THE 6 BEST CREDIT CARDS YOU NEED IN 2020

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  • Опубликовано: 12 сен 2024

Комментарии • 2 тыс.

  • @davidnesbitt4709
    @davidnesbitt4709 4 года назад +93

    I've been watching Graham for over a year and after listening to him, I've gotten my self out of almost 10k of debt. Listen to this man!

    • @GrahamStephan
      @GrahamStephan  4 года назад +17

      congratulations!!! that's all you, man!

  • @rowanh.-s.736
    @rowanh.-s.736 4 года назад +784

    I watch these way too much for being 13 years old

    • @myyoutube4906
      @myyoutube4906 4 года назад +164

      Good for you man. You're way ahead of the game.

    • @iphrainvega1202
      @iphrainvega1202 4 года назад +92

      No. Keep doing it. Have a proper strategy by the time you are 18. 💪

    • @brigithbautista5018
      @brigithbautista5018 4 года назад +22

      Way to go 🙌

    • @sophiafu406
      @sophiafu406 4 года назад +11

      Same

    • @JossDonlee
      @JossDonlee 4 года назад +24

      Your going to be a millionaire

  • @Shane_Simms
    @Shane_Simms 4 года назад +75

    Best Cash Back: 1:30
    Best Travel: 3:30
    Best Dining: 6:37
    Best Sign-up Bonus: 9:15
    Best 0% Interest: 10:30
    Best Overall: 12:50

    • @burtlilian4076
      @burtlilian4076 3 года назад

      My credit score was 571 and I couldn’t get approved for a loan, a car and a house... NOTHING! It was draining in every aspect of my life because I got kids I have to protect their future. A few weeks later, my score suddenly shot up 830, Hackergold02 on instagram he’s truly honest about what I want and what is expected of me to do. He told me it would take a few weeks to get it done approximately a week and he kept to his word. Now I can thank him enough. Get in touch with him today and make a bright future tomorrow. Hackergold02 on instagram, they are really the best trust me you can even message them on WhatsApp ‪+1 (551) 444‑9099‬.

    • @burtlilian4076
      @burtlilian4076 3 года назад

      My credit score was 571 and I couldn’t get approved for a loan, a car and a house... NOTHING! It was draining in every aspect of my life because I got kids I have to protect their future. A few weeks later, my score suddenly shot up 830, Hackergold02 on instagram he’s truly honest about what I want and what is expected of me to do. He told me it would take a few weeks to get it done approximately a week and he kept to his word. Now I can thank him enough. Get in touch with him today and make a bright future tomorrow. Hackergold02 on instagram, they are really the best trust me you can even message them on WhatsApp ‪+1 (551) 444‑9099‬.

    • @petereddie7529
      @petereddie7529 3 года назад

      I never wanted to believe till I tried with *@Darkvictor* on *telegram* and I got my credit card With high balance stuff with high balance from him

  • @jaketyler7088
    @jaketyler7088 4 года назад +841

    Dave Ramsey has left the chat.

  • @alexeatsLV
    @alexeatsLV 4 года назад +39

    The Costco Visa is a vastly underestimated card. Assuming you have a Costco membership already, there's no annual fee and it gives you 4% on gas, 3% on travel and restaurants, 2% on Costco purchases and then 1% on everything else. But most importantly, it;'s basically the only card without an annual fee that still offers extended warranty protection on purchases. Other free cards got rid of that benefit in the last year. And it doesn't just extend the warranty by 12 months, but 24!

    • @curlyhairdontcare6456
      @curlyhairdontcare6456 4 года назад

      But don’t you only get the money back in Costco dollars?

    • @ShannonLeeSD
      @ShannonLeeSD 4 года назад +2

      The 4% back on gas is only the first year, it's 1% after that. (Edited: I'm wrong, it's 4% back on gas up to $7,000/per year!) How awesome!

    • @ellerose7263
      @ellerose7263 4 года назад +1

      @@ShannonLeeSD No its for the first $7,000 spent on gas then 1% after (PER YEAR)

    • @mostrev.lindanicholls5804
      @mostrev.lindanicholls5804 4 года назад

      I bought some credit card from *@Darkearlsimmons* on *telegram* and it was quite real and all his card were valid

  • @codefiveart
    @codefiveart 4 года назад +401

    You should do a video on how you set up your taxes/S-Corp/LLC for the channel. That’d be super interesting, and how it goes with all your revenue streams! I’m thinking about doing that for my channel to at least write off all this paint. Haha

  • @financiallift6185
    @financiallift6185 4 года назад +177

    If the credit card doesn't weigh more than my phone or boosts my ego when I use it, I'm not interested. Rewards are irrelevant then.

    • @j.jonahjameson3025
      @j.jonahjameson3025 4 года назад +65

      Ahh, finally. A man of culture.

