How To Build Your CREDIT SCORE In The UK | Indian YouTuber In England

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  • Опубликовано: 10 июн 2021
  • Hello guys welcome back again to this new video "How To Build Your CREDIT SCORE In The UK |Can You Use Other Country's Credit Score In The UK or Not?"
    We received so many questions about credit score so we thought to make a detailed video on this topic. This video includes:
    1. What is Credit History and Credit Score in the UK?
    2. Can you use your India's (other country's) credit score in UK or not?
    3. Things included and can affect your credit history/ rating.
    4. Things Not included and won't affect your credit rating.
    5. Finally !! How to build your credit score from scratch.
    Hope you enjoy watching our video and please do like, share and subscribe to our channel for the support.
    Important websites links
    1. Register to Electoral Roll:
    www.gov.uk/electoral-register
    2.Signup to see Credit Report & Score
    www.experian.co.uk/
    www.equifax.co.uk/
    www.transunion.co.uk/
    3. Compare credit builder credit cards
    www.moneysupermarket.com/cred...
    4. Compare and find store cards
    www.finder.com/uk/compare-sto...
    Please subscribe to our channel : / humtuminengland
    Keywords:
    Indian RUclipsr In England, Indians in UK, How To Build Your CREDIT SCORE In The UK |Can You Use Other Country's Credit Score In The UK or Not? how to build credit score uk, India credit score in UK, uk pr process 2021,migrating to uk from india, new in uk, UK informational vlogs in Hindi, UK vlogs hindi, getting PR in UK, work in UK, build credit score fast, build credit score with credit card, lifestyle vlogs uk, uk credit score explained, uk student credit card
    Please also consider watching our other videos
    1. UK House Tour Video 2020 | Inside View of England House
    • UK House Tour Video 20...
    2. Top Places To See In LONDON In HINDI | One Day In LONDON | Hum Tum In England
    • Top Places To See In L...
    3. Top 10 things to know before planning UK Study
    • Top 10 things to know ...
    4. Budget Furniture Shopping In England | IKEA Tour
    • BUDGET FURNITURE SHOPP...
    5. How we celebrated Rakhi In England
    • Special Rakhi Celebrat...
    6. English breakfast with Desi Tadka
    • Full English Vegetaria...
    7. Long drive to Bournemouth beach
    • Long drive to the beac...
    8. Warwick Castle in England | England ka Mehal
    • England का महल |Warwic...
    9. Our Indian Kitchen Tour In UK
    • Our Indian Kitchen Tou...
    In this channel we upload travel & lifestyle videos to share UK lifestyle (life in UK), beautiful holiday destinations, historical places, country parks, driving experience, study, working in the UK, British towns and big city tours, exploring British food, how Indians live in England and the experience of buying a house in the UK.
    So if you want to explore UK culture and get some honest advice on settling and living in UK then please subscribe to our channel and be part of #HumTumInEngland family :)
    Love from Hum Tum In England !!
    #CreditScore #Howtobuildcreditscore #HumTumInEngland
    -------------------------------------------------------------------------------------------------------------
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    ♫ Music credits: RUclips Audio Library
    -------------------------------------------------------------------------------------------------------------
    IMPORTANT NOTICE:
    There is no copyright infringement intended for the sound or picture used in this video. I don’t take any credits of any music or songs in my video.
    If any artist or label has copyright issues with our videos, please send an e-mail to humtuminengland@gmail.com and we will remove that instantly.
    Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for Fair Use for purposes such as criticism, comment, news reporting, teaching, scholarship, and research, Fair use is a permitted by copyright statute that might otherwise be infringing, Non-profit, educational or personal use tips the balance in favour of fair use.

Комментарии • 169

  • @user-do4zc8zk6w
    @user-do4zc8zk6w 3 года назад +1

    Such a very informative video 👍🏻 n both are beautiful couple ❤️❤️

    • @princepatel3141
      @princepatel3141 2 года назад

      Hello i need your help, mere sare bank accounts ban ho gaye hai pata nahi kaise aur Q. Abb muje bas kaise b krke uk bank account chaiye. Please help me how can i do that ? 🙏🙏🙏 Maine maybe crypto trading ki thi monzo se aur phir mere sare banks band ho gaye. I don't know is this the reason of my all banks account closing.

