How to Save Money in the Netherlands Without a High Income

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  • Опубликовано: 4 дек 2024

Комментарии • 57

  • @MakingitinHolland
    @MakingitinHolland  3 года назад +14

    Let me know if you want me to talk about my personal approach when it comes to investing money! Thank you for watching.

    • @TheSimArchitect
      @TheSimArchitect 3 года назад +1

      Totally!!

    • @julieteviota1482
      @julieteviota1482 3 года назад +1

      Yazzzz

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      @@TheSimArchitect Alright, working on this video for the next weeks!

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      @@julieteviota1482 awesome! I'm happy to share.

    • @CalmAmbiance
      @CalmAmbiance 3 года назад +1

      Awesome. Yes please :) Could you maybe include information about the roth IRA substitute in NL?

  • @TheSimArchitect
    @TheSimArchitect 3 года назад +3

    Yay! Glad you posted it today! 🎉

  • @clusterpain2000
    @clusterpain2000 3 года назад +11

    You are becoming just as thrifty as the Dutch themselves. Congrats with that. My own philosophy has always been that I have little influence over the height of my income, but that I am fully in charge of my expenses. So when I can not increase my income, I can cut my expenses. Therefore, at he end of the month it is not the height of my income that determines my savings but the difference between what comes in and what goes out.

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      It’s really important to control your expenses, that’s the first step and then the second step is to find ways to increase your income (if you want). Sounds like you’re on track.

  • @marias.3604
    @marias.3604 3 года назад +7

    That was definitely worth waiting for! Great video, so well structured.
    I myself don't have problems saving, 30% of netto income goes to the saving account in the beginning of each month. And I have a specialised excel-based household book for my whole budget.
    But saving isn't investing 😉
    Would be absolutely lovely to hear your tips on investment, Gulce

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      Yes! The first part is saving which is the first step. And sounds like you’re already doing great in that area. In the coming weeks I’ll be sharing my investment strategy as well. I’m still thinking about how to best structure that. Any specific things you’d like to know?

    • @marias.3604
      @marias.3604 3 года назад +1

      @@MakingitinHolland well e.g. I am a risk averter, so my challenge is - i am not keen on taking the money that i earned by years of hard work and just invest into some crazy adventure and eventually loose it.
      I understand that it's not wise, but am too frugal, though am not Dutch 😉

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +2

      @@marias.3604 I think you're definitely not alone. The only downside of not investing at all is that your hard earned money every year loses value due to inflation (even if the inflation is small every year, it adds up). So it's a good idea to find a not too risky way of investing. Actually, most investing is kind of "boring" and not very risky. That's how Warren Buffett became one of the riches men in the world. He had a super boring investment strategy.

    • @marias.3604
      @marias.3604 3 года назад

      @@MakingitinHolland you are right Gulce. In my case my company increases the salaries yearly to cover the inflation. But of course having a personal investment strategy is something worth having

  • @vanessasantana6523
    @vanessasantana6523 10 месяцев назад

    How to track the offers in the supermarkets?

  • @mrsrockbison
    @mrsrockbison 3 года назад +3

    Awesome video as usual. just a request if possible for important names, if you could put the names or logos on the screen as a list or in the description. It would be easier to then research it myself, especially if you are an expats had to rewind a couple of times to get ABN Amro's name 😂😂😂. you could use the nice empty white wall like in this video. Also, the quality is so much better now with the new mic.

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      Yes! I will definitely be putting more text and logos etc now that I finally have a set up I’m a lot happier with. 😊 Thank you for watching.

  • @pablogamezlopez3037
    @pablogamezlopez3037 2 года назад

    What's the name of cheap cloth shop in point of quality shopping??

  • @fuadgassar6384
    @fuadgassar6384 3 года назад +2

    Good advice, I need to ask in term of investment, what the minimum amount of money which can I invest to earn for example 1000 euro monthly as a revenue?

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      Hey Fuad, great question, I will be covering about investing in one of the upcoming videos. Make sure to stay tuned for that.

  • @yohaneztheos2556
    @yohaneztheos2556 3 года назад +1

    Great money management techniques 👌

    • @MakingitinHolland
      @MakingitinHolland  3 года назад

      They are simple, but simple really does work in this case. Did you have a favorite?

