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What is the 10th? Thanks
Can you share starting amounts that you do and how you build up? Like for example I know starting emergency fund is 1 month of expenses which is calculated through your monthly income x 80% and then build up by a month as you reach the goal
Sinking funds we have too...prepaid phones, Christmas money, goal, unexpected expenses, special days luke birthdays and holidays.
Good Morning, listening while at work.
Definitely a great list! I have all of these. I just need to add more for retirement 😅
New subbie here, that’s a good list. Vacations or travel would be my 10
❤
I can never understand how people can have like 8-10 binders full of envelopes. That is insanity at the next level.
I agree
No it isn’t insanity
New car sinking fund
What is the 10th? Thanks
Can you share starting amounts that you do and how you build up? Like for example I know starting emergency fund is 1 month of expenses which is calculated through your monthly income x 80% and then build up by a month as you reach the goal
Sinking funds we have too...prepaid phones, Christmas money, goal, unexpected expenses, special days luke birthdays and holidays.
Good Morning, listening while at work.
Definitely a great list! I have all of these. I just need to add more for retirement 😅
New subbie here, that’s a good list. Vacations or travel would be my 10
❤
I can never understand how people can have like 8-10 binders full of envelopes. That is insanity at the next level.
I agree
No it isn’t insanity
New car sinking fund