बहुत स्पष्ट भाषा में हर पहलू को समझाया है,बेस्ट होता है सीधे बैंक जा कर मैनेजर से मिलें,95 percent bank हेल्प करते है उस बैंक में account रहने पर आसानी होती है,मेरी बेटी ने loan लिया ज्यादा दिक्कत नही हुई बस तीन दिन बैंक का चक्कर लगाना पड़ा
@@mohammadkaif8255 sir, education loan k liye bank k pas ek list hoti hai jisme Institute/college ko AAA/A/B group me bantte hai,is group me yadi aapka institute hoga to kuch bhi nahi dena padta hai,IIT,IIM, famous medical, management college ke liye kuch bhi nahi jama kervata hai,PAN, Aadhar, admission offer letter etc chahiye.Meri beti ka IIM tha.
Yaha sab meri tarha he pareshan honge Jo padna to chahte h per maa baap k pass itna paisa nahe ki baccho per paisa lagaye tabhi sabhi Lon ka video dekhte h meri tarha,, mujhe bhe Apne baccho ko padana h per mai ek sath do baccho ko kaise study karau bahut Mann dukhi h Mera
It came as a surprise when i noticed i was $4210 richer just in a week of trade! All thanks to Prof. Gerald Anderson investment strategy and his hard working team.
I challenge finance minister , minister of education in India to check situation poor economic conditions students. Who have good marks but parents don't have any salary slip due to their private job or small businesses. U will not get lone in this condition. Shameful system who can't support poor people. My cousin faced same issue , he managed by taking udhar from many relatives, today his package is more than that SBI manager who rejected his loan application.
Kitne logo ka manna h ki education loan economically weak student ke liye ek golden opportunity h aur o log aaj asani se apni higher education gain kar rhe h
4,50,000 lakh per Annual income ho toa hi education loan wo kha jaye jinki income 1,00,000 lakh Annual income nahi ese logo ke baccho ka sapna education kabhi pure nahi ho payenge
Ishan sir you are doing excellent job to provide various information regarding day to day life....God bless you sir, lots of Love from Solapur City, Maharashtra State❤️🙏
While applying for education loan in any bank what branch do we have to choose ? The city where the college or institution is located or our own residential branch?
Sir mera clg ka 7 lakhs 20 thousands Hain... Aur mujhe bihar students credit card se 4 lakhs ka loan mill raha h aur bakii 3 lakh 20 thousands hm ye vidya lakshmi portal se apply kr skte hain. Yanii ki ekk baar me doo loan ke liye kr skte h
Bhaiya main vit me admission Lena chahta hun 20 lakh tk ka loan chahiye Aur main Bihar se hun To kya main 4 lakh students credit card aur 16 lakh bank se le skta hun?? 2 alag alag jagah se loan mil skta h Ya 1 hi jagah se loan Lena hoga
Ishaan sir .Thank you for providing us such information with us. I used your information to get my EWS certificate. And again this is awesome. Plz provide us a information "How can I apply for education loan from our state goverment."
Before applying to different banks for education loan are we suppose to have accounts in that particular bank. And which type of account is required like if I have zero balance account can i apply??
Banks are giving educational loans only for regular courses like MBA and Engineering ... and not for vocational courses . Matlab zabardasti regular course hi Karo. Banks need a serious overhaul in terms of thinking . The mentality is still the same. They expect co applicant even for working professionals inspite of being a salary account holder for 13 years .They don't treat a case based on its merit, Lekin personal loan gets approved within seconds on a mobile app.
Form bharkr bank bank ke chkkar lagaiye, aap kirayedar hain, aap private noukri karte hain, aapko loan nahi diya ja sakta aapne jo aaply aaply kiya hai use reject kr dijiye, Garibbon ke liye nahi hai bhaiyya. Mat batao, jhelo to jano
1.Can I apply for loan from mid of course? ( course is 4 years completed 2 years & want finance supoort for last 2years) 2. In this case which Qualification is to considered? (12 th or 2nd year of graduation)
Sir neet ke through private BAMS college me admition ke liye hme bank se education lone between 4 lack to 5 lack pass karana hai hme Kaun sa document lagega, hme one week ke under lone kaise pass hoga. Hame admition ke liye bhut jaruri hai. 🙏🙏🙏🙏
Sir jis bank ka account Hai wahipe lesakte ya kahin people b...? Ex: Mera alag bank me father ka alag bank me...? Bina account k b us Bank se loan milega??
