This Is Very Dangerous For You

Поделиться
HTML-код
  • Опубликовано: 17 сен 2024
  • 💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
    📱Download the Ramsey Network App ⮕ ter.li/ajeshj
    🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
    📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
    Explore More Shows from Ramsey Network:
    🎙️ The Ramsey Show ⮕ ter.li/ng9950
    🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
    🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
    💰 George Kamel ⮕ ter.li/1elws8
    💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
    💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
    📈 EntreLeadership ⮕ ter.li/ktxv2k
    Ramsey Solutions Privacy Policy
    www.ramseysolu...

Комментарии • 526

  • @BrianaBudgets
    @BrianaBudgets 10 месяцев назад +105

    Combing bank accounts with a boyfriend/girlfriend is a really bad idea.

  • @itsdavidlo
    @itsdavidlo 10 месяцев назад +95

    Married twice and now shacked up, this is not going to end well.

    • @alinatamashevich3354
      @alinatamashevich3354 10 месяцев назад +4

      Monkey branching

    • @vianjelos
      @vianjelos 9 месяцев назад +4

      I feel for the kids. That instability of seeing mom run through failed relationships isn't healthy. And combining finances makes breaking up harder than it needs to be.

  • @lav7161
    @lav7161 10 месяцев назад +61

    She's a complete mess. A relationship is the last thing she should be thinking of. STOP SPENDING.... PERIOD! Pay back money you owe. Stay locked in your house until you do

    • @alinatamashevich3354
      @alinatamashevich3354 10 месяцев назад

      Most women are.

    • @DizzMaker-w5l
      @DizzMaker-w5l 6 месяцев назад

      Let's pray for her. Heavenly Father, we ask you watch over our sister as she makes her way through her journey. Bless her, Lord, and her boyfriend. In Jesus name.

  • @helenhilton2158
    @helenhilton2158 10 месяцев назад +82

    Tithing is not meant for us to go on a guilt trip if we can't or don't tithe. I agree with Dave that it is an act of worship. It's from the heart toward GOD, not for the church or other people to criticize or judge if you don't.

    • @ilai7893
      @ilai7893 10 месяцев назад +7

      That plus it's supposed to be between yourself and God directly; no need to tell people how much you tithe

    • @karenk2409
      @karenk2409 9 месяцев назад +1

      Agree 100%. It's why I am a person of faith who do not belong to a church. Just one reason.

    • @georgewagner7787
      @georgewagner7787 7 месяцев назад

      But God said not to give up meeting with believers, not membership but for growth

  • @mwhe3111
    @mwhe3111 10 месяцев назад +104

    Dave jumps right to the point. Correctly so.

    • @JonathanIvy221
      @JonathanIvy221 10 месяцев назад +2

      I mean there’s no point in beating around the bush

  • @scoobie8amg
    @scoobie8amg 10 месяцев назад +102

    Trusting someone with all of your lifes savings but not marrying them is beyond me. He could take the money tmrw and run.

    • @aolvaar8792
      @aolvaar8792 10 месяцев назад +3

      There are No savings, $1000 EF.
      There is no money to run with.

    • @IrishFrank22
      @IrishFrank22 10 месяцев назад +5

      She could take the money and run. Two failed marriages before her. A pattern is forming.

    • @Shortballa11
      @Shortballa11 10 месяцев назад +2

      Same sentence but "she". He makes more and has less debt. More risk.

    • @Tunechi65
      @Tunechi65 10 месяцев назад +6

      ​@@IrishFrank22right LMAO she's on marriage 3 and somehow it's the man that'll be the bad one

    • @karlabritfeld7104
      @karlabritfeld7104 8 месяцев назад

      He sounds like an a$$hole

  • @karenk2409
    @karenk2409 9 месяцев назад +19

    There are other ways of being generous than contributing to a church. My favorites are my volunteer fire and rescue and a local animal rescue. When tradesmen do good work for me taking care of my home, I add a nice tip. The SPCA needed fleece throws to help keep the dogs warm so I headed to Walmart and spent $50 on that. My neighbor's husband left her high and dry with 5 kids years ago, so I bought groceries for them when I shopped for me for 6 months. The local food bank or Meals on Wheels can always use food donations. When you make generosity a creative challenge, it's amazing how wonderful that can be for everyone.

  • @cbyt8759
    @cbyt8759 10 месяцев назад +110

    She has been married twice, and is living with someone she is not on the same page with, and has combined finances with them. I don’t know where she is in life, but I hope she seeks some guidance on navigating healthy relationships before she continues with this person or, anyone who may come after that. I see failed marriages and unplanned pregnancies similarly: the first one can be unintentional through ignorance, being naïve, or a mistake, but after that it would be wise to learn from mistakes and take responsibility for your outcomes and the decisions that put you in place for these outcomes to occur. One way or another I hope she gets help.

    • @KENTUCKYUSA1
      @KENTUCKYUSA1 10 месяцев назад +13

      Yes, she needs therapy, not another marriage. The poor boyfriend needs a break, not to be saddled with a woman on her third marriage and someone else's kids.

    • @stuffykong
      @stuffykong 10 месяцев назад +11

      She was kind of all over the place and seems very unfocused. She strikes me as the type of person who leans too much into emotion in making decisions, including $.

    • @nervotica7991
      @nervotica7991 10 месяцев назад +1

      ​@@stuffykong - still in the honeymoon phase...

    • @patriciabarnhart1886
      @patriciabarnhart1886 10 месяцев назад +2

      She needs to listen you instead of Dave on this one……I have siblings with 4 - 6 marriages each. Nothing changes.

    • @robinkrieger8003
      @robinkrieger8003 10 месяцев назад

      And the relationship is a year old…..

