How Much Do I Need to Retire Early 2024 (less than you think)

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Starting your retirement planning on fundamental rules of thumb is an okay start for back of the napkin math; however, relying SOLELY on a rule of thumb for your entire early retirement strategy is not ideal and may result in working longer and saving MORE than you need.
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All content is not to be received as financial advice and each individual should consult with their dedicated financial planner, tax preparer, estate attorney, etc. before making any financial decisions.
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My firm: onedegreeadvis...

[@user-rz2uw1sz8t]

I am floored that you are the first person I have witnessed (outside of myself and my parents) give this kind of optimistic and reasonable retirement advice. Three years ago at 47, I "worked backwards" when I realized how my work-focus lifestyle was hurting me. I analyzed my life, spending habits, investments, future income sources. I downsized everything I possibly could, and I was already quite frugal. Eventually at 49, I moved to Greece to maintain the budget I created as well as to sustain the happy future I wanted. Thank you for your simple, yet powerful advice. These 4, let alone 8% rules are scare tactics I have never paid attention to. I am glad I followed my own reasonable thinking rather than continuing to be scared into working myself to death. Best to you and your firm.

[@MCalcagno]

Thanks for watching and sharing your approach, Jennifer! Wishing you continued success and fulfillment in your life in Greece.

[@josephy.1781]

Great information video. I wish you actually live close to my location. You would be someone that I would consider to manage my retirement plan. Keep those videos coming, thanks.

[@MCalcagno]

Thanks for watching, Joseph! I appreciate your kind words.

[@whalefridaydigital]

Fire content Matt, I'm a huge fan of your video 🙋‍♂
Out of curiosity, is there any chance to collaborate with you as a video editors / Thumbnail designer to build up your personal brand?

[@vexator19]

Thank you for this video. What software do you use?

[@MCalcagno]

We use Income Lab!

[@vexator19]

Thanks!

[@Baekstrom]

I made a big spreadsheet that takes into account that I will start receiving a pension from the government when I reach my retirement age. I only plan for a vacation every third year and very little for fun, like going to the theater and such. The idea is that if I make some extra money or if my investments go up more than expected one year, then I can indulge myself a bit more than was in the budget.
I see you only have about 700 subscribers, so I'll increase that number by one.

[@MCalcagno]

Thanks for watching!