My Opinion About Relocating Abroad When You’re 40 And Above. This Is What I Think
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- Опубликовано: 23 ноя 2023
- #canadaimmigration #ukimmigration #japa #relocation
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Well said, Mimi. It’s hard to give immigration advice though. No two persons situation is the same in Canada. It’s not about age. I remember relocating to Calgary 12 years ago at the age of 48. Yes 48. My situation however is comfortable to say the least. I moved into my own house from day one. Bought a brand new suv from day one. Three kids attended private school. Trust me, this is the situation for many of us at that time.
Am I still paying mortgage right now at 60. Hell no! Fully paid. Are the people we landed together still paying? May be…yes. It’s how you plan and package your life. The opportunity is there but it’s left for individuals to make the ‘mess’ a message
Thank you!!!
I have to PIN this message because this is well captured🙏🏽
Many Thanks
You make my next year
Made too much sense.
wow! 48? Did you get a PR?
Mimi please stop putting a time table on people's life especially as a Nigerian. Most Middle class Nigerians started working on building their careers from their teens in secondary school but Nigeria is in a free fall and the middle class are fanning out to the 4 corners of the earth to find better opportunities. Once abroad, we are all starting afresh. Whether you're 25 or 50, what matters is how smart you are in utilizing the opportunities available to build wealth. The problem with our people is that they don't want to put in the work and don't want to take time to understand their new country.
Retirement age is 65. Health care in Canada is free and life expectancy is 61 in Nigeria and 82 in Canada. So, relocating can potentially add up to 20 years to your life.
In Canada, you can get your papers from Nigeria or within a couple of years through a masters. So this makes the transition very easy.
If you are wise and you relocate at 50 you need to go into a career that requires a short training and pays well, not the highest or most glamorous job. Nursing takes 2 years, trucking takes a month. Both pay relatively well. Focus on one career. Avoid chasing high paying, glamorous careers where you aren't sure of making the big money or making it early in your career.
Live below your means, save, invest in real estate and the stock market. Pay off your mortgage early, and buy at least one good rental property abroad. Forget about investing in Nigeria or showing off back home.
In 15 years of consistently building wealth, you can retire comfortably while living well all along.
Honestly, the focus should be on doing the relocation right vs moving young. Some people that came at a later age are even making it better than the younger ones. I personally came to the US in my 30s. I got my green card 6 years later and I decided to go into trucking instead of returning to my original profession as a lawyer. You won't believe how many people came to America, went back to practice law and spent decades working here without being a millionaire. I chose a profession that will give me the opportunity to become a millionaire by 60. It's all about the knowledge and the discipline.
It's not about age. No job will make you rich, being a medical doctor in America will never make you rich, it's how you manage and invest your income that will make you rich. The largest study of the millionaires in America revealed the list of 10 professions that had the most millionaires, doctors and nurses weren't on the list. Teachers were on the list even though they earned less than nurses.
50 is a perfectly OK age to migrate to Canada if you know what you're doing. Meanwhile, there are Nigerians who came here as teenagers that are still floundering here.
❤❤❤
Thanks so much you have given us hope.
Exactly!!!
Don't let age deter you .
Thanks for sharing this amazing piece of information ❤
Thank you so much for taking your time to write this
Who even said 40, 50 years is old.?
Abeg it is young as long as there is good health, sound mind and ability to understand the environment you are in or about to move to.
My two cents, if the relationship between you and your country is toxic, pls move irrespective of age. This race na with God by your side, everything's possible .
I Taya oo. Forty or 50 na old age? People in Nigeria dey marry in their 40s because of hard times oo.
If anyone who believes their lives can change, age should never be a barrier. people in their 40s and 50s are in their primes. majority of people in their late 40/50 barely make ends meet at home. it one finds a way, pls relocate by all means. days are gone where people in their 50s used to coil and go to the village. todays 50 is the new 30. wake up and follow your dreams and happiness.
The majority of people in Africa reach 40 and even 50 without even any savings or house. So entry level is not a problem for such.