  • @andreaconroy3623
    @andreaconroy3623 6 месяцев назад +5

    I would also say that generosity does not have to be financial !

  • @smart127
    @smart127 10 месяцев назад +41

    I’m always amazed when people are asked a simple question - How much do you make? - and they seem to struggle to piece it together. If you’re managing your money properly (or accurately), how do you not know this precisely?

    • @MN-br5nb
      @MN-br5nb 8 месяцев назад +3

      I know why can’t they just say the number it’s a simple question…

    • @ekaterinalokshina2043
      @ekaterinalokshina2043 8 месяцев назад +1

      You may be on a fixed salary, or you can be paid according to the projects you make.
      Or you can have a complicated system of bonuses. Or if you are waitressing in the US you may depend on tips.

  • @kaykark
    @kaykark 10 месяцев назад +98

    It’s wild how trusting she is after two failed marriages and only being with this guy for one year. AND she has kids. AND the guy isn’t fully committing. 🚩

    • @not_Kevin_Wildes
      @not_Kevin_Wildes 10 месяцев назад +4

      Agree. Run away man, she’s got way too many 🚩🚩🚩

    • @garyfrancis7692
      @garyfrancis7692 9 месяцев назад +10

      He isn’t getting married. There is nothing in it for him

    • @robertbell525
      @robertbell525 9 месяцев назад

      Yep, he's getting the milk for free. Stupid to be combining finances. If he's not careful he'll be on the hook for child support for another man's spawn.

    • @karlabritfeld7104
      @karlabritfeld7104 8 месяцев назад +4

      He's just using her. It's a bad deal for her.

    • @damianfitforfun2989
      @damianfitforfun2989 8 месяцев назад

      Guy without commitment is using a woman with kids, two divorces while earning more and having less debt ?. He is not the daddy of the kids. Reverse the situation You would say the same for sure. It's always a man's fault 🚩🚩🚩. RUN

  • @yellowtrain3161
    @yellowtrain3161 10 месяцев назад +81

    And this my friends is exactly why the other Ramsey personalities could never replace Dave. This was an amazing display of wisdom and practicality on Dave’s part, and is exactly why I absolutely love listening to Dave. I just really hope the caller understood the assignment.

    • @devviedowner13
      @devviedowner13 10 месяцев назад +6

      I agree he is definitely grounded in reality.

    • @dummgelauft
      @dummgelauft 4 месяца назад +1

      They will NEVER be as good as him. He has done it, they just heard his stories.

  • @kathleencooney1518
    @kathleencooney1518 10 месяцев назад +100

    I had trouble combining finances after 10 years of marriage. I did, it’s great but combining finances before marriage seems like a very risky proposition. Please listen to Dave !!

    • @JustinCase780
      @JustinCase780 10 месяцев назад +3

      Yea, that's a nice recap thanks!

    • @stephanieharries7746
      @stephanieharries7746 10 месяцев назад +1

      I like that just in case I like that and did you come up with that on your own that's so unique

  • @SonnyBubba
    @SonnyBubba 10 месяцев назад +16

    As far as being charitable, sometimes the best thing to do is go into a gas station bathroom, unroll some of the toilet paper, slip a $100 bill in, and reroll it.
    You have no idea who’s going to receive it, and they have no idea who gave it.

    • @voidfroze
      @voidfroze 10 месяцев назад +2

      That’s actually pretty dope. Could be a gas station employee, could be someone on a road trip, could be literally anyone from anywhere. You leave it up to the universe/God/whatever to decide who gets it

    • @dummgelauft
      @dummgelauft 4 месяца назад

      Or it could end up in the toilet when a tweaker wipes his butt with it.

  • @johnk6749
    @johnk6749 10 месяцев назад +101

    In the 1960's, the pastor of our church came to the house and wanted my mother to commit $6,000 a year to the church. We stopped going to church. To put it in perspective, the mortgage was $1,000 per year.

    • @John3.36
      @John3.36 10 месяцев назад +11

      Don't give up on God because someone let you down.

    • @chinoto1
      @chinoto1 10 месяцев назад +12

      ​@@John3.36He never said that he gave up on god.

    • @joycewright5386
      @joycewright5386 10 месяцев назад +7

      My pastor always says he is not going to speak about tithing. He says that is between you and God. I love my pastor.

    • @ThomasFerrugia
      @ThomasFerrugia 10 месяцев назад +4

      @@John3.36 : God is a figment of the imagination.

    • @zybard01
      @zybard01 10 месяцев назад +1

      if you dont like America than get out

  • @kendrascorner
    @kendrascorner 10 месяцев назад +20

    I'm going to say the uncomfortable part out loud... God is more concerned about your lifestyle than your tithe. Being divorced twice and living together with a boyfriend when not married is not honoring to God. I'm not throwing stones, I'm not saying you are a horrible person or that I've never sinned. I am saying that God cares way more about YOU and your life, and your heart (because He LOVES you!), than 10% of your money going to the church. God doesn't need your money. He needs your heart. Focus on God and what He wants from you in your day to day life. The money component is secondary.

  • @DianaPrince247
    @DianaPrince247 10 месяцев назад +19

    Never combine finances with someone your not married. It’s never ends well should they break up or if he chooses to leave after his debt has been paid off after she’s helped him. Glad Dave broke down tithing and giving at church. All this manipulation and shaming has got to stop.

  • @USMC6976
    @USMC6976 10 месяцев назад +14

    I think when you are giving, it also develops a mindset that you are not poor. When encountering the rough spots along life's roadway that mindset may say "I'm broke" but broke is only temporary. You have hope and move forward. A generous mindset is one full of hope.

  • @nantinee9
    @nantinee9 10 месяцев назад +12

    I liked how Dave said generous people smile more and are less depressed. 😊

  • @rebeccaoprea9917
    @rebeccaoprea9917 10 месяцев назад +13

    Obedience is better than sacrifice. He doesn’t care about your tithe when you’re living in active sin. Repent and turn away from your sin. That’s what he really desires.

