How To Buy T-Bills Direct From the US Treasury | Adam Taggart

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  • Опубликовано: 28 июн 2024
  • SCHEDULE YOUR FREE PORTFOLIO REVIEW with Wealthion's endorsed financial advisors at www.wealthion.com
    Here's a quick explainer video for you about how to buy very short-dated US Treasurys, known as T-bills, directly from the US Treasury using the TreasuryDirect website.
    As you know if you’re a regular viewer on this channel,I’ve been making a lot of noise recently now that T-bills are offering yields around 5%.
    That’s a very big development, as investors who are concerned about today’s financial markets now have somewhere safe to park their capital, keep it relatively liquid, AND get paid a decent return on it.
    That hasn’t been the case for a long time.
    1 year T-bill yields have been at record lows for much of the past decade, down near 0% for many years. The last time they were this high was 2006.
    And with the inflation rate, as measured by CPI, falling - it may not be very long before T-bills offer a positive real return when adjusted for inflation. Again, that hasn’t been the case for a very long time.
    I can’t tell you how many times I’ve had investors tell me “I’m too spooked by the turbulence of today’s uncertain markets. If I could just find a safe place to get a 4 to 5% return on my money for the time being, I’d be thrilled.”
    Well, that’s now possible given where short term yields are.
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    #t-bills #bonds #treasurydirect
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    IMPORTANT NOTE: The information and opinions offered in this video by Wealthion or its interview guests are for educational purposes ONLY and should NOT be construed as personal financial advice. We strongly recommend that any potential decisions and actions you may take in your investment portfolio be conducted under the guidance and supervision of a quality professional financial advisor in good standing with the securities industry. When it comes to investing, past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All investments involve risk and may result in partial or total loss.
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Комментарии • 498

  • @jjinmisang
    @jjinmisang 3 дня назад +2

    I just learned that T-Bill earning is exempted from state taxes. Thank you for the video 🤓

  • @georgeholloway3981
    @georgeholloway3981 Год назад +9

    Yes to learning about buying and selling T-bills through brokerage accounts!

  • @WinnyDek
    @WinnyDek 3 месяца назад +13

    Save a particular amount for investing if you want to receive dividends, personally I have my interest set on key sectors based on performance and projected growth and that is where I put all my money. I actually bought my third house from my portfolio ranging from the renewable energy, tech alongside crypto .

    • @TionGeme
      @TionGeme 3 месяца назад

      Wow, very intriguing! Currently, I am looking for investment ideas or recommendations. Earlier this year, I hesitated and did not take any action till now. However, I am motivated to try something new because I am quite open to other investing opportunities. I want to retire in my forties or fifties. I sincerely hope I can achieve what you've accomplished so far.

    • @WinnyDek
      @WinnyDek 3 месяца назад

      It's essential to comprehend the complexities of investing. Having a trustworthy support system, such as a financial adviser who can advise you is crucial especially when choosing assets.

    • @TionGeme
      @TionGeme 3 месяца назад

      Thanks for the advice but it's hard to get a trustworthy financial professional around here. Seeing what you have accomplished I would like to get in touch with your financial advisor

    • @WinnyDek
      @WinnyDek 3 месяца назад

      In general, investing requires higher knowledge. I operate with (Alex martin tarlor) an investment specialist who partners with a licensed wealth management firm.

    • @EzraJonah-ih6tm
      @EzraJonah-ih6tm 3 месяца назад

      Wow.. I'm surprised you know Alex Martin tarlor trade. I first saw him in a Bloomberg interview and I checked him up on net .. that was how I first linked up with him

  • @maliszja
    @maliszja Год назад +6

    I would be interested in a future video explaining how to invest in the longer term Treasury notes and bonds. Thank you!

  • @jameskelly7412
    @jameskelly7412 Год назад +44

    This was the most concise explanation I have seen. I sent it to some folks that wanted to put some savings into 1 year bank CDs.

  • @cg3862
    @cg3862 Год назад +3

    Deep breath, I just followed your instructions and purchased my first t-bill 😳

    • @lenandov
      @lenandov 3 месяца назад

      How did it go?
      You said you got your first t bill
      That was like ten months ago

  • @barbmol5664
    @barbmol5664 Год назад +7

    Most certainly would like to see more of these related videos. It’s great to see videos of substance instead of vague speculation.

