Depends on the inflationary environment at time. The current level of inflation going forward is likely less than the 4+% rate you can get on T Bills. But the inflation over the last year or two has been higher than T Bill yields
Also as we have hit the debt ceiling there is some question on what happens if a government default happens. Likely this goes away when our leaders back east figure things out. With that said the best deal has been to participate in the weekly auctions as the highest rates. I built my own 3 mo ladder so money matures weekly to reinvest or not.
Very informative! Thanks 🙏
Thank you!
Always great content from Mr. Panko! No fluff and straight to the point.
No fluff zone
Tbills on brokerage. No state or local tax. 😊
They are very safe investments issued by the US Treasury that are guaranteed to pay a return .... less than the rate of inflation.
Depends on the inflationary environment at time. The current level of inflation going forward is likely less than the 4+% rate you can get on T Bills. But the inflation over the last year or two has been higher than T Bill yields
Also as we have hit the debt ceiling there is some question on what happens if a government default happens. Likely this goes away when our leaders back east figure things out. With that said the best deal has been to participate in the weekly auctions as the highest rates. I built my own 3 mo ladder so money matures weekly to reinvest or not.
@@kevinsmith4559 They have been “hitting the debt ceiling” every year for decades. They always raise it and print more.
Is it better to roll over a 4 week T-bill or let it mature? What is the advantage to having a roll over even if it is money you don't need right away?