    • @ruthirwin8222
      @ruthirwin8222 7 месяцев назад

      Exactly, thats what dave should have said, and it will be her 3rd insanity

    • @miriamllamas224
      @miriamllamas224 6 месяцев назад

      I was thinking that when was that so many church goers stopped caring about fornication.

  • @mpgisbtsarmybaefighting2838
    @mpgisbtsarmybaefighting2838 10 месяцев назад +301

    Ms. you do not need nor are obligated to give 10% of your income to the church. Give according to what you can do. Good luck 🙏

    • @nychris2258
      @nychris2258 10 месяцев назад +1

      Dont give a dime to any church ever... conmen and hucksters

    • @ONLY1KUDWE
      @ONLY1KUDWE 10 месяцев назад +13

      I agree

    • @eclipse.5295
      @eclipse.5295 10 месяцев назад +24

      And she’s a single mom with two kids who probably doesn’t have a dime to spare for the church at this point because she has debt.

    • @HOLDXSTEEL
      @HOLDXSTEEL 10 месяцев назад +18

      @@mansfieldman3408your wrong be more couldn’t

    • @Primitive_Code
      @Primitive_Code 10 месяцев назад

      @@mansfieldman3408 “Fool me, can’t get fooled again”

  • @Youdontknowwhatliterallymeans
    @Youdontknowwhatliterallymeans 10 месяцев назад +11

    Divorced twice and living with a third man in under a year. Not very smart,

  • @dinahcharles6502
    @dinahcharles6502 10 месяцев назад +9

    They're not getting married. She said she has more debt. So he's paying her bills.
    Listen to Dave. True, generous people are happy people.

  • @quillowl4319
    @quillowl4319 10 месяцев назад +26

    time is in my mind, the most valuable gift. Giving to the church, does not need to be $$$'s. I cook for others in need throughout the year, i give the provisions to a trusted friend in the church, for her to pass on the meals/ and groceries to those she knows are struggling/ experiencing a family crises, so those who receive the provisions, don't feel self conscious, or feel indebted to me.

  • @laurentomasunas
    @laurentomasunas 10 месяцев назад +13

    I agree with this almost entirely, the only thing that I would say to her is if she cannot give in monetary donations, your time is just as if not more valuable. You can always volunteer until your finances turn around and you are able to give in a more monetary way.

    • @d.taylor3760
      @d.taylor3760 8 месяцев назад

      Tithing can be providing talent (specific skills) as well as time (general volunteering) as well as treasure (money). Many churches need the first and second sometimes more than the third.

  • @noahdeets9965
    @noahdeets9965 10 месяцев назад +21

    She sounds young and already divorced twice lol what a mess

    • @LuisLopez-nk7fj
      @LuisLopez-nk7fj 10 месяцев назад

      Yeah but he won't tell USA woman they are wrong,won't say that cause he going to drop ratings ,won't tell young man to b careful wt marriage courts will take everything from men and live them on the streets,he knows what happens in reality

  • @mikeshaw4610
    @mikeshaw4610 10 месяцев назад +55

    Definitely agree with Dave on both items. Don’t combine finances if you are not married. Give 10% first.
    An option if you really don’t have any extra is start with 1 or 2% and any increase in income then goes to tithe’s first.

    • @nychris2258
      @nychris2258 10 месяцев назад +1

      How about dont give a dime to any church ever

    • @jimmymcgill6778
      @jimmymcgill6778 10 месяцев назад +6

      Or give none.

    • @5trace
      @5trace 10 месяцев назад

      @@jimmymcgill6778 Exactly help someone personally who is struggling ..don't blindly hand over 10% to some church ..No wonder these chruches are big business grabbing 10 percent from everyone ..the small local chruches are stuggling ..it's all big business now.

    • @OopThereItIs77777
      @OopThereItIs77777 10 месяцев назад +1

      @@jimmymcgill6778we don’t listen to you, remember? You’re 7

    • @xsgtxbigboy1655
      @xsgtxbigboy1655 10 месяцев назад +3

      @@OopThereItIs77777we don’t listen to u

  • @blas8866
    @blas8866 10 месяцев назад +11

    She sounds so chaotic. Get a therapist not a 3rd husband.

    • @callmeishmaelk767
      @callmeishmaelk767 10 месяцев назад

      😂

    • @Lil-Whiskies
      @Lil-Whiskies 10 месяцев назад

      She sounds like she's going to crack emotionally at any second.

  • @fartherdude5062
    @fartherdude5062 8 месяцев назад +3

    As a catholic that is no longer really religious I was always taught that giving your time is more valuable than money. Meaning if you volunteer and give your time to help others either through the church or down at the local soup kitchen there is no need to send the church money. However if you are well off and can do both of course do both but if you are poor giving an hour or two of your time is more valuable in my opinion. It is truly a sacrifice. That’s my two cents.

  • @KENTUCKYUSA1
    @KENTUCKYUSA1 10 месяцев назад +11

    I tithed for awhile and then stopped. My eyes were opened when I found that the money was going nowhere good. Early Christians met in homes of followers; they did not build churches and maintain them. Preachers were lay people and were not paid. Same for nearly all charities, most goes into the pockets of those who control the charities. It is hard to find organizations that provide value.
    As for this woman, she is giving herself away too easily, does not set boundaries for her behavior, and does not need to fly into another marriage. Her boyfriend is exercising caution, understandably. He makes more money but may be hesitant to legally take on stepchildren and a wife who will be on #3 hubby. What is there to gain for this man?
    Yes, separate your finances and leave this man to be a boyfriend or give him up. He deserves someone with a cleaner slate.