  • @user-ii8hk3es2y
    @user-ii8hk3es2y Год назад +2

    This is one of the most useful videos I've seen on this topic. Simple, brief and accurate

  • @lisawyzard4122
    @lisawyzard4122 Год назад +6

    Thank you for your explanation! For a short video, it is easy to understand and very helpful for brand new investors.

  • @bkkool6407
    @bkkool6407 Год назад +7

    Thank you Adam. Please do more videos addressing all the areas you mentioned in this video asking if there was interest. Thank you for helping us regular folks.

  • @KevinintheUSA
    @KevinintheUSA Год назад +11

    Appreciate all your channel offers, especially when you educate your audience. Would love to see more content like this. Will continue to watch all the guest Rock Stars your have on your show :D))

  • @lilnoni671
    @lilnoni671 Год назад +4

    Thank you for explaining in simple terms and with clarity. Much appreciated!

  • @KRD74
    @KRD74 9 месяцев назад +2

    Thank you for this tutorial. Many times things seem a lot more difficult than they are, and this tutorial is very effective in breaking down the simplicity of it!

  • @chavap5398
    @chavap5398 Год назад +4

    I have been purchasing t bills for a while, but it is good to hear the review from the expert.

  • @pennyscott316
    @pennyscott316 Год назад +7

    Yes James, I’d like to see a video by you on purchasing through a brokerage account. Love your channel. You are someone I can recommend to friends. I tell them that you present a broad range of relevant topics in a sound and sober, non-hyped-up way. Your guests are varied and interesting.
    Always appreciated. Thanks.

  • @cashismaximis2152
    @cashismaximis2152 Год назад +2

    Adam what you do better than the other macro channels is give individual investors precisely what they need! Great video!

  • @brianglass1199
    @brianglass1199 Год назад +2

    Thank you for posting this explainer video. Decided to try it today, and was very straightforward albeit clunky once I was logged in to the system. Had a few unanswered questions, but they will be resolved in the coming months after doing a trial run. Thank you again.

  • @gracehe2793
    @gracehe2793 Год назад +6

    Thank you for this video. Please do another one for buying and selling T bills from your brokerage account .

    • @whodidit99
      @whodidit99 Год назад

      Just call customer service. They will walk you through the process.

  • @phil_k777
    @phil_k777 Год назад +11

    Thank you! That was very helpful and informative.
    Yes, I would love to see a video about how to purchase through a brokerage, specifically how it can be done in an IRA.
    Thanks again, I’m this on social media.

    • @Coco-yw9nf
      @Coco-yw9nf Год назад

      I want to know this also.Thanks

  • @ThisNameIsTakenAgain
    @ThisNameIsTakenAgain Год назад +6

    Thank you so much!!! Would love to see more videos on this!

  • @zwhitehead403
    @zwhitehead403 Год назад +51

    Thank you so much, Adam. I'm a 30 year old electrician with minimal knowledge in the finance world. Through your channel I'm learning so much about my options so I can eventually have an intelligent conversation with an advisor and do something productive with my savings. Such good information, please keep it coming!

    • @christopherparsons3224
      @christopherparsons3224 Год назад +1

      I am an electrician also, who started investing last year. I am willing to help you look at this investment opportunity in US treasuries, in a way you likely haven't, if you are interested. Once I discovered it, I stopped putting my money into my 401k.

    • @Zanzabar5
      @Zanzabar5 11 месяцев назад

      @@christopherparsons3224 Sounds more like you're an indian scammer.

  • @peteobrien6397
    @peteobrien6397 Год назад +6

    Yes, Adam, this video is fantastic!!! Please bring on more like it!!! thank you! Pete

  • @cooper456456
    @cooper456456 Год назад +1

    Adam, this was awesome. It is a simple process but we always want to make sure that we are doing the right thing when it comes to our money or should I say currency. Thank you.

  • @patrickbissonette4889
    @patrickbissonette4889 Год назад +2

    This is great to send to both my parents and adult children..... Thank you.

  • @davidspears8486
    @davidspears8486 Год назад +2

    I was googling how to do this over the weekend after watching the last couple of episodes if wealthion…..thanks adam

  • @DiannJ
    @DiannJ Год назад +2

    Thank you for explaining this all so simply ! Easy to understand!

  • @sandramarcelabechanpoblaci5043
    @sandramarcelabechanpoblaci5043 Год назад +1

    Thank you so much Adam. This is awesomely clear. Your videos are excellent and always up-to-date! I am a devoted follower!