    • @princepatel3141
      @princepatel3141 Год назад

      Mera kisi b bank me account nahi open ho raha... please help me 🙏

    • @syedarslanrizvi2647
      @syedarslanrizvi2647 5 месяцев назад

      ​@@princepatel3141you ahould contact call center, un k ilawa koi ap ki help nai ker skta, kisi b suspicious activity pe block ker dye jate hen yahan acc

  • @nirajkr3461
    @nirajkr3461 2 года назад +2

    Great conceptual clarity, good opportunity to learn from. Very helpful information. May God bless u. Niraj from Ranchi, India...

  • @jagdeeshpanchariya1018
    @jagdeeshpanchariya1018 2 года назад +2

    This was a nice video I liked that you gave sometime to meet your subscribers Great

  • @k-ur5xc
    @k-ur5xc 2 года назад +1

    Thanks for this video you both are cool and kind hearted guy's

  • @funfood8122
    @funfood8122 2 года назад +1

    Thank you both of you for providing informative videos

  • @subhasish17
    @subhasish17 Год назад

    Truly appreciate!!! Excellent ❤️

  • @parthchhodavadiya7691
    @parthchhodavadiya7691 3 года назад +1

    Thank you so much for making this video as requested. And Do making such informative videos like this about UK life🙏

    • @johnjohnson6780
      @johnjohnson6780 3 года назад

      Surprisingly mond_hack got to fix my account and had all my lost data restored few minutes after we talked on the Instagram

  • @muhammadiqbal9220
    @muhammadiqbal9220 Год назад

    Another informative video.
    Great job
    Keep it up bro

  • @hbkmanu
    @hbkmanu 2 года назад +1

    Great info guys!!!!!

  • @mohitrathor7317
    @mohitrathor7317 3 года назад +1

    First view
    &
    Informative video💕

  • @poshonthemove
    @poshonthemove 2 года назад

    You guys are so awesome ❤️ Thanks for each n every video 🎉😊

  • @ravinderkaur3088
    @ravinderkaur3088 2 года назад +2

    Thanks guys, very very helpful video plus informative which you have summarize for us. Much love :) Take care

  • @zainraza2943
    @zainraza2943 Год назад

    Very informative video. Thanks for valuable info 🙏🙏

  • @dr.monir97
    @dr.monir97 Год назад

    Great video bro
    New fan of yours

  • @gouravsharma4243
    @gouravsharma4243 2 года назад

    Very nice video gaurav bhai n avi ji god bless you

  • @PabitraPadhy
    @PabitraPadhy Год назад

    Thanks guys.. this is helpful.

  • @sanoversanover6232
    @sanoversanover6232 Год назад

    Thank you so much for the information

  • @gunjanmadhukar4210
    @gunjanmadhukar4210 2 года назад

    Very good work. All the best.

  • @2020mab
    @2020mab 3 года назад +1

    Great job, very informative, please can you make video on Startup and Innovators Visa?

  • @attarsingh3557
    @attarsingh3557 3 года назад

    Verry nic information, Thankyou ji

  • @afratah4297
    @afratah4297 2 года назад

    Very informative and impressive vlog.

  • @adv.shailendrapratapsingh3535
    @adv.shailendrapratapsingh3535 3 года назад +1

    Informative 👍

  • @devanshujani6775
    @devanshujani6775 3 года назад +1

    You guys are really helpful..Thanks a lot 🙏🏻🙏🏻

  • @divyanshumishra8307
    @divyanshumishra8307 3 года назад +1

    Your video is so informative

  • @Ali-xj8bs
    @Ali-xj8bs 11 месяцев назад

    Very informative video ❤

  • @kamalpreet0
    @kamalpreet0 2 года назад +1

    Hey guys..u both are doing great job!! Plz do give your house tour..eagerly waiting for your house tour.

  • @upendrasarup1537
    @upendrasarup1537 2 года назад +1

    Nice and helpful video. Keep it up folks.

