Just remember to bring it. My wife got one. One time we were on a trip and came to a park and I said no problem, we’ll just use our national park pass… That’s when she told me “I didn’t bring it, I didn’t think we would need it.” So… I decided not to kill her that day…
Seniors should remember that the national and state parks are ours - and cost visitors nothing forever, until😢Raygun slashed taxes for the rich and introduced fees for visiting our own land. If that's okay with you? Look forward to being charged to go into your backyard, or even outdoors.... Does anyone else remember this?
Had AARP for 5 years and never used it. When I did not renew it, the amount of mail they sent me for the next couple of years was unbelievable. That combined with all the other mail from who they sell your information to makes you realize that you are the product that they are selling.
I also found that my car insurance company had roadside service that I was already paying for, so why have AAA. I cancelled AAA immediately. I have used the insurance roadside service twice and had service within 45 min. both times.
My wife asked me why I was talking so quietly, I said because Mark Zuckerberg was listening, my wife laughed, then Alexa laughed, then Siri laughed....
Thanks for the laugh, that’s why we don’t have any of so called smart devices in our home. Don’t need to pay for more than one devices to monitor me, I already have Siri.
I won't let Siri or Alexa in my home, and I shut off Bixby on my Android and Cortana on Windows. I'm not so old that my fingers can't type my questions anymore, and I expect by the time my fingers stop working, my brain will be gone as well, so even *with* a "digital assistant" I probably won't be able to compose a sensible question for it anyway.
I have Alexa in every room and in my car. I love it. And I absolutely don’t care if anyone’s listening. Listening to me would really be its own punishment. 😂
I have the top-tier AAA membership (Platinum). They have saved my sorry butt more than once. Year and a half ago, my transmission TOTALLY died while I was 120 miles from home. They were SUPER nice, got me a rollback to take me & my car home. Cost? ZERO! A year or so earlier, my starter died on CHRISTMAS DAY, 40 miles from home. Sent a rollback. Driver spoke only Spanish, but hell, I was thrilled! My Spanish vocabulary is mostly limited to menu items (NOT helpful in the situation!), but with sign language, we were able to somewhat communicate. I was able to point and say "Mi casa". Once home- "GRACIAS". Been a AAA member since 1974, 100% a fan!
AAA left me in a bad spot -despite Platinum membership.....1st time, we broke down 20 miles inside of NC. Tow truck driver could only transport 2 passengers at a time to a "safe place." This was a Walmart in a small town. No car rental in the area. It was a Saturday afternoon ab 3 pm. They gave us the phone number for the nearest airport which was about a hundred miles away where we could rent a car and they gave us the phone number for the taxi service out of that airport area. A nice taxi driver came at the end of his shift to come and get us and drive us back to the airport which he did for only $100. The car rental which we thought was covered by AAA only covered about $30 and because we had to drive it across state lines to go home cost more a lot more $100+ more. Tow truck driver was very helpful but was limited in what he was legally able to do. We also had to pay for the car to be towed home. (We were approx 300 miles from home). Second time: car battery died on a day when a winter storm was expected. I broke down in the parking lot of a store. I called about an hour before the storm hit for a jump start. They told me that someone would be there in 20 minutes. After 40 minutes I called again and they said oh just another 20 minutes.. I could see weather getting bad during that time and when I called the last time they said they would NOT come because I was in a safe place.. I saw approximately 25 AAA tow trucks drive past the building where I was and they would not send somebody over to jump my car because a weather emergency was declared. Nevermind that it was not out of the way or a difficult problem. I got help on my own.
Better than a conventional bedside clock is a projector clock. This clock projects the time onto the ceiling, and is “atomic” - it syncs the time to the National Bureau of Standards automatically and has an alarm function, too. The ceiling image is red and just bright enough to see in the dark, but not bright enough to add light to the room. I love it. I’m very near-sighted and I can easily read the time while laying in bed. It cost under $30. Highly recommended!
Additional benefit of AAA card, the services go with the member NOT the vehicle. I have been in someone else's car when service needed and I used my card to get the situation sorted. That's why I kept my membership when I didn't have a vehicle.
I'd recomend Global Entry, the other side of TSA precheck. It is now so efficient my last return from overseas consisted take a picture, state my name to customs and I'm home. I barely needed to stop walking. No line, nor paperwork, no passpart to show (nor scan), no questions. On two occassions I would have missed connections due to flight delays without it.
@@OnivertInHouston$100 for five years for Global Entry vs $78 to travel precheck or $70 to renew. Global Entry expedites entry from avoid the US vs $25 got a local pub
Everything you mention is available to everyone without TSA Precheck or Global Entry. It's the normal process going through CBP immigration check upon re-entry into the US.
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!
That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Recently had to fly and request wheelchair assistance. I happen to already have TSA PreCheck and all of the assistants were THRILLED they didn't have to take me through the long line! So for seniors out there who need help, this is a great tip!
My youngest son has bought several Alex Smart Home devices for us. I know he is well meaning, but they are still in the boxes. Like you, I value my privacy over convenience.
My dad told me that the phone is a rude instrument. It will interrupt you no matter what you are doing! Ironically, both he and I were working for the phone company at the time! 😀
If you carry a phone around, you may as well have an Alexa or Siri. They collect the same information - only your phone collects the info everywhere you go.
AAA also replaces car batteries. I have had AAA come out to the house and replace my dead battery. It was tested and a paper result was provided. The price was less than the dealership and much more convenient. 👍
I personally think AAA membership is the best deal on the planet. Not having to visit the DMV for most services is worth the price alone, but they have saved my senior butt many times with towing, battery jumping and locksmiths.
The biggest time savers are vehicle registrations and ownership transfers. I have an office close by and can walk in out with my new registration and tag usually in less than 20 minutes. DMV is a nightmare!@@imoffplanet1
Registrations and ownership transfers are super easy. I have a AAA office close by and can usually be in and out with my completed paperwork and new tags in less than 20 minutes. Unfortunately they don't issue drivers licenses. The DMV is a nightmare! @@imoffplanet1
@@imoffplanet1In Texas, I can go to my local AAA branch to get my vehicle registration / tags renewed there. No extra fees. I also recently got my passport renewal photos at the AAA branch for free, as I have the premium level membership
Thank you for your information about the Kindle Paperwhite. As a military retiree who has been a devoted reader the past 61 years with books (I have hundreds of them) I was amazed a Kindle could hold so much books and I do travel a lot now in my “Golden Years” on the road or I fly internationally! Excellent info on the other items too! 👍
Instead of paying $3000 for first class pay $500 for coach, then check the carrier’s website starting around 72 hours before departure. Check the seating diagram for unsold seats in first class, sometimes you can upgrade for around $200 or less (one way). It’s like flying in your recliner.
Thanks Geoff for all this GREAT info! Of note, I’ve now been a AAA member for over 50 yrs…upgraded to AAA Plus a good while ago! There’s no way I’d ever be without them! 🤩👏👏👏
I find that trying to haul everything I need with me through the airport is a lot more effort than allowing myself time to arrive early, check my bag and be stress free about getting there at the last minute. I also find that the reason it takes so long to get on and off planes is mainly due to the number of people who need to bring everything into the cabin and stow it then retrieve it. The people who do this also cause all the stress and crowding at the gate.
I recommend a Rotary membership in your local club. Not only many opportunities in the community, but clubs and projects throughout the world. Great for finding friends and giving “purpose”. Also, if you have a skill (lawyer, doctor, accountant, teacher, etc), there’s many opportunities to use those skills as well.
A huge omission right at the beginning: SMART TAGS. These are trackers like Air Tags and Tiles made by Samsung to work with their phones and all other Androids. One version has more features than Air tags. They cost about the same and use the same technology.
I had the opposite experience with AAA. Twice within a short period of time we needed a tow (it wasn’t a great summer !) and in both cases, while AAA was very polite, it took like three hours to get a tow. When you’re standing on the side of the road in the middle of nowhere in 90 degree heat, that’s not ok. Our auto insurance provides tows, and we have found their service so much better.
I have had the same experience and every auto insurance company provides tows now. You can wait FOREVER for a AAA tow and it is because of a low reimbursement rate (e.g. they will take other business before AAA). Also it is only up to a certain number of miles. Triple A is only good if you have already identified which restaurants, etc you NORMALLY use and they happen to have a deal with them. Do the analysis.