It doesn't matter if you have everything going on or have nothing going on. If you have the desire to move abroad pray, trust God and go for it regardless of what age you are. I know people who have moved abroad at age 40, 45, 50, 55, .... I am one of those people. There are plenty of people who have information that will assist you (check them out).
Of course, information is everything! Even the Bible says that my people perish for lack of knowledge
I agree!!
That’s for your contribution to the topic…there is clearly a lot to learn
Thank you for this video. I beleive that everyone's situation is different and we have different reasons for wanting to relocate. In my opinion I believe age should not be a factor, at whatever age one finds his/her breakthrough is absolutely fine provided they're happy in what they find themselves doing.
Absolutely!
Thanks for contributing
Thanks again Mimi, for responding. Will contact you soon for more advise cz our destination is West Edmonton. Stay 🙌 😊
I came to UK when I was 45,I got a job that I saved over 8 million after expenses in my first year,I have never had such bulk all my life. Any age is ok to japa as long as you're ready to start small.
May I ask what year was that
Also what did you do for work and can you open a business in the first year as an immigrant
Last year,I stay in Scotland
@ndukaazubuike9604 tnks u hv given me hope. Scotland is also my dream to come thru. Am praying hard but I don't understand ds UK government again
Thank you..l am 42 and l have never been this passionate about pursuing a degree than l am right now..i started working on it last year and am still going strong...and that is also my motivater for relocating overseas...to finnish up my degree. Age is nothing to me..i knw a gentle man who got his nuro degree when he was 70 something
You are right. Great points!
14:06 This is the situation of some people. They just want to move out and see life. I have a friend who moved to Brampton On. He had been a furniture maker (He never liked us calling him a carpenter, lol) He does far better than had done all his working days in 9ja. And he will always say he didn't come to Canada to seek greener pastures, he was just tired of being in one place all his life.
The thing about mortgage is that even if you start your mortgage at 50 and you are given 20 years to pay it back, it does not mean you have to take 20 years to pay it. You can always pay it sooner.
The way I see it, the time you wake up is your " Rise and shine ".
I like this and I agree…to be honest I’m also learning with this post.
Yes. Even if they have a pre-payment penalty, it usually falls off after 2 to 5 years. Your spouse or children can also assume the mortgage if you kpai
@@obiflex
Or, you can decide to pay off in 5/10 years , and or, have the mortgage agreement to allow you make periodic lump sum payments towards reducing the principal ( and by doing that, ultimately the interest too) once or twice a year during your accelerated repayment plan.
@@Mimiojieh I sincerely think you didn't sit back to watch this video and think through it well before posting. Very soon you will reach 40 and see how happy you will be to be called old lady. Anyway, In Ghana we say LIFE begins at 40. Call us whatever you like. We know what we want for ourselves and families.
@@henrydordo9378 I sincerely think you didn’t watch the video because if you did you won’t leave such comment. I don’t think anyone who watched the video would suggest that I age shamed people in their 40’s. Always watch a video before you leave a comment. If you must know I’m close to mid 30 and would soon be 40.
With the present $ rate to Naira and level of poverty and insecurity, even at age 60 many would still want to leave, if given the opportunity. Useless leadership in the country has destroyed a rich country called Nigeria. Some 9 yrs back someone on monthly salary of N1m was about $6k converted after tax. Many go abroad for holidays but fast forward to today N1m is less than $1K. This has affected living standard and this is why many want to leave at any age. If by miracle $ drops and it is now N200 = $ , many abroad would start relocating back to Naija to look for jobs.
Thank you for your sincerity and honest advice ❤️🇳🇬
You are so welcome
I think there is no age limit to start all over again.
The important thing is the means. If you can afford it and you have a good solid plan, go for it.
Those children for whom you are relocating late, will be there as your support system in no distant time. So you are not really alone in this journey.
You come to this world once, so why don't you make the most of it while giving your children the best opportunities to thrive as well.
Very well said👏🏽
For some of us who have been denied job opportunities because we don't know anyone, we don't mind starting afresh as long as we see such an opportunity.
Yes oh my sister.
Canada is the dream
❤ Thank you! Amen!
