🔥🔥You can use my Wise referral link to get 1 FREE international transfer (up to RM 2,500): wise.com/invite/iwh/weif84 Note: 1) TransferWise have been rebranded to #Wise. 2) 5:49 "Online FPX" have been renamed to "Easy Transfer" under Transfer Type. 📌ACH Transfer for Malaysians, please read❗️ If you are not aware yet, Wise has 2 services on their app: A) Overseas remittance service (sending money overseas, as shown in this video) - no issue with this, can proceed to use 😊 B) Balance (Borderless account) - This service has been removed by Wise for Malaysian clients as the Malaysian Government no longer allow this feature to run on their app. I have confirmed this with their customer support, so if you are exploiting this feature for ACH Transfer to brokers (i.e. Webull), just note that it is unregulated and you have to bear your own consequences. Refer here for the list of country not allowed to open Balance: wise.com/help/articles/2813542/why-cant-i-open-a-balance Other than that, please use Wise as you wish as it is still licensed in Malaysia 😊
Hi Ziet! New subscriber here, will be referring your video to my step dad in us so he can send through bank transfer to mom with TransferWise. He used to send through Western Union but he can't send through it anymore. They said that dad should comply some paper works etc. Hopefully, this works! God bless
Thank you Mr.Fork guy! Your videos are informative & good video quality! I hope you'll hit 100k subscribers soon, yes 100k, not 10k! In my honest opinion ;)
oops having problem with verificaiton.. the pictures taken is not clear enough. its so funny when the wise apps using accessing the camera, the picture quality becomes so bad. anyone encounter the problem here?
@@ZietInvests Just got my last confirmation on CIMB Singapore and with the digital token setup done as well. Thanks Ziet!! Your instructions are well explained!
experience first hand the speedy process of transfer wise money transfer. Things bit complicated if remmiting for USD as transferwise may bit scrutinize deeper
Glad you liked it so far. And as you mentioned, I just tried to check on the transfer to US account, looks like the steps are a little bit different (need some routing number etc.), thanks for noting that!
@@ZietInvests bit downside is transferwise malaysia has no customer-line to call. One experience, my brother's first time money transfer had pending process more than a day. Tried to google searching hotline to call but to no avail. Finally, noticed it was due to incorrect registering email address while signing up Transferwise. Hence, transferwise never able to reach my brother to rectify or notifying status of transfer. Yet, still able to have money refund from transferwise and now enjoying the fast remitting and good rate of transferwise
Actually they do but it is UK number, expensive, but not impossible haha! That said, I always sent ticket to them and they usually reply within 1 or 2 days, not bad to be honest, but yes could be better. Hopefully TransferWise able to get back to your brother his fund, kinda frustrating I can understand especially if they are an online entity and we can only hope for them to come back on these stuffs.
@@ZietInvests hi Ziet, transferwise refunded him after he cancelling transfer ticket even though he had banking the money. Subsequently, he rectified signing up process with correct email address and now can utilize transferwise services with no complications☺😅
Just did my first transfer using Wise, Wise requested to wait till the next day (Bummer) as it shows "We're verifying you". I'm not sure why, but i felt the website is quite slow. the First/Lastname did worry me, but it's a good experience. Would check on the account tomorrow. Then next step will be into IBKR!
@@ZietInvests Saw the money wired in this morning into my CIMB SG. Guess the First/Last name sequence doesn't matter much as long as long as all your name is spelled correctly.
Hi Wei, thank you for the video. You mentioned about opening CMIB account? I am a Singaporean having a local bank, not CMIB. Is that ok? Or must it be CMIB account? Thanks! B/w, really enjoy your video😊
@@ZietInvests thanks again 😊 b/w, how long it takes for Transfer wise accounts to be opened and ready to do transfer? Still able to use your pinned link ?
Hi Aaron, I've not transferred to a US bank account before since I don't have one myself. I suppose you can quickly register for an account and check if there's BMO Harris Bank (as recipient) by inputing the SWIFT/routing number.
Thank you for sharing. Any plans to create video guiding how to withdraw from IBKR (will it be back to your singapore CIMB)? I am using instarem (pretty fast) and might switch to transferwise (better exchange rate) in the near future. Also, i use these 3rd party tools (currently instarem) to transfer to ibkr (SGD) and it works, it takes less than two hours to reflect in IBKR.
Hi CM, yes, I do have plans for that since many are requesting for it, though I'm still thinking how it can be a standalone video because the withdrawal itself is a pretty simple content (From IBKR USD convert to SGD, then SGD local transfer to CIMB SG, then transferwise back to MYR bank account). Thanks for sharing your experience with InstaReM, definitely helpful for all of us here!
Thank you! Currently, i'm using this method IBKR USD to local bank MYR though the exchange rate is not great. So would like to see how we can optimize it but based on your approach, would it cost more because of the below; IBKR USD to local bank MYR vs IBKR USD to IBKR SGD to CIMB SGD to Transferwise MYR to Local bank MYR
@@imcm5743 Theoretically, and mathematically, the latter option (IBKR USD > SGD to CIMB SGD > TransferWise to Local Bank MYR) should cost lesser as the savings with spot rate FX (even dual conversion) should win over the bad spot rate FX. Might need to do some experimenting to see the differences haha!
Hi there, at the point of making this video, Wise ACH transfer wasn't an option hence we need to go through the CIMB SG (SGD) route to fund IBKR (SGD), then convert to USD. Now that the Wise ACH transfer is available, you can definitely Wise ACH (USD) directly into your USD account, but regardless, the spread between MYR-USD directly versus MYR-CIMBSG-IBKRSG-IBKRUSD is very minimal, so the cost savings of Wise-ACH is almost on par, can refer this video for cost comparison: ruclips.net/video/dJYzHEnBhJs/видео.html Hope this helps!
Thank you for sharing Ziet! My son will be studying in Australia. Can I use Wise to transfer RM to AUD? However, my son is the account holder in Australia and not me. Will it be a problem? Like you said it’s best that the account receiver is my name. Appreciate your advise , thanks.
@@ZietInvests I think I'm gonna YOLO and test deposit small funds. The worst case for me would be transferring my funds back to my local bank account and then your usual wire transfer route. I've already watched your CIMB video. I went to the Indonesian CIMB branch today and they said I have to open a preferred account so they can help me opening a CIMB SG account. Oh man, at times like this I wish I'm a Singaporean or Malaysian haha. Thanks for your information, Ziet.
Haha okay - there are people that have successfully done that, but i dont know the odds, since you are aware of it, you can give it a try, do let me know what happened! 😝 Glad to know at least you are able to do with CIMB Indonesia haha! Some countries can only FTT to IBKR!