Alexa story: My wife had a skin condition. She went to the doctors office, she explained the symptoms fully to the doctor. They should have figured it out by her symptoms and description. The doctor could not figure it out. I used Alexa to ask questions about the condition, and eventually figured out exactly what she had. She had another doctors visit with a different doctor and confirmed my diagnosis.
i understand docs are human, but, OMG! i get better help/direction from you tube and the comments sections of my various newspapers/newsletters. what are they doing with their days???
I've had a few questionable medical visits myself. My doctor refused to give me flu and updated covid shots because, she said, I was "too young." I was 66 at that time. Which she would know as she was holding my chart. What happened to the medical profession? Ppl used to go into medicine because they like helping ppl. Now, there are many there for something else.
@@bobbarker1798 i hear ya. at 65 and new to medicare, i went into a gp recommended by a friend. intake was a joy, but the actual doctor was, ''there, but nobody was home''. thourough, competent, etc, but absolutely no joy [or curiosity] in him, whatsoever. real shame...
I dropped my AAA after my car started experiencing trouble on an interstate far from home. I pulled off at the next exit. There was NOTHING at this exit, not even a house. It was nearly dark and I was a 63 yo woman alone. I confidently called AAA for help and she said sorry they didn’t have any available tow trucks but she’d email me a reimbursement form! I was within 30 miles of a major metro area but they had nothing! It was a pretty scary situation and AAA did nothing to help me. I ended up downloading the UBER app and a driver picked me up in about 10 minutes and took me to a hotel where I arranged for everything myself. I cancelled my AAA membership the next day.
@@factchecker1980 not when you're stranded alone after midnight in the middle of nowhere... Or you're a mother with children in your car. Myself and my friends have all been saved by the few pennies a day it costs. It may not be worth it to you.
@@laurah5758 I'm really sorry for your experience and I'm sure had that happened to me I'd feel the same, but I've used them for decades and my experiences have been nothing but positive. So much so that I've purchased memberships as gifts for friends and they've all been so appreciate for the service that they continued the memberships once they expired.
My husband received a duffel bag for Christmas & we found a scuffed, used Tile inside. We figured the bag had been returned to Amazon, but the original buyer had attached the Tile for some reason. We took that battery out sooo fast!
I don't know what a tile is, but if a tracking device, I once saw an vid, maybe Marketplace, with a name like what happens to Amazon returns? They put trackers in parcels the returned to see where the goods went. Seems, then, most, if not all were sent to a recycling place, as in dumped there. Saw a program lately that showed Amazon workers opening parcels, answering questions on a screen and then would get a response as what to do with the item, as in not all just chucked. What else? I think some just binned and sold to highest bidders. Am I good with being tracked. NO. I do have a not so smart to have phone, and it lives in a metal box unless I have use for it--rarely do.
So far I'm doing good, approaching retirement with about 800k in savings. Transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?
in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial advisor
Agreed, the role of advisors an only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)
My experience with AAA was very different. My wife broke a tie rod and called for assistance, the driver collected the car, my wife asked about a wheel dolly and was told it not was not needed. When we went to pick up the car it had serious fender damage from the wheel jerking around without the tie rod and being unloaded from the flat bed. We reported the damage and a AAA contact "investigated" and we were told "My guys didn't do it" end of story. Will never use AAA ever.
They only pay for towing for a very limited distance so not useful on the highway. His gas station was a quarter of a mile away. For me the nearest was 10+ miles - more than $250.
I have had AAA plus for as long as they’ve offered it and been a member for 60+ years. I ran a fleet of 10 cars for 30 years and used my AAA card for breakdowns multiple times. If and when something happens now, I insist on a flatbed truck for towing regardless of what has necessitated the tow. Even on a regular tow truck, drivers have been known to damage vital suspension and steering systems on vehicles.
That sucks. I have used them for towing [good luck so far], and DMV services [especially selling a car to a non-member], but their Auto Buying Discount program has been USELESS. TrueCar & other programs are better, as is good old-fashioned negotiating, but some [like autonation] won't play!
I don't recall Greyhound having lie-flat seats, champagne in your hand before you leave the station, and an 8+ smiling and handing you a hot towel. Airline experiences are completely dependent upon how much you want to pay on what airline, and what your frequent-flier status is. When it was being paid for by corporations, I had more than my share of really comfortable flights with great service, usally in Business class, but often First or Economy. And my share of story-worthy bad experiences, too. Now, paying out of pocket, I either use frequent flier miles, or buy cheap fares. Even for cheap fares, you can choose decent flights and seats, if you know what you're doing and are willing to pay an extra $50-$100 if the flights with the very lowest fare are likely to be terrible. The best thing about a bad experience on an airliner, is that it can only last for so long before you land. I once had an annoying person in the seat next to me for 14 hours, on a full flight from London to Singapore. But I've also met many great people, a fair number of celebrities, and some unusually interesting people, on my flights. Not many of them would have been on a bus, even in the 1970s. If you don't like meeting the general public, and adapting to unexpected things, then taking any form of mass tranportation isn't a great idea.
@@EfficientRVeryou missed the point and are referring to situations that are not the norm for most travelers. Flying coach then vs. now is very different. Personal space is much smaller and people are crammed in like sardines. Ontime is not a priority. Amenities have been eliminated and fees have been added for what used to be included at no cost. You should remove your rose colored glasses.
AAA does have dead zones where they cannot help you. I have had that happen recently and AAA in their attempt to get me help let me sit for over 6 hours before telling me no one could come and they couldn't help, and I should seek help elsewhere. The silver lining to this is after filling out a form I was reimbursed by AAA for towing when I was able to contact someone the next day.
Every service cant be everywhere. There are limits to everything. I have had AAA for decades and the only service I have used in many years was their car insurance. Though having the service available but not needing it is a comfort.
AAA is essential. In addition to the benefits you mentioned, at least in my area they can also replace a dead battery right there and then. HUGELY helpful.
I am surprised you didn't go with global entry with your international travel. It's only a few dollars more for international travel and they throw in pre check! My insurance company, USAA, has great roadside assistance as well for a few additional dollars. Great tips, thank you!
When the wife and I got our Global Travel card, it was $85 each. It is now $100 to renew. It is wonderful to skip the long lines, but for 1-2 international flights per year, I’m not sure of the value. The Domestic TSA was a separate fee (but similar).
This program is a delight and no doubt useful to many. I love the presenter's calm conversational tone - much unlike all professional talking heads. Also found it most interesting that Dale Carnegie's 1948 book *How To Stop Worrying and Start Living* is on the list. Had never heard of it, but I learned good lessons from his *How To Win Friends and Influence People*, and have never understood the criticism of it as manipulative or focused on insincerely getting ahead. After so many years I still recall him giving examples of his own faux pas - as if letting the reader know that we all may make some bad blunders, and we can all learn to do better.
You know, im watching this on my phone, while in bed, before going to sleep. Getting your advice about not having my phone in bed. The paradox has me greatly confused. I think ill have to watch another video.
I bought four Tiles recently when one set of lost keys blocked four people from getting to work. I have triple A premier and it pays for itself many times over with flats, multiple tows and lockouts every year. Worth its wait in gold. Also, when a locksmith had to make me a key for an irresponsible family member’s car, they reimbursed me 150 of the 545 charge.
Buy your America the Beautiful pass from your favorite forest or park - they'll get to keep some of the fee for programs that you use. Remember that you don't get **everything** free with the pass, sometimes you'll only get a discount... and they can't be replaced, so don't lose it! If you travel internationally, skip Pre-Check and go for Global Entry. You'll get Pre-Check with it, and you'll beat the crowds on the way back through customs (USA only...)
For any Veterans, you get a free vehicle Lifetime National Park pass. Not sure about RV’s, as it states Veteran and three other occupants of a non-commercial vehicle.
I think technically, the RV should be good so long as you have 3 or fewer occupants and aren't hauling cargo. Besides, the "R" in "RV" means "Recreational" which is kinda the opposite of "Commercial."
Love AAA, we have the Gold and when a starter died on my vehicle at work in a parking garage they sent two trucks. One smaller just to two the vehicle out of the parking garage and a flat bed (which was too tall for the garage) to two to the shop 50 miles away. All at no charge.
If you are a vet with a service connected disability, take your VA card to any park and you are entitled to a free lifetime pass. Thanks for your service!
I am happy to hear that Dale Carnegie's philosophy helped him like it helped me! It is amazing how something written 80 years ago applies so well today. I think that of all the tips he gave in this video THAT one is the best!