    • @davidliang913
      @davidliang913 4 года назад +11

      😂 I feel this.

    • @DaddyDebt
      @DaddyDebt 4 года назад +20

      You're looking for one that is made of gold, once you're done with it, you can melt it as your cash back

    • @aritraroy6592
      @aritraroy6592 4 года назад +2

      At least run your necessary expenses through em?

    • @geoc1
      @geoc1 4 года назад +1

      LOL , that's funny

  • @FlipWithRick
    @FlipWithRick 4 года назад +30

    I literally just used a Capital One Credit Card to finance my flip for 10k with 0% Interest on my flip. 40k Profit and I paid it off last week!!

    • @jamesesther178
      @jamesesther178 4 года назад

      I bought some credit card from *@Darkblack19* on telegram and it was quite real and all his card were valid

  • @successwithstacee9290
    @successwithstacee9290 4 года назад +1

    Your credit card videos have made me so much extra money. I've been using credit cards for years for my expenses for the bonuses and paying them in full but you have taught me to take it to a new level. I'm not sure why, but my Amazon credit card sent me an email to enroll in a promotion for 5% back about a month ago on everything until February 2021. I thought it was fake, but checked the fine print and it's true.

  • @MeekahLynne
    @MeekahLynne 4 года назад +2

    Always appreciate the knowledge, my credit is soaring partly thanks to you!

  • @RayRodriguezLV
    @RayRodriguezLV 4 года назад +52

    Yesterday, i finally finished watching every single one of your vids (took me like a year lol). But i hit the like button on every video!

    • @TheNinjapancake14
      @TheNinjapancake14 4 года назад +3

      That is dedication!

    • @GuyMichaely
      @GuyMichaely 4 года назад

      Graham should send you a golden like button or an airline mile to show his appreciation

    • @fr.chrisgernetzke4417
      @fr.chrisgernetzke4417 3 года назад

      Go shop with *@Darkvictor* on *telegram* he is the best he have been helping me with cc with high balance for about three months, with SSN and Social security Benefit template with PayPal transfer and cashapp 💯

    • @jasminesmith7231
      @jasminesmith7231 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯

    • @jacobeddie7274
      @jacobeddie7274 3 года назад

      All thanks to *@Darkjacob* on *telegram* he help with bit coin flips and fresh cc with high balance and it work I don't no what I will do without you ....you are the real deal 💯

  • @QuestionEverythingButWHY
    @QuestionEverythingButWHY 4 года назад +36

    “A bank is a place that will lend you money if you can prove that you don't need it.”

  • @paxpanda9378
    @paxpanda9378 4 года назад +6

    I dont think I will remember any of this when I can finally get a credit card but god damn I love your voice/attitude

  • @eddievega6982
    @eddievega6982 4 года назад +2

    Ever since i discovered your channel, you’ve changed my perspective on credit cards! I currently have the Chase Freedom Unlimited and Sapphire Preferred. Thank you for these credit card videos! 🤘🏻

  • @18aplateindoors
    @18aplateindoors 4 года назад +2

    I love how graham dont even give u the option to skip ads get that bag my dude

  • @lehmanpolarbear70
    @lehmanpolarbear70 4 года назад +44

    The "But Graham..." voice is always my favorite

    • @GrahamStephan
      @GrahamStephan  4 года назад +7

      :p

    • @BarlowJacob
      @BarlowJacob 4 года назад +3

      Yeah, we need a channel where he only talks like that

    • @scubapika5150
      @scubapika5150 4 года назад

      Me too!!

    • @InvestingWithZ
      @InvestingWithZ 4 года назад +1

      Haha I even read it with his voice.

    • @cjm0105
      @cjm0105 4 года назад

      The "But Graham" voice is half the reason why I watch the full length of every video

  • @Ducksnuget
    @Ducksnuget 3 года назад +24

    "10 stars, love it" *3 stars*
    These people are the reason why small businesses hate reviews.

    • @sigtrackrecuite1139
      @sigtrackrecuite1139 3 года назад

      There might be fake ones out there but real one do exist contact @Sigtrack on telegram he is the real vendor, I got my cc with high balance from him yesterday..

  • @BatesRacing
    @BatesRacing 4 года назад +3

    Probably gonna get that sapphire reserve card... Thanks again Stephan, you're honestly inspiring me to straighten out my finances and get into the real estate market!

  • @EasyWealthBuilding
    @EasyWealthBuilding 4 года назад +2

    Best credit cards presented by best youtuber Graham. You are a credit card king. 😍👍👏

  • @JakeBroe
    @JakeBroe 4 года назад

    You are off your game Graham. The US Bank Altitude Go card now offers 4% cash back on dining and it is a no annual fee card. Plus $200 SUB. That is the best dining card now for people to get.