Its funny if my parents income was 4.5 lakh. I won't be taking education loan for Christ sake 😂 damn it... The funniest thing is my dad expired even before this adhar card arrived and we don't have documents of him
Sir me jis college ke liye form fill kr rhi hu vo list me show nhi ho rha he and manually fill karne ke bad save karne pr college or course name ki field blank ho rhi he...wht should i do..?
Please fill University name that your collage is affiliated with. Okay iam also do same step and bank provide me 2 lakh rs. Loan, if any doubt u can call me personally okay dear
Very useful Video for Students. All details are given. The language is very lucid and easy. Resp. Sir, I Personally want to thank you for this video. My daughter has taken an admition in the coure of Information Technology Engineering in Pune. I am surching for the educational loan. I fortunately saw your video. I am confident that my daughter will definitely get the educational loan. Thank you very much. Resp. Sir, can I contact you on your personal number for any datails ?
Have registered with jansamarth portal first, then for not eligible there I am trying with vidyalalakshmi, but problem is final submission not allowed there, showing u are already registered with jansamarth, what can I do now? Plz suggest
Bhaiya repay kaise karenge loan uske baare bhi bataiye matlb emi jb se dena hota h loan lene ke just baad se course khatam karne ke baad aur interest kitna lagega aur kabse lagega. Please isspe bhi 1 video banaiye. Thank you.
बहुत स्पष्ट भाषा में हर पहलू को समझाया है,बेस्ट होता है सीधे बैंक जा कर मैनेजर से मिलें,95 percent bank हेल्प करते है उस बैंक में account रहने पर आसानी होती है,मेरी बेटी ने loan लिया ज्यादा दिक्कत नही हुई बस तीन दिन बैंक का चक्कर लगाना पड़ा
Kitne din me loan Mila or kitne ka loan liya hai plz reply
@@bittubaghel76 sir IIM k liye student loan liya tha 15 lakh ka, central bank of india se.
Sir colletral ke liye kuch rkha tha please kuch thodi info de do.
@@mohammadkaif8255 sir, education loan k liye bank k pas ek list hoti hai jisme Institute/college ko AAA/A/B group me bantte hai,is group me yadi aapka institute hoga to kuch bhi nahi dena padta hai,IIT,IIM, famous medical, management college ke liye kuch bhi nahi jama kervata hai,PAN, Aadhar, admission offer letter etc chahiye.Meri beti ka IIM tha.
Aapne ne kaiser liya h pls Mujeeb bateo
Yaha sab meri tarha he pareshan honge Jo padna to chahte h per maa baap k pass itna paisa nahe ki baccho per paisa lagaye tabhi sabhi Lon ka video dekhte h meri tarha,, mujhe bhe Apne baccho ko padana h per mai ek sath do baccho ko kaise study karau bahut Mann dukhi h Mera
Nahi mere maa baap ke pass paise to hain par main khud ke dum par padhna chahta hu
@@Allinone-bt6li mai bhi aisa he karna chahta hu apne dum per
yes sis 🙆❤️🙌🥺
Or Maine apni padhai ke liye RUclips channel chalu kiya ha....
@@Allinone-bt6li u r the best bro
Yr bhai aap ittna jabardast topics late Hona literally Dil touch Kar lete ho❤️❤️❤️❤️ thank love from Bihar
Nahi reply milega bank se
Nahi reply milega bank se
😀😀😀
It came as a surprise when i noticed i was $4210 richer just in a week of trade! All thanks to Prof. Gerald Anderson investment strategy and his hard working team.
Prof,Gerald-whatsapp_-^-_+1(205)-660(5708)
Zero time waste.. to the point.. only thing is if they would have specified interest rate..of each bank would have been the best portal..
You are genius sir.. God bless you.. 😊 Love from Maharashtra..
Sir approved ka he dikat hai apply to har jga hota hai.
@@harshsharma1557 online apply karne ka koi jarurat nhi Bank se offline kro
Bank wala khata hai vidyalakshmi portal par jakar apply karo uske bad hi loan approved hoga
Hellomam have u got scholership
Loan pahije ks bhetal
I challenge finance minister , minister of education in India to check situation poor economic conditions students. Who have good marks but parents don't have any salary slip due to their private job or small businesses. U will not get lone in this condition. Shameful system who can't support poor people.
