Best Budgeting Apps for 2023 [Save Thousands!]

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  • Опубликовано: 6 сен 2024

Комментарии • 140

  • @ryanmcgregorr
    @ryanmcgregorr  Год назад +41

    Thank you for watching! Which budgeting app are you going with? 🤔

    • @jamespamson451
      @jamespamson451 Год назад +2

      The first one for sure

    • @briannaculpepper
      @briannaculpepper Год назад +1

      Been using YNAB for 4 months. Changed my financial life. I use the web version more than the phone app, but both are great.

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад +2

      @@briannaculpepper hey Brianna, that’s awesome to hear! YNAB is a great platform. Thank you for watching!

    • @oliviatomlin4465
      @oliviatomlin4465 Год назад +1

      I went with the first one as well! Thank you for the video

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад

      @@oliviatomlin4465 You're welcome! Thanks for watching, Olivia!

  • @stephenw5488
    @stephenw5488 10 месяцев назад +37

    Anyone else here after Intuit announcement that Mint is being discontinued? 😭

    • @asyx01
      @asyx01 7 месяцев назад +2

      Yup this video needs to be updated!!

  • @scram2012able
    @scram2012able Год назад +24

    Such a helpful video! I really appreciate how you addressed security concerns and gave clear instructions!

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад

      Glad you found it helpful and thanks for the feedback! 🙌

  • @aracelikopiloff1791
    @aracelikopiloff1791 Год назад +5

    I live outside the USA so I need an app where I can just enter my monthly budget because I am not using my debit card daily, I transfer cash once a month and deal in cash. Zero debt.

  • @Laura-tb7nm
    @Laura-tb7nm Год назад +5

    Great video and the financial literacy at such young age is admirable!

  • @Lacerated1DJ3
    @Lacerated1DJ3 Год назад +3

    Thank you for this video, i have been looking for something like these and i now have a better idea for my budgeting needs.

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад +1

      Great to hear and I'm glad the video was useful. 🙌 Thanks for watching!

  • @bryangolec4358
    @bryangolec4358 8 месяцев назад +1

    Thank you for your input and explaining it in more detail for me.

    • @ryanmcgregorr
      @ryanmcgregorr  7 месяцев назад

      I appreciate your comment. Thank you for watching!

  • @beksaylor
    @beksaylor Год назад +5

    Loved the phone call!!

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад +2

      Hahaha I wanted to take the opportunity to show off the Nokia flip 😂 Thank you for watching!

  • @savannahsnoddy484
    @savannahsnoddy484 Год назад +4

    12 credit cards? bruh.😦
    Thanks for the video!

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад

      Hahaha, you're welcome. Thank you for watching, Savannah!

  • @icnoib1
    @icnoib1 10 месяцев назад +3

    Do any of the budgeting apps track envelopes or categories showing a list of the deposits and debits in each envelope like a spread sheet? In addition, I want to front load the envelopes or categories and deduct money from that particular envelope.
    I use an envelope spread sheet that I created, which divides the money in my checking account into the envelopes. This was inspired by Dave Ramsey; yet, his own app does not even do that?
    I cannot find an app that tracks the way I want or I definitely would love the convenience of the app. I am responsible enough to monitor and adjust my spending.

  • @StockerM
    @StockerM 10 месяцев назад +3

    With Mint closing, who would you put in their spot?

  • @vbhaliwell6088
    @vbhaliwell6088 Год назад +9

    Excellent content! Signing up for Mint now. It sound great.

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад

      Glad you enjoyed it! Let me know how you like Mint. Thank you for watching 🙌

    • @theodosiashields3997
      @theodosiashields3997 Год назад

      Very good information. Thank you so much!!

    • @suhforte
      @suhforte Год назад

      Bill tracker doesnt work for me 😢

    • @MattGarcyaDC
      @MattGarcyaDC Год назад

      how do you like mint

  • @katiewho44
    @katiewho44 Год назад +1

    This was so informative and very helpful, thank you for that

  • @tjs162009
    @tjs162009 Год назад +15

    What app would be best for someone whose income fluctuations drastically every pay check?

