@@CriselleMorales... Hello po gusto ko pong mag apply ng East West credit card kaso wala akong account yung salary lang every 15/30 debit card? Ma approved kaya po?
@@johnmichaelsamonte387 Meron ka namang trabaho. So you can apply for the Eastwest CC, pero before you apply, kailangan tignan mo muna kung ano yong CC na nababagay sa lifestyle, needs, at fifancial flow mo.
Thank you so much for your good advice to all credit card holder and planning to apply. Yes it's correct, if we use credit card responsibly it gives us comfortability and convenience. The most important is we have to be very strict when it comes to our purchases. Always spent below your income.
Hello po, good to hear your experience when you got your first cc. Wala rin ako work/business when I got my first cc, may tumawag lng sa kin to inform me na they will issue a cc for me, maybe becoz I’m a loyal shopper in this particular mall and nakikita nila consistent ako thru my loyalty rewards card ( I was surprised upon checking na umabot na ng 1M plus ang worth ng na shopping ko sa kanila ). That was 2014 and nag increase na rin credit limit ko from 5 digits to 6 digits. As of now I have 3 cc , madali na ko na approve maybe becoz of my good credit standing. Sorry medyo mahaba ang comment ko, but I really enjoyed listening to you po., thanks for sharing.
I love the lessons imparted especially the last part, truly still matters!🤗No plans of getting one not until I’d finished this one😅 Thanks Madame, sincerely!
Ma'am good day po! Sobrang nakatulong po yung video nyo.. sobrang tagal at dami ko na Pong inaaplayan ng credit card pero ni minsan di po ako na approve..dahil agency lang daw po kami at driver lang po ako...sa totoo lang masyadong nakaka degrade ng tao...sa totoo lang po wala po akong mga utang kahit saang bangko...or ano mang on-line credits pa.. dahil sa video nyo May nakuha po akong lesson.. salamat po.
Hi Mark! Thank God that you were inspired at naka kuha ka ng lesson. Yon naman ang purpose ko, yong may maibahagi akong ideas thru my testimonies. God bless you!
Yung sa akin, may savings account na ako sa bpi. Wala akong plano kumuha ng credit card that time. Pero nag-email si bpi sa akin na pre-approved ako for a credit card. Ang kailangan ko lang isubmit ay id lang, wala nang itr & payslip. True enough, may 1st credit card na ako. Bank loyalty is definitely a factor.
agree , bpi and bdo normally issued pre-approved credit card as long as maganda ang relationship with them, i stated with bpi pre-approved a year ago and now I got 13 cc from different banks :)
Hi mike Green! I will be doing another video of this and sana makaoag comment again for Mn others to read and in that maka tulong tayo through the excanging of ideas. Thank you 🙇 And stay safe😀
Ako nman mismong BPI ang nagbigay sa akin ng credit card hindi ako nag apply worth 120k. Wla din akong work pero nakita nila ang savings account ko may laman kada buwan ksi deposit ako money pg nagpapadala ang hubby ko from abroad. Kaya Khit di ka mag apply sila mismo magbibigay sau..
I didn't know getting a credit card was hard. 😅 I got mine when I was 18 'cause bdo just called me but I answered it half asleep so I basically just said yes to everything then I got scared but my parents told me that its okay 'cause I didn't submit any requirements then a week later dumating siya tapos Gold pa. Shookt kami. Took a month before activating it but been using it for 4 years na and I have no regrets. I'm thinking of getting a 2nd credit card when I get a job na (inabutan ng lockdown grad tapos nacancel pa yung board exams eh 😔). Anyways I think about dun sa loyalty is very true 'cause I have been with bdo since I was a kid kaya siguro inofferan ako even when I was just 18 kasi I saw that the required age is 21 hahaha. Thank you po! Sharing this to my friends hahahaha.
Hi rojoomma kim! It's so nice to know you got yours at a young age. Sana all! Haha 😂 Getting another one will be easier if the bank will see your credit standing from BDO. Thanks for sharing. God bless!
Hala paanu kaya yung akin matagal na akong umuwi ng probinsiya wala naman tumawag sa akin taz biglang may text na naapprove daw ako.wala na nga akong trabaho
Hi damaged!🙋♀️ You may or nay not take it. If you feel you cannot sustain, then don't activate the card at pwede mo siyang i-soli. Or jusy keeo it kasi baka kailanganin mo rin siya in the future😊
share ko ito meron akong account sa isang bangko its a kabayan savings account...bago lang mga mag two two years palang ...one day nakatanggap ako ng tex galing sa bangko na yon na my credit card ako na senend nila sa akin...hindi ako nag apply ng credit card sa kanila....sila na mismo ang nag apply para sa akin...at ngaun hawak ko na ...at napa acctive ko na din...pero hindi ko pa ginagamit ..thank u sa bdo...
natutuwa lang ako kasi hindi ko inisip na mag apply ng credit card pero nagkaroon ako ng walang kahirap hirap...kaya naisipan kong i share dito....ganda ng video nyo.thank u
Hi Gerardo!🙋♀️Sorry for the late reply! Sometimes, that is the benefit of a good standing with the bank. Yong priviledge of having a CC even w/o applying. Congratulations!😇 Maraming nag a-apply na hindi na a-approve.
