Home Buyers #1 QUESTION: When Should I Get Pre Approved To Buy A House???
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- Опубликовано: 5 сен 2024
- #jenniferbeeston #homebuying101 #preapproval
GET PRE-APPROVED: www.zerostress...
FOR MORTGAGE QUESTIONS: calendly.com/j...
I am licensed in 48 states for purchase and refinance mortgage and YES you would work with me and my team, NOT some random lender in a call center. I stand 100% behind everything I say and want to get YOU to the finish line. My cellphone is 707-478-0637. Never be afraid to call or text. Let’s get you home!:)
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Licensing info: Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
Branch Address: 1750 N University Drive, Coral Springs, Florida, 33071
Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org Top 1% in the nation 2016-2022 www.zerostressmortgage.com NMLS #247743 Guaranteed Rate NMLS 2611 www.guaranteed... www.guaranteed... Equal Housing Lender - www.nmlsconsumeraccess.org State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203 Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action. Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
Thank you for not forgetting where you come from, caring about the person and not just the money. Hard to find in this day and age. 🙏
I like your energy 😊
Thanks Jenn,great tips on how to plan and prepare to buy a property.
Glad it was helpful!
That was a question that I had also. Thanks for clearing that up for me. 😊
I absolutely love this channel.
Thank you!
@JenniferBeeston You and staff are quite welcome. I have a few more months left, and I will be free of all credit card debt. I can't wait
Looking forward to working with you:)
What is the best strategy in TIMING for listing my home to sell versus getting pre-approval from the lender for purchasing a new one? How is that best coordinated?
Good information as always. Appreciate your videos.
Thanks for watching!
Thanks, Jen!
Any time!
I'm looking to buy in Florida in 12-24 months. First time home buyer. Any recommendations on how to go about the process? I'm a new subscriber and love your videos. Appreciate the blunt statements too!
We are happy to get you on the path! Pick a good time to chat here calendly.com/jennifer-beeston/preapproval-q-a
Commenting in wraaath!!!!
Yes!
Drop a comment filled with wrath! Lol. Thank you so much for the advise. Do you recommend shopping multiple different lenders to get a few different preapproval to find better rates
l?
Thank you for dropping a comment and enjoying my wrath lol In regards to multiple lenders, it’s good to get preapproved with one or two that you really like and then just shop and compare rates but make sure you’re doing it on the same day at the same time and ultimately really look at the individual lenders reviews. There’s a lot of lenders that lie on the phone about what their rates are and then wait till the end to lock you and “oh shock the rates went up.”
Dear Jennifer
I was pre approve in 2023 but did not find a house what should I do now?
I want to relocate to a different state and my husband needs a job so now he is going to look for one in that state.
If your husband has to line up a job as that is your source of income, I would line up the job and then get prequalified for the new state
Jennifer that was a perfect video because I have talked to you about this very same thing with me being in a lease. Question what is your thoughts on consolidation of credit cards to one loan? I wanted to know if I could send a text message or is it better to just call with the question?
Great video
Thanks!
How does marriage charge things? Other than give you more income? Are there other things?
Does pre approval have to do anything with the state I am going to buy house in?
Yes as homeowners insurance and closing costs differ by state
Hi Jennifer! Great video, as always. What successful strategies have you seen a veteran use to purchase an investment property and then immediately purchase a primary residence?
My spouse and I would like to purchase an investment property next year, around May (using a VA loan). We’re also projected to move again, next summer, and would like to purchase instead of renting. Help please.
I got a real estate agent and lender. I got pre approved (first time home buyer) submitted all the years of w2 and I believe 3 months of checking savings 401k and put a contract on a house a month later. Have home inspection coming up and home warranty paid for. Will I have to re submit recent statements before closing?
The lender may ask for it
How much $ should you have in reserves when you get the pre-approval?
At least 6 months worth i would say
You do not need any reserves for most loan programs
What are the avg interest rates you’re pulling in June so far for 760-800+ credit applicants?
Assuming 30YR conventional
check out www.mortgagenewsdaily.com
Do u have a office in queens ny
I am licensed in NY but we do not have offices in queens
Hey Jennifer I was thinking about this the other night while measuring my garage for some lighting and I was wondering if you could give me your thoughts on this?! So this is our first house measuring out at only 1350 sq ft. built in 2005 last refinanced at $330,000 so anyway the garage came out to 750 sq ft. so I was thinking we are paying more for the garage space then the actual major part of the house which seems ludicrous!?!? Am I thinking about this wrongly?
1350 + garage correct? Generally the appraiser does not include the garage square feet in total house square feet as it is not livable space. My husband is incredibly jealous of your garage space.