Answer to the first question should be option (c) 1.05 lacs and not 1.35 lacs . As the account is secured substandard. In sub-standard concept of RVS doesn’t play any role rather the type of loan. For example cash credit granted against stock will be secured loan and will be classified as 21 upon classification of NPA however a personal loan or education loan will go to asset code 22 and will be treated as unsecured substandard and will attract 25% provision on ledger outstanding.
In case of sub standard-if security is more than 10% ab intio,its called secured advance and fetch provisioning at 15% else 25%.so provisioning in question 1 is 1 .05 lakh not 1.35 lakh . So rectify it
in question number 1 when the security is available for more than 10% then it is a secured sub standard the 15% of outstading would be the provisioning .......confused now
In this video, in stead of "how much provision", the question should be how much more provision from previous category. Then it will be more clear otherwise it is confusing in this type of questions. In ques no 8, I think provision should be 5% as applicable in restructure account and ques no 9 , provision should be applicable as standard loan account. Kindly clear my doubt, Mam🙏
Sma0 after 30 days from due date Sma1 after 30 days from sma0. And sma 2 after 30 days from sma 1 Sma 0 1 2 is standard ac So after 90 days from emi due date ac will become npa. D1 1 year from npa D2 next 2 year after D1 And d3 after that
Mam npa provision pe case study aai thi…usme npa ab har month k hisaab se hogya h pehle npa quarterly hua krte they vo bht new type ka tha mam..usme sirf loan amt tha secured or unsecured nikaalne me b bht dikkat aari thii..ho sake toh ek case study new type k me bna dijiye please.
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again.. If still problem in joing membership better try method 3 with paytm as mentioned in below message.. U will get refund for amount already paid.. Pls try with 3 rd method as mentioned in below message.. How to take membership of two hands jaiib caiib channel.. Ans: there are many ways u can choose any one as per your convenience.. 1) enter debit card or credit card with international txn enable 2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours 3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30.. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again.. If still problem in joing membership better try method 3 with paytm as mentioned in below message.. U will get refund for amount already paid.. Pls try with 3 rd method as mentioned in below message.. How to take membership of two hands jaiib caiib channel.. Ans: there are many ways u can choose any one as per your convenience.. 1) enter debit card or credit card with international txn enable 2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours 3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30.. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Many bankers got same issue of payment failed or transaction declined and then they tried with phonepay or google pay or paytm and they got memership successfully. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Mam I have seen one of your videos in which you were telling from books to read which chapter before exam. Mam I want to know which is that book? And also I'm unable to join your subscription. I have cleared ibps po this year this year only
Many bankers got same issue of payment failed or transaction declined and then they tried with phonepay or google pay or paytm and they got memership successfully. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Non payment on Due date - out of order 0-30 - SMA0 31-60 - SMA1 61 - 90- SMA2 NEXT 1 YR- SUB-STANDARD NEXT 1 YR- D1 NEXT 2 YR - D2 AFTER THAT- D3 till the account declared as loss asset by RBI
Ma'am, I stopped the membership from the channel, yet the money was debited from my account.so plz tell me .how are money being debited from my account?
@@twohands6359 ma'am me last 5 month se member hu..Nd every month 24 ko mere account se Amt debit Hota h.. kl mne membership stop Kiya ki abi thode din bnd rkhna h vdos ko..phir b aaj debit ho gya
Many bankers got same issue of payment failed or transaction declined and then they tried with phonepay or google pay or paytm and they got memership successfully. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again.. If still problem in joing membership better try method 3 with paytm as mentioned in below message.. U will get refund for amount already paid.. Pls try with 3 rd method as mentioned in below message.. How to take membership of two hands jaiib caiib channel.. Ans: there are many ways u can choose any one as per your convenience.. 1) enter debit card or credit card with international txn enable 2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours 3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30.. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again.. If still problem in joing membership better try method 3 with paytm as mentioned in below message.. U will get refund for amount already paid.. Pls try with 3 rd method as mentioned in below message.. How to take membership of two hands jaiib caiib channel.. Ans: there are many ways u can choose any one as per your convenience.. 1) enter debit card or credit card with international txn enable 2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours 3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30.. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again.. If still problem in joing membership better try method 3 with paytm as mentioned in below message.. U will get refund for amount already paid.. Pls try with 3 rd method as mentioned in below message.. How to take membership of two hands jaiib caiib channel.. Ans: there are many ways u can choose any one as per your convenience.. 1) enter debit card or credit card with international txn enable 2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours 3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30.. ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Pls try with any Android devise or laptop and use same gmail id of iPhone so that after taking membership from any devise u can watch all videos in ur iphone also..
Madam for Question 1,in case of Sub Standard Acs if RVS is more than 10 % then it will be considered as Secured Ac and provision Required will be 15% of Outstanding Amount,so Answer will 15% of 7 lakhs I.e 105000
Answer to the first question should be option (c) 1.05 lacs and not 1.35 lacs . As the account is secured substandard. In sub-standard concept of RVS doesn’t play any role rather the type of loan. For example cash credit granted against stock will be secured loan and will be classified as 21 upon classification of NPA however a personal loan or education loan will go to asset code 22 and will be treated as unsecured substandard and will attract 25% provision on ledger outstanding.