    • @5trace
      @5trace 10 месяцев назад +2

      The fact that Dave pushes her to immediatly marry again after 2 failed ones...I mean really is this good advice?

    • @mph5896
      @mph5896 9 месяцев назад

      @@5tracehe stated break up joint finances or get married within 30 days. Solid advice

  • @Neddie2k
    @Neddie2k 10 месяцев назад +17

    Married twice and already in another relationship and talking about getting married.
    Where do they find these suckers. There are people here struggling to get married even just ones.

    • @scotland369
      @scotland369 10 месяцев назад +6

      She sounds like a career divorcee. I know a lady who was married and divorced 3 times with 3 kids, only ever worked 1year after college and owns a $500k house probably $10k/month income from child support/spousal support. She's 50 and only worked 1 year. She is likely a millionaire.

    • @miriamllamas224
      @miriamllamas224 6 месяцев назад

      Better late with the right guy than earlier with a bum. May God send you a righteous man. ❤

  • @krishosler4951
    @krishosler4951 7 месяцев назад +1

    Great episode. Im glad Dave talked about giving. I also gave out of guilt and shame.
    Its nine to know i can just give my kindness and smile.

  • @Shortballa11
    @Shortballa11 10 месяцев назад +7

    I give not out of guilt but have seen God's miracles in my own life, when it was hardest to tithe. My single mom tithed when she only made 10k a year, and he blessed her substantially throughout my childhood. And when I considered not tithing while paying back debt, God always came through with the exact amount I needed when emergencies put us over budget. It got rlly weird how exact it was, and none of it was from begging or asking people to donate through a gofundme.

  • @d.zyned2thrive584
    @d.zyned2thrive584 10 месяцев назад +42

    I feel like they missed the point.... there's no money in the church column because he doesn't want to give to the church. So if they separate finances she can give, but how will getting married change the fact that he doesn't want to give? I hope the conversation opened her eyes to the fact that they SHOULD NOT get married and should go their separate ways.

    • @jodylarson4697
      @jodylarson4697 10 месяцев назад +6

      I think if she presses the issue of marriage, she'll see exactly where he stands. That should give her a clue.

  • @rnt45t1
    @rnt45t1 10 месяцев назад +9

    "Combinded"

  • @jackiekjono
    @jackiekjono 4 месяца назад +1

    I friend bought a house with a woman who he was involved with. She moved in first and when he eventually moved in, she broke up with him almost immediately. Now he co-owns a house with this woman but, neither of them can afford to buy the other out and there isn't a divorce process to go through because they never got married so they both live there and are miserable.

  • @MrTmenzo
    @MrTmenzo 10 месяцев назад +9

    The boyfriend earns more and has less debt than her. I wonder who's idea it was to combine finances 😂

  • @SewingandSuch
    @SewingandSuch 10 месяцев назад +8

    I was curious what her question was... but we never really got to hear it. She didn't get a chance to actually ask - she was part way through getting set up for it, and then he took over.

    • @stevenporter863
      @stevenporter863 10 месяцев назад +4

      That was because Dave saw two problems that need to be addressed first. Like asking a mechanic to fix the A/C before the car even runs.

    • @miriamllamas224
      @miriamllamas224 6 месяцев назад +1

      Her question had no base if they are not married.b

  • @tonytoni1150
    @tonytoni1150 10 месяцев назад +38

    I would never give 10% of my income to a church. Like George Carlin said, “he always needs money!”.

    • @mustangthings
      @mustangthings 10 месяцев назад +10

      “He's all-powerful, all-perfect, all-knowing, and all-wise, somehow just can't handle money!”

    • @AulaniMaria
      @AulaniMaria 10 месяцев назад

      God doesn't need our money, but the church needs to pay their electric bill, their sewer and trash pickup bills, they need to pay their staff and they need to be able to put toilet paper in the restroom for their congregants. Yours is the tired & too-oft spoken words of a fool.

    • @AulaniMaria
      @AulaniMaria 10 месяцев назад

      God doesn't need our money, but the church needs to pay their electric bill, their sewer and trash pickup bills, they need to pay their staff and they need to be able to put toilet paper in the restroom for their congregants. Yours is the tired & too-oft spoken words of a fool.

  • @blaquopaque
    @blaquopaque 7 месяцев назад +31

    My wife and I have re-budgeted and will be putting $90,000 a month into our portfolio this year. We live off of my income and invest all of hers. Having a partner who shares your goals is powerful. Are we on the right track to achieve 7-figure gains?

    • @Curbalnk
      @Curbalnk 7 месяцев назад

      You should be living off of part of each others income and then putting aside $45,000 from both of yours. Then again, I'm not really a trusting person and i'm not married. You can consider financial advisory looking at your budget.

    • @kashkat987
      @kashkat987 7 месяцев назад

      @zullard565 Kinda irrelevant, if they get divorced the assets will be split down the middle regardless of who "earned" the money.

    • @velayuthman
      @velayuthman 7 месяцев назад +1

      My partner’s been considering going the same route, could you share more info please on the advisor that guided you to such impressive gains?

    • @84gaynor
      @84gaynor 7 месяцев назад

      I appreciate this share. I set up a call with her and I am keen on getting to talk to her particularly. Lady looks really great though even with the exams and other stuff.

    • @luisfernando5998
      @luisfernando5998 7 месяцев назад

      Bad idea she’ll leave with that during the divorce and there will be no record of what u spent

  • @MelsDiner115
    @MelsDiner115 10 месяцев назад +9

    Awesome advise Dave! Sick of seeing nice people guilt trip into giving more and more to religious zealots to the point of financial demise.