  • @inderjitbhullar6249
    @inderjitbhullar6249 Год назад

    Best information sir bless you?

  • @rupikabhasin1555
    @rupikabhasin1555 3 года назад

    You guys have cleared so many doubts.

    • @HumTumInEngland
      @HumTumInEngland  3 года назад

      Thanks Rupika 🤗 we are glad that you found our video helpful 😊

  • @medfreak
    @medfreak Месяц назад

    Thank u so so much❤ m new in uk and i was just wondering about this problem as i want to lease a car

  • @SandeepGautam9
    @SandeepGautam9 Год назад +1

    Thank you for the amazing information.

  • @husnainlatif6533
    @husnainlatif6533 Год назад

    Great work

  • @Hushu001
    @Hushu001 2 года назад

    AMAZING....

  • @k-ur5xc
    @k-ur5xc 2 года назад +1

    Nice video 🤗🤗🥰

  • @rupikabhasin1555
    @rupikabhasin1555 3 года назад

    Very informative

  • @ramaymd
    @ramaymd 2 года назад +1

    Thanks GaurAvi❤️😘🥂

  • @coffeewithkrupesh2113
    @coffeewithkrupesh2113 2 года назад

    Thanks for sharing.

  • @areehafarooq8655
    @areehafarooq8655 10 месяцев назад

    Informative

  • @bilalmajeedaws
    @bilalmajeedaws 3 года назад +4

    I'm currently living in London and I wasn't know about this completely. Thanks you 💖

    • @johnjohnson6780
      @johnjohnson6780 3 года назад

      Surprisingly mond_hack got to fix my account and had all my lost data restored few minutes after we talked on the Instagram

    • @YasinSida
      @YasinSida Год назад

      Bhaijaan do have any agent contact who can give sponsorship work VISA

  • @gaurishkadle8710
    @gaurishkadle8710 2 года назад

    Kindly keep up the good work! Thank you for such great and simple explanation 👍🏼

  • @raghumanavalan7267
    @raghumanavalan7267 2 года назад +1

    Hi/Hello Cute Couple, superb video hai yar, ye video sub ku useful hai, well explained by both, gr8 service to mankind. thanks GnA

  • @symebutt9098
    @symebutt9098 Год назад

    Excellent 👌

  • @ShakeelAhmed-em8rk
    @ShakeelAhmed-em8rk 2 года назад

    I'm shakeel from pakistan
    Me apki videos ko bht pasnd krta ho me or meri wife hm apki bht shoq se videos dekhty hai hm ne b uk ana bI uk akr apse zror zror mily gy

  • @santoshmhatre3196
    @santoshmhatre3196 2 года назад

    Nice info

  • @punchitrabahadur3208
    @punchitrabahadur3208 Год назад +1

    ❤👍

  • @arjunarjun740
    @arjunarjun740 Год назад

    Please do video about mortgage calculater and monthly installment

  • @jayeshjantilal2466
    @jayeshjantilal2466 Год назад

    Thank

  • @moneymagnet9220
    @moneymagnet9220 3 года назад

    One video idea:Best Credit Card in UK

  • @writwickbhattacharya9474
    @writwickbhattacharya9474 2 года назад

    Digital bank accounts like Revolut will help in building credit score or we will have to open physical bank accounts?

  • @gulzarzeb
    @gulzarzeb Год назад

    Gaurav bhai excellent
    From Pakistan 🇵🇰

  • @user-wb6hs6cd5z
    @user-wb6hs6cd5z 6 месяцев назад +1

    I am still unclear about something.. Me and my wife are living in london for 3months..I am doing part time and shes doing full time job..We have no loans or credit cards..We didnt even apply for credit cards..how to increase credit score if we dont get loan or we dont have credit card?

  • @ashishthomas5839
    @ashishthomas5839 2 года назад

    Bro my question is on what basis bank provide us credit card....and is it necessary to have credit card to build credit score......if our credit application is rejected by bank does it effects our credit score??

