Your solicitor company sounds like one of those case budget solicitors, which is when you don’t have a dedicated legal person, it’s just picked up in a team. They treat your case and don’t communicate to you directly. 😮
Most people would require a mortgage from a bank. With cash buyers, obviously the source of the finance needs to be legit. HK people works hard, good at saving and investments to not necessary require a mortgage to purchase their new homes in the UK 👍
![【純粹分享】英國租屋不愉快經歷🏚️🥲 租兩層變咗得返一層🥵 麻煩事情一個接一個👻 Rent in UK ♡ Bithia Lam[中字]](http://i.ytimg.com/vi/7ogRZuFHQCk/mqdefault.jpg)
![我喺英國搵倒工喇🎉面試過程🧐事前準備📝幾耐收到offer🌟見咗幾多份先有人請⁉️原來見工會問呢啲😱Got My First Job in UK ♡ Bithia Lam [中字]](http://i.ytimg.com/vi/2UacEZKbSjU/mqdefault.jpg)
我用了五個月時間便成功，開頭個間律師行清盤，只是畀了手續費，好彩沒有把重要文件交到律師樓，否則不知怎樣攞番文件，而律師樓也退回費用。
我之後個間律師樓是有一位星加坡人律師，會講國語，在簽約時職員用廣東話講解內容，所以過程順利。
我在資產審查又好順利，因我退休好多年，我把港出售樓宇的律師樓文件，星加坡銀行離岸户口月結單，匯款到英國銀行的文件，英國銀行月結單，之後便無任何追加文件。前後兩間律師樓計算，用了五個月便成交。
睇完已經覺得你心很累 真心respect🫡 恭喜終於搞掂晒 有個安樂窩🎉
上咗好寶貴嘅一堂💜
如果太順利咁買倒，相信我唔會拍片講😂
英國買屋係咁啊
睇完到都feel 到買樓過程好唔容易 心很累 😵💫 Congrats to have your new home now ❤
無錯，心很累..... 不過都值得嘅😜
恭喜🎉 住得開心
非常清晰，謝分享
我3月看屋，去月收了屋，現在住緊，不過律師樓就無乜查銀行戶口，都是查半年內
好勁 真係要有耐性
Buying in a chain can get complicated. Can you give us a house tour?
聽完我都慶幸冇自己搵agent買屋！首先有chain嘅屋應該一早提出俾potential賣家知道，唔係accept offer後人哋做咗一大餐嘢先嚟講！其實當我知道間屋有chain嘅都一律不會考慮，費事煩！喺香港嘅話真係睬呢啲賣家都有味！玩嘢咩？！自己未搞掂去向學人賣咩樓呀😂 有地產幫佢做嘢就奇喇！浪費大家時間，呢個chain嘅文化真係好有問題！
英國人做嘢唔單止慢，仲好奇怪好冇交帶，最差就係好多都好古惑！呢幾年唔知幾多香港人俾人呃咗，俾幾次律師樓錢都未買到一間屋大有人在。仲要問咁多銀行statement相關嘅嘢好有可疑囉！講到尾都係避免同獨立賣家買屋比較冇咁煩同勞氣，要買（或租）就直接同發展商deal冇咁激氣喇。
Thank you for sharing
You're welcome💜
我想問問你出offer之前有無問agent拎份home report 睇睇??
Your solicitor company sounds like one of those case budget solicitors, which is when you don’t have a dedicated legal person, it’s just picked up in a team. They treat your case and don’t communicate to you directly. 😮
我記得我自己買第二間屋嘅時候都經歷好多... 我哋原本嗰間屋賣唔到... 有晚壓力大到跪喺度祈禱... 最後天父安排咗個極度奇妙嘅結果... 順利完成買賣...
呢個係每次我對信仰有struggle嘅時候都會諗返...
Anyway, so happy for you guys~
好開心你最後都能夠順利完成買賣💜
關信仰咩事 唔好咁癲啦
好勁 內心好強大！❤
你冇講關於mortgage in pri n ciple嘅嘢
心情真係過山車咁，由第一間屋落offer再換第二間又返番去原本嗰間，聽都一額汗，不過最緊要最後住得開心！🎉恭喜🎉
係呀，過程好刺激😂最後連石棉都要出埋嚟湊熱鬧🤪
Thank you for your sharing 🙏
恭喜終於排除萬難買到屋
請問方唔方便提供您們用的驗樓公司？可否私信我，謝謝您們
多謝分享 可唔可以share 你果d 律師樓來參考下？ 唔該曬
唔好意思，我無特別記底問咗邊幾間律師樓啊🙈🙈🙈
過程真係好似坐過山車🎢！ 你地真係好叻！
如果解釋唔到D金錢來源係咪會買唔到架？
如果過唔倒律師樓嘅資金審查，佢唔比你用果筆錢嚟買屋，咁真係會買唔倒🙈
但到時可以試試轉第2間律師樓幫手😜
只怪以前太多某國人大量資金過去，都係黑錢，連匯豐都奶嘢被罰錢，之後各銀行、屋買賣都好嚴。
Most people would require a mortgage from a bank. With cash buyers, obviously the source of the finance needs to be legit. HK people works hard, good at saving and investments to not necessary require a mortgage to purchase their new homes in the UK 👍
始終係當地人做嘢習慣及態度唔同香港人！我太太點止坐過山車，簡直激流，
我太太用了差不多九個月。
咁刺激😳😳😳
聽完可以想像到有幾困難🥲你好叻啊！
唔叻㗎，但要頂硬上😂🤣
基本上每個香港人過到去都有遇到類似問題。
Procrastination
快快手搶左返來之後 然後慢慢做
你急 佢吾急
焗住
😭
你個律師好interesting...... 好似auditor咁, 明明之前比過哂D資料又再問, 其實根本佢無仔細咁睇囉..... by the way, 有chain真係好煩, 所以我想盡量搵無chain, 但好似唔係好多
真係唔知律師樓嘅審查準則係點，後尾我知有啲律師樓係專幫移民嚟嘅客戶處理買屋，然後我問過果邊情況，佢哋話資金審查係1年內，同埋齊晒文件3個月內就可以完成😆
@@BithiaLam 點都好, 感恩最後都過關買到安落窩🎉
有chain好易出古惑
@@BithiaLam請問如果黎左英國兩年係咪就俾呢一年嘅statement ? 定黎英國前個香港一年statement ?
律師好有問題！
英國。。。哈哈。 廢