Medicare Knowledge If You’re 65+

Are you currently on Medicare and want to ensure you're not overpaying for your supplement insurance? This video is for you! Whether you've had your plan for a few years or are just curious about potential savings, we cover essential tips and insights to help you make informed decisions about your Medicare supplement plan. Watch the video now to learn how you can start saving today!
Questions? Email us at [e-mail], call us at [phone], or visit our website at cardinalguide.com/
Show Notes: cardinalguide.com/wp-content/...
H E Scheil & Associates doing business as Cardinal Advisors holds an insurance license in all 50 states and DC. Listed below is the license # in each individual state. Alabama 675461, Alaska 100118081, Arizona 1800012348, Arkansas 100104794, California 0K32569, Colorado 464622, Connecticut 2463129, Delaware 1119857, DC 2887040, Florida L087124, Georgia 159539, Hawaii 445296, Idaho 507076, Illinois 100333675, Indiana 721739, Iowa. 1002056691, Kansas. 272705345, Kentucky 738674, Louisiana 614407, Maine AGN249408, Maryland 100048542, Massachusetts 2006645, Michigan 0104206, Minnesota 40411912, Mississippi 15016382, Missouri 8325733, Montana 100126008, Nebraska 100224332, Nevada 1007341, New Hampshire 2315847, New Jersey 1557889, New Mexico 1800010640, New York 1382342, North Carolina 1000092550, North Dakota 2000136230, Ohio 1028975, Oklahoma 100190853, Oregon 100237062, Pennsylvania 589318, Rhode Island 2309277, South Carolina 1907911784, South Dakota 10017719, Tennessee 2252224, Texas 1963111, Utah 513447, Vermont 1038574, Virginia 129027, Washington 864498, West Virginia 100107166, Wisconsin 100192273, Wyoming 275179

[@davidfolts5893]

Knowing the fundamentals is pivotal.🎯

[@maaloufgeorge2926]

Great video... We really appreciate what you are doing by sharing this valuable information. I have been on medicare for two years and i feel i am paying a little extra with my United Healthcare AARP. you just confirmed this. Thank again ... Good job.

[@CardinalAdvisors]

Thanks. That’s the one I have.

[@Meadowlark57]

Thank you for this message; we always learn something! We have been on Medicare only a couple of years and we are not yet taking Social Security. When we do take S S, we are hoping that our Medicare premiums will NOT be 'taken off the top' of our SS benefits. We like to keep those things separate in our own minds and in our bank statement, too. It seems to me it would be easier to know the amount of money coming in from SS and the amount of money going out to Medicare if they would remain separate, although we have heard that it is very common for the Medicare premiums to come directly out of SS benefit checks before the benefit is added to your bank acct. Is that true?

[@CardinalAdvisors]

Once you start SS, they take the Part B premium out of your SS check. Nothing you can do about it.

[@pauld9653]

Thank you ! Great service and calculator.
How is it the same company is listed several times, each with a different premium for the same plan G ?
In looking at the ratings, how can a company have 5 star customer satisfaction and only a 2 star Market Experience ? What is market experience ?
Looking at the price increase ratings may be important as you might save $$ one year and then they raise rates higher than other companies in future yrs... and if your health changes then you are stuck with them.

[@Meadowlark57]

Premiums vary according to your location. Prices vary from state to state and even from zip code to zip code in the same state. Another reason for various pricing is gender.

[@pware9643]

Yes I am aware how the premiums vary by your situation/location. I am referring to the calculator that shows the various star ratings categories, one of which is a rating on the company’s history or rate hikes year to year. Some companies will have a low quote to get you to sign up, then jack up the premiums in future years much higher than other companies.

[@CardinalAdvisors]

Allstate shows up several times with their various discounts. If you wear a Fitbit, live with another adult, married…. The rating system is subjective. Thanks for watching and commenting.

[@eliechidiac9427]

Plan G. Mutual of Omaha. Two of us. Total $234 per month (up from $221 last year, so a 5% increase). So $117/mo each.

[@CardinalAdvisors]

Thanks for your business

[@javiercastro8466]

I just received my Medicare card, how does that work for those with VA?

[@CardinalAdvisors]

@@javiercastro8466 it’s one or the other. Your Medicare card is of no use at the VA. The VA is not of use at the clinics and hospitals in your town.

[@javiercastro8466]

@@CardinalAdvisors So, it appears I have a duplication in services, of which I am obligated to pay for Medicare, despite not needing it. Am I correct? The only benefit I see is while traveling, as having to register at a new hospital to receive services can be a hassle.

[@CardinalAdvisors]

@@javiercastro8466 You can cancel part B and save the monthly premium