End of Life as an Expat Living in Costa Rica - Don't Let This Be YOU!

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  • Опубликовано: 17 дек 2024

Комментарии • 79

  • @littledynamoquack
    @littledynamoquack День назад +1

    Thanks to Michael for the vid, and special thanks to Chris. May God reward him for his good heartedness.
    I've been living in Guanacaste for almost a decade, and am also elderly. I was in the local hospital a few months back, not from anything specific, just old age and exhaustion. Just about died. I have a tico friend that I've known for 8 years, and he handles all my money, pays my bills, drives me around town for things, helps me walk and so forth. Without him, I would have had to return to the States long ago.
    I speak some Spanish, so that helps a lot. Thanks again to both of you for the video.

  • @shelleysquires7225
    @shelleysquires7225 3 дня назад +8

    Good morning 🌺 Another great video with information many folks need.
    As for me, when you've got nothing, you've got nothing to lose
    I've lived my life as a free spirited, jazz singing, bellydancing, nassage therapist.
    Nobody cares, nobody cared when I was in the homeless shelter, nobody cared when I had emergency surgery, they will not care when it's time for me to go. I try to live a healthy, vibrant life, help those I can, and I intend to dance till I turn back into dust. Pura Vida 🌺

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +3

      haha... always great to hear your perspective.... although I think that thinking scares a lot of folks but I definitely can relate. muchas gracias

  • @richardlabonte9635
    @richardlabonte9635 3 дня назад +4

    Good video. This really needs to be addressed. I am 77, in good health, but who knows about tomorrow. I am doing some of these things slowly.

  • @spklyunicorn
    @spklyunicorn 3 дня назад +5

    Chris, you are a generous, kind-hearted person. Goddess bless you. I had a dear, dear friend who got very sick at 75 and was in and out of the hospital. His recently acquired VERY young wife wouldn't let me visit him in the hospital (I needed the visitor's pass that she had) and I only wanted to see him for a few minutes. Long story short we suspect she was neglecting him. He died a month later (5 days after being released from the hospital) and she had him cremated less than 24 hours later. I miss my friend so much. I wish there were more we could have done. Sometimes I feel as though I let him down.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +5

      Yes, Chris definitely is that. You DID NOT let anyone down... you can only do so much when your hands are tied. And although very sad, again, you got to pre-plan, so kinda his own fault.. Thanx for sharing.

    • @christopherdrown3817
      @christopherdrown3817 3 дня назад +2

      I know the feeling of thinking you’re not doing enough or didn’t do enough, but Michael is right-you can only do what you can. You have your own life and responsibilities to take care of, and anything you can offer beyond that is wonderful and greatly appreciated.

    • @spklyunicorn
      @spklyunicorn 3 дня назад +1

      @@christopherdrown3817 Thank you for your gracious and kind response.

  •  3 дня назад +7

    I'll bet that the vast majority of people that retire here, don't make any plans at all for end of life. Great video!! You have to be blunt about this topic, because when it happens, blunt is all that works.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +4

      That's why I have been hitting this subject... I will be making my own video about this topic as well..... BUT yes, you are right. Unfortunately. Thanx for commenting.

    • @christopherdrown3817
      @christopherdrown3817 3 дня назад +2

      You’re absolutely right about being blunt. There were a couple of times before this incident when I tried to get information from Jimmy about family or next of kin, but he avoided the conversation. I always thought I’d eventually get it out of him, but I didn’t realize I was running out of time.

  • @TSidez
    @TSidez 3 дня назад +9

    It may be true that the local Ticos are waiting to take his home and remaining assets. If he doesn’t have any loved ones or support system back home, then honestly, as long as they have been helpful to him, this may be the most optimal result. We can’t take our treasures with us and it would benefit local families.
    Not knowing his family situation, it’s very possible dying in CR alone was the plan. These local Ticos and the guy you interviewed may be all he has. In communities sometimes we have to step up to help our elders even when it’s inconvenient.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +5

      Thanx for sharing.... I don't think a lot of folks considered this. But yes, if they're helping him, maybe that's not such a bad thing.

