I am really happy with how transparently you explain everything & also relate the costs to your life situation and priorities. A much more inspiring way to look at budgeting than I have ever seen before to be honest... Thank you! Really helpful for me in this stage of life too!❤
I grew up super poor and had nothing much. When I got my 80k job I took a few months before convincing myself a towel rack was justifiable when a coat hanger did the same thing lol. I have slowly increased replacing the stuff I had with good quality items that improve my life every day. I still dont really spend much however, unless it comes to my parents. They can get anything they want, although they dont ever ask me for anything.
I really appreciated this as I have recently been promoted at work. I love spending money on friends and family on gifts as well along with treating co workers/friends as well. This video almost validated my feelings regarding all of it.
I've really enjoyed watching your videos. I actually worked as a paralegal at CC in Canary Wharf a lifetime ago (around 15 years ago). Now I'm a corporate lawyer and partner in my own firm back in my country. We still work with CC from time to time on international transactions! Who knows, I may work with your team one day 😀. Subscribing.
Interesting to see what cost of living is like in London! I just made a similar video of how much I spend on a month living in Hawaii and it came out to $2814 (for my fiancee and I). We also live pretty frugally and eat out much less haha but biggest expensives are rent ($1308), food ($648), and car ($275) forsure.
Liam, awesome video! I am a huge fan of your career and lifestyle. Really love your videos, motivation, and open-minded view. I am an in-house counsel in Kazakhstan and use your tips professionally and personally. Many thanks for your work! Moreover, this year I am going to study for LL.M. in the USA and your old videos about education, learning methods, and tips help me to be prepared for the future. Many thanks for your work!
I discovered your channel through this video on my home feed and have just subscribed. Great content - both interesting and thought provoking. Thank you!
When I do this exercise for my own finances, healthcare, retirement, student debt, and transportation are always the biggest expenses. I'm surprised to hear that you're not even factoring in the former 3 as they account for more of my budget than food and housing combined.
In Germany a cocktail costs around 10-12€, a beer or a non-alcoholic drink like Cola a bit under 4€, wine 6€. I drink a cocktail at home and in the city mostly a wine and a beer. This makes just a bit over 15€ for a night.
It's bewildering to me how rent that's considered expensive in London for 2 people is less than what you would expect to pay for a rental in regional Australia.
@@liam.porritt That certainly makes a lot more sense! To put into perspective, the cheapest 2 bedroom rental in Sydney CBD right now is around $900 a week (roughly 500GBP). Within 30 minutes of the city, to find something liveable, you're looking at $600+pw.
@IT-28 the exchange rate doesn't matter. He's earning pounds & paying pounds, we're earning AUD & paying AUD. So converting to another currency is pointless for the purposes of comparing costs like this.
Great insights! But I was a bit suprised you didn’t have any insurrance costs for example healthcare, car, housing etc. Where I live those are necesities that everybody has/must have.
Hey! The car insurance cost was included in my car maintenance expense, and I get healthcare through work! I do also have home insurance, but spilt between 2 people, that would be maybe £5-10 per month 😊
I'm glad I live in the Sussex countryside couldn't deal with living in London. I have a large house huge garden and spend about the same on my mortgage as he does on rent. But we spend £500 a month on food but this is something I love to spend money and time on as we go to the local farm shops and butcher. But we are a family of 4. Lol @huel such unnecessary expense for frankly not great food. So much ridiculous spend for living in London. My disposable income would only be around £1000 a month if I lived in London to keep up with my quality of life. Travel is so important, as a family of 4 we do a lot if it. Tbh our household spends easily 4k a month, but we both work and our household income is good. But we're in our 40s with a lot of work experience.
Can you make the graphics of the expenditures not blend in with the background (note for your editor I guess). When some of those number would come up, they would get lost.
I have recently been promoted at work I still have meetings my mentor. I am surprised your not paying into a pension or paying off your student loan . It's nice you treat the people. I'm goging ot get a shock at the end of this month how much I've spent on travel as I've had to commute in more often to and from the office from Essex to East London but I claim back my my excess fares each month. Overall I enjoyed your video . Im surprised you wouldn't trade some of your non esstential spending for buying your own home but then it depend how long you want to live where at your current location.
I guess that’s not technically a spend as it just gets deducted at source from PAYE. Student loan he will be 100% paying off the pay check. I don’t think I would have thought to include it in a video like this.
