What is SWIFT? How Russian banks got cut out of the financial system

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  • Опубликовано: 12 янв 2025

Комментарии • 280

  • @kalomboC
    @kalomboC 2 года назад +106

    The trouble with the weaponization of the Western Financial System is alternative systems become increasingly attractive as countries (even neutral ones) realize their vulnerability.
    A similar thing has happened at a smaller scale with dollar denominated payment gateways like VISA etc have found themselves replaced by national switches at a local level.
    The wise countries and regional blocs will start to prepare and implement parallel financial eco-systems and mandate their use by entities wishing to do business in their countries.

    • @urrywest
      @urrywest 2 года назад +1

      Needless to say, the theft of countrie's economic assets held in off shore banks, including dollars owed by the US, erodes trust in those institutions as well as the dollar....
      The person most responsible for the implementaion of other currncies by contries otside of the 'international community' is Trump and the continuation of his policies by biden will insure that there will be rival mediums of exchage to the dollar world wide.
      The initial economic respoince to sanctions in russia was the tanking of the ruble.... That was quickly reversed by russia demanding payment in rubles for it's hard comodities. The ruble quickly climbed to it's pre sanction value after that.

    • @TheMap1997
      @TheMap1997 2 года назад +2

      I always feels like the West especially amthe American shot their own feet

    • @er.esakkim8781
      @er.esakkim8781 2 года назад +7

      Rupay was created especially to reduce the dominance of VISA & Mastercard. Since it's creation, it has successfully replaced over a significant usage of VISA & MasterCard in India.

    • @awesomebrotherhood7698
      @awesomebrotherhood7698 2 года назад +2

      The financial systems should be neutral and should never be weaponzied although local platforms should exist to keep the country alive if any politicians talk too much. 😉

    • @tanmaysingh267
      @tanmaysingh267 2 года назад +1

      @@er.esakkim8781 i don't like rupay

  • @nickashton3584
    @nickashton3584 2 года назад +33

    Chinese interbank transfer system CITT already exists

  • @kelvinking4022
    @kelvinking4022 2 года назад +38

    It will be replaced. It's just a matter of time

    • @andywu8558
      @andywu8558 2 года назад

      You feel it too right? 🤑🤑🤑

  • @vladimirfasyura8191
    @vladimirfasyura8191 2 года назад +98

    Swift доказало свою ненадёжность и политическую ангажированность

    • @Dear_Mr._Isaiah_Deringer
      @Dear_Mr._Isaiah_Deringer 2 года назад +1

      не могу поделиться своим опытом.

    • @spidey5324
      @spidey5324 2 года назад +6

      Stupid swift. It needs to be replaced by multiple systems.

    • @paurasmore9135
      @paurasmore9135 2 года назад

      World needs UPI

  • @dungkicau4155
    @dungkicau4155 2 года назад +41

    If the barrage of sanctions is aimed at punishing Russia for the conflict that caused a humanitarian crisis, then where did the sanctions go when the conflict occurred in the Middle East???? Human reasons often become fairy tales during the day😅

    • @pose-x
      @pose-x 8 месяцев назад

      China is having a problem
      Because young pple all over the country refuse to work
      And it's GDP has dropped dramatically
      It's so bad the PM is begging them to work

    • @Janet_________
      @Janet_________ 7 дней назад

      Was looking for this comment

  • @tyoong719
    @tyoong719 2 года назад +20

    There is clearly a business need for alternative to Swift.

  • @B4U_09
    @B4U_09 2 года назад +56

    USA and EU - 5500 sanctions
    Russia - 1 sanction (Rouble)
    USA and EU- Not fair

  • @Sams_Uncle
    @Sams_Uncle 2 года назад +60

    Weaponisation of anything is dangerous.

    • @Grizzlyx9
      @Grizzlyx9 2 года назад +2

      wat do u want? leave putin alone?

    • @roshanjain147
      @roshanjain147 2 года назад +5

      @@Grizzlyx9 ..if you make a reserve currency..a weapon. People will lose confidence and eventually replace dollar..this will cause hyperinflation in us

    • @jayeshtransight
      @jayeshtransight 8 месяцев назад

      @@Grizzlyx9 you fight with putin now , you may fight with us also in the future .may be you will see some WMDs in our countries too .

  • @albertongoogle
    @albertongoogle 2 года назад +21

    Intermediary bank process should be investigated. Send first time fee is x, send second time (same details) fee is y. Ask receiving bank about it, they don't know. Ask sending bank about it, they also don't know.

  • @repure1999
    @repure1999 2 года назад +10

    When 1 country controls all the money... It won't last too long.