    • @christopherdrown3817
      @christopherdrown3817 3 дня назад +2

      @@TravelCostaRicaNOW I agree, these folks have been his friends for over a decade and if Jimmy passes, I’m sure no one would appreciate/deserve his treasures more than the folks seeing him through to the end. I’ve come to realize these guys truly do care for Jimmy and want the best for him.

  • @TobinOsusky
    @TobinOsusky 2 дня назад +1

    Gotta learn the local language. Nothing is more valuable

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  2 дня назад +4

      I totally get it... but I would probably say your 'contact's' might even be more important.

  • @donmorrow1923
    @donmorrow1923 3 дня назад +5

    Good advice and regardless of your age, especially for us older folks, it’s never to early to make many, many arrangements, just in case.

  • @TravelWorld429
    @TravelWorld429 3 дня назад +5

    This has not been addressed, but a Costa Rica resident can file a “notary will”, with the national registry, which spells out exactly what you want done when you pass. In my case, I own a home in San Jose, my “notary will” spells out my beneficiaries and their contact info, with instructions, after my passing, for my attorney to obtain trustworthy realtor and get two bids and sell property and transfer net proceeds (after executed expenses, realtor commissions, taxes) to my beneficiary. It is not a complicated process. Done through your attorney.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +3

      You guys are great with providing INFO that a lot of folks don't know. I appreciate you posting this... VERY HELPFUL muchas gracias

    • @JohnnyKnowsCR
      @JohnnyKnowsCR 3 дня назад +1

      Planning for Passing Away in Costa Rica: Avoiding Risks with Lawyers and Realtors" Don’t let the "pura vida" lifestyle fool you into thinking this process is simple. Proper planning and organization are essential to protect your family and ensure your legacy is preserved.
      Trusting a lawyer or realtor in such critical matters is like playing roulette-you're hoping for the best, but once you're gone, there’s no way to fix mistakes or raise complaints. Your family will be left to deal with the consequences of your decisions, navigating the complexities and potential pitfalls you've left behind. It’s essential to take proactive steps to simplify the process and protect your loved ones from unnecessary stress and financial burdens.
      You are correct that the process of creating a "notary will" is easy in Costa Rica but keep in mind involves probate and trusting it works . How many times have you had a perfect day in Costa rica? Passing isn't different there are pitfalls using this method which are often overlooked. Here’s why relying solely on this approach can lead to complications.
      The Lawyer as Executor ruleta
      In Costa Rica, the lawyer who drafts your will typically becomes the executor of your estate good luck . While this might sound straightforward, it also means the lawyer becomes a paid employee of your estate. They are entitled to a salary deducted from your assets your receiving , which can take weeks or months to process.
      Additional Costs
      Each session or task completed by the lawyer incurs additional charges. This can become burdensome, especially if the property has loans or multiple beneficiaries, which adds further complexity and potential legal battles.
      Taxes and Administrative Hurdles
      Beneficiaries are responsible for paying taxes on their inheritance. This process often incurs further legal fees as the lawyer manages the tax filings. For properties, cars, or other assets, transferring ownership can be a lengthy and expensive process, particularly if the will isn’t up to date or if there aren’t sufficient funds in the estate to cover these costs.
      Assets with Outstanding Liabilities
      If the estate includes debts or loans on properties, these liabilities can delay the distribution of assets. Beneficiaries might face further hurdles to claim what’s left, adding stress to an already difficult time.
      Vehicles and Specific Assets
      Transferring ownership of cars not explicitly mentioned in the will can be an additional bureaucratic pain, further complicating matters for the family. A Better Alternative: Trusts and Corporations
      If you want to simplify the process for your loved ones and avoid hefty lawyer fees, consider setting up a trust (fideicomiso) or a corporation (S.A.), similar to estate planning in the U.S. or Canada.
      How It Works:
      Place your assets-such as land, cars, or properties-into a trust or corporation. Assign shares of this entity to your beneficiaries. Upon your passing, these shares automatically transfer to them, bypassing probate and reducing legal fees.
      Bank Accounts:
      Ensure your beneficiaries are listed on your bank accounts for immediate access to funds. A Costa Rican death certificate (or an apostilled one from another country) will be required to facilitate this process. Get Organized before you pass : structure your estate to minimize Costa Rican bureaucracy and taxation.
      Avoid Dependency on Lawyers: Relying on a lawyer to fulfill your wishes after you’re gone can be risky and costly.
      Plan Ahead: A trust or corporation can save your loved ones significant time, money, and stress