  • @sonamchwoedon786
    @sonamchwoedon786 3 года назад +1

    Where you said you shop at ? Where you wait for 70 % sale ?? I quite didn’t understand the name . Thnx

    • @MakingitinHolland
      @MakingitinHolland  3 года назад

      I like to shop at de Bijenkorf during their 70% sale periods typically around end of summer and after Christmas.

  • @theinvestorssquad8752
    @theinvestorssquad8752 3 года назад

    Would you happen to know what the average monthly regular income there as well as the average pension is there ?

  • @alexandrabenton3868
    @alexandrabenton3868 3 года назад +1

    What’s the name of the budget tracking app from your bank? And sorry, how do you spell the name of that luxury store you mentioned? Thank you!!

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      Hey Alexandra, the app is called Grip and it’s developed by ABN Amro bank. From what I know you can use the app even if your bank account isn’t with ABN Amro. The luxury department store is called De Bijernkorf (there’s sale going on there right now actually).

    • @alexandrabenton3868
      @alexandrabenton3868 3 года назад

      @@MakingitinHolland Perfect - thank you so much!

  • @Hondaczz
    @Hondaczz 3 года назад +2

    hi I have a question for you,
    Do you recommend starting a RUclips channel to make money and become financially independent?

    • @MakingitinHolland
      @MakingitinHolland  3 года назад +1

      I definitely do recommend this. I’m a big fan of all the possibilities you can have by building a personal brand on RUclips.

    • @Hondaczz
      @Hondaczz 3 года назад

      @@MakingitinHolland thanks a lot, my next question for you is what do you recommend and how do I start?, what can I talk about ect?

  • @dhanyaselvan1637
    @dhanyaselvan1637 3 года назад +1

    Thank you

  • @mahditamadon6136
    @mahditamadon6136 3 года назад

    Should we pay tax for our activities out side of our main work? I mean something like youtube channel and freelancer projects. how much the taxes would be for such activities.

  • @paulroque7820
    @paulroque7820 2 года назад

    Glad to find you channel thank you. We are Migrating soon 🥰

  • @gollalappahadpad7761
    @gollalappahadpad7761 3 года назад

    Madame can you please guide me about job in Holand or in other part of Netherland Country 🙏🌷

  • @shahid1990able
    @shahid1990able 3 года назад +1

    thanks for sharing..

  • @LynVLOGSChoco
    @LynVLOGSChoco 3 года назад +1

    Thanks for sharing❤️

  • @Grahh777
    @Grahh777 3 года назад

    Great video!

  • @princebabu4020
    @princebabu4020 3 года назад +1

    Hi miss how are you ? Actually on this topic I want to keep continue good link with you always. I want to setup and run my future for develop by your plan and advise. Keep continue help to me. Thank you very much, bye bye.

    • @MakingitinHolland
      @MakingitinHolland  3 года назад

      Thank you for watching! I’m happy the content is being helpful.

  • @ashaannaissac6922
    @ashaannaissac6922 3 года назад

    Hey
    Could you share an information video regarding migration of non EU healthcare professionals to Netherlands???????? Especially for nurses!

    • @patriciaaugustine2521
      @patriciaaugustine2521 3 года назад

      Btc hits $100k by Dec. Already sky rocket above $50k. Cryptocurrencies is good they're a huge help down the road espically bitcoin helps to stay solid financially.

  • @roroail1813
    @roroail1813 3 года назад

    Habibi I need a job invitation,to travel to Holland and claim a asylum. I deserve it I'm Yemeni,and I want to arrive.. any suggestions

  • @arielleung3917
    @arielleung3917 3 года назад +2

    Seriously? I thought nobody earns less than a phD candidate lol

    • @MakingitinHolland
      @MakingitinHolland  3 года назад

      Average salary is around 1630 euros and architects are indeed not the highest earners. This is why I quit working and started my own business. There’s no upper limit as to how much to earn. 😊

    • @arielleung3917
      @arielleung3917 3 года назад

      @@MakingitinHolland Good for you! I really thought an architect would earn significantly more than the average, though.