Sahi bole bhaii 1.05 hai answer
1.05
Right
Right
Please explain
In case of sub standard-if security is more than 10% ab intio,its called secured advance and fetch provisioning at 15% else 25%.so provisioning in question 1 is 1 .05 lakh not 1.35 lakh .
So rectify it
Exactly
Registered. Subscribed two hands.
First Attempt. Wish to get through this time itself. Trying my best I can.
Thanks Mam , Perfectly Explained NPA Provision Norms , especially how to make additional provision when account becomes downgrade.
Wonderful lecture mam... apke video se confidence badh jata h ki ha m CAIIB clear kr lungi ek baar me...U r doing a grt job...God bless u....
When new regisistration start for CAIIB exam ?
Thanks mam but I have a doubt that revised accelerated provisioning table is given on page 553 in book with some changes. Whom should I follow?
in question number 1 when the security is available for more than 10% then it is a secured sub standard the 15% of outstading would be the provisioning .......confused now
In this video, in stead of "how much provision", the question should be how much more provision from previous category. Then it will be more clear otherwise it is confusing in this type of questions. In ques no 8, I think provision should be 5% as applicable in restructure account and ques no 9 , provision should be applicable as standard loan account.
Kindly clear my doubt, Mam🙏
Mam 1 sal me outstanding b to badhegi na wahi thode rahegi to provision fresh hona chahiye na??.
Mam there are 50 videos of bfm case study.. Are these all according to 2023 sylabus?
Yes, this time in Bfm there is not much change in syllabus compared to other subjects. Pls cover all videos
bahut bahut dhanyavad madam ji
Mam, in restructured accounts provision of 5% to taken na?
Mam ans 2 is in substandard catogary u told d1?
If an account emi is due on 31/03/2021. Then find SMA0,SMA1,SMA2,NPA DATE, D1,D2,D3.?
Sma0 after 30 days from due date
Sma1 after 30 days from sma0. And sma 2 after 30 days from sma 1
Sma 0 1 2 is standard ac
So after 90 days from emi due date ac will become npa.
D1 1 year from npa
D2 next 2 year after D1
And d3 after that
Best way of teaching 👍👍👍
Mam npa provision pe case study aai thi…usme npa ab har month k hisaab se hogya h pehle npa quarterly hua krte they vo bht new type ka tha mam..usme sirf loan amt tha secured or unsecured nikaalne me b bht dikkat aari thii..ho sake toh ek case study new type k me bna dijiye please.
Hello mem JAIIB ke liye new session kab se start hoga
I have made my payment, As on 28.08.2021 through phone pe. But unable to access to the videos in the playlist. Help me out.
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again..
If still problem in joing membership better try method 3 with paytm as mentioned in below message..
U will get refund for amount already paid..
Pls try with 3 rd method as mentioned in below message..
How to take membership of two hands jaiib caiib channel..
Ans: there are many ways u can choose any one as per your convenience..
1) enter debit card or credit card with international txn enable
2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership
if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours
3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30..
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
I have joined your Channel and paid also but still can't access all videos.. Why?
Provision Revised please uplode latest video on provision cash study
Mam screen ka color combination change kijiye not clearly visible
Mam sma o is 1-30 you have mentioned 0-30
Madam.. Why i am. Facing same same prbom. Again and again.. Paid just now still can't access all videos.
Plz solve my issue.. Exam. Too close
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again..
If still problem in joing membership better try method 3 with paytm as mentioned in below message..
U will get refund for amount already paid..
Pls try with 3 rd method as mentioned in below message..
How to take membership of two hands jaiib caiib channel..
Ans: there are many ways u can choose any one as per your convenience..
1) enter debit card or credit card with international txn enable
2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership
if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours
3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30..
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
The book says that it remains in D2 for 3 years.. please clarify
It is 2 years
Mam maine last year two hands join kra tha but abhi phr se join dikha rha aisa kyun aur deduct bhi ni hobrha amount??
Many bankers got same issue of payment failed or transaction declined and then they tried with phonepay or google pay or paytm and they got memership successfully.
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Mam I have seen one of your videos in which you were telling from books to read which chapter before exam. Mam I want to know which is that book? And also I'm unable to join your subscription. I have cleared ibps po this year this year only
Many bankers got same issue of payment failed or transaction declined and then they tried with phonepay or google pay or paytm and they got memership successfully.
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
@@twohands6359 what about books mam?
Macmillion book u can purchase for all three subjects...
D1- upto 1 year
D2-1-3 yr or 1-2 yr ?
Please clarify
D2 1 to 3 years.
Non payment on Due date - out of order
0-30 - SMA0
31-60 - SMA1
61 - 90- SMA2
NEXT 1 YR- SUB-STANDARD
NEXT 1 YR- D1
NEXT 2 YR - D2
AFTER THAT- D3 till the account declared as loss asset by RBI
Mam is these Case studies sufficient to clear caiib. I haven't started preparation yet. Pls reply
Yes and pls watch last min tips for caiib.. Today only i have uploaded that video..
