Living in Uruguay - Opening a bank account

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  • Опубликовано: 19 ноя 2024

Комментарии • 34

  • @ROBERTTIMCO
    @ROBERTTIMCO 7 месяцев назад +3

    $5,000 USD on deposit at BROU bank for 6 months and as Mark states a record of where the funds came from ( a clean money trail as UY has anti-money laundering laws) BROU bank has an amazing online bill payment software program, tells you when an account is due, gives a reminder and tells you what you owe. Great banking systems here, I really rarely go to a branch as most transactions involving cash are through a Cambio. Canadian pension OPP and CPP can be directly deposited here in Uruguay.

    • @GuruGuay
      @GuruGuay  7 месяцев назад +1

      Thank you so much for sharing your personal experience, Robert! Really appreciate it

  • @maurogalvan4155
    @maurogalvan4155 7 месяцев назад +4

    Es raro que no haya hasta ahora una comunidad de norteamericanos como hay de alemanes o rusos y suizos aquí en Uruguay es un agradable país para vivir saludos cordiales...

    • @GuruGuay
      @GuruGuay  7 месяцев назад +2

      Hola Mauro, cómo estás. Muchas gracias por comentar. En realidad ya hay varios miles de norteamericanos viviendo en el Uruguay. Y de hecho es el grupo extra regional que más solicita residencias para quedarse en el país.

  • @maurogalvan4155
    @maurogalvan4155 7 месяцев назад +3

    Es bueno saber que eligieron un país agradable para vivir y progresar tranquilos como uruguayo les doy una cálida bienvenida y para ti gurú guay también saludos cordiales muy lindo su programa en RUclips

    • @GuruGuay
      @GuruGuay  7 месяцев назад +1

      Que buen onda! Gracias, Mauro. Yo misma como emigrante (britanica) aprecio tus palabras. -- Karen

  • @markteuten
    @markteuten 5 месяцев назад +2

    Hi. A utility bill is an electricity, gas or water bill, showing your address on it. Mark

    • @supermiggie6217
      @supermiggie6217 5 месяцев назад

      Hello mark, thank you for your answer. Does this bill have to be of an Uruguayan adress or does that not matter? Thx

    • @gerardwalleyn6439
      @gerardwalleyn6439 4 месяца назад +1

      @@supermiggie6217 He said from your own country. I suppose a hydro bill would be most common as that is the one i will bring from Canada before i leave for Uruguay in Feb. 2025.

    • @lordoflight2024
      @lordoflight2024 4 месяца назад

      @@gerardwalleyn6439 they need it paper or you can photo it from your phone ?

  • @gerardwalleyn6439
    @gerardwalleyn6439 4 месяца назад

    I read there is a 2/1000th of a % charge on money entering your bank account or 20$ for a 10K dep. also i have read if that amount of dep. or higher let's say in the millions of usd was made via a Bank Wire from Canada for instance then that 2/1000th % charge does not apply?

  • @Clyde-hv3fm
    @Clyde-hv3fm 6 месяцев назад +1

    Once you’ve initiated opening the bank account in person, must you stay in Uruguay the two to four weeks necessary to complete the account opening?

    • @markteuten
      @markteuten 6 месяцев назад

      No, that is not necessary.

  • @geezerpleasers_OG
    @geezerpleasers_OG 4 месяца назад

    This is very helpful.
    I do have one question. Most people in the US file their income taxes online now. What form does your tax return have to be in to be accepted by a Uruguayan bank? Is simply downloading it and printing it at home acceptable, or do they require some sort of formal verification?

    • @GuruGuay
      @GuruGuay  4 месяца назад

      Pleasure! I'm pretty sure that a print out if just fine. But you'd want to check with the bank in advance -- best, Karen

  • @whodathunkitwhodathunkit8532
    @whodathunkitwhodathunkit8532 7 месяцев назад +1

    $50 a month for a bank account? That’s nuts! In US I have checking, savings, debit card, ATM network, and I don’t pay one cent!

    • @GuruGuay
      @GuruGuay  7 месяцев назад

      That’s why we mentioned it.

    • @markteuten
      @markteuten 6 месяцев назад +2

      Yes, it is expensive, but it's a case of when in Rome..... Some things here are more expensive and others are cheaper.

    • @gerardwalleyn6439
      @gerardwalleyn6439 4 месяца назад

      So true. I can imagine for expats it is a shock but most all can absorb it but what about the poor or low income locals now that must really hurt them something fierce.

  • @lordoflight2024
    @lordoflight2024 4 месяца назад +1

    i have a question
    i have online work , when i move in uruguay what documents the bank need to have an account there ?

    • @markteuten
      @markteuten 4 месяца назад

      Hi! They want a bank reference letter, a utility bill and proof of income.

    • @lordoflight2024
      @lordoflight2024 4 месяца назад

      @@markteuten utility bill from home Uruguay ?

  • @discipleofthemessiah1796
    @discipleofthemessiah1796 5 месяцев назад

    What are the documents needed to open up a special deposit trust account?

    • @markteuten
      @markteuten 4 месяца назад

      Hi. Sorry I do not know what you mean! But trusts are not really recognised here in Uruguay so probably this is not a possibility. Mark

  • @supermiggie6217
    @supermiggie6217 5 месяцев назад

    Hey karen, thx for the content, what exactly is this utility letter of the homecountry that he is talking about?

    • @GuruGuay
      @GuruGuay  5 месяцев назад

      Hey there Supermiggie, sure thing. I'll ask Mark to clarify for us. Cheers, Karen

    • @supermiggie6217
      @supermiggie6217 5 месяцев назад +1

      @@GuruGuay that’s very nice of you, thank you

    • @GuruGuay
      @GuruGuay  5 месяцев назад

      @@supermiggie6217 did you see his answer below? A utility bill is an electricity, gas or water bill, showing your address on it. Mark

    • @supermiggie6217
      @supermiggie6217 5 месяцев назад

      Thank you, just asked him a follow up because im not shure if it has to be a Uruguayan adress on the bill?

    • @markteuten
      @markteuten 4 месяца назад

      @@supermiggie6217 The utility bill they want is one from abroad. You will be opening an account as a non-resident, so it acts as proof of your address abroad.