Is A 21% Dividend Better Than SCHD or JEPI?

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  • Опубликовано: 11 янв 2025

Комментарии • 149

  • @BusinessWithBrian
    @BusinessWithBrian  2 месяца назад +62

    🚨 Own a Business with Limits Express - Click here to learn more: bit.ly/BWB_LimitsExpress
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    • @byrons1339
      @byrons1339 2 месяца назад

      Lithium prices are at a 2.5-year low. Benchmark Mineral Intelligence (BMI) reports a global weighted average price of $9,998.80 per tonne for lithium carbonate... Benchmark Mineral Intelligence reports a global weighted average price of $9,633.62 per tonne for lithium hydroxide...For me this just means that it can only go up from here

    • @tailwind12
      @tailwind12 2 месяца назад

      Brian:
      GPIQ and GPIX both pay about .38 per share month AND have gone up in share price since october 2023 inception.
      How about a video on YieldMax ETF's. possibly you have done one.
      there is now over 20 funds. a mixed bag, some break even, some lose, (AIYY might go under) fewer OK and some NVDY, CONY, FBY very good. NVDY. amazing.
      i can not see going wrong with YMAG (MAG7) income fund at 23% from january 2024 inception. FBY (Meta) is up 31% since january.
      IF selective. Key word "selective" these are good income funds.

  • @Stanleee-8
    @Stanleee-8 7 дней назад +207

    Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

    • @Jillyshrum
      @Jillyshrum 7 дней назад +4

      The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

    • @JamesDinsdale-e6q
      @JamesDinsdale-e6q 7 дней назад +3

      The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

    • @mamasgigglesquad
      @mamasgigglesquad 7 дней назад +1

      @@JamesDinsdale-e6q I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help.

    • @DannyGotts
      @DannyGotts 7 дней назад +3

      @@JamesDinsdale-e6q Pls pardon me, who is guiding you on that?

    • @JamesDinsdale-e6q
      @JamesDinsdale-e6q 7 дней назад +4

      There are a lot of independent advisors you might look into. But i work with Annette Marie Holt and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her

  • @rodrain2
    @rodrain2 2 месяца назад +73

    With a 21% yield, you can reinvest half of the dividends and live off the rest to keep your balance stable

    • @Lowery999
      @Lowery999 Месяц назад +11

      I live off dividends on ETFs, for sure it can improve your wealth if you reinvest them to buy more shares, creating a snowball effect that allows your investments to compound over time.

    • @KCostnerr
      @KCostnerr Месяц назад +5

      I reinvest 100% and will do so for years.

    • @Paulreal-s2w
      @Paulreal-s2w Месяц назад +2

      Did you ever thought about selling these dividends to cover expenses, as there's inflation.

    • @Lowery999
      @Lowery999 Месяц назад +5

      To be honest I keep compounding, adhering to well established patterns from a professional, even as a rookie, can bring tremendous value! I’ve trimmed, added also and now my average growth has increased in the past year while participating behind a top performer. effectively remits over hundred k annually and increasing.

    • @AsandeMonwabisizondi
      @AsandeMonwabisizondi Месяц назад +4

      @paul a lot of people let their dividends ride for the long-term given its solid returns effects overtime

  • @ChristianJacquet9
    @ChristianJacquet9 2 месяца назад +53

    I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG

    • @brianmurphysn
      @brianmurphysn 2 месяца назад +11

      Great picks! I just surpassed 500K. Biggest positions VOO, VTI, SCHD, VYM, and now looking to build up DRGO alongside my single stocks. I got ~$14900 divs last year in taxable divs. Q2 taxable divs this year was ~$8k

    • @ChristianJacquet9
      @ChristianJacquet9 2 месяца назад +9

      @@brianmurphysn thank you! Actually would it be silly to have both SCHD and VOO?

    • @brianmurphysn
      @brianmurphysn 2 месяца назад +8

      Not necessarily though there is a fair amount of overlap but that’s not necessarily a negative. Either approach is fine over the long term. Most important thing is to get started and build your income over time to continue investing more as time goes on.

    • @ric-morris7763
      @ric-morris7763 2 месяца назад +6

      I lost a lot chasing individual stocks and I feel pretty stupid for not understanding how investing works. I have a double major in economics but I’ve been trying to make sense of the market. Well done on profits!

    • @KevinCollins09
      @KevinCollins09 2 месяца назад +11

      Almost at 2,500 shares of SCHD. For the first time I’m about to use some of my dividend income for a trip to Hawaii.