My cousin faced same issue , he managed by taking udhar from many relatives, today his package is more than that SBI manager who rejected his loan application.
@@SaraswatiVishwakarma701 No , he is right
@@SaraswatiVishwakarma701 he is not wrong...
He is right
Yes exact same is happening with me
@@SaraswatiVishwakarma701 How is he wrong ?
Great point to point explanation and easy to understand👌👌
Kitne logo ka manna h ki education loan economically weak student ke liye ek golden opportunity h aur o log aaj asani se apni higher education gain kar rhe h
You are great bhai
Aap bahot acha information dete ho
Knowledge dete ho
Aap ka style hi alag hai
Hamare ishan bhai is best
पर्सनल लोन लेने के लिए दिये गये नंबर पे संपर्क करे 7044428669
4,50,000 lakh per Annual income ho toa hi education loan wo kha jaye jinki income 1,00,000 lakh Annual income nahi ese logo ke baccho ka sapna education kabhi pure nahi ho payenge
What is the interest percentage?
Really good explanation power you have sir. This is very helpful for those who want to get education loan.nice information! Thank you
Ishan sir you are doing excellent job to provide various information regarding day to day life....God bless you sir, lots of Love from Solapur City, Maharashtra State❤️🙏
Personal loan for contact me .....
8126880406
@@nbfcloan5243 number please
Helloo
Y
Aap ka explanation ka tareeka bahut khoob👍👍👏👏
Tks Sir
Thank you, this was really crisp and helpful.
Bro loan mila ky?? Agr mila to kitne tym mai approve hua
Personal loan for contact me
8126880406
How much time it will take generally for approval?
@@nbfcloan5243 hii
Such a great awareness video 👍👍
Thank you so much sir .. for full information ... Mera sara tension khatam kar diya aapne .. 😁 really thanks ..
8x5x3x7x8x3x6x2x3x9 Emi Pe Loan Le
@@RahulSingh-tg9zb matlab
Abhi to tension suru hogi 🤣
Apko mila kya loan plz
Btana mujhe
Hard working bruh
Bohot mehnat ki hai Apne video Mai mujhe Puri process samjh aa gai
Thank uhh bhai
Apka channel bohot grow hoye
Approve hogaya...?
Sir plese reply 🙏 intrest kitana perchant lagagega aur repayment ki kya step hai
10
Thank sir only because of you I filled my form thank u very much u r great
Did u get loan?
Did you get lone ?and what the rate of interest
@@srishtichoudhary9008 kisi ko mile to mujhe bhi inform karna pls
@varadmuraka537 Plzzz Aapko mila to reply dijiye bhai 😢
अरे सर इतना भी आसान भी नही है, कभी बैंक में लोन के लिए जाकर देखो।
बैंक वाले पैरों की चप्पल घिसवा देते है भगा भगा कर ,फिर लोन नही देते है।
Sahi bt h
Absolutely right
Main khud 1 months se ja rhi hu😭😭😭😭
@@S_square_family if your all required documents are valid & available then u get loan within 2 days from sbi
@@AshCreation20 thanks Bhaiya
Sir approvel hone me max. time kitna lag jata hai...??
Agr kiso ko bhi loan ki jarurat hai ap mujhse contact kijiye wts per 6266809671
@@montydelhi3099 mujhe need h bhaiya
@@rekhaahirwar8197 ok wts kijiye 7898444113
24 hours wts kijiye
7898444113
Your videos are extremely infomative and genuine with trust
Love from jharkhand ❤❤
What if all 3 banks approved for loan,
And plz tel me how may interest it charge ??
bnks know through cibil ur detils.
10 %
Very nicely explained ☺️
I have 60 % in 12th but banks are not giving me loan they need every subject with 60%
This is wrong aapko loan mila
Spaicel question sir plz tell me ..agar kise ke parents na ho to ???
When to apply for education loan before or after admission in any college or university?
Please reply as early as possible
Loan Lene Ke Liye Call Karen,.
Nice question
Sir par computer ko 4 years me kaise divide karu wo toh ekbar me lena padega na 1st year me ?
sir ye loan kitne dino me approval ho jayengi..??
Loan Lene Ke Liye Call Karen,.
