Please ask 4 more questions of every guest: 1. The best advice they've received in life from someone. 2. Their biggest mistake in life. 3. Their biggest regret in life. 4. What they learned too late in life that they should have learned earlier Love your effort ❤ Keep going
.Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $5 million in net worth and no debts. We started late but saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income.
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
I am one of many people who has benefited from investing with Regina Louise Collaro, and you are right. When I lost my work due to COVID in 2020, I had no reason to live, and it will always be a memorable year in my life. I owe Regina my life since she made it feasible for me to live well through passive income. To be very honest, I believe she is an angel who was sent to assist individuals who are through financial hardship.
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
🎯 Key Takeaways for quick navigation: 00:00 💰 Passive Income and Financial Strategy 03:14 💸 Spending Habits and Savings 04:08 🧑🎓 Background and Career 05:15 💹 Investment Allocation 07:35 🏡 Income Sources and Passive Income 10:36 😔 Regrets and Life Lessons Made with HARPA AI
As a middle Class person , it’s impossible to retire early , even if u want . What would u do by retiring? Work till ur last Breath. The moment u start ur career , invest in index funds and slowly build a portfolio. Buy lands instead of an apartment. Sell those lands at premium and buy a house or apartment. Never take a loan and live as per ur means . Money is the root of all evils and Everything can be solved by money . I believe somewhere in between. I m 51 and will retire officially at 60. But I wouldn’t stop working till my last breath. You should have a strong purpose if u wanna retire . Otherwise u can die of boredom
I have interacted with Jayesh when I worked with him, he is so simple calm and highly knowledgeable. Good to see him in this interview which is needed for me. Thank you wint wealth and Jayesh sir
The channel is super a fresh breath of air. Seeking and shsring advise from who have actually lived the ups and downs of life and share not only knowledge but wisdom, unlike asking advise from finfluencers. Great work wint wealth. How frequncy of this videos increase on a weekly basis. Thank you .
लेकिन बात यह है भगवान राम ने हिरण को मार दिया और खा भी लिया तो क्या बड़ी बात है । इस मृत्यु रूप में ही तो भगवान सबको मारते है। और श्वास प्रश्वास से पूरी सृष्टि को खत्म कर देते हैं और वही श्री राम अपने भीषण नृसिंह रूप में राक्षसों को मारते भी हैं और खा भी जाते हैं । वे परः ब्रह्म है, वे पूर्ण पुरुषोत्तम है, वे परम काल के भी नियंता हैं । वे श्री भगवान हैं ।
great conversion, its called proper corporate leader conversation and planning, he is really very good down to earth person, I believe people like him as a leader always blessed in company management.
I like how is he having a balance between savings and expenses. People buy liabilities and face issues later. If you control your expenses you can buy good assets which can pay later for your spending.. brilliant
Damn the knowledge I get from these videos is phenomenal. I'm 27 and financially retired...So these videos give me insights of what I'll think at age 50-60...That's what I assume and So I'm planning it accordingly.
You guys need to understand that the Mass is middle class, you need to pick people whose stories would make the viewers feel that " Yes Financial independence is possible" These stories are good to hear and Kudos to Mr Jayesh to achieve it, there are few takeaways but are the masses relating to it.. ITS a BIGGG NO..
Finally someone made the right point. A retired CEO is expected to live on passive income, I mean come on he’s speaking crores compensation decade back
Yeah you are Learn some skills Coding English Communication skills Finance Photography Could teach children for part time Anything if you are poor at your age it’s your fault
@@jayesh1961great to know sir that you are still doing trading at this age Since you listen to youngsters one small tip me (37) buy bluechip kotak mahindra bank trading at 1800 as it will reach close to 2k within a month :) thank me.later
Your channel is very inspiring. Real people. Real wisdom and advices. While growing professionally (increasing income), continue a simple life. Protect future. The balance (Savings) invest wisely for passive income. After marriage and with kid, living simple family life is not happening for me. I continue to have my individual life choices simple.
One of the best interview, crisp precise questions and precise answers ,people who do these kind of interviews must get the zist of the matter amd ask questions accordingly
I think 4 lakhs per month passive income obviously from portion of his wealth. As he mentioned its mostly from real estate + debt funds. The man's wealth is way more than that. A quick advancement in carrier and making huge money at the beginning and investing it in right asset class makes that huge wealth.
