Cost of Living in the Netherlands in 2022 // Essential Budget

Поделиться
HTML-код
  • Опубликовано: 12 сен 2024

Комментарии • 64

  • @alandickerson3379
    @alandickerson3379 Год назад +2

    I have not broken it down item by item, but we spend about $3,000 US Dollars a month on everything to survive. We do not have a car, so that saves a lot. We either walk or take a bus. Inflation in pretty high here, and a big concern. Thank you for sharing this!

  • @chrislaarman7532
    @chrislaarman7532 Год назад +1

    Thank you for being so open with us! :-)
    My situation is hardly comparable: alone, in Amsterdam, about to change from WAO ("unfit to work" insurance) to AOW (state pension), with a tiny bit (far less than €100) on top from the short time I've had jobs and paid for that. I'm fortunate to have lived in the same apartment since early 1984. I live in a "sociale huurwoning" (in Britain maybe called a "council house"), so rent-price rises have always been capped. The tenant after me will face far more than the €500 I now pay monthly.
    My food "budget" (experience and quick guidance) is some €50 per week, and this amount has been remarkably constant through the years: it used to be some 100 Dutch guilders. It includes beer and wine, but excludes spirits. I know, that if I look "near my toes and over my head" in the supermarket aisles, I can pick the items I want. I happen to have a Dirk nearby, and a Jumbo still within shopping distance. I prefer Jumbo over Dirk, and I could likely cope with the slightly higher price level. - However, I can well imagine that you want to provide your family with wholesome food, and that you also buy some "time is money" food items.
    I have always (since early 1983) kept track of my consumption of energy and (once a water meter had been installed) water. They tend to drop rather than rise (and Vattenfall keeps telling me that I consume far less energy than comparable households). The amount I pay as an advance to my energy bill, however, has tripled this year from €22 (Vattenfall's initial assumption) to €69 (their assumption for the final months of 2022). I keep my meter data in a spreadsheet, with a "Remarks" column.
    I haven't touched the thermostate of the central heating (on gas, not in the American meaning of car fuel) for years, leaving it at 19°C. The apartment does leak heat, but I as a tenant can hardly fix the insulation.
    I stopped cooking on gas in late 2016. I went fully electric, but /not/ using induction cooking. My primary cooking devices are microwaves (I sometimes use all three of them at once) and steam cookers. And a little deep fryer. Other devices (like a multi-cooker) have gathered dust.
    I do use one microwave (with extensive menu options) for quickly preparing frozen pizzas, but I mostly use them at 50..70% (of 700 or 900W) for regular cooking, even of rice and pasta. (I use a certified plastic bucket for the latters, at 50% of 900W.) Steam cooking (in a plastic "basket") was a great discovery (though not for rice and pasta, using an inlay). Potatoes and vegetables retain so much flavor! (I'm a vegetarian, almost vegan.)
    My conversion to cooking electrically happened to coincide with shifting almost entirely from notebook computers to tablets. My gas consumption dropped, but my electricity consumption tended to drop as well, despite the cooking. I consider 15kWh per week normal for me. I don't sacrifice anything!
    My water consumption has dropped to some 100 litres per day, but "cutting corners" it's currently far lower. By the way, I recently photographed my water meter (next to the shower) before and after taking a shower. I consumed 24 litres in 12 minutes, which is the longer of my showerings.
    PS: I don't have a dish-washer nor a laundry dryer. Again, I can imagine you needing these. A tip that might be useful to everyone: keep such quantities of clothes (per category) and other fabrics (sheets, towels) that you can always "stuff" your washing machine. Me, I can do with one washing-machine job per week. A family of four may need some four washing jobs per week, but then identify "critical" items and acquire more of these to save on washing-machine jobs. I have the washing machine spin at 1400rpm, in order to remove as much water as possible, in order to have my laundry dry quickly and keep it from drawing heat in the process. It may be an energy-saving tip, but I don't have figures to underpin my thoughts.
    I have been a (true) "cable-cutter" for over five years now. I gave up "regular" television, but I spend hours per day on RUclips, and I stay informed through maybe a thousand RSS-feeds in several languages. I now rely on two "unlimited" mobile subscriptions: one for voice and data, one for data only (using a mifi). So my communications expenses amount to just over €50 in total.
    I don't have a car. I do have a subscription with NS that discounts my railway fares, but I don't travel much at all.
    All in all, even in my upcoming situation of AOW-and-a-tidbit I'll be able to spend "enough" on hobbies. I do feel privileged. :-)

    • @dicknr1
      @dicknr1 Год назад

      de helft van je lijden heb je te danken aan je stadkeuze, geen normaal figuur gaat in amsterdam wonen met die prijzen tenzij je er wel dik betaalt voor wordt.

