Great job with this, Naomi! Thank you for the opportunity to join you here on this channel and I hope the conversation we had was helpful to your audience.
Are we worthy enough for a early Thursday morning upload from the Queen? That is a major philosophical question being asked in major educational institutions.
THANK YOU for creating this educational and simple video. My bank offers this virtual card as a benefit. But, the bank failed to explain exactly how to use it. The bank failed to explain the definition. Thanks for helping me to learn about this.
i did not know you could put something else for big bank to see if you want to keep your purchase private thank you for the knowledge. miss Naomi is always so well put together.
NO! if you cancel a virtual card because you cannot efficiently cancel a subscription then SOME providers will build up a debt for you to pay - even if you don't USE the service. Then a year later you get a HUGE menacing bill for your debt AND the services of a debt collection agency. That is where it is handy that the provider does not have your real details.
A long time ago a door to door salesman questioned why I was reluctant to give his "company" my credit card details over the phone. He said nobody can misuse the information. Oh really, I said. Should I put out all my savings on the front doorstep before bedtime and just hope it will be there the next day? He claimed it was not like that, but he couldn't explain why not. I still maintain that it is. I once went abroad and a checkout operator asked for my card. She said I didn't need to enter my PIN and they didn't even give a receipt. So they only needed the card number which they then had on record. Should that make me feel secure?
As a PCI QSA I can say this is the best way to use CC or a Bank provided Payment Card from Customer standpoint to defend against Card Not Present Transactions.
Leonardo DiCaprio (Frank Abernathy) cameo @ 2:38 LOL. NB, I'm one who avoids rewards programs to the point of cancelling my Visa Classic when it changed to a rewards card fully aware of the credit history hit. That's one thing about one-time or limited use virutal cards that should be mentioned is that they will not gain you credit history.
If you use a credit card, the bank and the government already have an overview of all your transactions, and you're also spreading your personal information across countless websites. If you use a virtual credit card, you limit that risk. This is not a tool for anonymity from the government, if you want that then privacy coins and cash are the only options.
Like your video as always. However, I hoped you would give us some details about different providers. Maybe next time ;) I never understood/never going to understand the creditcard obsession in US. I wasn't aware of it when I visited the states more than ten years ago. Those two month were quite a journey without creditcard. The only reason for me getting one a year ago was for buying things outside my country online. Therefore, I am glad for having such possibilities like online prepaid creditcards. Still not as good as cash, but it hides my information and does brake the surveillance chain of my bank. Creating onetime cards is also a neat feature.
For sure, I didn't want to dive into products that I hadn't personally used, and I didn't want to make it seem like an ad for the one I did use, but doing a video that compares them is definitely a great idea and I'll add it to the list!
You need to bank online to get a virtual cc #. I never bank online, because if my account is accessed online, I know it's not me. Research who you are buying from. learn about "who is" searches
this ability to use virtual credit cards needs to be adapted in some way to gas station pumps in the US. my card has been skimmed a few times at gas stations, and had to change card numbers because of that. how would this work?
Use debit card in what capacity? These services vary in how they’re funded, some are by linking a cc, others by linking a debit card or your bank account
@@NaomiBrockwellTV When you forum the first loop, go around it the other direction then create the second loop. ruclips.net/video/WodmxuTr-m4/видео.html
Sometimes. And all costs of credit card fraud are passed on to the consumer in one way or another regardless. Not to mention the hassle of cancelling and replacing your cards.
I tried creating this card, but it's asking for ssn... even though I guess you can by pass it but using a fake on (rip someone out there haha). It then asks for your actual bank account. Maybe it wasn't like that when you did it?
Merchants can't tell as far as I know, but the virtual credit card companies usually have pretty tight policies. For example I tried using one on a crypto exchange and my account was suspended. So beware! (account was reinstated soon after btw)
What Do You Say If One Of Those Companies Ask You How Did You Get a Large Amount Of Money ? And How To Prove The Source Of This Money ? Can You Make A video About This Subject No One Is Talking About It Cauze If You Ask Me This Is Tresspassing the privacy Of People And their Freedom plus They Are Forcing You To Give Them informations That Are Private Plus They Will Freeze Your Account If You Don"t Give Them The Source Of The Money .
