I love SCHG! It’s my largest growth holding in my portfolio. Currently up to 269 shares. Aiming for at least 300 by year’s end. Will likely exceed that goal.
Hi brother, yeah trying :) But I'm still hoping to be able to widen my niche to include beginners. My wish is to make finance easy to understand for everybody, including and above all whoever hasn't had the luck or time to learn the basics and therefore stays out of this wonderful world of investing.
I appreciate your time, Rick, for creating such an informative video. Your response to my request was unexpected and delightful. The analysis was thorough and packed with valuable insights....
Loved the video! Would you have advice (or make a video) on buying multiple S&P 500 ETFs? For example, investing in an S&P 500 growth and S&P 500 value while also investing in a regular S&P 500 ETF? I can’t seem to find much info on this strategy.
Thank you Denton! Many of the ETFs focused on Growth or Value include, indeed, mostly S&P500 stocks. Above all when they are market cap weighted. Some ETFs are focused on picking growth or value exclusively from the 500 holdings of the S&P500, but are not necessarily the best. Are there some ETFs in particular that you have in mind? Because otherwise a good strategy is to combine the S&P500 with a growth ETF like QQQ and a value ETF like SCHD, VYM or VIG
@@rick.austin thanks for the reply! Ah, ok. Sounds like I need to do more research then. I put 50% of my portfolio in VOO and split the other 50% evenly with SCHG and SPYV.
Hi Nicolas, there is obviously overlap (around 50% of QQQ is included in SCHG), but having both could make sense if you want the power of QQQ but still want to raise diversification in the growth sector through SCHG
You did part performance review. With low interest rates in last 2 decades, both ETFs did great. What would you think of next 2 decades?. How do these two ETFs will perform (accordingly to you)?
Yes you said it right. I do past performance because I can't predict the future, but here's my opinion: I expect the growth sector to strongly slow down in the next two years (possibly with a certain drop within the next 6 months). 10 years from now, I believe both ETF will have performed in the decade better then the S&P 500. But that might not come true! And for a time frame of 20 years, i believe you can't be wrong with both etfs. I'm more confident.with growth than value in a long term horizon
Rick what are your thoughts on my roth portfolio: 30% VTI 20% SCHD 20% VUG 20% QQQM 10% VGT. Should i swap my VUG for schg and what is the smartest way to do so? Sell all and lump sum or sell all and dollar cost average into schg? Thanks
Hey mate. Honestly? Swap VUG with VTI, as lump sum. You get 50% total stock market and you bring Growth to 30%, which is high enough. Don't overweight in technology or growth, there we are moving with P/E ratios that are irrational right now. Obviously consider tax implications when swapping. Hope it helps
@@rick.austinyou’re saying to consider selling vug and lump summing it immediately into the vti position? If it’s a Roth account, wouldn’t that take care of the taxes as long as you don’t take the money out of the Roth and into a non Roth or bank account?
@@horustortoise6110 yes exactly. Just make sure you keep the money inside the IRA when making changes. VUG is a good ETF, but the exposure to Growth in that portfolio is way too high
Hi Alexey, thank you so much for the compliment. Unfortunately I don't have direct access to SCHG being in Europe. I have to add that, while I like analyzing ETFs of various nature, I keep my personal portfolio pretty simple. For example an extreme portion of my portfolio is in the SP500 (yes, i'm boring). I made a video about my portfolio some 6 months ago, might do an update video. What about you? Do you have SCHG or VUG in yours?
@@alexeyry.7350 honestly, in the long term you have a good probability it will be just like you say. I play it a little more conservatively because historically growth hasn't always outperformed - as a matter of fact, in the long long term value has outperformed growth - but times are changing and technology is becoming an integral part of every other industry or sector
Hi Wesley, I wouldn't compare SPHQ to the other two because SPHQ is more towards growth and information technology, so it's of different nature. Between SCHD and VYM I'd go for SCHD, especially giving the great price point at this time. By the way, I made a video on SCHD vs VYM, check it out! ruclips.net/video/9AvnDOUIMWk/видео.htmlsi=EtN3SXZqG6BOQxu5
First of all, congratulation man! You're on the fastlane ;) I would suggest to hold a good portion of your portfolio on the S&P500, it's honestly my favorite ETF (next to the total stock market) and I believe for long term investors is a must. I could list you hundreds of other ETFs that I talk about in my channel, but my principle when consulting people is: keep it simple.