Hi CC, thanks for sharing. Though I have read from Lowyat forum that InstaReM users faced quite a bit of difficulties compared to Wise, not sure if I want to dwell with that since Wise is more fool-proof for now
Hi Ziet!! Thanks for such a clear guide video :) I have a question tho, if I wanna change my currency from myr to usd, does the receiving bank acc have to be an overseas acc? Or can I transfer from a local bank to another local bank? For example, BSN to Maybank.
Hi Samuel, I don't quite get your question & intention, but if you want to hold USD in Malaysian bank like a foreign currency account, you need to open a FCA here. Otherwise, you can also do it in Malaysia with Wise USD Balance, can refer this video: ruclips.net/video/H99ohWsnoIM/видео.html If you wanna pay someone USD in Maybank, I'm afraid there is no such feature available - but you can try asking Wise customer support since I have not done that kind of transaction before! Hope this helps ;)
@@ZietInvests Ah, I'm really sorry for being unclear, I'm in a bit of a blur too coz I'm super new to all of these huhu... I've watched many of your vids and have applied for an IBKR acc following your tutorial😆 I'm now trying to follow your guide to fund my IBKR acc using the Wise multi currency acc... I was following this tutorial and was abit blur abt the way to transfer myr to usd, coz I didn't know how to open a balance... Update: went to the link you sent in your reply here, and tho I've actually watched tht vid like 3 times before this, I finally understood now and managed to open a balance :)
@@samuellee4698 Awesome! Feel free to DM me on instagram if you have any further questions, I tend to miss out on YT comments reply because for some reason YT makes it hard for creators to see replies (unlike new comments)!
@@ZietInvests Alright, will definitely dm you if I need anything... before that, I just wanna say... you really are a gem!! Thank you so soo muchhh for all the hard work and effort you put into these vids, one of the few Malaysian channels with such high quality content, editing, etc!! And you've helped me out so much esp regarding IBKR!! Much love to you💕
great contents! thank u! Just a question with transferwise, do u use it to fund your Interactive broker? or just mainly to convert ur malaysian dollars to SG? Sorry I got confused. I live in Australia and I am wondering if the same platform can be use to deposit the money to my IBKR acct. Thanks!
Hi Mae, I've only recently started to use it to fund my IBKR account directly (refer this video: ruclips.net/video/dJYzHEnBhJs/видео.html). Previously I was using this to fund my CIMB SG in SGD only. And yes, you can use Wise to deposit into IBKR directly (refer link above). Hope this helps!
Hey Ziet, I’m a Malaysian, registered a CIMB sg account as you taught. Now, I want to move my money from CIMB SG to CIMB MY via Wise. Here showing need for Security Devices to get the CODE. But I don’t have the security devices...
Have you received your CIMB SG final confirmation email? If yes, then check your SMS for activation code to register for a CIMB SG Clicks. Setup digital token on your mobile cimb sg clicks app
Hi Ziet, how are you doing? I hope you are fine. The steps for Transfer from Sg to Malaysia is reverse only right? Is it recommendable to transfer from Cimb Sg to other Malaysia bank via transfer wise compare to Cimb Sg to Cimb My? Since my Cimb My is darmant and havent got time to visit physical branch to activate it 🤭
Hi Ziet, i saw your video "Best Brokerage Account in 2021", i have an IB account but i was thinking of linking it to TSG since you mentioned it has no inactivity fee unlike IB. If i link it to TDS, do i only get to use their platform and uses IB's fee structure or will it follow TDS??
You can still use everything with IBKR (Platform, web portal, funding, mobile app). Only the fee structure (and no fractionals) will follow TradeStation Global 😊
At 4:50 to snap photos and upload to Wise, I ran into the problem "Cannot open camera" issue. Do I need to install any app to turn on my phone camera, can someone teach me? Thanks.
thank you for the great video. is there a way to hide my name when i requested for payment? i sell stuff and i want to hide my personal details away from my customers
Hi there, I'm not sure whether that's possible on the retail account, try opening a Business account, and in the meantime approach the customer support, i am sure there is workaround for this!
In your answer to question 3, you say wise can't be used to fund your Interactive Brokers account. But you have another video teaching people to deposit money into Interactive Brokers account using Wise. I am a bit confused now
Hey there, you can now fund your IBKR through your Wise account directly! It's a new update by IBKR. You can check out the video here: ruclips.net/video/8YeDT2ol1K0/видео.html
Hi Ziet. My account in IBKR is already approved. I don't know how and why, but it happened in 2,3 days, very quickly. May i ask you: How can i transfer money to IBKR to fund my account? I mean can i just use transferwise instead of a wire trasnfer with my bank? Do transferwise accept money in my local currency and exchange it into dollars to IBKR or i've to open a dollar account in my bank? Thank you
Hi David, that's great to know! I will never recommend one to use TransferWise (Wise) into IBKR directly from your country, reason being there may be complication down the road (fund being withhold, fund being investigated etc.) for which some forumers have faced. If you dont have a bank account with a currency that IBKR supports (like USD, JPY, SGD), then you are left with wire transfer from your local bank account. By doing this, you are converting your local currency into USD (with your bank) before it reaches IBKR. Hope this helps!
Bro can this ap be used for me to transfer funds to a family member in USA ? Because PayPal sucks... Everytime I lose money as they take big cut for goods and services
Yep you can do that! You just need to input the correct details/ABA routing number and should be good to go. Definitely much better rate compared to PayPal
Transferwise is slow and not friendly anymore, take at least one day to transfer. It will show your sending is paused after you pay. It wasnt like that.
I think that is a rare occurrence, could be a server lag or something. Did you use bank transfer? Bank transfer will take 1 day or so, as opposed to online FPX which is instantaneous. I was using Wise 2 weeks ago and everything still worked fine for me, fund went through instantly
@@ZietInvests I just did one using Easy Transfer option. After done the payment, it mentioned it will take 1-day and the status shows "Sending Paused". I immediately send an email to ask what is going on, and they will take 1 working day to reply my question. Shit! I did few times transferring previously, all were instantly transferred. But this time, i dont know why. Did you use Easy Transfer option as well ?
@@ZietInvests I have the notification email from the FPX service showing the payment is successful to the Transferwise Malaysia Sdn Bhd. I will wait and see how the status will be by tomorrow.
@@cfreeman3730 Ah it seems like they updated "Online FPX" to "Easy Transfer", probably taking some time to upgrade. Will try again in a few weeks time and see how it goes
Hi Syed, you mean directly from Malaysia TransferWise into Tiger? You need to check with Tiger customer service whether they accept funding from TransferWise. My guess is they won't accept, but no harm asking!
yo Ziet, do u know how to connect via ACH trnasfer to the US brokers? its to mitigate the time factor and i read some malaysians were able to do it but ive no idea how!
