I have a care health insurance but now i am very confused to continue because of so many bad reviews of care... should i continue or not with the same??
@@ChetanSidana Below information is for educational purposes only and should not be treated as professional services. Tata AIG Medicare Premier is a robust health insurance plan that offers comprehensive coverage, flexibility, and value-added benefits like NCB and maternity coverage. Its wide network of hospitals and high sum insured options make it a strong contender in the health insurance market. However, the cost of premiums and waiting periods may deter some individuals, especially those on a tight budget or with pre-existing conditions. If you prioritize extensive coverage, flexibility, and long-term protection, Tata AIG Medicare Premier is a good choice. However, it’s advisable to compare it with other plans in the market to ensure it aligns with your specific needs and budget. Hope this helps. Request to subscribe my channel and share with your friends 😊🙏
As usual your videos are always informative and very usefull...kindly upload this type of insurance and finicial related topic ,which can help the mass audience ... Kindly make video on passive income through the youtube as before you mention..kudos to you.. I and my wife has a Chola ms insurance from last 2 year ,my wife has chronic migraine now doctor suggested for injection for every month ,,which has been costly ..so is there any health insurance option which could help me for the treatment.. Could your friend help me regarding this ... Thank you for informative video
Yes, some hospitals have been blacklisted by Star Health Insurance. Blacklisted hospitals are hospitals that are not recognized by the insurance company and are not eligible for coverage.
@atanumukherjee6882, Thank you for sharing your valuable insights. If you don’t mind, it would be incredibly helpful if you could elaborate on your personal experiences with these companies. Additionally, it would be great to know which health insurance provider you are currently using and how your experience with them has been so far. Sharing such factual and firsthand information would not only provide clarity but also assist others in making well-informed decisions.
@TrekBookIndia my one friend have the policy from star he is admitted for some reason in the hospital and 80 bill was cash less other part they says make it reimbursement from local office . When he go to the local office they says where is your agent without him we can't process the claim and the claim is still pending bcz agent not interested to entertain this matter.
@atanumukherjee6882 Hmm… That’s why it’s important to check the claim settlement ratio before choosing a health insurance company. However, it’s unclear whether this is based on your personal experience or just an opinion. Also, which health insurance company are you currently using, and how has your claim settlement experience been?
It's totally wrong ❌ Please dont share false data... Claim Settlement Is not mentioned in irdai report... It's better to give reference from report rather then your excel sheet...
@@DakshaShah-s8l Please refer to all links given in the video description which are from the reputed companies. There is no need to panic and comment in wrong way without study. Right now also I am at a local garage to guide about importance of investment. I do all such things as social work while I am not travelling. So don't take it other way. 🙄
@@jigneshpatel-zl1ob Okay sir .. Just for your information .. during covid times my mothers hospitalization claim was rejected by one of the health insurance companies, and I escalated the matter to higher authorities of the same company, finally I got the amount after 3 months of followup. So please do not give up easily .. If your health insurance claim has been rejected by Star Health (or any other insurance provider), you can take the following steps to address the issue: 1. Understand the Reason for Rejection - Review the Rejection Letter: Carefully read the rejection letter sent by Star Health. It should specify the reason(s) for the denial of your claim. - Policy Documents: Compare the reason for rejection with the terms and conditions mentioned in your policy documents. Ensure the rejection aligns with the policy clauses. 2. Contact Customer Support - Call Star Health's customer care number or visit their nearest branch. - Request a detailed explanation for the rejection. - If the issue is due to missing documents or incorrect paperwork, ask if the claim can be reconsidered upon submission of additional information. 3. Appeal Against the Decision - Write a Formal Appeal: Draft an appeal letter addressing the reasons for rejection and include supporting documents (e.g., medical reports, bills, prescriptions). - Submit the Appeal: Send the appeal to Star Health's grievance redressal department. You can find their contact details in your policy documents or on their website. - Keep a copy of all correspondence and ensure you receive an acknowledgment of your appeal. 4. Approach the Grievance Redressal Team - If your appeal does not result in a favorable resolution, escalate the issue to the insurer's internal grievance redressal officer. - Most insurers have a designated email ID or online grievance portal for such cases. For Star Health, check their official website for grievance submission. 5. File a Complaint with the Insurance Ombudsman - If your grievance remains unresolved after 30 days of filing, you can approach the Insurance Ombudsman. - The Ombudsman is a free and impartial body that resolves disputes between policyholders and insurers. - You can submit your complaint online or in writing. Include all details such as your policy number, claim number, correspondence, and supporting evidence. Website for Insurance Ombudsman: cioins.co.in 6. Seek Legal Assistance (if required) - If you are dissatisfied with the Ombudsman’s decision or the issue remains unresolved, you can consider filing a complaint in the consumer court. - Consult a lawyer who specializes in insurance disputes to guide you through the process. 7. Prevent Future Rejections - Always ensure proper documentation when filing claims. - Familiarize yourself with policy inclusions, exclusions, and claim procedures. - Clarify any doubts with your insurer to avoid misunderstandings during emergencies.
