What factors should pilots consider when getting Drone Insurance?

On today's episode we discuss about liabilities and drone insurance and the many options and their benefits available to drone pilots.
Today's question is from Jill, Drone U member and valuable contributor to the Drone U community. Jill would like to know about drone insurance options, the providers in the business, the different options in drone insurance and what are the best ways drone pilots can make best decisions when getting drone insurance.
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Timestamps:
01:03 Is there a monopoly for Drone Insurance?
03:32 Today's question on insurance and liability, prices, companies
04:48 How many companies are involved in Drone Insurance?
06:25 Should pilots go per flight or daily or annual insurance options? What are the benefits?
12:58 Is there a blanket policy for all drones? Learn about hull insurance
15:33 Should pilots have a general insurance policy? What other liabilities should pilots cover?

[@Mr.Thinker-]

Plz fix your FREE Part 107 guide link in the description. TIA

[@mikehooker1963]

Thanks guys, great segment,
Although I operate in Australia, I find a lot of your insights translate globally,
Can you go into more details about your comment about drone knowledge and the opportunities on your next post.