    • @Be-Es---___
      @Be-Es---___ Год назад

      @@dicknr1
      Voor €500 per maand in Amsterdam wonen is een schijntje.
      (Eigenlijk in elke stad in Nederland. Daarvoor kan je nog geen schuur in Boerenkoolstronkeradeel huren)

    • @latsword3513
      @latsword3513 Год назад

      Now that is a comprehensive guide. Thank you for sharing

  • @OhThatChristelB
    @OhThatChristelB Год назад

    I’m so glad you’ve shared this. I used the one from last year to help us get an idea of what we will spend when we move there, this makes it even better. It’s so helpful 🙏

    • @dicknr1
      @dicknr1 Год назад

      its not realistic, its way way too much on over half the subjects they pay double amounts of what any same size dutch family would do, and thats considering half of what they use is still tons and enough.
      Dont take these figures for truth, half almost everything and you're realistic on the needs.

    • @OhThatChristelB
      @OhThatChristelB Год назад +1

      I’ve noticed that in the comments the Dutchies say they are paying too much, but I’m ok with that actually. Because if this is a high budget and they are “overspending” I know that I will spend less and save more which makes it still very affordable for me.
      My family likes to go out and eat in restaurants, we also have a few extra luxuries we enjoy so if we can fit those within this kind of budget it means that we can make live well in NL.
      So in that way this is very helpful. Not just the video itself but also comments like yours 😊

    • @dikkiedik53
      @dikkiedik53 Год назад

      @@dicknr1 I think you are right. We pay at the moment (17 oct 2022) € 126 / month for Vattenfall naturalgas+electricity ( 2 persons in a 1927 built, by myself insulated, two under one roof house) and € 48/ per 3 months on water. Maybe they should use less?

    • @dicknr1
      @dicknr1 Год назад

      @@dikkiedik53 Absolutely. Interesting to find another person with the same name. If i would say so youtube bans it for bad word. but anyway.
      Vattenval you cant escape likely. but isolation can improve.
      For isolation a newer build house would help they have much higher quality materials overall. cost will increase to buy a home but monthly cost decreases.
      For windows 2 layer glass will help a lot. Curtains for the windows will decrease incoming cold and trap more heat.
      Floors can be installed with heating, heating from the floor is more efficient than from the wall. Most heat will be absorbed by a lot around it, including walls which are stone cold at this time.
      Floor heating will spread the heat and reduce lost heat due to better area.
      having a constant temperature will lower the heat too. such as 20c.
      Power right now is a giant mess, the only valid option to reduce power use is by buying more efficient per watt products.
      Another method is by using sun-panels. But at this time of the year installing wont help and probably only reduces its lifespan compared to spring installation.
      The most likely improvement is to get a newer build house.
      Live in a row, somewhere between people or a flat, so their walls and yours will keep more heat flowing. A single home or corner home will lose more heat.
      More suggestions needed drop more cost and I will try to name methods.

  • @chubbymoth5810
    @chubbymoth5810 Год назад +1

    Never take a mortgage at variable rent, I hope you'll survive the inflation period, but I am afraid it will be very tough.

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад

      Our rate is fixed for 10 years. But I meant that now this rate varies.

  • @monniqueladanyi5258
    @monniqueladanyi5258 Год назад

    Can you please do a video for the set up costs if you arrive only with your bags?

  • @ekaterinasaganovich6752
    @ekaterinasaganovich6752 Год назад

    Thanks for the video! Very useful. Can you share the car expenses details? I can't find any relevant information on that topic around web. Did you bring the car from Poland? Did you pay something for that? Do you use the car daily or on the weely basis? What are the maintenance cost? Thanks in advance! Ekaterina ☺️

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад +2

      Hi, Ekaterina, there is some info in this video ruclips.net/video/VlN-vJg3DiI/видео.html yes, we brought the car from Poland and paid something for that, don't remember, sorry 😅 we use the car few times a month, actually, to go for a day trip or a big shopping. We check the car once a year and do some maintenance around 300 euros a year (like changing tires).

    • @ekaterinasaganovich6752
      @ekaterinasaganovich6752 Год назад

      @@expatfamilylive9041 Thanks for the link and for sharing the information about the car expenses! I actually imagined such a type of occasional usage. Where do you park it when you don't need it? Will it be a problem to find a free parking?

  • @hildelouisevrijs774
    @hildelouisevrijs774 Год назад +1

    Marina, it's great that you post such a vlog, but I hope you realize that you spend twice the salary of a local police officer (on the street) every month. So I'm not passing judgment, just want you to realize that. Groeten van Hil en wel Nederlands gaan leren hè, dat is heel belangrijk voor de kinderen!