I spend about £1,000 a month on food, thats 1/3 eating out and 2/3 eating in, no idea how you can do that for less with quality products. I spend about £1,000 per month on travel. No Rent or mortgage. 300 on bills a month. Rarely buy clothes, i dont have many nor want any.
Mate been watching on and off for a few years now love the channel. By the way the dream is for me and my gf to move from Greece to the UK and is nice to see what one pays monthly. Thanks for the trasparency 💪💪I love this kind of videos too.
Sorry, £1,750 a month for a place in London? I believe you're lying, prices that low for anything more than a closet in London are unheard of. Regardless, amazing video Liam. Only just seen this to watch now but off to university in weeks time to study an LLB with Business to hopefully break off into a corporate or finance career, so to see a video of real life costs and what a salary in that field can afford in this day an age is amazing. Keep up the great content!
No savings, investments, pension contributions, benefits paid through payroll? Would have been helpful to know your pay per month as well. Maybe in another video?
Nope! Great question actually as I should have mentioned - I get a free gym membership at my work, and Beth has a gym membership near where we live, where I’m allowed to go up to 4 times a month (so occasionally I use that when I’m wfh / at weekends). But gym is a must for me 🤗
Great video. So… you and Beth live together but… you have separate expenses even for Uber ride, do you? Do you have contract with your fiancee? And what do you think about marriage contracts? Are they popular in UK?
We have our own bank accounts, but do share lots of expenses and generally don’t worry too much about who pays for what! No contracts for sure, but we will be getting married next year 😀
@@liam.porritt thank you, I mean.. it is interesting to know if that’s normal that in UK male and female pay for rent partly/separately, 50/50. Really? :)
It really is up to individual couples how they do their finances and we choose to split rent 50/50 (because that’s what we did when our salaries were closer to one another) and I now just pay for more other stuff!
Hey Liam! I'm currently a Year 12 student looking to do the MML course at Cambridge. My passions for both languages and finance seem to coinside with yours super closely! I see you as a true role model as I work on my own website helping teens just like me to develop themselves and find success just as I am working towards. Sound familiar? I seem to be on a very similar path as you once were and would love any further insight you could give! Is there an email or way we could speak privately more about this?
Unless I've missed it, I am surprised to see that you do not have any private pension arrangment set up? Of course there are work place pensions but I would have thought having a private pension also is a very good future investment. Also is it worth making monthly charitable donations?
Beth is a lucky lady. However, Beth should absolutely consider giving you pro bono support for your RUclips activities - that's Beth at her absolute cheekiest. I will subscribe though, this video was ace 😂
How is Rent so cheap in London that’s crazy I live in Utah and if you are able to find a room for rent for under $900 you’re lucky yet alone a 2 bedroom
not one to judge and you do you, but idk find a bit weird you have to pya your gf to help you with your videos especially when you pay the bills, pay for ubers, buy her meals, pay for her days out. Idk seems a bit strange but you know your relationship better
It makes sense from a business perspective. If his youtube is registered under a company them the more expenses he declares the better. That applies to all other expenses related to his video making. He will obviously benefit from the money he pays her because they live together
For people who watch this and think they get the full picture of cost of food in London - this is not it. I don't know where he is getting his numbers from, or how many meals he has per day, but what he presents here is either a very loose estimate or completely twisted and unreal. 1. £100 on supermarket food per month is absolutely not realistic in London. Between me and my partner we spend £450-600 per month on food. We eat 3 meals a day plus snacks: fruit and nuts. We mostly shop in Waitrose and M&S. We don't buy alcohol nor typical supermarket snacks (crisps, cookies, etc.). This is excluding restaurants. 2. Bare in mind, he says they are visiting their parents. This implies they are probably eating there which is a cost saving measure. Perhaps they get some extra food to take home and they use it the next day. I mention this specifically as for both me and my partner the cost of weekend lunches is the biggest one from the whole week. On average, if me and my partner were to visit our parents every weekend and eat family dinners with them, it would probably save us around £200-300 a month. 3. He mentions he buys his breakfast and lunch when in the office but he doesn't explain whether this is from the office canteen or whether there is some form of company reimbursement programme. Again - the numbers that he is using for this category are not realistic at all. If you were to buy breakfast and lunch in the office in London, you would be spending anything starting from £15-20 per day. That's per day. Not on weekly or monthly basis.
