HOW I PURCHASED MY CAR IN THE USA WITHOUT CREDIT SCORE FILIPINO NURSE IN AMERICA JoyOfMia

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  • Опубликовано: 8 сен 2024
  • How I purchased my car here in the USA with zero credit score. I got my car after a month in the USA before working as a nurse here in America. I used advancial credit union for financing, if you want to be referred to advancial just send your name and email address to my email of you can PM/DM me, you can get $50 and I get $50 as well.
    TIME STAMPS
    ⏰ 00:38 Home Workout
    ⏰ 04:21 How to get a car in the USA
    ⏰ 08:01 Brand new or Pre Owned Car
    ⏰09:28 How to choose car dealership
    ⏰ 11:10 Don't in buying a car
    ⏰ 13:06 Cooking for Dinner
    ⏰ 14:08 Car payment Options
    ⏰ 15:38 Advancial Referral
    ⏰ 23:07 Documents needed for Advancial Car Financing
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Комментарии • 62

  • @JoyOfMia
    @JoyOfMia  2 года назад +3

    TIME STAMPS
    00:38 Home Workout
    04:21 How to get a car in the USA
    08:01 Brand new or Pre Owned Car
    09:28 How to choose car dealership
    11:10 Don't in buying a car
    13:06 Cooking for Dinner
    14:08 Car payment Options
    15:38 Advancial Referral
    23:07 Documents needed for Advancial Car Financing

  • @janneferhernandez7632
    @janneferhernandez7632 2 года назад +2

    Thank you sa tips.
    1. Be firm sa mga requests/inquiries and timeline. Pwedeng mag ask ng discount from dealership.
    2. Stretch the first car payment up to 90 days (subject to contract).
    3. Budget first few months of stay.
    4. Save for expenses and taxes.
    5. Advancial is the key. Kung no Budget, pwede ipacharge na lang muna sa CU ang mga expenses related sa car loan.
    6. Low APR = build credit score or get a co-signee.
    7. Prepare documents: SSN, driver's licence.
    Thank you so much!

  • @MikeeMikeeMikee
    @MikeeMikeeMikee Год назад

    Sana mapanuod to nung mga parating! And yes sobrang hirap mag start from nothing and at the same time maghanap ng bahay at sasakyan. Thanks for this, very informative.

    • @JoyOfMia
      @JoyOfMia  Год назад

      True, yong tipid tipid pa sa una, pero bawing bawi lahat ng hirap habang tumatagal na rin. Kapit lang.

  • @janneferhernandez7632
    @janneferhernandez7632 2 года назад

    Didn't skip ads for you Ma'am Mia. Sakto ang mga na cover mo dito sa mga questions ko po. Thank you for sharing.

  • @arthuralcazaren7551
    @arthuralcazaren7551 Год назад

    Thank you for this information mam. God bless.

  • @dcp3979
    @dcp3979 2 года назад

    Thank you sooo much... Buti na discover ko tong vlog mo, kasi mababaliw na ako 😭 ang hirap talaga.... 🥺

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Yan ang magandang problema ang paghanap ng car hehehe.

  • @jmcabrera670
    @jmcabrera670 2 года назад

    Nagsubscribe na po ako, from Saipan

  • @marvindimaano8543
    @marvindimaano8543 Год назад

    Thanks for sharing!

  • @roniecaberto8004
    @roniecaberto8004 2 года назад

    Tamsak na..🥰🥰🥰

  • @jackiecabreros5517
    @jackiecabreros5517 2 года назад

    Very informative

  • @itsmecherry339
    @itsmecherry339 2 года назад

    Very informative po ❤️

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Thanks sis, sana makatulong sa mga ibang nurses.

  • @jacquelinecamarillo6648
    @jacquelinecamarillo6648 2 года назад

    Mam Mia, anong trim ng Outlander Sport po nakuha nyo? Balak ko din po Outlander Sport Sana din. Thank you

  • @pearl5156
    @pearl5156 Год назад

    Hi. What if you do not have a driver's license? Can we instead buy a car under the name of my husband since he has license? Thank you.

  • @PaulineAngelaAraullo
    @PaulineAngelaAraullo 2 года назад +1

    Thanks for the info maam. Will be deployed soon nadin maam and nagreresearch na ako sa possible expenses ko. Ask ko sana anong model ng car nyo maam? ☺️

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Mitsubishi outlander sport po. Winner sa tipid ng gas hahaha! 16 hours drive is only 150 dollars gas.

    • @PaulineAngelaAraullo
      @PaulineAngelaAraullo 2 года назад

      Thank you maam! 💕

  • @Manta_lhei07
    @Manta_lhei07 Год назад

    Huhu ako po nag lyft ngayon.. $800-$900 a month gastos ko :( ... wala pa dn ako idea panu mkakuha ng car ng walang credit score :(

    • @JoyOfMia
      @JoyOfMia  Год назад

      Message me on FB I’ll try to help.

  • @renelyndimayuga8706
    @renelyndimayuga8706 2 года назад

    Hi Ms. Mia, pwede ko ba itanong yung car insurance mo and how much po yung monthly mo? Thank you

  • @calliesplanet1054
    @calliesplanet1054 Год назад

    Hello maam, kelangan po ba member ang employer ko po to avail advancial's autoloan? Di kc member ang employer ko

  • @LovePerezWright
    @LovePerezWright 3 месяца назад

    nag pm po ako sa IG mam, Thank you so much po❤

  • @alvinbalceta4787
    @alvinbalceta4787 2 года назад

    Kelan po magandang kumuha ng car? After po bah ng knowledge test?