  • @Ja50nkAt
    @Ja50nkAt 10 месяцев назад +6

    Take a shot every time she says "uuum"

  • @not_Kevin_Wildes
    @not_Kevin_Wildes 10 месяцев назад +4

    “I’ve been married twice before” yeah, run far away my man 😂

  • @CarlGorn
    @CarlGorn 10 месяцев назад +3

    Ken gritting his teeth when she first told them the situation, that sums it up.

  • @Thurgor_Supreme
    @Thurgor_Supreme 10 месяцев назад +7

    I gotta be honest. I'm not a believer of god, at least not in the traditional sense, but this video got me thinking about the critical nature of generosity. I'm very tempted to set up a "giveaway account" that collects a small stream of my income. Whenever it amounts to something worthwhile, I'll buy something nice for... someone. Or just send it off to a charitable cause

    • @darkbee2359
      @darkbee2359 10 месяцев назад +3

      There is absolutely zero requirement to believing in a deity in order to be generous or charitable.

  • @strawberrywishes33
    @strawberrywishes33 10 месяцев назад +17

    🚩 she’s not married to him and only been dating him for ONE year and combined her finances with him… only one year in and he can have a say in what you do with your money? Not good. Red flags everywhere in this story.

    • @janwells2199
      @janwells2199 10 месяцев назад +2

      YES! My first thought too, SW.

    • @johnc2438
      @johnc2438 10 месяцев назад +5

      ...and she's been married two times already and apparently hasn't learned some crucial life lessons from those failures. Failure number three is in the cards!

    • @jimmymcgill6778
      @jimmymcgill6778 10 месяцев назад

      Or she is the one that wanted them combined. Stop automatically blaming the guy.

    • @stephenshelton4267
      @stephenshelton4267 10 месяцев назад +2

      She's only known him a year and she's already living with him! Why are people do insecure over living alone?

    • @strawberrywishes33
      @strawberrywishes33 10 месяцев назад +2

      @@jimmymcgill6778, I actually didn’t blame the guy. I said the whole situation was a red flag. Not just the guy🙄

  • @dachater1
    @dachater1 10 месяцев назад +3

    Listening to Dave Ramsey gives me strength

  • @screwdriver_bandit
    @screwdriver_bandit 10 месяцев назад +4

    Married twice before eh? No wonder he is having cold feet about buying a ring.

  • @JustinCase780
    @JustinCase780 10 месяцев назад +12

    @2:46 Ken has a hunch. She makes 4K a month and he makes 5.5K and she has more debt. 😂

    • @lisab5904
      @lisab5904 10 месяцев назад +7

      Ken's hunch was likely that SHE made more and had less debt, as in she was being taken advantage of by her bf. The opposite is, in fact, true....
      Wish her the best as she navigates this!

    • @onebridge7231
      @onebridge7231 10 месяцев назад +3

      Yep, Ken was thinking the B.F. was taking advantage, but found out he’s just a simp that started dating a woman with 2 prior failed marriages and is helping her pay off her debt too which is more than his.

  • @janwells2199
    @janwells2199 10 месяцев назад +12

    Does your church approve co-habitation?

    • @johnc2438
      @johnc2438 10 месяцев назад +1

      Great question!

    • @JustinCase780
      @JustinCase780 10 месяцев назад +2

      No but the minister loves to get jiggy with it with the cute young married assistant.

    • @robloxvids2233
      @robloxvids2233 10 месяцев назад +3

      ​@@JustinCase780You mean altar boy?

    • @robloxvids2233
      @robloxvids2233 10 месяцев назад

      They don't have a say. People have the right to co-habitate.

    • @ProbablyBased
      @ProbablyBased 10 месяцев назад

      ​@robloxvids2233 Dumb take that ignored the point. Church service is for worship and teaching. They exist to help guide you on a holy path. They would obviously take a stance on just about everything, and it's up to each individual member of the congregation to decide if they're going to follow the teachings. Just because you have the "right" to do something doesn't make it right, good for you, or smart. If you're going to church for their advice, presumably you would care about their take. Otherwise, why go? No? So yes, they're allowed to have a say even if she has the "right."
      Don't you have an opinion about the church's stance? They have the right to say what they want, so why should you get to say anything about that? See how stupid that is?

  • @kleindropper
    @kleindropper 10 месяцев назад +6

    She's lining up a third sucker. Unbelievable

  • @jeanniesabol5410
    @jeanniesabol5410 10 месяцев назад +3

    You have no obligation to give to the church and they shouldn't be pestering or harassing you for money. Refuse to take their telephone calls if that's what's occurring. Give what and when you can and don't be intimidated.
    .
    NEVER combine finances with ANYONE to whom you're not married - anything can happen and you can end up being stuck and holding the bag. Without marriage, you have bo legal rights if he leaves. And refuse to co-sign his debts - if he leaves, you're stuck abd your credit rating is ruined.
    Be careful. Not everyone has your best interests at heart. He doesn't want to get married? Then he doesn't care much about you, sad to say.

  • @marymcnellis5311
    @marymcnellis5311 6 месяцев назад +1

    We are Christians also. God love a cheerful giver. He does not want to take money that’s taking food out of your children’s mouth.God love you whether you give or not. How can you be cheerful if your taking food out of there mouths.

  • @dyates6380
    @dyates6380 10 месяцев назад +6

    Dave's right. I know from personal experience that it's not a good idea to combine finances unless you're married, and frankly, I am an advocate of even after marriage keeping things somewhat separate while sharing the bills. I know that marriage laws put a HUGE damper on that type of planning, but that's how I feel and also, unless there are children involved, I'd not get married at all. In this day and age with men and women both being actively in the work force and building lives, there is no need for the archaic "laws" of crucifying the man, especially when the wife earns just as much or more. That happened to me and thirty one years later I never married again, largely due to that, and have been with a wonderful woman for 17 years. We share all the bills and have our own money and retirements.