Hi there, technically you can't do it without a US bank account. The reason why you see some Malaysians were able to do it because they previously (like 2 years ago) opened a TransferWise Borderless account, which can then be linked up for ACH funding method. However, TransferWise has since removed the Borderless account from Malaysia because the local government somehow disallowed it. For now, we are theoretically not allowed to use the Borderless account service anymore, but those that have access still can use it (the app somehow did not remove it). Hope this helps!
@@CrashingGamers it works, as a loophole. But no one can help you if TransferWise suddenly remove the feature from your app. I contacted them on this before and they advised to withdraw and stop using it
Hi Alif, would be better to choose "Someone else" - it should be there now that they have updated their interface! (this video is almost 1 year old hehe)
Hi Ziet, Since I am going to buy stocks in NYSE, i will need to buy in USD right ? Means I will convert from MYR to SGD then to USD? Cannot just convert MYR to USD and transfer to CIMB SG?
Hi there, yup correct. When you convert, you need a bank account that can hold USD. CIMB SG cant hold USD. If you want to convert from MYR to USD directly, you can use a Foreign Currency Account or TransferWise borderless account, both are slightly slower than the CIMB SG method. Hope this helps!
Hmmm but I'm using Tiger Brokers and they only provide details such as SWIFT code etc for telegraphic transfer. Can I send from from Wise transfer straight to a broker? Or must be through an oversea bank acc?
Hi there, not really, FCA has limited function and their rates may not be as good, you can check with the bank but from what I know, it's pretty limited
Hi Ziet, previously you inform us about using TransferWise to fund the TGS account and also the method of opening a CIMB SG bank account. Do you know how much we will save from the 2 different approaches? Also, if I am a Malaysian with a Singapore bank account, does that mean that I can fund my TGS account directly from my Singapore bank acct? Thanks in advance.
Hi, not to confuse, I am using TransferWise to fund my CIMB SG account, then I proceed to local transfer SGD from CIMB SG to IBKR (TSG) SGD account, then I convert SGD to USD inside my IBKR account. Yes, if you have a Singapore bank account, you can fund IBKR (TSG) directly into their SG account (Citibank NA Singapore) without using TransferWise at all. Hope this clarifies! 😊
Hi Ziet Invests, I'm a Malaysian. I worked in Saudi Arabia . I like to set up Transfer Wise to transfer my money from my bank in Saudi Arabia to my Maybank account in Malaysia. Can this be done?
As Gatsby mentioned, I have not used BigPay myself, but my friends have tried and the FX is pretty much close to Spot Rate, so kudos to them for that. Though just to note, there's wallet limit of RM 10,000 (if im not mistaken), and most brokers don't accept funding via debit card
@@ZietInvests have both and use them both simultaneously , usually 10k from bigpay then then switch to transferwise for the balance . However u would need a transferwise account eventually , since bigpay only support one way out . U can't change ur sgd back to myr to ur bank account unlike transferwise . Great job to them .
@@ZietInvests I am not too sure hmm . But I thought CFD platform like eToro will automatically switch ur USD back to myr when u doing withrawal , so actually it's eToro or it's partner that's charging u the currency exchange .
Hey... can u also do a tutorial how to deposit the money in transferwise? I do not seem to be able to deposit my money MYR from a local bank acct to transferwise in MYR. It seems it does not allow MYR to MYR transfer?
Hi Ziet,they ask me to pay 20e for registratuon,can I pay it with Card of my sister?bcs i dont use Credit cards..Will be problems if I pay with card that’s doesn’t have my name?sorry for my English
hey, was just wondering if its possible to just do a forex conversion in wise by using ringgit to USD in the same bank account (multi currency bank account)?
Hi Jia Jun, if i understand correctly - you are trying to convert RM to USD inside Wise and keep them as USD? If so, yes you can do that Please correct me if i understood wrongly!
@@ZietInvests meaning if I were to transfer my MYR in CIMB to wise to convert it to USD and transfer it back to the same CIMB account. is it possible? (your videos shows the transfer from CIMB Malaysia to CIMB SG, but what im asking is CIMB MY to CIMB MY "same account", but different currency instead of doing the conversion in CIMB)
@@Invesment1b Ah I see, withdrawing USD from Wise into your CIMB MY account? I believe that is possible, just use "international" instead of "same currency", then Wise will auto convert that USD to MYR before sending it off to your CIMB MYR account
@@90lem That could be the case! Do you have any better alternative for MYR to USD? I dont transfer from MYR to USD so i probably cant provide much input on this :x
@@ZietInvests but I think both easy transfer and low cost transter will be higher cost d right? With this change, is wise transfer still the best funding method into interactive broker?
@@desmondchin3345 Yes still cheaper than FTT, i mentioned the difference compared to FTT here in my recent video: ruclips.net/video/_4KJY8MVC5g/видео.html
@@ZietInvests I see everything except CIMB, i have try it again still nothing. Should i use other bank now since CIMB cant be found. Thanks for replying
@@ZietInvests Thank you for your prompt reply ;-). I really appreciate it. I have contacted an officer from CIMB SG, and she asked me which currency account I want to open and for what purpose :-)
@@cayrennalau5120 Ahhh maybe there's another foreign currency account product. that they provide (apologies, i didn't think of it!). The one i recommended on my channel was CIMB Singapore Fast Savers (online savings account for SGD).
Hi Kelvin, Wise's borderless account is no longer operating in malaysia, hence it is not regulated anymore even though you can access the feature on your Wise app - i highly recommend you not to use it (for ACH or any purpose)
i wanted to invest in us market so did i need to open cimb SG acc or i just can simply open any bank account and transfer it using transferwise then ibkr ?
Hi, IBKR does not accept funding from 3rd party (Wise/TransferWise), so it is best for you to open a CIMB SG account (or any SG bank account) to facilitate the transfer into IBKR's SGD account
Hi, if i understand you correctly, yes you can withdraw money from your IBKR account, but not via Wise, here is the withdrawal guide: ruclips.net/video/6TJcJuvnP5c/видео.html
Hi, according to Wise: "You must be 18 years or over. If you are an individual, you must be 18 years or older to use our Services and by opening a Wise Account you declare that you are 18 years or older. We may ask you at any time to show proof of your age." Were you able to open your account tho?
Cannot, I’ve confirmed with Wise that they have removed the USD Balance (Borderless account) function for Malaysians because BNM has disallowed that. As of now that feature is not regulated and users have to bear their risk doing that
@@ZietInvests Thanks I will try that someone else gave me a link, I sent them a letter and they replied to go to their help center, well don't you think I tried that before I searched for about 10 hours before I wrote them, I'm ready to call the Better Business Bureau on these people, They did a bungled transfer for me but when I go to the help center they don't have any record of the transaction I had them make for me on May first! I will try your link, if it doesn't work I will call the BBB, they will take care of it for me and they don't mess around they are the watchdog for crappy companies trying to rip off US citizens, I am one of those for 69 years got sick of all the trashy government and moved to Thailand in January with my Thai wife I married in the US. I'm sick of their shit! they have a record of 200 Tar in their possession, I thought was 200 Baht I sent them but no record of the transaction? who are they trying to fool I'm no dummy I went to college and many many classes throughout my life, I'm not a friggin ding a ling! I will try your link tomorrow, Ive been at this at least 5 hours today after 10 hours trying to get in touch with them, they are no help and I I don't get this matter solved, maybe the BBB will take their licence from them doing business in American banks, because they do have that clout, I'm sure I'm not the first person they have done this to!