I found AARP to be a rip. But I'm a retired school librarian and signed up for lifetime membership. NEA-R. Great service. National education association - retired.
What I do is to put my phone on vibrate (ALL the time) and with this, you don't get any notifications of texts/phone calls and yet the alarm will go off when you set it.
I've always said that AAA is a girl's best friend but actually it's anybody's best friend. I've had my membership for over 40 years! Absolutely the best value for a service that I know about anywhere. And it goes with you not your car. So if you're with somebody and they have an issue with a car you're covered. Love it
Good, detailed content. On Physical Alarm Clock, in addition to the health benefits & getting better sleep that you mentioned, one might need it just in case something happens to your cell phone! I had AAA for years but I now get my ROAD Service through my car insurance. It's very cheap and I also get 4 tows. I think the cost only comes to about $1.50 / mo. About a year ago I used it two days in a row. My agent told me I couldn't do that but I double checked & it was covered. Since the car broke down at night, I couldn't have it towed to garage, so I had it towed to my home. Next day, I checked with garage & had it towed there. All covered + I gave a tip. Thanks for the tips.
We have had AAA for years and have only used it four or five times, but were so happy we had it then. It depends on where you live how long it takes to get to you. My daughter called and they told her it would be fifteen minutes, and it took nearly two hours! I read in bed to help fall asleep, but only real books. My phone stays downstairs at night, and on the rare occasion we need an alarm, we use an alarm clock. We’re old…😊 We’ve also had AARP for many years and haven’t found that it saves on much. It helped with the price of car insurance for a while, but we recently changed to a better deal somewhere else. Plus, I don’t feel like they speak for me and my preferences.
The subject of TSA is why I drive everywhere. I have 1 million airline miles I can use to fly, but I drive unless I have to cross water. Drove from St Louis to Los Angeles 5 times over the last year. And you can use your park pass every time you drive somewhere.
I don’t understand the alarm clock recommendation for retirees. Unless I’m catching an early flight or have some other morning appointment, why would I want to be woken up with an alarm? And you mention Alexa. It can wake you up with an alarm, voice, your news briefing, etc. Not that I plan to use that feature either.
I have been a AAA member for about 13 years and have never regretted it. I never use the discount stuff because I I don't shop much and never remember that a discount might be available. Membership over that time has saved my butt on at least 6 occasions, sometimes when I was a passenger or with someone whose car had no get up and go. I've rarely had to wait long either. Pretty efficient, polite and stress free service so far.
I NEVER find anything on AARP discounts that are usable because better discounts are available , either by the vendor or by sites whose focus might be on travel etc.
I have a 24 y/o GMC Yukon with 256k miles. I use AAA a couple of times a year. My whole family is on this service…we all drive aged cars and I have peace of mind knowing this service is available. AAA is THE BEST
I get towing and roadside assistance through my regular car insurance for $22/year. Much more cost effective than other sources. Over 40 years saved a bundle over that "auto club".
@@tomr9074 My insurane in TN is State Farm. I just call anywhere for roadside service and they reimburse me with a receipt. I keep a list in my glove box of towing/service companies near to my preferred mechanic garage.
I've always thought people who fly on Thanksgiving and Christmas must like abuse. I found flying an unpleasant activity during the best of times. Good God it must be a nightmare during those times.
I've flown to Mexico City from Los Angeles a few times. One time I flew there on Thanksgiving Day and the plane was half full. I asked a flight attendant, and she mentioned USA holidays are great, just don't fly on Mexican holidays as they are packed full, and avoid anytime around Christmas. It depends where you are flying to or from.
I would suggest an additional membership in AMAC. Doesn't hurt to be double covered sometimes. Before you ask, no I don't like supporting the politics of AARP, but the commercial benefits are my only goal. Good video! Keep them coming, please.
agreed. to hear'' i hate their policies, but love their bennies'' is as crock. ''why would i sleep with hitler to get a great running VW??'' live your principles...
We upgraded our AAA membership to tow us up to 100 miles. Now that we are retired we have some extended road trips coming up and much of the travel is in remote areas.
Please keep in mind that AAA does not consider gravel roads, "roads." They will not pay for towing off of a gravel road. I just recently found this out. There are many roads that are gravel, that go to entire communites. I don't understand this.
@@diann546 They also wouldn’t help a truck with a flat tire which had an RV attached, even though the owner said they’d detach the rv! Our last call for about 36 hours they repeatedly told us they’d have someone there in about 3 hours! Fortunately hubby was near home and could have walked the mile. However, he found someone home, nearby, where he could call me, on a landline, to come get him. What a mess!
@@MB-uy5kh Florida law requires zero deductible for windshields. Still counts as a claim. A couple of tows and a windshield and you’ll find yourself uninsurable.
I have a tip to share for roadside assistance that worked for me. I had AAA service for decades, until a couple years ago when I learned that my auto insurance company offered roadside assistance as an option to add. Checking the list, it included all the features that AAA offered for roadside assistance. The feature of travel assistance was the only difference between the two. It cost me $24 per year to add roadside assistance to my auto policy. That change saved me $80/year.
@@AuntNutmeg Yes, I have used the service twice. Once, when my truck got stuck in the snow and I needed help. About 6 months later in the summer I had a dead battery and called for service. The tow truck came and the driver took me to the local Napa store and I purchased a new battery, and the tow driver swapped out the dead battery and installed the new one.
Car! Find your car! Put an AirTag in your car. You can use the app to help you find your car if you can’t remember where you parked it, or if it’s stolen. Disable the speaker on the AirTag to stop thieves from finding it. There’re RUclips tutorials to show you how - almost as easy as changing a battery.
If you have a airbag in a wallet that blocks RF signals you probably won't be able to track it, but if you use a wallet that doesn't have an RF blocker, people can scan your credit cards.
AAA cardholder for 45 years then they wouldn't send a tow because I was 25 feet off paved road. I called another towing service that got me out and promptly canceled AAA with a letter to the CEO. I had roadside coverage on my auto insurance and they paid the claim, no questions asked. I live in the mountains with many dirt roads. AAA is only practical for paved roads.
I would add a toilet light to your list. Attached to the rim of the toilet bowl it presents a low-level blue/red/green/ etc light when you enter the bathroom. Great for not waking up when the inevitable bathroom trips increase with older age.
Really? I’ve never heard of this! That sounds perfect. Will have to search that out. It turns on when you enter the room and off after a certain period of time?
I got one for my husband, kind of as a gag gift, but it has been great for not needing to turn on the bathroom light during the night. I found it on Amazon.
Podcasts put me right to sleep at night, and I don't use social media that scroll, so having my phone on my nightstand is the best way for me to get a good night's sleep.
Fourth generation AAA member here. There are years we don't use our AAA membership. The other years make up for them! Being able to get a tow in a reasonable amount of time even out of state is worth it. Advice: upgrade to the 100 mile level of towing, especially if you have a favorite mechanic. It's worth it to be able to use your usual mechanic.
I'll be 70 soon, I have no problem sleeping - rarely use my phone at night. I do use it for the clock, but it is very dim. I sleep anywhere from 8 to 12 hours each night. My wife says I'm an anomaly.
I am lucky to get 5 solids hours. Before having babies I was a solid 8 hours of sleep person. Oh how I miss it. I'm glad you are able to sleep so well.
Careful! “Hypersomnia.” Twelve hours is longer than considered optimum by latest research. Occasionally, I’m sure it’s fine, but routinely getting more than 7-8 hours (as a senior) a night might indicate other underlying issues.
My wife reads her iPad before trying to go to sleep. Reading an old fashioned book improves her sleep, but is uncomfortable, due to shoulder injuries. I will get her a Kindle reader, as suggested. Thank you for a very helpful suggestion.
The last time I needed road side was in a semi. Far northern burbs of Chicago with a blowout. My company sent a service truck out from the south suburbs. The bone head driver took surface streets the whole way instead of the expressways that I was on. 3 hour wait. I could see a truck repair shop from where I was.
Most Americans find it hard to retire comfortably amid economy crisis. Some have close to nothing going into retirement, my question is, do I pull cash from my 401k and buy a house, or spread my money in stocks for cashflow? I'd love to afford my lifestyle after retirement?
Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $200K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfolio management
Wow. My experience with AAA year last year was the opposite. At 4am broken down it took 4 hours. I had the RV membership but was only driving my small car. The explanation was that it was between work shifts. AAA in Washington state is getting more automated, more expensive and less reliable. I had it for many years.