  • @catherinep2034
    @catherinep2034 10 месяцев назад +10

    A lady I used to work with tried to get us to join her church, House of Potter. They required 30% of your annual salary, & had their accountant check your tax statements to make sure the amount was correct. Some reason she thought we'd like that part, lol.

    • @philipgerry5228
      @philipgerry5228 9 месяцев назад +3

      That would be a one service and done for me. Find a better church.

  • @thehungrywolf69
    @thehungrywolf69 10 месяцев назад +4

    Dave is very right… Get married or separate finances…

  • @aprayz5030
    @aprayz5030 10 месяцев назад +1

    love that i came across you! definitely helping out from watching!

  • @naturallyus3512
    @naturallyus3512 6 месяцев назад

    ❤😊10% is not set in stone it can be 10 dollars 1 dollar give with kindness and full hearted honesty and love. You can give to whomever you want to give your money to. Charities family and/or church etc.

  • @Esmeraldalunamaria
    @Esmeraldalunamaria 9 месяцев назад +25

    Inspired content!! You can only remain in ruins when you live above your possibilities, spend less and invest more. Don't be in a quick to forget that liabilities feed on you while actives feed you. Start an investment and save your future. Crypto investment is a very good idea.

    • @Antoniopedro7624
      @Antoniopedro7624 9 месяцев назад

      I agree with you. Investment is the key to sustaining your financial longevity, and not just any investment but an investment with guaranteed return.

    • @Danisbourdier
      @Danisbourdier 9 месяцев назад

      I used to have a senior colleague at work who lived well but never had an investment, unfortunately his job was terminated so he went from living well to surviving with his family. If you had invested while you were still working, you would have had another source of income.

    • @Danisbourdier
      @Danisbourdier 9 месяцев назад

      Investing is a prior decision to make for the future. If you are looking at this and don't have an investment, please make plans to invest so you don't end up like my colleague at work.

    • @Moniquewilson.
      @Moniquewilson. 9 месяцев назад

      Quite impressive but HOW!!?😊 I know it's possible, my colleague at work got her first investment return of $57K after two weeks and she quit the job, I would appreciate if you show me how to go about it.

    • @Danisbourdier
      @Danisbourdier 9 месяцев назад

      My first experience with Mrs Theresa Cann gave me the assurance and confidence that has made me to invest without fear of losing, I really appreciate her efforts and transparency.

  • @rebeccaoprea9917
    @rebeccaoprea9917 10 месяцев назад +3

    When you do things out of order, your life will become out of balance.

  • @dummgelauft
    @dummgelauft 4 месяца назад +1

    1. "I've been married twice before"
    2. "I have more debt than him"
    3. "I make less than him"
    Why is he iffy on getting married...duh!!

  • @lindawer
    @lindawer 10 месяцев назад +9

    Amazes how many people don’t understand the legal protections civil marriage provides. I’m also amazed at how many women are willing to perform all kinds of contortions to convince themselves they have a relationship with a man who is so reluctant to take responsibility for their actions. Do they think things are magically going to change at some point?

    • @Extremaduur
      @Extremaduur 10 месяцев назад +1

      She was married twice before. Surely, she has had some responsibility in those two failed marriages too. It is always men that are solely blamed. And that has to stop.

    • @kaykark
      @kaykark 10 месяцев назад +2

      She probably goes after men who need guidance, “man-children”. It’s nuts that she has kids watching all this now. Sad.

  • @joaniehowan8321
    @joaniehowan8321 5 месяцев назад

    My husband and I give to different places as needed. We also give to our community. Yet if you do not have it. Volunteer.

  • @jimmymcgill6778
    @jimmymcgill6778 10 месяцев назад +3

    Married 2 times, combined finances before marriage? This Kayne West song come to mind.

  • @johnf5245
    @johnf5245 10 месяцев назад +5

    Don’t bother getting married again. It didn’t work the two other times.

    • @alinatamashevich3354
      @alinatamashevich3354 10 месяцев назад

      And it will not work on the 3rd. The stats tell the true story.

  • @voidfroze
    @voidfroze 10 месяцев назад +1

    Dave didn’t say this directly, but the short answer is NO, you do not need to tithe a damn cent. If you WANT to, and you can afford it without risking your family, then go ahead! But if you don’t even want to, then forget about it. There is zero reason to feel guilt about not tithing, and if your church is pressuring you, find a new church.

  • @cariwaldick4898
    @cariwaldick4898 8 месяцев назад

    Some of the most serious disagreements me and my husband have had, were over tithing. He's ALWAYS tithed, but I wasn't even a Christian when we met. We joined a church, and he tithed. It didn't bother me, until we hit hard times. When we're pinching pennies, denying things we want or need, and fighting to scrape by, that tithe was a bur under my saddle! It was even worse when he lost his job, and we went down to zero income (I was a stay at home mom.) He didn't stay unemployed for long, and when he got a new job, he tithed!
    It's taken a lot to show me that this was MY problem, not his. Through all of these struggles, God was always faithful. We always knew that if it got so tight that we just couldn't tithe, God wouldn't hold it against us. We NEVER hit that point. That means all throughout our marriage, we always knew we could live on ten percent less. That's huge!
    I also believe that money is only one type of tithe. There's also time, creativity, energy, and talent. Churches need someone to watch the nursery, someone to teach VBS, someone to work in the kitchen, someone to visit homebound, someone to tend the landscaping, someone to visit prospects, someone to run the sound system, someone to lead mission projects, someone to drive the church bus, and someone to reach out, and lift others up. If you just show up on Sunday to warm a pew, you're not contributing. These services have a value, if the church had to hire someone to do them.

  • @chatbass2468
    @chatbass2468 10 месяцев назад +7

    I'm not being mean, but I don't understand it. 2 past marriages, 'dating' someone for only a year but combine finances? Best of luck to you all.