Hi AR! 👋🌸 Usually they ask kung may existing CC ka na, pag meron kasi mas madali ang process kasi mag refer na sila ng credit history mo from your existing CC, plus proof of income, and Gov't ID. Pero sa video kong ito, wala akong proof of income kaya ako na deny 3X but then na approve on the 4th 😊
Hi Ernesto👋 Awww... Wel, totoo yan... Nararamdaman talaga natin yan sa mga Bangkong oinagtiwalaan natin king may care sa'yo o wala... Di bale, ok naman si BPI, at sana ma meet naman nila needs mo.
Nag apply po ako bdo. Hindi po ako naapproved. Mag apply daw po ako ng secured credit card na dapat may savings account ako or time deposit atleast 10,000 pesos deposit
Hi Maryanna!👋 Secured Credit Card talaga ang last resort ng mga hindi na a-approve sa Credit Card application. Ok yon, para ma build mo ang cresit history and credit score mo.
Remittance lang po kasi proof of income ko. Kahit po pala malaki income hindi parin maapproved siguro kapag po nag apply din ako sa ibang bank declined din po. Try ko nalang muna po secured credit card para sure na approved. ☺️
@@diegofrancisargie7108 Hi 🙋 Age requirement is atleast 21 to 65 years old. So if the applicant or the student is less than is 21 y/o, then he/she is not yet qualified.
21 na po ako maam turning 22 but still a student, hindi po kaya i rereject agad nila ako since student or pwede parin po itry at humingi ng form para mag fill out for cc?
Hi Novelyn🙋 Not all the time. Kasi sa Eastwest, BDO and CiTi, wala rin aking SA sa kanila pero na approve ako. It's the Credit History and Credit Scores that matter most.
Ma'am good afternoon po..may BDO ATM po kami..peeo balak sana namin kumuha credit card...kasi po yung kumuha ako ng cp halgang 5200 pero po straight to pay 6000 sa kaibigan ko..diba po ma'am masyado yata malaki ang tubo tingin ko lang I think kumita sya 😂
Hi Ritchjoy👋 Ang CC is named under one client only. Either ikaw o yong anak mo basta at least 21 y/o at may documents/requirements to submit. Pwede namang mag apply ng supplementary card para sa family member.
Hi Jay!🙋♀️ as mentioned sa video, dati na akong may Savinhs Acct. with PNB. It's more than 20 yeara na yong SA ko sa kanila. I didn't do anything para mapadali. I just waited 😊
Hello mam , My 1st CC na po ako sa Bdo pinadala lang sya sakin ng bdo naapproved kasi ako unang apply ko dati sa kanila is reject ako kaya nagulat ako 9months palang ako na approved na kaagad ako bigla . Tapos ngayon nag apply ako sa EASTWEST DAHIL SABI NILA MAGANDA DAW PO DUN . SABI NG AGENT KO BAKA DI NA DAW AKO MA TAWAG DAHIL MAGANDA NAMAN DAW YUNG APPLICATION AT RECORDS KO QA PENDING NA DAW PO . MY CHANCE PO BA AKO MA APPROVED?
Hi OPPAKPOP! Madaling ma approve sa CC pag may existing CC ka na. And you have already a record of oayment sa unang CC mo. Kapag pending, meaning, baka for verification ma siya or baka may kulang pa sa mga requirement.
Mam sabi po ng agent na kausap ko kagabi sabi nya QA na daw po ako waiting daw po ng approval nalang daw po hindi na daw po ata ako CI DAW dahil maganda daw po records ko . Salamat po, malaki po ba chance ko ma approved po?
@@CriselleMorales hi mam thank you for feedbacks , nag bago na daw po ang status ko po QA NA DAW PO AKO WAITING FOR APPROVAL NALANG DAW PO BAKA DI NA DAW PO AKO TAWAGAN . SANA PO TALAGA MAAPPROVED SALAMAT PO
hello po maam criselle meron ako po debit card just like savings account na po sa unionbank actually po nagemail po sila sa akin inofferan po nila ako ng credit card po
Hi Nicka! Thank you for dropping your comment. If you feel that makakatulong sa'yo ang credit card, then go for it. But if you find if not necessary, pwede mo naman ignore yong email or mag reply na ka na lang informing them whatever is your decision.