After uploading documents and clicking next it doesn't show full window in mobile to proceed please help
I m always support you sir❤️
Nahi reply milega bank se
While applying for education loan in any bank what branch do we have to choose ? The city where the college or institution is located or our own residential branch?
Loan Lene Ke Liye Call Karen 85%37%83%62%39,
Residential branch
@NBFC LOAN DP NUMBER👈 hlo
Maine ek form mai do bank fill kiye hai tho ab konse bank me submit karu
@@shinchan_2028Maine ek form mai do bank fill kiye hai tho ab konse bank me submit karu
Why "general" option is not available in category.!)?
select minority ( to apply for gen)
Sir apki video truely hoti hai
Sir mera clg ka 7 lakhs 20 thousands Hain...
Aur mujhe bihar students credit card se 4 lakhs ka loan mill raha h aur bakii 3 lakh 20 thousands hm ye vidya lakshmi portal se apply kr skte hain.
Yanii ki ekk baar me doo loan ke liye kr skte h
Same doubt.. Kya hua aapka can you please reply me.. I'm also from Bihar
Bro kya kya document diya bank me apne
sir FREE COACHING FOR SC & OBC scheme par student ke liye ek vedio bnayo plz sir ...
sir we are waiting of your new free coaching vedio .........
Yeh knsi scheme hai bhai
What to do if you are not getting any call or reply from the bank after 20 days.please suggest.
All is nonsense, don't get caught in this.
Sir does backlog in btech stops education loan further payment or remain continue
Bhaiya main vit me admission Lena chahta hun
20 lakh tk ka loan chahiye
Aur main Bihar se hun
To kya main 4 lakh students credit card aur 16 lakh bank se le skta hun??
2 alag alag jagah se loan mil skta h
Ya 1 hi jagah se loan Lena hoga
hua loan
Ishaan sir .Thank you for providing us such information with us. I used your information to get my EWS certificate. And again this is awesome. Plz provide us a information "How can I apply for education loan from our state goverment."
Personal loan for contact me
8126880406
Agr direct admission liya hai btech me to kya loan mil jayega??
sir, you are right but bank never provide easily loan it's difficult bank has so many crytarea shows .I think it's not easy. 😢😢
Absolutely right
Sir byaz kab se lagta hai education loan par or kitna lagta hai kab tak jama karna chahiye please explain
Sir ba ke liye milega kya
Sir please reply sir
Or sir agar father ki credit achhi nhi hai to loan milega ya nhi 😔😔😔 sir please reply
Before applying to different banks for education loan are we suppose to have accounts in that particular bank. And which type of account is required like if I have zero balance account can i apply??
Yes you can apply ☺️
@@amolshelke8629 do i need to have joint account in the same bank??
@@ritikadwivedi7391 no it doesn't matter
@@amolshelke8629 thanks a lot
@@ritikadwivedi7391 my pleasure 😊
Sir do the bank automatically pay the fees after end of the each year.
Semester.yes
Personal loan for contact me
How much time it will take generally for approval?
no. every yr u hv to send reuest to bnk
@@nbfcloan5243 🤔🤔🤔
Thank you so much..mai bahot pareshan thi .... thanks ❤❤
Banks are giving educational loans only for regular courses like MBA and Engineering ... and not for vocational courses . Matlab zabardasti regular course hi Karo. Banks need a serious overhaul in terms of thinking . The mentality is still the same. They expect co applicant even for working professionals inspite of being a salary account holder for 13 years .They don't treat a case based on its merit, Lekin personal loan gets approved within seconds on a mobile app.
Agr direct admission liya hai btech me to kya loan mil jayega??
Is this applicable for higher studies abroad?
Sir I want to take 4 lakh loan for my education purpose
Form bharkr bank bank ke chkkar lagaiye, aap kirayedar hain, aap private noukri karte hain, aapko loan nahi diya ja sakta aapne jo aaply aaply kiya hai use reject kr dijiye,
Garibbon ke liye nahi hai bhaiyya. Mat batao, jhelo to jano
Under 18 bhi education loan le sakta hai
*"Roses are Red"*
*" RUclips is too"*
*"I got my first like*
*"But why is it Blue "*
*💖💖Big fan ❤❤..*
😂
I already applied but from Bank don't giving any feedback
*Call me 7905213394 I m Working in Axis Bank if you need*
Same hare...i have applied near about 8 months ago but i didn't get any feedback
@@subhasishsamanta6729 suno na humko bhi lena h loan kya process h merri aage 27 ho rhi h married hu mil sakta h muje gnm karna h
Markssheet konsa upload karna hai
1.Can I apply for loan from mid of course? ( course is 4 years completed 2 years & want finance supoort for last 2years)
2. In this case which Qualification is to considered? (12 th or 2nd year of graduation)
2nd year of graduation.