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад

      Thank you for your comment, Hilde, yes, I'm showing the real numbers here for all the people interested in relocation to NL.

    • @dicknr1
      @dicknr1 Год назад

      @@expatfamilylive9041 Nah nah nah, this isnt real this is rediculous even for expensive standards here.
      People go by with food for a family of 4 for 400-500 euro, 900 for you is too much.
      90 water makes no sense either, i would vow that most dutch people pay between 8-15 euro a person max. So how you got those amounts make no sense.
      Variable mortgage is a bad bad decision.
      I dont know who told you this is normal its not. None of this makes sense. You're spending 3x the amount at least a normal family would spend on the same utilities and products. Either you're scammed or you have no self control in using money.
      Since i believe you know how to spend money you should know by now that this isnt normal.
      100 euro for a week for 3 people is plenty to spend if you spend on food, if you pay more thats a choice. But for real here families can do with 50-100 for a week at least, depending on 1-3/4 people. 900 thats 225 a week, thats what some people spend in a whole month.
      You care to explain why you spend this much as bring it out as normal? This is beyond rediculous. Probably you noticed from all the comments.
      you litterally spend 300% more money on total on everything than a average family, not even considering low incomes.
      Please explain because what food do you buy from where and how much does it cost that you have 900 a month where it could go with half if you got 4 people?

    • @tim3440
      @tim3440 Год назад

      @@dicknr1 Well I am alone and I spend around 10 euro's a day on food, I spend around 200 euro's a month on gas en licht and I spend around 22 euro's on water.
      So no its not that weird tbh.

    • @dicknr1
      @dicknr1 Год назад

      @@tim3440 you can do a day with half if you buy for more than 1 day and freeze it for a while what you dont need.

    • @tim3440
      @tim3440 Год назад

      @@dicknr1 I agree with that one. But honestly that will be a bit hard of you dont have a freezer ;-) Some people have studio's.

  • @cristianramos4225
    @cristianramos4225 Год назад

    Hi Marina thanks for this helpful video, Just a question, how soon can you move to a mortgage house? Planning to move to AMS soon and just check if instead of renting, I go for mortgage but hopefully can move so I don't have to pay rental. tnx

  • @jackvandersluis1723
    @jackvandersluis1723 Год назад

    Thank you for your informing vlog!

  • @jcw0
    @jcw0 Год назад

    I am considering of moving to Netherlands for work. My children are 12 and 15. Do you think they can attend public school?

  • @rasilenmoonsamy5819
    @rasilenmoonsamy5819 Год назад

    Hi Marina, thank you for the vlog! Very informative. How did you get your Nanny? Was it via an agency or some other method?

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад +1

      Hi, Rasilen, thank you for your comment! We used the website www.sitly.nl

    • @rasilenmoonsamy5819
      @rasilenmoonsamy5819 Год назад

      @@expatfamilylive9041 Thank you so much. I am seriously considering Almere for my family thanks to your vlogs. Take care.

  • @RealConstructor
    @RealConstructor Год назад +1

    How come you pay €90 for water? I pay €10 a month for water, also Vitens. I am alone, so equivalent of a family of 4 means €40, maybe €50. And the € 1,300 for mortgage, is that before or after taxes? In The Netherlands you can get a tax return on your mortgage interest payments (not the mortgage repayment part). You can have this settled per month in advance or per year afterwards.

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад

      Thank you for you comment, yes, the mortgage sum is before taxes we pay every month. And we'll mention it in the tax declaration on spring of course :)

    • @tim3440
      @tim3440 Год назад

      Not entirely true. I for example am also alone and I pay 22 euro's a month ;)

    • @RealConstructor
      @RealConstructor Год назад

      @@tim3440 I wasn’t aware that I use so little water. I’m careful with water usage (no spilling), so I assume I use a moderate amount of water. I have a washing machine, a dishwasher, a flushing toilet and I water the plants in front garden with tap water. I bought a rain barrel but it is not yet connected to the rain pipe from the roof. I water the plants in the backyard with water out of the brook at the back of my garden, using a pump. All is pretty average with the exception of the backyard plant watering, so I can’t give an explanation for the big difference in water usage. It is a mystery for me, other then that I’m prudent and economical.

    • @tim3440
      @tim3440 Год назад

      @@RealConstructor Well I think the time you got the contract ;)
      The contracts of the owner of this channel was most likely done in 2022, idem dito for my contracts. So I think thats the difference. The difference is the inflation and the calculations after that. ;-)

  • @asan1050
    @asan1050 Год назад

    Expat Family Live Thanks Much !

  • @aguy559
    @aguy559 Год назад +1

    I’d like you to do a video on current events in Russia .

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад

      Thank you for your comment, Adam. The situation is a way too sad.