You have to be careful with AAA, especially in large spread-out states like California. The default coverage is like 7 miles, then out-of-pocket. Needless to say, out-of-pocket can be *extremely* expensive. The thing to do is to make sure you upgrade a level where you get 100 miles. Now, itty bitty states like Rhode Island can probably usually have a mechanic in 7 miles. For California, you really do need that 100 mile coverage.
@@EfficientRVer We were shopping for a new car just a couple weeks ago. You remember how some years ago they stopped putting in a full sized spare tire in the trunk? Started putting in the little "mini-spare." Well guess what? I don't remember which brand it was, but now they're giving you "Canned Air" in lieu of *any* spare tire!!
My two favorite things are Alexa and TSA PreCheck. Seriously! Even though I had my quart sized liquids bag all ready to pull out of my bag, they never asked me to do so. It sailed through xray like goose grease! No questions about my prescriptions or insulin bag. Fantastic experience.
We have AAA premier and rarely use it. But note that the service is getting worse: occasionally, extremely long wait times, and we've had several folks tell us that AAA dropped them ... because they USED the service...less than the 4x a year limit.
I have AAA premier, but I also have a special two coverage rider on my car insurance. Why? I attend car shows with classic cars that do and have broken down. I had a 400 mile tow once that was very expensive, and memorable. I was able to get the car home and get reimbursed (I had to pay for a portion of the trip out of pocket). Another time I was in my regular vehicle and had that towed 3 hours from home. I save the AAA for the car show emergencies and not anything local with my regular car.
For veterans, you get a free Lifetime National Park pass for your vehicle. However, it’s unclear if this includes RVs, as the pass specifically mentions veterans and three other passengers in a non-commercial vehicle.
Phones are a very important safety feature for older people. If you feel you are having a health emergency like a stroke or a heart attack, you need to be able to reach a phone without moving to call for help, otherwise you might die. Same with it you hear an intruder, so you can call 911. You MUST KEEP A PHONE BY YOUR BED.
I use the Air Tag for my anti theft device. You can remove the speaker inside it so when the thief also gets a notification from the Air Tag, when they hit “play sound” nothing will happen.
I will never forget when I was stationed at Forbes AFB outside of Topeka, KS I had moved off base and was living in the city when I woke to go to the base we were having a -55 degree wind chill temperature. Even though I had a brand new battery my car would not turn over. I called AAA and they had a guy there within the hour. It was a fierce wind and your face would get so cold you couldn't hardly pronounce any words intelligibly. I was from Maryland and had purchased my AAA membership there and got fast friendly service in Kansas. I have tried others since then who were cheaper but they either didn't show up or kept me waiting all day so I went back and never changed again.
Always informative. Your wife and kids I know love you. You remind me of the Father Knows Best or Leave It To Beaver dad. Never get ruffled feathers and calmly look at the issues. I’m hitting 70 this year and am finally going to start, because I have to, collecting my Social Security. But I’ll still be watching for your tips. Thanks!
Yes. We had three AAA tows while on long road trips (in just a 4 month time frame). Excellent value on the plus membership. America the Beautiful Pass is another bargain.
@@EfficientRVer Maybe just a thermostat and not a head gasket and good for another 250K. I'm surprised the vehicle has lasted that long in Eastern winters.
I watched this months back and liked it. Today I watched it again and it was the reminder to me to get my AARP, AAA, and TSA Pre-check in order. Thank you :) Love your videos!
The lifetime senior pass for all national parks is only about $80 or so. That is another good deal. Thanks for all you do sir.
Just remember to bring it. My wife got one. One time we were on a trip and came to a park and I said no problem, we’ll just use our national park pass… That’s when she told me “I didn’t bring it, I didn’t think we would need it.” So… I decided not to kill her that day…
Vets get into Nat’l Parks free of charge as well it should be!
Savor the moment before politicians sell the parks.
Yes! You qualify for this at age 62. Last year my best friend and I turned 62 and that was my gift to her for her birthday.
Seniors should remember that the national and state parks are ours - and cost visitors nothing forever, until😢Raygun slashed taxes for the rich and introduced fees for visiting our own land.
If that's okay with you? Look forward to being charged to go into your backyard, or even outdoors.... Does anyone else remember this?
Had AARP for 5 years and never used it. When I did not renew it, the amount of mail they sent me for the next couple of years was unbelievable. That combined with all the other mail from who they sell your information to makes you realize that you are the product that they are selling.
Same!
They yell at you?
And they use their money and influence to lobby for bad government programs that are going to end up killing off social security and Medicare.
I also found that my car insurance company had roadside service that I was already paying for, so why have AAA. I cancelled AAA immediately. I have used the insurance roadside service twice and had service within 45 min. both times.
@@margaretbedwell3211 enjoy your premium hikes. Those service calls are considered claims on your policy
My wife asked me why I was talking so quietly, I said because Mark Zuckerberg was listening, my wife laughed, then Alexa laughed, then Siri laughed....
Thanks for the laugh, that’s why we don’t have any of so called smart devices in our home. Don’t need to pay for more than one devices to monitor me, I already have Siri.
I won't let Siri or Alexa in my home, and I shut off Bixby on my Android and Cortana on Windows. I'm not so old that my fingers can't type my questions anymore, and I expect by the time my fingers stop working, my brain will be gone as well, so even *with* a "digital assistant" I probably won't be able to compose a sensible question for it anyway.
I have Alexa in every room and in my car. I love it. And I absolutely don’t care if anyone’s listening. Listening to me would really be its own punishment. 😂
Hey Siri,.cover your ears.
I’d rather *type* ⌨️ !
I have the top-tier AAA membership (Platinum). They have saved my sorry butt more than once. Year and a half ago, my transmission TOTALLY died while I was 120 miles from home. They were SUPER nice, got me a rollback to take me & my car home. Cost? ZERO! A year or so earlier, my starter died on CHRISTMAS DAY, 40 miles from home. Sent a rollback. Driver spoke only Spanish, but hell, I was thrilled! My Spanish vocabulary is mostly limited to menu items (NOT helpful in the situation!), but with sign language, we were able to somewhat communicate. I was able to point and say "Mi casa". Once home- "GRACIAS". Been a AAA member since 1974, 100% a fan!
AAA left me in a bad spot -despite Platinum membership.....1st time, we broke down 20 miles inside of NC. Tow truck driver could only transport 2 passengers at a time to a "safe place." This was a Walmart in a small town. No car rental in the area. It was a Saturday afternoon ab 3 pm. They gave us the phone number for the nearest airport which was about a hundred miles away where we could rent a car and they gave us the phone number for the taxi service out of that airport area. A nice taxi driver came at the end of his shift to come and get us and drive us back to the airport which he did for only $100. The car rental which we thought was covered by AAA only covered about $30 and because we had to drive it across state lines to go home cost more a lot more $100+ more. Tow truck driver was very helpful but was limited in what he was legally able to do. We also had to pay for the car to be towed home. (We were approx 300 miles from home).
Second time: car battery died on a day when a winter storm was expected. I broke down in the parking lot of a store. I called about an hour before the storm hit for a jump start. They told me that someone would be there in 20 minutes. After 40 minutes I called again and they said oh just another 20 minutes.. I could see weather getting bad during that time and when I called the last time they said they would NOT come because I was in a safe place.. I saw approximately 25 AAA tow trucks drive past the building where I was and they would not send somebody over to jump my car because a weather emergency was declared. Nevermind that it was not out of the way or a difficult problem. I got help on my own.
You are very lucky. AAA, doesn't have their own wreckers, so they contract independent tow companies, some great, some not.
@@eltonron1558 Yeah, I know they are all independent contractors. Been lucky so far!
Better than a conventional bedside clock is a projector clock. This clock projects the time onto the ceiling, and is “atomic” - it syncs the time to the National Bureau of Standards automatically and has an alarm function, too. The ceiling image is red and just bright enough to see in the dark, but not bright enough to add light to the room. I love it. I’m very near-sighted and I can easily read the time while laying in bed. It cost under $30. Highly recommended!
I have one of those clocks but the projector has never worked.
@@Dogsnark I have one. Love it!
Additional benefit of AAA card, the services go with the member NOT the vehicle. I have been in someone else's car when service needed and I used my card to get the situation sorted. That's why I kept my membership when I didn't have a vehicle.