@@rick.austin I’m looking at good long term individual stocks to hold as well as my ETFs portfolio only consist of this 2 and I think it’s good enough? Haha
@@richiejj3126 then I would definitely suggest you more diversification with VOO! Regarding individual holdings, the ones I hold have grown so much in the last 12-16 months that I can't tell you it's the right moment to buy into them now. Price to Earnings is way too high. I'm talking about the magnificent 7 (except Nvidia, that I don't hold). Only Apple might be on a good price point right now
NASDAQ 100 - QQQM had a more weight of MSFT and AAPL. Recently they have been lowered, I like SCHG better than QQQM. I think 50% in SCHG and 50% SPLG can give a better return
As of today in the official page of schg in the schwab website (as of market open 10. May, 2024) Broadcom is there. Can you inform us if you have a recent source that confirms that broadcom was actually dropped? Thanks. www.schwabassetmanagement.com/products/schg
@@BTBLive don't worry man, whenever you think I made a mistake you can always let us know, I actually went back and checked because I know I can always make a mistake 👍🏻
I love SCHG! It’s my largest growth holding in my portfolio. Currently up to 269 shares. Aiming for at least 300 by year’s end. Will likely exceed that goal.
That's a great number man, congratulations! What's your biggest holding overall?
@@rick.austin Apple stock, SCHD, VOO followed by SCHG.
@@a32tl all great names, well done. My first holding overall is VOO, but as single stock Apple is also my nr. 1
nice. start selling covered calls with a low delta for extra income
QQQM vs SCHG?
Hi Michael, if I know there is enough interest through the likes, I will definitely do it!
I second this!
Hey Michael, the video is going to come out this coming friday!
Really appreciate that. Flattered. Looking forward to it.
I am happy to see you are still creating, brother, this video was incredible!
Hi brother, yeah trying :)
But I'm still hoping to be able to widen my niche to include beginners. My wish is to make finance easy to understand for everybody, including and above all whoever hasn't had the luck or time to learn the basics and therefore stays out of this wonderful world of investing.
I appreciate your time, Rick, for creating such an informative video. Your response to my request was unexpected and delightful. The analysis was thorough and packed with valuable insights....
You're very welcome, John. Thank you for giving me the idea
@@rick.austin looking for more videos like that ..
Very professionally prepared video. Very informative comparison between VUG and SCHG
Thank you, Suresh. Do you own any of them?
Enjoyed your video. First time viewer. I will keep watching.
Thanks Ray
Loved the video!
Would you have advice (or make a video) on buying multiple S&P 500 ETFs? For example, investing in an S&P 500 growth and S&P 500 value while also investing in a regular S&P 500 ETF? I can’t seem to find much info on this strategy.
Thank you Denton!
Many of the ETFs focused on Growth or Value include, indeed, mostly S&P500 stocks. Above all when they are market cap weighted.
Some ETFs are focused on picking growth or value exclusively from the 500 holdings of the S&P500, but are not necessarily the best. Are there some ETFs in particular that you have in mind?
Because otherwise a good strategy is to combine the S&P500 with a growth ETF like QQQ and a value ETF like SCHD, VYM or VIG
@@rick.austin thanks for the reply! Ah, ok. Sounds like I need to do more research then. I put 50% of my portfolio in VOO and split the other 50% evenly with SCHG and SPYV.
Great content once again. Love these comparison vids. Cheers
Thank you so much! What other kinds of videos would interest you the most?
Really good tips! 😊
Thanks :)
Hi Rick, is it worth investing in both QQQ and SCHG? Or rather just go with one?
Hi Nicolas, there is obviously overlap (around 50% of QQQ is included in SCHG), but having both could make sense if you want the power of QQQ but still want to raise diversification in the growth sector through SCHG
You did part performance review. With low interest rates in last 2 decades, both ETFs did great.
What would you think of next 2 decades?. How do these two ETFs will perform (accordingly to you)?
Yes you said it right. I do past performance because I can't predict the future, but here's my opinion:
I expect the growth sector to strongly slow down in the next two years (possibly with a certain drop within the next 6 months).
10 years from now, I believe both ETF will have performed in the decade better then the S&P 500. But that might not come true!
And for a time frame of 20 years, i believe you can't be wrong with both etfs. I'm more confident.with growth than value in a long term horizon
I second QQQM vs. SCHG!
Alright alright, I'm convinced ;)
Hey there, the video is going to come out this coming friday!