@@ZietInvests been there done that tomorrow morning I'm calling the Better Business Bureau, they protect US citizens from being screwed by business like this, I will rat them on tomorrow morning to them, thanks for trying! peace bro
HI, after i have transfer the money from my bank, in WISE platform, it come out an message of "ready to pay"?Next, send your money to our MYR account. We'll get started on your transfer the moment we receive your money. There are 2 option. 1. Choose how to pay and 2.I've now paid. What should I click? I also see on upper left corner show "send money", do i need to click it?
Hi there, you have paid right? You can choose "I've now paid". I believe you used the free transfer method right? That is the bank transfer method which is slightly manual, hence you need to notify here "I've now paid" to let them know you have paid them so they can proceed to help you transfer the money. Feel free to DM me on Instagram if you need any help!
🔥🔥You can use my Wise referral link to get 1 FREE international transfer (up to RM 2,500): wise.com/invite/iwh/weif84
Note:
1) TransferWise have been rebranded to #Wise.
2) 5:49 "Online FPX" have been renamed to "Easy Transfer" under Transfer Type.
📌ACH Transfer for Malaysians, please read❗️
If you are not aware yet, Wise has 2 services on their app:
A) Overseas remittance service (sending money overseas, as shown in this video) - no issue with this, can proceed to use 😊
B) Balance (Borderless account) - This service has been removed by Wise for Malaysian clients as the Malaysian Government no longer allow this feature to run on their app. I have confirmed this with their customer support, so if you are exploiting this feature for ACH Transfer to brokers (i.e. Webull), just note that it is unregulated and you have to bear your own consequences. Refer here for the list of country not allowed to open Balance: wise.com/help/articles/2813542/why-cant-i-open-a-balance
Other than that, please use Wise as you wish as it is still licensed in Malaysia 😊
Already sign up using ur link as a sign of support for ur work. Keep it up young man
Thank you so much for the support! Really really appreciate it ☺️
Hey, Ziet,needed these info ,came in just at the right time.Tks for sharing
Glad it was helpful! Cheers!😊
You're going places with your dedication and educating style ! Liked and subscribed!
Thank you so much Sinja, this means a lot to me. I will keep up the hard work!
Great video!! Had been waiting this for a long time ahha :D
Haha thank you for dropping by Michael! Hope this was helpful!!
Hahak! Thanks for video buddy! U save us at least few hours to do the comparison.. keep it up! Cz i will SMACK! the like button ! 🤣
Haha thank you Moq, smack it with no mercy 😝
Hi Ziet! New subscriber here, will be referring your video to my step dad in us so he can send through bank transfer to mom with TransferWise. He used to send through Western Union but he can't send through it anymore. They said that dad should comply some paper works etc. Hopefully, this works! God bless
Thank you Mr.Fork guy! Your videos are informative & good video quality! I hope you'll hit 100k subscribers soon, yes 100k, not 10k! In my honest opinion ;)
Woahh thank you so much for your kind support - I'll make sure I shoot for 100K instead of 10K haha! Have a great week ahead!!🥰
Really amazing stuff Ziet ! Jammed pack with content.
Glad you liked it! 😊
Great breakdown mate!! Love that!
Thanks brother!
It would be good to do a video for withdrawing from IB to CIMB SG then Wise then to Malaysia bank. It would be a hit
Hi William I actually have a video for that - ruclips.net/video/6TJcJuvnP5c/видео.html
Enjoy!
Thanks Ziet..... very useful video. Gonna open my sing CIMB and capitalise on transferwise!!
oops having problem with verificaiton.. the pictures taken is not clear enough. its so funny when the wise apps using accessing the camera, the picture quality becomes so bad. anyone encounter the problem here?
Yup apparently this is a common problem, try restarting, or just submit later on, should work in the end haha 😝
Yeah managed to register in the end. Thanks Ziet!
@@fathelee Awesome!
@@ZietInvests Just got my last confirmation on CIMB Singapore and with the digital token setup done as well. Thanks Ziet!! Your instructions are well explained!
experience first hand the speedy process of transfer wise money transfer. Things bit complicated if remmiting for USD as transferwise may bit scrutinize deeper
Glad you liked it so far. And as you mentioned, I just tried to check on the transfer to US account, looks like the steps are a little bit different (need some routing number etc.), thanks for noting that!
@@ZietInvests bit downside is transferwise malaysia has no customer-line to call. One experience, my brother's first time money transfer had pending process more than a day.
Tried to google searching hotline to call but to no avail. Finally, noticed it was due to incorrect registering email address while signing up Transferwise. Hence, transferwise never able to reach my brother to rectify or notifying status of transfer.
Yet, still able to have money refund from transferwise and now enjoying the fast remitting and good rate of transferwise
Actually they do but it is UK number, expensive, but not impossible haha! That said, I always sent ticket to them and they usually reply within 1 or 2 days, not bad to be honest, but yes could be better.
Hopefully TransferWise able to get back to your brother his fund, kinda frustrating I can understand especially if they are an online entity and we can only hope for them to come back on these stuffs.
@@ZietInvests hi Ziet, transferwise refunded him after he cancelling transfer ticket even though he had banking the money.
Subsequently, he rectified signing up process with correct email address and now can utilize transferwise services with no complications☺😅
@@benyoudr ah glad to know that! Thanks for sharing 😄
Just did my first transfer using Wise, Wise requested to wait till the next day (Bummer) as it shows "We're verifying you". I'm not sure why, but i felt the website is quite slow. the First/Lastname did worry me, but it's a good experience. Would check on the account tomorrow. Then next step will be into IBKR!
Keep us updated! Usually the account is not so useable before your ID is verified, but after that everything should be smooth sailing!
@@ZietInvests Saw the money wired in this morning into my CIMB SG. Guess the First/Last name sequence doesn't matter much as long as long as all your name is spelled correctly.
Hi Wei, thank you for the video. You mentioned about opening CMIB account? I am a Singaporean having a local bank, not CMIB. Is that ok? Or must it be CMIB account? Thanks! B/w, really enjoy your video😊
Hi Kelly, not necessarily CIMB ya, any SG bank will do :)
@@ZietInvests thanks again 😊 b/w, how long it takes for Transfer wise accounts to be opened and ready to do transfer? Still able to use your pinned link ?
