don't need the income right away. But I would consult with a tax professional b4 taking any action 😊
You missed one big advantage about real estate. Leverage. Yes, the cost of entry is higher, but real estate allows you earn 5x the amount of money you put in. For instance, you can buy a 300k house with only putting 3% down or 9k. Historically homes have increased about 5% annually. So in just 5 years, that 300k house would be worth 382k, plus you would have paid down about 25k from the loan, plus the 9k you put down. Altogether, you would have gained 116k with only putting 9k down. That's a 10X return by simply living in the house. This is not even including the tax advantage or if you decided to rent out the house for even more income. As long as you lived in the house for 2 of the last 5 years, you pay ZERO taxes if you decide to sell on up to 250k if you are single, and 500k if you are married. Even if you got a 50% annual return in options, that same 9k in the stock market would only yield 68k in 5 years. This is why real estate is so powerful. It gives you the power of leverage that the stocks don't give you. Yes, you can always use margin but margin don't give you 4x leverage and margin is ALOT more risky.
@@luissoto5062 Mute point When you're a renter, you're paying someone else's mortgage interest, plus their taxes, insurance, and the principle on their loan.
Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all, but just how long will It take for us to recover, obviously there are strategies to maneuver in this present market but these strategies doesn't come common to the average folk, or am I better off putting my money elsewhere?
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Good points.. I play both real estate n options and completely concur selling options give way more flexibility and higher return for your time against real estate. Real estate is essential if you have kids though and want some stability n consistency though. If you have good tenants, real estate is easier too and yes there are lots of good tenants out there.. actually 95% of renters don't give issue if you do it right. One should do both if they can..
I'm living in my 4 unit building with great tenants paying all the expenses plus $600 a month towards replacement reserve. It's mostly a legacy item or a safety net. Great to know how you will have a place to live if necessary. Otherwise I'm following your options instructions on covered calls and selling puts for the wheel strategy. One thing I noticed that you haven't mentioned is that the money required to remain in my Robinhood account to provide collateral on my puts is collecting interest. So I add the 7% I am making on the price of the put to the 5.5% interest earned as the money sits waiting. Right?
This was an amazing video good sir. Very good perspective. I too value my private life like gold. I hate interruptions and surprises. So I guess it’s a “no brainer” Thanks 🙏🏻
Hi, I love the constant great content! Do you think you can create a video detailing how you manage your option income for taxes at the end of the year. I’d love to hear how you manage that
what he's not talking about is the fact that real estate eventually pays for itself because it holds value with much less volatility and appreciates/pays into itself much more.
Awesome stuff Henry!! I couldn't agree with you more. I've been trading options for nearly a decade and wouldn't trade it for any other type of investment, hands down!! ✋✋✋for all the reasons you mentioned. Buying a single-family home and paying a mortgage for 30 years is a bad investment at the end of the day, I don't even own a car, I just rent one for a few days when I need it and return it. My freedom/independence is priceless and options trading provides me with that. With the skills I've developed in trading options, I can move anywhere in the world and thrive economically as long as I have an internet connection and laptop, period!!!!!
Bro, I feel your frustration on Meta and Nvidia. I was selling weeklies on some leaps I had on both. And for over a month now, Ive been chasing rolls every week on both. Unprecedented moves in both in such a short period of time. I’m confident I will eventually take my small gain on the shorts or at the very least get a scratch on both while holding onto the leap, but it is annoying right now. Seeing my leaps explode, but having these short calls on both hanging like an albatross around my neck. 😂
One can be done on your phone by yourself and the other needs a team of people to work on your behalf. One had close to zero fees the other had insane fees, expenses, taxes etc. One is instant, push a button to transact, the other is very time consuming, back and forth, wheeling and dealing. One can be done with a few thousand while the other needs hundreds of thousands. Kind of going back to the first point one is completely solo start to finish, the other requires people (who do not have your best interest) to pay on time and not trash the place, forever. I wonder which one is better?