  • @dannash9413
    @dannash9413 2 месяца назад +19

    Another thing is SCHD dividend is counted as a qualified dividend so it is taxed at long term capital gains, where the other 2 the dividend is counted as regular income. Also, JEPI and QDTE utilize different indexes. Maybe JEPI compared to XDTE would be a more apple to apple comparison as the both utilize the S&P 500. XDTE's dividend isn't as high, but it's NAV is alot more steady.

  • @user-sy8mn3dg6l
    @user-sy8mn3dg6l 2 месяца назад +4

    First of all, thank you for what you are doing with your channel. I find your videos well done and educational. I would appreciate a video on each the Yield Max products and options. Thanking you in advance!

  • @magicllama9614
    @magicllama9614 2 месяца назад +18

    Hey Brian, you said JEPI pays monthly dividends, but in your chart, at the 8:50 mark, you have SCHD as monthly and JEPI as quarterly, is this correct?

    • @BusinessWithBrian
      @BusinessWithBrian  2 месяца назад +8

      Sorry, it was an edit mistake I didn't catch. Yes, JEPI is monthly. The chart has them mixed around. I'll send the corrected cheat sheet in my newsletter.

    • @johnpac1029
      @johnpac1029 Месяц назад +4

      @@BusinessWithBrian how about jepq

  • @normannelson6050
    @normannelson6050 2 месяца назад +5

    Yes please make a video on options. It would be much appreciated 😊

  • @DeathSentryCoH
    @DeathSentryCoH Месяц назад

    absolutely excellent video! love your analogies as you make it much easier to understand. And your personas add so much context..subscribed!!!!!

  • @mikesgarage394
    @mikesgarage394 2 месяца назад +6

    QDTE Has been relatively constant ( as much as anything) for the last several months, after initial drop. Seems like they tweaked it and got the bugs out.

  • @carlyaney8521
    @carlyaney8521 2 месяца назад +5

    A better comparision would have been SCHD, JEPI & XDTR; all S&P 500. QQQ, JEPQ & QDTE all NASDAQ.

  • @adamasimolowo8285
    @adamasimolowo8285 2 месяца назад +2

    What site is used for the CAGR metrics display?

  • @daborahgermanstavolkmunte
    @daborahgermanstavolkmunte 2 месяца назад +5

    !I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement

    • @AnastasiaAngelinaPetrova
      @AnastasiaAngelinaPetrova 2 месяца назад

      As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
      Kristine Lynn Weber is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 2 месяца назад

      Without a doubt! Kristine Lynn Weber is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.

    • @daborahgermanstavolkmunte
      @daborahgermanstavolkmunte 2 месяца назад

      how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking?

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 2 месяца назад

      look up her name on the web for her website.

  • @jeffr1826
    @jeffr1826 2 месяца назад +1

    What a Great video thank you. Yes I'd like to know more about buying deeply into money calls. I'm so glad you make things so plain to understand 😊

  • @ziamalik8494
    @ziamalik8494 2 месяца назад +2

    Brian - you content is always so informational and beneficial.
    Definitely, would like to understand how the YieldMax efts work, their pros and con. Also some of the strategies that could work (or not). Thanks!!

  • @mauriliogm
    @mauriliogm 2 месяца назад +3

    The table shows JEPI Quarterly and SCHD Monthly --- it should be the opposite, right?

    • @BusinessWithBrian
      @BusinessWithBrian  2 месяца назад

      You are correct. It was mixed on the edit and I didn't catch it. I'll send the updated chart in the newsletter

  • @LeXxXGaming
    @LeXxXGaming 2 месяца назад +2

    you made a mistake. at 9:00 SCHD is paid quarterly and not Monthly and JEPI is paid monthly and NOT quarterly.

    • @BusinessWithBrian
      @BusinessWithBrian  2 месяца назад +1

      Correct. The chart was done wrong in post. But I spoke to it correctly. I'll send the corrected chart in my newsletter

  • @bhda
    @bhda 2 дня назад

    Yes, I’d love to see a video on yield max ETF. I’d like to learn what that is. Plus, I know leaving a comment helps you and I appreciate all the homework you do!

  • @loakland2773
    @loakland2773 2 месяца назад +2

    Thanks Brian. Great overview of each of these. Love the analogy of the home lease. What are tax implications of JEPI in Taxable/Brokerage account. ?? Yes, I would like your overview or lesson(s) on options. You’re an excellent teacher. Love your thought process also. Thanks again. Have a great weekend.

