10 Things You MUST Know Before Buying A House
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- Опубликовано: 26 сен 2024
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Here are the 10 things that you must know before buying a house! Enjoy! Follow me on Instagram @RealJoshuaMayo
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bro you live in Detroit homes are cheap there.
So I’m 21 and my husband is 23 and we had just been preapproved for a mortgage about three months ago and I have been head over heels about buying a house and looking nonstop and just wanting to go for it. My husband sent this video to me last night and I want to say thank you so much for making this video and explaining things because now it’s really making me pay attention and look into it before I just jump right in, potentially running into a bunch of those things in the process, without even knowing it. So, thank you!
How was your experience in buying a home if you don’t mind me asking
If you don’t mind my asking, how much did you guys save? Or did you get the approval for zero down?
You 2 are doing so well in life. Always remember that you can afford to be patient.
It’s always so beneficial to learn from others experiences on top of your own. With a ton of new homeowners and people looking for their first house, this is super beneficial. Especially for me since I’ll be looking to get a house in the next couple of years. Thanks for the tips as always Joshua!
i’m only 18 so tuned into my finances bc of this guy right here , hopefully i’ll be able to buy a home by 26 as well.
same his videos are so helpful especially since you and i are the same age, we can use the information as soon as we can.
They are two primary chioces in life===To accept conditions as they exist, or to accept the responsibility for changing them🥺🥺❤️
Yes a home inspection is a MUST! And you hire the home inspector don't leave it to the realtor to suggest one, that person could be working in the realtors best interest not yours. Here's what's sorta of not mentioned. A home unlike renting is a continuous never ending money drain in one form or another much like owning a car, some maintenance and repairs are big some small all costing something. If you have a mortgage rate that is set the "rent" NEVER goes up. But insurance will ever so slightly increase year to year. And just like car insurance every 5 years or so shop for a new insurer. This can save you $100's of dollars in the first year of the new policy alone. Expect to see slight increases in property taxes from year to year. Avoid buying in a flood plain. Flood insurance can cost more than the home owners insurance. Here's the best part. This is YOUR castle you ARE the king, no one can ever evict you enter into it without you saying so. Lastly over the life of the home it will increase in value but your return will never match what you put into it over time. BUT in renting your return at best is your security deposit and NOT the house you paid for.... you receive NOTHING more in renting. I have now owned two houses over the past 30 years and can't ever imagine renting again.
What got me was the property taxes and escrow. I have a fixed rate but they reviewed my escrow account after a year and determined that I was under the projected amount, so they added the difference as installments to my mortgage 😞 I'll get ahead of it next year though
Thanks for the Tips. Keep up the good work!
Thanks, will do!
Thanks, but I am aware of this types of scam.
No mortgages are $1200 sadly
Live somewhere cheaper
Wowowow Joshua, you're the man! Amazing presentation and the way you conveyed the information. Thank you!
Another informative banga 🔥🔥🔥. Thanks Josh !
I'm 31 hoping to be a first time home buyer in Canada. This video was excellent and easy to understand. We are looking for a new build home that atleast comes with the appliances and I never even thought about confirming if the home will come with the light fixtures. 🎉🎉🎉 thanks again for the video. Blessings to you and your family.
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you, prevent inflation from eroding your savings, build generational wealth, and cultivate good habits and financial knowledge, you must be in the market.
This video was great and very helpful. Can you make a video on building a house? For people who are considering building their house instead of buying a house that is already built
I'm 15 but I want to be educated about these things now, thanks for the video man
🎉🎉🎉 kiddos Little brother 🙌🏽 the world needs more people like you!
Same
Thanks for all your vids king
Glad you like them!
Thank you for this. 💥💥💥
I love this vid !
Get in touch….❤
When it comes to investing, we want our money to grow with the highest rates of return, and the lowest risk possible. While there are no shortcuts to getting rich, but there are smart ways to go about it
You are right, to be a successful person in life require him or her of hard work and time.
The thing about been successful is working toward it and not going the other way
round..
New subscriber! 💯💯
⬆️Directly get in touch.!Thanks❤️!
you motivate me... i honestly wanna be like you bruh
That's awesome, thanks bro!
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Good one, working with her also helped accumulate up to 350k in my trading portfolio.
I am a beginner and I am hoping to start with $93,000. I hope this is not too small to start with because my dream is to attain my financial goals within a short period of time.
