@@fronjj_ Agree that things may not be what they seem. You are so right about that. Who knows what a similar car will cost in 5 years and where inflation will be. Provided one has the option in having cash to buy outright or finance, some can do much better in financing based on average index funds returns, for example, and will be better off in 7 years. However, some buyers in the this example do not have the cash to buy outright and will end up overpaying not prioritizing their dollars. Especially in the US, there is a cultural acceptance of overconsumption and billions in marketing to persuade people to make the wrong decisions. A $10K used Mazda Miata is extremely underrated.
I got my GR86 last summer, and I think if you get any new car, a 10% down payment is absolutely a bad idea. I am a college student and wanted one of these, and I knew I couldn't work enough to afford a $500-$1,000 car payment, so I did a gap year after high school and saved up $15,000 and put it down on the car. My monthly payment is a tad bit over $300 which is extremely doable for a lot of people. If anyone is wanting to get one of these cars, do it. It is an amazing car for the money and it looks the part. I worked for Porsche for a few years and I got to drive almost every type of Porsche they ever made, and this car sure does feel good like how Porsche's do. But anyone who is looking at getting a new / used car, I really do recommend you put down a huge chunk of money down so you can avoid paying a lot more in interest at the end of your loan. The more you put down, the less you have to pay in interest no matter if you have 2% interest, or 10% interest.
I have BRZ story. My 2023 base AT (I have hand issues so don't burn me for the auto) was $30,500 (about 2k under MSRP) in July of 2023. No trade, $0 down and paid the $2500 or so in tax/title fee out of pocket. 60 mo loan at 5% $570/mo and my insurance (3 cars) is $100 (only the BRZ has full coverage). The BRZ auto's have they eyesight thing and it helped a lot on insurance. So don't crash cars, pay your bills on time and forget markups. I did buy the car from a dealer over 2 hours away. The local Toyota dealer had a 2022 GR w/ 16k miles and they wanted over $36k for. Crazy.
@@khayon4364 got my 24 premium neptune manual for 33,700 OTD last month. also refinanced 3 days later to navy fed @ 4.54 and 36month rate. im happy. used cars going for almost same price as my new one
Your numbers are good except for the maintenance - on what will you spend $1266/ year? Two oil changes each year is about all you need for the first 3 years, maybe add in 2 more detailed services at $300-400 each, and with the cost of air filters, that is still only $500-600 per year. Tires? Should last 3 years (assume you are not considering tracking the car, some might, but it is not normal use). So, I repeat - what are you basing $1266/year on?
Exactly, that part makes no sense. Plus, Toyota Care takes care of routine services for the first 2 years or 25K miles, whichever comes first. Even tires can be as cheap as 85/ea, due to their smaller factory size.
Yeah this is where she lost me. There is absolutely no way you'll pay that kind of maintenance per year until 60-70k miles and even then that's dealership pricing which you would be a fool to pay.
This feels like an *enormous* overstatement of costs. Though to be fair she is going off standard averages. I make a fair bit less then 90k a year and I can afford the GR86 easily - but you need a good APR, good driving record, and a hefty down payment (20% at least). However, I also did not pay any markup. Got my Premium GR86 for MSRP.
I mean the thing is she is trying to account for proper financial responsibility, worst cases all across the board, and the assumption that if one has potentially many other costs in their life the cap of 15% total income. You can easily make it 30% your total income and say its fine to purchase at 45k a year, but unless you have some sweet deal on living expenses elsewhere or simply do not care about building investments towards retirement that is hard to stomach. I'd say 20-22.5% is probably highest end someone should reasonably go if cars are HUGE part of their life, putting it closer to like 60k a year income.