    • @BusinessWithBrian
      @BusinessWithBrian  2 месяца назад +1

      Thank you. I would not choose to have JEPI in a taxable account. The immediate taxes greatly reduce the growth. Your income tax rate is tied directly to non qualified dividends like JEPI. Ill make certain to create an options video. Thanks again.

    • @Sanloong7
      @Sanloong7 2 месяца назад +3

      15% qualified and 85% non-qualified.

  • @CGAZ66
    @CGAZ66 2 месяца назад +1

    QDTE and the dividend was lower this week but still payed out 109.00 for one week for me so in a month it would be 400.00 and this was a lower amount for the week. it does vary and the Nave erosion was very minimal compared to what earnings is and reinvest it at a lower price/. Look at the overall history. So far im sticking with this one. There is a XDTE which seems more stable and a new one RDTE that is to new to even guess at what it will do. (These do synthetics on the market n-100,sp-500 and as a whole) My other holding is Jepi very good overall.

  • @aarontaing8795
    @aarontaing8795 2 месяца назад +11

    I had SCHD for years. Works for my family. Lately I been buying FEPI and AIPI. They pay monthly div for ETFs. So far so good

  • @MaryMcClaskey
    @MaryMcClaskey 2 месяца назад +1

    Why is SCHD talked up when I read comments in all articles from investors saying it does so poorly. Is there a substitute that does better?

  • @TJC6626
    @TJC6626 2 месяца назад +1

    So which Jim Carry is SCHD 🤔

  • @tomanyprojects
    @tomanyprojects 29 дней назад

    Thanks for making videos that a beginner can understand. I bought all 3 of them

  • @jimconnor6476
    @jimconnor6476 2 месяца назад +3

    Brian - Which of these three funds will benefit most in a dropping interest rate (recession)? Doesn't the JEPI Call strategy count on a rising interest rate environment?

  • @growtimez
    @growtimez 2 месяца назад +1

    MSTY yieldmax review would be sweet
    Great vids👍🏼

  • @uma5110
    @uma5110 2 месяца назад

    thaks brian, yes. please make a video on options

  • @ricksiu2840
    @ricksiu2840 Месяц назад +1

    I think SCHD is better for a regular brokerage account and JEPI is good for any retirement account due to qualified dividends.

  • @LeandroSantos-bt1lg
    @LeandroSantos-bt1lg 2 месяца назад +5

    Thanks for the very informative videos, I’m a big fan of your content. I’d appreciate if you put together a video explaining how the yieldmax etfs work.

  • @gregwessels7205
    @gregwessels7205 2 месяца назад

    There are so many choices among covered-call ETF's. I think the hard part is choosing/accepting what type of investor you are, THEN choose one or more ETF's that match your investing style.

  • @wrb5813
    @wrb5813 2 месяца назад +2

    Where you invest taxable or tax deferred will matter. From what I understand schd dividends are qualified where the other two are not fully qualified. Is my understanding correct? How does that impact the analysis?

    • @BusinessWithBrian
      @BusinessWithBrian  2 месяца назад +2

      Tax deferred accounts are best for most dividend funds, unless you plan to live off qualified dividends with a low income. Total returns do not take into account taxes. This greatly skews the results making SCHD even better. I've shown these results in other videos, and this video was getting long. There are so many more details to cover.....I could go on for an hour.

  • @yinphung1517
    @yinphung1517 Месяц назад

    Hi, I really enjoyed your video you explained it very nicely and clearly, thank you for all the hard work you put into it. can you do a cover option trading video. Thanks

  • @steveprologo9600
    @steveprologo9600 2 месяца назад +2

    Hey Brian, really appreciate your vids bud - thanks!! Thoughts on using JEPQ instead of JEPI? Also not sure if you've done much in the CEF space but I'd love to see a vid or two on some CEFs for ex: UTG, UTF, BST, BME ... I too was blessed to be able to take early retirement at 51 and have embarked on a balance of dividend investments while holding many growth companies like your prev employer AMZN 🙂 -- again, appreciate you and what you do!

    • @missouri6014
      @missouri6014 Месяц назад

      You’re right a comparison of these two funds would be excellent and Brian does such a nice job
      To my understanding, they are pretty much the same with the exception of one is with the NASDAQ and the other is with the S&P

  • @mikelugo8983
    @mikelugo8983 Месяц назад

    What platform should i use moo robin hood TD

  • @victoriagilliam-7798
    @victoriagilliam-7798 2 месяца назад +2

    please do a video on BITO

  • @iann.152
    @iann.152 2 месяца назад

    Very good presentation… big fan, thank you.

  • @sandyandrew219
    @sandyandrew219 Месяц назад

    Conflict online it is 3 point something per year not per quarter. Right?