@TrekBookIndia genuine claim tha mere beta ka usko pnimunia hua tha to unhone ye bolke reject kiya ki usko opd ki requirement thi cashless ki nhi jabki opd main dekhya bhi hafta bhar pehle sare priscription the mere pass dr ne kaha admit lo but unka aproval nhi aya or reason wahi diya jo mene btya aapko aese fraud company se insurance lena meri life ki sabse badi galti thi aaj mai HDFC use kara hu and now I am so happy with HDFC
I have a care health insurance but now i am very confused to continue because of so many bad reviews of care... should i continue or not with the same??
That means it's time to renew the insurance - am I right?
How good is Tata Medicare Premier?
@@ChetanSidana
Below information is for educational purposes only and should not be treated as professional services.
Tata AIG Medicare Premier is a robust health insurance plan that offers comprehensive coverage, flexibility, and value-added benefits like NCB and maternity coverage. Its wide network of hospitals and high sum insured options make it a strong contender in the health insurance market.
However, the cost of premiums and waiting periods may deter some individuals, especially those on a tight budget or with pre-existing conditions.
If you prioritize extensive coverage, flexibility, and long-term protection, Tata AIG Medicare Premier is a good choice.
However, it’s advisable to compare it with other plans in the market to ensure it aligns with your specific needs and budget.
Hope this helps.
Request to subscribe my channel and share with your friends 😊🙏
It very simple video understandable
@@soubhikjana9589 thank you for your appreciation 😊🙏
As usual your videos are always informative and very usefull...kindly upload this type of insurance and finicial related topic ,which can help the mass audience ...
Kindly make video on passive income through the youtube as before you mention..kudos to you..
I and my wife has a Chola ms insurance from last 2 year ,my wife has chronic migraine now doctor suggested for injection for every month ,,which has been costly ..so is there any health insurance option which could help me for the treatment..
Could your friend help me regarding this ...
Thank you for informative video
Sir,
Since the case is complicated, this will need discussion. Kindly fill up below details
forms.gle/hK9L2L4imeba9ekB7
Many hospital blacklisted Star company for network hospital
Yes, some hospitals have been blacklisted by Star Health Insurance. Blacklisted hospitals are hospitals that are not recognized by the insurance company and are not eligible for coverage.
Star and care have mny problem when the claim raised by the customer.
@atanumukherjee6882,
Thank you for sharing your valuable insights. If you don’t mind, it would be incredibly helpful if you could elaborate on your personal experiences with these companies. Additionally, it would be great to know which health insurance provider you are currently using and how your experience with them has been so far.
Sharing such factual and firsthand information would not only provide clarity but also assist others in making well-informed decisions.
@TrekBookIndia my one friend have the policy from star he is admitted for some reason in the hospital and 80 bill was cash less other part they says make it reimbursement from local office . When he go to the local office they says where is your agent without him we can't process the claim and the claim is still pending bcz agent not interested to entertain this matter.
They always try to avoid the claim it is the reality, if the customer is not educated that much then the reject the claim without proper reason.
@atanumukherjee6882
Hmm… That’s why it’s important to check the claim settlement ratio before choosing a health insurance company.