Hey - thanks for this and appreciate you calling to light that this isn’t necessarily representative of many people living in London. I would say though: 1. All figures are based on my actual personal spending. We shop at Aldi (which is probably under half the cost of M&S and considerably cheaper than Waitrose), buy almost no ready meals and cook max three nights per week, as well as at weekends. Between two people, that’s £200, as Beth and I don’t split this cost, as I said at the start of the video. 2. We probably eat an average of 1 dinner and 1 lunch per week with parents, averaged out over a month. Don’t bring food home from there though. 3. Perhaps I wasn’t clear enough in the video, but I did mention that I get a £2 a day allowance from work, which is for use in the office canteen. Breakfast is very cheap and lunch comes to £5-9 so that’s around what I spend each day in the office. As also explained, I get dinner for free when working late. Beth does similarly, buying breakfast and lunch at (or near) work - quite often she gets a meal deal (£3 for lunch). So, £200 on monthly food shops (me + Beth), £200 on food at work (me + Beth) and a bunch of free dinners, probably more eating out than you (as discussed), and a considerably cheaper supermarket gets us pretty close to your supermarket shop number 😊
Hi, don't you allocate any portion of your earning on tradings and investments like stocks, bond investments, dividend investments, etc, also private retirement schemes, etc?
You should have a ‘Beth Expenses’ segment too
I am really happy with how transparently you explain everything & also relate the costs to your life situation and priorities. A much more inspiring way to look at budgeting than I have ever seen before to be honest... Thank you! Really helpful for me in this stage of life too!❤
I grew up super poor and had nothing much. When I got my 80k job I took a few months before convincing myself a towel rack was justifiable when a coat hanger did the same thing lol. I have slowly increased replacing the stuff I had with good quality items that improve my life every day. I still dont really spend much however, unless it comes to my parents. They can get anything they want, although they dont ever ask me for anything.
Inspiring stuff - love this insight, and one of the reasons my eating out is so high now is because I’ve started trying to treat my parents! 🤗
I really appreciated this as I have recently been promoted at work. I love spending money on friends and family on gifts as well along with treating co workers/friends as well. This video almost validated my feelings regarding all of it.
I've really enjoyed watching your videos. I actually worked as a paralegal at CC in Canary Wharf a lifetime ago (around 15 years ago). Now I'm a corporate lawyer and partner in my own firm back in my country. We still work with CC from time to time on international transactions! Who knows, I may work with your team one day 😀. Subscribing.
Interesting to see what cost of living is like in London! I just made a similar video of how much I spend on a month living in Hawaii and it came out to $2814 (for my fiancee and I). We also live pretty frugally and eat out much less haha but biggest expensives are rent ($1308), food ($648), and car ($275) forsure.
Liam, awesome video! I am a huge fan of your career and lifestyle. Really love your videos, motivation, and open-minded view.
I am an in-house counsel in Kazakhstan and use your tips professionally and personally. Many thanks for your work!
Moreover, this year I am going to study for LL.M. in the USA and your old videos about education, learning methods, and tips help me to be prepared for the future.
Many thanks for your work!
Thank you so so much for this amazingly kind comment Olzhas - I massively appreciate it! Best of luck with your LLM in the US!
Love your points on frugality!
We love you Liam!
Very nice and instructive video, love to see people being so transparent with this. Thank you!
New York City rent is at least double for a 2 bedroom. It’s insane over here
After weeks of waiting he delivers
Very positive and inspiring video! Like the kind attitude to the close people, will return to you for sure even more :)
Was hoping you’d also talk about savings and investments like pensions, isas and stocks and shares.
I discovered your channel through this video on my home feed and have just subscribed. Great content - both interesting and thought provoking. Thank you!
When I do this exercise for my own finances, healthcare, retirement, student debt, and transportation are always the biggest expenses. I'm surprised to hear that you're not even factoring in the former 3 as they account for more of my budget than food and housing combined.
I'm beyond impressed that you don't spend more on clothing/shopping😅
I could learn something from you😂
Thank you 🤗😊
£120 on drinks is good! Since inflation hit its common to pay £14-£16 for two drinks
Maybe he is a beer guy? Cocktails tend to be more expensive...
In Germany a cocktail costs around 10-12€, a beer or a non-alcoholic drink like Cola a bit under 4€, wine 6€. I drink a cocktail at home and in the city mostly a wine and a beer. This makes just a bit over 15€ for a night.
