How To Apply Unemployment Insurance online | ILOE Involuntary Loss Of Employment |

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ILOE means Involuntary Loss of Employment,Unemployment Of the Covered member arising out of the unilateral decision of the employer to terminate his/her employment contract without citing any reason or for reasons other than those mentioned under Exclusions.
Beneficiary means either the Covered Member or the Master Certificate Holder who receives the
benefit amount under the Involuntary Loss of Employment Cover. Name of Beneficiary must be
mentioned on the schedule of the Certificate.
Covered Member means an individual who is insured individually or as part of a group scheme, who is below the age of 59 years on the Expiry Date. Covered member must satisfy other terms and conditions of the Certificate to be eligible to claim under this Certificate.
Master Certificate Holder is the entity which takes out the Takaful Certificate on behalf of its members, customers or employees. Unless otherwise agreed, the contributions and claims settlement are between the Master Certificate Holder and the Takaful Company.
Commencement Date means the date the Covered Member is enrolled for this Certificate or the date of inception of this Certificate, whichever is later.
Employment Date means the inception date of employment as mentioned in the latest employment contract signed by both parties and based upon which the current employment visa and/or residence permit has been issued.
Actual Date of Unemployment means the date immediately after the end of the statutory notice period or; the notice period mentioned in the contract or; the notice period mentioned in the termination letter, whichever falls or occurs last. Date of Event means the date of the notice of termination served to the covered member after the Commencement Date and during the Certificate period. Re-Employment means accepting and/or starting work for a new employer or the same employer under a new employment contract during the period when ILOE benefit is being paid. Fixed Term Contract means any Employment Contract which is for the duration of less than 2 years. Maximum Number of Instalments means six (6) Monthly Instalments
Claims Administrator LEFTFIELD ASSURANCE EXTENDED WARRANTY MANAGEMENT LLC are
exclusive supplier of the administration/management software in collaboration with BCWL INSURANCE CONSULTANCY, UNITED ARAB EMIRATES (UAE)
Claim Limit means the maximum amount that can be claimed in total during the Period of Cover, not exceeding AED 30,000. Deductible and Excess the payment of claim shall be deferred by 30 days (equal to statutory notice period to be served by the employer) or actual notice period as per the employment contract - whichever is higher Period of Cover Maximum 36 months from inception date Economic Recession means a period of temporary economic decline during which trade and industrial activities of the covered country are reduced, generally identified by a fall in GDP for two successive quarters. Collective Redundancy is the termination of labour contracts based on economic, technical, organizational or productivity reasons, when the termination of such contracts affects the number of workers during the term and according to the definitions and other requirements indicated by the Ministry of Labour at in force with respect to "Collective Redundancy.
#how to apply unemployment insurance
#iloe involuntary loss of employment
#job loss insurance
#uae job loss insurance
#abu dhabi job loss insuarance
#dubai job loss insurance
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