  • @hernstv
    @hernstv 2 месяца назад

    Buying QDTE at ex date and Sell before ex date works for me

  • @ScubaDan33
    @ScubaDan33 Месяц назад

    I love the weekly pay ETF.

  • @SurfCityBill
    @SurfCityBill 2 месяца назад

    I have QYLD which I believe is similar to JEPI, yet with a better dividend.

  • @judyedwards6020
    @judyedwards6020 2 месяца назад +2

    I learned all about Options, a while ago. Invested in them also. Lost some $, but then on AAPL I loaded up, something was happening with AAPL, after the market closed, my investment went up $75K! I could not remain calm, in the morning I sold everything AAPL with a $40K profit and decided Options did not suit my personality.

  • @cmurill
    @cmurill 2 месяца назад +1

    For QDTE you cannot just take 21% of their distributions
    Recommended to take 8% and reinvest the rest to avoid NAV erosion, so far so good.

  • @rafaelaguilon
    @rafaelaguilon 2 месяца назад

    Should i limit my etf stocks? I have 10.

  • @Constitution1789
    @Constitution1789 2 месяца назад

    I'll admit, I haven’t fully grasped the complexities of crypto, options, or strategies like covered calls just yet. 😅 Because of that, I prefer not to invest in funds such as JEPI or QDTE, which leverage these sophisticated approaches. I believe in investing in what I truly understand, but I do find a lot of value in watching content like yours-it keeps me engaged and curious. Maybe one day, everything will click, and I'll feel ready to take the plunge. Until then, I’m happy to keep learning from a distance. 😂

  • @boss641
    @boss641 2 месяца назад +1

    What kind of watch is on your wrist in this video?

  • @MikeVictory
    @MikeVictory 2 месяца назад

    I like SVOL, so I'm not sure QDTE or JEPI are needed with that stock. I like SCHD a lot and have that one too.

  • @lynnvo2866
    @lynnvo2866 2 месяца назад

    Hi Brian, I would like to know after the share splits does the price then, went back to original price later on if there are more investors buying into it? I have been eyeing on other stock, but every time I am about to buy it, it’s went up again, so I am haven’t get a chance to jump into it yet! Your response would appreciate!

  • @chiptaker9429
    @chiptaker9429 2 месяца назад

    I was wondering if you can do a deep dive into using the itrust capital platform.

  • @sweetsweet3753
    @sweetsweet3753 Месяц назад +3

    SCHDs dividend growth since 2012 is what makes it the most solid choice. if you invested 100k in 2012 you got about a 3% dividend. but on that initial investment today you get over a 10% dividend.. long term no brainer hold forever etf.

  • @SniperUSMC
    @SniperUSMC Месяц назад

    I think that one should go for growth stocks/ETF's initially, then later, once they have accumulated sufficient funds/money/ account size, switch to the dividend funds. But am on the fence on dividend funds then reinvest the dividends to ogrow the account. Which is better to grow a retirement account, high growth rate or descent growth rate with good dividends reinvesting 100% of the dividends. I'm not sure how to model that in a spreadsheet to find the best strategy. Anyone have opinions on this?

  • @jimconnor6476
    @jimconnor6476 2 месяца назад +1

    Brian - You should add a Free Cash Flow ETF to this Analysis (COWZ or COWS or VFLO)?

  • @shraddhatrivedi2348
    @shraddhatrivedi2348 2 месяца назад

    Can you please also share comparison of qdte with qqqi?

  • @flavio_oliveiira
    @flavio_oliveiira 2 месяца назад

    please, do a video explaining option, since now, thank you

  • @carbtripper
    @carbtripper 2 месяца назад +1

    Yes please tell your ideas on Yield Max -asap

  • @phku17
    @phku17 2 месяца назад

    @Brian what's your view on SCMI? My portfolio has gone from +13 to -13% now.

  • @mengkham
    @mengkham 2 месяца назад

    Hey Brian could you do a video about TDVI etf?

  • @orlandogarcia3018
    @orlandogarcia3018 2 месяца назад

    Nice video but can you change QDTE with MSTY Thanks in advance

  • @Geraldine-x3p
    @Geraldine-x3p 2 месяца назад

    I have qdte should I sell it

  • @stephenmckenzie9140
    @stephenmckenzie9140 2 месяца назад

    Brian are you still holding and buying Super Micro?

    • @BusinessWithBrian
      @BusinessWithBrian  2 месяца назад

      I sold most all when the accounting info first broke. I just bought in a little in case there's a good rebound.