Thanks for sharing!
Anytime!!
For your info passfolio support transferwise
Thank persie😊
thank you amazing stuff
Cheers to that Ezra!🥰
Hi Ziet, thanks for the informative video! Would like to ask, if i am able to a bank named BMO Harris Bank in Chicago using this?
Hi Aaron, I've not transferred to a US bank account before since I don't have one myself. I suppose you can quickly register for an account and check if there's BMO Harris Bank (as recipient) by inputing the SWIFT/routing number.
Thank you for sharing. Any plans to create video guiding how to withdraw from IBKR (will it be back to your singapore CIMB)? I am using instarem (pretty fast) and might switch to transferwise (better exchange rate) in the near future. Also, i use these 3rd party tools (currently instarem) to transfer to ibkr (SGD) and it works, it takes less than two hours to reflect in IBKR.
Hi CM, yes, I do have plans for that since many are requesting for it, though I'm still thinking how it can be a standalone video because the withdrawal itself is a pretty simple content (From IBKR USD convert to SGD, then SGD local transfer to CIMB SG, then transferwise back to MYR bank account).
Thanks for sharing your experience with InstaReM, definitely helpful for all of us here!
Thank you! Currently, i'm using this method IBKR USD to local bank MYR though the exchange rate is not great. So would like to see how we can optimize it but based on your approach, would it cost more because of the below;
IBKR USD to local bank MYR vs
IBKR USD to IBKR SGD to CIMB SGD to Transferwise MYR to Local bank MYR
@@imcm5743 Theoretically, and mathematically, the latter option (IBKR USD > SGD to CIMB SGD > TransferWise to Local Bank MYR) should cost lesser as the savings with spot rate FX (even dual conversion) should win over the bad spot rate FX.
Might need to do some experimenting to see the differences haha!
@@ZietInvests haha! Have u tried?
@@imcm5743 I have not tried FTT method, too expensive for my liking 😂 but i might do it in the name of science haha!
Hey man great video, don't know if you can see this but why do you buy SGD then send to foreign account?? Why not buy USD straight??
Hi there, at the point of making this video, Wise ACH transfer wasn't an option hence we need to go through the CIMB SG (SGD) route to fund IBKR (SGD), then convert to USD.
Now that the Wise ACH transfer is available, you can definitely Wise ACH (USD) directly into your USD account, but regardless, the spread between MYR-USD directly versus MYR-CIMBSG-IBKRSG-IBKRUSD is very minimal, so the cost savings of Wise-ACH is almost on par, can refer this video for cost comparison: ruclips.net/video/dJYzHEnBhJs/видео.html
Hope this helps!
@@ZietInvests yea didn’t see this video was a year ago haha
Thank you for sharing Ziet! My son will be studying in Australia. Can I use Wise to transfer RM to AUD? However, my son is the account holder in Australia and not me. Will it be a problem? Like you said it’s best that the account receiver is my name. Appreciate your advise , thanks.
Hi Peng Wah, yes you can, you can send to "Someone else" in AUD instead ^^
Hi, Ziet! Great video as always.
I'm not an MY or SG resident. Is it possible to deposit funds to IB directly from Transferwise?
I covered it in the video actually, can refer to 7:31
@@ZietInvests I think I'm gonna YOLO and test deposit small funds. The worst case for me would be transferring my funds back to my local bank account and then your usual wire transfer route.
I've already watched your CIMB video. I went to the Indonesian CIMB branch today and they said I have to open a preferred account so they can help me opening a CIMB SG account. Oh man, at times like this I wish I'm a Singaporean or Malaysian haha.
Thanks for your information, Ziet.
Haha okay - there are people that have successfully done that, but i dont know the odds, since you are aware of it, you can give it a try, do let me know what happened! 😝
Glad to know at least you are able to do with CIMB Indonesia haha! Some countries can only FTT to IBKR!
HI, you can try Instarem too
Hi CC, thanks for sharing. Though I have read from Lowyat forum that InstaReM users faced quite a bit of difficulties compared to Wise, not sure if I want to dwell with that since Wise is more fool-proof for now
Hi Ziet!! Thanks for such a clear guide video :) I have a question tho, if I wanna change my currency from myr to usd, does the receiving bank acc have to be an overseas acc? Or can I transfer from a local bank to another local bank? For example, BSN to Maybank.
Hi Samuel, I don't quite get your question & intention, but if you want to hold USD in Malaysian bank like a foreign currency account, you need to open a FCA here.
Otherwise, you can also do it in Malaysia with Wise USD Balance, can refer this video: ruclips.net/video/H99ohWsnoIM/видео.html
If you wanna pay someone USD in Maybank, I'm afraid there is no such feature available - but you can try asking Wise customer support since I have not done that kind of transaction before!
Hope this helps ;)
@@ZietInvests Ah, I'm really sorry for being unclear, I'm in a bit of a blur too coz I'm super new to all of these huhu... I've watched many of your vids and have applied for an IBKR acc following your tutorial😆 I'm now trying to follow your guide to fund my IBKR acc using the Wise multi currency acc... I was following this tutorial and was abit blur abt the way to transfer myr to usd, coz I didn't know how to open a balance...
Update: went to the link you sent in your reply here, and tho I've actually watched tht vid like 3 times before this, I finally understood now and managed to open a balance :)
@@samuellee4698 Awesome! Feel free to DM me on instagram if you have any further questions, I tend to miss out on YT comments reply because for some reason YT makes it hard for creators to see replies (unlike new comments)!
@@ZietInvests Alright, will definitely dm you if I need anything... before that, I just wanna say... you really are a gem!! Thank you so soo muchhh for all the hard work and effort you put into these vids, one of the few Malaysian channels with such high quality content, editing, etc!! And you've helped me out so much esp regarding IBKR!! Much love to you💕
great contents! thank u! Just a question with transferwise, do u use it to fund your Interactive broker? or just mainly to convert ur malaysian dollars to SG? Sorry I got confused. I live in Australia and I am wondering if the same platform can be use to deposit the money to my IBKR acct.
Thanks!
Hi Mae, I've only recently started to use it to fund my IBKR account directly (refer this video: ruclips.net/video/dJYzHEnBhJs/видео.html).
Previously I was using this to fund my CIMB SG in SGD only.
And yes, you can use Wise to deposit into IBKR directly (refer link above). Hope this helps!
Hey Ziet, I’m a Malaysian, registered a CIMB sg account as you taught.
Now, I want to move my money from CIMB SG to CIMB MY via Wise. Here showing need for Security Devices to get the CODE. But I don’t have the security devices...
Have you received your CIMB SG final confirmation email? If yes, then check your SMS for activation code to register for a CIMB SG Clicks. Setup digital token on your mobile cimb sg clicks app
Hi Ziet, how are you doing? I hope you are fine.
