Health Insurance EXCLUSIONS 2023 | Waiting Periods & Exclusions | IN HINDI | Gurleen Kaur Tikku

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  • Опубликовано: 31 июл 2024
  • It is no secret that your health insurance plan will not cover each and every medical expenses.
    If you are a smart insurance buyer who takes out the time to read the Inclusions and Exclusions, and the Terms and Conditions, then you can surely save yourself from those nasty surprises in the future.
    In this video, we have discussed Health Insurance Exclusions & Waiting Periods that one should know about before buying health insurance
    WATCH THE VIDEO FOR MORE DETAILS 😊
    To buy insurance policies, click here - hareepatti.com/contact-us/
    ⇨ Permanent Exclusions in Health Insurance : • Permanent Exclusions i...
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    For any queries:
    📲 WhatsApp : wa.me/message/VJCYEKX3EWHOE1
    📞 Call : 9650706699
    💌 Mail us at: info@hareepatti.com
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    ✅ TIME STAMPS :-
    0:00 Introduction
    1:11 Initial Waiting Periods
    1:52 General Exclusions in Health Insurance
    4:09 Specific Exclusions
    7:30 Pre-Existing Conditions Waiting Period
    9:05 Permanent Exclusions
    10:26 Personal Waiting Periods
    11:09 Conclusion
    11:47 Bloopers
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    You can also reach out to us on our Social Media:
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    / hareepatti
    🎬 Facebook: / hareepatti
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    🐦 Twitter: / gurleen011
    ✍🏻 Website: hareepatti.com
    Do SUBSCRIBE to our channel for more such informative videos:
    / gurleenkaurtikku
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    #exclusions #healthinsurance #gurleenkaurtikku
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    Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 18 years of experience of Financial industry.
    It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
    Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video.
    Viewers discretion is advised.
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Комментарии • 54

  • @trysomethingnew6842
    @trysomethingnew6842 2 месяца назад +1

    Thanks apka video dekke bohot kuch janne ke liye mila

  • @govindram9980
    @govindram9980 11 месяцев назад +2

    Thanks Mam for providing clarifications ❤

  • @niteshvadher9467
    @niteshvadher9467 11 месяцев назад +2

    Thank you Gaurleen

  • @kumartarun1976
    @kumartarun1976 11 месяцев назад +1

    Very informative information Gurleen mam thanks for sharing the information 😅

  • @Bawra22
    @Bawra22 11 месяцев назад +2

    Thank you mam❤❤

  • @pradipchakraborty5195
    @pradipchakraborty5195 11 месяцев назад

    Great video 🎉

  • @chandansharma409
    @chandansharma409 11 месяцев назад +1

    Nice

  • @babusenthilkumar8928
    @babusenthilkumar8928 11 месяцев назад

    Thank u from chennai

  • @shrikrishnasharma2914
    @shrikrishnasharma2914 2 месяца назад

    Maim mairai paas hdfc ergo ki policy hai 3.3 year old or aab mujhe hip replacement ki jarurat hai kya aab maira hip replacement ho jayga mairee policy me

  • @rajagrawal1405
    @rajagrawal1405 11 месяцев назад +1

    MAM GOOD 👍 OKKK
    Mam optima policy vdo banaye star

  • @dambarudharkharsel9251
    @dambarudharkharsel9251 11 месяцев назад

    CKD pateint k liye konsa plan policy hai

  • @BALVINDER-Singh
    @BALVINDER-Singh 11 месяцев назад +1

    I have transitioned my plan from Prime Protect with a sum assured of 5 lakh to Manipal Cigna Lifetime Health with a sum assured of 50 lakh. I have not filed any claims under my previous policy. In the event of claims, such as those related to kidney stones and similar conditions, am I eligible to receive coverage under my new policy? If so, up to what limit would coverage be provided?

  • @mukeshsuhag3907
    @mukeshsuhag3907 9 месяцев назад

    i also do insurance madam , hdfcergo said that conginantal disease vl cover ,if you dont know about that disease till join health insurance policy.what about this .pls clear

  • @rajeevratanshah6902
    @rajeevratanshah6902 11 месяцев назад +1


    Can you cover exclusions of life insurance policy. Especially of the Term Plan.
    Please 🙏

    • @GurleenKaurTikku
      @GurleenKaurTikku  11 месяцев назад

      Hello jee, we already have a video on the Term Insurance Exclusions : ruclips.net/video/myvmeCNsnNs/видео.htmlsi=_4R6TcfxKg2nyxMx
      Thank you & keep watching 😊

  • @amitjain2378
    @amitjain2378 11 месяцев назад +1

    Madam, I have hdfc ergo optima restore policy. Hdfc people now said that every year premium will rise from 3 to 4000. Outside network hospital will reimburse only 70 percent.
    I have taken policy from them 4 year back with no claim.
    Any better option than ergo. Please suggest.