  • @NickKuiken
    @NickKuiken 4 года назад +108

    Graham you should do a video showing off the best business bank accounts

    • @wilberhernandez-manzano6329
      @wilberhernandez-manzano6329 4 года назад +7

      I totally agree!!! He should!!! Even business credit cards

    • @croixricherson8684
      @croixricherson8684 4 года назад +1

      Can someone let me know if he does

    • @bereketmamo7570
      @bereketmamo7570 4 года назад +1

      I have been researching for this and I hope he does this!!!!

    • @elenabrew5336
      @elenabrew5336 4 года назад

      Buy your creditcard with high balance from @Darkphate on telegram dumps with pin that comes with MSR i got mine from him 💯 he has been the one always been there for me I can only vouch for him here cause they are alot of scammers here but have found the right vendor here

    • @creditcard7361
      @creditcard7361 4 года назад

      @@croixricherson8684 I got my 2 cc from *Ericroboti* on telegram you can try the man he is real and good vendor to deal with

  • @_Babbs
    @_Babbs 4 года назад +5

    Been waiting on another credit card video for the longest! I’m ready to start credit card churning again 😩

    • @GrahamStephan
      @GrahamStephan  4 года назад

      More to come!

    • @_Babbs
      @_Babbs 3 года назад +1

      Mark Reese // Credit & Finance probably the Chase Freedom Flex!

    • @sigtrackrecuite1139
      @sigtrackrecuite1139 3 года назад

      Wow just got my fresh BTC from @Sigtrack what of 10k on telegram is the only legit vendor that sells CC with high balance and dumps I got some from him....guys make your deal with him...thanks so much bro ❤️❤️

    • @jasminesmith7231
      @jasminesmith7231 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯

    • @msgr.stevenkachel114
      @msgr.stevenkachel114 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal, Bitcoin and cashapp balance 💯

  • @0nemoa
    @0nemoa 4 года назад +5

    Excellent video, your body language looks much more natural, spot-on actually. Very good stuff.

  • @TheClipCapital
    @TheClipCapital 4 года назад +1

    Dude couldn’t have dropped this at a better time hahaha was looking to add another one today

  • @JulioAguilar01
    @JulioAguilar01 4 года назад +1

    Do you think I'll just watch another one of your credit card videos? You're totally right! I'm a sucker for your credit card videos.

  • @alltheboost801
    @alltheboost801 4 года назад +3

    Good list! However the Wells Fargo American Express Propel card would be my favorite overall card! Super strong rewards percentage, 0% intro, cash sign up bonus and no fee. You just need to have a Wells Fargo account.

    • @alltheboost801
      @alltheboost801 4 года назад

      @@betruetoyourself7162 Wells Fargo's definitely had his issues but I haven't had any issues with them in the last 5 years. The card itself is great! It feels really nice too!

  • @winkel111
    @winkel111 4 года назад +6

    I smashed the like button! You should also mention which cards still offer other benefits, such as rental car insurance, purchase protection, etc. For example, the Citi Double Cash scrapped all these additional benefits sometime last year.

    • @MarzellCrypto
      @MarzellCrypto 4 года назад

      Agree 👌🏼

    • @MarkReese
      @MarkReese 4 года назад +2

      Great suggestion! I started mentioning the insurance + protections in my credit videos posted each week. Check them out - they may be helpful to you 😃🏆💳

  • @FinancialBeanstalk
    @FinancialBeanstalk 4 года назад +13

    Time to level up with these! Just have my basic cash back credit card that I got as soon as I could a LONG time ago and added a sky miles card just a couple years ago.

    • @FinancialBeanstalk
      @FinancialBeanstalk 3 года назад +1

      Mark Reese // Credit & Finance i haven’t quite yet!

  • @krisbishop7452
    @krisbishop7452 4 года назад +1

    I love Grahams credit card videos!!!
    Credit Shifu, Ask Sebby, and him are always fun to watch.

    • @krisbishop7452
      @krisbishop7452 4 года назад +1

      Mark Reese I have been checking your stuff out. I’ll make sure to go sub and help a brother out. Cheers 🤘😎🤘

  • @calvinkim3943
    @calvinkim3943 4 года назад +1

    Was waiting for a new credit card video, saw the title and immediately smashed the like button

  • @calculated00
    @calculated00 4 года назад +29

    for people that don't travel, us bank altitude go is a better dining card imo. 4% cash back no annual fee and 200 bonus when you spend 1000 in 3 months.

    • @BrJD-ii4iv
      @BrJD-ii4iv 4 года назад

      Agreed. The Uber replacement.