The steps for Transfer from Sg to Malaysia is reverse only right? Is it recommendable to transfer from Cimb Sg to other Malaysia bank via transfer wise compare to Cimb Sg to Cimb My? Since my Cimb My is darmant and havent got time to visit physical branch to activate it 🤭
Hi Roy, yes the process is just reverse! For cost comparison n saving tips, check out this video: ruclips.net/video/RzCKxh9syCE/видео.html
Hi Ziet, i saw your video "Best Brokerage Account in 2021", i have an IB account but i was thinking of linking it to TSG since you mentioned it has no inactivity fee unlike IB. If i link it to TDS, do i only get to use their platform and uses IB's fee structure or will it follow TDS??
You can still use everything with IBKR (Platform, web portal, funding, mobile app). Only the fee structure (and no fractionals) will follow TradeStation Global 😊
At 4:50 to snap photos and upload to Wise, I ran into the problem "Cannot open camera" issue. Do I need to install any app to turn on my phone camera, can someone teach me? Thanks.
Hi there, you can try clear cache on your google chrome/safari, then reinstall the app and try again, should work! Let me know if this helps
thank you for the great video. is there a way to hide my name when i requested for payment? i sell stuff and i want to hide my personal details away from my customers
Hi there, I'm not sure whether that's possible on the retail account, try opening a Business account, and in the meantime approach the customer support, i am sure there is workaround for this!
In your answer to question 3, you say wise can't be used to fund your Interactive Brokers account. But you have another video teaching people to deposit money into Interactive Brokers account using Wise. I am a bit confused now
Hey there, you can now fund your IBKR through your Wise account directly! It's a new update by IBKR.
You can check out the video here: ruclips.net/video/8YeDT2ol1K0/видео.html
I use BSN bank Account, but cannot find any bsn bank in wise, any suggestions?
Hi there, there is BSN option, below Bank Mualamat and just above CIMB Clicks
Hi Ziet.
My account in IBKR is already approved. I don't know how and why, but it happened in 2,3 days, very quickly.
May i ask you: How can i transfer money to IBKR to fund my account? I mean can i just use transferwise instead of a wire trasnfer with my bank? Do transferwise accept money in my local currency and exchange it into dollars to IBKR or i've to open a dollar account in my bank?
Thank you
Hi David, that's great to know!
I will never recommend one to use TransferWise (Wise) into IBKR directly from your country, reason being there may be complication down the road (fund being withhold, fund being investigated etc.) for which some forumers have faced.
If you dont have a bank account with a currency that IBKR supports (like USD, JPY, SGD), then you are left with wire transfer from your local bank account. By doing this, you are converting your local currency into USD (with your bank) before it reaches IBKR. Hope this helps!
Bro can this ap be used for me to transfer funds to a family member in USA ? Because PayPal sucks... Everytime I lose money as they take big cut for goods and services
Yep you can do that! You just need to input the correct details/ABA routing number and should be good to go. Definitely much better rate compared to PayPal
Hi Ziet, can i check with you if we need to be verified everytime we transfer money? thank you
Hi Jayne, no need, only for first time setup
is there a limit how much can be transferred?
Hi Christine, RM 30k/day from Malaysia
Hi for my payment methods only have easy transfer and low cost transfer
Hi William, that's totally fine, they already updated the User Interface. Easy Transfer will be good to go!
Transferwise is slow and not friendly anymore, take at least one day to transfer. It will show your sending is paused after you pay. It wasnt like that.
I think that is a rare occurrence, could be a server lag or something. Did you use bank transfer? Bank transfer will take 1 day or so, as opposed to online FPX which is instantaneous.
I was using Wise 2 weeks ago and everything still worked fine for me, fund went through instantly
@@ZietInvests I just did one using Easy Transfer option. After done the payment, it mentioned it will take 1-day and the status shows "Sending Paused". I immediately send an email to ask what is going on, and they will take 1 working day to reply my question. Shit! I did few times transferring previously, all were instantly transferred. But this time, i dont know why. Did you use Easy Transfer option as well ?
@@ZietInvests I have the notification email from the FPX service showing the payment is successful to the Transferwise Malaysia Sdn Bhd. I will wait and see how the status will be by tomorrow.
@@ZietInvests If you click the button "Compare Price" it shows the money should arrive in 11 hours.
@@cfreeman3730 Ah it seems like they updated "Online FPX" to "Easy Transfer", probably taking some time to upgrade. Will try again in a few weeks time and see how it goes
Can use to transfer money to others people in difference country?
Hi, yes of course, that is the function of Wise/TransferWise 😊
Hi ziet, just wondering, is it possible to use this method to fund my tiger brokers app?
Hi Syed, you mean directly from Malaysia TransferWise into Tiger? You need to check with Tiger customer service whether they accept funding from TransferWise.
My guess is they won't accept, but no harm asking!
@@ZietInvests alrighty. But if it doesn’t work, conventional maybank malaysia FTT transfer works fine right?
@@syedumar5097 Absolutely. You can fund it from a Malaysia account using FTT, just have to bear the costs and conversion losses 😊
@@ZietInvests Thank you Ziet. Much appreciated.
Hi bro this transferwise can transfer to china bank account ??
Hi Edwin, yes it is available, but I have not done that myself, so you can try it out! It's free to test it anyway😊
Ok bro i try
Can my maid use photocopy passport for selfie verification? Every time send money need to do selfie with passport? Thanks
Selfie is only required for first time verification, needs to be done with real person instead of image
yo Ziet, do u know how to connect via ACH trnasfer to the US brokers? its to mitigate the time factor and i read some malaysians were able to do it but ive no idea how!
Hi there, technically you can't do it without a US bank account. The reason why you see some Malaysians were able to do it because they previously (like 2 years ago) opened a TransferWise Borderless account, which can then be linked up for ACH funding method. However, TransferWise has since removed the Borderless account from Malaysia because the local government somehow disallowed it.
For now, we are theoretically not allowed to use the Borderless account service anymore, but those that have access still can use it (the app somehow did not remove it). Hope this helps!
@@ZietInvests so changing my profile to Singapore won't help as well right? I tried that but it makes me remit in sgd instead
@@CrashingGamers it works, as a loophole. But no one can help you if TransferWise suddenly remove the feature from your app. I contacted them on this before and they advised to withdraw and stop using it
@@ZietInvests ok thx bro
Hi can i know if want to transfer to another person , so we should choose myself too?
Hi Alif, would be better to choose "Someone else" - it should be there now that they have updated their interface! (this video is almost 1 year old hehe)
Hi Ziet,
Since I am going to buy stocks in NYSE, i will need to buy in USD right ? Means I will convert from MYR to SGD then to USD?
Cannot just convert MYR to USD and transfer to CIMB SG?
Hi there, yup correct.