  • @karenritter7884
    @karenritter7884 Год назад +2

    Excellent video! Thank you so much. Never knew I could do this until I heard you mention it!

  • @Ahmed-bj4gu
    @Ahmed-bj4gu Год назад +6

    Thanks Adam for another fine tutorial on keeping our money engaged risk free towards a substantial offset of inflation.
    Keep up the great work !!

  • @tonymiller2754
    @tonymiller2754 Год назад +2

    Purchased I-bonds with your video. It was easy and helpful. A video walking through the process with a brokerage account would be great. Keep the videos coming.

  • @stiffdrinkfinance1981
    @stiffdrinkfinance1981 Год назад +1

    Adam, thank you very much on this video tutorial on how to purchase tbills on treasury direct

  • @johncervantes4671
    @johncervantes4671 Год назад +1

    Thanks for this instruction Adam. I look forward to the other purchasing example videos you mentioned "purchasing from brokerage account" and "purchasing longer term notes and bonds."" Again, thanks for all the information your channel provides keep up the great work.

  • @jrace2718
    @jrace2718 11 месяцев назад +2

    These type videos are extremely interesting and helpful. Thank you. I would like to see more of these!

  • @sallyannmilavec2872
    @sallyannmilavec2872 Год назад +1

    Such a great concise and easy to understand video! Did it! Thank you!

  • @njeri2010
    @njeri2010 Год назад +2

    Thank you so much for this video, your explanation was great and simple to understand and very helpful.

  • @macrobaked9182
    @macrobaked9182 Год назад +2

    More of these please!!! Sent to my family super easy how to😊

  • @humberto4637
    @humberto4637 Год назад +1

    Thank you- great information. Very useful explanation, concise, simple and actionable.

  • @dsd265
    @dsd265 10 месяцев назад +1

    Fantastic! This is the best, the most informative video on T-Bills I've ever seen. Thank you!!!

  • @ChetanRawal
    @ChetanRawal Год назад +3

    Thank you, Adam. Nice quick video. T-Bills make sense right now, but as time goes by, longer duration may become more interesting, so bond ladder tutorial would be very useful. I would suggest few topics of interest (1) Bond ladders, i-bonds, T-bills etc. for short-term expense funds and emergency funds (2) Risk/benefits of different paper gold options and difference with physical gold (3) retirement tax optimization (RMD, SS, healthcare, etc) and withdrawal strategies (4) Estate planning, LLC/PLC, C-corp for investment activities. BTW, I watch all your videos, they are excellent and very impressed by both the pairs at RIA and New Harbor as they make lot more sense than all others on financial media.

  • @jeannepearl-wright8319
    @jeannepearl-wright8319 Год назад

    Thank you….. I was just on the government site 4/5 years ago. No clue but now I understand. Keep teaching us.

  • @Jlscards1974
    @Jlscards1974 Год назад +4

    Great video Adam. I would love to see a video on Bonds as well. Thank you for all you do for us investors. Though your channel I have learned so much. Thank you sir!

  • @MichaelBHess
    @MichaelBHess Год назад +1

    Saved this until I had a break to watch. Excellent "rating" as always. Top "billing"!

  • @MsCindyb
    @MsCindyb Год назад +1

    Thank you so much. I didn't have a clear understanding of the discount/interest and how that worked.

  • @HiddenConfusion13
    @HiddenConfusion13 8 месяцев назад +1

    This was incredibly thorough! thank you so much for the help!

  • @Pelican5077
    @Pelican5077 Год назад +3

    It’s way easier through Fidelity. You can put an order in and buy at auction. Or you can buy on the secondary market, for a slight discount, but lots of options for structuring ladders. And if you want or need to sell, it is easy to do.
    If you want to sell from Treasury Direct, you have to transfer the T bill to a broker.

  • @rogerburn5132
    @rogerburn5132 Год назад +3

    ADAM. This was Brilliant information BIG Thanks For. Your Efforts. 👍👍👍👍👍

  • @biden-putin-stalin
    @biden-putin-stalin Год назад +22

    Adam Taggart is a genuine good guy. It is so difficult to find financial advice online that you can trust. Adam delivers. In my opinion, investing in T-Bills whether it is through Treasury Direct or a broker is the only sensible thing to do with your money for now.