It would be good if you guys can bring a person who's been into normal job (NOT CXO, CTO, COO) and share his perspective or his journey of saving and retired early.....or earning through passive income.
its possible for normal people as well to achieve if some parameters satisfy like, parental house (zero emi or rent), 1 kid, double income (guy and girl both working), 1 lakh per month investment in equity for 10 years.
@@nishant115me Agreed, I am doing it from last 5-6 years with 2 EMI (Home+commercial property) with 2 kids : ) My point was. it would be inspirational if Want Wealth can bring such folks who already achieved FIRE in shorter span with 2-3 lakh salary. - thanks for comment
I don’t think that with the average job and for the masses doing jobs, it would be at all easy to accumulate 400 times their monthly expenses, considering the cost of living is skyrocketing. 💸📈
Hey, Jayesh sir and Wint Wealth, thanks for the awesome video! I had a question about one of the regrets mentioned - not being prepared for inflation in travel costs. I didn't quite get that part. Can you explain how someone can specifically address that, apart from creating an extra buffer on top of the 400x monthly expense corpus?
I mean common this guy was well to do from start. A middle or lower middle class earners won't even start that kind of salary he got in his very first job (adjusted to inflation) today.
1stly.i would recommend to invest in secure funds (NPS, EPF, PPF etc) > real estate > gold > mutual funds (could be dept funds or equity). Also pls ensure that invested funds should return your money in every 5 years, 10 Years, and 20 Years accordingly By that way we can be secured. require in detail plan.
People who had good careers before 2010 dont matter to be fair. Nearly everyone which a good corporate job could be a millionaire now just via simple real estate investments. If they are not, its their fault. Infact i often call the IT guys who had good salaries in 2000-2010 are the luckiest since they were earning more than required. The real people advising should be people who started earning after the 2008 market crash due to Lehmann. Nearly everything went sprialling and since then there have been several crashes which has made even a 2 Lakh pm paycheck seem less !
I dont know how many realise that a Sun Microsystems employee a few decades ago is like a Google employee today. Maybe even much better because big money was in the hands of the few very bright professionals. So with the big salary those days, you could do anything as rest of public couldn’t compete with you.
👍👍I love the grounded reality of this channel!!,Despite the recession, I no longer depend on Government Grants since I acquire $16,400 bi weekly profits
Wow I know James werden. His platform maintains a unique perspective and is very transparent with their investors. Regardless of whether or not he outperforms. I will forever stay invested!
His (James werden) technical analysis is excellent and his interpretation/projections of the market is so accurate I sometimes ask myself if he's human haha. Point is, James is the perfect trader to follow for advise and daily signals. Got 5k profit weekly basis
I was wondering how he was only pulling 1 lakh a month off a 4 crore corpus. Then he said it's all rental income and I understood. Rental income is horribly low in Bangalore.
![Felix "Unfair" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/Oswujxm2Ag0/mqdefault.jpg)
We are launching FDs soon | Join the waitlist here: bit.ly/3r7V7vu
We can invest if you're offering 9 percent for regular citizens ?
@@lohithfrek😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊
@@lohithfrek😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊
@@lohithfrek😊😊😊😊😊😊😊😊😊😊😊😊
"you retire on the day when you are not intellectually stimulated , not on the day when you stop earning" profound words !!
You retire on the day you stop learning and not on the day you stop earning!
Please ask 4 more questions of every guest:
1. The best advice they've received in life from someone.
2. Their biggest mistake in life.
3. Their biggest regret in life.
4. What they learned too late in life that they should have learned earlier
Love your effort ❤ Keep going
👍
+1
what else cliche questions do you have
These are generic meaningless questions, might mean nothing at all to some people
These are not finance related 🙁
.Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 63 and my husband 65 we are both retired with over $5 million in net worth and no debts. We started late but saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income.
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
Alright, speaking in general terms, investing requires a good amount of knowledge. That's why it's essential to have a solid support system like a financial counselor, especially when picking out assets. I've been working with Regina Louise Collaro, who is an investment advisor at a registered wealth management company. I can't recommend her enough; my financial journey has been fantastic thanks to her. She's quite well-known for her services, and she helped me achieve financial stability through investments. Now, I benefit from her passive income strategies every month. So, I'd strongly suggest finding a reliable investment advisor for yourself
She is easy to find , make a quick research of her on the internet with her name Regina Louise Collaro and leave her a message .She works with anyone independent of their location.