“Own your cash flowing investments, rent your lifestyle.” I capitulated and bought my wife a house - for reasons. But, for my investment real estate, I buy into large multifamily apartment communities through private syndications with vetted sponsors in distributed geographies in amounts that do not expose me to too much risk with any one sponsor. I get quarterly distributions from these, typically 6-8% cash on cash, plus we regularly get 100% ROI on the 3-5 year exits. This way they are dealing with tenants and toilets, I just collect the ACH and read monthly reports. Learning how to trade options for fun and income, because I want to have something else to do when I retire and travel - and pay for my wife’s luxury purse addiction 😂
I hated doing the rentals, all my houses were paid but stil had to pay taxes and insurance, deal with late payments and fixing things.. non stop headaches.. u take the same money do the wheel u make so much more with less headaches..... shares is like a house its an asset... i never felt more free until i got rid of my houses.. i have 2 more left to sell.. i had 10.. so i still got 300k more coming to me.. 1200 a month each a month minus wear n tear and overhead ill i have to make is 2k a month off 300k which u can safely mKe 5k a month or more a month easy
One of the biggest advantage of real estate over options is taxes. Gives you a little more room to maneuver and if you know what you're doing, you can do it safely and legally without breaching the law.
Exciting times in the crypto world! The latest analysis reveals a bullish trend for Bitcoin in the coming week, especially intriguing following its recent weekly closing patterns. The approval of a Bitcoin ETF adds to the buzz, presenting a prime opportunity for investors to strategize and potentially capitalize on these market movements. Definitely a moment for crypto enthusiasts and investors to watch closely and make informed decisions in this ever-evolving market...managed to grow a nest egg of around 100k to a decent 532k in the space of a few months... I'm especially grateful to Linda Wilburn, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
I have both, real estate business expenses is important to write off other income like stocks and Div, relying on stock market income alone is high risk and could dystroy your life and make you end up homeless or youtuber.
How do you handle your taxes while living abroad? Do you do your own taxes? Who do you recommend to handle taxes? CPA or tax software? Thanks for your videos Henry.
Keeping up with current trends and strategies can help traders stay ahead of the curve and make informed decisions, It is important for beginners in trading and investing to understand that success in these fields requires technical analysis, emotional maturity, and self-discipline. Thanks to Coach Mario Joseph insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
I have been in the market for 30 years. I still have a capital loss of 600k. IRS only allows 3k per year deduction against my earned income. I got wiped out shorting calls on uvxy during Covid drop. I have only made money in real estate.
With real estate you spend too much on maintaining the properties and time as well. Stocks are true passive income with the power of compound interest. Dividens always pay and tenants can leave.
Henry, it seems like you're very predisposed against owning real estate. There are plenty of deals that make sense, for example, love him or hate him, Donald Trump's Mar-A-Lago cost him about 3 million dollars to purchase, but he makes 20 million a year renting it out. I have a hard time refuting results like that. Personally, I love both real estate and options. They both have their strengths and weaknesses.
But my question is what stocks can be the next APPL in terms of growth for the next decade? I've set asides 500k to invest and my goal is to retire comfortably rich.
I find it more productive and safe to buy growth/ blue-chip stocks rather than tech stocks. It's advisable to work with a fiduciary advisor for well-diversified portfolios instead of relying solely on speculations.
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my 1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about 200,578 after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost 673,000
Bitcoin has been unstable for a while now and could fall further or close to rise again. The truth is that no one knows, I believe it's the right time to buy and also get a pro's assistant Have you not heard of Ma'am Judith Walters Fox
This doesn't make sense. If you're making thousands/hundreds of thousands. Why are you creating RUclips videos? Why are you wasting that time? No offense or disrespect intended. I have just seen a lot of people talk the talk but doesn't add up when you see what they are doing.
I think he does it for a sense of meaning. I don't think he's very religious. You can't just go to the gym and eat ice cream all the time. I have been watching his videos for about 3 months. I'm still learning, and I have made 12% this year. Not bad.
Wasting time? I think you don’t realize the trading life. I trade full time, it takes me 30mins-1hour every monday. You set your trades and check back on friday to either roll or let it expire/ assigned. What are you gonna do for the rest of the week?