Hi @NickaDioniso ask ko lang po magkano ang limit para ma offeran ni unionbank ng CC? Nag apply ka po ba sa app nila or kusa sila nag email sayo? Meron din ako unionbank savings and i want to know hm yung certain amount para ma offeran nila ng CC
Hello mam my credit card po ako ng eastwest at first time ko po nag karoon Neto tanong ko lang po gusto ko sana umutang ng pera galing sa credit card pano po ba ako makaka-uutang ?
Hi Francis!🙋♀️ Yes, you can avail of the Insta-Cash Facility ni Eastwest kung saan ma cinvert ang CL mo into Cash.. Go to messenger, and search EASTWEST BANK. Message them about INSTA-CASH FACILITY. Expect na hindi agad agad ma approve. Pero pag na approve, kung sakali, babayaran mo siya in terms with a fix interest rate na affordable lang, I think 1. Something only. You can call the hotline or visit the Bank.
Hi litz25!🙋♀️ Downloaded na ba ang KOMO App sa'yo? I also have ny own KOMO App by Eastwest. Its not a credit card but a DEBIT CARD. Para lang siyang GCash or Pay Maya. Digital banking na pwede nating gamitin to pay/transact online or to transfer funds from one account or bank to another bank. Yong Physical Card pwedeng i request during registration sa KOMO App. However, kung hindi mo siya na request during registration, the cust.service by calling them can assist you in requesting a KOMO physical card.☺ Blessed New Year!
@Alex Antonio Sana mag start ka na to save. But try mo pa ding mag apply kahit online. Maraming adds sa messenger. Try mo sa Security Bank, CiTi Bank or Eastwest Bank, or others. What's important is may payslip ka as an initial requirement and any government ID.
Last po, what if sa mga department store damit po or grocery pwedi po? Or sa mga appliances lang po pwedi basta tie up sya ng bank po? Ty po sa pag sagot..
Hi PSD_No.!🙋♀️ Nice to have you here!😊 With regards sa work mo, I believe meron ka naman sigurong payslip or any proof of income. Try to secure that from your emplpoyer para may i submit ka sa hihingin ng Bangko na requirements from you.
Hi Ana👋 Not necessary. May mga Bangko din kung saan wala akong SA sa kanila pero na approve ako kasi may CC na akong nauna. Pag first time naman, you just need to provide proof of your employment and proof of income plus ID.
Thank you..This has helped everyone who wants to get a credit card
Thank you so much! Stay safe Bicolana Ako Tavi 😀
@@CriselleMorales... Hello po gusto ko pong mag apply ng East West credit card kaso wala akong account yung salary lang every 15/30 debit card? Ma approved kaya po?
@@johnmichaelsamonte387 Meron ka namang trabaho. So you can apply for the Eastwest CC, pero before you apply, kailangan tignan mo muna kung ano yong CC na nababagay sa lifestyle, needs, at fifancial flow mo.
Ano po requirements pinasa nyo ma’am
Maam mu tindahan po aku gusto kupo mg aply ng credit card pwede po kaya
Kung ito magiging teacher ko buong klase makikinig ako sobrang sweet mag discuss hahaha
Hi Imee! 🙋 Thank you, thank you😃❤️
Daming intro po straight to the point sa caption
Thank you so much for your good advice to all credit card holder and planning to apply. Yes it's correct, if we use credit card responsibly it gives us comfortability and convenience. The most important is we have to be very strict when it comes to our purchases. Always spent below your income.
Hi Bonifacio! Thank you more! God bless you!
Maam paano po kung online lang paano ko malaman na disapprove po?
Usually pag disapprove hindi na sila sumasagot pag disapprove. At kung approve, may text, email or tawag kang ma receive from the bank.
@@CriselleMorales ma'am pls. Patulong naman po paano mag apply credit card kc dto ako saudi puwede mo po ba ako tulungan ma'am..
Thanks for sharing malinawn yung explanation nyo and hope ma approved din Ako iingatan ko Yung debit card ko . ❤❤❤
Hi Candy. Thank you. Sana ma approve ka.
Sarap nga pakinggan nyong explanation nyo po.. Godbless po ♥️
salamat po maam sa info.. i maintain ko din yung good loyalty ko sa psbank pra in the future pwd ako mag apply ng credit card sa kanila..❤
Maraming salamat idol,sa napakalinaw mong pagbabahagi ng video na ito. Watching from makati city.
Thank you more Ting!