I leased to buy my base 22BRZ 2 years ago and only make 60k/year and had a 4k markup and paid $1500 upfront for 3 years of oil changes ( I know stupid but w.e.) but anyhow I put $7600 down (5100 trade + 2500 on credit) and pay $460/mo on my lease. My checking puts aside $150/week which amounts to $7500/yr. With this year's tax return I should have about 18.5k or so to pay off the 16.5k left over + tax. I'll be paying it off in 3 years. Don't be discouraged by these figures. Yes I should've straight out financed but this was during the pandemic where loans weren't very favorable and I had a high credit balance. Needless to say, if you put down about 5k and finance at about $800-1000/mo you too could have it paid in as little as 3 years. I probably could've gotten a low rate for a new car finance and no markup (I didn't pre-order just found it) and not paid the upfront maintenance instead of paying the lease rental fee, but nonetheless my point is, if your rent is like 1200/mo. and make around 60k you will be budgetting a lot for a few years but you don't need to make 90k. At the right interest rate you could probably do 48 or 60 months instead but keep in mind I'm single with no kids, I also have the option to extend the lease if I come up a bit short. I don't regret the extra cost, even though I could've done it better, it's an outstanding car, to me the markup was still worth getting it, and also 6-12 months earlier than most people did back in Dec 2021. My Ford Fusion transmission was acting weird and I wanted to get rid of it asap. This is my first new car and only my second car.
Man you overpaid, doesn't matter if you can afford it but you borderline got scammed. I got my BRZ 1.5 year ago, paid invoice (Subaru VIP program), financed at 2.9% (pandemic rates were much lower, not sure why you think it was opposite). You would pay ?more than 15k additional than me overall, you got screwed.
Maintenance costs seem really high, where does the 1K a month come from? Toyota Care will take care of routine services for the first 2 years or 25K miles. These cars have lower maintenance costs than almost any other car. Even tires can be as cheap as 85/ea due to their smaller size.
Don't pay the markup, pay for a flight and drive it home. You will even break it in faster that way. What sucks is finding it out of state and not having someone buy it before you get there. Also if you do a direct trade-in then you can't exactly fly lol
Financial oversimplification. Aside from the financing costs, that is. It is one of the absolute most affordable new cars and it isn't a stinker! Love mine. Oil changes are free for quite a while from the dealer and so it's car payments, gas & insurance. If you own a non-EV, you're already affording yourself the gas & insurance so... GO FOR IT
@@repeelllpyou plug it into your obd2 port and it records your driving like braking, acceleration, average speed in areas where posted speed limits are, how fast your turn on corners is think? and maybe a little more. i can't remember it all, but i hated using it, i couldn't brake even a little too late without it going off. it wasn't worth for me, but that's just me, maybe you would benefit more from it. also it's called, progressive snapshot
Better advice, save your money and only purchase what you can afford that’s 10% of your bank account. You’ll live more comfortably and not worry about Apr, full coverage insurance prices.
That maintenance cost is way off, probably would be 2.5k at most (10 oil changes, 5 HVAC filter changes, 2 brake and clutch fluid change, once brake pad swap, one MTF change, 1 diff fluid change) if everything is done at dealer. Not sure about Toyota but Subaru has better financing rates (3.9% currently). I would be paying 37,864 over 4 years financed at 2.9%, I do my own maintenance so cost is just fluids and parts for me, insurance is about 112, I put about 3-4k miles on it, so fuel cost is 600-1000. My 5 year cost is 47.8, at 5 year mark, car would be about 18k, so 30k for 5 years. My cost of being able to take it to track is about 6k per year (track fee, consumables, additional maintenance, additional fuel) and that doesn't include track insurance which I don't get. 😂 After factoring all of the above, I seem to be still below your number. And I am spending less than 4% income in total per month/year if you care about that part.
Wow these numbers are close to mine as this is a second car. BRZ came with 2 years of free oil changes and snagged a 3% loan early last year. I put about 4k miles the first year. If these cars hold their value like the first gen tooth they’ll be worth closer to 24k in 5 years but that’s wishful thinking. This is the reason I didn’t get a 2017 in 2022. The price difference was about 1-2k USD. The cars fun for what it is and I don’t think cars like these are “sensible” choices. But of the lot of sports cars you can get this one takes less of a financial hit.
Hey I wanted to say fantastic video! And you should do this for other very popular vehicles/sports cars. You potentially have a series on your hand. As a GR86 owner myself who put down 7K for a significantly lower percentage. I would recommend most people pay more than 10% for easier payment. The sports car is supposed to be affordable to newcomers much like a Miata. Lovely car though. Very enjoyable as long as you're not hauling people.