You can't plant seeds in options. You can't make options into a beautiful home for your children, or fit into your community in a way that enriches it.
I am 22 years old, lost my dad about half a year ago and I am going to receive some money soon. Would it be smart to grow my money in stocks for a few years while I am in college and then invest in rental properties afterwards, or should I go for real estate investing first?
Investing in the stock market has HISTORICALLY provided higher returns than other forms of investment. According to Morningstar, the average annual return for the S&P 500 index, which measures the performance of 500 large-cap stocks, was approximately 10% from 1926 to 2020.
Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over $610k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since August last year, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
*@lilyhershey1* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
Gertrude Margaret Quinto, is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.
My three favorite channels: Invest with Henry, Stock Brotha, & How Money Works. Make my week complete! 🔥 🔥 🔥
working on 2nd rental to own. real estate pays long term and pass it down to your kids
cant beat it. never had issue finding good tenants. no property manager needed. good tenants i typically dont raise rent as you want t keep them in.
Same here. Selling Options for monthly cashflow is like real estate without the hassle lol 😄
facts
How about the , tax ramifications? Do u have to pay long term tax gains or is there a way around it
@zeekflash6924 I'm no tax expert and simply sell options in my brokerage acct. So all income received is taxed as ordinary income. However you could look into selling options in an IRA for deffered taxes if you don't need the income right away. But I would consult with a tax professional b4 taking any action 😊
Taxes though unless you live in Dubai or another place that doesn’t tax heavily on gains
You missed one big advantage about real estate. Leverage. Yes, the cost of entry is higher, but real estate allows you earn 5x the amount of money you put in. For instance, you can buy a 300k house with only putting 3% down or 9k. Historically homes have increased about 5% annually. So in just 5 years, that 300k house would be worth 382k, plus you would have paid down about 25k from the loan, plus the 9k you put down. Altogether, you would have gained 116k with only putting 9k down. That's a 10X return by simply living in the house. This is not even including the tax advantage or if you decided to rent out the house for even more income. As long as you lived in the house for 2 of the last 5 years, you pay ZERO taxes if you decide to sell on up to 250k if you are single, and 500k if you are married.
Even if you got a 50% annual return in options, that same 9k in the stock market would only yield 68k in 5 years. This is why real estate is so powerful. It gives you the power of leverage that the stocks don't give you. Yes, you can always use margin but margin don't give you 4x leverage and margin is ALOT more risky.
Great point!!
You also lost about $100k in mortgage interest in those 5 years...
@@luissoto5062 Mute point When you're a renter, you're paying someone else's mortgage interest, plus their taxes, insurance, and the principle on their loan.
Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all, but just how long will It take for us to recover, obviously there are strategies to maneuver in this present market but these strategies doesn't come common to the average folk, or am I better off putting my money elsewhere?
Do u consider anyone worthy for recommendations? I have about 100k to taste the waters now that large cap stocks are at a discount... thanks
Alright thanks I'll look her up for inquiries
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
I will give this a look, thanks a bunch for sharing
Good points.. I play both real estate n options and completely concur selling options give way more flexibility and higher return for your time against real estate.
Real estate is essential if you have kids though and want some stability n consistency though. If you have good tenants, real estate is easier too and yes there are lots of good tenants out there.. actually 95% of renters don't give issue if you do it right. One should do both if they can..
I'm living in my 4 unit building with great tenants paying all the expenses plus $600 a month towards replacement reserve. It's mostly a legacy item or a safety net. Great to know how you will have a place to live if necessary.
Otherwise I'm following your options instructions on covered calls and selling puts for the wheel strategy.
One thing I noticed that you haven't mentioned is that the money required to remain in my Robinhood account to provide collateral on my puts is collecting interest. So I add the 7% I am making on the price of the put to the 5.5% interest earned as the money sits waiting.
Right?