This is why i respect the Filipinos regardless what their age is,they keep searching for growth i work with them here in Dubai they tell you their age and you will be suprise. If you are a Nigerian like me i will say migrate at 40/50 and be straticgic about migrating Never say Never life is not what we all think ..........🎉
👏🏽👏🏽👏🏽👏🏽 well said
I couldnt agree more
Good advice,thanks
Thank you❤️
I would recommend paid volunteering as a way to travel the world and make a positive impact. There are many Camphill Communities around the world and people can enjoy a new country with their families and with all costs of living included.
Your view is factual as you are stating how it is here...
But it depends on the person's current challenges and determination either to start afresh and succeed or stay back and face his circumstances...
Canada too isn't easy as painted because it requires skill, focus and determination to succeed..
Thank you....canada can become a nightmare if one is not properly informed
Yes Mimi, you are speaking from both sides of your mouth. But it's okay because you made it abundantly clear from the beginning that the answer is yes and no. So it's expected. Anyway, thanks for your guidance.
Thanks…the topic is heavy😁
Nice topic Mimi 👍✌️
Thank you🙏🏽
You can do it at any age.It is all about your MINDSET.
On a lighter note.....If Rolling Dollars can be giving birth in his 80s....who talk say we no fit make am at 50 for Canada.
Mimi.... thanks for the post...Full of positivities
Thank you for the vìdeo
Presently at the level where i dont have any savings or stable job here in Nigeria and im 40. I dont mind relocating if i see the opportunity to.
I will be 42 this year and I am actively looking for a way out. To be candid age is usually a limitation as most criteria for immigration are age specific depending on which country. It gets me really worried and sad that I missed the opportunies that younger days would have given me. Its even more difficult when one is still single
You look so beautiful❤.
I think anyone that thinks it would be a good decision should go ahead. Who knows?
Today's video is so incoherent 😅. Mimi obviously craves the soft life 😊
I will take that… the topic too heavy for mouth😁🤣
You presented balanced views on this debatable issue. Life is complex, and what works for Mr A doesn't work for Mr B. Again,our professions are different,for some, their present location doesn't pay well for their skills. In such situation, moving to a better place is a wise choice regardless of one's age. Thanks for your effort.
Thank you so much. A carpenter will probably make more money here than they will make in some other country
What do you think with someone coming to Canada to invest. What advice would you give
Wow Mimi you are glowing today ooo, what's the secret please
Hahahaha na peace of mind 😍
I am 41, and plan on going to Canada by next year. I initially wanted to leave 3yrs ago but because of fear of house rent i stayed back working on my mining license approval and business. All i want is to be able to buy an apartment no matter how small, 6 months after landing in Canada.
I feel making reasonable amount of cash for "me" to buy a house is what i have to do to avoid stress at my age.
I really want to age well in a good environment where system works. I want to age clean and with good health system.
Above is my own take.
For me I think it is what it just to get the blue 💙💙 passport even if I will start afresh abroad Yes I will leave my property in Nigerian I will still be getting my profit back home while I still give my children a better future I will not sell my property
Yeah! Agree 💯
If you live one year in Canada and you have built your credit and met the income and other requirements to buy a house in Canada, sell that property in Nigeria and use the money as a down payment to buy a multi family unit in Canada and finish the basement nicely. Your tenants will pay the mortgage for you and you can rely on the rent when you retire. Property in Nigeria is not an asset to someone living abroad.
@@obiflexlies you can hire a property manager in Nigeria and rent your property and collect the money
@@jamsngYou will most likely make losses on the rental property in Nigeria.
That's a fact!
Most of the people I know who are moving at that age are starting a business not going to work a 9-5 so that is another perspective to consider. They have savings already and can comfortably move without the pressure of getting survival jobs to make ends meet. I think this is ideal for anyone moving at that age. Like you rightly said, a 9-5 is not what will make you "hammer" in Canada BUT for someone who is a business owner, Canada is a great place to be. There are a lot of tax breaks and government grants/assistance that encourage/ support small business owners etc and ofcourse earning potential is unlimited.
However if the person is planning to leave "Good morning sir" in Nigeria to start hearing "Hello Femi" in Canada in the name of 9-5 😂😂 RESPECTFULLY please don't do it
It is still better to start a fresh were at least your children future is secure that staying in Nigeria that nothing is working.