That was awesome. That’s good that somebody does this because then people can realize how screwed they are as a young buyer, even though I’m an old buyer….lol 😂
@@BerserkerRider94 but even then a 3k down payment vs 15k is big. i plan on putting 15-20k down and doing what you do, that way it'll be like a $200-300 payment for a year or so until i pay it off. i like these videos because 89k is the "safest" amount you can make but there are people who make half of that and afford this car, you'll just have to make sacrifices like not eating out or the such
@@brzo.Even more think of how many people have kids despite their low wages. I only make $55k a year and will manage to pay off extra principal payments per month
Couldnt get one of these for sticker a couple of years ago, so went the used route instead. I got an ND1 Miata (brembos/BBS pkg) and a Fiesta ST. Both fantastic lil cars that share a 'driving spirit' with the gr86. That ole 'slow car fast' mantra. While the Miata isnt as versatile as the GR, the GR cant drop the top though either. And the stock oil pan in the Miata will handle 1.2g sustained turns (known issue in GR86/BRZ). The fiesta is so i have something fun to drive to Costco 😉🤣🤓
Funny. I make 89.5k a year.. lol. I just got the car before watching this video. My math on if I can afford it works fine for my case. Remember everyone is in a different scenario. Like other responsibilities, bills, priorities in life, kids, family, etc.. For me, I don’t have nothing much going on. I’m 23,I live with my mom, brother and grandma. We are a family of 4 in a single family house in Northern VA, I work in tech field, I have cover some bills, I don’t wear fancy cloths, or have an expensive lifestyle except for the gr86. While still being able to save 2.5k every month. So. Remember everyone case is different. Make decisions not based on generalization but what works for you .
I like your videos. Good video cuts and informative. What I do wish (don't know if music is in the background, and if so it's too quiet) is to have background music accompanying your narration for financial breakdowns. Keep it up, best wishes and Merry Christmas.
You only have to make enough to pay for gas and insurance if you can pay in cash lol and yes I own one and love it. I pay $1200 in insurance for liability annually. Until you make enough buy cars for cash privately. If you know what to buy a great cool 10 year old car for not much.
The second generation is better than the first in every way. The oil issues are not an issue for anyone who doesn’t track and modify their GR86. There have only been about 20 people with problems.
@@jaycee___ Its not wrong according to what I have read, there have been 12 recorded instances of the oil starvation problem causing engine failure: all 12 of them have been in tracking conditions and from cars that have been tracked half a dozen times or more.
Oh wow she’s right ! Especially the regular maintenance are expensive but the reason is why is because it has an engine and transmission from Subaru which is very expensive and that’s why the insurance cost more as well but the dealers don’t tell nobody that! 😏
Is it? I got a 10% discount for mine due to it being a Manual Transmission. I pay right around 100 a month for mine. Feels reasonable for the car and I have a perfect driving record.
It means I should stick with my crv😅 and stop complaining about my life😂 can you make a video about civic type R and Civic SI? I wanna hurt myself more.
Also to add to these variables, when purchasing a new gr86, it comes with two years of Toyota Care. Which means for the first two years scheduled maintenance is included and you don’t have to worry about an extra maintenance cost. But all in all, I still like the simple rule of making at least three times the amount of the vehicle. So I’m this case if it’s 36k then times by 3 at 108k. If you don’t make at least 108k a year, don’t buy a gr86 or make sure your expenses like housing/rent is a lot less than the norm
108K a year for a 30K car? Everyone budgets differently, sure but.. that is way off. Saying not to buy one while making less than that is crazy. 108K a year = 9K a month.. even with other bills, you'd be able to afford the $600 a month for car payment _and_ insurance easily, with plenty left over for other bills and/or savings.. Generally, a car payment shouldn't be more than 15% of your monthly wages. At 9K a month, 15% would be 1,350 a month.. Not to mention how much lower the monthly payments would be with a proper down payment.
Ew, no. Everything about the 2nd gen is way better. It doesn't even need an engine swap, which would most likely throw off the perfect 50/50 weight balance. It's a lighter car, it doesn't need a ton of power to be quick, especially on the street. Also, 70K for an engine swap? That's double what it would cost for a swap, even with a shops labor charges included.
If at least one person decides not to pay $70k for a 30k car, this video has done its duty.