I am one of many people who has benefited from investing with Regina Louise Collaro, and you are right. When I lost my work due to COVID in 2020, I had no reason to live, and it will always be a memorable year in my life. I owe Regina my life since she made it feasible for me to live well through passive income. To be very honest, I believe she is an angel who was sent to assist individuals who are through financial hardship.
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me .
🎯 Key Takeaways for quick navigation:
00:00 💰 Passive Income and Financial Strategy
03:14 💸 Spending Habits and Savings
04:08 🧑🎓 Background and Career
05:15 💹 Investment Allocation
07:35 🏡 Income Sources and Passive Income
10:36 😔 Regrets and Life Lessons
Made with HARPA AI
I have met Jayesh regularly till 2001 . It is great to meet him here online.
As a middle
Class person , it’s impossible to retire early , even if u want . What would u do by retiring?
Work till ur last Breath.
The moment u start ur career , invest in index funds and slowly build a portfolio.
Buy lands instead of an apartment.
Sell those lands at premium and buy a house or apartment.
Never take a loan and live as per ur means .
Money is the root of all evils and
Everything can be solved by money .
I believe somewhere in between.
I m 51 and will retire officially at 60.
But I wouldn’t stop working till my last breath.
You should have a strong purpose if u wanna retire .
Otherwise u can die of boredom
My best wishes to you. I am sure you will have a successful career and blissful retirement
all people dream is retire officially and then work for yourself and need passive income
You know there is so much out there after you retire……so so so much. Yes, at the age of 70 you have so much to explore in life.
I definitely agree with you. I saw so many people retire at 60 and die within 2-3 years due to boredom and inactivity.
Most based advice ever 🫡
I started my corporate career in the company that was headed by Jayesh few years ago. Great to see him in this video.
I have interacted with Jayesh when I worked with him, he is so simple calm and highly knowledgeable. Good to see him in this interview which is needed for me. Thank you wint wealth and Jayesh sir
What an erudite gentleman! I can listen to him for hours
The channel is super a fresh breath of air. Seeking and shsring advise from who have actually lived the ups and downs of life and share not only knowledge but wisdom, unlike asking advise from finfluencers. Great work wint wealth. How frequncy of this videos increase on a weekly basis. Thank you .
लेकिन बात यह है भगवान राम ने हिरण को मार दिया और खा भी लिया तो क्या बड़ी बात है ।
इस मृत्यु रूप में ही तो भगवान सबको मारते है। और श्वास प्रश्वास से पूरी सृष्टि को खत्म कर देते हैं
और वही श्री राम अपने भीषण नृसिंह रूप में राक्षसों को मारते भी हैं और खा भी जाते हैं ।
वे परः ब्रह्म है, वे पूर्ण पुरुषोत्तम है, वे परम काल के भी नियंता हैं । वे श्री भगवान हैं ।
Live realistically is the only option for us, don't indulge in many luxuries, save as much as u can❤
😊
😊p😊😊😊😊0😊p0y😊p😊ollpl0bppvll
Pkp0n😊😊t😊😊😊
L😊p😊0
L
great conversion, its called proper corporate leader conversation and planning, he is really very good down to earth person, I believe people like him as a leader always blessed in company management.
I like how is he having a balance between savings and expenses. People buy liabilities and face issues later. If you control your expenses you can buy good assets which can pay later for your spending.. brilliant
L
😊L😊😊
G😊l😊😊😊bnplnl
P
😊n😊😊😊l
Can we talk about how he manage taxes & what avoidance tech he uses
he has a "consulting business". Big tax write-offs, or expenses can be made under that head to avoid taxes
@tkdevlop I love your question 😅!! That's the sweet spot everyone needs to know .
😂
I don’t think it’s tax avoidance,that’s illegal tax evasion is the right way through loop holes
Every one talks about 4-5l income but don’t talk about tax adjustments
😂
He looks filthy rich despite his simple dressing style ... 3 apartments on rent in Bangalore is insane rent amount
How much would that be approximately…
Approx rent from 3 would easily be around 1.75L per month in total.
Lol 1.75 l
It would be 45k - 90k max
Damn the knowledge I get from these videos is phenomenal. I'm 27 and financially retired...So these videos give me insights of what I'll think at age 50-60...That's what I assume and So I'm planning it accordingly.
Man I would love to have such conversations about money with these guys, can learn so much from them❤
Very humble guest and love his life experience!