    • @r_mclovin
      @r_mclovin Год назад +9

      doodle jump

    • @BrandurnPorchiga
      @BrandurnPorchiga 11 месяцев назад

      @@r_mclovinthat was like middle school for me lol

  • @rosssavage3172
    @rosssavage3172 10 месяцев назад +4

    Mint is closing. Definitely kind of sad since I’ve used them forever.

    • @ryanmcgregorr
      @ryanmcgregorr  10 месяцев назад

      Just heard about this too. :/ really sad to hear.

    • @Why_Usernames
      @Why_Usernames 10 месяцев назад

      @@ryanmcgregorr migrating from mint. Do you have a preference between every dollar and YNAB?

  • @_Under.the.Radar_
    @_Under.the.Radar_ Год назад +4

    Mint has a major glitch it hasn't been working for the last 4 - 5 months

  • @ronnie.m.m
    @ronnie.m.m Год назад +6

    Mint it's only available in USA and Canada :(

  • @scottdavis_34
    @scottdavis_34 Год назад +6

    Nice vid Ryan! Hope u are doing well!!

  • @TrainingWithBrianYT
    @TrainingWithBrianYT Год назад +6

    If you wanted a sub and like you coulda just said that bro ... didnt have to absolutely kill it in this video 🔥🤣 Great stuff thanks 👍

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад +1

      brooo way to hype me tf up on a Saturday!! 🙌🔥 Thanks for watching and glad you liked it!

  • @lukehodson9625
    @lukehodson9625 Год назад +2

    4:20 Good looks bro

  • @vik5159
    @vik5159 Год назад +3

    Hey man! Thanks for the video.
    Your link for mint doesn’t work. Just letting you know.

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад +1

      Thank you for watching and letting me know! I'll update that. 🙌

  • @Zoe-Dixon
    @Zoe-Dixon 7 месяцев назад +1

    Great video! Only a couple things bothered me. A: it’s pronounced “game-i-fy” like turning something into a game. Took me a few times to realize you weren’t saying “gammafy” B: too much explanation on nonsexual strange addiction. Next time just say you collect Pokémon cards or something lol. Very good video though! Thank you!

    • @ryanmcgregorr
      @ryanmcgregorr  7 месяцев назад

      Thank you for watching and the excellent feedback. I’m always looking for ways to improve, so it’s much appreciated. Have a great 2024! 🙌

  • @1realtruthrightnow742
    @1realtruthrightnow742 Год назад +3

    Mint will not link to Wells Fargo, either regular accounts or brokerage accounts. Mint Cust Serv says its Wells Fargo's fault, Wells Fargo Cust serv say its Mint's fault. Really sucks because most of my stock portfolio is at Wells Fargo

    • @DevOpslegacy
      @DevOpslegacy Год назад +1

      This is an awesome comment because I would’ve chosen the #1 but if it doesn’t work with my bank guess it’s not for me

    • @1realtruthrightnow742
      @1realtruthrightnow742 Год назад

      @@DevOpslegacy I'm glad it helped.

  • @ChunkyROX
    @ChunkyROX Год назад +2

    i put my budget in our company's SAP test environment..🤪

  • @thousandaireradio3199
    @thousandaireradio3199 Год назад

    Thanks bud, great video✅👍

  • @ShotgunAFlyboy
    @ShotgunAFlyboy 8 месяцев назад +2

    Putting Mint first didn't age well 😅

  • @satekilatu9625
    @satekilatu9625 10 месяцев назад

    Awesome video! Helped a lot

  • @ariellee6296
    @ariellee6296 Год назад +8

    Intuit Mint's app and website don't seem to be active. Are they temporarily not working or did it shut down?

    • @Jadencoa
      @Jadencoa Год назад +3

      I’m having the same problem, I’m thinking it has something to do with the premium subscription for $4.99 a month. If that’s the case I’m looking for another app to manage.