Another benefit of a real credit card! It depends how the virtual cc company funds the card. Some of them you can link to a cc, others pull directly from your acct
They have to do a LOT of kyc to stay compliant (it’s why I prefer crypto to the traditional financial system), it’s possible that not enough information was provided to prove you are who you say you are
It's absolutely more private when, as you said, you use the right coins :) I absolutely recommend crypto over credit cards or even fiat, but for those who haven't yet dive in, this is a good interim solution
Great video, very informative about what virtual CC is. I was thinking about setting up virtual CC, but is it is link to bank accounts with MY MONEY. This is the same reason I don't use debit cards. Its ALWAYS better to gamble with OTHER PPL's MONEY...which is what credit cards does. All my cards are Zero liability for frauds and I have always notice the CC company within a few days of any fraudulent charges. 12yrs in and I have never had to pay CC interest. I might have to open a free chequing account with the bare minimum balance solely for Virtual CC.
heh, I think I saw an NSA gift shop going by. All these terms are new to me but so memorable and poetic that I'll bet I remember a few: to hash, to salt, rainbow table attack (I'm assuming that's not something that happens at Pride parade). 100k iterations I can probably figure out. Split key encryption, data isolation, and what's not to love about, was it: three physical locations? I'm diggin the cloak and dagger. And I have to say the ethical ramifications are important to me. Anyone, anyone at all, who is mining me for data is a creep. I have to say that all these peeping Toms everywhere remind me of the Bible's "seeing that we are surrounded by so great a cloud of witnesses." Hebrews chapter 11, if memory serves.
All fraud costs eventually get passed on to the consumer anyway, and regardless of whether a bank covers the losses there’s tremendous inconvenience involved. What were the inaccuracies?
Rubbish. I spent ten minutes watching what is basically an advert for one card, only to find that, when I tried to register for it, it's only available in one country.
This is a great video Naomi! All the way up to crypto in the last minute or so. OK now you have me thinking that your supporting crypto because you've got a lot of eggs in that basket. China just dropped crypto, the leader of world manufacturing. Pigs get fat, hogs go to the slaughter. I mean crypto is still riding the drip from Elon Musk. Just know when to get out. Great video tho I really liked the virtual credit card protections. 💳
Decentralized permissionless money is the future. The fact that an authoritarian regime doesn’t want people to have it shows how powerful it is. I believe in giving people tools that will give them back more privacy and control over their lives.
@@NaomiBrockwellTV it was sold as a currency that governments could not touch. well they are touching it and its not a currency its a investment scheme.
I have recently applied to Klutch. I have not yet used it because I'm not sure of the best way to pay it off. I chose Klutch because it's a regular credit card. But I failed learn that they want the same access to my accounts as the others in order to pay the bill. My initial, but incorrect assumption (and yes, I know what that means...) was that I'd have a bill to pay just like my regular credit card. But it appears they don't bill you. They want online access to your accounts. It seems they want the same access as all the others, (Privacy, IronVest, etc) ... Instant which is Direct Access to my bank account via Plaid, Manual which is Routing/Account# to my bank account or pay via Wire Transfer. I am still new at this, but none of these options strike me as safe. I have looked on RUclips but can' t seem to find a video on how to securely fund these services. Between Privacy, Klutch & IronVest, all of whom would really like my bank login creds, is there some kind of documentation or video out there that could guide someone on the best secure funding practices to these companies? I mean, the whole purpose behind virtual credit cards is security. But they all seem to want direct access to your bank which kinda defeats the purpose. I love the idea of virtual credit cards but I'm not yet comfortable giving these particular entities my bank info. Maybe I'm already doing this in other ways and just haven't connected the thoughts yet. But I would sure like some kind of info or best practices on the best way to fund these services. Thank you!
I thought this as with others from NB was informative and I built a privacy plan around a number of points that did include the privacy.com service as related here. While this video says they do not SELL my information, sadly when you read their privacy policy, there are an quite a few ways they share the various multitude of bits of private information they collect. HUGE non fan of the codicils carving out/requiring I share my location, though that is by no means even the meat of the list. This did not reinforce my standing high opinion of NB's advice. I abandoned the plan... the thing I need/want appears no more than bait that is not really the thing that is actually available. The appearance to me is that they aren't just funding this by related fees in the process but by selling "us".
@@NaomiBrockwellTV "While this video says they do not SELL my information, sadly when you read their privacy policy, there are an quite a few ways they share the various multitude of bits of private information they collect."