When you convert, you need a bank account that can hold USD. CIMB SG cant hold USD.
If you want to convert from MYR to USD directly, you can use a Foreign Currency Account or TransferWise borderless account, both are slightly slower than the CIMB SG method.
Hope this helps!
Hmmm but I'm using Tiger Brokers and they only provide details such as SWIFT code etc for telegraphic transfer. Can I send from from Wise transfer straight to a broker? Or must be through an oversea bank acc?
Yes you can send from Wise transfer straight to a broker (USD) using Direct ACH Transfer - i will cover this in next week's video!
is it mandatory to order the physical card. If I only need to use it to fund usd trading accounts ?
Not mandatory at all! Card is optional 😄
Is opening an USD account (Foreign Currency Account) from a Bank in Malaysia a better option?
Hi there, not really, FCA has limited function and their rates may not be as good, you can check with the bank but from what I know, it's pretty limited
hi, what if i want to transfer money to someone in korea for goods payment, do i need to choose transfer to myself or someone else?
Choose "someone else" 😊
Hi Ziet, previously you inform us about using TransferWise to fund the TGS account and also the method of opening a CIMB SG bank account. Do you know how much we will save from the 2 different approaches? Also, if I am a Malaysian with a Singapore bank account, does that mean that I can fund my TGS account directly from my Singapore bank acct? Thanks in advance.
Hi, not to confuse, I am using TransferWise to fund my CIMB SG account, then I proceed to local transfer SGD from CIMB SG to IBKR (TSG) SGD account, then I convert SGD to USD inside my IBKR account.
Yes, if you have a Singapore bank account, you can fund IBKR (TSG) directly into their SG account (Citibank NA Singapore) without using TransferWise at all.
Hope this clarifies! 😊
Hi Ziet Invests, I'm a Malaysian. I worked in Saudi Arabia . I like to set up Transfer Wise to transfer my money from my bank in Saudi Arabia to my Maybank account in Malaysia.
Can this be done?
Yes definitely!
hi,why during register wise accnt, ,I i put current yahoo email and system massage appear 'email already exist'
hmmm maybe you registered before using mobile app?
@@ZietInvests thank you,yup registered before..forgot
Hi, have u tried big pay? Heard that it has low exchange rate as well.
Tried that and true , but daily limit at RM10,000 , so might not be ideal if wanna move larger fund .
As Gatsby mentioned, I have not used BigPay myself, but my friends have tried and the FX is pretty much close to Spot Rate, so kudos to them for that. Though just to note, there's wallet limit of RM 10,000 (if im not mistaken), and most brokers don't accept funding via debit card
@@ZietInvests have both and use them both simultaneously , usually 10k from bigpay then then switch to transferwise for the balance .
However u would need a transferwise account eventually , since bigpay only support one way out . U can't change ur sgd back to myr to ur bank account unlike transferwise . Great job to them .
Oh is it? How come some eToro users can withdraw their USD into their BigPay? Or they withdraw into their local debit cards?
@@ZietInvests I am not too sure hmm . But I thought CFD platform like eToro will automatically switch ur USD back to myr when u doing withrawal , so actually it's eToro or it's partner that's charging u the currency exchange .
Hey... can u also do a tutorial how to deposit the money in transferwise? I do not seem to be able to deposit my money MYR from a local bank acct to transferwise in MYR. It seems it does not allow MYR to MYR transfer?
Hi Jutawan, when you checkout in Wise, can just pay via Online FPX kan?
@@ZietInvests no wor... apparently need to pay with a foreign currency into my wise
bro, how about transfer money back from SG to MY? can use the same way like this ?
Can, why not 😊
Hi Ziet,they ask me to pay 20e for registratuon,can I pay it with Card of my sister?bcs i dont use Credit cards..Will be problems if I pay with card that’s doesn’t have my name?sorry for my English
Hi Ana, may I know where are you from? I'm not sure what "20e" is.
Where are you transferring from, and transferring to?
@@ZietInvests I am from Montenegro,20 euro or 20$ i need to recive money (not to send)for Italy.Thank you
@@Annaa66918 ah ok I get you. For this payment, I would recommend if you use your own card with your own name to avoid any complicaitons
@@ZietInvests Thank you Ziet 🙂
@@Annaa66918 you're welcome!
hey, was just wondering if its possible to just do a forex conversion in wise by using ringgit to USD in the same bank account (multi currency bank account)?
Hi Jia Jun, if i understand correctly - you are trying to convert RM to USD inside Wise and keep them as USD? If so, yes you can do that
Please correct me if i understood wrongly!
@@ZietInvests meaning if I were to transfer my MYR in CIMB to wise to convert it to USD and transfer it back to the same CIMB account. is it possible? (your videos shows the transfer from CIMB Malaysia to CIMB SG, but what im asking is CIMB MY to CIMB MY "same account", but different currency instead of doing the conversion in CIMB)
@@Invesment1b Ah I see, withdrawing USD from Wise into your CIMB MY account? I believe that is possible, just use "international" instead of "same currency", then Wise will auto convert that USD to MYR before sending it off to your CIMB MYR account
Hi, I have the same question actually. Want to transfer GBP in wise to Malaysia multi currency account but still receive in GBP (not MYR)
Ziet, I am finding difficult to upload my IC. Though the picture looks clear, error message keeps popping out saying to avoid blur photo and words.
Hmmm, try delete and reinstalling the app, or restart your phone, or clear your browser cache, it would take some time but should be do-able 😊
Thank you Ziet. Manage to finish the process.
I find the rates to transfer MYR to USD is not that attractive. There are other charges too.
@@90lem That could be the case! Do you have any better alternative for MYR to USD? I dont transfer from MYR to USD so i probably cant provide much input on this :x
Can We Send Money From Malaysia To China?
Can, you can check the accepting currency (thou i never sent to China myself before)
Keep going Ziet! Good stuff as always 👆👆👆
Thank you Bernard, glad to see you again! 😊😊
👍👍👍
Thanks for dropping by 😊😊
I'm directly logging into my app, so how do I use your referral link?
You can click into my link to register for an account, then login to your app later
Can it be use to transfer fund from Webull to Transferwise before transfer to local banks in Malaysia?
Yes you can do that!
Thanks for the info.
@@k5ak5a Cheers!
Hi, why my side do not have FPX option? mine is only Easy transfer or low cost transfer - which is much higher amount RM19 to RM20.
They just updated it few weeks ago, its the same as "Easy Transfer" 😊
@@ZietInvests but I think both easy transfer and low cost transter will be higher cost d right?
With this change, is wise transfer still the best funding method into interactive broker?