Hello po, good to hear your experience when you got your first cc. Wala rin ako work/business when I got my first cc, may tumawag lng sa kin to inform me na they will issue a cc for me, maybe becoz I’m a loyal shopper in this particular mall and nakikita nila consistent ako thru my loyalty rewards card ( I was surprised upon checking na umabot na ng 1M plus ang worth ng na shopping ko sa kanila ). That was 2014 and nag increase na rin credit limit ko from 5 digits to 6 digits. As of now I have 3 cc , madali na ko na approve maybe becoz of my good credit standing. Sorry medyo mahaba ang comment ko, but I really enjoyed listening to you po., thanks for sharing.
Hi Missy!🙋♀️ Wow! Wonderful to know that. Nakaka inspire and encourage not only to me but to other subscribers 😀 Thank you for sharing! Stay safe 😊
I love the lessons imparted especially the last part, truly still matters!🤗No plans of getting one not until I’d finished this one😅 Thanks Madame, sincerely!
Hi MS. G. Thank you more! 🙂
Diuov bnh
Thanks! Thanks! Thanks!
I'll do it.
God bless!😃
Thank you mam for this info very helpful
Hi POPOYLEE!🙋♀️ Mas maraming salamat sa'yo dahil sa panonood at pagtitiwala. - God bless!
Ma'am good day po! Sobrang nakatulong po yung video nyo.. sobrang tagal at dami ko na Pong inaaplayan ng credit card pero ni minsan di po ako na approve..dahil agency lang daw po kami at driver lang po ako...sa totoo lang masyadong nakaka degrade ng tao...sa totoo lang po wala po akong mga utang kahit saang bangko...or ano mang on-line credits pa.. dahil sa video nyo May nakuha po akong lesson.. salamat po.
Hi Mark! Thank God that you were inspired at naka kuha ka ng lesson. Yon naman ang purpose ko, yong may maibahagi akong ideas thru my testimonies. God bless you!
Very nicely explained and makikinig ka talaga.
Hi Chona! 🙋 Thank you so much! ❤️ Blessed Holiday Season.
Ok dto manuod kasi sinasagot yun mga nagtatanung
Hi cool! Yes! Thank you at na appreciate mo!😀
I like the vid, hav a lessons, so much helped..
Hi Angelly! Thank you so much sa appreciation💖
Thanks po mam♥️
No problem ❤️🙂
Thanks for the information po maam
Hi Jose Marie!👋🌸 It's always my pleasure😊
Yung sa akin, may savings account na ako sa bpi. Wala akong plano kumuha ng credit card that time. Pero nag-email si bpi sa akin na pre-approved ako for a credit card. Ang kailangan ko lang isubmit ay id lang, wala nang itr & payslip. True enough, may 1st credit card na ako. Bank loyalty is definitely a factor.
Congratulations Emer! Yes, you're true. Enjoy the Christmas season. God bless!
sanaol
@@vee5267 try mo din🙂
@@CriselleMorales gusto ko nga po sana, dalawang bank meron akong debit bdo at union bank. Kaso sa Bdo hnd approved e😔
Truloy pa din or siguro sa ibang bank. Basis nila yong maganda mong record sa present mong bank. God bless!
Totoo yan! Need mo talaga ng loyalty sa bank mo. NO NEED NA NGANG MAG APPLY, YUNG BANK NA MISMO MAGBIBIGAY NG CC SAYO!
That's right Shirley. Thank you for confirming 😀
agree , bpi and bdo normally issued pre-approved credit card as long as maganda ang relationship with them, i stated with bpi pre-approved a year ago and now I got 13 cc from different banks :)
mike Green wow! Wonderful😀
Hi mike Green! I will be doing another video of this and sana makaoag comment again for Mn others to read and in that maka tulong tayo through the excanging of ideas. Thank you 🙇 And stay safe😀
San po ba mkaapply dirct lang Po ba tlga sa banko?
Ano pong advantages pag madame kang credit card
Ako sa landbank ang tagal kona sakanila ilang years narin pero waley.
Hi angel!👋🌸 Keeo trying!
ganda ng explanation m mam,
maraming, salamat po
Hi Elmer!🙋♀️ Maraming Salamat din, especially sa appreciation!
Ako nman mismong BPI ang nagbigay sa akin ng credit card hindi ako nag apply worth 120k. Wla din akong work pero nakita nila ang savings account ko may laman kada buwan ksi deposit ako money pg nagpapadala ang hubby ko from abroad. Kaya Khit di ka mag apply sila mismo magbibigay sau..