  • @Duwhatulove
    @Duwhatulove Год назад

    This was great. 🎉

  • @mrconfusion9671
    @mrconfusion9671 Год назад +2

    Are there any other currencies in the apps apart from dollar

  • @user-vw1si9xk4s
    @user-vw1si9xk4s 7 месяцев назад +1

    This was great.

    • @ryanmcgregorr
      @ryanmcgregorr  7 месяцев назад

      I appreciate that. Thank you for watching. 🙌

  • @frankmckinley1254
    @frankmckinley1254 Год назад

    Thanks for the video.

  • @shivatulsi
    @shivatulsi Год назад +16

    Hey Ryan, Loved your content. I just had one doubt bro.
    Is there any application for budgeting which helps in tracking my transactions automatically and you know fees into the application without linking my bank account? You know we get a notification once we do a transaction so is there anyway that those notifications can be traced by the app and the transactions can fetched into the application and can make it easier to budget my expenses…

    • @terrenceowens8182
      @terrenceowens8182 Год назад +5

      Not that I know of. Think you either have to add them manually, link the app to your bank, or export transactions from your bank and import them into app. From my understanding. And that’s on any budgeting app.

    • @Kiraya
      @Kiraya Год назад +5

      nothing can track your transactions unless it's linked to the thing processing your transactions, aka your bank

    • @Codekiller-hu9ql
      @Codekiller-hu9ql 9 месяцев назад

      The notifactions arte apart of your bank info, plus I think that much control over a iphone I think violates some rule some where. sorry linking bank account can be scary but its worth !

  • @donnieo9119
    @donnieo9119 Год назад +5

    Can I scan receipts with mint?

  • @SamuelKeaton
    @SamuelKeaton 7 месяцев назад

    Thank you. Is it the free aps?

  • @justingordon7373
    @justingordon7373 Год назад +86

    I hate when people watch a whole video and won't like it but will leave a negative comment.

    • @noragami_1856
      @noragami_1856 Год назад +24

      It’s like when you go to a restaurant if the service is horrible you’re more likely to leave a review compared to having a good time.

    • @migtini
      @migtini Год назад +2

      @@noragami_1856 exactly

    • @manjelfaworaja8093
      @manjelfaworaja8093 Год назад +35

      Lol they don’t like the video that’s why they leave negative comments. Why would they like something they don’t like?

    • @austinc2997
      @austinc2997 Год назад +4

      Lol ratio

    • @1Korand
      @1Korand Год назад +8

      to be fair if you don't like it.. you have the right to express why you don't like it. there is a dislike button the same way there is a like button. 😊

  • @Animacx
    @Animacx 7 месяцев назад

    I JUST WANT AN APP THAT ALLOWS ME TO EXPORT FROM MY PHONE TO EXCELL FORMAT.

  • @its4theer
    @its4theer Год назад +1

    Which of these app are international?

  • @nightfall1152
    @nightfall1152 2 месяца назад

    Thank you

  • @DraRed73
    @DraRed73 Год назад

    This is for US audiences only. You should say that!

  • @mrohde2067
    @mrohde2067 Год назад +2

    Manual updates .. boo 😢
    Like the auto that mint offers 👍
    Thank you for the intel 😊

  • @judithcobler2682
    @judithcobler2682 Год назад +3

    Very helpful! I do have a question though... how much can we trust these apps being linked to our accounts?

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад +7

      Glad it was helpful, thank you for watching!
      That really comes down to personal preference. I'm not worried as i've never had an issue and there are safeguards in place like account balances being in read-only format (no way to transfer funds if Mint account was hacked, for example), bank level encryption, etc.
      Still, there are many people not comfortable linking and that's totally understandable.

  • @Tamara-wp1us
    @Tamara-wp1us Год назад +1

    So helpful! Can two people use the same mint account?

  • @davidmarr540
    @davidmarr540 Год назад +1

    12 credit cards?..dude what's the interest rate on each one?