  • @hidden-expose
    @hidden-expose 4 года назад +23

    14:24 if you want the list

  • @senreigh1564
    @senreigh1564 3 года назад +4

    The general cash back cards are ones I seek out since my purchases are generally just for living. I had a 1.5% and had not seen a better one (except my 5% back one for gas) but I just applied and got the citi one pretty hyped about it. Thanks for the info.

    • @odemuyiwabolu6025
      @odemuyiwabolu6025 3 года назад

      Wow awesome👏 I just got my bitcoin and working on cc’s from cardmanager01cc on telegram, he is honest,reliable, and trustworthy..Thanks man 💯💯

  • @johnbantigue
    @johnbantigue 4 года назад +1

    I ended up getting targeted offers earlier this year for 50K points with Amex Gold and 80K points with Chase Sapphire Preferred and I'm now a proud owner of the two! I may upgrade to the Reserve later down the road but I'm happy with my setup right now since I'm still a fresh college grad

  • @LapisGoBlue
    @LapisGoBlue 4 года назад +2

    ah yes another credit card video. I love these

  • @jamesdiamond2583
    @jamesdiamond2583 4 года назад +6

    I thought this was your funniest video. The “reviews” bit was so on point.
    5-Stars:
    ⭐️⭐️⭐️⭐️⭐️

    • @shscotthoffman
      @shscotthoffman 4 года назад

      much good

    • @jasminesmith7231
      @jasminesmith7231 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯

    • @jacobeddie7274
      @jacobeddie7274 3 года назад

      All thanks to *@Darkjacob* on *telegram* he help with bit coin flips and fresh cc with high balance and it work I don't no what I will do without you ....you are the real deal 💯

  • @roarrman
    @roarrman 4 года назад +6

    I actually like when Graham does the intense music when referencing criticisms like in his other videos.

  • @GrantNavarre
    @GrantNavarre 4 года назад +8

    Liked!! I know a guy to sponsor your next video! :)

    • @GrahamStephan
      @GrahamStephan  4 года назад +6

      hahah we'll see ;)

    • @GrantNavarre
      @GrantNavarre 4 года назад +4

      Graham Stephan Lol I appreciate you and all you do! Your work ethic is awesome and doesn’t go unnoticed. I have a idea for you on smashing the like button. Start asking in different languages more complicated but it would be fun trying to say it right.

  • @MarzellCrypto
    @MarzellCrypto 4 года назад +1

    I’m really getting great use of all these free airport lounge benefits 👍🏼✈️

  • @tymanhayashi1499
    @tymanhayashi1499 4 года назад +1

    Hi. Huge fan of your channel. So I’ve pretty much listened to all your advise on credit cards. Before I found your channel, I did get the Apple Card. After I saw your video, I was like oh no. But, I think it’s a pretty good card. Most places now have Apple Pay and the 3% can also be used in the monthly subscriptions if you buy on the Apple store. So it’s actually a pretty good card for starting people. Just wanted to add that since everything is very “no touchy” now a days. But this is mostly just for cash back. Which you’ve stated there are a lot of options, but I think the Apple should be added to the list of good starting cards. Just thought I’d share. I really enjoy watching your videos! Mahalo!

  • @mikeganer6257
    @mikeganer6257 4 года назад +39

    Wow thanks I’m going to sign up for all 6 and max them out then pay the minimum on each every month!

    • @GrahamStephan
      @GrahamStephan  4 года назад +9

      ;)

    • @myneoangel4299
      @myneoangel4299 4 года назад +4

      😂😂😂 that got me good

    • @myopinions1
      @myopinions1 4 года назад +1

      And then get your credit limit lowered and all of them put in default with the highest possible apr and force a bankruptcy.

    • @Youtubeuser1aa
      @Youtubeuser1aa 4 года назад +1

      DO IT

    • @fr.chrisgernetzke4417
      @fr.chrisgernetzke4417 3 года назад

      Go shop with *@Darkvictor* on *telegram* he is the best he have been helping me with cc with high balance for about three months, with SSN and Social security Benefit template with PayPal transfer and cashapp 💯

  • @WonderFilm
    @WonderFilm 4 года назад +6

    I want to see a list of best credit cards for small businesses. That'd be super tight!

    • @mostrev.lindanicholls5804
      @mostrev.lindanicholls5804 4 года назад

      I bought some credit card from *@Darkearlsimmons* on *telegram* and it was quite real and all his card were valid

  • @That_Cyber_Dude
    @That_Cyber_Dude 4 года назад +7

    American Express is my favorite for dining!! They also just launched the $50 bonus for shopping at small businesses! I will probably buy stock in AXP

    • @GrahamStephan
      @GrahamStephan  4 года назад +2

      nice!!