It's bewildering to me how rent that's considered expensive in London for 2 people is less than what you would expect to pay for a rental in regional Australia.
The rent featured in this is half our total rent, which is £1,750!
For any Aussies watching £1,750 = $3,173 AUD at the time of this comment 👌
@@liam.porritt That certainly makes a lot more sense! To put into perspective, the cheapest 2 bedroom rental in Sydney CBD right now is around $900 a week (roughly 500GBP). Within 30 minutes of the city, to find something liveable, you're looking at $600+pw.
@@Jman10011 I’m well aware, in Australia it is paid weekly.
@IT-28 the exchange rate doesn't matter. He's earning pounds & paying pounds, we're earning AUD & paying AUD. So converting to another currency is pointless for the purposes of comparing costs like this.
Love you man for this honest content ❤
You're doing great Liam!
Thank you!! 😊
Your rent is actually quite low. I’ve paid twice that much.
Think Global. Act local. Thanks for Financial Transparancy.
I had no idea that tenants must pay a property tax (council tax) in London. Those are always paid by the property owners in the U.S.
It’s not just London it’s all of the uk 😊
I’m £2.5K for a 2 bed in London so you’re doing well
I live in a lovely 2 bedroom 2 bathroom flat in Hampshire, so although our rent is £925 a month my council tax is nearly £130 a month.
Love this kind of video!
Glad you enjoyed it!
Love the video mate! Keep it up
I love London. It’s nice to see someone else point of view. Great video!
Glad you enjoyed it! Thank you 🤗
When the rent alone is more than my monthly income.😂😢
London is crazily expensive 🤯
What do you do?
@@justjordiano bake
ooof haha can relate. I pay ~1300 on a studio apartment, but it's Hawaii!
Same here in Amsterdam!
Your broadband is much cheaper than mine in the west coast of the U.S.!
Superb video Liam. Very Informative
Thank you for sharing with us
can you talk about the left over please, what you manage to save/invest? if you do pension, isa etc
I'm not through this yet but how do you keep your gas/water/electricity so low with the current cost of living crisis! 🤯
Well its sounds pretty ordinary. I am surprised. I was thinking it would be radical but its not bad.
Love it!
Great insights! But I was a bit suprised you didn’t have any insurrance costs for example healthcare, car, housing etc. Where I live those are necesities that everybody has/must have.
Hey! The car insurance cost was included in my car maintenance expense, and I get healthcare through work! I do also have home insurance, but spilt between 2 people, that would be maybe £5-10 per month 😊
@@liam.porritt oh woow soo much cheaper then here 😂! Great insights though🙏
Would love to see an income stream breakdown video. Plus another investment breakdown video
Wow you pay out more than i pick up well done mate goes to show education works
I'm glad I live in the Sussex countryside couldn't deal with living in London. I have a large house huge garden and spend about the same on my mortgage as he does on rent.
But we spend £500 a month on food but this is something I love to spend money and time on as we go to the local farm shops and butcher. But we are a family of 4.
Lol @huel such unnecessary expense for frankly not great food.
So much ridiculous spend for living in London. My disposable income would only be around £1000 a month if I lived in London to keep up with my quality of life.
Travel is so important, as a family of 4 we do a lot if it.
Tbh our household spends easily 4k a month, but we both work and our household income is good. But we're in our 40s with a lot of work experience.
Now you have to do a video of how much you make in a month! 😀
A Clifford Chance associate makes £125,000 a year.
@@BellaAtkins that who he works for ?
Love your videos Liam
Can you make the graphics of the expenditures not blend in with the background (note for your editor I guess). When some of those number would come up, they would get lost.
I have recently been promoted at work I still have meetings my mentor. I am surprised your not paying into a pension or paying off your student loan . It's nice you treat the people. I'm goging ot get a shock at the end of this month how much I've spent on travel as I've had to commute in more often to and from the office from Essex to East London but I claim back my my excess fares each month. Overall I enjoyed your video . Im surprised you wouldn't trade some of your non esstential spending for buying your own home but then it depend how long you want to live where at your current location.
I guess that’s not technically a spend as it just gets deducted at source from PAYE. Student loan he will be 100% paying off the pay check. I don’t think I would have thought to include it in a video like this.
