📉*New to Trading 212?* 📈 ( _Sponsored Link_ ). To get free fractional shares worth up to 100 GBP, you can open an account with Trading 212 through this link www.trading212.com/join/DIVEXP. Terms apply. If you have already opened an account within the last 10 days, don’t worry! Simply use the Promo Code DIVEXP in the menu page of the app. When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results. See the Pie: www.trading212.com/pies/l71f6ICDZO20Prxk6S7vxtE5S9zW Get a free share if you use code DIVEXP (Can still enter the code 10 days after opening your account!) www.trading212.com/promocodes/DIVEXP
You know that you are some what a guru now in people’s eyes.. once your videos go from pdf like info an hopefully one day face to face cinematic informative experience, your views and subs will reflect that. You do amazing work bro you should be proud. Thanks for sharing your pies and knowledge
Would be much better if you are a higher rate tax payer, the thresholds are much lower and tax rates can be higher. So an ISA is always your first port of call. Trading 212 also lets you withdraw and put it back in within the same tax year! Take care M.
This is awesome! I do find it funny that you thought to not include tobacco stocks but do include BAE (who produce nuclear weaponry etc) 😆arguably a more controversial stock
Yeah pretty ironic haha. I personally don't have an issue with either but I think the argument for BAE is that it is 'defence' (in theory) whereas tobacco has minimal positive attributes
Hey there, thank you for this pie and your whole channel! Very informative stuff. I have a quick question on your dividend strategy as I am still probably missing something. I started receiving dividends on a copy of your daily dividend pie and selected auto-reinvest. However the sum of the dividend is too small to reinvest in the pie (I think the minimum is 50£) and it is therefore stored as liquidities until a sufficient amount is reached. To me, this defeats the purpose of compounding interest as I would like to be able to reinvest my dividends into new shares as soon as possible. Are my dividends doomed to sit idle until they reach the threshold or is there a better way to manage my portfolio? What is your advice on dealing with this issue?
Yes if you don’t have enough invested to reach the threshold the dividends will pool until you do reach it or you make your next deposit where they combine with that
You've got a couple options here with this. If you're making regular deposits of new cash to invest I wouldn't worry, whatever you've earned in dividends since your last deposit will be invested on top of the new sum you've added. As an example, if you earned £5 in dividends and say you add £50 a month to the portfolio, when you do so £55 would be invested into the pie. Alternatively, you could always manually invest the dividends your earning into individual stocks within the pie you'd like to top up on as long as you've got the minimum of £1 to do it. If you purchase any of the holdings within the pie as an individual transaction, that new purchase initially sits outside of your pie as a separate holding. Although you can easily transfer it into the pie itself by clicking on the "more options" button at the bottom of the list of your pie holdings.
Much anticipated pie and i think its delivered. Some great picks for the UK stocks as ive always found it difficult to pick out good players, this stock hits all those boxes and excited to see it grow
Not automatically, no. You will have to sign up to the email for the explanation of the change and it should also give you a notification on T212 if I make a change. You can then decide to action the change or keep the previous allocation
You mention that we should consider investing outside of the UK and not just pie. With SCHD not being available on T212 have you considered making it as a pie or as close to it as possible with what's available on T212?
@@TheDividendExperiment That will be interesting to follow the progress of your portfolio I always like people who have skin in the game and are able to show the results warts and all. I wish you well with your investments. I can't wait for interest rates to fall a wee bit to see how this affects the uk stock market hopefully give it a bounce up.
i know this video is not about it but how do you pay wht tax ? Is it something that you have to declare or is deducted automatically . Do you have to pay it on ISA STOCK too? ps. Thanks for the pie
When youre showing the groupings and showing those kind of heat maps that come out from centre showing you if the stock is more growth or dividend focussed etc....what website do you use to get these from, ive used it before but for the life of me cant find it :) thankyou
hi, I invested in this pie but the app didn't let me invest in GBP. My default currency is another currency. Even when I try to withdraw, it forces me to withdraw in my default currency and all the others are grayed out. How do I solve this ?
I am interested in giving this pie a bash, but I am concerned that at age 61 I will not see the benefits as I have less time to invest in it due to hopefully aiming to retire/semi retire in around 2 years. Am I better sticking with my individual stocks I already own, of which I have about 8 in your pie or trying to get as much into your pie as I can. I also made the mistake when setting out on my investment journey, only last year 🙁of starting an investment account rather than a stocks n shares ISA which I do have now with a number of stocks and ETF's in. I am also considering selling most of my stocks in the investment account and moving the money over to the ISA.
@TheDividendExperiment Currently trying to research into stocks and shares before I invest. Looking at the vanguard VUSA and VUAG. Certainly something in the SMP 500 and something in global and emerging markets. The idea of a continuous passive income is very appealing. Any advice would be great fully received!