@@desmondchin3345 Yes still cheaper than FTT, i mentioned the difference compared to FTT here in my recent video: ruclips.net/video/_4KJY8MVC5g/видео.html
So if i were to use this for Taobao would the purchase be cheaper? 🤔🤔🤔🤔
Hmmm i have not tried this with taobao thou, do they accept VISA debit? If yes, then should be possible, give it a try :P
@@ZietInvests they do but in the app the price shown is already converted to RM
Hey Ziet, i dont seem to see CIMB Bank at the last stage (Pay "Choose your bank"). What should i do?
Impossible, there should be CIMB Clicks, try again?
Else, what do you see below Bank Mualamat?
@@ZietInvests I see everything except CIMB, i have try it again still nothing. Should i use other bank now since CIMB cant be found. Thanks for replying
@@Gurditdhanoa Hmm that is very weird, i've never heard that. Regardless, other bank should work too
Hi Ziet, can we send money to Taiwan through this app?
Yes you can!
May I know if CIMB SG allowed to open USD account with them, is it better to open USD as compared to SGD account?
Hi Cayrenna, I don't think CIMB SG has USD foreign currency account option. You can only open a SGD bank account with them
@@ZietInvests Thank you for your prompt reply ;-). I really appreciate it. I have contacted an officer from CIMB SG, and she asked me which currency account I want to open and for what purpose :-)
@@cayrennalau5120 Ahhh maybe there's another foreign currency account product. that they provide (apologies, i didn't think of it!). The one i recommended on my channel was CIMB Singapore Fast Savers (online savings account for SGD).
@@ZietInvests I see. Thank you for all your other videos. Have helped me a lots. Wish you all the best!!
@@cayrennalau5120 Thank you!
can use transfer wise (ACH) to tastyworks?
Hi Kelvin, Wise's borderless account is no longer operating in malaysia, hence it is not regulated anymore even though you can access the feature on your Wise app - i highly recommend you not to use it (for ACH or any purpose)
i wanted to invest in us market so did i need to open cimb SG acc or i just can simply open any bank account and transfer it using transferwise then ibkr ?
Hi, IBKR does not accept funding from 3rd party (Wise/TransferWise), so it is best for you to open a CIMB SG account (or any SG bank account) to facilitate the transfer into IBKR's SGD account
@@ZietInvests Is it same with all the other bank for this method or just for CIMB?
@@fatimahrzn7590 Any SG bank will work
hye may i asked if i have transfer my money to invest using transferwise is it i can get it back the money or the profit that i had transfer in ?
Hi, if i understand you correctly, yes you can withdraw money from your IBKR account, but not via Wise, here is the withdrawal guide: ruclips.net/video/6TJcJuvnP5c/видео.html
Bro if using paynow singapore can transfer money thru Malaysian bank account directly?
Malaysian banks can use paynow meh?
hi. what happens if we are under 18 and is using wise?
Hi, according to Wise: "You must be 18 years or over. If you are an individual, you must be 18 years or older to use our Services and by opening a Wise Account you declare that you are 18 years or older. We may ask you at any time to show proof of your age."
Were you able to open your account tho?
hi Ziet, I don’t know why my acc number of wise is invalid how can I solve that?
Hi, can you screenshot and show me on Instagram?
@@ZietInvests yes thx
@@ZietInvests Can I ask is the acc number for wise is cimb SG or CIMB Malaysia?
@@Junjieee Recipient? Should be CIMB SG
can use wise to deposit or withdraw for webull account ?
Cannot, I’ve confirmed with Wise that they have removed the USD Balance (Borderless account) function for Malaysians because BNM has disallowed that. As of now that feature is not regulated and users have to bear their risk doing that
how do I contact Wise to get a receipt from my first and only botched transfer?
Hi there, you can reach out to their customer support to assist you further: wise.com/help/
@@ZietInvests Thanks I will try that someone else gave me a link, I sent them a letter and they replied to go to their help center, well don't you think I tried that before I searched for about 10 hours before I wrote them, I'm ready to call the Better Business Bureau on these people, They did a bungled transfer for me but when I go to the help center they don't have any record of the transaction I had them make for me on May first! I will try your link, if it doesn't work I will call the BBB, they will take care of it for me and they don't mess around they are the watchdog for crappy companies trying to rip off US citizens, I am one of those for 69 years got sick of all the trashy government and moved to Thailand in January with my Thai wife I married in the US. I'm sick of their shit! they have a record of 200 Tar in their possession, I thought was 200 Baht I sent them but no record of the transaction? who are they trying to fool I'm no dummy I went to college and many many classes throughout my life, I'm not a friggin ding a ling! I will try your link tomorrow, Ive been at this at least 5 hours today after 10 hours trying to get in touch with them, they are no help and I I don't get this matter solved, maybe the BBB will take their licence from them doing business in American banks, because they do have that clout, I'm sure I'm not the first person they have done this to!
@@ZietInvests been there done that tomorrow morning I'm calling the Better Business Bureau, they protect US citizens from being screwed by business like this, I will rat them on tomorrow morning to them, thanks for trying! peace bro
@@earlvanfleet3501 I see, i'm sorry that their customer support wasn't able to solve your issue. Hopefully you found a way to resolve it
Calling the Better Business Bureau now, thanks for trying to help :-)
Kenapa saya buat dia tak minta pengesahan email pun 😶
Haha mungkin procedure terbaru dah tukar, tak de masalah!
@@ZietInvests and one more thing, kalau kita transfer 123 smpai sana 123 ka?
@@marianangan0796 You tekan kat Wise website cuba tengok, kalau you transfer 123, akan tolak fees juga
@@ZietInvests tQ :)
@@marianangan0796 welcome!
Why are you copying sneaky sushi style of "presenting" and also use his signature fork mic. Be original
I respect sushii as a creator but to be honest I’ve never watched his video before when i made this video 1 year + ago
How much do u earn for the referral?
I have the same referral reward as everyone - RM 150 every 3 referrals
Too bad transferwise deleted the online banking(FPX) method
They renamed it to something called "Easy transfer" right?
@@ZietInvests Thankss ya
HI, after i have transfer the money from my bank, in WISE platform, it come out an message of "ready to pay"?Next, send your money to our MYR account. We'll get started on your transfer the moment we receive your money. There are 2 option. 1. Choose how to pay and 2.I've now paid. What should I click? I also see on upper left corner show "send money", do i need to click it?
Hi there, you have paid right? You can choose "I've now paid".
I believe you used the free transfer method right? That is the bank transfer method which is slightly manual, hence you need to notify here "I've now paid" to let them know you have paid them so they can proceed to help you transfer the money.
Feel free to DM me on Instagram if you need any help!
@@ZietInvests OK. Noted.thanks
Thank you for sharing bro 🫡
No problem 👍
How to communicate with wise customer service? By email only?
Hi Stephanie, so far i tried using their Help support contact form (usually get reply in 2-3 days); never tried phone though
Hi, can I use transfer wise to transfer money from China to Malaysia ?
Can!