  • @M22Research
    @M22Research 10 месяцев назад +2

    Haha, “paint or get off the ladder”… that’s a sanitized version!

  • @AlexValliMusic
    @AlexValliMusic 10 месяцев назад +11

    I'm an advocate of separating finances here, NEVER rush marriage, ESPECIALLY WHEN IT COMES TO FINANCES... I've seen it go south twice and it's not pretty... I'm also an advocate of giving Zero, Zilch, Nil, Nada, Nothing to the church. There's better organizations to give your money and donations to that actually do stuff to help society... Your modern day church doesn't do a damn thing to really help anyone except their own organization and pocketbook... And this is me as a Christian feeling like that... The church I grew up in has a radio station, my brother worked for the church radio station, the guy that managed it was a total dickbag, treated my brother like absolute garbage, and the Pastor wasn't much better. And this is a church I went to for 25 years of my life. My dad was very devout to the church, and I was for a lot of years, but that organization left such a bad taste in my mouth, I've all but abandoned my faith. I still have Jesus, God, and the Holy Spirit, but my walk is now privatized between me and the Three. I don't go to church, I don't read my Bible, I practice Christianity my own way.

    • @thomasokeefe3081
      @thomasokeefe3081 10 месяцев назад +1

      Ditto to that.

    • @jennifercockrell3374
      @jennifercockrell3374 10 месяцев назад +2

      I hate that you're speaking for ALL churches, because that's simply not true. For example, a couple a weeks ago a guy in my Sunday School class stopped to help a man change a flat tire. He saw that the man was in need; even his spare tire was in rough shape. It was brought up in our Sunday School class and we decided to do something about it. We took up an offering and now we're purchasing 4 new tires for this complete stranger. Here's the thing, if you go to church expecting "perfect people" you're gonna be very disappointed. We're just broken people (just like you) needing a Savior; that's willing to learn about God , helping our community, and trying our hardest to love like Jesus does. Do we fall short? You bet 'cha we do, but we are at least trying. You can't practice Christianity your own way and it be God's way. No way, no how!!! When I gave my life to Christ it was me giving up MY WAYS and following His ways. Because if you're following Self you're not following Him!!! Are there churches that have turned from the Lord? Yes, but not all of them; and thank God mine's not one of them.

  • @LinzyLinz7
    @LinzyLinz7 10 месяцев назад +1

    Perhaps there are other ways you can give more if you dont have spare funds? Such as your time ?

  • @olivewoo522
    @olivewoo522 10 месяцев назад +2

    The look on Ken's face 😂

  • @hicntrydrftr1
    @hicntrydrftr1 10 месяцев назад +1

    Dave Ramsey can really find them

  • @samjravila8641
    @samjravila8641 9 месяцев назад

    Yes, tithing is partially about generosity. However, one of the main components is the continual practice of putting faith God. Not only that, but all of our possessions aren't even ours to call our own anyway. All we have belongs to God.

  • @tylersanders2388
    @tylersanders2388 10 месяцев назад +8

    She’s not doing anything right. She’s not having personal conversations right, she’s not doing budgeting right, and she’s not doing giving right. She needs to go to the courthouse tomorrow, know where all of her month’s dollars are going before the month starts, and have some focus in her life.

  • @David-wo9un
    @David-wo9un 10 месяцев назад +5

    Why marry someone who divorced twice before? I would be willing to bet she ended the first two; he would be a fool to put himself at risk of losing half of his retirement.

  • @frankm2385
    @frankm2385 7 месяцев назад

    I love the way Dave talks about NOT filing bankruptcy. If you follow Dave, it shouldn't be that big of a deal. I shouldn't hurt Ramsey followers. 🤷🏻‍♂️

  • @christinebutler7630
    @christinebutler7630 10 месяцев назад +1

    This would be her third marriage, so no need for a fancy wedding. Go to the courthouse. Done.

    • @penguin12902
      @penguin12902 6 месяцев назад

      Run sir, run! Do not marry a twice divorced single mother. How many red flags does he need???

  • @bigdogboos1
    @bigdogboos1 3 месяца назад

    marrying someone who's already been married 2x is asking for disaster. she obviously doesn't mean "i will" at the altar.

  • @beverleyhirst9380
    @beverleyhirst9380 3 месяца назад

    Paying tithes is an act of obedience to God, it's also an act of faith. When I've been financially desperate and yet paid a 10% tithe I've seen things happen that could only have been miracles from God. However, God loves me whether I pay it or not. God doesn't withhold blessings from us we withhold them from ourselves.

  • @Th4t_guy_
    @Th4t_guy_ 2 месяца назад

    Based on the first 25 seconds...the title means "SHE'S GONNA LOSE CONSCIOUSNESS LIVE ON NATIONAL RADIO" 😂

  • @MartheseNatale
    @MartheseNatale 7 месяцев назад

    It is very important to pay your tithes. Even if you can’t give 10% at least give what you can. As soon as I get paid the first thing I set aside is my tithes. God comes first.

  • @Lil-Whiskies
    @Lil-Whiskies 10 месяцев назад +4

    Why is she so emotionally shaky about not having any money to give to the church? Her comment of being over-riden in the decision making and him "changing her plans" sounds more like a relationship problem and her money is now being controlled by her partner. There is an undercurrent of domestic control issues going on.