Your my mentor on options I aspire to do as well as you. Don't quit on us your great at what you do
This was an amazing video good sir. Very good perspective. I too value my private life like gold. I hate interruptions and surprises. So I guess it’s a “no brainer”
Thanks 🙏🏻
Hi, I love the constant great content! Do you think you can create a video detailing how you manage your option income for taxes at the end of the year. I’d love to hear how you manage that
what he's not talking about is the fact that real estate eventually pays for itself because it holds value with much less volatility and appreciates/pays into itself much more.
Awesome stuff Henry!! I couldn't agree with you more. I've been trading options for nearly a decade and wouldn't trade it for any other type of investment, hands down!! ✋✋✋for all the reasons you mentioned. Buying a single-family home and paying a mortgage for 30 years is a bad investment at the end of the day, I don't even own a car, I just rent one for a few days when I need it and return it. My freedom/independence is priceless and options trading provides me with that. With the skills I've developed in trading options, I can move anywhere in the world and thrive economically as long as I have an internet connection and laptop, period!!!!!
@Touchprofile690Why? you jealous?? are u a feminist??
Wow congrats you must be super consistent
@@shsu-888 Indeed!! Consistent and disciplined!!!
Bro, I feel your frustration on Meta and Nvidia. I was selling weeklies on some leaps I had on both. And for over a month now, Ive been chasing rolls every week on both. Unprecedented moves in both in such a short period of time. I’m confident I will eventually take my small gain on the shorts or at the very least get a scratch on both while holding onto the leap, but it is annoying right now. Seeing my leaps explode, but having these short calls on both hanging like an albatross around my neck. 😂
Yes love Henry trades ….. selling options is fantastic way to make passive income…. Thanks Henry
One can be done on your phone by yourself and the other needs a team of people to work on your behalf. One had close to zero fees the other had insane fees, expenses, taxes etc. One is instant, push a button to transact, the other is very time consuming, back and forth, wheeling and dealing. One can be done with a few thousand while the other needs hundreds of thousands. Kind of going back to the first point one is completely solo start to finish, the other requires people (who do not have your best interest) to pay on time and not trash the place, forever.
I wonder which one is better?
Do you sell covered calls on SPPP?
“Own your cash flowing investments, rent your lifestyle.”
I capitulated and bought my wife a house - for reasons.
But, for my investment real estate, I buy into large multifamily apartment communities through private syndications with vetted sponsors in distributed geographies in amounts that do not expose me to too much risk with any one sponsor. I get quarterly distributions from these, typically 6-8% cash on cash, plus we regularly get 100% ROI on the 3-5 year exits. This way they are dealing with tenants and toilets, I just collect the ACH and read monthly reports. Learning how to trade options for fun and income, because I want to have something else to do when I retire and travel - and pay for my wife’s luxury purse addiction 😂
I hated doing the rentals, all my houses were paid but stil had to pay taxes and insurance, deal with late payments and fixing things.. non stop headaches.. u take the same money do the wheel u make so much more with less headaches..... shares is like a house its an asset... i never felt more free until i got rid of my houses.. i have 2 more left to sell.. i had 10.. so i still got 300k more coming to me.. 1200 a month each a month minus wear n tear and overhead ill i have to make is 2k a month off 300k which u can safely mKe 5k a month or more a month easy
the only difference in the end is them property's also gain by doing nothing🤷♂nothing wrong with doing both henry🤞
Curious what is your business relation with “Invest with Ashley” ?
One of the biggest advantage of real estate over options is taxes. Gives you a little more room to maneuver and if you know what you're doing, you can do it safely and legally without breaching the law.
Exciting times in the crypto world! The latest analysis reveals a bullish trend for Bitcoin in the coming week, especially intriguing following its recent weekly closing patterns. The approval of a Bitcoin ETF adds to the buzz, presenting a prime opportunity for investors to strategize and potentially capitalize on these market movements. Definitely a moment for crypto enthusiasts and investors to watch closely and make informed decisions in this ever-evolving market...managed to grow a nest egg of around 100k to a decent 532k in the space of a few months... I'm especially grateful to Linda Wilburn, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
She's often interacts on Telegrams, using the user-name.