However, it’s unclear whether this is based on your personal experience or just an opinion. Also, which health insurance company are you currently using, and how has your claim settlement experience been?
It's totally wrong ❌
Please dont share false data...
Claim Settlement Is not mentioned in irdai report...
It's better to give reference from report rather then your excel sheet...
@@DakshaShah-s8l
Please refer to all links given in the video description which are from the reputed companies.
There is no need to panic and comment in wrong way without study.
Right now also I am at a local garage to guide about importance of investment. I do all such things as social work while I am not travelling.
So don't take it other way. 🙄
Sir please share volume of complaints
@@manikantarouthu9075 unfortunately there is no reliable data on the complaints 😞
Star health insurance policy ❌🚫
Ohh.. What happened sir... Please elaborate your experience with star health insurance so that viewers can know more about it
@TrekBookIndia Claim rejected.
@@jigneshpatel-zl1ob Okay sir .. Just for your information .. during covid times my mothers hospitalization claim was rejected by one of the health insurance companies, and I escalated the matter to higher authorities of the same company, finally I got the amount after 3 months of followup. So please do not give up easily ..
If your health insurance claim has been rejected by Star Health (or any other insurance provider), you can take the following steps to address the issue:
1. Understand the Reason for Rejection
- Review the Rejection Letter: Carefully read the rejection letter sent by Star Health. It should specify the reason(s) for the denial of your claim.
- Policy Documents: Compare the reason for rejection with the terms and conditions mentioned in your policy documents. Ensure the rejection aligns with the policy clauses.
2. Contact Customer Support
- Call Star Health's customer care number or visit their nearest branch.
- Request a detailed explanation for the rejection.
- If the issue is due to missing documents or incorrect paperwork, ask if the claim can be reconsidered upon submission of additional information.
3. Appeal Against the Decision
- Write a Formal Appeal: Draft an appeal letter addressing the reasons for rejection and include supporting documents (e.g., medical reports, bills, prescriptions).
- Submit the Appeal: Send the appeal to Star Health's grievance redressal department. You can find their contact details in your policy documents or on their website.
- Keep a copy of all correspondence and ensure you receive an acknowledgment of your appeal.
4. Approach the Grievance Redressal Team
- If your appeal does not result in a favorable resolution, escalate the issue to the insurer's internal grievance redressal officer.
- Most insurers have a designated email ID or online grievance portal for such cases. For Star Health, check their official website for grievance submission.
5. File a Complaint with the Insurance Ombudsman
- If your grievance remains unresolved after 30 days of filing, you can approach the Insurance Ombudsman.
- The Ombudsman is a free and impartial body that resolves disputes between policyholders and insurers.
- You can submit your complaint online or in writing. Include all details such as your policy number, claim number, correspondence, and supporting evidence.
Website for Insurance Ombudsman: cioins.co.in
6. Seek Legal Assistance (if required)
- If you are dissatisfied with the Ombudsman’s decision or the issue remains unresolved, you can consider filing a complaint in the consumer court.
- Consult a lawyer who specializes in insurance disputes to guide you through the process.
7. Prevent Future Rejections
- Always ensure proper documentation when filing claims.
- Familiarize yourself with policy inclusions, exclusions, and claim procedures.
- Clarify any doubts with your insurer to avoid misunderstandings during emergencies.
@@TrekBookIndia court cash chal raha hai last 3 year say zadda ho gaya
@@jigneshpatel-zl1ob ओह्ह... 😢
star to fraud h
@@Armaan-b7c क्यू सर,
क्या बात हो गई स्टार हेल्थ इन्शुरन्स से आपको? कुछ प्रॉब्लेम हुआ तो विस्तार से बताये प्लीज
@TrekBookIndia genuine claim tha mere beta ka usko pnimunia hua tha to unhone ye bolke reject kiya ki usko opd ki requirement thi cashless ki nhi jabki opd main dekhya bhi hafta bhar pehle sare priscription the mere pass dr ne kaha admit lo but unka aproval nhi aya or reason wahi diya jo mene btya aapko aese fraud company se insurance lena meri life ki sabse badi galti thi aaj mai HDFC use kara hu and now I am so happy with HDFC