    • @JohnnyKnowsCR
      @JohnnyKnowsCR 3 дня назад

      A Better Alternative: Trusts and Corporations
      If you want to simplify the process for your loved ones and avoid hefty lawyer fees, consider setting up a trust (fideicomiso) or a corporation (S.A.), similar to estate planning in the U.S. or Canada.
      How It Works:
      Place your assets-such as land, cars, or properties-into a trust or corporation. Assign shares of this entity to your beneficiaries. Upon your passing, these shares automatically transfer to them, bypassing probate and reducing legal fees.
      Bank Accounts:
      Ensure your beneficiaries are listed on your bank accounts for immediate access to funds. A Costa Rican death certificate (or an apostilled one from another country) will be required to facilitate this process.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад

      @JohnnyKnowsCR my man.

    • @TravelWorld429
      @TravelWorld429 3 дня назад +2

      @@JohnnyKnowsCR Thanks for the additional info. Some comments:
      1. A notary will is the least expensive option. One time cost to draft, record, etc. No recurring costs. Whereas, a trust agreement is much more expensive to set-up AND recurring annual costs from the trust administrator.
      2. Under “notary will”, most costs, including executor costs are fixed or percentage based on statutory law.
      3. If there are no disputes over beneficiaries and all beneficiaries are in agreement, the probate process goes through relatively quickly (2-3 months).
      4. Yes, having assets in a corporation is a plus.
      Pros and cons to both options. Depends on the complexity of the estate. Having a notary will is better than having nothing! Having a trusting attorney is also very important.

  • @danunatamata1049
    @danunatamata1049 3 дня назад +6

    Good topic, especially since RETIRING in Costa Rica is many people's dream. So much to think about. Is Costa Rica prepared for taking on all the baby boomers that want to move there? (That could be big business there- caretaking the elderly, senior living communities, etc.). Another aspect I was just made aware of through a personal story, is that it is important to have your funeral/burial/cremation arrangements made ahead of time. I don't know if its true for the whole country, but where I was, they did not embalm and the body needed to be put into the ground within 2 days- I imagine the same goes for cremation. Sorry, I don't mean to be macabre, but this is another part of our story as humans that we need to consider, whether in Costa Rica or anywhere in the world.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +4

      No, you are definitely right,,, and I have done that video as well... and will do it again. They don't mess around when it comes to getting someone in the ground. You are also very right about senior living communities etc, which we have also talked about and hopefully will come a realization at some point. Thanx for commenting,, and taking the time to offer your perspective. Not macabre, reality and folks need to start taking responsibility for their own end of life. muchas gracias

    • @christopherdrown3817
      @christopherdrown3817 3 дня назад

      Another excellent point and something that needs to be considered.

    • @mitooquerer
      @mitooquerer 3 дня назад +2

      In Costa Rica we don't have the embalming thing for days as in US. We bury or cremate our relatives if possible the same day they die. In very rare occasions when maybe family is arriving from other country it is possible to wait for one day or two, max.