@@fronjj_ Agree that things may not be what they seem. You are so right about that. Who knows what a similar car will cost in 5 years and where inflation will be. Provided one has the option in having cash to buy outright or finance, some can do much better in financing based on average index funds returns, for example, and will be better off in 7 years. However, some buyers in the this example do not have the cash to buy outright and will end up overpaying not prioritizing their dollars. Especially in the US, there is a cultural acceptance of overconsumption and billions in marketing to persuade people to make the wrong decisions. A $10K used Mazda Miata is extremely underrated.
Well isnt the really high cost due to gas included, insurance, "Maintenance" and etc?
I got my GR86 last summer, and I think if you get any new car, a 10% down payment is absolutely a bad idea. I am a college student and wanted one of these, and I knew I couldn't work enough to afford a $500-$1,000 car payment, so I did a gap year after high school and saved up $15,000 and put it down on the car. My monthly payment is a tad bit over $300 which is extremely doable for a lot of people. If anyone is wanting to get one of these cars, do it. It is an amazing car for the money and it looks the part. I worked for Porsche for a few years and I got to drive almost every type of Porsche they ever made, and this car sure does feel good like how Porsche's do. But anyone who is looking at getting a new / used car, I really do recommend you put down a huge chunk of money down so you can avoid paying a lot more in interest at the end of your loan. The more you put down, the less you have to pay in interest no matter if you have 2% interest, or 10% interest.
I have BRZ story. My 2023 base AT (I have hand issues so don't burn me for the auto) was $30,500 (about 2k under MSRP) in July of 2023. No trade, $0 down and paid the $2500 or so in tax/title fee out of pocket. 60 mo loan at 5% $570/mo and my insurance (3 cars) is $100 (only the BRZ has full coverage). The BRZ auto's have they eyesight thing and it helped a lot on insurance. So don't crash cars, pay your bills on time and forget markups. I did buy the car from a dealer over 2 hours away. The local Toyota dealer had a 2022 GR w/ 16k miles and they wanted over $36k for. Crazy.
YIKES! That Gr you mentioned was more then I paid for my Premium 23 *new*.... Dealerships have lost their minds!
@@khayon4364 They've lightened up a little bit, now. That was back when the bubble was still going.
I see new ones going for 44k in my area for the manual. I'm glad I got my gr86 for 33k.
@@khayon4364 got my 24 premium neptune manual for 33,700 OTD last month. also refinanced 3 days later to navy fed @ 4.54 and 36month rate. im happy. used cars going for almost same price as my new one
Your numbers are good except for the maintenance - on what will you spend $1266/ year? Two oil changes each year is about all you need for the first 3 years, maybe add in 2 more detailed services at $300-400 each, and with the cost of air filters, that is still only $500-600 per year. Tires? Should last 3 years (assume you are not considering tracking the car, some might, but it is not normal use). So, I repeat - what are you basing $1266/year on?
Exactly, that part makes no sense. Plus, Toyota Care takes care of routine services for the first 2 years or 25K miles, whichever comes first. Even tires can be as cheap as 85/ea, due to their smaller factory size.
Shiii most people buying this car do the maintanence themselves and it's wayyy cheaper that way.
Yes, I agree. Very great video and numbers but I am very curious on that maintenance estimate / per year ?
Yeah this is where she lost me. There is absolutely no way you'll pay that kind of maintenance per year until 60-70k miles and even then that's dealership pricing which you would be a fool to pay.
This feels like an *enormous* overstatement of costs. Though to be fair she is going off standard averages. I make a fair bit less then 90k a year and I can afford the GR86 easily - but you need a good APR, good driving record, and a hefty down payment (20% at least). However, I also did not pay any markup. Got my Premium GR86 for MSRP.
I mean the thing is she is trying to account for proper financial responsibility, worst cases all across the board, and the assumption that if one has potentially many other costs in their life the cap of 15% total income. You can easily make it 30% your total income and say its fine to purchase at 45k a year, but unless you have some sweet deal on living expenses elsewhere or simply do not care about building investments towards retirement that is hard to stomach. I'd say 20-22.5% is probably highest end someone should reasonably go if cars are HUGE part of their life, putting it closer to like 60k a year income.