  • @max_galingumas9409
    @max_galingumas9409 2 года назад +12

    they did not disconnect Gazprom and other banks responsible for trading gas and oil

  • @jamesdickerson1657
    @jamesdickerson1657 2 года назад +12

    It's not hard to attract banks when the current system completely crashes.

  • @supercadet111
    @supercadet111 2 года назад +38

    This article glosses over the geopolitical and national security reasons for alternative systems to gain prominence. Nobody ever said SWIFT had to disappear for parallel networks to grow. The Chinese govt also aren't simply going to passively hope that other countries join their system. There are other reasons that countries would like to join the Chinese system as well. Eg. Developing economies lacking large US currency reserves, would be interested in dealing directly in Yuan where possible, and if not threatened by the US Empire 🙄

    • @BushmanCanuck
      @BushmanCanuck 2 года назад +3

      XRP

    • @emilio2647
      @emilio2647 Год назад

      Shaun-Paul L I wonder if there will be a global fallout if China is barred from SWIFT?

  • @SoCat559
    @SoCat559 2 года назад +30

    XRP to the moon!!

  • @greendenny4383
    @greendenny4383 2 года назад +12

    So this is west weapon to sanction and robbery other country, dollar and swift is dangerous thing.

  • @kwatai9298
    @kwatai9298 2 года назад +16

    I hope one day world will be free from this neo-coloni message institution.

  • @mollyb3401
    @mollyb3401 2 года назад +18

    "Detached from swift overnight"
    As Ripple just lays down their terms for settlement. I ❤ it!
    Simply Beautiful.

    • @ramooznola9720
      @ramooznola9720 2 года назад +2

      flip the switch

    • @valeriacortez7003
      @valeriacortez7003 2 года назад +1

      589

    • @rstefan1821
      @rstefan1821 2 года назад +1

      Detached from swift overnight is a thing that China Russia and I think India are planning and work for it years now. the sanctions against Russia will simply accelerate the implementation of this alternative to SWIFT System

  • @awesomebrotherhood7698
    @awesomebrotherhood7698 2 года назад +43

    In the end there are two things,
    If there is a will, there is a way
    If you give anyone time; they can find something around it

  • @freebie808
    @freebie808 2 года назад +10

    END ALL SANCTIONS

  • @prasitkoysiripong5150
    @prasitkoysiripong5150 2 года назад +10

    Lord Buddha said "Uncertainty is certain"
    Every thing comes and goes.

    • @aninda2457
      @aninda2457 2 года назад

      Bhagwad Gita also says the same :) and you are right

  • @frankm4349
    @frankm4349 2 года назад +10

    It has to be removed or abandoned as it has been weaponized and politicalize.

  • @pralinkp3224
    @pralinkp3224 2 года назад +5

    UPI system is all over in india even street vendors can use it . Hope it will replace swift payment so that monopoly can be broken and give way for new beginning

  • @simonsayshi
    @simonsayshi 2 года назад +7

    Ripple has always said they do not intend to replace swift, but help update to current times. Xrp baby

  • @joem0088
    @joem0088 2 года назад +9

    I am no specialist but it seems that SWIFT is just secured, structured messaging. Funds does not change hands with a SWIFT message. You need to follow it with a complex settlement process (like the CHIPS system) to move funds around and that can only be done when relationships are in place. Without a settlement system SWIFT is useless, and the settlement system is much harder to replace because it's a set of long established financial IT/business processes and contractual relations.

  • @rlbadger1698
    @rlbadger1698 4 месяца назад +1

    Well that didn't age well. 2 years later the USD is loosing its clout.

  • @cheryleewilcox3332
    @cheryleewilcox3332 2 года назад +3

    I'm in Venezuela. We are now using the Russian Mir payment system.

    • @emilio2647
      @emilio2647 2 года назад +1

      Cherylee Wilcox so was Venezuela also banned from using from SWIFT banking?

    • @cheryleewilcox3332
      @cheryleewilcox3332 2 года назад +1

      @@emilio2647
      Venezuela doesn't depend the SWIFT financial messaging system.

  • @MonoBairagee
    @MonoBairagee 7 месяцев назад +1

    Is the Coparel document registered at the Interpol Regional Office?Is the Coparel document registered at the Interpol Regional Office?

  • @johnnydaller
    @johnnydaller 2 года назад +5

    I was born before SWIFT and we did just fine.

    • @draker769
      @draker769 2 года назад +2

      Back then you don't do much business overseas in the same volume now

    • @johnnydaller
      @johnnydaller 2 года назад +3

      @@draker769
      With sanctions, there is not much business to do anyway!