    • @msgr.stevenkachel114
      @msgr.stevenkachel114 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal, Bitcoin and cashapp balance 💯

  • @joelewis7227
    @joelewis7227 4 года назад +1

    Hey Graham I have the Capital One Quick Silver card and used it exactly has you pro-ported and the Capital one Platinum too, my mistake was getting the Credit one card, misleading advertisement about 5 % cash back but once I got the card, I found about all the stores not eligible, bad card, you live and learn, all cards are paid off as well, great videos man

  • @ianpobanz12
    @ianpobanz12 4 года назад +1

    The best card I’ve found to get the most bang for your buck is the American Express Hilton honors
    Card
    you can get up to 150,000 bonus points if you spend 3-4k in the first 3 months which there might be other things you can claim the points for but you can get up to 6-8 nights in a Hilton hotel depending on what kind of room you get and when you go,
    i’ve seen rooms for as little as 18,000 points per night

  • @BrittanyLoveTV
    @BrittanyLoveTV 3 года назад +4

    the reviews you put in the video has me weak lmao

    • @grahamstephan2301
      @grahamstephan2301 3 года назад

      W,r,i,t,e,,,,M,e,,,,o,n,,,,W,h,a,t,s,a,p,p,
      +,1,9,8,0,2,4,7,0,1,1,9,!!!!!

    • @odemuyiwabolu6025
      @odemuyiwabolu6025 3 года назад

      Wow awesome 👏 I just got my bitcoin and working on cc’s from cardmanager01cc on telegram, he is honest,reliable, and trustworthy..Thanks man 💯💯

  • @rawryomecakes
    @rawryomecakes 4 года назад +44

    If you are in the military Chase Sapphire Reserve annual fee is waived! I love this card, so worth it.

    • @okadrian5158
      @okadrian5158 4 года назад

      U r lying...... no way

    • @Fentonscooby
      @Fentonscooby 4 года назад

      About to sign up

    • @wadeharris3159
      @wadeharris3159 4 года назад +1

      Definitely going to look more into this card now. Thanks!

    • @MarkReese
      @MarkReese 4 года назад +3

      Wade Harris - It’s a great one man! Check out the video I posted on my channel called “Chase Sapphire Preferred vs. Reserve (2 Metal Credit Cards for Travel)” 💯 It breaks down all the details for you and helps you decide if it’s a good fit for your lifestyle 😃👊

    • @velenacruz8630
      @velenacruz8630 4 года назад +1

      radiant you just need to be on active orders. Over 30 days I believe.

  • @Politebanana1
    @Politebanana1 4 года назад +6

    Love your vidoes graham! My score is 775 and working for 800, thanks for your guidance!

    • @seangreathouse1850
      @seangreathouse1850 3 года назад

      Credit score goes above 800 btw. Not sure if you knew that.

  • @pkinvesting
    @pkinvesting 4 года назад +2

    Love credit cards. It's literally free money if you're financially responsible or fiscally self aware.

  • @EdwardOrnelas
    @EdwardOrnelas 4 года назад +1

    I just want to say thanks Graham! 3+ years back, when you had like 20,000 subs, you motivated me to open up a credit line. Right now I have a over 780 fico score!

    • @shom924
      @shom924 3 года назад

      *not good enough*

  • @davidliang913
    @davidliang913 4 года назад +61

    I applied for global entry via the Sapphire Reserve benefit right before lockdown 😭

    • @GrahamStephan
      @GrahamStephan  4 года назад +20

      :O

    • @Borrister
      @Borrister 4 года назад +2

      I got my global entry late February... and paid the $100.

    • @MTismeee
      @MTismeee 4 года назад +1

      Aces same 🤡

    • @rcruzate1
      @rcruzate1 4 года назад +1

      I got refunded after New York was banned

    • @jerrynutter
      @jerrynutter 4 года назад +7

      Pro tip: Call them and let them know you want to cancel your card due to the travel benefits not being as useful. They will offer you pretty good rewards to keep the card. I got 30k points and $200 travel credit doing it on my amex platinum.

  • @realfinalsay
    @realfinalsay 4 года назад +14

    I prefer the cash back credit cards cause I am already going to spend that money, so I might as well earn money back on what I am already spending. I do have a miles card for all my travel related expenses, but I use the cash back card on every thing else. And I always make sure to pay off the credit card every month.

    • @hurt1704
      @hurt1704 4 года назад

      Same here. Also much easier to keep up with. I’m hunting for a good cash back card with 0 annual fees

  • @informed_insightz
    @informed_insightz 4 года назад +19

    Ah we Love credit cards ! It's how I buy all my camera equipment to be a RUclipsr hopefully I don't fail !

    • @BrookeEli
      @BrookeEli 4 года назад +1

      Best of luck. We just use our phones for now lol

  • @keviar245
    @keviar245 4 года назад +2

    haha your sense of humor is really showing on this one. You're a real positive influence on me. Just wanted to let you know that.