Hello mam...when u r going to start jaiib classes
Amira jaiib full syllabus for all three subjects already uploaded. Pls chcek playlist.
@@twohands6359 mam wo latest h ky i mean for this year??
Yes amita..
@@twohands6359 ok thnk u mam..😊
Ma'am, I stopped the membership from the channel, yet the money was debited from my account.so plz tell me .how are money being debited from my account?
Priya as I can see u r not a members so that amount not debuted for this channel possible some other channel..
@@twohands6359 ma'am me last 5 month se member hu..Nd every month 24 ko mere account se Amt debit Hota h.. kl mne membership stop Kiya ki abi thode din bnd rkhna h vdos ko..phir b aaj debit ho gya
Amount rs 159 has been deducted through upi...but unable to acess the videos...fix my problem
Many bankers got same issue of payment failed or transaction declined and then they tried with phonepay or google pay or paytm and they got memership successfully.
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Case study ki pdf mil paigi kya mam
Mam I had auto-renewal of subscription today.pls can u cancel it.i cancelled but amount debited.. I dint know it was autorenewal.. can I cancel it?
Pls watch how to join membership video. Later in that video I have explained how to stop membership. I can't stop your membership only you can do it.
Ma'am mne membership stop krdiya ..phir bhi Amount debit hua h..soo plz guide me .??
Mam, How we can access all case study in one playlist subject wise
Ruchi all videos are avaiabke in playlist after taking membership of 159 per month u can watch all videos.
@@twohands6359 I have made my payment, As on 28.08.2020. But unable to access to the videos in the playlist. Help me out
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again..
If still problem in joing membership better try method 3 with paytm as mentioned in below message..
U will get refund for amount already paid..
Pls try with 3 rd method as mentioned in below message..
How to take membership of two hands jaiib caiib channel..
Ans: there are many ways u can choose any one as per your convenience..
1) enter debit card or credit card with international txn enable
2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership
if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours
3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30..
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Channel join Karen toh CAIIB study material hai ?
Yes caiib all three subjects videos in playlist.
Can't see anything pls
Thank u Very much for the case studies.. and just one request Ma'am kindly use white pen .. red is not very readable..
Ok neha
Mam plz provide ABM new case studies first. Bcz ABM exam is schedule on 06/06/2021.
Sure u will get soon..
Hllo mam currently preparing for bank exams, after i clear it then i will definitely join you.. i hv heard a lot about ur channel. Jst keep going.🙏😇
Banker all the best and soon u will get bank job.. Best wishes ..
I hav paid 159 rs through bhim upi.. still not able to open the videos
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again..
If still problem in joing membership better try method 3 with paytm as mentioned in below message..
U will get refund for amount already paid..
Pls try with 3 rd method as mentioned in below message..
How to take membership of two hands jaiib caiib channel..
Ans: there are many ways u can choose any one as per your convenience..
1) enter debit card or credit card with international txn enable
2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership
if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours
3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30..
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
Thank you mam...god bless u
Money being Reversed.. Again i paid.. Same problem.. Plz help
Pls wait for some time approx 2 hours u will get membership otherwise u will get refund.. So u can try again..
If still problem in joing membership better try method 3 with paytm as mentioned in below message..
U will get refund for amount already paid..
Pls try with 3 rd method as mentioned in below message..
How to take membership of two hands jaiib caiib channel..
Ans: there are many ways u can choose any one as per your convenience..
1) enter debit card or credit card with international txn enable
2) use upi I'd and enter once u click on join membership in two hands channel.. This method sometimes immediate sometimes after 2 hours u will get membership
if amount debit and u did not get memberhsip no need to panic u will get refund max within 48 hours
3 ) Through paytm or gpay or phonepay..in this case u will get 16 digit promo code and u have to redeem code to know how to take membership and same thing expalined in this video.. Pls watch this video directly from 5 30..
ruclips.net/video/gCdz02HytVg/видео.html pls watch this video in this video I have explained how to join membership through card, phonepe, Google pay and payTM. Pls watch full video. If in your card international transaction facility is available it should work. Pls watch full video. After joining membership you can watch both jaiib and caiib videos available in playlists page.
@@twohands6359 Last month i subscribed alrdy.. I thought it will be renewed by autodebit
Kindly use some English words and atleast numbers in English. most of non Hindi CAIIB aspirants are there
Unable to join
Join button not coming
Pls try with any Android devise or laptop and use same gmail id of iPhone so that after taking membership from any devise u can watch all videos in ur iphone also..
Where is all day video s
Swara It is in separate folder of bfm ..name is bfm case study.. Pls chcek playlist..
Why so much adds mam
Ans 1 - 105000
thank you ma'am
Madam for Question 1,in case of Sub Standard Acs if RVS is more than 10 % then it will be considered as Secured Ac and provision Required will be 15% of Outstanding Amount,so Answer will 15% of 7 lakhs I.e 105000
Hi