@@pmvkw6840 "The appearance to me is that they aren't just funding this by related fees in the process but by selling "us"." Can you give me an example of how they might be making money including the type of data you believe they're sharing? Interested to learn more about your concerns.
@@NaomiBrockwellTV The open-minded tone of your reply is atypical for the web and appreciated. Thanks. I derive no advantage of me going deeper on the matter in a public setting. I'm just describing my personal decision vs commenting on any third party's sincerity or providing any advice. The language is squishy and ambiguous to me enough that I'm out. And the thing about privacy is.. be perfect or don't waste your time. You covered the topic so I am assuming you're interested. My intent was to prompt you for your thoughts. I'm not the well-known internet figure here so permit me to equivalently turn your question around.. can you convincingly say those privacy policy terms are safe and solid bet beyond any reasonable concern? You do a great job.. I remain subscribed (elsewhere) and look forward to learning more from your work.
![Blox Fruits Dragon Rework Update [Full Stream]](http://i.ytimg.com/vi/EqDAp8udhm0/mqdefault.jpg)
Great job with this, Naomi! Thank you for the opportunity to join you here on this channel and I hope the conversation we had was helpful to your audience.
Thanks so much for sharing your expertise with us!
The Two best Channels ❤❤ @AllThingsSecured @NaomiBrockwellTV
Best content on youtube
She's done it.
Naomi has Home Aloned us. It's like a Christmas miracle.
lolol
Are we worthy enough for a early Thursday morning upload from the Queen? That is a major philosophical question being asked in major educational institutions.
💛
THANK YOU for creating this educational and simple video. My bank offers this virtual card as a benefit. But, the bank failed to explain exactly how to use it. The bank failed to explain the definition. Thanks for helping me to learn about this.
How did the dance class go? Gonna need video proof.
i did not know you could put something else for big bank to see if you want to keep your purchase private thank you for the knowledge. miss Naomi is always so well put together.
Really glad it was helpful!
Thank you Naomi!! This info is gold
Glad it's helpful! Thanks for watching!
NO! if you cancel a virtual card because you cannot efficiently cancel a subscription then SOME providers will build up a debt for you to pay - even if you don't USE the service. Then a year later you get a HUGE menacing bill for your debt AND the services of a debt collection agency. That is where it is handy that the provider does not have your real details.
A long time ago a door to door salesman questioned why I was reluctant to give his "company" my credit card details over the phone. He said nobody can misuse the information. Oh really, I said. Should I put out all my savings on the front doorstep before bedtime and just hope it will be there the next day? He claimed it was not like that, but he couldn't explain why not. I still maintain that it is. I once went abroad and a checkout operator asked for my card. She said I didn't need to enter my PIN and they didn't even give a receipt. So they only needed the card number which they then had on record. Should that make me feel secure?
Seriously enjoy your channel Naomi!!! Such great content! Thank you
🙏🙏
Thanks Naomi. Trying out one of these virtual card services now.
Let me know your thoughts!
Brilliant and super informative, as always. 💗
Thanks for watching!
As a PCI QSA I can say this is the best way to use CC or a Bank provided Payment Card from Customer standpoint to defend against Card Not Present Transactions.
Great video. Very informative. Thanks!
Oh, I already have Transferwise, didn't know they had a service like this! Neat.
Thanks so much for this. Such a brilliant idea
Thanks so much for watching!
Love the movie clips, Great stuff😂
Thanks!!
Thank you for this video. I always learn something new from you.
Thanks for watching!!
Sharing this video with family and friends. Excellent, excellent, excellent!!!
🙏
Is this normal for them to ask you to upload your driving license and your face
KYC (know your customer), nowadays a lot of online, money-related businesses do it as a safety precaution 🤷♂
Crypto Jebb just convinced me to subscribe to your channel. You are great!!! 👍🏻
I’m so happy to have you here!
Wow, I like this!!! However I was distracted by your dress, cute, will watch it again, promise.
Leonardo DiCaprio (Frank Abernathy) cameo @ 2:38 LOL.
NB, I'm one who avoids rewards programs to the point of cancelling my Visa Classic when it changed to a rewards card fully aware of the credit history hit.
That's one thing about one-time or limited use virutal cards that should be mentioned is that they will not gain you credit history.