  • @arjitsingh6083
    @arjitsingh6083 11 месяцев назад

    👍

  • @360iSolutionss
    @360iSolutionss 6 месяцев назад

    One of my cust was diagnosed with lung problems due to smoking......will that fall under self inflicting disease? Can insurance company deny the claim? He has health insurance since last 5 yrs

  • @rishabhchaudhary1812
    @rishabhchaudhary1812 5 месяцев назад

    Ulcerative colitis mein kitna wating period hota hai

  • @ADmicCouple4
    @ADmicCouple4 9 месяцев назад

    mam agar na bateye k diabetes hai policy lene se pehle to ...unko kaise lge ga pta k diabetes pehle se hi hai..

  • @alokpandeyofficial19
    @alokpandeyofficial19 11 месяцев назад +1

    madam health insurance lene ke baad annual health check up hua jisme kuchh nhi nikla bs vitamin D deficincy hai
    to kya ye claim reject krenge future me???

    • @GurleenKaurTikku
      @GurleenKaurTikku  11 месяцев назад +1

      No, just keep the health check up reports with you. 😊

  • @user-wv6qv4xl2o
    @user-wv6qv4xl2o 9 месяцев назад

    Mam agrr thik nhi hoti bimari dubraa claim kr sktee h

  • @arunenduchowdhury8837
    @arunenduchowdhury8837 11 месяцев назад +1

    Niva bupa reassure kyse hain ? Cashless milta hain. Hospital main 5 lakh bill deta hain to kitna cashless milta hain.

    • @GurleenKaurTikku
      @GurleenKaurTikku  11 месяцев назад

      Hello jee, please connect with us on WhatsApp/Call at 9650706699.
      Our team can assist you 😊

  • @shiva1998_
    @shiva1998_ 10 месяцев назад

    Mam we are from lower middle class family my father 57 now and since 3 month's he saying that his one eye getting little blur so if i buy health insurance for him will it cover the amount of eye operation if need ?

    • @GurleenKaurTikku
      @GurleenKaurTikku  10 месяцев назад

      There will be a waiting period on the pre existing condition

  • @poddarkanchan
    @poddarkanchan 11 месяцев назад +1

    Cataract mein Doctor ko pas jana , or Lens baithana ei sab cover hota hai?

    • @GurleenKaurTikku
      @GurleenKaurTikku  11 месяцев назад +1

      JEE, COVER HOTA HAI But please check your policy document also.

  • @sujoyghosh1037
    @sujoyghosh1037 11 месяцев назад

    Port policy will be cover day if their policy running more than 2 years..or 30 days waiting period please tell me

    • @GurleenKaurTikku
      @GurleenKaurTikku  10 месяцев назад

      Yes, continuity benefits are given in portability

  • @-india177
    @-india177 11 месяцев назад +1

    policibazar pe 10th pass ke liye koi trm plan tata ai me nhi he
    our lokal ajent ke pass he asa ho skta he????

    • @GurleenKaurTikku
      @GurleenKaurTikku  11 месяцев назад +1

      Graduation is compulsory !

    • @kunalgadekar4183
      @kunalgadekar4183 6 месяцев назад

      1) Income bhi 5 lakh se upar chahiye,
      2) ULIP milta hai 😢@@GurleenKaurTikku

  • @saurbharora3067
    @saurbharora3067 10 месяцев назад

    My brother had Bariatric surgery in 2010
    Can he apply for medical insurance
    If yes than which company would prefer

  • @arunkaushik6075
    @arunkaushik6075 10 месяцев назад

    Mam mujhe optima health policy leni hai meri single ki 5 lack ka primium kya hoga?

    • @GurleenKaurTikku
      @GurleenKaurTikku  10 месяцев назад

      Hello jee, please connect with us on WhatsApp/Call at 9650706699.
      Our team can assist you !

  • @soniasahu5725
    @soniasahu5725 11 месяцев назад

    Ecko palatinum plan per video please

  • @deepalimehta2281
    @deepalimehta2281 11 месяцев назад

    Senior citizen ko agar predease Bp ho to woh asi policy ko nahi lega

    • @GurleenKaurTikku
      @GurleenKaurTikku  11 месяцев назад

      No, you can get a policy with some waiting periods.

  • @vishaldesale7241
    @vishaldesale7241 10 месяцев назад

    मुझे डायबिटीस है कौन सी कंपनी का प्लॅन करू

    • @GurleenKaurTikku
      @GurleenKaurTikku  10 месяцев назад

      Please connect with us on WhatsApp/Call at 9650706699.
      Our team can assist you !
      Thank you 😊