Hi Lynn!👋🌸 Thank you for sharing!😊
Ah kaya pala ung bdo pinadalahan dn ako ng credit card khit di ako nag apply
So pretty 😍
Thank you!! 😊
Thank u sa blog mo na to mam..
Thank you more. God bless!
I didn't know getting a credit card was hard. 😅 I got mine when I was 18 'cause bdo just called me but I answered it half asleep so I basically just said yes to everything then I got scared but my parents told me that its okay 'cause I didn't submit any requirements then a week later dumating siya tapos Gold pa. Shookt kami. Took a month before activating it but been using it for 4 years na and I have no regrets. I'm thinking of getting a 2nd credit card when I get a job na (inabutan ng lockdown grad tapos nacancel pa yung board exams eh 😔). Anyways I think about dun sa loyalty is very true 'cause I have been with bdo since I was a kid kaya siguro inofferan ako even when I was just 18 kasi I saw that the required age is 21 hahaha. Thank you po! Sharing this to my friends hahahaha.
Hi rojoomma kim! It's so nice to know you got yours at a young age. Sana all! Haha 😂 Getting another one will be easier if the bank will see your credit standing from BDO. Thanks for sharing. God bless!
DUDE, SAME EXPERIENCE HERE! 😂
Rich kid ka siguro kaya inoferan ka?
thanks sa imfo..diko na hahayaan na masiro ang bangko ko
Hi Teddy. True! Merry Christmas,!
Okay nakakuha ko idea..
Thank you. God bless.
maam first time user ng cc, ask kolng sana maam kung paano poba bayaran ang cc?
Salamat ma'am.
Hi Jomar! 🙋🏼 My pleasure.
Ang ganda u po magpaliwanag mam
Hi Daniel! Thank you so much sa appreciation! Sana makapag subscribe ka din sa channel natin😀
Wla ako balak mag credit card Pero Naaliw ako sayo madam😅😅…
Try ko na din haha
Hi Tassis🙋♀️ Try mo din one card 😀
Classic ba yang eastwest mo mam?
Hi Angelica👋 Mine is Eastwest PrIviledge Mastercard 😀
Ang galing po
Thank you😊
Mam paano pag my secured credit card kana my cash installment na don kagaya crsdit card regular newbie po salamat
Ahh so you have savings account with pnb. Pre approve pala! Were same with bpi they offer me credit card with out applying cc.
Hi Kabavarians! 😀
Hala paanu kaya yung akin matagal na akong umuwi ng probinsiya wala naman tumawag sa akin taz biglang may text na naapprove daw ako.wala na nga akong trabaho
Hi damaged!🙋♀️ You may or nay not take it. If you feel you cannot sustain, then don't activate the card at pwede mo siyang i-soli. Or jusy keeo it kasi baka kailanganin mo rin siya in the future😊
New subscriber po! ^_^ San po yung part 2 for support system?
Hi Mar!🙋 Thanks for dropping by! This is the part 2:
ruclips.net/video/rp73BAGoMow/видео.html
Ang sweet nyo po magpaliwanag at malumanay ehehe
Thank you Gracie 😀 Pero sa bahay maingay ako. Hehe
Ung last, be responsible. Not because may credit card ka it does not mean may pera ka. Isipin mo lagi n utang un n kailangan mo bayaran.
Hi Nits. Yes that's true kaya ko siya mention many times. Thank you. 🙂
Minsan minemaintain ko, pero minsan na se-zero ko kasi needed.. pwede kaya yun? Pero yung minimum nya is 100 lang maintaining nya.
inspiring!
Thank you Lena!❤️
Thanks for sharing maam
Hi Renzo!👋 You are welcome! And thanks to.for dropping by and pls subscribe too 😁😊
gusto ko din try yn pero bk di akong aprove
Hi ryan!👋🌸 You will never know kung dimo subukan 😊
Ano pong bank Yung nagoffer may time deposit 20000 for secured cc?
Secured credit card madali lang ma approved kahit wala kang work or business Basta may savings ka sa bangkok. Parang hold out deposit ang mangyyari.
Hi Katecat! Yes, you are right. Thank you for your.comment!
Anong bank po
@@jilljose1419 ako mtry plang today hehe mbilis nga pag my deposit kakaopen ko lang sa pnb
Thanks SA information Po galing nyo Po mag explain... Godbless po.