You acquired degree upon degree, yet no work.
Please Japa if you have the means. And move your family in few years after you settled inn.
Good day I have been following your post and I really appreciate it. Pls do you do consultation to help in getting job? I really want to Japa. Thanks
I do consultations but not about jobs
Your skin looks so beautiful please what do you use
thank you so much...e plenty ooo where do I start lol.
What about someone with handwork skills, that does not really need to work for promotion, e.g cameraman, plumber and so on ?
I’m eager to also see what people think
The foolish thing is to stay where you are and do nothing about your predicament.
40s and 50s is the new reawakening.
No be lie she...👏🏽
Brilliant comment here🎉
Nigerians are not after wealth or being rich. But I guess a comfortable life shouldn't be too much to get. And that is what canada is offering
🎉
🙏🏽
Someone that is earning 100k in naija at 45 and manager who knows what he is doing and that job can give him good pay in overseas get opportunity he will leave o ...i don see 54 sef
I agree....that is why I said is not worth it if you have high paying job "shell"
Is not every body at 40s,50s that have a high paying jobs I know some one that have all the experience n quanlification and his salary is 200k. Any time that God fight your battle for you move please.
You guys should please take it easy on her. She only gave an opinion.
What about those who doesn't have anything doing back home?
Travel
I am just like a month old in canada. l can actually reason with all that u have said. I doubt if people back home see it the way u hv said it bcos if u aren't here it is difficult to understand.
I love ur contents thank u
Thank you. Some people thinks I’m trying to age shame others but that is not my intention
Dear... Let anyone relocate within the age frame they wish to, and stop discouraging others. What's wrong in starting small or little.
What in this video is discouraging? Did you watch it?
I want to come to Canada with a visitor visa, I just want to know which rural area is best to live in as a new comer. Please I really need an answer
Do a enough research before leaving
@@omorogievajoy345 that why am asking now
Don't do it. Never come to Canada as a visitor with intention to stay please.
@@abiodunodewale6965 but what is the best way sir?
Age is ONLY a number!
I am only 30 and I feel like it’s too late 🤦🏽♀️
It’s never late
Ah! Please is not late and like I said in this video I believe people have more compelling reasons to migrate regardless of their age. 40’s and 50’s come here and still do amazing
No no no girl I disagree with you on this one my aunt and her husband relocate to the US when her husband was 55 years they had only a piece of land which they sold before leaving Cameroon, but now after five years, they have two four story building and they have bought a house on a house on mortgage which they will be paying for 20 years. As of now, they have already been paying for five years.
To be honest, i don't like this content. The last time i checked 40/50 is not old. A huge number of 20s and 30s are not half as smart and strong as those in their 40s
Exactly
It’s okay not to like it and I respect that however , nothing in the video suggests that people in their 40’s or 50’s are not smart. I gave two views and also open to criticism and opinions from others regarding the subject.
Insecurities in Naija hmmm is buried.Mimi no let Nigerians find u o
lol I,m Nigerian too naaa 🤣
Mimi i must say the video is sooooo discouraging i swear 🤬 because me watching at a time i kept mute 🔇 not until i came to comment section i regained myself back. Please people should relocate be it 40 or 50 and do research before relocating be strategic because everyone wants a better future for their children.
The intention of this video is not to discourage anyone but to let people know that it’s a YES and NO answer. I’m surprised at how this is discouraging because I ended by saying people have more compelling reasons to move regardless of what I think.
What exactly did I say in this video that discouraged you? I will like to explain better.
Canada doesn’t discriminate against age
Nice video! But theres absoiutley No age limit for a restart.. at this age people move for the benefit of the next generation .. their kids..,. You shouldnt look to move and start entry level at that stage. Life is in stages.
Ypu shd definitely know where you will be placed when ypu japa. Also you shd be established back home. You shdnt sell off what you have backhome.
You absouletly shdnt think of starting from scratch! My 2 cents!