@@jeannettecarpenter3784 same here
I'd recomend Global Entry, the other side of TSA precheck. It is now so efficient my last return from overseas consisted take a picture, state my name to customs and I'm home. I barely needed to stop walking. No line, nor paperwork, no passpart to show (nor scan), no questions. On two occassions I would have missed connections due to flight delays without it.
How much does it cost?
@@OnivertInHouston$100 for five years for Global Entry vs $78 to travel precheck or $70 to renew. Global Entry expedites entry from avoid the US vs $25 got a local pub
Everything you mention is available to everyone without TSA Precheck or Global Entry. It's the normal process going through CBP immigration check upon re-entry into the US.
@@user-yj3ob9kd3l Friend applied for Global a year ago. No response. No way of communicating with them.
I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.
Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!
That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!
Mind if I ask you to recommend this particular coach you using their service?
Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
Recently had to fly and request wheelchair assistance. I happen to already have TSA PreCheck and all of the assistants were THRILLED they didn't have to take me through the long line! So for seniors out there who need help, this is a great tip!
I love your content, but there is NO way Alexa or Siri will be in my house. Ever. The phone is bad enough.
My youngest son has bought several Alex Smart Home devices for us. I know he is well meaning, but they are still in the boxes. Like you, I value my privacy over convenience.
Have you bought your $400 gold tennis shoes yet?@@bluegirl4079
My dad told me that the phone is a rude instrument. It will interrupt you no matter what you are doing!
Ironically, both he and I were working for the phone company at the time! 😀
Alexa, I’ve fallen and I can’t get up… call 911!
If you carry a phone around, you may as well have an Alexa or Siri. They collect the same information - only your phone collects the info everywhere you go.
AAA also replaces car batteries. I have had AAA come out to the house and replace my dead battery. It was tested and a paper result was provided. The price was less than the dealership and much more convenient. 👍
I personally think AAA membership is the best deal on the planet.
Not having to visit the DMV for most services is worth the price alone,
but they have saved my senior butt many times with towing, battery jumping and
locksmiths.
What services at the dmv that you can do thru AAA?
The biggest time savers are vehicle registrations and ownership transfers.
I have an office close by and can walk in out with my new registration and tag usually in less than 20 minutes. DMV is a nightmare!@@imoffplanet1
Registrations and ownership transfers are super easy. I have a AAA office close by and can usually be in and out with my completed paperwork and new tags in less than 20 minutes. Unfortunately they don't issue drivers licenses. The DMV is a nightmare!
@@imoffplanet1
I've had triple-a for more than 15 years. And I've never used it. I maintain my own vehicles and keep them running good.
@@imoffplanet1In Texas, I can go to my local AAA branch to get my vehicle registration / tags renewed there. No extra fees.
I also recently got my passport renewal photos at the AAA branch for free, as I have the premium level membership
It’s 5 am and watching this video in bed on an old cell phone. That’s what time I wake up every day. Who needs an alarm when retired?
Absolutely!
I'm retired and watching my grand-daughter because she is off from school this week. So at least for this week I need an alarm clock! 😁
3:30 Every morning....retired breakfast/lunch waitress 😂❤
Best thing to do is get a cat -they are very reliable at a certain time SHARP, you get woken up. Dogs are less pushy so dogs don't work as well.
@@tubecontributor3206 My dogs are relentless, whining, jumping all over me and the bed. The cats just seem to be annoyed with the dog.
Thank you for your information about the Kindle Paperwhite. As a military retiree who has been a devoted reader the past 61 years with books (I have hundreds of them) I was amazed a Kindle could hold so much books and I do travel a lot now in my “Golden Years” on the road or I fly internationally! Excellent info on the other items too! 👍
I got my _America the Beautiful_ lifetime pass when I turned 62.
Only it was $10 back then! 😀
My husband got his for $10 days after he turned 62 just MONTHS before the increase! We love it!
The one thing I use consistently! Best deal even at $80.
Instead of paying $3000 for first class pay $500 for coach, then check the carrier’s website starting around 72 hours before departure. Check the seating diagram for unsold seats in first class, sometimes you can upgrade for around $200 or less (one way). It’s like flying in your recliner.
Thanks Geoff for all this GREAT info! Of note, I’ve now been a AAA member for over 50 yrs…upgraded to AAA Plus a good while ago! There’s no way I’d ever be without them! 🤩👏👏👏
AAA is good, but the 2A provides even greater protection.
@@bradk76532A?
I find that trying to haul everything I need with me through the airport is a lot more effort than allowing myself time to arrive early, check my bag and be stress free about getting there at the last minute. I also find that the reason it takes so long to get on and off planes is mainly due to the number of people who need to bring everything into the cabin and stow it then retrieve it. The people who do this also cause all the stress and crowding at the gate.
I recommend a Rotary membership in your local club. Not only many opportunities in the community, but clubs and projects throughout the world. Great for finding friends and giving “purpose”. Also, if you have a skill (lawyer, doctor, accountant, teacher, etc), there’s many opportunities to use those skills as well.
Isn't that for "men" only?
They are great clubs for women and men.
A huge omission right at the beginning: SMART TAGS.
These are trackers like Air Tags and Tiles made by Samsung to work with their phones and all other Androids.
One version has more features than Air tags. They cost about the same and use the same technology.
I had the opposite experience with AAA. Twice within a short period of time we needed a tow (it wasn’t a great summer !) and in both cases, while AAA was very polite, it took like three hours to get a tow. When you’re standing on the side of the road in the middle of nowhere in 90 degree heat, that’s not ok. Our auto insurance provides tows, and we have found their service so much better.
I have had the same experience and every auto insurance company provides tows now. You can wait FOREVER for a AAA tow and it is because of a low reimbursement rate (e.g. they will take other business before AAA). Also it is only up to a certain number of miles. Triple A is only good if you have already identified which restaurants, etc you NORMALLY use and they happen to have a deal with them. Do the analysis.
I also use my auto insurance for emergency service. Sometimes not great but much better than AAA.
Alexa story: My wife had a skin condition. She went to the doctors office, she explained the symptoms fully to the doctor. They should have figured it out by her symptoms and description. The doctor could not figure it out. I used Alexa to ask questions about the condition, and eventually figured out exactly what she had. She had another doctors visit with a different doctor and confirmed my diagnosis.
i understand docs are human, but, OMG! i get better help/direction from you tube and the comments sections of my various newspapers/newsletters. what are they doing with their days???
I've had a few questionable medical visits myself. My doctor refused to give me flu and updated covid shots because, she said, I was "too young." I was 66 at that time. Which she would know as she was holding my chart. What happened to the medical profession? Ppl used to go into medicine because they like helping ppl. Now, there are many there for something else.
@@bobbarker1798 i hear ya. at 65 and new to medicare, i went into a gp recommended by a friend. intake was a joy, but the actual doctor was, ''there, but nobody was home''. thourough, competent, etc, but absolutely no joy [or curiosity] in him, whatsoever. real shame...
I dropped my AAA after my car started experiencing trouble on an interstate far from home. I pulled off at the next exit. There was NOTHING at this exit, not even a house. It was nearly dark and I was a 63 yo woman alone. I confidently called AAA for help and she said sorry they didn’t have any available tow trucks but she’d email me a reimbursement form! I was within 30 miles of a major metro area but they had nothing! It was a pretty scary situation and AAA did nothing to help me. I ended up downloading the UBER app and a driver picked me up in about 10 minutes and took me to a hotel where I arranged for everything myself. I cancelled my AAA membership the next day.
OMGoodness... I'm angry for you. That must've been a horrifying experience.
AAA membership is a waste of your money.
@@factchecker1980 not when you're stranded alone after midnight in the middle of nowhere... Or you're a mother with children in your car. Myself and my friends have all been saved by the few pennies a day it costs.
It may not be worth it to you.
@@nuthinbutlove not if they don’t show!
@@laurah5758 I'm really sorry for your experience and I'm sure had that happened to me I'd feel the same, but I've used them for decades and my experiences have been nothing but positive. So much so that I've purchased memberships as gifts for friends and they've all been so appreciate for the service that they continued the memberships once they expired.
My husband received a duffel bag for Christmas & we found a scuffed, used Tile inside. We figured the bag had been returned to Amazon, but the original buyer had attached the Tile for some reason. We took that battery out sooo fast!
Good thinking
You can reprogram them, I believe. You can the Airtags. Why waste the freebie :)
Help me understand. Why would it matter If someone knows you bought a duffle bag?