@@1987198719871 my recommendation is to watch my video on the metronome portfolio and it shows how I manage my portfolio between ETFs and income as you seem to be doing. I think you are definitely on the right lines with your research though
@@TheDividendExperiment Please share this video that you mentioned I will like to watch it. I want to invest on ETFs and stocks. I like your daily yielding stock pie. I also like the UK pie.
@@smartfinance6759 the google British pronunciation does it my way and American as mark and you describe but it doesn’t make sense why I do it that way when lever is Lee-ver to me haha. Thinking too much about this now
📉*New to Trading 212?* 📈
( _Sponsored Link_ ). To get free fractional shares worth up to 100 GBP, you can open an account with Trading 212 through this link www.trading212.com/join/DIVEXP. Terms apply.
If you have already opened an account within the last 10 days, don’t worry! Simply use the Promo Code DIVEXP in the menu page of the app.
When investing, your capital is at risk and you may get back less than invested. Past performance doesn’t guarantee future results.
See the Pie:
www.trading212.com/pies/l71f6ICDZO20Prxk6S7vxtE5S9zW
Get a free share if you use code DIVEXP (Can still enter the code 10 days after opening your account!)
www.trading212.com/promocodes/DIVEXP
I may agree or not with the stock picks…
… but I 100% admire your courage to share your portfolio!
Which ones would you change?
You know that you are some what a guru now in people’s eyes.. once your videos go from pdf like info an hopefully one day face to face cinematic informative experience, your views and subs will reflect that. You do amazing work bro you should be proud. Thanks for sharing your pies and knowledge
Thank you for the pie and all the consideration taken into creating the pie.
Thank you for creating this. 🙌
My pleasure!
Already invested in your daily dividend pie most definitely will add a few Bob onto this one also
Would this do better with/in the talked about UK ISA?
It should be eligible for that (if it even goes ahead) but can go in a regular stocks and shares ISA
Would be much better if you are a higher rate tax payer, the thresholds are much lower and tax rates can be higher.
So an ISA is always your first port of call.
Trading 212 also lets you withdraw and put it back in within the same tax year!
Take care M.
This is awesome! I do find it funny that you thought to not include tobacco stocks but do include BAE (who produce nuclear weaponry etc) 😆arguably a more controversial stock
Yeah pretty ironic haha. I personally don't have an issue with either but I think the argument for BAE is that it is 'defence' (in theory) whereas tobacco has minimal positive attributes
@@TheDividendExperimentand nuclear submarines are infinitely more badass than cancer sticks.
@@danielfarrell3534 very true
Yes thank you for the introduction it's very useful
This is my first investment pie and it grew immediately. Thanks for putting this together.
Hey there, thank you for this pie and your whole channel! Very informative stuff. I have a quick question on your dividend strategy as I am still probably missing something. I started receiving dividends on a copy of your daily dividend pie and selected auto-reinvest. However the sum of the dividend is too small to reinvest in the pie (I think the minimum is 50£) and it is therefore stored as liquidities until a sufficient amount is reached. To me, this defeats the purpose of compounding interest as I would like to be able to reinvest my dividends into new shares as soon as possible. Are my dividends doomed to sit idle until they reach the threshold or is there a better way to manage my portfolio? What is your advice on dealing with this issue?
Yes if you don’t have enough invested to reach the threshold the dividends will pool until you do reach it or you make your next deposit where they combine with that
You've got a couple options here with this.
If you're making regular deposits of new cash to invest I wouldn't worry, whatever you've earned in dividends since your last deposit will be invested on top of the new sum you've added.
As an example, if you earned £5 in dividends and say you add £50 a month to the portfolio, when you do so £55 would be invested into the pie.
Alternatively, you could always manually invest the dividends your earning into individual stocks within the pie you'd like to top up on as long as you've got the minimum of £1 to do it.
If you purchase any of the holdings within the pie as an individual transaction, that new purchase initially sits outside of your pie as a separate holding.
Although you can easily transfer it into the pie itself by clicking on the "more options" button at the bottom of the list of your pie holdings.
Pie looks yummy ! Thanks for taking the time to pull it together
Greetings from across the pond.Great book the income factory.I also invest for income .Happy investing/stacking.
Thanks I will be using the code in the new tax year for the free stock.
Much anticipated pie and i think its delivered. Some great picks for the UK stocks as ive always found it difficult to pick out good players, this stock hits all those boxes and excited to see it grow
Thanks!
Amazing. Thank you!
Fantastic, been waiting a while for this and was good to see companies I had not seen before
Glad you enjoyed it!
Awesome! Question- isn’t the average return based on total return including dividends? So would mean capital appreciation on this is closer to flat?