I live in rural Illinois and my rent is 1400 a month
Nice video video Liam bro
Liam do a full journey video
I spend about £1,000 a month on food, thats 1/3 eating out and 2/3 eating in, no idea how you can do that for less with quality products. I spend about £1,000 per month on travel. No Rent or mortgage. 300 on bills a month. Rarely buy clothes, i dont have many nor want any.
Great video. Enjoyed the content and overview of monthly outgoings. You could've spoken slower when you mentioned Athletic Greens
We feed our family of 5 for £500 a month 😂 food is a very good investment in one’s health.
frugal... lol my food budget is £300 per month with one meal out per week. batch cooking saves the day
Really interesting video, I enjoyed it alot. Thanks
Awesome, thank you!
this is pointless bc you haven't stated yr income
Mate been watching on and off for a few years now love the channel. By the way the dream is for me and my gf to move from Greece to the UK and is nice to see what one pays monthly. Thanks for the trasparency 💪💪I love this kind of videos too.
Wow you just made me throw my phone at my TV.
Sorry, £1,750 a month for a place in London? I believe you're lying, prices that low for anything more than a closet in London are unheard of. Regardless, amazing video Liam. Only just seen this to watch now but off to university in weeks time to study an LLB with Business to hopefully break off into a corporate or finance career, so to see a video of real life costs and what a salary in that field can afford in this day an age is amazing. Keep up the great content!
No savings, investments, pension contributions, benefits paid through payroll? Would have been helpful to know your pay per month as well. Maybe in another video?
Hi Liam, great video..interesting choices on home food...have you ditched gym membership in favour of home gym?
Nope! Great question actually as I should have mentioned - I get a free gym membership at my work, and Beth has a gym membership near where we live, where I’m allowed to go up to 4 times a month (so occasionally I use that when I’m wfh / at weekends). But gym is a must for me 🤗
Great video. So… you and Beth live together but… you have separate expenses even for Uber ride, do you? Do you have contract with your fiancee? And what do you think about marriage contracts? Are they popular in UK?
yes liam kindly answer these, looking forward to know your opinion
We have our own bank accounts, but do share lots of expenses and generally don’t worry too much about who pays for what! No contracts for sure, but we will be getting married next year 😀
@@liam.porritt thank you, I mean.. it is interesting to know if that’s normal that in UK male and female pay for rent partly/separately, 50/50. Really? :)
It really is up to individual couples how they do their finances and we choose to split rent 50/50 (because that’s what we did when our salaries were closer to one another) and I now just pay for more other stuff!
Love the video!!
Being comfortable with your investments doesn't mean you are frugal
Wait council tax only £95 a mont?!!
Did you say that you have a high salary? Think you might have neglected to mention it.
Liam! Where do you get your shirts? The one in the video looks sharp and I need a few new button ups!
This one (and a few of my others) is Timberland 😊
My mortgage is 2900 USD. I feel like 2K rent in USD is not bad at all.......
Hey Liam!
I'm currently a Year 12 student looking to do the MML course at Cambridge. My passions for both languages and finance seem to coinside with yours super closely! I see you as a true role model as I work on my own website helping teens just like me to develop themselves and find success just as I am working towards. Sound familiar? I seem to be on a very similar path as you once were and would love any further insight you could give!
Is there an email or way we could speak privately more about this?
Another great video
Come and live in Sydney - it’s far more expensive and there are no places to rent.
Unless I've missed it, I am surprised to see that you do not have any private pension arrangment set up? Of course there are work place pensions but I would have thought having a private pension also is a very good future investment. Also is it worth making monthly charitable donations?
Hey! There was so much to discuss on that topic that I’ll cover it in a separate video 😊
I would also like to see how money income in generated from a RUclips channel with 204,000+ channel. Thank you.
Surprised you didn’t cover your savings and investments in the same detail?
Hey! There was so much to discuss on that topic that I’ll cover it in a separate video 😊
Video may be sponsored by Huel😂
Great video dude always thought living in London would be more expensive!
Wonderful
Beth is a lucky lady. However, Beth should absolutely consider giving you pro bono support for your RUclips activities - that's Beth at her absolute cheekiest. I will subscribe though, this video was ace 😂
I don´t imagine the cost of luxurious lifestyle 😬🤭😉 Great video!
Did you spend as much monthly when you lived in Paris ?
Very informative. Even if you did buy real food, your food expenses would be about the same.
What area do you stay in? That rent is so low!
We live in Greenwich! That is half our total rent though as it’s split between two people!!
Great video! Just wondering, on average how much net savings do you have each month after all spendings? How do you invest this excess?