Rick what are your thoughts on my roth portfolio: 30% VTI 20% SCHD 20% VUG 20% QQQM 10% VGT. Should i swap my VUG for schg and what is the smartest way to do so? Sell all and lump sum or sell all and dollar cost average into schg? Thanks
Hey mate. Honestly? Swap VUG with VTI, as lump sum. You get 50% total stock market and you bring Growth to 30%, which is high enough. Don't overweight in technology or growth, there we are moving with P/E ratios that are irrational right now.
Obviously consider tax implications when swapping. Hope it helps
@@rick.austinyou’re saying to consider selling vug and lump summing it immediately into the vti position? If it’s a Roth account, wouldn’t that take care of the taxes as long as you don’t take the money out of the Roth and into a non Roth or bank account?
@@horustortoise6110 yes exactly. Just make sure you keep the money inside the IRA when making changes.
VUG is a good ETF, but the exposure to Growth in that portfolio is way too high
Greeting you, Rick. You are a cool blogger. I appreciate you for useful content. Can you tell me what share of your portfolio does the ETF occupy?
Hi Alexey, thank you so much for the compliment. Unfortunately I don't have direct access to SCHG being in Europe.
I have to add that, while I like analyzing ETFs of various nature, I keep my personal portfolio pretty simple. For example an extreme portion of my portfolio is in the SP500 (yes, i'm boring). I made a video about my portfolio some 6 months ago, might do an update video.
What about you? Do you have SCHG or VUG in yours?
@@rick.austin Hey Rick, I have SCHG in my portfolio, I think It is better than S&P ETFs.
@@alexeyry.7350 honestly, in the long term you have a good probability it will be just like you say.
I play it a little more conservatively because historically growth hasn't always outperformed - as a matter of fact, in the long long term value has outperformed growth - but times are changing and technology is becoming an integral part of every other industry or sector
Did not know Ginobili is a stock market investor now.😂
It's about time people got to know that. Spread the word!
Hey, Rick! What's better: SCHD or VYM or SPHQ?
Hi Wesley, I wouldn't compare SPHQ to the other two because SPHQ is more towards growth and information technology, so it's of different nature.
Between SCHD and VYM I'd go for SCHD, especially giving the great price point at this time. By the way, I made a video on SCHD vs VYM, check it out!
ruclips.net/video/9AvnDOUIMWk/видео.htmlsi=EtN3SXZqG6BOQxu5
@@rick.austin thank you very much.
I am holding 50k in SCHD and 50k in VUG. I am 25 this year! Both are great ETFs! Will you recommend anything more for me to invest in? Thanks!
First of all, congratulation man! You're on the fastlane ;)
I would suggest to hold a good portion of your portfolio on the S&P500, it's honestly my favorite ETF (next to the total stock market) and I believe for long term investors is a must.
I could list you hundreds of other ETFs that I talk about in my channel, but my principle when consulting people is: keep it simple.
@@rick.austin I’m looking at good long term individual stocks to hold as well as my ETFs portfolio only consist of this 2 and I think it’s good enough? Haha
I’ll look at your channel more often for updates! Thanks you 👍🏻
@@richiejj3126 then I would definitely suggest you more diversification with VOO!
Regarding individual holdings, the ones I hold have grown so much in the last 12-16 months that I can't tell you it's the right moment to buy into them now. Price to Earnings is way too high. I'm talking about the magnificent 7 (except Nvidia, that I don't hold). Only Apple might be on a good price point right now
Manu Ginobili doing is now youtube influencer?
😂😂😂😂😂😂
🏀
NASDAQ 100 - QQQM had a more weight of MSFT and AAPL. Recently they have been lowered, I like SCHG better than QQQM. I think 50% in SCHG and 50% SPLG can give a better return
Hi Mohammed, thanks for your comment. By the way recently I compared QQQM and SCGH in a video. They are a close call, both great ETFs ;)
Schg
I thought SCHG dropped Broadcom. You might be comparing the old holdings.
As of today in the official page of schg in the schwab website (as of market open 10. May, 2024) Broadcom is there.
Can you inform us if you have a recent source that confirms that broadcom was actually dropped? Thanks.
www.schwabassetmanagement.com/products/schg
Or do you mean SCHD? SCHD actually dropped Broadcom back in march 2024
@@rick.austin I am corrected. I was thinking SCHD. lmao Sorry.
For the record I wasn't trying to be jerk lol
@@BTBLive don't worry man, whenever you think I made a mistake you can always let us know, I actually went back and checked because I know I can always make a mistake 👍🏻