You guys need to understand that the Mass is middle class, you need to pick people whose stories would make the viewers feel that " Yes Financial independence is possible" These stories are good to hear and Kudos to Mr Jayesh to achieve it, there are few takeaways but are the masses relating to it.. ITS a BIGGG NO..
i also agree, it is of no use for middle class person , person like him could retire 5 years earlier
Finally someone made the right point. A retired CEO is expected to live on passive income, I mean come on he’s speaking crores compensation decade back
Such Positive Vibe in his Talk
Really liked the guest in this video. Amazing practical humble and genuine person loved the video ❤
Jayesh Chakravarthi frank, articulate and down to earth. Great personality
I am 55 years old , I earn 16k a month. He called me poor in 100 langages
Yeah you are
Learn some skills
Coding
English
Communication skills
Finance
Photography
Could teach children for part time
Anything if you are poor at your age it’s your fault
You are not poor. You are earning and taking care of your self and family. That matters
I meant no offence
@@jayesh1961great to know sir that you are still doing trading at this age
Since you listen to youngsters one small tip me (37) buy bluechip kotak mahindra bank trading at 1800 as it will reach close to 2k within a month :) thank me.later
Are you sure? Your linkedin says otherwise.
Your channel is very inspiring. Real people. Real wisdom and advices.
While growing professionally (increasing income), continue a simple life. Protect future. The balance (Savings) invest wisely for passive income. After marriage and with kid, living simple family life is not happening for me. I continue to have my individual life choices simple.
One of the best interview, crisp precise questions and precise answers ,people who do these kind of interviews must get the zist of the matter amd ask questions accordingly
Jayesh Chakravarthy was our Senior VP technology in Fidelity Investments.
I think 4 lakhs per month passive income obviously from portion of his wealth. As he mentioned its mostly from real estate + debt funds.
The man's wealth is way more than that. A quick advancement in carrier and making huge money at the beginning and investing it in right asset class makes that huge wealth.
I got to work under his leadership at fidelity...such a grounded person he was
Lovely gentleman. Very frank and nice interview
Super rich people are retiring after getting old. Doesn’t sound like a news to me.
Youngsters must be listened to..as a senior i too agree
What a gentleman ❤
Lovely content as usual ❤
Great listening to you sir. All the best in 2.0
Where we should plan and invest now to earn decent passive income.
Happy to see my old boss is living a happy Life :)
😂 He must have squeezed you like a lemon to be living such a happy life😂
Sir has a calming pleasing personality.
Bro you have helped alot by creating this channel 👉🏻🔥
Glad to hear that
It would be good if you guys can bring a person who's been into normal job (NOT CXO, CTO, COO) and share his perspective or his journey of saving and retired early.....or earning through passive income.
its possible for normal people as well to achieve if some parameters satisfy like, parental house (zero emi or rent), 1 kid, double income (guy and girl both working), 1 lakh per month investment in equity for 10 years.
@@nishant115me Agreed, I am doing it from last 5-6 years with 2 EMI (Home+commercial property) with 2 kids : ) My point was. it would be inspirational if Want Wealth can bring such folks who already achieved FIRE in shorter span with 2-3 lakh salary. - thanks for comment
I don’t think that with the average job and for the masses doing jobs, it would be at all easy to accumulate 400 times their monthly expenses, considering the cost of living is skyrocketing. 💸📈
Loved it , thankyou for this episode wint wealth
Hey, Jayesh sir and Wint Wealth, thanks for the awesome video! I had a question about one of the regrets mentioned - not being prepared for inflation in travel costs. I didn't quite get that part. Can you explain how someone can specifically address that, apart from creating an extra buffer on top of the 400x monthly expense corpus?
Hi Jayesh sir. Nice to see you. Valuable insights as always. Thank you 😊
Such a great interview but ended quickly.. need more snd more insights from this person… great interview..
Invest at-least 25% of salary and spend the balance. So, the equation is {income - (0.25 x income)} = expenses.
You just gained a subscriber ❤ your channel contents are amazing not like the rest of finance channels. Keep it up ❤
Thanks and welcome
Great insights - You may take an interview for 30 months of valuable knowledge which could helps many people.
Thanks
So he gets passive money of 4L from his rentals and debt payouts from Wint?
Very inspiring to hear such experienced people 🙂👏
Insightful worth watchable video
8:32 health insurance importance.
Nice video. I like how he has kept calculations so simple
I mean common this guy was well to do from start. A middle or lower middle class earners won't even start that kind of salary he got in his very first job (adjusted to inflation) today.