Good point re credit history
Naomi a proxy is far more similar to this than a VPN. Vpn would be more similar to an SSL cert, in this scenario.
So one company will have an overview over all our transactions? And where is this company based? US? No, thank you!
If you use a credit card, the bank and the government already have an overview of all your transactions, and you're also spreading your personal information across countless websites. If you use a virtual credit card, you limit that risk. This is not a tool for anonymity from the government, if you want that then privacy coins and cash are the only options.
Naomi needs privacy so her bf doesn't see the Chippendale bill 🤣
Like your video as always. However, I hoped you would give us some details about different providers. Maybe next time ;)
I never understood/never going to understand the creditcard obsession in US. I wasn't aware of it when I visited the states more than ten years ago. Those two month were quite a journey without creditcard.
The only reason for me getting one a year ago was for buying things outside my country online. Therefore, I am glad for having such possibilities like online prepaid creditcards. Still not as good as cash, but it hides my information and does brake the surveillance chain of my bank. Creating onetime cards is also a neat feature.
For sure, I didn't want to dive into products that I hadn't personally used, and I didn't want to make it seem like an ad for the one I did use, but doing a video that compares them is definitely a great idea and I'll add it to the list!
@@NaomiBrockwellTV 👍
Only in the USA
Many of them only available in the US, however some are available in many countries
There was a model and tech designed in the early 2000's that is still way ahead of this model.
great info, how does it go with refunding a payment, having a record etc. Sunscriptions, oh yeah and the worse are Insurance and utility companies
The card actually stays open for a while after you close it in case of refunds
@@NaomiBrockwellTV okay for instant purchases but not so for waiting a parcel delivery?
Liked. I wonder how your credit score is affected by these?
They're not tied to your credit score I believe
This is great information. And I agree Crypto is the way to go.
Crypto ftw!
Excellent video
💛
I like it. Can we get some links.
Sounds great, but were do you get a virtual CC?
At the 58 second mark she provides a list.
Is Apple Pay considered a virtual card? Is it safe to use?
You need to bank online to get a virtual cc #. I never bank online, because if my account is accessed online, I know it's not me. Research who you are buying from. learn about "who is" searches
Thank you. What do you think of Revolut's masked card service?
Nice but is there a Europese virtual creditcard?
Good video, at least we can call a CC company and get the cash back. It’s the banks money and they will get it back
Thanks for watching!
Cool!
why not have mobile otp linked to credit card?
Thank you Naomi, do you know international virtualcard?
this ability to use virtual credit cards needs to be adapted in some way to gas station pumps in the US. my card has been skimmed a few times at gas stations, and had to change card numbers because of that. how would this work?
If you're at a gas station, you could always pay cash.
Nice video, but I am missing the links of the mentioned products. :(
Added some links for you! Keep in mind I don't personally vouch for any service I haven't use, and the only one I've tried out is privacy.com
Great video. Great idea. However, US only. Can you recommend a similar service in Australia?
I haven't been to Australia in a long time unfortunately! I'll ask around and see what some of my friends there are using!
@@NaomiBrockwellTV Thanks. Appreciate it
Still trying to find an Australian version of this... I don't think there is one :/
Merci Naomi
Merci Achtung!
Why shoud the stolen virtual data card numbers ect be worthless, the could get the money that is put on the card? 🤔
NSA giftshop? Is that a tell?
Lol probs
@@NaomiBrockwellTV haha, well it is what it is.
That's it, I am going to use these virtual cards right now. Wait! I have a question do I also use my debit card instead of a credit card?
Use debit card in what capacity? These services vary in how they’re funded, some are by linking a cc, others by linking a debit card or your bank account
@@NaomiBrockwellTV Thanks 🙏
just blah blah, show us a website where we can get good vcr
I like the dress. The bow was tied from a Granny knot. It would look better if the bow was tied from a square knot.
What’s a square knot?
@@NaomiBrockwellTV When you forum the first loop, go around it the other direction then create the second loop. ruclips.net/video/WodmxuTr-m4/видео.html
Would there be any complications with these virtual cards when a refund/credit or exchange is needed to be processed?
Not that I’m aware, they keep the cards open so that refunds can be processed
Credit card holder is not liable for fraudulent charges.
Sometimes. And all costs of credit card fraud are passed on to the consumer in one way or another regardless. Not to mention the hassle of cancelling and replacing your cards.