Seeing the name Karina Mattis made me stop to read your comment. I can attest to the fact that getting in touch with Ms. Karina during the pandemic was how I was able to scale through the crazy stock downtrend and this helped saved my finance
I just looked up this person KARINA MATTIS out of curiosity, and surprisingly she seems proficient. I thought this was just some overrated BS, I appreciate this.
That's massive. Can you please connect me with your personal broker, I would love to work with her.
key word in this video is “marriage” instead of “mortgage”. Both go hand n hand
Thanks. I'm looking to buy my first and I need all the info I can get
Hey mayo...I'm a 33 year old man from newburgh ny...can u put me on to some information on how to put houses under contract?
Great video , so good stuff to pay attention to, thanks for the knowledge
First time commenting, Am really blessed to come across this channel.My life is turning around because of your videos.pls keep up the good job.Pls Joshua,I want to set up you tube channel, Can u make a video to start up step by step?
I live in the Bay Area, so all these hypothetical scenarios in which houses cost only $300k is...mind-blowing.
Nonetheless, good video with good info.
i remember when a 670 credit score was golden, that wasnt that long ago. the next generation is screwed
This video was very helpful! Thank you for the tips
Will the lender have someone inspect the house or should you find a home inspector? Which is best?
Thanks for viewing⬆️ and contributing 🙏, Tell Max To share some beneficial knowledge/profitable investment.♥💯...🤳above digit
Can we just talk about how beautiful the background of the setting he is in?
for the home inspection process.... do we have to find our own home inspectors, or are they supposed to have a team that comes out and inspects the home?
This is an excellent video.
So what if the seller already have a home inspection? Should I as a buyer have my own inspection?
MY BOY Would you Mind making a video on buying a car? This would include any insurance, Gas Cost, etc
Hey boss
I plan on purchasing my first investment property by the end of the yr
any advice ?
excellent video!
love it
I want to buy an investment property.
Get in touch…..❤
I got a quote for full inspection for $759
Ok TNX GOOD sponsor okay give
Can someone tag the full video
These are super informative but its next to impossible to abide by some of these in this market. Low end houses in my area around 250 and that's what i got approved for. Very disheartening.
Make some videos that help the Nepali students to earn more side money 💰
Valid
The chandelier can not be removed. It’s a fixed item
2:25 that's stupid advise. You should rather be house broke then giving your money to the big apartment llc's, at least your money will appreciate over the long run
Viewers, if you live in USA, this guy is wrong. Call a Realtor or Attorney. Depends on where you are in life. Canada people might be the same. Please take care, this guy is talking out the side of his mouth. For us, it does not apply!
Country ETHIOPIA
You’re mistaking prequalification with pre approval ( approval process use more documentation to actually prove your income debt and financial situation )
Prequalification ( which you explained only uses the information provided by the buyer and issue a letter with an estimate of how much you can afford )
This let you go shopping for a house but once an offer is submitted the lender does an actual approval.
Nowadays lenders go straight for the approval process that way once and offer is accepted the loan process is easier and can go through underwriting.
Hope it helps 👍🏼
Bro your cast is Mayo????
Your my method I can't see your video and pass bye that is impossible
Yeah
Yeah
Name Ferhan Abdulhamid Ahmed
these examples are bizarrely low; where are you finding any house for less than $400k?
Texas
How is anyone that’s middle class putting 20% down on a house these days
Gender male
I was shook when this dude said “when I was 26” then said he lived in the house for a few years…that means you like 30+ lol I’m trippin like bruh I thought you were like 20 maybe 22 tops. Your voice sound’s prepubescent lol and you look young in the face. I hope I can look 22 when I’m your age lol.
too much talk talk talk
One of your best pieces of content yet being that my family and I are in the market for our first home!! Thank you for the great info!
Awesome! Glad this was helpful!
Shit, i just bought a house.
Bro who edits your videos?
I do 😄
U do not need a debt or credit score to buy a house! u need enough income for underwriter to finance you based on your income alone!
also listing belongs to the broker, the notion of veteran agent or a rookie is false! they're all the same cause end of the day it's the broker who makes sures the paperwork is correct! do not pay more then 1% commission ! More commission doesn't come with better service, SUCKERS!
Super informative - especially in a year… will watch again! 😆
The 10 things we should know are glyphs 🤣🤣🤣 (I couldnt read it 🤭) but the true you always make the best videos ever.
😂