  • @livingdaybyday1174
    @livingdaybyday1174 3 дня назад +4

    The environment is a huge challenge to understand, as it requires deep awareness and careful navigation. 🤔

  • @sandrabedard7848
    @sandrabedard7848 3 дня назад +5

    Another reminder that we need to get our priorities done and make sure we have a plan even if we are not 89. Medical emergencies can happen to the best of us healthy people too. Anything and anytime. We are getting ready to re do our wills and putting our children on our home title as owners to avoid a mess here. We cannot use our will from USA we need to get one for CR because we live here permanently and own our home here. We have our Autistic adult son with us here and have 2 adult children in the states . Our Attorney will help us with all of this. People in the states prolong this important stuff too. You don't have to be old to die. Thanks for sharing this important topic. Thankfully I have my husband and son here with me and visa versa . Speaking of stairs and getting older we purposely purchased our home here with no stairs for the reason of aging.

    • @christopherdrown3817
      @christopherdrown3817 3 дня назад +2

      Agreed, it’s never too early to have your affairs in order.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  2 дня назад +3

      Yes, exactly. The best time to do it...... when you think about it. Don't wait. Thanx so much for this. Definitely needs to be read. muchas gracias

    • @surflifeimages
      @surflifeimages День назад +1

      You bring up a good point. The Living Trust/Will you have in the US will not protect your house in CR. You need a CR Will. I think a lot of people don't want to deal with end of life scenarios, so they don't until it's too late. Then it's an absoute disaster. Remove the emotion and get really mechanical with what needs to be done. Have a clear road map for whomever will handle your affairs when you are gone. When my father passed he left a clear road map. We settled his entire estate, no attorneys, in 3 months. This is exactly what I have in place for my kids. Great video!!!

  • @bettinagarcia1094
    @bettinagarcia1094 3 дня назад +2

    You need to have show on how to retire to end of life in Costa Rica. Assisted living or in house care etc

  • @shannongriffith2092
    @shannongriffith2092 2 дня назад +2

    It actually sounds like Jimmy did slide out of his bed. It happened to my grandmother she was sitting on the edge of the bed and just slid off of it and landed flat on her butt. She really messed up her back when she hit the ground and compression fractured her back. It sounds like that's what happened to him. 😢

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  День назад +1

      yup, distinct possibility. Thanx for sharing your story, it helps.

  • @robertgillies9382
    @robertgillies9382 2 дня назад +1

    I am 83 and have lived in Panama for the past 25 years. I am happy here and never plan to return to the US. One day I will die like everybody else but so what. Nothing is going to change that. I am married to a younger Latina girl and I am fluent in Spanish. Also I became a citizen here in Panama. Getting old and not being able to take care of yourself is going to be better if you are in the US? I doubt it. I do think learning the language is important. Living with someone who can't speak English really helps a lot to learn the language. My wife and two kids can help me if I need it. So far I am still in good shape. Costa is nice but is getting espensive. I live close to the border with Costa Rica. Panama is cheaper. The Ticos cross the border to buy stuff in Panama. Anyway enjoy Costa Rica. Both Panama and Costa Rica are much nicer than Florida. Florida has become a disaster in recent years. Very unaffordable with too many problems. It is much better here or in Costa Rica.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  День назад +1

      Hey Robert,,, sounds like you're doing it right. Thanx for sharing... and I totally agree, both Cr and Panama are better than Florida ;) lol

  • @victoriajackson8361
    @victoriajackson8361 2 дня назад +1

    Our Peréz Zeledón international womens group (many retirees included) did a seminar in wills and dying in Costa Rica last year. It was eye-opening! For people thinking of collapsing your corporation because of annual filings and fees, reconsider as it saves your beneficiaries substantial time and money.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  2 дня назад +2

      Sounds like a group I would love to do a video with.... ;)

    • @victoriajackson8361
      @victoriajackson8361 День назад +1

      @@TravelCostaRicaNOW Well...maybe that's the excuse some of us need to travel up to La Fortuna!

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  День назад +1

      @@victoriajackson8361 GREAT IDEA ;)

  • @pigspigs76
    @pigspigs76 3 дня назад +8

    Baby boomers on route to exponentially grow the senior lifestyle market .. Costa Rica seems primed to cash in with quality of life crashing around the globe for seniors in particular

    • @johnneilbunting2750
      @johnneilbunting2750 3 дня назад +5

      Yes but I hope you have done your research.. it is VERY expensive here if you have a fixed income.. if not, then no worries. 23 yerars here.