  • @archit7401
    @archit7401 2 года назад +5

    India's🇮🇳 UPI has a huge potential to be an alternative to SWIFT. It has NO transaction charges (MDR) & can instantly transfer money between banks, e-wallets, merchants & consumers. You are just required to scan a QR code or have the UPI Id of the party involved. It is Simple, secure & hassle free. It is also accepted in developed countries like France, Singapore, Switzerland, Japan, S. Korea & The UK.

  • @abuahmed6058
    @abuahmed6058 2 года назад +2

    If some banks together can form money transfer system the SWIFT then other banks If they want can have their own payment system .

  • @Rdev845
    @Rdev845 2 года назад +21

    UPI will emerge as replacement of Swift. It's growing over 100% 🇮🇳🇮🇳🇮🇳

    • @agarwalamit081
      @agarwalamit081 2 года назад +9

      UPI isn't an international transaction system. It is only a national payment method like VISA or MasterCard

    • @Rdev845
      @Rdev845 2 года назад +9

      @@agarwalamit081 But NPCI is collaborating with Singapore banks to provide UPi service their deadline is July 2022. Nepal, Bhutan and UAE are also in process....Then we can demomstrate UPI can work internationally.

    • @mgulled7974
      @mgulled7974 2 года назад

      India is poor country and its agrarian economy is irrelevant

    • @izdotcarter
      @izdotcarter Год назад +1

      What countries do you send money to?

  • @jacobbhattacharjee2820
    @jacobbhattacharjee2820 2 года назад +6

    Nothing is permanent in this world 😈 your time has come and now Swift will fall

  • @AG-cl9no
    @AG-cl9no 2 года назад +4

    RIPPLE & XRP IS GOING TO TAKE OVER ‼️‼️‼️‼️⚠️

  • @Shawoniscreative
    @Shawoniscreative 2 года назад +25

    Can we appreciate the afford and times being used to make this extra ordinary beautiful report about SWIFT?🤑 Credit goes to Nessa Anwar,Eli loh, nicky 👇Suryono, Victor Loh, Cristy Garret🖤

    • @CNBCi
      @CNBCi  2 года назад +5

      Thank you. It means a lot. ❤️

    • @MrPanjialam
      @MrPanjialam 2 года назад

      SWIFT is not trusted enough since they can steal our money instantly if we have different idea. Better use 2 or 3 SWIFT system like so we can reduce the risk.

  • @chrisnewman7281
    @chrisnewman7281 7 месяцев назад

    I think the thing it’s worth also mentioning is that this is a secure channel so there is a fairly comprehensive process of authentication

  • @guillermoaguirre
    @guillermoaguirre 2 года назад +9

    can't wait to see when all this gets "eaten" by Ripple

  • @godzillaleung888
    @godzillaleung888 2 года назад +3

    Swift is a system, hardware, software, operator and data, all system can be replace.
    System is good when the outhority who control it use it as positive aspect of the members, if malfunction can be repair, if use as political pressure to member soon or later will be collapse and replace with better one.

    • @ЕвгенийПетров-в5п
      @ЕвгенийПетров-в5п 2 года назад

      But quention stays. Will those neutral to it use the system if in reality they don't need to?

    • @emilio2647
      @emilio2647 2 года назад

      Ronny Leung I'll bet the US will also ban China from using SWIFT if they invade Taiwan.

  • @busarachaikham149
    @busarachaikham149 Год назад

    Understand very clear , thank you

  • @chaz2405
    @chaz2405 2 года назад +5

    Why dollar?

  • @The-Celestial
    @The-Celestial 2 года назад +1

    I recommend you guys should check out the _UPI_ system of India & I guarantee you SWIFT no longer will be needed. Soo seamless & easy to use & transfer you cannot even fathom!

  • @CoronaHero
    @CoronaHero 2 года назад +8

    Russia demands payment in Rupees, checkmate swift! I love the narrator saying, “countries that get out of line…” you mean won’t put up with USA meddling! lmbo Welcome to losing world currency status - just focus on your problems at home and Europe take care of itself

  • @repure1999
    @repure1999 2 года назад +2

    You'll see other means of wiring money outside of Swift...

  • @user-fx2oo3bi9c
    @user-fx2oo3bi9c 2 года назад +2

    SWIFT🇪🇺 CAN EASY REPLACED WITH UPI🇮🇳 SYSTEM .
    UPI is cheaper,efficient,highly secure and advanced than Swift .

    • @mgulled7974
      @mgulled7974 2 года назад

      India is poor country and its agrarian economy is irrelevant

  • @theshrirangkadam
    @theshrirangkadam 2 года назад +2

    Have you ever heard of UPI. If we are talking of block chain as alternative we must also take a look at UPI first.