  • @timothyoherlihy5391
    @timothyoherlihy5391 Год назад +1

    Excellent video. As I live in Europe I wasn't even sure of the procedure but this video was indespendible. Just like Wealthion has become!

  • @earthvoicefoodchoice9309
    @earthvoicefoodchoice9309 Год назад

    Adam, Thank you so much for this latest explainer video on how to purchase T Bills. Very helpful. Yes please do more explainer videos on how to purchase T Bills through Brookerage accounts. I’m so thankful for your show. I watch all of them. You’re doing an amazing service for us all. You are a powerful interviewer, thank you.

  • @christineparma166
    @christineparma166 Год назад +3

    Great video. Yes, would love to see more explainer videos. Thank you.

  • @laurakripinski8543
    @laurakripinski8543 Год назад +1

    Thank you and thank you! Such a helpful and appreciated video.

  • @AlexRomanovs1
    @AlexRomanovs1 Год назад +3

    Yes, please record a video on notes and bonds too👍

  • @edriclamarkirkman
    @edriclamarkirkman Год назад +2

    Extremely Helpful! Thanks Adam! Please continue to do more of these 101 videos, can you do one on purchasing Treasury Bonds, or is that the same thing as T Bills?

  • @AhLaDad90
    @AhLaDad90 Год назад +1

    Yes keep doing video like this please 👍🏿. I’m not Financial education, but trying to grasp all information I can.

  • @douglashalvorson2943
    @douglashalvorson2943 Год назад +1

    Thanks for your show re ‘Buy T-Bills direct from the treasury’. More info in this area (Bonds and Notes as well as anything in the PersonalFinance area) is a great help to those of us ‘semi-literates’ trying to educate ourselves after a woefully lacking public education.

  • @jdehaan001
    @jdehaan001 7 месяцев назад +1

    Excellent video. This is exactly the tutorial that I was looking for. Thanks.

  • @rodrigodonoso6893
    @rodrigodonoso6893 Год назад +1

    Thank you Adam!!!! Really helps a lot!

  • @jillwhite9415
    @jillwhite9415 Год назад +1

    Yes, please! Would love info on how to purchase t-bills through a brokerage! Thanks for all the good info and interviews you've already put out for our benefit. It's much appreciated.

  • @Tracertme
    @Tracertme Год назад

    Yes I would like to see you show us all these options and specifically around the different risk profile of each product purchase.

  • @pva527
    @pva527 Год назад

    Very informative ! IMHO Every newbie needs to watch this video !

  • @user-cg4pi5fi9u
    @user-cg4pi5fi9u Год назад +1

    Thanks Adam. Very informative. First Class.

  • @007gnl
    @007gnl Год назад

    I love this clear explaination. Thank you

  • @notafanboy250
    @notafanboy250 7 месяцев назад +1

    Nice straight-forward concise video. Thanks a lot for sharing!

  • @TexasRiverRat31254
    @TexasRiverRat31254 11 месяцев назад +1

    Thank you, Adam! I learn something from very video you do.

  • @sureshguthivari4550
    @sureshguthivari4550 Год назад

    Thank you so much for creating this short video, which is very helpful.

  • @dougf2649
    @dougf2649 Год назад

    Thank you! Been wanting to buy some t-bills and got an account after watching this video. Easy to understand even for a Luddite like myself.

  • @Martianed007
    @Martianed007 Год назад +1

    Excellent explanation thank your for what you do.

  • @bedantabordoloi
    @bedantabordoloi Год назад +1

    Thanks Adam! invested by bidding my first 10K today using the guide in this video

  • @Eric-ye8ip
    @Eric-ye8ip Год назад +1

    Thank you for this information. Very helpful.

  • @RaphaelMcEnroe
    @RaphaelMcEnroe Год назад +2

    Deadly stuff thanks Adam, just what I wanted to find out more about as it is daunting to someone new to this. I would definitely appreciate the explanation on t bills through a brokerage account.

  • @user-zm8qz6tf7n
    @user-zm8qz6tf7n 9 месяцев назад +1

    Great video, just what I was looking for!

  • @ryan9er9er57
    @ryan9er9er57 11 месяцев назад +1

    Awesome explanation! Thank you!!

  • @REAPERV69
    @REAPERV69 11 месяцев назад +3

    This was a very informative video. I am clicking the like & subscribe. This guy is amazing at explaining things in simple terms a plumber like me can understand.