    • @pigspigs76
      @pigspigs76 3 дня назад +8

      @ I am talking about a business, in reference to Johnny and Allen’s senior living community idea that had been presented on this channel a number of times
      The point I am making is that this is a tip of the iceberg, lifestyle is crashing seniors in places like Canada - it’s extremely expensive for increasingly worse returns when it comes to assisted living. The better solution is seniors forming cooperatives that can provide a framework for a lifestyle that’s self sustained by leveraging the natural strengths of community members supporting each other

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +4

      yes, very true.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +7

      The senior living is still the dream... definitely hit some snags with money....BUT it is still an on-going project. *fingers crossed*

  • @barco581
    @barco581 2 дня назад +3

    So life in Costa Rica is not just sunny days on La playa with Imperials as depicted by other RUclipsrs?!

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  2 дня назад +3

      NO, it's not like that...... because everyone knows Pilsen is better than Imperial. Now the fantasy is real. lol

    • @johnneilbunting2750
      @johnneilbunting2750 2 дня назад +2

      ​@@TravelCostaRicaNOW i object ...False advertising. I'll take a Bavaria any day over those Tarcoles water shite😂

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  2 дня назад +2

      @@johnneilbunting2750 sustained. lol Do you remember Bavaria Dark, black can? BEST ever and then they discontinued it. Been Pilsen every since. ugh

    • @barco581
      @barco581 2 дня назад

      Pilsen is the best beer in CR for the money.

  • @kevindaugherty5917
    @kevindaugherty5917 3 дня назад +4

    Does anyone have contact with any of his family back in the states?
    Might want to see if his family want to help or make arrangements to take him to the states.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +4

      Sounds like he's been on his own for quite awhile.. but not sure. If there's family, I'm sure Chris would try to connect with them.

    • @kevindaugherty5917
      @kevindaugherty5917 3 дня назад

      @TravelCostaRicaNOW a couple year's ago down in San Vito an elderly expat came down with covid, for day's neighbors heard him crying for help and the lady that was supposed to be taking care of him was heard by one of the neighbors telling her boyfriend, "it won't be much longer and we'll get his stuff after he dies"
      Once he passed and social worker's and the police came is when the neighbor disclosed what his caretaker said and the police asked why no one called for help, obviously there wasn't an answer to their question.
      Thank you for bringing light to this problem, I understand there's retirement communities throughout Costa Rica for resident and dual citizen's as long as there's social security available.
      A buddy 79 under a tourist visa right at the beginning of covid had a stroke (one of many) San Vito hospital saved his life and then transfered him to one of those facilities and wouldn't tell us anything (because we're weren't family) where they took him, after a couple year's with the embassies help he was located, while they collected a healthy amount each month from his SS only providing the basic service's, no rehab just bed and meal's, he couldn't speak and needed assistance getting around, providing enough care to keep him alive while the average tico gets maybe $200 a month pension in comparison to his $2300.00 a month SS and yet the tico patient received a higher quality of assistance and care unfortunately screams volumes of what this government thinks about expats regardless of their ability to provide much more than your average tico.
      I'm 65 and a dual citizen living here permanently 17 year's now, I've arranged legal documents for a dear tico family I've been friends with for over 20 years to get my property when I die (my family back in the states don't want it) with instructions to have me cremated and send my ashes to my son in the states.
      Knowing the system it is imperative for those of us not wanting to return to our birth countries and a well informed abogado is worth a fortune in these matter's.
      I'll add having both tico and gringo relationship's are essential, letting them know your wishes when the inevitable happens if one actually care's having their wishes carried out 🤔✌️

    • @christopherdrown3817
      @christopherdrown3817 3 дня назад

      The social service part of the hospital was able to track down a couple of his family members. During Jimmy stay in this particular hospital, they were in regular contact with the family member giving keeping them up-to-date.