Sir neet ke through private BAMS college me admition ke liye hme bank se education lone between 4 lack to 5 lack pass karana hai hme
Kaun sa document lagega, hme one week ke under lone kaise pass hoga.
Hame admition ke liye bhut jaruri hai.
🙏🙏🙏🙏
10,000/- LOAN
College id card pr loan sirf 30 minutes me dilaunga ,. 101% loan
WHATSAPP - 9424405274
@@jobjob5742 ok
Hyderabad SBI Bank of India
Please tell me about pay lone amount after taken and what's interest rates , duration...
Interests rate kitna hoga ye btate hi nhi kisi me bhi
Bhai nahi reply milega bank se
@@rahulmaurya2166 10
For 65000 I was guarantor for my daughter’s loan ok, I had to give my 2 years IT returns too
please tell me all step to find loan
Personal loan for contact me ...
8126880406...
Thank you so much sir sayad mera Dream education Loan s pura ho jaye❤❤
Sir 3 year ke liye lone milyega kya
Jarur try kar ke dekh lijiye
Sir usually kitna time lg jata h approval me
Million of years
@@rahulaagleacha mean we'll be old😂
@@sandeepsingh-gv5ji hmmm
Hello sir
Can I get a loan to do upsc class?
Mila, bhai loan
Sir isme cbill score matter karta hain kya
Sir I can apply only in where is my bank account or another also?
You may apply in allover
I like u
In the beginning that we have to choose our city,
My native city is not there why??? I’m from siwan Bihar.
Maybe there's no PG university
Kya 10th pass apply kar sakte hai kya..?
General category wale other pr click krna h naa... Category section me???
Tell us about the interest rate, eligibility criteria, how will we return the loan etc....
Sir jis bank ka account Hai wahipe lesakte ya kahin people b...?
Ex: Mera alag bank me father ka alag bank me...? Bina account k b us Bank se loan milega??
bhai aapka aur aapke papa ka same bank main acnt hona chahiye jahan se aap nikal rahe ho loan
Sirji Educational Loan Ke Liye IT Returns Compulsory he
Sati Se NCC admission k liye kya Process hai
Thanks friendly sir ji❤️❤️🙏
Personal loan for contact me ....
8126880406,,,,,
क्या Loan लेने के लिए student के पास PAN card होना चाहिए ??
Yes
Its funny if my parents income was 4.5 lakh. I won't be taking education loan for Christ sake 😂 damn it...
The funniest thing is my dad expired even before this adhar card arrived and we don't have documents of him
Learn some english and then put comment on youtube. Your langauge seems like your dad expired is funny to you
@@shishirkatiyar8430 bro dont blame him.. language is just for communication not a knowledge everyone have a rights to comment everywhere!!
@@shishirkatiyar8430 don't be too formal
@@shishirkatiyar8430 and you also don't know too much 😂😂
Personal loan for contact me ,,,
Punjab National Bank main konsa group mein apply karna hai? There are so many types scheme.
Sir me jis college ke liye form fill kr rhi hu vo list me show nhi ho rha he and manually fill karne ke bad save karne pr college or course name ki field blank ho rhi he...wht should i do..?
Hojaye gha jis se affiliated ho uska likh do
Please fill University name that your collage is affiliated with. Okay iam also do same step and bank provide me 2 lakh rs. Loan, if any doubt u can call me personally okay dear
@@kapilchaudhary1079 I need help
@@yazdanigasti5959 yes
Usually how long it takes to get approval from the bank
Personal loan for contact me
How much time it will take generally for approval?
@@nbfcloan5243 i want to take loan on study plz give me detail
@@nbfcloan5243hlo sir need laon
Kisi ko loan Mila kya???....