It's all nice but works only in US🤷🏻♀️ unfortunately I could not find similar service for my area.
I tried creating this card, but it's asking for ssn... even though I guess you can by pass it but using a fake on (rip someone out there haha). It then asks for your actual bank account. Maybe it wasn't like that when you did it?
What if the merchant says that virtual cards aren't allowed?
Merchants can't tell as far as I know, but the virtual credit card companies usually have pretty tight policies. For example I tried using one on a crypto exchange and my account was suspended. So beware! (account was reinstated soon after btw)
Hi Naomi. Can I get a virtual card without a real one as I don’t want post to come to my house as don’t trust my housemates
You ordered card online da!
Anyone know an alternative for europeans? Privacy only allows US people sign up.
But does it work on Ali Express?
5:33
Does that affect your credit rating tho?
You remind me of Jemma Simmons from Agents of Shield 😍
😂💛
What Do You Say If One Of Those Companies Ask You How Did You Get a Large Amount Of Money ? And How To Prove The Source Of This Money ? Can You Make A video About This Subject No One Is Talking About It Cauze If You Ask Me This Is Tresspassing the privacy Of People And their Freedom plus They Are Forcing You To Give Them informations That Are Private Plus They Will Freeze Your Account If You Don"t Give Them The Source Of The Money .
Please do a video about what it's like to live in a totalitarian state of martial law!
My question is will virtual credit card increase my credit score as the real card does ? 🤔
Another benefit of a real credit card! It depends how the virtual cc company funds the card. Some of them you can link to a cc, others pull directly from your acct
@@NaomiBrockwellTV thank you Naomi 🙏
Privacy won't let me subscribe even though I used my real info that's easily verifiable. The said they couldn't verify me??
They have to do a LOT of kyc to stay compliant (it’s why I prefer crypto to the traditional financial system), it’s possible that not enough information was provided to prove you are who you say you are
Vpn is also not anonymous, why are people lieing that Vpn makes you anonym.
not available in *INDIA*
Great (and Timely) tip! I'm off to check out those sites...
WOW!!
I'm not sure I would consider payment by crypto as private. Depending on the coin, all transaction data is publicly available.
It's absolutely more private when, as you said, you use the right coins :)
I absolutely recommend crypto over credit cards or even fiat, but for those who haven't yet dive in, this is a good interim solution
Great video, very informative about what virtual CC is. I was thinking about setting up virtual CC, but is it is link to bank accounts with MY MONEY. This is the same reason I don't use debit cards. Its ALWAYS better to gamble with OTHER PPL's MONEY...which is what credit cards does. All my cards are Zero liability for frauds and I have always notice the CC company within a few days of any fraudulent charges. 12yrs in and I have never had to pay CC interest. I might have to open a free chequing account with the bare minimum balance solely for Virtual CC.
Darn not available if you are not an American :-(
then which VIRTUAL credit/debit card you recommend ?
Privacy.com is good
Looks like I’m gonna hit the minibar hard.
eep!
Isn't this the same as PayPal....I use PayPal for everything!
No there are a lot more controls available on these cards
I also saved the video! I got lucky.
heh, I think I saw an NSA gift shop going by. All these terms are new to me but so memorable and poetic that I'll bet I remember a few: to hash, to salt, rainbow table attack (I'm assuming that's not something that happens at Pride parade). 100k iterations I can probably figure out. Split key encryption, data isolation, and what's not to love about, was it: three physical locations? I'm diggin the cloak and dagger. And I have to say the ethical ramifications are important to me. Anyone, anyone at all, who is mining me for data is a creep. I have to say that all these peeping Toms everywhere remind me of the Bible's "seeing that we are surrounded by so great a cloud of witnesses." Hebrews chapter 11, if memory serves.
not working outside US, useless info to me
Based
So this doesn’t mean I’m still gonna give you my card…but good try 👻!
Virtual Credit Card or Virtual Debit Card? These systems pull off your debit account. Not credit card accounts.
Actually how they pull money depends entirely on the service. Debit, credit, or directly from account.
There are many inaccuracies. It would be helpful to distinguish the fraud risks of credit versus debit cards.
All fraud costs eventually get passed on to the consumer anyway, and regardless of whether a bank covers the losses there’s tremendous inconvenience involved. What were the inaccuracies?