  • @casellejohnvisaya8117
    @casellejohnvisaya8117 Год назад

    Good day po... Salamat po sa mga info. Ok lng po kaya na pag dating dyan eh mag rent muna then once me license na eh bumili ng sasakyan? salamat po ng marami.. mahal po kase ng offer ng IAS. family of 3 po kami and baby pa ang 3rd member. sa NJ po tentative deployment

    • @JoyOfMia
      @JoyOfMia  Год назад

      Basta po may PH license I believe makaka rent po kayo

  • @ClaraP6467
    @ClaraP6467 Год назад

    Hi Ms Mia! We're in CA po, mas okay po ba sa credit union magpa finance kesa sa bank? And kung sakali po, madali lang ba magpa member sa credit union po?

    • @JoyOfMia
      @JoyOfMia  Год назад

      Depende po, pwede namn po ninyong malaman ang mga rates ng CU vs bank before you say yes

  • @ibrahimhailil5884
    @ibrahimhailil5884 2 года назад

    ❤️❤️❤️

  • @jayianmat8518
    @jayianmat8518 Год назад

    Is it better to lease or buy a car for a start in the US?

  • @lauqui317
    @lauqui317 Год назад

    hello ading mia, pwede ka ba referal ko, magpply ako advancial thanks?

  • @littlenightingale0896
    @littlenightingale0896 2 года назад

    Which month po sila nag markdown ng price? Thank you for the informative video.

    • @JoyOfMia
      @JoyOfMia  2 года назад

      I don’t know kung may specific month. Pero yong akin nakuha ko sya july.

  • @nightingale3277
    @nightingale3277 2 года назад +1

    Mam Mia pwede ba malaman kung magkano mo nakuha ang sasakyan mo? Ang total cost po? Thank you!

  • @kahzeemie967
    @kahzeemie967 2 года назад

    ☺️

  • @dell9067
    @dell9067 Год назад

    So makapagcheck sila sa credit score kahit wala ssn po?

  • @samsoo148
    @samsoo148 2 года назад

    Just want to ask. Nakuha mo ba car mo sa presyong out the door? Kasi mapusok mga car dealers eh? Tax and doc fees lang po ba binayaran mo in addition to the MSRP of the car?

    • @JoyOfMia
      @JoyOfMia  2 года назад

      You can get your car sa out the door price po nya from the dealership but then if you will do financing it means hindi buong cash ang bayad mo, the bank or car dealership or any institution na magpapautang sayo they will compute the out the door price + interest ng utang mo. Out the door price just means price of car kung magkano sya binebenta ng dealership + tax. Yan ang babayaran mo po in cash.

  • @caelialim
    @caelialim Год назад

    Thanks for sharing po! How much po nabayaran nyo upon getting your car po?

    • @JoyOfMia
      @JoyOfMia  Год назад

      Sa dealership wala po, sa DMV lang nong pina register na sya mga 300 ata dito sa amin.

  • @kc5067
    @kc5067 2 года назад

    Eh Sis, so nakuha mo na ang car mo, pero dpa na deliver sau, kailan ka naman kumuha ng car insurance? Also, when you purchased the car, may US driver’s license ka na ba or international license muna ginamit mo?
    Thank you.

    • @JoyOfMia
      @JoyOfMia  2 года назад +1

      Sa day po na dineliver kumuha na ako ng insurance, online lang namn pati payment debit/credit card din tapos download mo lang ang insurance card.

  • @EMP8711
    @EMP8711 Год назад

    Maam Anong car po kinuha niyo ?

  • @arabellaysabel1575
    @arabellaysabel1575 2 года назад

    Hi, is there a website kung saan ka nag check nang car dyan?

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Try nyo po isearch ang car dealership sa pupuntahan nyong city may website po yan silang lahat.

  • @russellejansarile10
    @russellejansarile10 2 года назад

    How much po ang dp nyo sa advancial? And ano brand ng car na nakuha mo?

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Wala po akong DP kasi yong car ko is lessa than sa max limit ng car loan nila. Pag mas mahal ang car at na max out ang loan yon kailangan mi na bayaran ng cash ang excess.

    • @russellejansarile10
      @russellejansarile10 2 года назад

      @@JoyOfMia ano po car mo? Hehe

  • @russellejansarile10
    @russellejansarile10 2 года назад

    Ilang days po validity ng pre-approved loan cert ng advancial?

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Wala po silang binigay na cert sa akin basta nag uusap lang po kami thru email nong may car na akong napili.

  • @09lopper
    @09lopper 2 года назад

    Kung me willing maam na mag co-sign anu po ung mga requirements?

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Driver’s License
      Credit Check
      Green Card
      Insurance Card, yan daw po sabi ng friend ko na may kasamang nag cosigned.

    • @09lopper
      @09lopper 2 года назад +1

      @@JoyOfMia Thank you for the information☺️godbless

  • @guillermolegaria8951
    @guillermolegaria8951 Год назад

    Hi maamm...may downpayment ba?

    • @JoyOfMia
      @JoyOfMia  Год назад

      Depende po sa inyo, pwede pong wala pwede din meron at depende po sa approved loan at sa price ng car po na kukunin nyo.

  • @ricksonyabao9542
    @ricksonyabao9542 Год назад

    ito hinahanap kung video, madam next time dalian nyo thumbnail para madali mahanap hehe

    • @JoyOfMia
      @JoyOfMia  Год назад

      Sige palitan ko yong font para madali mabasa 😂😂😂

  • @rcondona4011
    @rcondona4011 2 года назад

    Anong staffing agency ka mam?

    • @JoyOfMia
      @JoyOfMia  2 года назад

      Guardian healthcare providers po.

  • @llewelyngica5706
    @llewelyngica5706 Год назад

    Hi joy can you share with me advancial's email, website , tel no and contact person? Thanks

  • @nomiemilante2789
    @nomiemilante2789 2 года назад

    ❤️❤️❤️