Thank you! God bless you too!😍
Ano po ang support system
Hi eduardo!🙋 A support system is anyone or maybe anything that can give you a practical, emotional or even financial support
share ko ito meron akong account sa isang bangko its a kabayan savings account...bago lang mga mag two two years palang ...one day nakatanggap ako ng tex galing sa bangko na yon na my credit card ako na senend nila sa akin...hindi ako nag apply ng credit card sa kanila....sila na mismo ang nag apply para sa akin...at ngaun hawak ko na ...at napa acctive ko na din...pero hindi ko pa ginagamit ..thank u sa bdo...
natutuwa lang ako kasi hindi ko inisip na mag apply ng credit card pero nagkaroon ako ng walang kahirap hirap...kaya naisipan kong i share dito....ganda ng video nyo.thank u
Hi Gerardo!🙋♀️Sorry for the late reply! Sometimes, that is the benefit of a good standing with the bank. Yong priviledge of having a CC even w/o applying. Congratulations!😇 Maraming nag a-apply na hindi na a-approve.
How much po cl binigay sa inyu nun una@@gerardoabella6474
Ang gling glng nmn nkkainspire sisssy sna all hehehhe
Thank you sis. Oo nga, sana oil! Haha. Thank you for watching. God bless!
Maam no annual fee lifetime yon master yong silver?
pano ka po nagsubmit ng requirements? anu ano requirements hiningi nila?
Hi AR! 👋🌸 Usually they ask kung may existing CC ka na, pag meron kasi mas madali ang process kasi mag refer na sila ng credit history mo from your existing CC, plus proof of income, and Gov't ID. Pero sa video kong ito, wala akong proof of income kaya ako na deny 3X but then na approve on the 4th 😊
@@CriselleMorales Salamat po Maam sa pagsagot, sa case nyo po ano po na submit nyong requirements and gaano po katagal bago ma approve po?
Ako po sobra loyal sa bdo for almost 20 yrs.po pero ni minsan wala po care sa akin si bdo kaya lumipat na ako kay bpi po.
Hi Ernesto👋 Awww... Wel, totoo yan... Nararamdaman talaga natin yan sa mga Bangkong oinagtiwalaan natin king may care sa'yo o wala... Di bale, ok naman si BPI, at sana ma meet naman nila needs mo.
Regular credit card ba bngay ni bank sayo or secure crdit card mam?
Meron Ako account sa PNB na pero di nmaan ma aprub Ang CC ko
ako po pindalan credit card pero wala me work
Nag apply po ako bdo. Hindi po ako naapproved. Mag apply daw po ako ng secured credit card na dapat may savings account ako or time deposit atleast 10,000 pesos deposit
Hi Maryanna!👋 Secured Credit Card talaga ang last resort ng mga hindi na a-approve sa Credit Card application. Ok yon, para ma build mo ang cresit history and credit score mo.
Remittance lang po kasi proof of income ko. Kahit po pala malaki income hindi parin maapproved siguro kapag po nag apply din ako sa ibang bank declined din po. Try ko nalang muna po secured credit card para sure na approved. ☺️
Yes po totoo ang loyalty ❤kc may offer po sa akin cc ang bdo,,
Pwede yan maam
AQ my bpi account n mtgal n nag aply ako ng personal loan..wla p dn credit card wla p dn...
Maam pano po pag unemployed ano pong ilalagay sa industry employer business
Hi Bherl!🙋♀️ Honestly, ako I indicated sa form, N/A. 😊
Meron po ako credit card .hindi ko po alam gamitin
Hi Sarah!🙋 Watch my vidoes and learn the steps yo use yoir CC 🙂. Gagawa din ako ng bagong video for a newbie like you 😀
do you think it will also work for student? no time deposit
I want ro try in bpi
@@diegofrancisargie7108 Hi 🙋 Age requirement is atleast 21 to 65 years old. So if the applicant or the student is less than is 21 y/o, then he/she is not yet qualified.
21 na po ako maam turning 22 but still a student, hindi po kaya i rereject agad nila ako since student or pwede parin po itry at humingi ng form para mag fill out for cc?
++ walang proof of income, just wanna build my credit score early
meron ka po kc savings account sknla pero kapag wala ka account di ka nla iaapprove.
Hi Novelyn🙋 Not all the time. Kasi sa Eastwest, BDO and CiTi, wala rin aking SA sa kanila pero na approve ako. It's the Credit History and Credit Scores that matter most.
Thank you so much ma'am
Hi Jonakie! Welcome!🙂
Panu po kng wla akng ggamitan mam
I keep mo muna baka magagamit mo siya in the future🙂
Hello ma'am gaano po katagal interval ng pagre apply nyo ng credit card sa PNB?
Hi Ryan🖐️ Usully 4 to 6 months. Pero ako noon, nangungulit ako. Every month. Haha.
Ma'am good afternoon po..may BDO ATM po kami..peeo balak sana namin kumuha credit card...kasi po yung kumuha ako ng cp halgang 5200 pero po straight to pay 6000 sa kaibigan ko..diba po ma'am masyado yata malaki ang tubo tingin ko lang I think kumita sya 😂
Hi Sarah! I have included your query sa video ko today. Thanks!