🙏🏻🙏🏻🙏🏻🙏🏻
Very useful Video for Students. All details are given. The language is very lucid and easy. Resp. Sir, I Personally want to thank you for this video. My daughter has taken an admition in the coure of Information Technology Engineering in Pune. I am surching for the educational loan. I fortunately saw your video. I am confident that my daughter will definitely get the educational loan. Thank you very much.
Resp. Sir, can I contact you on your personal number for any datails ?
Apko kitna time laga loan karwane me
Sir pls tell that
After going in bank
Which Formalities u followed
After going in bank which documents u submitted
And much taken to get Approval
Agr direct admission liya hai btech me to kya loan mil jayega??
Ishan padra
Have registered with jansamarth portal first, then for not eligible there I am trying with vidyalalakshmi, but problem is final submission not allowed there, showing u are already registered with jansamarth, what can I do now? Plz suggest
Eduction loan diploma ke liye bhi mil jyga singapore se krne ke liyeee
Maine ek form mai do bank fill kiye hai tho ab konse bank me submit karu
Nicely explained video 👌
Sir what's the intrest rate of banks?
I need loan of below 4 lakhs what will be intrest rate?
Interest free rahega
@@shinchan_2028 are you sure?
@@prarthanapathak8100 yess
@@prarthanapathak8100 maine khud liya hua hai loan
@@shinchan_2028 ok ji thank you so much.
But when you really go for it seems quite tough to get it...only few lucky people can avail.
Personal loan for contact me
8126880406
Sir, my parential income is not upto 4.5 lakh.....it 's under 1 lakh...then how should I apply???? Plz answer😢
Online sikayt kise hoti hai sir.
Sir loan kitne Dino me approval ho jati he
विद्यालक्ष्मी पोर्टल पर बैंक से कैंसिल होने पर दोबारा फार्म कैसे भरें या एडिट कैसे
4 Ya 5 Bank Me Loan Apply Kar Diye Aur Kahi 2 Ya 3 Bank Loan Aprove Kar De To Kiya Karenge
Agar parents ni h n guardian h toh?sir
Guardian kon hota hai?
@@muktagorai2759 😂😂😂😂😂😂😂😂😂😂
THANKs s🥺 much🙏💓 Very useful video👌 BEST EXPLAINED🙇♂️
Thank U So Much sir u rr my fvrt ...❤❤❤😍😍
Ye prosess course start hone se pehle karna padta hai ya strat hone ke ek saal baad
Sir please tell me if a student want to apply loan in his 4th year of btech can apply or not?
Jis kiso ko bhi laon chaiya 15,000 tk please contact me on wts 6266809671🙏
Hello sir. May I know which mark sheet should I upload there..
Sir, Meri Cats VJNT hai aur vha...pr...SC,ST aur OBC...hai...toh mujhe...kisme apply krna padenga
I want abroad loan Russia.
Bhaiya repay kaise karenge loan uske baare bhi bataiye matlb emi jb se dena hota h loan lene ke just baad se course khatam karne ke baad aur interest kitna lagega aur kabse lagega.
Please isspe bhi 1 video banaiye.
Thank you.
Bhaii aapko pta chale to meko b btana please
Jis jis bank m apply karenge uss uss bank m pehle se account holder hona parega kya ??
Vaii reply do please 🙏🙏🙏🙏
Loan Lene Ke Liye Call Karen ,
Can education loan include hostel and mess fees also ?
@@gaurisaini6481 hlo baiii
@@gaurisaini6481 hlo bhaiya
@@gaurisaini6481 plzz mujhe iske bare me bta skte hai kaise lete hai loan mujhe nhi mil rha hai
@@aartibanjare4567 mujha bhi chaiye yrr kuch pta chala to pls btaiya
@@lavishjaggi7417 bhiya phele apko jo college me addmision krna hai wha baat kro phir mil jata hai loan
Sir my current address is different from the address mentioned in adhaar card,so what should i mention in this form plzz reply asap
Mention your current address in current address section nd mention your permanent address in permanent address section
APNE DO VIDEO UPLOAD KIYE HO LOAN BALA BUT ME APPLY NHI KR PATA HU PLEASE MUJHE BAHUT argent HAI AP APPLY KR DIJIYE PLEASE SIR
Nahi reply milega bank se
@@manishkumar-de9ns number do apna
Aap kuch suggest kijiye aur.... Mujhe loan Ki bahut jaroorat hain...