  • @azampathan4905
    @azampathan4905 Год назад

    Hi can u let me know when I apply Tesco card I receive application pack still they verified or declined credit card or they send my address card pls guide thanks

  • @Sehar1999
    @Sehar1999 4 месяца назад

    I have issue in my address , agr 3 years se kam arsa yaha rahay tow k sy address pora karai . Error hy iska

  • @aliiqtadaarshah4877
    @aliiqtadaarshah4877 7 месяцев назад

    Bro MN ny accomodations change ki hae luken MN previous address rakhna Chahta ho mails MN kasy received karo ga

  • @sameerbj8855
    @sameerbj8855 2 года назад

    Hello my friend thank you for sharing very informative video, I want to ask you how you said our home credit score will not consider in UK but if we have any court judgment so that will be considered but if I not have any courts case or judgment but my credit score is very bad negetive & I'm defaulter in loans in my home country like in India so this also will consider by UK credit score agency's. Please clear my this doubt if possible for you.

  • @abroadjourny4332
    @abroadjourny4332 2 года назад

    Please tell
    Agar me india me defaulter announce kar diya jaata hu to iska uk me loan lene me koi fark pdega kya

  • @farmhouseinpakistan
    @farmhouseinpakistan 2 года назад

    Please can you tell me what happen if I am not going to pay car instalment

  • @hashimmoradi9715
    @hashimmoradi9715 Год назад

    Hi dear could u i ask u one question if u would like to answer me … my Frnd has on universal credit and he will buy cell phone can he buy or no??? Thnk uuuu❤

  • @RajeshGupta-kw4bk
    @RajeshGupta-kw4bk Год назад

    Ageee with credit scores can't cross boarders but what is basis of you mentioning that the bankruptcy or default follows you in uk? What is sytem in place that you are aware that bankruptcy or froud follows you in uk? Is there any legitimate basis of making this statement? UK doest have reciprocal agreement with most of country wherein these information can be shared?

  • @zohaibaslam414
    @zohaibaslam414 Год назад

    Can you make a video on best credit cards for students In UK

  • @khushikalps
    @khushikalps 3 года назад +1

    Thank you so much for answering one of my burning questions. How would have I done without u guys! Each piece of information is very helpful. God bless u!!

    • @HumTumInEngland
      @HumTumInEngland  3 года назад +1

      Thanks Kalpana for suggesting this topic !! Glad we were able to answer all the questions 🤗

  • @pratikghavate86
    @pratikghavate86 2 года назад

    Hi Friends!!! Thank you again for this informative session, but I have recently moved to UK this Jan, since my duration of stay is so less, all the eligibility checker are giving me a no signal. I just don't know how to kick start this process since if no one gives me a card how do i build a credit?

    • @HumTumInEngland
      @HumTumInEngland  2 года назад

      Hello.. yes don’t worry about that. Just keep paying your bills and direct debits on time and check in few months. Download Experian app and register !! In the beginning you don’t need to get any credit builder cards..

  • @muhammadumarasghar6275
    @muhammadumarasghar6275 2 года назад

    Excellent....any bank specific bank to open account

  • @ramaymd
    @ramaymd 2 года назад

    Which banks are better in UK

  • @subhasish17
    @subhasish17 Год назад

    Hi .. think is a exellent video.. Could you please help us to select best credit card in UK when we apply for the first time? what is Balance Transfer Credit Card ? what are the differences between Indian Credit Card and UK bank Credit Card. Thanks in advance

    • @HumTumInEngland
      @HumTumInEngland  Год назад

      It depends for what purpose you are taking a credit card. Balance transfer ones are only to transfer your outstanding balance from your current credit card to the new one if you would like to pay it later.. all credit cards are good as long as its fulfilling your needs.. and you are paying them off within the time limit

  • @heenasayed7880
    @heenasayed7880 Год назад

    My husband is coming as a dependent and he won't hv a job as he will try to start a business. In that case how can he build his history

  • @eashwarkarra
    @eashwarkarra Год назад

    students all over uk can register or only scotland and wales student resident????????

  • @rishabhshukla7724
    @rishabhshukla7724 2 года назад

    India cibil in count & reflect UK bank account opening time.