@@markgoodwin183I believe, they could track it to your home, know when you’ve taken duffel bag away (and perhaps the house is empty to rob).
I don't know what a tile is, but if a tracking device, I once saw an vid, maybe Marketplace, with a name like what happens to Amazon returns? They put trackers in parcels the returned to see where the goods went. Seems, then, most, if not all were sent to a recycling place, as in dumped there. Saw a program lately that showed Amazon workers opening parcels, answering questions on a screen and then would get a response as what to do with the item, as in not all just chucked. What else? I think some just binned and sold to highest bidders.
Am I good with being tracked. NO. I do have a not so smart to have phone, and it lives in a metal box unless I have use for it--rarely do.
For night time lighting I use the little nightlights that are sold at Dollar Tree for $1.25. They are LED, and work just
fine.
exactly!
as we age, go simple.
do not understand the ''added complexity''.
So far I'm doing good, approaching retirement with about 800k in savings. Transitioning from building wealth to spending can be scary, especially with soaring inflation. My question is, after maxing out my tax-advantaged retirement accounts, what next?
in my opinion, some financial situations can be handled on your own if you research enough, while others are best navigated in consultation with a financial advisor
Agreed, the role of advisors an only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)
Could you possibly recommend a CFA you've consulted with?
Pay down debt. Stay married (if married). Enjoy yourself, it's later than you think.
Having money has its own set of problems, doesn't it?
My experience with AAA was very different. My wife broke a tie rod and called for assistance, the driver collected the car, my wife asked about a wheel dolly and was told it not was not needed. When we went to pick up the car it had serious fender damage from the wheel jerking around without the tie rod and being unloaded from the flat bed. We reported the damage and a AAA contact "investigated" and we were told "My guys didn't do it" end of story. Will never use AAA ever.
I have found them to be less helpful than in the past due to inexperienced / unskilled vendors used. Quality has declined.
They only pay for towing for a very limited distance so not useful on the highway. His gas station was a quarter of a mile away. For me the nearest was 10+ miles - more than $250.
That's why Geoff recommended to upgrade to AAA Plus membership. Free tow up to 100 miles.@@vickibamman8333
I have had AAA plus for as long as they’ve offered it and been a member for 60+ years. I ran a fleet of 10 cars for 30 years and used my AAA card for breakdowns multiple times. If and when something happens now, I insist on a flatbed truck for towing regardless of what has necessitated the tow. Even on a regular tow truck, drivers have been known to damage vital suspension and steering systems on vehicles.
That sucks. I have used them for towing [good luck so far], and DMV services [especially selling a car to a non-member], but their Auto Buying Discount program has been USELESS. TrueCar & other programs are better, as is good old-fashioned negotiating, but some [like autonation] won't play!
I love the service of AAA. There is always a real person answering the phone.
Flying now is akin to taking the bus in the 70's, a totally negative experience!
I don't recall Greyhound having lie-flat seats, champagne in your hand before you leave the station, and an 8+ smiling and handing you a hot towel. Airline experiences are completely dependent upon how much you want to pay on what airline, and what your frequent-flier status is. When it was being paid for by corporations, I had more than my share of really comfortable flights with great service, usally in Business class, but often First or Economy. And my share of story-worthy bad experiences, too. Now, paying out of pocket, I either use frequent flier miles, or buy cheap fares. Even for cheap fares, you can choose decent flights and seats, if you know what you're doing and are willing to pay an extra $50-$100 if the flights with the very lowest fare are likely to be terrible.
The best thing about a bad experience on an airliner, is that it can only last for so long before you land. I once had an annoying person in the seat next to me for 14 hours, on a full flight from London to Singapore. But I've also met many great people, a fair number of celebrities, and some unusually interesting people, on my flights. Not many of them would have been on a bus, even in the 1970s.
If you don't like meeting the general public, and adapting to unexpected things, then taking any form of mass tranportation isn't a great idea.
Not my experience and I'm not an expensive traveller like the other commenter @efficientRVer who flies first class.
Agree totally. Flying used to be a good experience and part of the vacation. Now, it's a very negative and dreadful part of traveling.
@@EfficientRVeryou missed the point and are referring to situations that are not the norm for most travelers. Flying coach then vs. now is very different. Personal space is much smaller and people are crammed in like sardines. Ontime is not a priority. Amenities have been eliminated and fees have been added for what used to be included at no cost. You should remove your rose colored glasses.
AAA does have dead zones where they cannot help you. I have had that happen recently and AAA in their attempt to get me help let me sit for over 6 hours before telling me no one could come and they couldn't help, and I should seek help elsewhere. The silver lining to this is after filling out a form I was reimbursed by AAA for towing when I was able to contact someone the next day.
Every service cant be everywhere. There are limits to everything. I have had AAA for decades and the only service I have used in many years was their car insurance. Though having the service available but not needing it is a comfort.
AAA is essential. In addition to the benefits you mentioned, at least in my area they can also replace a dead battery right there and then. HUGELY helpful.
This retiree sleeps like a champ because I keep moving all day
I get 9000 steps a day and sleep like sh*t.
I am surprised you didn't go with global entry with your international travel. It's only a few dollars more for international travel and they throw in pre check! My insurance company, USAA, has great roadside assistance as well for a few additional dollars. Great tips, thank you!
When the wife and I got our Global Travel card, it was $85 each. It is now $100 to renew. It is wonderful to skip the long lines, but for 1-2 international flights per year, I’m not sure of the value. The Domestic TSA was a separate fee (but similar).
My Alexa heard you ask what time it was and answered. 🤣🤣🤣
This program is a delight and no doubt useful to many. I love the presenter's calm conversational tone - much unlike all professional talking heads. Also found it most interesting that Dale Carnegie's 1948 book *How To Stop Worrying and Start Living* is on the list. Had never heard of it, but I learned good lessons from his *How To Win Friends and Influence People*, and have never understood the criticism of it as manipulative or focused on insincerely getting ahead. After so many years I still recall him giving examples of his own faux pas - as if letting the reader know that we all may make some bad blunders, and we can all learn to do better.
You know, im watching this on my phone, while in bed, before going to sleep. Getting your advice about not having my phone in bed. The paradox has me greatly confused. I think ill have to watch another video.
That's funny.
put it away. you don't eat bon bons, in bed, do you?
I bought four Tiles recently when one set of lost keys blocked four people from getting to work. I have triple A premier and it pays for itself many times over with flats, multiple tows and lockouts every year. Worth its wait in gold. Also, when a locksmith had to make me a key for an irresponsible family member’s car, they reimbursed me 150 of the 545 charge.
My tile has found my keys three times when I have no idea how long it would have taken to find them.
i have three sets of keys
working
spare
back up
i refuse to let a machine do my grunt work.
Buy your America the Beautiful pass from your favorite forest or park - they'll get to keep some of the fee for programs that you use. Remember that you don't get **everything** free with the pass, sometimes you'll only get a discount... and they can't be replaced, so don't lose it!
If you travel internationally, skip Pre-Check and go for Global Entry. You'll get Pre-Check with it, and you'll beat the crowds on the way back through customs (USA only...)
For any Veterans, you get a free vehicle Lifetime National Park pass. Not sure about RV’s, as it states Veteran and three other occupants of a non-commercial vehicle.
I think technically, the RV should be good so long as you have 3 or fewer occupants and aren't hauling cargo. Besides, the "R" in "RV" means "Recreational" which is kinda the opposite of "Commercial."
I used it in my rv without problems 😊
@@da3239Good to know! Thank you!
I see it for $10 + S&H. Where did you see it for free?
@@AskChevelle it was free when I got it. Maybe it’s a processing fee?
Love AAA, we have the Gold and when a starter died on my vehicle at work in a parking garage they sent two trucks. One smaller just to two the vehicle out of the parking garage and a flat bed (which was too tall for the garage) to two to the shop 50 miles away. All at no charge.
Investing in these affordable items can truly enhance retirement living. Thanks for the helpful tips!
I'm on the countdown to 62 (7 months to go...) to get the Senior National Park Pass - Whoot!!! AAA is well worth it too
If you are a vet with a service connected disability, take your VA card to any park and you are entitled to a free lifetime pass. Thanks for your service!
The senior park pass will also get you in to some campgrounds at half price!
I am happy to hear that Dale Carnegie's philosophy helped him like it helped me! It is amazing how something written 80 years ago applies so well today. I think that of all the tips he gave in this video THAT one is the best!