Tax in NY is higher than Nevada at 8.8875%
what about uncomfortably?
lol fr
I leased to buy my base 22BRZ 2 years ago and only make 60k/year and had a 4k markup and paid $1500 upfront for 3 years of oil changes ( I know stupid but w.e.) but anyhow I put $7600 down (5100 trade + 2500 on credit) and pay $460/mo on my lease. My checking puts aside $150/week which amounts to $7500/yr. With this year's tax return I should have about 18.5k or so to pay off the 16.5k left over + tax. I'll be paying it off in 3 years. Don't be discouraged by these figures. Yes I should've straight out financed but this was during the pandemic where loans weren't very favorable and I had a high credit balance. Needless to say, if you put down about 5k and finance at about $800-1000/mo you too could have it paid in as little as 3 years. I probably could've gotten a low rate for a new car finance and no markup (I didn't pre-order just found it) and not paid the upfront maintenance instead of paying the lease rental fee, but nonetheless my point is, if your rent is like 1200/mo. and make around 60k you will be budgetting a lot for a few years but you don't need to make 90k. At the right interest rate you could probably do 48 or 60 months instead but keep in mind I'm single with no kids, I also have the option to extend the lease if I come up a bit short. I don't regret the extra cost, even though I could've done it better, it's an outstanding car, to me the markup was still worth getting it, and also 6-12 months earlier than most people did back in Dec 2021. My Ford Fusion transmission was acting weird and I wanted to get rid of it asap. This is my first new car and only my second car.
Man you overpaid, doesn't matter if you can afford it but you borderline got scammed. I got my BRZ 1.5 year ago, paid invoice (Subaru VIP program), financed at 2.9% (pandemic rates were much lower, not sure why you think it was opposite). You would pay ?more than 15k additional than me overall, you got screwed.
All I can say is thank you! I got some work to do lol
Maintenance costs seem really high, where does the 1K a month come from? Toyota Care will take care of routine services for the first 2 years or 25K miles. These cars have lower maintenance costs than almost any other car. Even tires can be as cheap as 85/ea due to their smaller size.
how much would the 5k dealer markup add to the monthly payment?
😂😂
Don't pay the markup, pay for a flight and drive it home. You will even break it in faster that way. What sucks is finding it out of state and not having someone buy it before you get there. Also if you do a direct trade-in then you can't exactly fly lol
Those days are gone, at least in my state.. everything is MSRP, now.
Financial oversimplification. Aside from the financing costs, that is. It is one of the absolute most affordable new cars and it isn't a stinker! Love mine. Oil changes are free for quite a while from the dealer and so it's car payments, gas & insurance. If you own a non-EV, you're already affording yourself the gas & insurance so... GO FOR IT
70, grand . lol …….. I’ll put a GREAT down payment on it lowering EVERYTHING ❤
got my 2024 brz limited in a manual for 32,000. 550 a month and insurance for me (a 20 year old) is 150 a month bc im using the progressive smart chip
what’s progressive smart chip?
@@repeelllpyou plug it into your obd2 port and it records your driving like braking, acceleration, average speed in areas where posted speed limits are, how fast your turn on corners is think? and maybe a little more. i can't remember it all, but i hated using it, i couldn't brake even a little too late without it going off. it wasn't worth for me, but that's just me, maybe you would benefit more from it. also it's called, progressive snapshot
did u put down a down payment and what is ur interest rate
Who the heck would finance a car at 7%! No no nooo
the normal these days are 4%+
haha imagine getting 9 couldnt be me surely
Thinking about leasing one ngl.
Thank u youtube lady
Thank you 😎
Better advice, save your money and only purchase what you can afford that’s 10% of your bank account. You’ll live more comfortably and not worry about Apr, full coverage insurance prices.
That maintenance cost is way off, probably would be 2.5k at most (10 oil changes, 5 HVAC filter changes, 2 brake and clutch fluid change, once brake pad swap, one MTF change, 1 diff fluid change) if everything is done at dealer. Not sure about Toyota but Subaru has better financing rates (3.9% currently).
I would be paying 37,864 over 4 years financed at 2.9%, I do my own maintenance so cost is just fluids and parts for me, insurance is about 112, I put about 3-4k miles on it, so fuel cost is 600-1000. My 5 year cost is 47.8, at 5 year mark, car would be about 18k, so 30k for 5 years.