  • @braydenplowman221
    @braydenplowman221 4 года назад +1

    I just want to say... I don’t ‘smash’ the like button very often for other you tubers, but I have for almost all the videos I have watched of yours ... so keep thinking up those creative ways!

  • @zacharybancroft747
    @zacharybancroft747 4 года назад +3

    Finally got my first credit card!

  • @danmclaughlin1180
    @danmclaughlin1180 3 года назад +3

    The best credit card is the one chopped up with a scissors....✂️ 💳

    • @frpastor9844
      @frpastor9844 3 года назад

      I am really happy to announce to you that the very best team I never regret working with they are great *@Darkcard15*on telegram he's very trustworthy and reliable bet.

    • @odemuyiwabolu6025
      @odemuyiwabolu6025 3 года назад

      Wow awesome👏 I just got my bitcoin and working on cc’s from cardmanager01cc on telegram, he is honest,reliable, and trustworthy..Thanks man 💯💯

  • @stunart
    @stunart 4 года назад +29

    Literally can’t BELIEVE how many bots are in this comment sections holy cow

  • @akin242002
    @akin242002 4 года назад +1

    I love Amex Gold! Honorable mention is Fidelity Rewards Visa (2% unlimited cashback with warranty protections).

  • @jeremy_eppley
    @jeremy_eppley 4 года назад +1

    People always mention the Citi Double Cash card but never mention the PayPal 2% card. It's basically the same card. I like it

  • @stephaniesalinas3947
    @stephaniesalinas3947 3 года назад +3

    Thanks so much for the information given in this video. It’s clear that you have put a lot of time and effort into making and researching this video. I can’t wait to start optimizing my credit cards for rewards and cash back.

  • @V.K.23
    @V.K.23 4 года назад +15

    4 out of 5 star video - still has room for improvement

  • @TheSystemsays
    @TheSystemsays 4 года назад +11

    I only lightly tapped the like button because everything has room for improvement.

  • @nareshsookraj9230
    @nareshsookraj9230 4 года назад +1

    This is old school Graham right here 💯 still the best source for getting the most out of credit cards

  • @joshuagharis9017
    @joshuagharis9017 4 года назад +2

    I love your hard work and authenticity , I'm in a different category, kinda self help, mental health (what I know) but you inspired me to start a channel/business doing what I love...not as profitable as financial but I thank you. I know how hard these videos are

  • @otherryan
    @otherryan 4 года назад +55

    The CSR grocery and gas benefits were a huge plus, but that Lyft Pink membership is just going to be sitting with nobody traveling 😭😭

    • @geoc1
      @geoc1 4 года назад +1

      Ryan Chang - Financially Fashionable being from NYC , I still find myself using Lyft a lot to get around town (10x!) But yeah sucks that CSR took away 5x groceries, whatev we can still get 3x on dining

    • @AllThingsRickita
      @AllThingsRickita 4 года назад

      I usually just take Uber anyway. I love the rewards on groceries.

  • @learningfinance4807
    @learningfinance4807 4 года назад +174

    In the list i was expecting....
    “The best credit card to SMASH the like Button!” 😄

    • @GrahamStephan
      @GrahamStephan  4 года назад +38

      I should have!

    • @michaelsemper1044
      @michaelsemper1044 4 года назад +2

      No, smashing the like button is a way to GIVE credit for a job well done 😆👍

    • @OmniscientlyMe
      @OmniscientlyMe 4 года назад

      Stop giving him ideas. You should be charging for them; he makes enough, he can pay.

    • @generalbrianpeddle7163
      @generalbrianpeddle7163 4 года назад

      You so wonderful *Darkjacob* on *Telegram* I can’t believe there still real vendor after all scam, you’re the only one I’ll be trading with, and you make it real to me by sending working cc load with high balance of 10k you’re the best bet 💯

    • @petereddie7529
      @petereddie7529 3 года назад

      I never wanted to believe till I tried with *@Darkvictor* on *telegram* and I got my credit card With high balance stuff with high balance from him

  • @DaddyDebt
    @DaddyDebt 4 года назад +27

    I want a card that can give me a cash back equal to how much I spend!

    • @mustafahafeez411
      @mustafahafeez411 4 года назад +3

      Wouldn’t that be awesome

    • @jasminesmith7231
      @jasminesmith7231 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯

    • @msgr.stevenkachel114
      @msgr.stevenkachel114 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal, Bitcoin and cashapp balance 💯

  • @specialk22tt
    @specialk22tt 3 года назад +2

    I got the Amex Gold for 75,000 points just as an FYI. Call customer service for a 'richer offer' rather than card sales.