Yes around 1-2% of AAR has been capital appreciation. This is (believe it or not) higher than the FTSE 100 AAR, UK has underperformed in recent years
Thank you
If you do some changes, will it be also applied on my pie if I copy it?
Not automatically, no. You will have to sign up to the email for the explanation of the change and it should also give you a notification on T212 if I make a change. You can then decide to action the change or keep the previous allocation
You mention that we should consider investing outside of the UK and not just pie. With SCHD not being available on T212 have you considered making it as a pie or as close to it as possible with what's available on T212?
I also wonder if a similar set of rules to the Dow Jones Dividend 100 could be applied to non US companies and what that might look like
Would you expect to see growth in share prices plus the dividends?
AAR is ~6.5 so I would expect some small amount of growth but most of total return will be through dividend income.
How do we find the discord?
Thedividendtemple.com
Pie looks good😊
Thanks!
Thank you for that code just got £10 in meta from it
Glad it worked for you!
Thank you, question is this your real portfolio of investments or is this just an exercise of making a model portfolio ?
This one will be a significant part of my ISA on Trading 212 this next tax year
@@TheDividendExperiment That will be interesting to follow the progress of your portfolio I always like people who have skin in the game and are able to show the results warts and all. I wish you well with your investments. I can't wait for interest rates to fall a wee bit to see how this affects the uk stock market hopefully give it a bounce up.
i know this video is not about it but how do you pay wht tax ? Is it something that you have to declare or is deducted automatically . Do you have to pay it on ISA STOCK too?
ps.
Thanks for the pie
Dividends from anything held in a stocks and shares ISA are not taxed.
When youre showing the groupings and showing those kind of heat maps that come out from centre showing you if the stock is more growth or dividend focussed etc....what website do you use to get these from, ive used it before but for the life of me cant find it :) thankyou
That is Simply Wall St. You should be able to access those diagrams on the free version I think but let me know if you need a discount!
Sweet video. Started an account
Nice, what free share did you get?
@TheDividendExperiment sorry opened a pie 🤦 had a T212 for a year now
Could you do a USA pie similar to this one
You mean a US income factory type pie?
@@TheDividendExperiment yes
@@BoDiddlydodah will most likely be the next pie type I make but not in current plans
@@TheDividendExperiment Righteous. God speed good Sir
hi, I invested in this pie but the app didn't let me invest in GBP. My default currency is another currency. Even when I try to withdraw, it forces me to withdraw in my default currency and all the others are grayed out. How do I solve this ?
🎉
You going to make a developed world income pie?
Not currently planning to do that, but enough people want something like that I can look into doing that
I am interested in giving this pie a bash, but I am concerned that at age 61 I will not see the benefits as I have less time to invest in it due to hopefully aiming to retire/semi retire in around 2 years. Am I better sticking with my individual stocks I already own, of which I have about 8 in your pie or trying to get as much into your pie as I can. I also made the mistake when setting out on my investment journey, only last year 🙁of starting an investment account rather than a stocks n shares ISA which I do have now with a number of stocks and ETF's in. I am also considering selling most of my stocks in the investment account and moving the money over to the ISA.
Well remember you have the deposit limit in the ISA but it’s always worth getting some extra money no matter what age you are
I just love to see other people's pies.
Would it be a bad idea to invest £1000 in this?
Depends on your investment goals! Could be a good idea or a bad idea but can’t answer that without knowing more about the situation
@TheDividendExperiment Currently trying to research into stocks and shares before I invest. Looking at the vanguard VUSA and VUAG. Certainly something in the SMP 500 and something in global and emerging markets. The idea of a continuous passive income is very appealing. Any advice would be great fully received!
@@1987198719871 my recommendation is to watch my video on the metronome portfolio and it shows how I manage my portfolio between ETFs and income as you seem to be doing. I think you are definitely on the right lines with your research though
@@TheDividendExperiment I will do. Much appreciated 🙏
@@TheDividendExperiment
Please share this video that you mentioned I will like to watch it. I want to invest on ETFs and stocks. I like your daily yielding stock pie. I also like the UK pie.
How much on average to you think I could make on £10,000 after 10 years investment?
Use a compound calculator on Google
...uni-lee-ver is the pronunciation in uk. Not uni-leather, that is American speak. 🤮
Are you sure you haven’t got that the wrong way around?
Weirdly I would pronounce lever as Lee-ver but uni-lee-ver sounds American
@@TheDividendExperiment Ive always said uni-lee-ver. It might come down to the areas dialect?
@@smartfinance6759 the google British pronunciation does it my way and American as mark and you describe but it doesn’t make sense why I do it that way when lever is Lee-ver to me haha. Thinking too much about this now
Both those pronunciations are "correct" in the UK. It's region dependent.