My cost of being able to take it to track is about 6k per year (track fee, consumables, additional maintenance, additional fuel) and that doesn't include track insurance which I don't get. 😂
After factoring all of the above, I seem to be still below your number. And I am spending less than 4% income in total per month/year if you care about that part.
Wow these numbers are close to mine as this is a second car. BRZ came with 2 years of free oil changes and snagged a 3% loan early last year. I put about 4k miles the first year. If these cars hold their value like the first gen tooth they’ll be worth closer to 24k in 5 years but that’s wishful thinking. This is the reason I didn’t get a 2017 in 2022. The price difference was about 1-2k USD. The cars fun for what it is and I don’t think cars like these are “sensible” choices. But of the lot of sports cars you can get this one takes less of a financial hit.
How did you get the maintenance numbers?
Hey I wanted to say fantastic video! And you should do this for other very popular vehicles/sports cars. You potentially have a series on your hand.
As a GR86 owner myself who put down 7K for a significantly lower percentage. I would recommend most people pay more than 10% for easier payment. The sports car is supposed to be affordable to newcomers much like a Miata.
Lovely car though. Very enjoyable as long as you're not hauling people.
I agree. Anyone who can only put 10% down should not be buying a sports car.
This is very informative can we get one on the G wagon
Times the maintenance by 3
Can you break down the cost of a Honda Civic SI.
what if i wanted to buy it uncomfortably?
That's what I did lol.
Good video yet I didn't see you factor in the two years of free maintenance given to all new Toyotas.
That was awesome. That’s good that somebody does this because then people can realize how screwed they are as a young buyer, even though I’m an old buyer….lol 😂
What if i give 15k as down-payment will the interest rate go down? And i pick to pay it in a year.
it probably goes down by a good amount. why not try going for a 20k down payment, especially if youre young?
@brzo. hmmm might have to wait then. But not a bad idea. And not that young just turned 30
@@BerserkerRider94 but even then a 3k down payment vs 15k is big. i plan on putting 15-20k down and doing what you do, that way it'll be like a $200-300 payment for a year or so until i pay it off. i like these videos because 89k is the "safest" amount you can make but there are people who make half of that and afford this car, you'll just have to make sacrifices like not eating out or the such
@brzo. nah I'm covered on food sold my previous car so that's why I asked.
@@brzo.Even more think of how many people have kids despite their low wages.
I only make $55k a year and will manage to pay off extra principal payments per month
Gas price of $4.65, 7% interest rate, and Maintenance seem very high.
Theres so many things you could do to bring most of those cost down lmao🤣
Yes just parked in your grandma place and drive once every 2 weeks
@@unclelive6918 or just put a proper downpayment down and pay only 300 a month, which a McDonalds worker could afford.
Can you do TRD Camry
2024 BMW M340i or M3 next pls ty
I have mine for sale in Seattle 2022 for $ 32,000 with a Performance muffler AWE Slotted and drilled brakes, Front Lip, Rear diffuser etc.
Hmu Fr
Couldnt get one of these for sticker a couple of years ago, so went the used route instead. I got an ND1 Miata (brembos/BBS pkg) and a Fiesta ST. Both fantastic lil cars that share a 'driving spirit' with the gr86. That ole 'slow car fast' mantra.
While the Miata isnt as versatile as the GR, the GR cant drop the top though either. And the stock oil pan in the Miata will handle 1.2g sustained turns (known issue in GR86/BRZ).
The fiesta is so i have something fun to drive to Costco 😉🤣🤓
Very nice!
This is why I have never purchased a new car.
Geezus Ill think Ill just stick with my rinky dink 😦
just buy a premium used, and throw a 5k down payment at 4% interest 72 months
Funny. I make 89.5k a year.. lol. I just got the car before watching this video. My math on if I can afford it works fine for my case. Remember everyone is in a different scenario. Like other responsibilities, bills, priorities in life, kids, family, etc..
For me, I don’t have nothing much going on. I’m 23,I live with my mom, brother and grandma. We are a family of 4 in a single family house in Northern VA, I work in tech field, I have cover some bills, I don’t wear fancy cloths, or have an expensive lifestyle except for the gr86. While still being able to save 2.5k every month. So. Remember everyone case is different. Make decisions not based on generalization but what works for you .