Very well said👏🏽
That's not true
OKAY
Why are you very pessimistic and negative in this video? My neighbour who retired as a Professor at 70years just migrated to Canada after retirement with his wife and he is good over there. You need to understand that many successful people who are 50years and above migrate to Canada and USA not seeking to buy many houses because they probably built houses in Nigeria. They simply want to give their grow children opportunities or even settle as a family there not not be wealthy. So they are able to adjust with even lower job. I know a Daddy friend in USA who is 73years, who told me he works as a sales Representative for a company and he looks younger than his age full of energy. Anybody who want to migrate to Canada or USA should not listen to this negative opinions but humble yourself to adjust and you will be fine because that place has opportunities for all age group.
When are we talking about your skin care routine 🤦🏽♀️
Cheeeeiiiii oya what do you want to know😁
@@Mimiojieh your skin looks amazing tell as what you do and what products you use
@@tensaeabebaw3648 okay i will put a picture post of the products in use in my community post here today🙏🏽❤️
@@Mimiojieh yaaay thanks
And early 30s are not very young. Very young is a baby. Also you may not be having a great paying job back home. When did North America become a safe place
OKAY.
MY DEAR COME IT SEEMS YOU ARE DISCOURAGING PEOPLE.
WhatsApp,
Welcome again MIMI
Greetings from me.
Thanks for keeping being with us
Always welcome
Good analysis.
But my questyis, what if you are at your 40s or 50s and you don't even have a reasonable job back home and you see opportunity to travel?
What should be your decision?
My question sorry.
That's why I you can't put a time table on people's lives especially from Nigeria. A lot of people have been struggling all their lives but the wicked and incompetent rulers have been frustrating them. Then when they see opportunity to japa, you want to tell them they're old at 55?
Migrate!
I believe I started the video by saying if you have nothing it’s better to move. Please move with skills that can earn you good money sha.
@@Mimiojieh I am accounting graduate. I want to use the study route, not to do a Master degree, but a college diploma in accounting and payrole management. I am thinking if the 20hrs a week work will be enough for me to pay my school fees and cover other expenses for that one year.
Please advise on this.
You are not doing good to impose on age limit. Age is just a number, and in any case life in African is a much greater risk, North America is well advanced. Your advice can be misleading if you keep insisting on age, leave it open for one to decide based on the factors surrounding .
Hi Mimi,thank you for sharing this great info! Guess what,myself&hubby are in our early 40s&have 3 kids who are below thirteen.
We have lived in S. Africa for 19 yrs,the crime here's a nightmare! My hubby was followed as he had withdrawn money from the Bank,thank God the money was in his socks&they got away with the car key. He was blocked@the gate&&as they were searching for the money,he run towards the house screaming and thankfully an old white lady opened her house& he managed to enter. He survived cz they actually had started shooting and the old lady called the son who is a police officer.
Another time,thieves jumped over the complex electric fence and stole our bikes,this traumatized my kids that they couldn't sleep well.
Another incident happened when I was going shopping with my kids 10:00a.m and we were approached by gun men who were pointing guns at us. They wanted to use my car as a gate away since they had robed a stand alone house. God was on our side,I told my kids to duck& drove to the opposite direction like a mad woman.
This traumatized my kids up to today,they're always suspicious when they see our black brothers moving in a group. We took them for couciling and even moved from that location to another. Nothing has changed for them.
I love S.Africa, but to tell you the truth,the crimes committed are so abnormal;we basically live looking behind our shoulders at all times!
Have decided to migrate to Canada,I don't mind the long winters. But I can't live to see my kids grow up here. Getting jobs alone as a foreginer here is not that simple,unless you have your own business. Sorry about the long message,I just never thought,I would leave S.Africa because it's a very beautiful country with great economy,weather&culture.
So at 43 am so ready to migrate! Godbless you Mimi✨️🙏
I,m so sorry for all you have gone through. I must say that this topic was very difficult for me to speak on and I understand that there are more compelling reasons that people choose and you just gave an example of it. You alone knows what is best for your family and I pray God will perfect your plans.
To be honest, i don't like this content. The last time i checked 40/50 is not old. A huge number of 20s and 30s are not half as smart and strong as those in their 40s