Lindawilburn
What are some good platforms to get margin trading easily?
I have both, real estate business expenses is important to write off other income like stocks and Div, relying on stock market income alone is high risk and could dystroy your life and make you end up homeless or youtuber.
Real estate has the benefit of depreciation!!! That depending on your income can be a game changer
its also less risky than stock options
How do you handle your taxes while living abroad? Do you do your own taxes? Who do you recommend to handle taxes? CPA or tax software? Thanks for your videos Henry.
PE ratio is high on NVDA?
nahhh
Бро где ты живешь в Дубае ? Из окна вид как на Bluewatters ?
Keeping up with current trends and strategies can help traders stay ahead of the curve and make informed decisions, It is important for beginners in trading and investing to understand that success in these fields requires technical analysis, emotional maturity, and self-discipline. Thanks to Coach Mario Joseph insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!
This is interesting. I heard a lot about the same person not long ago, please how can I contact him?
He's is always active on t e l e g r a m 🎉🎉👇
@MarioJtrader✊
Write him on only his verified account✊
Thanks for the info... I'll contact him as soon as possible. I also want to get good knowledge and stop losing.
I have been in the market for 30 years. I still have a capital loss of 600k. IRS only allows 3k per year deduction against my earned income. I got wiped out shorting calls on uvxy during Covid drop. I have only made money in real estate.
With real estate you spend too much on maintaining the properties and time as well. Stocks are true passive income with the power of compound interest. Dividens always pay and tenants can leave.
Henry, it seems like you're very predisposed against owning real estate. There are plenty of deals that make sense, for example, love him or hate him, Donald Trump's Mar-A-Lago cost him about 3 million dollars to purchase, but he makes 20 million a year renting it out. I have a hard time refuting results like that. Personally, I love both real estate and options. They both have their strengths and weaknesses.
But my question is what stocks can be the next APPL in terms of growth for the next decade? I've set asides 500k to invest and my goal is to retire comfortably rich.
I find it more productive and safe to buy growth/ blue-chip stocks rather than tech stocks. It's advisable to work with a fiduciary advisor for well-diversified portfolios instead of relying solely on speculations.
Agreed, After taking charge of my portfolio in early 2017, i stumbled into losses. Upon realizing that a change was necessary, I consulted a fiduciary advisor in 2020 and since then my 1.2m portfolio has gained 28% annually through restructuring and diversification using dividend equities, ETFs, mutual funds, and REITs.
That's a nice gain! How did you find a good one
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
I agree with you. I started out with investing on my own, but I lost a lot of money. I was able to pull out about 200,578 after the 2020 crash. I invested the money using an analyst, and in seven months, I raked in almost 673,000
I'm new here please. What are the best strategies to make huge money/profit through cryptocurrency trading?
Someone suggested that crypto trading is far better than buying to hold for a long time but I have no idea whom to direct me or even trade for me.
Inspiring! Do you think you can give me some advice on how to invest in a healthy way as you are doing?
Please I'm new at this, how can she be contacted ?
Bitcoin has been unstable for a while now and could fall further or close to rise again. The truth is that no one knows, I believe it's the right time to buy and also get a pro's assistant
Have you not heard of Ma'am Judith Walters Fox
Judithfox1
That's her username
10:10 😂
This doesn't make sense. If you're making thousands/hundreds of thousands. Why are you creating RUclips videos? Why are you wasting that time?
No offense or disrespect intended. I have just seen a lot of people talk the talk but doesn't add up when you see what they are doing.
I think he does it for a sense of meaning. I don't think he's very religious. You can't just go to the gym and eat ice cream all the time. I have been watching his videos for about 3 months. I'm still learning, and I have made 12% this year. Not bad.
Wasting time? I think you don’t realize the trading life. I trade full time, it takes me 30mins-1hour every monday. You set your trades and check back on friday to either roll or let it expire/ assigned. What are you gonna do for the rest of the week?
Buy RE ETF’s instead 😂
You can't plant seeds in options. You can't make options into a beautiful home for your children, or fit into your community in a way that enriches it.