I’ll run through this in a future video 🤗😊
Your youtube expenses are insanely high !! By the way, you forgot about taxes ;)
I’m moving to Luxembourg soon where a room is €1000 :(
If you are looking for a logistics firm to help you wijt your backpack business in shipping to customers then more than happy to help 😊
so... frugality...
What desk is that ?
How is Rent so cheap in London that’s crazy I live in Utah and if you are able to find a room for rent for under $900 you’re lucky yet alone a 2 bedroom
Wow. Our rent (in the states) is much more than yours and our apartment is half as nice as yours.
Not sure, did he mention that he is an associate? ;-)
😂😂😂
is there car insurance in the UK?
Yep! The cost of this was in the car maintenance 😊
Will You do similar video of your income? ;)
4 nights out in London and you only spend 120? I spend over 200 each night I go out.
Wow 800 plus rent in London for a two bedroom is a feat..
$875 a month for rent?? need to move from NYC to London ASAP
That’s half the rent as his girlfriend pays the other half
And in ££ not USD
Huel hot and savoury is a massive waste of money, and for me it's for lazy people who don't want to cook proper food. Good video though
I am surprised you don’t spend money on a gym or sportive activities
not one to judge and you do you, but idk find a bit weird you have to pya your gf to help you with your videos especially when you pay the bills, pay for ubers, buy her meals, pay for her days out. Idk seems a bit strange but you know your relationship better
It makes sense from a business perspective. If his youtube is registered under a company them the more expenses he declares the better. That applies to all other expenses related to his video making. He will obviously benefit from the money he pays her because they live together
Your rent is so cheap for a two bedroom flat!!! Omg i used to pay 1.5k just for renting a one bedroom flat exc bills
For people who watch this and think they get the full picture of cost of food in London - this is not it. I don't know where he is getting his numbers from, or how many meals he has per day, but what he presents here is either a very loose estimate or completely twisted and unreal.
1. £100 on supermarket food per month is absolutely not realistic in London. Between me and my partner we spend £450-600 per month on food. We eat 3 meals a day plus snacks: fruit and nuts. We mostly shop in Waitrose and M&S. We don't buy alcohol nor typical supermarket snacks (crisps, cookies, etc.). This is excluding restaurants.
2. Bare in mind, he says they are visiting their parents. This implies they are probably eating there which is a cost saving measure. Perhaps they get some extra food to take home and they use it the next day. I mention this specifically as for both me and my partner the cost of weekend lunches is the biggest one from the whole week. On average, if me and my partner were to visit our parents every weekend and eat family dinners with them, it would probably save us around £200-300 a month.
3. He mentions he buys his breakfast and lunch when in the office but he doesn't explain whether this is from the office canteen or whether there is some form of company reimbursement programme. Again - the numbers that he is using for this category are not realistic at all. If you were to buy breakfast and lunch in the office in London, you would be spending anything starting from £15-20 per day. That's per day. Not on weekly or monthly basis.
Hey - thanks for this and appreciate you calling to light that this isn’t necessarily representative of many people living in London. I would say though:
1. All figures are based on my actual personal spending. We shop at Aldi (which is probably under half the cost of M&S and considerably cheaper than Waitrose), buy almost no ready meals and cook max three nights per week, as well as at weekends. Between two people, that’s £200, as Beth and I don’t split this cost, as I said at the start of the video.
2. We probably eat an average of 1 dinner and 1 lunch per week with parents, averaged out over a month. Don’t bring food home from there though.
3. Perhaps I wasn’t clear enough in the video, but I did mention that I get a £2 a day allowance from work, which is for use in the office canteen. Breakfast is very cheap and lunch comes to £5-9 so that’s around what I spend each day in the office. As also explained, I get dinner for free when working late.
Beth does similarly, buying breakfast and lunch at (or near) work - quite often she gets a meal deal (£3 for lunch).
So, £200 on monthly food shops (me + Beth), £200 on food at work (me + Beth) and a bunch of free dinners, probably more eating out than you (as discussed), and a considerably cheaper supermarket gets us pretty close to your supermarket shop number 😊
Are you a corporate lawyer ?
Hi, don't you allocate any portion of your earning on tradings and investments like stocks, bond investments, dividend investments, etc, also private retirement schemes, etc?
Hey! There is so much to discuss on that topic that I’ll cover it in a separate video 😊