Pwede po bang yung sa anak lng ang meron pero nkpngalan saming dalwa
Hi Ritchjoy👋 Ang CC is named under one client only. Either ikaw o yong anak mo basta at least 21 y/o at may documents/requirements to submit. Pwede namang mag apply ng supplementary card para sa family member.
Hi ano pala kong naki investment ako sa credit card or sa bankrate magbabayad paba ako sabinanggit ko
Hi Natwie👋 Sorry for the late reply. You have still to pay your obligations in your CC regardless of your investment with them.
Yung 4 times po kayo nag apply, same bank po ba yun?
Mam Ung sa PNB po paano kayo Na Approve pano po gngwa nyo Para mapadali
Nag apply po bkau ng Savings Account?
Hi Jay!🙋♀️ as mentioned sa video, dati na akong may Savinhs Acct. with PNB. It's more than 20 yeara na yong SA ko sa kanila. I didn't do anything para mapadali. I just waited 😊
Hello mam , My 1st CC na po ako sa Bdo pinadala lang sya sakin ng bdo naapproved kasi ako unang apply ko dati sa kanila is reject ako kaya nagulat ako 9months palang ako na approved na kaagad ako bigla . Tapos ngayon nag apply ako sa EASTWEST DAHIL SABI NILA MAGANDA DAW PO DUN . SABI NG AGENT KO BAKA DI NA DAW AKO MA TAWAG DAHIL MAGANDA NAMAN DAW YUNG APPLICATION AT RECORDS KO QA PENDING NA DAW PO . MY CHANCE PO BA AKO MA APPROVED?
Hi OPPAKPOP! Madaling ma approve sa CC pag may existing CC ka na. And you have already a record of oayment sa unang CC mo. Kapag pending, meaning, baka for verification ma siya or baka may kulang pa sa mga requirement.
Mam sabi po ng agent na kausap ko kagabi sabi nya QA na daw po ako waiting daw po ng approval nalang daw po hindi na daw po ata ako CI DAW dahil maganda daw po records ko . Salamat po, malaki po ba chance ko ma approved po?
@@CriselleMorales hi mam thank you for feedbacks , nag bago na daw po ang status ko po QA NA DAW PO AKO WAITING FOR APPROVAL NALANG DAW PO BAKA DI NA DAW PO AKO TAWAGAN . SANA PO TALAGA MAAPPROVED SALAMAT PO
Dba nag apply ka nag submit ka lang ba Ng form without rti at payslip that time
hello po maam criselle meron ako po debit card just like savings account na po sa unionbank actually po nagemail po sila sa akin inofferan po nila ako ng
credit card po
Hi Nicka! Thank you for dropping your comment. If you feel that makakatulong sa'yo ang credit card, then go for it. But if you find if not necessary, pwede mo naman ignore yong email or mag reply na ka na lang informing them whatever is your decision.
Hi @NickaDioniso ask ko lang po magkano ang limit para ma offeran ni unionbank ng CC? Nag apply ka po ba sa app nila or kusa sila nag email sayo? Meron din ako unionbank savings and i want to know hm yung certain amount para ma offeran nila ng CC
Pwede po yong NBI
Hi Mark!🙋♀️ NBI as proof of your addeess? IDs kasi usually ang hinahanap. I haven't tried yong NBI.
May offer skn yan san lang po ba sya pwede magamit?
Hello mam my credit card po ako ng eastwest at first time ko po nag karoon Neto tanong ko lang po gusto ko sana umutang ng pera galing sa credit card pano po ba ako makaka-uutang ?
Hi Francis!🙋♀️ Yes, you can avail of the Insta-Cash Facility ni Eastwest kung saan ma cinvert ang CL mo into Cash.. Go to messenger, and search EASTWEST BANK. Message them about INSTA-CASH FACILITY.
Expect na hindi agad agad ma approve. Pero pag na approve, kung sakali, babayaran mo siya in terms with a fix interest rate na affordable lang, I think 1. Something only. You can call the hotline or visit the Bank.
Ma'am paano yong prof of a income balak ko Sanang mag apply sa BDO ma'am
Hi luijey!🙋♀️ Proof of income like yong payslip mo tuwing sumasahod ka sa tranaho mo.
Metrobank papo ba ngayon ang tumatawag sayo mam?