    • @aguy559
      @aguy559 Год назад +1

      @@expatfamilylive9041 Do you mean that you find it too sad to discuss?

    • @tim3440
      @tim3440 Год назад

      look into her channel and you will see that she already did a couple videos about this subject.

    • @aguy559
      @aguy559 Год назад

      @@tim3440 Recently?

    • @tim3440
      @tim3440 Год назад

      @@aguy559 Couple of months back. So yeah pretty recent in my books. Just look at the videos and scroll back.

  • @eloelo8625
    @eloelo8625 Год назад

    Hi Marina, I have a question. In the Netherlands you have to earn at least 3 times more than a rent for renting a flat or house. They mean brutto salary or net income?

    • @chubbymoth5810
      @chubbymoth5810 Год назад

      There is no such requirement legally for renting. But you should have at least twice the income of your rent or you'' d probably have a problem.

    • @eloelo8625
      @eloelo8625 Год назад

      @@chubbymoth5810 i think that is not a legal requirement but wide spreaded custom. And I wonder if they mean income before taxes or net income…

    • @dicknr1
      @dicknr1 Год назад +1

      @@eloelo8625 Its always done in bruto, Netto is after all taxes, your income is messured from its bruto. What you keep of it at the end after all of it is your netto but they consider bruto income. I live in 550 euro house, lelystad, 80m2, my income is around 1270 bruto euro on my handicap income. In addition i get some more benefits. Totaling me to 1450 a month to spend when income tax is payed and benefits counted.
      So you see my home isnt 3x price, its a 2-3x factor. 3x is to be safe.
      Regardless of that dont be a foolish immigrant who lives in the big cities, you gonna regret that on the long term.
      Also dont spend rediculous amounts as the video suggests. thats beyond rediculous 900 on food and such.
      Ask a dutch peerson for info on living here, youll get far better accuracy in your answers. As for this video im severely dissappointed in the costs suggested. Dont copy that behavior its bad unless you have money to throw away. if you do, pass me instead some, better than to burn it on absolutely terrible choices.
      And dont shop at a albert heijn, its the worst of worst and somehow ignorant tourists keep advising that too, they rip you off, dont fall for immigrant advise its often a trap.

    • @eloelo8625
      @eloelo8625 Год назад

      ​@@dicknr1 thank you for your answer and advise.
      I was wondering about is it brutto or netto because I heard about this requirement and saw this requirement on announcements on funda.
      It is nice to hear that it is brutto income. Otherwise it would be very big amount of money, and I do not know who could met such requirements.
      But if somebody wants to rent even if you earn only 2 times monthly rent it is even better.

    • @DaughterofJesusChrist-80
      @DaughterofJesusChrist-80 Год назад

      Hi Elo, in my experience, most realestate companies do require 3 times your income netto, some even 3.5 times, or 2.5 times bruto income. (so before tax) Probably not all, but the majority, I honestly would say 90% requires 3 and above.. I even came across 4x the income, which is crazy. We've been actively house hunting since May this year! The rates drove us to start looking outside of NL. I'm not sure if the same rules apply for social housing or if there's an exception for any group of individuals. But with particulier housing that have been our experience. Success

  • @reemhussien7391
    @reemhussien7391 Год назад

    Could i please ask you something?
    I want to apply for the seasonal work visa and i've been searching for over two months for a job, but since i'm not from the EU it's hard to get a job, i'm so desperate and i don't know what to do, do have any idea what should I do? Or since you are living there do you know anyone i could contact with who would help me?

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад

      Sorry, but we are not experts in this filed.

    • @Farhanzuhaz
      @Farhanzuhaz Год назад

      It's very difficult unless you graduated from one of the universities in the NL, or if you get a sponsorship visa from the company that will employ you. Usually they need a minimum income of EUR 3.300 per month in order to get this visa.

  • @richardpelletier576
    @richardpelletier576 Год назад

    Hi, in Canada cost of living is much less expensive

  • @nicolaslanglais
    @nicolaslanglais Год назад

    Why is gas so expensive in the Netherlands?

    • @francisneijenhuis143
      @francisneijenhuis143 Год назад

      We all wonder why? Mostly it is taxes (energy tax and vat), contribution to renewable energy and administration costs. Many people can't afford it anymore. Fortunately we get a price cap in 2023 for gas and electricity. Besides saving on energy consumption solarpower and insulation are your only options. But it will still be expensive nonetheless.

    • @expatfamilylive9041
      @expatfamilylive9041  Год назад

      Because of the war, unfortunately.

  • @johan7781
    @johan7781 Год назад

    Wattenfal 😄 you mean vattenfall.

  • @viderethevaccinatorfromhol7536

    I am in love with your family. I hope you found your place to call home.