1. Bluetooth trackers (Airtag, Tile) 2. Alarm clock (put away phone) 3. E Ink reader (Kindle) 4. AAA 5. National Parks Annual Pass 6. Alexa 7. Auto indirect bed light 8. TSA Precheck/Carryon bags 9. AARP membership 10. Carnegie, “How to Stop Worrying and Start Living”
I found AARP to be a rip. But I'm a retired school librarian and signed up for lifetime membership. NEA-R. Great service.
National education association - retired.
Thank you. He talks too slow for me. Can’t get through his “shorts”
I got my NPS pass when I turned 62. ❤
The ONLY thing I’m looking forward to re: age. 1 year!
What I do is to put my phone on vibrate (ALL the time) and with this, you don't get any notifications of texts/phone calls and yet the alarm will go off when you set it.
Android or iPhone?
I use nighttime mode. No notifications other than alarm.
I've always said that AAA is a girl's best friend but actually it's anybody's best friend. I've had my membership for over 40 years! Absolutely the best value for a service that I know about anywhere. And it goes with you not your car. So if you're with somebody and they have an issue with a car you're covered. Love it
Great info. We're already using almost all of these (minus the alarm clock -- sleep really well), and I just ordered that book!! Only like $6.50.
Good, detailed content. On Physical Alarm Clock, in addition to the health benefits & getting better sleep that you mentioned, one might need it just in case something happens to your cell phone! I had AAA for years but I now get my ROAD Service through my car insurance. It's very cheap and I also get 4 tows. I think the cost only comes to about $1.50 / mo. About a year ago I used it two days in a row. My agent told me I couldn't do that but I double checked & it was covered. Since the car broke down at night, I couldn't have it towed to garage, so I had it towed to my home. Next day, I checked with garage & had it towed there. All covered + I gave a tip. Thanks for the tips.
If you plan to travel internationally, get Global Entry. It includes using TSA Pre-check domestically.
How do I get?
We have had AAA for years and have only used it four or five times, but were so happy we had it then. It depends on where you live how long it takes to get to you. My daughter called and they told her it would be fifteen minutes, and it took nearly two hours! I read in bed to help fall asleep, but only real books. My phone stays downstairs at night, and on the rare occasion we need an alarm, we use an alarm clock. We’re old…😊 We’ve also had AARP for many years and haven’t found that it saves on much. It helped with the price of car insurance for a while, but we recently changed to a better deal somewhere else. Plus, I don’t feel like they speak for me and my preferences.
#11: Glow-in-the-dark switch plates. Especially in the bedroom and bathroom. 🙂
Excellent!
on AAA, have had gold (100 miles) for years covering my daughter while was in college and myself. Well worth it. Get the upgrade.
Turn on night shift on iPhone to get rid of the blue light.
ditto on Android phones.
The subject of TSA is why I drive everywhere. I have 1 million airline miles I can use to fly, but I drive unless I have to cross water. Drove from St Louis to Los Angeles 5 times over the last year. And you can use your park pass every time you drive somewhere.
I have the plus AAA, because inNM one mile might get you to the end of road.
I don’t understand the alarm clock recommendation for retirees. Unless I’m catching an early flight or have some other morning appointment, why would I want to be woken up with an alarm?
And you mention Alexa. It can wake you up with an alarm, voice, your news briefing, etc. Not that I plan to use that feature either.
We’ve had nothing but poor experiences with AAA here in Phoenix AZ. Good by!
I have been a AAA member for about 13 years and have never regretted it. I never use the discount stuff because I I don't shop much and never remember that a discount might be available. Membership over that time has saved my butt on at least 6 occasions, sometimes when I was a passenger or with someone whose car had no get up and go. I've rarely had to wait long either. Pretty efficient, polite and stress free service so far.
And except for a new drivers license, you never need ot go to the DMV.
@@dreamervanroomthere's also travel services with maps and other information.
I NEVER find anything on AARP discounts that are usable because better discounts are available , either by the vendor or by sites whose focus might be on travel etc.
I have a 24 y/o GMC Yukon with 256k miles. I use AAA a couple of times a year. My whole family is on this service…we all drive aged cars and I have peace of mind knowing this service is available. AAA is THE BEST
I get towing and roadside assistance through my regular car insurance for $22/year. Much more cost effective than other sources. Over 40 years saved a bundle over that "auto club".
Same for me!
When ever I have used towing through my insurance I had had ro wait hours and sometimes request a different towing company.
@@tomr9074 My insurane in TN is State Farm. I just call anywhere for roadside service and they reimburse me with a receipt. I keep a list in my glove box of towing/service companies near to my preferred mechanic garage.
@@tomr9074 I have insurance with national company that has great service. Maybe it varies?
If you call for tow they count that as an accident and surcharge your policy
I've always thought people who fly on Thanksgiving and Christmas must like abuse. I found flying an unpleasant activity during the best of times. Good God it must be a nightmare during those times.
I've flown to Mexico City from Los Angeles a few times. One time I flew there on Thanksgiving Day and the plane was half full. I asked a flight attendant, and she mentioned USA holidays are great, just don't fly on Mexican holidays as they are packed full, and avoid anytime around Christmas. It depends where you are flying to or from.
Christmas day is a hoot to fly on. Everyone is home.@@crosslink1493
I have flown twice in xmas. Cheap and smooth😂
Fly on the actual holiday day
I would suggest an additional membership in AMAC. Doesn't hurt to be double covered sometimes. Before you ask, no I don't like supporting the politics of AARP, but the commercial benefits are my only goal. Good video! Keep them coming, please.
agreed. to hear'' i hate their policies, but love their bennies'' is as crock. ''why would i sleep with hitler to get a great running VW??''
live your principles...
We upgraded our AAA membership to tow us up to 100 miles. Now that we are retired we have some extended road trips coming up and much of the travel is in remote areas.
Please keep in mind that AAA does not consider gravel roads, "roads." They will not pay for towing off of a gravel road. I just recently found this out. There are many roads that are gravel, that go to entire communites. I don't understand this.
@@diann546 They also wouldn’t help a truck with a flat tire which had an RV attached, even though the owner said they’d detach the rv!
Our last call for about 36 hours they repeatedly told us they’d have someone there in about 3 hours! Fortunately hubby was near home and could have walked the mile. However, he found someone home, nearby, where he could call me, on a landline, to come get him. What a mess!
USAA members should check out roadside assistance option through their insurer. Even less than AAA. Great service as well.
Progressive as well
Terrible idea. USAA counts a covered tow as an insurance claim.
@@TheGOF That wasn’t our experience. Huh.
@@TheGOFSame experience. Insured in Texas, which allows them to do so. I read the fine print
@@MB-uy5kh Florida law requires zero deductible for windshields. Still counts as a claim. A couple of tows and a windshield and you’ll find yourself uninsurable.
I agree. My nurse experience says, detach,detach, detach…especially at night. Love the alarm clock!…and I love Triple A, too
Great comment
With the America the Beautiful, you also get 50% of campsites. (Car camping, not remote)
I have a tip to share for roadside assistance that worked for me. I had AAA service for decades, until a couple years ago when I learned that my auto insurance company offered roadside assistance as an option to add. Checking the list, it included all the features that AAA offered for roadside assistance. The feature of travel assistance was the only difference between the two. It cost me $24 per year to add roadside assistance to my auto policy. That change saved me $80/year.
Have you used this roadside assistance yet?
@@AuntNutmeg Yes, I have used the service twice. Once, when my truck got stuck in the snow and I needed help. About 6 months later in the summer I had a dead battery and called for service. The tow truck came and the driver took me to the local Napa store and I purchased a new battery, and the tow driver swapped out the dead battery and installed the new one.
Car! Find your car! Put an AirTag in your car. You can use the app to help you find your car if you can’t remember where you parked it, or if it’s stolen. Disable the speaker on the AirTag to stop thieves from finding it. There’re RUclips tutorials to show you how - almost as easy as changing a battery.
@Querencia7779
Many thanks for this great tip!
If you have a airbag in a wallet that blocks RF signals you probably won't be able to track it, but if you use a wallet that doesn't have an RF blocker, people can scan your credit cards.
I used my AAA last Sunday because I locked my keys in the car. The guy was there in 15 minutes and I was driving away. No cost to me
AAA =👍. Have used them for 39 years. Very prompt, but a Plus membership will run $100, annually. It's worth it.