Madame Brockwell, vous êtes ravissante.
Merci 🥰
rewards, eew. How do people get incentivized by cheezy little nickle-and-dime Pavlovian shit like that?
It's a 'Number of Companies', not a 'Bunch of Companies'.
Rubbish. I spent ten minutes watching what is basically an advert for one card, only to find that, when I tried to register for it, it's only available in one country.
This is a great video Naomi! All the way up to crypto in the last minute or so. OK now you have me thinking that your supporting crypto because you've got a lot of eggs in that basket. China just dropped crypto, the leader of world manufacturing. Pigs get fat, hogs go to the slaughter. I mean crypto is still riding the drip from Elon Musk. Just know when to get out. Great video tho I really liked the virtual credit card protections. 💳
Decentralized permissionless money is the future. The fact that an authoritarian regime doesn’t want people to have it shows how powerful it is. I believe in giving people tools that will give them back more privacy and control over their lives.
crypto is already dying. this video did not age well
They say that every few years 😂 stick around long enough and you’ll figure it out.
@@NaomiBrockwellTV it was sold as a currency that governments could not touch.
well they are touching it and its not a currency its a investment scheme.
This video is bullshit, these aren't "virtual credit cards" they are prepaid debit cards.
Actually how the cards are funded depends completely on the company. Some link to your credit card, some link to your bank account.
I have recently applied to Klutch. I have not yet used it because I'm not sure of the best way to pay it off. I chose Klutch because it's a regular credit card. But I failed learn that they want the same access to my accounts as the others in order to pay the bill. My initial, but incorrect assumption (and yes, I know what that means...) was that I'd have a bill to pay just like my regular credit card. But it appears they don't bill you. They want online access to your accounts. It seems they want the same access as all the others, (Privacy, IronVest, etc) ... Instant which is Direct Access to my bank account via Plaid, Manual which is Routing/Account# to my bank account or pay via Wire Transfer. I am still new at this, but none of these options strike me as safe.
I have looked on RUclips but can' t seem to find a video on how to securely fund these services. Between Privacy, Klutch & IronVest, all of whom would really like my bank login creds, is there some kind of documentation or video out there that could guide someone on the best secure funding practices to these companies? I mean, the whole purpose behind virtual credit cards is security. But they all seem to want direct access to your bank which kinda defeats the purpose.
I love the idea of virtual credit cards but I'm not yet comfortable giving these particular entities my bank info. Maybe I'm already doing this in other ways and just haven't connected the thoughts yet. But I would sure like some kind of info or best practices on the best way to fund these services.
Thank you!
Which one of you used this method? ruclips.net/video/XHJVpd5mb7U/видео.html |
I thought this as with others from NB was informative and I built a privacy plan around a number of points that did include the privacy.com service as related here. While this video says they do not SELL my information, sadly when you read their privacy policy, there are an quite a few ways they share the various multitude of bits of private information they collect. HUGE non fan of the codicils carving out/requiring I share my location, though that is by no means even the meat of the list. This did not reinforce my standing high opinion of NB's advice. I abandoned the plan... the thing I need/want appears no more than bait that is not really the thing that is actually available. The appearance to me is that they aren't just funding this by related fees in the process but by selling "us".
What makes you think privacy.com is selling any information about you?
@@NaomiBrockwellTV "While this video says they do not SELL my information, sadly when you read their privacy policy, there are an quite a few ways they share the various multitude of bits of private information they collect."
@@pmvkw6840 "The appearance to me is that they aren't just funding this by related fees in the process but by selling "us"."
Can you give me an example of how they might be making money including the type of data you believe they're sharing? Interested to learn more about your concerns.
@@NaomiBrockwellTV The open-minded tone of your reply is atypical for the web and appreciated. Thanks.
I derive no advantage of me going deeper on the matter in a public setting. I'm just describing my personal decision vs commenting on any third party's sincerity or providing any advice. The language is squishy and ambiguous to me enough that I'm out. And the thing about privacy is.. be perfect or don't waste your time.
You covered the topic so I am assuming you're interested. My intent was to prompt you for your thoughts. I'm not the well-known internet figure here so permit me to equivalently turn your question around.. can you convincingly say those privacy policy terms are safe and solid bet beyond any reasonable concern?
You do a great job.. I remain subscribed (elsewhere) and look forward to learning more from your work.