  • @bikermaniac6002
    @bikermaniac6002 2 года назад +1

    Swift is already been replaced. Eurasia will has its own payment system.

  • @M1dKnight1am
    @M1dKnight1am 2 года назад

    Short answer is Yes. Like everything else can be replaced.

  • @ecavero1
    @ecavero1 Год назад

    1:53 You just described the Lightning Network! Just replace banks with Lightning Nodes!

  • @marx9694
    @marx9694 2 года назад +2

    NOKIA replaced by IPHONES so ?

  • @JeanGunnhildr88
    @JeanGunnhildr88 2 года назад +2

    They end themselves...

  • @eastern2western
    @eastern2western 2 года назад +1

    Russia is not officially out of swift because eu is still doing business with russia through certai russian banks.

  • @ZenoSamaOmniKing
    @ZenoSamaOmniKing 4 месяца назад

    BRICS :
    BRAZIL : Brave 🇧🇷
    Russia : Royal 🇷🇺
    India : Intelligent 🇮🇳
    China : Clever 🇨🇳
    south africa : Sturdy 🇿🇦

  • @parler8698
    @parler8698 2 года назад

    Are bank accounts still frozen in Canada?

  • @BabuTechie2025
    @BabuTechie2025 2 года назад

    What is BRICS payment system?

  • @softwareyhardwarefusion
    @softwareyhardwarefusion 2 года назад +1

    No problem, SPFS Payment system and CIPS from China is better, all countries into BRICS will use this system.

  • @Rajuvai317
    @Rajuvai317 Год назад

    Ma'am I am opening account in swift bank but it is not active why ma'a
    Please help me

  • @dandanfree2925
    @dandanfree2925 2 года назад +1

    Anything can be replace.....how long does it takes ? Russian system works in russia ONLY and Chinese system works in China only.It is good that sanction are destructives now so autocracies & dictators can still park their cash somewhere but it is not businness as usual.
    Cutting the cash flow is the only thing that works in the loong run without fighting wars.

  • @UHaulShorts
    @UHaulShorts 2 года назад +1

    can *oil* b replaced?

    • @SPQRafc
      @SPQRafc 2 года назад +1

      Sure, why not

  • @mudassarhunzai3789
    @mudassarhunzai3789 2 года назад

    Good , lot of knowledge

  • @alparslankorkmaz2964
    @alparslankorkmaz2964 2 года назад +1

    Nice video.

  • @Barbosas984
    @Barbosas984 2 года назад +1

    I can see an alternative created by BRICS

  • @peladoclaus
    @peladoclaus 2 года назад +1

    as always.. the juicy stuff is left out..

  • @StPiter111
    @StPiter111 2 года назад +1

    It's done😎

  • @jessicacrawford3234
    @jessicacrawford3234 2 года назад +2

    XRP will take over swift dsoon. ISO2022 will be here in November and Riplle is a front runner on that
    list.

  • @MonoBairagee
    @MonoBairagee 7 месяцев назад

    I want to show a parcel paper which is standard setter bank forgan payment office I want to show a parcel paper please help true or false I am from Bangladesh

  • @SampionicBoom
    @SampionicBoom 2 года назад +3

    I wouldnt trust a word this guy says at 7:09. Blockchain systems will eventually decimate all who do not utilise them. It is inevitable!

  • @MonoBairagee
    @MonoBairagee 7 месяцев назад

    I want to show my parcel paper please tell me if it is ok or not I want to tell something important which I don't understand whether it is true or false uk Bangladesh

  • @factoryproduct999
    @factoryproduct999 Год назад

    Ma'am I am opening account in swift bank but it is not active why ma'am
    Help me place ma'am

  • @ssting
    @ssting 2 года назад +1

    Any business, users come first

  • @AG-cl9no
    @AG-cl9no 2 года назад +1

    XRP VALE RUclipsR SHOULD BE INTERVIEWED IN THIS CHANNEL

  • @shobadasari5363
    @shobadasari5363 2 года назад +1

    How does this affect the common citizen especially,if you have a corrupt political system.Will our lives change for the better ? Will we be left to mow lawns.

    • @ЕвгенийПетров-в5п
      @ЕвгенийПетров-в5п 2 года назад

      Well, you can't send money abroad* or receive them in any legitimate way. *Countries whose banks use only SWIFT

    • @ЕвгенийПетров-в5п
      @ЕвгенийПетров-в5п 2 года назад

      So I can't send money to Europe and nobody can send money to me. Also you can't pay in Russia with your foreign bank's VISA/Mastercard card now. So you need cash then get a local bank card and then you can deposit and pay with that local card in the country.