Very nice thought provoking conversation!
We valid closing points. Thanks for this interview.
Thanks A Million for this Podcast and Sir I got nice Knowledge and it will help me
Glad to hear that
Regret wala question has to be pertinent and compulsory for every talk
Very thoughtful answers. Another good one!
The key to wealth is to beat time constraints....compounding of interest if myth
Now if I have 4cr in my fixed deposit won't I be able to get 2 lak per month as interest and love on this interest money ?
U will get 3L I think.
can you ask questions on real time, like let say an person has 20lakhs and how can he invest in different platform to generate a passive income
When you say 4 cr in bank it’s actually in bank or it’s the value of movable assets ?
What humility!
This series from ww should never stop 😊
I would like to hear how taxation is done by them, as it plays crucial and many miss mentioning it.
Very well managed career and savings , well done sir
Wonderful video. So inspiring.
I have 5 crores cash .Should i invest my 5 crores in large cap index fund ? Will i be able to withdraw money monthly say 50 k per month?
Now you know why Azim Premji is so affluent, originally Dalda ghee makers, they now just squeez dalda out of their employees.
Wipro is the worst company to work for.
@@MrSatadalI think it's Infosys.
Damn what an inspiring and chill person. Would love to hang out with him.
sir thank you very much for speaking honestly about how you manage your personal finances and thank you for the video
Good luck Jayesh sir. Enjoy the life 🧬
Although i earn 1L + im confused where and what to invest ....
1stly.i would recommend to invest in secure funds (NPS, EPF, PPF etc) > real estate > gold > mutual funds (could be dept funds or equity). Also pls ensure that invested funds should return your money in every 5 years, 10 Years, and 20 Years accordingly
By that way we can be secured. require in detail plan.
Invest 50 thousand in good mutual funds for the next 20 years and see the magic of compunded wealth in crores.
Kindly cut pre introduction. Tq
I learned so much from this video
Why do they need insurance if you have that much net worth? Isn't it unwise?
People who had good careers before 2010 dont matter to be fair. Nearly everyone which a good corporate job could be a millionaire now just via simple real estate investments. If they are not, its their fault. Infact i often call the IT guys who had good salaries in 2000-2010 are the luckiest since they were earning more than required.
The real people advising should be people who started earning after the 2008 market crash due to Lehmann. Nearly everything went sprialling and since then there have been several crashes which has made even a 2 Lakh pm paycheck seem less !
With 2crs we are not getting a 3bhk apartment in bangalore.
I dont know how many realise that a Sun Microsystems employee a few decades ago is like a Google employee today. Maybe even much better because big money was in the hands of the few very bright professionals. So with the big salary those days, you could do anything as rest of public couldn’t compete with you.
Super brother, thank you!
Loved the 2.0 in the end.
4L passive income! It's impossible for some of us.
for most 😕
Amazing - inspirational ✨
Jayesh, as alway fantastic. From a fellow piscean.
Great interview and very wise words!
How do you guys find such good people !
Can we have info of investment advisers
Please make more long videos!
Can Jayesh share information on the trusted financial advisor he mentioned?
Which insurance gave you policy for your father at 94????
Nice video can you give me suggestions where to invest to build passive income?
He is more practical.. never believe these early retirees.. that’s only 1% in the world.. rest have to work at least 60-70 and nothing wrong
👍👍I love the grounded reality of this channel!!,Despite the recession, I no longer depend on Government Grants since I acquire $16,400 bi weekly profits
Wow that's huge! How did you achieve this?
@@סתובזהI'm guided by Mr James werden
trading under proper guidance remains the best way to succeed in today's crypto market!
Wow I know James werden. His platform maintains a unique perspective and is very transparent with their investors. Regardless of whether or not he outperforms. I will forever stay invested!
His (James werden) technical analysis is excellent and his interpretation/projections of the market is so accurate I sometimes ask myself if he's human haha. Point is, James is the perfect trader to follow for advise and daily signals.
Got 5k profit weekly basis
i need more advice on taxes
Income - Saving = Expense.
Stick to this...Instead of Income - Expense = Saving.
Nice interview ❤
There always a fool within all of us, his is buying ind pak match tickets😂
perhaps -
Just focus one Index fund
Wonderful man and great advice
Glad it was helpful!
I was wondering how he was only pulling 1 lakh a month off a 4 crore corpus. Then he said it's all rental income and I understood. Rental income is horribly low in Bangalore.
Very nice interview