  • @danieltan3147
    @danieltan3147 Месяц назад

    Yieldmax ETFs overview video please 🥰🥰🥰

  • @schmaniel86
    @schmaniel86 2 месяца назад +2

    A Yieldmax video would be really helpful! Yieldmax and other funds like QDTE are attractive to someone like me who didn't have disposable income until they were in their mid 30s and is trying to make up for lost time by getting the highest return possible (even though I understand the risks associated).

  • @corehalliwell
    @corehalliwell 2 месяца назад

    🙋🏽‍♀️option trading video please, and thank you so much for your videos. ❤

  • @steamroller1474
    @steamroller1474 2 месяца назад

    Please do a video on YieldMax etf's.

  • @雄雄-d1j
    @雄雄-d1j 2 месяца назад +1

    I am holding 70% cash and I am waiting a big drop Next year.

    • @brandon8531
      @brandon8531 2 месяца назад

      Ha. How’s the worked out for you the last few months and last week??

    • @rogerpaddock6785
      @rogerpaddock6785 2 месяца назад

      Good luck with that. Probably gonna happen at some point but......

  • @shadowgov9721
    @shadowgov9721 9 дней назад

    maybe xdte would have been a better one to compare to than qdte

  • @moeariza6029
    @moeariza6029 2 месяца назад

    Yieldmax video please!

  • @jimknarr
    @jimknarr 2 месяца назад

    The answer is a resounding "no"

  • @soze8415
    @soze8415 2 месяца назад

    Just a correction. Im sure it was a honest mistake. But JEPI pays monthly and SCHD is quarterly. Dont give up. Just stay disciplined and use dollar cost averages.

    • @BusinessWithBrian
      @BusinessWithBrian  2 месяца назад

      Yes, you're correct. I've responded to this point a few times. It was a mishap with not catching it in the edit. But I'll definitely have the table in my newsletter correct. Thanks

  • @bluesky5587
    @bluesky5587 20 дней назад +1

    Spyi is just as good as schd ….tax advantaged income …more than schd and more growth of portfolio .

  • @KaskoXeroVlogs
    @KaskoXeroVlogs 2 месяца назад

    This didn't age well qdte recovered

  • @SKMarcusA
    @SKMarcusA 2 месяца назад

    JEPI pays monthly

  • @CoolestGuyInTheRoom
    @CoolestGuyInTheRoom 2 месяца назад

    JEPQ

  • @sss1st
    @sss1st 2 месяца назад

    Taxes taxes taxes

    • @CGAZ66
      @CGAZ66 2 месяца назад +2

      Tax deferred is the way to play it for these.

    • @sss1st
      @sss1st 2 месяца назад

      @ too small

  • @JulianBenjamin3d
    @JulianBenjamin3d 2 месяца назад

    I think investors should always put their cash to work, especially In 2024, we'll start to see more market diversification. I'm hoping to invest about $350k of my savings in stocks against next year. Hope to make millions in 2024

  • @kimhicks355
    @kimhicks355 Месяц назад

    Scud is a quarterly dividend

  • @jasonjanssen2533
    @jasonjanssen2533 2 месяца назад

    I would chose a red state. You'll save more of your money and I would choose a mid western state like Missouri.

  • @jackfrost-fu7hz
    @jackfrost-fu7hz 2 месяца назад

    SCHD is all hype, it is ok but not worth my money, low returns and low dividends.

    • @TheAzmountaineer
      @TheAzmountaineer 2 месяца назад +1

      and you prefer...?

    • @nicks6243
      @nicks6243 2 месяца назад +2

      You are not considering the power of yield on cost (YOC) by the time you retire, your actual dividend yield will be around 20-30% if you calculate yield on cost and the dividend growth- this is why SCHD is the king by a landslide

    • @wolfster2287
      @wolfster2287 2 месяца назад +1

      Silly

    • @spaceinvader68
      @spaceinvader68 2 месяца назад

      @@nicks6243 I wish I would have known what you just said and acted years ago. Problem is it doesn't go up like Bitcoin and everyone want instant results now.

    • @missouri6014
      @missouri6014 Месяц назад

      @@nicks6243 you know really believe that do you
      I know all the different RUclipsrs keep saying things like that but think about it for a moment is that even possible?
      Seems like a lot more hype
      Also, mathematically think about this
      An increase of a 3% dividend by 5% is a very low number so just do the math and increase of a 10% dividend by 5% is a much larger number and that will just not happen. They’re only so many pennies in a dollar.
      So my two cents worth is not to get caught up in the hype