  • @californiagurl11497
    @californiagurl11497 10 месяцев назад +6

    It’s really strange how people profess to be Christians, but then have every excuse in the book about not tithing. I would argue that tithing your first fruits helps you to be more responsible with your finances because it teaches you to automatically put that in your budget. Then you look at the rest of the 90% and where it goes to make sure you have enough each month. If you don’t go to church, I can see not faithfully paying tithes. But, if you consistently go to a church and you don’t tithe, it feels like stealing to me. You’re getting fed by God’s word and care enough about that church to attend it, but you don’t think of it enough to give to it? How do you think they had the finances to build, furnish, and sustain the church? Where do they get the money from to give to the community? The refreshments that they give? The communion? It’s very sad to me that people are this greedy. Your heart should want to give and support the church you love.

  • @jeanlaubenthal698
    @jeanlaubenthal698 9 месяцев назад

    Integrity,Responsibility, generosity

  • @britneythao
    @britneythao 10 месяцев назад +1

    You cannot raise someone up if you struggle stand on your own feet. If you have passion on giving, become a stable person financially first. Life is about the art of living. The art of living is about knowing what priority is.

  • @joeysocks5718
    @joeysocks5718 10 месяцев назад +7

    Ask the Pope to give up some Vatican gold, don’t give if you can’t

  • @brianthomas3451
    @brianthomas3451 10 месяцев назад +1

    Saved by the bells “slater” didn’t know he was Hispanic until an episode of the college years

  • @theresamc4578
    @theresamc4578 4 месяца назад

    Tithing is giving back 10% of what God has given you. Back where? As a Christian, I give some to my church, some to local charities that I know are well-managed, some to good, moral causes. It does not need to go to one place because God is everywhere.

  • @laurenh906
    @laurenh906 10 месяцев назад +2

    When he cheats on you with your best friend... Dave's advice might make more sense. There is no "we" until you say "I do".

  • @ForkMcGee
    @ForkMcGee 10 месяцев назад +1

    What an extremely beautiful way to describe tithing

  • @DMBVR4
    @DMBVR4 10 месяцев назад +1

    Tithing is not an act of generosity, it's an act of being psychologically manipulated by the richest organization on earth to make them even richer. Give your 10% to people who actually need it.

  • @puddles609
    @puddles609 8 месяцев назад

    Im not Evangelical, but after doing some scripture research and praying i started paying tithing on my extra money not total income. If the lord wants you to get out of debt, then he would want you to do it fast. Im debt free now, but i pay tithing on what is extra income after the Heircarcy of Needs and debt are taken into account. Fun stuff and activities come out of the extra money after its tithed. Once the debt is paid off, that money becomes extra and becomes part of the money that is tithed.

  • @John-du2mq
    @John-du2mq 10 месяцев назад +6

    She's desperate to keep this relationship going and doesn't want to come to terms with the fact that it's a bad relationship. You cannot agree on religion or coordinating your finances, why do you think it would be better after marriage?

    • @luisfernando5998
      @luisfernando5998 7 месяцев назад

      Then she can get half again on the divorce

  • @nicodimus2222
    @nicodimus2222 10 месяцев назад +12

    If she has more debt than he does AND makes less money, how is it dangerous for HER? He's the one that stands to lose more if it doesn't work out.

    • @callmeishmaelk767
      @callmeishmaelk767 10 месяцев назад +4

      If you're going to do something stupid, like get married, you should only do it once. These people don't need to get married. That ship has sailed.

    • @jeffyeager4045
      @jeffyeager4045 10 месяцев назад

      ​@@callmeishmaelk767I was "stupid" and got married

    • @lucasstangl54
      @lucasstangl54 10 месяцев назад +5

      Because if they get in a fight or he goes crazy he can wipe out their bank account and it’s not stealing if they have joint accounts. She has no legal resource like divorce to protect her assets.

    • @nicodimus2222
      @nicodimus2222 10 месяцев назад +1

      @@lucasstangl54 OK, but he is risking more because he has less debt and more income, yes?

    • @littlehousepineywoods5352
      @littlehousepineywoods5352 10 месяцев назад +3

      Obviously they are both at risk, but she's the one on the phone so....

  • @RiSkyNick
    @RiSkyNick 8 месяцев назад

    No spouse priviledges unless he wants to put a ring on it...She needs to value herself in this way!

  • @sa34w
    @sa34w 10 месяцев назад +6

    1 percent is more better if your total income is below 200k, pay 1 buck for church for every 100 dollars you earn. give 1 percent for the poor too. Anything more is just putting more pressure on your finances. When you are in better financial condition make up the rest of the donations. She needs to think her kids and her family as her first priority.

  • @ConnorJara
    @ConnorJara 10 месяцев назад +1

    Love that she's 2 divorces in and the issue is the guy hasn't proposed after a year acccording to Dave and the comments? Marriage is practically a social disease at this point. Yes, separate the finances but i wouldn't marry someone that tithes 10% when we both have debt, it isn't prudent or smart. Then to turn it against the guy when it sounds like he's doing her the favor....just weird all around.

  • @Boomer_in_the_Trees
    @Boomer_in_the_Trees 6 месяцев назад

    If you aren't earning enough to pay your monthly bills with anything left over to donate to the church what then? I've been told you pay the church first and God will provide but then that's expecting it to work quid pro quo which you said is not how it works, so I guess I'm confused on how it is supposed to work and who we're supposed to pay and when.
    If there isn't enough left at the end of the month to make all ends meet do you still tithe, or do you pay what you can to keep the bills paid and wait until you can get enough work going to have 10 percent left over that you can give to a church?
    I mean do I let the power get shut off, or pay tithing? Do I let the credit company suit me or do I make the monthly payment? Do I let my auto insurance lapse and lose my drivers license (which we do in this state) or do I pay the bill and wait until I have enough in a month to pay the bills and then tithe?
    I want to be able to tithe, but I don't know how I'm supposed to and still survive.

  • @Jim_Curtis
    @Jim_Curtis 10 месяцев назад +3

    It is also very dangerous for the guy to get married to her. They need to separate finances and he needs to proceed cautiously.