  • @kbenefits
    @kbenefits 4 месяца назад

    Super clear walk thru. Thank you!

  • @crcampbell2210
    @crcampbell2210 Год назад

    Thanks for this Adam! I was just considering moving my series I savings bonds from last year into 4 week TBills based on the IRs they are offering!

  • @Demiarioch
    @Demiarioch Год назад +1

    Thanks Adam. That was really helpful and much appreciated.

  • @STEV3.147
    @STEV3.147 Год назад

    Thank you, very informative. Love the content.

  • @robertcwalkeriii6267
    @robertcwalkeriii6267 Год назад

    Great Advice,Thanks Adam. Robert Walker

  • @SB-ob8ec
    @SB-ob8ec Год назад

    Fantastic video! Yes, please do a video on the additional considerations when buying T bills vs notes and bonds and how to use a brokerage platform.

  • @BBKeys1947
    @BBKeys1947 Год назад +5

    Yes of course we want to know about notes and bonds as well. This great and exactly what I needed because I was about to do this through my broker and the way he explained it was going to involve some counterparty risk. Let's face it. If the Treasury goes broke, we are all dead meat no matter where our money is. So this is great!

  • @robertgrayraleigh
    @robertgrayraleigh Год назад

    This if fabulous Adam. Thanks MUCH for this

  • @jrocket50
    @jrocket50 11 месяцев назад +1

    Yes more like this great content just subscribed thanks again.

  • @aaronchaskelis2644
    @aaronchaskelis2644 Год назад

    Great vid. I bought ibonds so had a account already. This was the push I needed to deploy my capital in a more productive vehicle! Nice job…

  • @jeannepearl-wright8319
    @jeannepearl-wright8319 Год назад

    Adam..thank you! I was trying to figure out how to urchase, few days later you did this RUclips…..ya me today I set up an account and bought a 26 week T Bill my first! Best place to park some funds for a bit.

  • @j.j.l.
    @j.j.l. Год назад +2

    Adam, you're the best.

  • @ericknaus4998
    @ericknaus4998 Год назад +1

    Great explainer video! I was just explaining this to my daughter who wanted to get more return than BoA was giving. Forwarding her the link to this.

  • @conservativejoe4025
    @conservativejoe4025 Год назад +2

    Thank you for this powerful info!
    Please give the details for the Notes and Bonds also.

  • @jeffleibold8266
    @jeffleibold8266 Год назад +1

    Thanks for the video Adam! One question that I have is what if you want to make multiple purchases? For example, multiple auctions with different durations on the same date, do you select the first auction type, amount, and confirm - then will it go back to the start page for selection and repeat? Am preparing for an upcoming auction (first time purchase) and was wondering...

  • @humanoid1948
    @humanoid1948 Год назад

    Please post a video with more info on notes and bonds. Loved this video, thank you for posting!

  • @EustisRider
    @EustisRider Год назад

    Great video. Thank you Adam!!

  • @alexbusinesman9429
    @alexbusinesman9429 Год назад

    Yes pls make the video on how to transact tbills thru brokerage...thx

  • @masoodmahmood2905
    @masoodmahmood2905 10 месяцев назад +2

    Thank you Adam. This was awesome. I am about to invest a ton of money in this right now!!

  • @HagarTheHODLer
    @HagarTheHODLer Год назад

    Thank you for this information. Seriously.

  • @evana8734
    @evana8734 Год назад

    Very helpful. Keep these coming.

  • @trantrum
    @trantrum Год назад +5

    I've had money in T-bills but my friends say it's not safe and the government could default and I'd lose my money. I say if the government defaults, the money in my T-bill account is the least of our problems. How safe are T-bills?

  • @Stas0710
    @Stas0710 Год назад

    Thank you Adam. Just bought my first T-bill

  • @ronfesta771
    @ronfesta771 Год назад +1

    Me thinketh what a great, concise.......educational video!@!?
    Thanks Adam!!!😉

  • @miriamelizondo6530
    @miriamelizondo6530 Год назад

    Great, concise video! Thanks for doing this.

  • @rachelstreit6836
    @rachelstreit6836 Год назад +1

    Thank you, thank you, thank you. Yes, I would love to know how to do this process through a brokerage account as well.

  • @wyler98
    @wyler98 Год назад

    Much Appreciated Adam!