    • @christineh9600
      @christineh9600 3 дня назад +4

      For U.S. citizens, contact the Embassy and they’ll attempt contact with his/her family. The family decides what to do with the deceased, if requested the Embassy will have the remains cremated. I have two friends who have Costa Rican Wills and both decided to donate their bodies to the medical university. Just make sure you hire a legit lawyer since many' will take the money but don't have it registered.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  3 дня назад +2

      @christineh9600 thanks for sharing. Great points and so true. *especially the lawyer😉

  • @solntom
    @solntom День назад +2

    Curious Tico here.
    I might be perceived as a disrespectful or silly person therefore
    I apologize in advance for my off topic question, but I couldn't help to notice that the interviewee had a toothpick in his mouth for a long time, even while speaking. I'm interested in cross-cultural learning.
    In the US, is there a general symbolic meaning to this behavior or practice?
    Is this a strategy to quit smoking?
    Thanks in advance.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  22 часа назад +3

      I really can't answer for Chris but I will take a shot anyway. I love chatting with Chris and I'm sure there's many more videos with him to come. BUT it's not what he does, he's a construction expert. I think he either forgot it was in in his mouth or maybe just a little something to deal with the first few minutes of anxiety that a lot of folks get when the camera first gets turned on, myself included. I like 'authenticity',, so really I don't give af why he had a toothpick. IF I was more professional I should have recognized the fact and asked him to lose it. But I'm not, so there's that. ***Maybe Chris will see this and set the record straight lol

    • @christopherdrown3817
      @christopherdrown3817 16 часов назад +1

      There’s no specific symbolic meaning tied to having a toothpick in the States, at least not one that I’m aware of. For some, it’s just a habit, a way to occupy themselves, manage nerves, or stave off boredom.
      I probably picked up the habit overseas as a tool to help me stay focused, and I even had a boss (a Texan) early in my career who was always chewing on a toothpick. I looked up to him, so maybe I picked it up from him as well.
      In this case, it wasn’t intentional. I knew it was there, but the interview was pretty relaxed. I was actually in my workout clothes and felt like keeping the toothpick in wouldn’t be a big deal-especially if it helped me stay comfortable while talking about the subject.
      I appreciate your curiosity and the opportunity for cross-cultural learning-thanks for asking!

    • @christopherdrown3817
      @christopherdrown3817 16 часов назад +1

      @@TravelCostaRicaNOW I think you’re onto something about it helping me get comfortable discussing our subject. It must be your psychology experience that helped you pick up on that. 😉
      I'm glad you enjoy having me as a guest-I love telling stories, and hopefully, there’s more to come in the future!

    • @solntom
      @solntom 6 часов назад

      So, it's maily a confort tool like holding a glass at a party, or chewing a hay straw when negotiating cattle or other transactions outdoors.
      I really appreciate both of your responses. Thank you so much.
      Wonderful interview, by the way. Thank you for rasing awarness about this important topic.

  • @Zenbarrantes
    @Zenbarrantes 3 дня назад +3

    Jimmy 😢, I wish someone move him in.

  • @KellyK-il2bk
    @KellyK-il2bk 3 дня назад

    Does Costa Rica allow DNR, removal of G tubes with morphine for comfort? We moved from the Chicago area where I worked as a respiratory therapist. It wasn’t unusual for someone to choose to stop medical care other than comfort measures. I’ve found Tennessee is far less open to that and senior suicide has been common.

    • @victoriajackson8361
      @victoriajackson8361 2 дня назад +2

      Many options are legal in CR but the problem is communicating them in the moment.
      You'd practically have to have your wishes tattooed on your belly to be confident they'd be carried out.

    • @TravelCostaRicaNOW
      @TravelCostaRicaNOW  2 дня назад +2

      very true.

  • @wilsonkeywest
    @wilsonkeywest 2 дня назад +1

    Sounds like this guy not much of a friend