    • @MeiinUK
      @MeiinUK Год назад

      ​@@ЕвгенийПетров-в5п: It means that there would be normal currency.... And then another layer of electronic tokens that makes it to a ratio on top. That is what is like to happen. It's a form of debasing as well ? But it's weird that a lot of millennials are seeing it as money. It's basically a form of prepaid. Cos the way that the crpyto is structured isn't more than an actual mlm at the moment.

  • @m.n9010
    @m.n9010 2 года назад +1

    Xrp is the new world swift

  • @Rajuvai317
    @Rajuvai317 Год назад

    I am unable to withdraw money from my SWIFT account
    Help me please 🙏🙏

  • @frankmolina6910
    @frankmolina6910 2 года назад +1

    XRP RIPPLE EFFECT 🙏🙏🙏🙏

  • @brmahadev4916
    @brmahadev4916 2 года назад

    What is seato

  • @jk2435
    @jk2435 2 года назад +1

    India has UPI...it's new and spreading rapidly

  • @apb5866
    @apb5866 2 года назад +2

    They are talking as if use blockchains and CBDC are far off into future. LOL

  • @marcoscastro1398
    @marcoscastro1398 11 дней назад

    Wao I did not know that swift systems were control by 10 European nations and the us.

  • @tacticalwarrior5178
    @tacticalwarrior5178 Год назад

    Blockchain will replace SWIFT. Period.

  • @aniketchauhan2168
    @aniketchauhan2168 2 года назад +2

    Upi be like hey! 😂

  • @mohamedabdukadir3271
    @mohamedabdukadir3271 2 года назад +2

    No, I used Hawala😂, Russia Somalia can help you with the SWIFT problem

  •  2 года назад

    It still takes 3/4 days!

  • @adityashankert
    @adityashankert 2 года назад +1

    I never used banks for sending money it’s worst way to send money… apps are better

  • @keithleyjarvis5663
    @keithleyjarvis5663 2 года назад +2

    This video makes it seems like swift is an all powerful system 🤦🏽‍♂️🤦🏽‍♂️🤦🏽‍♂️ there Way's around Swift they Just take longer to

  • @vhia9096
    @vhia9096 2 года назад

    Hi alls i need information for send money from moscow to indonesia , givee me knows pleaseee

  • @calvinle9009
    @calvinle9009 15 дней назад +1

    Use XRP Ripple

  • @weipengtan1923
    @weipengtan1923 2 года назад

    Need to bypass the bullies.

    • @SamOreo7
      @SamOreo7 2 года назад

      In your dreams.

  • @petargeorgiev7556
    @petargeorgiev7556 2 года назад +1

    XRP will replace SWIFT soon !

  • @digytech4204
    @digytech4204 2 года назад +1

    Crypto Currency can replace SWIFT through Blockchain

    • @리주민
      @리주민 2 года назад

      And it's not controlled by any country. That's a 1000 point bonus.

  • @ouuuaburger2093
    @ouuuaburger2093 14 дней назад

    BRICS PAY is coming 🔥

  • @cemeter1832
    @cemeter1832 2 года назад +1

    Ripple > Swift

  • @dogegflover6268
    @dogegflover6268 2 года назад +1

    XRP will replace swift

  • @sachin2842
    @sachin2842 2 года назад +2

    UPI India 🇮🇳☺️♥️

  • @Sagadrequiem
    @Sagadrequiem 2 года назад +1

    The all powerful American DOLLAR

  • @OrlanLupogan
    @OrlanLupogan 2 года назад +1

    Easy, use XRP

  • @galupas
    @galupas 2 года назад

    It already has been.

  • @ཆོསསྐྱོང
    @ཆོསསྐྱོང 2 года назад +4

    Nooo ... Indian UPI system is much more efficient and quicker ....

  • @KennyL1
    @KennyL1 2 года назад +2

    Cryptos are very volatile. You wouldn't want to send large amount of money using Cryptos. Central Bank Digital Currency will be the way forward using electronic Blockchain exchange setup by a consortium of central banks and the Bank of International Settlement. This will be parallel to Swift. Trial is being held in Singapore.

  • @paurasmore9135
    @paurasmore9135 2 года назад

    Tom needs UPi.

  • @noeeeone
    @noeeeone 2 года назад

    Corda r3 ripple could replce swift

  • @Halcon_Sierreno
    @Halcon_Sierreno 16 дней назад

    What sort of sanctions did the U.S receive after the Afghanistan and Iraq invasions? 🤔