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад +9

      17 now between my business and personal. Rate doesn't matter to me because I never carry a balance. Thanks for watching! 🙌

  • @Justmylukc
    @Justmylukc 8 месяцев назад +2

    And mint is gone 😢

  • @GioGarnada
    @GioGarnada 10 месяцев назад

    Anyone else’s mint not updating?

  • @JeffBarnhart
    @JeffBarnhart Год назад +5

    EveryDollar doesn’t even support American Express…. Useless.

  • @Korelon7
    @Korelon7 Год назад +12

    Linking your bank account to any app is a very stupid move. Do it manually, don't be lazy.

    • @robbiepalmer9191
      @robbiepalmer9191 Год назад +4

      why?

    • @sbka8751
      @sbka8751 Год назад

      @@robbiepalmer9191if there’s a data leak or any sorts of cyberatack your done

    • @jasonbfhfj8132
      @jasonbfhfj8132 Год назад

      @@robbiepalmer9191 look at Canada. They froze people’s assets because they didn’t like their political opinions

    • @BrandurnPorchiga
      @BrandurnPorchiga 11 месяцев назад

      I agree especially if you have multiple accounts linked. Gg if they get hacked.

  • @Balanced--
    @Balanced-- Год назад

    FYI - None of these integrate with aussie banks

  • @greg1065
    @greg1065 9 месяцев назад

    12 credit cards is insane😂😂

  • @PRMusic595
    @PRMusic595 10 месяцев назад +1

    Can i have a cash account on mint ?

    • @ryanmcgregorr
      @ryanmcgregorr  8 месяцев назад +1

      Hello, unfortunately Mint is going to be discontinued. 😔 Thank you for watching!

  • @KD-wc4rs
    @KD-wc4rs Год назад +2

    What if I’m paying cash do I have to put that in manually ?

    • @angelina-aisha
      @angelina-aisha Год назад +20

      use your critical thinking skills....

    • @Yo_soy_Hunter
      @Yo_soy_Hunter Год назад +3

      ​@@angelina-aisha Lmao fr

    • @KD-wc4rs
      @KD-wc4rs Год назад +7

      @@angelina-aisha Ian gone lie dat wasn’t the smartest question

    • @blackbriarmead1966
      @blackbriarmead1966 Год назад

      they can smell when you spend cash don't worry

  • @Rae47k
    @Rae47k Год назад

    Rocket money is an L from personal experience ngl

  • @Fer-hj4qr
    @Fer-hj4qr Год назад +1

    Put the apps names

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад

      ??? they're in the video and the description.

    • @Fer-hj4qr
      @Fer-hj4qr Год назад +1

      ​@@ryanmcgregorr I mean on the timeline, not "best budgeting app #1"

    • @PhilGerb93
      @PhilGerb93 Год назад +1

      @@ryanmcgregorr He's completely right. It makes it annoying to look up.

  • @Yuhism
    @Yuhism Год назад +1

    BRO GOT 12 CREDIT CARDS???

  • @AG-hl1ni
    @AG-hl1ni Год назад

    you need 1 credit card not 12

    • @ryanmcgregorr
      @ryanmcgregorr  Год назад

      I'm glad that works best for you. Not for me though

  • @sahabro7637
    @sahabro7637 Год назад

    Contact you sir,how to do

  • @camilasouza.financas
    @camilasouza.financas Год назад

    Hey! qual o seu instagram? gostaria de fazer uma proposta de negócios, sou do Brazil! aguardo sua resposta!

  • @Kim00700
    @Kim00700 Год назад

    Thank you

  • @ahshanulstatistician6644
    @ahshanulstatistician6644 Год назад

    Thank you. Is it the free aps?

    • @daughteroftheking279
      @daughteroftheking279 Год назад

      I have rocket money and it’s free but they give you the option to upgrade to premium for 10 dollars

  • @rickd1369
    @rickd1369 Год назад +1

    Great video! Only a couple things bothered me. A: it’s pronounced “game-i-fy” like turning something into a game. Took me a few times to realize you weren’t saying “gammafy” B: too much explanation on nonsexual strange addiction. Next time just say you collect Pokémon cards or something lol. Very good video though! Thank you!