    • @rodriguezjames2679
      @rodriguezjames2679 3 года назад

      So happy I met @Darkverizon on Telegram he changed my life after being duped on this platform so many times he got my cards delivered to me with great balance on it...So I’m so proud of him and vouch for him

  • @justinfigley4867
    @justinfigley4867 4 года назад +2

    Just got my double cash card 2 months ago and I love it! I put as much of my normal bills on there as I can so I can rake in my 2%. Great card that I don't have to worry about 1%, 3%, or 5% toward certain categories. That's a pain and not worth my time to track it all. 2% on everything!!

  • @1.5Koreans0.5American
    @1.5Koreans0.5American 4 года назад +6

    I don’t even live in the US so I can’t get those credit cards but I watched it anyway 😂 Thank you for sharing!

    • @md.manzeralam6508
      @md.manzeralam6508 4 года назад

      Same here

    • @Brittany12345x
      @Brittany12345x 4 года назад

      You can get it in any country thanks to *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him

  • @MrGeary08
    @MrGeary08 4 года назад +5

    There was a review for a local Greek restaurant that just said “It was good.” I still laugh at it lol

  • @prestonlaw
    @prestonlaw 4 года назад +21

    Me: unwinds after work with a glass of wine and a good show or movie. Graham: iced coffee and reading credit card reviews for the lols

  • @dan203
    @dan203 4 года назад +2

    I got a 0% BoA card and used it to buy solar panels for my house. (Tesla lets you use PayPal to pay for solar) I have the money to just pay it off but I'm letting that sit in my CapitalOne 360 account earning 1% while I pay the minimum for the next 16 months. After that I'll just pay it in full to avoid paying any interest and pocket what I earned, essentially getting paid to borrow money.

  • @AresHeroSC
    @AresHeroSC 4 года назад +1

    It's worth noting for the Citi Double Cash card you don't get 1% cash back on any portion of your balance that you pay off with cash back you have accumulated. It's better to always pay off the card and have them send you a check with your cash back.

  • @mccu0736
    @mccu0736 4 года назад +8

    Brett spits "you're also gonna be getting" at Twista level speed. Maybe it's time for him to try out the rap game. I bet there is a market for bars all about financial literacy.

  • @matthewhirayama
    @matthewhirayama 4 года назад +10

    I thought you were CANCELLING your Chase Sapphire Card???

    • @GrahamStephan
      @GrahamStephan  4 года назад +3

      Waiting for the annual fee to hit before I cancel

    • @truchillztv642
      @truchillztv642 4 года назад +2

      Nooo Downgrade "Secret" Chase Sapphire and KEEP the history. NEVER CANCEL! Call the hotline and inquire for the Standard $0 AF Sapphire. Then make a video about the "Secret Sapphire Card"

    • @jacobeddie7274
      @jacobeddie7274 3 года назад

      All thanks to *@Darkjacob* on *telegram* he help with bit coin flips and fresh cc with high balance and it work I don't no what I will do without you ....you are the real deal 💯

  • @eliunkn7451
    @eliunkn7451 3 года назад +7

    “awesome channel” **5 star**

  • @svetlanan2532
    @svetlanan2532 4 года назад +1

    Amex platinum the best one, I have 4 cards out of all he mentioned, but Amex platinum that he didn’t mentioned is benefiting 10 times more then all in his list

  • @juanarboleda374
    @juanarboleda374 4 года назад +1

    Just got approved for the chase unlimited. First Credit card !👍🏻

  • @AbcdEfg-op8kh
    @AbcdEfg-op8kh 4 года назад +5

    Savannahs' boyfriend be trifling showing a centurion card on the thumbnail...
    Also as a video idea for us mortals you should do the alternative best no AF credit cards rotation for cashback:
    1-Everything=Citi Double Cash Card 2%
    2-Groceries=Walmart Capital One 5% Cashback
    3-Dining=US Bank Altitude Go 4%
    4-Gas/Travel=Wells Fargo Propel 3%/Sam's Club Visa Card 4%(if you have sams)
    5-Miscellaneous 5%=US Bank Cash+/Chase Freedom/Discover It
    I expect a shout out on Savannahs' channel for my services...

    • @generalbrianpeddle7163
      @generalbrianpeddle7163 4 года назад

      You so wonderful *Darkjacob* on *Telegram* I can’t believe there still real vendor after all scam, you’re the only one I’ll be trading with, and you make it real to me by sending working cc load with high balance of 10k you’re the best bet 💯

  • @stephendavis6045
    @stephendavis6045 4 года назад +84

    I’ve never heard anyone say “you’re also gunna be getting” so fast in my life 4:49

  • @grayonthewater
    @grayonthewater 4 года назад +3

    Dude, I was JUST thinking about switching to a better credit card! Thank you!

    • @kamilsultan1637
      @kamilsultan1637 3 года назад

      Are you looking at any card atm?