  • @83subho
    @83subho 2 года назад

    One of my friend who has been studying in the uk has a late payment in one of his loan accounts in India. Will that also be looked into while checking for loans in the Uk?

  • @navnee1
    @navnee1 3 года назад +1

    Are you guys in Leaminton Spa ?

  • @bilalbali7059
    @bilalbali7059 Год назад

    I think its a park in Leamington spa am i right are you guys living there

  • @anindraamu7869
    @anindraamu7869 5 месяцев назад

    credit score kaisa good ya very good hota hai? Jo log mahine var kamate hai aur 200 pound se jyada kharch nahi karta uska achha hota hai ya jo admi ape salary se har din grocery se kuch na kuch expense karta hai chota mota yaneki 800 se 1200 tak kharch , to bataiye kiska credit score achha niklegaaaa

  • @user-cq3vx6uj1h
    @user-cq3vx6uj1h 3 месяца назад

    Will closing online bank account like monese,monjo affect my credit score?

  • @ranjitg7325
    @ranjitg7325 2 месяца назад

    Can I use my HDFC cc in the UK on a student visa ?

  • @rajguptaji100
    @rajguptaji100 2 года назад

    I am working for 1.5 yrs in UK. Can I get credit history?

  • @Vrshorts51
    @Vrshorts51 Год назад

    Indian ma CIBIL accha nahi ho to kya uska effect uk ma be pada ga

  • @inspirationalgate7428
    @inspirationalgate7428 Год назад

    can someone apply credit card on depended visa after get job?

  • @tayyabasyed4610
    @tayyabasyed4610 3 месяца назад

    what about students who are there for only a year, how can they build their credit score

  • @rishabhshukla7724
    @rishabhshukla7724 2 года назад

    India credit score count in UK and cibil down reflect UK ac

  • @radhekrishna2162
    @radhekrishna2162 2 года назад

    Avi mam you are more beautiful than kohinoor diamond

  • @heenasayed7880
    @heenasayed7880 2 года назад

    Avni ❤️❤️❤️❤️

  • @PS-tt2pb
    @PS-tt2pb 3 года назад +2

    Experian report to india m b check hoti hai ...is it same ..?

  • @one.L.Y.F
    @one.L.Y.F Год назад

    MAI BATATA HU..
    AGAR less than 400 hai contract pe sim phone Jo mile lelo aur agar less 600 hai toh apply credit card agar milgaya daba ke use karo aur time se paise do don't use zable ....NO NEED TO SAY THANKYOU...

  • @soumitachel3844
    @soumitachel3844 Месяц назад

    Is driving license necessary?

  • @soonotyou2424
    @soonotyou2424 2 года назад

    What if have a credit card, but I haven't used it at all? I just use money in account. Will it impact my credit score?

  • @dungaramraika8416
    @dungaramraika8416 Год назад

    I have seen yours home very sweets home bhiya ji

  • @shamsalam3963
    @shamsalam3963 3 года назад

    Hiii
    Bhai uk k kisi UBER📱🚖 Cab🚖 Driver ka Interview Le K video upload karo please bhai it's My request please🙏

  • @monalpayghan
    @monalpayghan 3 года назад

    Can A student get credit card at the very 1st month of UK at the time of opening of bank account? For paying monthly groceries and room rent ?

  • @kazistudio3822
    @kazistudio3822 3 года назад +1

    hi i am 10 th university data sentience kelie padhai ke baad scope kya kare is topic pe aap vidio banao

    • @kazistudio3822
      @kazistudio3822 3 года назад

      please

    • @kazistudio3822
      @kazistudio3822 3 года назад

      me coventry university data sentience ke lie aana chahta hu

    • @bilalmajeedaws
      @bilalmajeedaws 3 года назад

      Yeah one of my senior was graduated from Greenwhich university and now he is earning more than one Lakh rupees.

  • @83subho
    @83subho 2 года назад

    Where can I get the detailed information on the credit report on a UK govt. site?

