Medicare Supplement vs Medicare Advantage
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- Опубликовано: 21 авг 2023
- Show Notes: cardinalguide.com/wp-content/...
Today, Hans and Tom walk you through one of the most crucial decisions you'll make when coming up on Medicare: Should you stay on original Medicare and buy a supplement or convert it into a Medicare Advantage plan? This isn't just any decision; it's a definitive crossroad that dictates your healthcare direction for the foreseeable future.
Questions? Email us at Hans@CardinalGuide.com, call us at (919) 535-8261, or visit our website at cardinalguide.com/
H E Scheil & Associates doing business as Cardinal Advisors holds an insurance license in all 50 states and DC. Listed below is the license # in each individual state. Alabama 675461, Alaska 100118081, Arizona 1800012348, Arkansas 100104794, California 0K32569, Colorado 464622, Connecticut 2463129, Delaware 1119857, DC 2887040, Florida L087124, Georgia 159539, Hawaii 445296, Idaho 507076, Illinois 100333675, Indiana 721739, Iowa. 1002056691, Kansas. 272705345, Kentucky 738674, Louisiana 614407, Maine AGN249408, Maryland 100048542, Massachusetts 2006645, Michigan 0104206, Minnesota 40411912, Mississippi 15016382, Missouri 8325733, Montana 100126008, Nebraska 100224332, Nevada 1007341, New Hampshire 2315847, New Jersey 1557889, New Mexico 1800010640, New York 1382342, North Carolina 1000092550, North Dakota 2000136230, Ohio 1028975, Oklahoma 100190853, Oregon 100237062, Pennsylvania 589318, Rhode Island 2309277, South Carolina 1907911784, South Dakota 10017719, Tennessee 2252224, Texas 1963111, Utah 513447, Vermont 1038574, Virginia 129027, Washington 864498, West Virginia 100107166, Wisconsin 100192273, Wyoming 275179 
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Y’all are such great teachers!
My parents and in laws were both sold the Advantage plan by agents. They had no idea they had choices.
I’m sorry about that. The agents most likely only sold advantage plans, worked on commission, and had very little training
Thank you Hans and Tom for your excellent advice. I have referred many of my friends to you. Keep up the good work!
Thanks Jeff
Wow! I’m a new agent and have been so confused with the differences between Medigap and Medicare Advantage. This video really helped me understand the difference! Thank you!!!
Glad I can help you Eva! Hans
Any retiree who is a “Snow bird” with a home or long term rental in another state, the supplement is the only way to go.
Thanks for your great presentation. I will be 65 next month and is a new underwriter for medicare.
This channel is one of the best! Thank you.
Thank you
Listened to the hard-sell on Advantage Plans ... but did not fall for it. Purchased Supplement Plan and have been extremely happy. Not restricted to any region or specific doctors. Needed a cutting edge cardiac procedure. Supplement Plan allowed me to travel out-of-state to get world class treatment. If I would have had ADVANTAGE ... probably would have been stalled on getting the procedure and put into a small network revolving door of mediocrity, like what happened to other relatives and people we know. THINK before you sign on the dotted line.
Thanks for laying out a complicated choice to a more simplistic decision making process..
I will be calling you in March 2024!
Thanks Hans and Tom. Your videos are always great. I was happy to hear that you told us that you chose the Medicare Supplement Plan instead of the Advantage Plan. Could you tell me which Medicare Supplement Plan you chose and why? I am also in Raleigh, NC and am interested in which plan you chose as there are many different ones to choose from. I have been told to purchase from one of the largest as their rates will not go up as high each year because they have a larger client base to spread the cost over. Iterested in what you did.
AARP/UHC plan G. There are 2 different prices in NC. I chose the more expensive one because it includes UHC’s “renew active” which gets me into the triangle YMCA or lifetime fitness at no charge. The more expensive one has the long history of smaller rate increases and the less expensive one is new and put out there to compete. Call me personally and I’ll be glad to help you. 919-535-8261
Greensboro, NC here. I have AARP/UHC Plan G & it has already saved me money above the basic cost the first year due to some pricey diagnostics. I like not being in fear that hospitalization or illness might be financially catastrophic. A supplement plan is absolutely the best decision for those who prefer a more predictable monthly budget.
How do you decide WHICH PLAN BEST SUITS YOU?,?? I don't use health insurance frequently. I have ore diabetes management without meds, I have osteopenia use OTC Vitamin D and Calcium, my major concern is cataracts which are at this time surgery is not recommended only glasses readers .
I would need to learn a bit more about your financial situation before recommending either Original Medicare or Medicare Advantage. If you call our office 919-535-8261, we can help. Hans
Is it possible to switch from an Advantage Plan to a Supplemental Plan without medical questions if I have been on Advantage Plan less than a year?
Yes it is. 1 year. Call us
When should I call you to set this up for me. I turn 65 next sept. 2024. Thanks.
Cindy Sign up for Medicare A & B on June 1 at SSA.gov. Contact me right around that time. Thanks Hans "John" Scheil
Certified Financial Planner™
Cardinal Advisors
2530 Meridian Parkway, Suite 100
Durham NC 27713
P: 919-535-8261
C: 919-714-3397
www.CardinalGuide.com
Hans@CardinalGuide.com
ruclips.net/video/7sql8cgqu6Y/видео.html
You sold an Advantage plan to friends?! Unconscionable. The double commission probably felt right though, huh?
they made a free choice. not everyone can afford an extra $200/month on top of the $175.
@@sustainablelife1st My plan G is only $132 monthly.
💔 *Promo SM*
every medicare info video on yt is a promo. But this guy lays the info out honestly and for free. If it's a promo, so be it. You are free to go to your local agent.