Hi Jusalyn!🙋♀️ Hindi naman, so far 🙂
Ma'am pano po mag apply ng credit card sa komo
Hi litz25!🙋♀️ Downloaded na ba ang KOMO App sa'yo? I also have ny own KOMO App by Eastwest. Its not a credit card but a DEBIT CARD. Para lang siyang GCash or Pay Maya. Digital banking na pwede nating gamitin to pay/transact online or to transfer funds from one account or bank to another bank. Yong Physical Card pwedeng i request during registration sa KOMO App. However, kung hindi mo siya na request during registration, the cust.service by calling them can assist you in requesting a KOMO physical card.☺
Blessed New Year!
Paanonung debit card lng pwdi kaya??
Hi Rogemer!🙋♀️ Sorry for the late reply. Considered naman ang debit card kung yon ang meron ka ☺
Anu po binigay nyo recquirements
Hi Gladis! My IDs and the number of years ny SA had been with PNB counted much.
Ano po mangyayari pag umutang ka sa creditcard tas babayaran mo at the same day
Yung inutang mo yun din yung binayad mo
Hi None Sense! That gives a good record on your standing. It can also adda up to your credit score. Aside from that, for sure you avoid interest.
Ano ba ang paraan nang pag bayad monthly ba yan?
Hi Kee! Every duedate. May 21 days before duedate.
hi mam ask ko lang po meron kpo b account sa dati before ka magapply ng credit card?
Hi Neil! 🙋♀️ OO, I am with PNB for almost 22 years na before I got apptoved
Galing po ako den po gusto magkaroon nyan kaso po d ako ma aprove kasi private employee san po ba ako pwde mag aply ng madali thanks
Hi Alex! Thank you. It's ok kung private employee ka as kong as you can prove your salary or finances. May savings ka ba sa any bank?
@@CriselleMorales wla pa po ako savings maam
@Alex Antonio Sana mag start ka na to save. But try mo pa ding mag apply kahit online. Maraming adds sa messenger. Try mo sa Security Bank, CiTi Bank or Eastwest Bank, or others. What's important is may payslip ka as an initial requirement and any government ID.
@@CriselleMorales salamat po Always God bless maam
God bless you more🙂
Hello po what if po nag cash advance ka then pwedi lang po bah installment lang ang pag bayad at paanu po sa Ze-Lo mastercard po.
Hi Jeff!🙋 Hindi pwede ang Installment sa Cash Adnvance. Kailangan bayaran mo siya ny buo pag dating ng SOA mo the following month.
Last po, what if sa mga department store damit po or grocery pwedi po? Or sa mga appliances lang po pwedi basta tie up sya ng bank po? Ty po sa pag sagot..
Where to get a card?
Apply at the Bank😊
Na ccheck kaya if may unpaid loans sa SSS? Baka yun kasi reason kaya di ako maapprove
Hi Mae. Possible. But keep trying and make sure your requirements are available.
Kumuha ako ng pag ibig loyalty card.
Binigyan den nila ko ng pin mailer para da aub may babayaran ba ko da aub?
Hi tread! As far as I know, there is no fee for that. Thank you for dropping your comment!
Ako ma'm kaso lang hindi ako marunong.
Hi Dexter. Saan ka hindi marunong?
@@CriselleMorales sa aply savings acount ma'm
@@dexterbaculi3948 A, ok. Punta ka lang sa Bank. Magtanong ka sa Costumer's Service ng Bangkong gusto mo, and i-assist ka nila 🙂
Ah okey salamat ma'm.
@@dexterbaculi3948 Welcome🙂
Maam AKO PO MERON NA PO AKONG SA sa BPI madali nlng ba ako MA APPROVE NYAN SA BPI OR MAY KAILNGAN pa akong ipasa sa kanila
Ano po nilalagay nyo sa employment if nagfifil up? Thank u
Hi The AJ Family! 🙋 I indicated "N/A/" ☺️
Paano kaya un maam para lang sana sa online job ko.
Hi PSD_No.!🙋♀️ Nice to have you here!😊 With regards sa work mo, I believe meron ka naman sigurong payslip or any proof of income. Try to secure that from your emplpoyer para may i submit ka sa hihingin ng Bangko na requirements from you.
May secured credit card program ba si Pnb ?
Ilang months po pnb cc nyo nung nag apply kayo sa eastwest?
Hi Angelique!🙋♀️ It was 4 mons., I think 😊
anu palatandaan na maaaprove kana? mag eemail ba sila thanks
Hi Marky! 🙋 Usually they email you to inform that you got approved with your application.
hi po mam..kapag mag apply po ng cc sa ibang bank need po ba na meron ka naka deposit sa kanila bank???
Hi Ana👋 Not necessary. May mga Bangko din kung saan wala akong SA sa kanila pero na approve ako kasi may CC na akong nauna. Pag first time naman, you just need to provide proof of your employment and proof of income plus ID.