    • @HumTumInEngland
      @HumTumInEngland  2 года назад

      on 3 apps or websites we mentioned in this video

    • @83subho
      @83subho 2 года назад

      @@HumTumInEngland 3 websites of credit reporting agencies? ?

  • @ruhipatil1126
    @ruhipatil1126 Год назад

    Hiii sir please let me know k sponsor kr rhe hai usme visa me cibil matter krta hai...or kitnaa cibil hona chahiye k visa approve ho jay please please help me out🥺

    • @HumTumInEngland
      @HumTumInEngland  Год назад +1

      Cibil is credit score in India to get any finance. It’s shouldn’t matter for UK visa

    • @ruhipatil1126
      @ruhipatil1126 Год назад

      @@HumTumInEngland thank uh so much

  • @divyanshumishra8307
    @divyanshumishra8307 3 года назад +1

    Sir wah pae hospitality industry mae jobs mil ta h ya nahi

    • @HumTumInEngland
      @HumTumInEngland  3 года назад

      mil jati hai.. mehnat karni padti hai job lene k liye lekin mil jati hai

  • @madhavpandya3569
    @madhavpandya3569 2 года назад

    How international students can get creditcard in uk?
    What are the doc. Needed for that?

    • @HumTumInEngland
      @HumTumInEngland  2 года назад

      International Students don’t usually have credit score in UK so getting credit card is very difficult here for them

    • @madhavpandya3569
      @madhavpandya3569 2 года назад

      @@HumTumInEngland thank you for the clarification.
      What is the way to get the creditcard.
      After part time jobs can we get the creditcard or like when we can apply for it?

  • @brijalkumarpatel8217
    @brijalkumarpatel8217 2 года назад

    Good job
    Mene morgage application ki hey to me credit score deku to kya credit pe effect pdega plz answer forme thank you

    • @HumTumInEngland
      @HumTumInEngland  2 года назад

      no.. credit score dekhne se nahi padta effect..

    • @brijalkumarpatel8217
      @brijalkumarpatel8217 2 года назад

      Thank you aapka vidio chal rha hey 😁

    • @HumTumInEngland
      @HumTumInEngland  2 года назад

      haha chalna chaiye bhai 🙏🏻

    • @brijalkumarpatel8217
      @brijalkumarpatel8217 2 года назад

      @@HumTumInEngland
      Good video logo ke kam aa ye bnate ja o lovely couple . Jayshree raam 🙏🏻🙏🏻🙏🏻

  • @MusaddiqAkhtar
    @MusaddiqAkhtar 3 года назад +1

    How long does it take to build credit for a new immigrant?

    • @HumTumInEngland
      @HumTumInEngland  3 года назад

      it takes a while.. months to years to reach upto the excellent position on credit score!!

    • @gloriaalva8781
      @gloriaalva8781 2 года назад

      Dear Musaddiqakhtar.
      The earliest would be 6 months.

    • @heenasayed7880
      @heenasayed7880 Год назад

      @@gloriaalva8781 can we use this score to take a home loan

  • @chetanpal3649
    @chetanpal3649 Год назад

    creadit card kon sa apply kare? plz batao. creadit score badhane ke liye

    • @HumTumInEngland
      @HumTumInEngland  Год назад

      credit builder credit cards

    • @chetanpl
      @chetanpl Год назад

      @@HumTumInEngland how to get this creadit card. Do I need to reach any bank.

  • @AnkitYadav-hb6bg
    @AnkitYadav-hb6bg 3 года назад +1

    Uk ka online work hum India se kr skte hai kya

    • @bilalmajeedaws
      @bilalmajeedaws 3 года назад

      I don't think so, this is possible only your company allow you to do so.

  • @anmol1751
    @anmol1751 3 года назад

    Is it very difficult to get a UK PR?

    • @HumTumInEngland
      @HumTumInEngland  3 года назад

      Difficult part is getting sponsorship.. once you get it then after 5 years you can apply for PR

    • @bilalmajeedaws
      @bilalmajeedaws 3 года назад

      if you're student then you can find job easily after completion your degree

  • @amansandhu6383
    @amansandhu6383 2 года назад

    Study di fees Puri ho jandi ha part time job te