Thanks Paul
alarm clock as back up for when power goes out.
AMAC, is better than aarp. It works the same! And I prefer.
Tiles are a super, cheap way to keep track of stuff - keys, backpacks, wallet, purse, car and luggage
super cheap, but they tack and sell the info. many don't feel the trade off is worth it...
We have always had amazing experiences with AAA. Bailed our kids out 3-4 times at college when they’ve had car issues.
AAA cardholder for 45 years then they wouldn't send a tow because I was 25 feet off paved road. I called another towing service that got me out and promptly canceled AAA with a letter to the CEO. I had roadside coverage on my auto insurance and they paid the claim, no questions asked. I live in the mountains with many dirt roads. AAA is only practical for paved roads.
I guess it's buyer beware, huh. Know what you're paying for. Most drivers are on city streets.
They're useless.
Good to know.
I would add a toilet light to your list. Attached to the rim of the toilet bowl it presents a low-level blue/red/green/ etc light when you enter the bathroom. Great for not waking up when the inevitable bathroom trips increase with older age.
Really? I’ve never heard of this! That sounds perfect. Will have to search that out. It turns on when you enter the room and off after a certain period of time?
I got one for my husband, kind of as a gag gift, but it has been great for not needing to turn on the bathroom light during the night. I found it on Amazon.
Yes, it turns off about 3 minutes after leaving the room. Great for taking on vacation too. @@heidikamrath1951
Podcasts put me right to sleep at night, and I don't use social media that scroll, so having my phone on my nightstand is the best way for me to get a good night's sleep.
Audiobooks put me to sleep so my phone is on the nightstand too.
Same. For years.
I love the podcasts “Get Sleepy” and “Nothing Much Happens”. Both for sleep.
Yes, I play Bible in a Year podcast at night. It's a very relaxing way to end the day.
I like that I can set a timer on a podcast (I use Podbean) so it goes off after I fall asleep.
Fourth generation AAA member here. There are years we don't use our AAA membership. The other years make up for them! Being able to get a tow in a reasonable amount of time even out of state is worth it. Advice: upgrade to the 100 mile level of towing, especially if you have a favorite mechanic. It's worth it to be able to use your usual mechanic.
I'll be 70 soon, I have no problem sleeping - rarely use my phone at night. I do use it for the clock, but it is very dim. I sleep anywhere from 8 to 12 hours each night. My wife says I'm an anomaly.
I would say that you are well rested!
I am lucky to get 5 solids hours. Before having babies I was a solid 8 hours of sleep person. Oh how I miss it. I'm glad you are able to sleep so well.
Careful! “Hypersomnia.” Twelve hours is longer than considered optimum by latest research. Occasionally, I’m sure it’s fine, but routinely getting more than 7-8 hours (as a senior) a night might indicate other underlying issues.
I worked 24 hour shift for a lot of my career and got zero sleep so I'm just making up for all the sleep I didn't get. @@heidikamrath1951
Your wife is right! 😀
My wife reads her iPad before trying to go to sleep.
Reading an old fashioned book improves her sleep, but is uncomfortable, due to shoulder injuries.
I will get her a Kindle reader, as suggested.
Thank you for a very helpful suggestion.
The last time I needed road side was in a semi. Far northern burbs of Chicago with a blowout. My company sent a service truck out from the south suburbs. The bone head driver took surface streets the whole way instead of the expressways that I was on. 3 hour wait. I could see a truck repair shop from where I was.
Thanks for this. Good suggestions for the elderly, Christmas gifts. My father is always losing his wallet and keys.
Most Americans find it hard to retire comfortably amid economy crisis. Some have close to nothing going into retirement, my question is, do I pull cash from my 401k and buy a house, or spread my money in stocks for cashflow? I'd love to afford my lifestyle after retirement?
Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $200K in the stock market, experiencing fluctuations without substantial gains.
Using a 401(k) or IRA is a valuable strategy for retirement planning, providing potential savings growth and tax advantages. While the stock market is promising, expert guidance is essential for effective portfolio management
Wow. My experience with AAA year last year was the opposite. At 4am broken down it took 4 hours. I had the RV membership but was only driving my small car. The explanation was that it was between work shifts. AAA in Washington state is getting more automated, more expensive and less reliable. I had it for many years.
You have to be careful with AAA, especially in large spread-out states like California. The default coverage is like 7 miles, then out-of-pocket. Needless to say, out-of-pocket can be *extremely* expensive. The thing to do is to make sure you upgrade a level where you get 100 miles. Now, itty bitty states like Rhode Island can probably usually have a mechanic in 7 miles. For California, you really do need that 100 mile coverage.
Absolutely
My car has no place for a spare tire, and I go crazy places in the middle of nowhere. I get the 200 mile version.
@@EfficientRVer We were shopping for a new car just a couple weeks ago. You remember how some years ago they stopped putting in a full sized spare tire in the trunk? Started putting in the little "mini-spare." Well guess what? I don't remember which brand it was, but now they're giving you "Canned Air" in lieu of *any* spare tire!!
You get a tow rider on your regular insurance policy.
My two favorite things are Alexa and TSA PreCheck. Seriously!
Even though I had my quart sized liquids bag all ready to pull out of my bag, they never asked me to do so. It sailed through xray like goose grease! No questions about my prescriptions or insulin bag. Fantastic experience.
We have AAA premier and rarely use it. But note that the service is getting worse: occasionally, extremely long wait times, and we've had several folks tell us that AAA dropped them ... because they USED the service...less than the 4x a year limit.
I have AAA premier, but I also have a special two coverage rider on my car insurance. Why? I attend car shows with classic cars that do and have broken down. I had a 400 mile tow once that was very expensive, and memorable. I was able to get the car home and get reimbursed (I had to pay for a portion of the trip out of pocket). Another time I was in my regular vehicle and had that towed 3 hours from home. I save the AAA for the car show emergencies and not anything local with my regular car.
For veterans, you get a free Lifetime National Park pass for your vehicle. However, it’s unclear if this includes RVs, as the pass specifically mentions veterans and three other passengers in a non-commercial vehicle.
Phones are a very important safety feature for older people. If you feel you are having a health emergency like a stroke or a heart attack, you need to be able to reach a phone without moving to call for help, otherwise you might die.
Same with it you hear an intruder, so you can call 911.
You MUST KEEP A PHONE BY YOUR BED.
Or an alexa or similar speaker that you can ask to dial help. As close as your voice.
You make a good point.
I use the Air Tag for my anti theft device. You can remove the speaker inside it so when the thief also gets a notification from the Air Tag, when they hit “play sound” nothing will happen.
@Holy Schmidt! Pre-Check, if you have a TWIC or Active Military CAC you can use that number to get free pre-check.
All DoD employees can have TSA Precheck at no cost.
I will never forget when I was stationed at Forbes AFB outside of Topeka, KS I had moved off base and was living in the city when I woke to go to the base we were having a -55 degree wind chill temperature. Even though I had a brand new battery my car would not turn over. I called AAA and they had a guy there within the hour. It was a fierce wind and your face would get so cold you couldn't hardly pronounce any words intelligibly. I was from Maryland and had purchased my AAA membership there and got fast friendly service in Kansas. I have tried others since then who were cheaper but they either didn't show up or kept me waiting all day so I went back and never changed again.
Thanks for having my Alexa tell me the time. 😊
Always informative. Your wife and kids I know love you. You remind me of the Father Knows Best or Leave It To Beaver dad. Never get ruffled feathers and calmly look at the issues. I’m hitting 70 this year and am finally going to start, because I have to, collecting my Social Security. But I’ll still be watching for your tips. Thanks!
Yes. We had three AAA tows while on long road trips (in just a 4 month time frame). Excellent value on the plus membership. America the Beautiful Pass is another bargain.
Thanks for the comment
Sounds like you need a new car!
Always tak
e pictures before and after of vehicles dealing with tow trucks!
You still have a car with 250 k miles, love it.
Maybe not after it overheated, and he remembered he has money.
@@EfficientRVer Maybe just a thermostat and not a head gasket and good for another 250K. I'm surprised the vehicle has lasted that long in Eastern winters.
Just like Colombo’s vehicle, he might have a rumpled rain coat as well. Ah but Peter Falk’s character was sly as a fox.
I watched this months back and liked it. Today I watched it again and it was the reminder to me to get my AARP, AAA, and TSA Pre-check in order. Thank you :) Love your videos!