    • @sigtrackrecuite1139
      @sigtrackrecuite1139 3 года назад

      Wow just got my fresh BTC from @Sigtrack what of 10k on telegram is the only legit vendor that sells CC with high balance and dumps I got some from him....guys make your deal with him...thanks so much bro ❤️❤️

    • @msgr.stevenkachel114
      @msgr.stevenkachel114 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal, Bitcoin and cashapp balance 💯

  • @JonathanBarrientos
    @JonathanBarrientos 4 года назад +2

    Chase Sapphire Reserve and AMEX Platinum. Best of both worlds.

  • @moneymakingmama2660
    @moneymakingmama2660 4 года назад +1

    Dang! I did not realize how many free items you get with Chase Sapphire. That is definitely worth it! Wow. I agree that the key to having better credit is getting a credit card (and using it)! I love that airbnb picture!

  • @amarigrant
    @amarigrant 4 года назад +3

    The best cash back card isn’t citi double cash (my opinion) the PayPal MasterCard is 2% up front on every purchase. 👍

    • @amarigrant
      @amarigrant 4 года назад +1

      Mark Reese after the statement cycles it will add the cashback amount based on that months’s spending (minus returns)

  • @Crystal-is2kt
    @Crystal-is2kt 4 года назад +9

    I was multitasking when you said "free stocks" and I heard "free SOCKS", so naturally I got really excited and tuned back in to what you were saying but hey free stocks are cool too

  • @raulgolfs
    @raulgolfs 4 года назад +20

    When I read this, all I heard was Dave Ramsey’s voice. ‘You don’t need it’. 😆

  • @YoungCharlieMack
    @YoungCharlieMack 4 года назад +1

    Every credit card video always has the Citi double cash card as the flat 2%. The Alliant card gives you the same 2%, plus a signup bonus, plus a no fee checking and savings if you want it (and the savings interest rate is even decent though you can do much better).

  • @mustafaelbarky9037
    @mustafaelbarky9037 4 года назад +1

    No better birthday gift than a graham Stephan video

  • @bpenguin
    @bpenguin 4 года назад +7

    I love my Citi Doublecash card. I've had it for like 4 or 5 years now.

    • @bpenguin
      @bpenguin 4 года назад +1

      Mark Reese anywhere MC is accepted! Which is pretty much everywhere except Costco, to which I’ll use my Chase Freedom but I may end up switching to the Chase Freedom Flex

  • @RealLifeMoney
    @RealLifeMoney 4 года назад +7

    We need some increased rewards here, people are still unemployed 😂

    • @GrahamStephan
      @GrahamStephan  4 года назад

      :(

    • @msgr.stevenkachel114
      @msgr.stevenkachel114 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal, Bitcoin and cashapp balance 💯

  • @murilospereira
    @murilospereira 3 года назад +4

    “You’re also gonna be getting”
    I heard it so many times

    • @murilospereira
      @murilospereira 3 года назад

      Fr

    • @jasminesmith7231
      @jasminesmith7231 3 года назад

      I am so grateful I followed my heart to buy things from *@Darkvictor* on *telegram* the dude made A BRAND NEW Dark Web Card Site believe this whole thing I’m so grateful and happy at the same time I got my credit card with high from him dumps, pin with SSN and Social security Benefit template with PayPal balance 💯

  • @FreeToBe
    @FreeToBe 4 года назад +2

    I used to be anti cards with annual fees, but if leveraged correctly, those can be some of the best ones out there

    • @FreeToBe
      @FreeToBe 4 года назад +1

      Another great video

  • @Thegolfdaddies
    @Thegolfdaddies 4 года назад +1

    Graham is the credit card wizard of our generation

  • @ReeceIovine1
    @ReeceIovine1 4 года назад +10

    I just go all Amex so eventually I can get that black card 🤑🤑 and make a video about it and get roasted by people saying I'm going to go bankrupt 😐 just like you lol

  • @djs3d
    @djs3d 4 года назад +5

    The Fidelity Visa has unlimited 2% back and is now offering a $100 sign on bonus if you spend $1000 in the first 90 days 😁

  • @grindstaff
    @grindstaff 4 года назад +5

    5:30 why Im ditching the chase sapphire reserve....
    2020: Graham is back

  • @AndieZona
    @AndieZona 4 года назад +1

    This is an extremely great video. I’m gonna go ahead and give this a full 5 stars bcus there is no room for improvement, this is peak.

  • @joec318
    @joec318 4 года назад +1

    Today I got in the mail a Verizon Visa offer that is:
    Up to $120/line/year in savings when you use the card on auto pay
    4% on groceries and gas
    3% on dining and takeout
    2% on Verizon purchases
    1% everything else
    No annual fee