I like your videos. Good video cuts and informative. What I do wish (don't know if music is in the background, and if so it's too quiet) is to have background music accompanying your narration for financial breakdowns. Keep it up, best wishes and Merry Christmas.
Factor in the random misfire in all four cylinders, even though you never tracked or redlined the vehicle.... And the car has less than 6,000 miles.
You only have to make enough to pay for gas and insurance if you can pay in cash lol and yes I own one and love it. I pay $1200 in insurance for liability annually. Until you make enough buy cars for cash privately. If you know what to buy a great cool 10 year old car for not much.
Thanks
why would you even want a 2nd gen with the worsened oil starvation issues
no torque dump
@@Argannon37 just get an e85 tune on a 1st gen
The second generation is better than the first in every way. The oil issues are not an issue for anyone who doesn’t track and modify their GR86. There have only been about 20 people with problems.
@@RyanBerich-u1w wrong + why on god's green earth would you get an 86 to not modify or drive it fast
@@jaycee___ Its not wrong according to what I have read, there have been 12 recorded instances of the oil starvation problem causing engine failure: all 12 of them have been in tracking conditions and from cars that have been tracked half a dozen times or more.
Can't believe these are the same price as a wrx.
Dealerships dislike this video
Oh wow she’s right ! Especially the regular maintenance are expensive but the reason is why is because it has an engine and transmission from Subaru which is very expensive and that’s why the insurance cost more as well but the dealers don’t tell nobody that! 😏
Is it? I got a 10% discount for mine due to it being a Manual Transmission. I pay right around 100 a month for mine. Feels reasonable for the car and I have a perfect driving record.
@@khayon4364 oh I didn’t know that 😃, hmm I’m tempted to get me one, I know how to drive manual transmission so i should be fine 😏
You are brilliant! Everyone should watch this video before buying a new car.
Welp.. I guess there’s the iaai and Copart option 😅
I paid 43k for the base version and I’m paying $750 a month
Thanks for the insight!
is that with insurance?
It means I should stick with my crv😅 and stop complaining about my life😂
can you make a video about civic type R and Civic SI? I wanna hurt myself more.
Im sure it would be more in ny
I pay $570 every month with $1000 insurance every 6 months
Also to add to these variables, when purchasing a new gr86, it comes with two years of Toyota Care. Which means for the first two years scheduled maintenance is included and you don’t have to worry about an extra maintenance cost. But all in all, I still like the simple rule of making at least three times the amount of the vehicle. So I’m this case if it’s 36k then times by 3 at 108k. If you don’t make at least 108k a year, don’t buy a gr86 or make sure your expenses like housing/rent is a lot less than the norm
108K a year for a 30K car? Everyone budgets differently, sure but.. that is way off. Saying not to buy one while making less than that is crazy. 108K a year = 9K a month.. even with other bills, you'd be able to afford the $600 a month for car payment _and_ insurance easily, with plenty left over for other bills and/or savings.. Generally, a car payment shouldn't be more than 15% of your monthly wages. At 9K a month, 15% would be 1,350 a month.. Not to mention how much lower the monthly payments would be with a proper down payment.
I'll stick to my ratty old camry.😆😆😆 Bought it for $2k with 220k mi. dirt cheap to own
oh come on, we have the highest tax rate? i hate vegas im leaving now
lol all these poor people is under the water on the get go rip
Lol Gretchen dp
uber seems cheaper
Cents
just buy a 10 year old one for $15k and spend the rest of that $70k on an engine swap.
Ew, no. Everything about the 2nd gen is way better. It doesn't even need an engine swap, which would most likely throw off the perfect 50/50 weight balance. It's a lighter car, it doesn't need a ton of power to be quick, especially on the street. Also, 70K for an engine swap? That's double what it would cost for a swap, even with a shops labor charges included.
@@hhaste you could put a 2j or 1uz or 1j or 5l lexus like max orido did so many engine options.
@@zpe1200or k swap or beams swap… so many options.
@@Pharaoh_The_Great 20b or 1uz
WTF 🤬